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> Working in Singapore V20, All About Living in The Little Red Dot

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TSbennike129
post Mar 1 2017, 09:23 PM, updated 4y ago

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It's time for a new thread on 2017! innocent.gif devil.gif devil.gif

Previous V19 Thread

Previous V18 Thread

V17 Thread

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Job Hunting

- Job hunting is more difficult now thanks to the Fair Consideration Framework but still possible.
- Popular Job Search Sites: JobStreet, Monster, eFinancialCareers

Employment

- There are 4 types of Work Passes for foreigners in SG: WP, S-Pass, EP and PEP. Visit MOM website for more information on these passes.
- The company hiring you has to initiate all the formalities for you so no need to worry too much on what type of pass or how to apply for it.
- Note that different types of work pass have different rights, benefits & restrictions.

CPF and Income Tax

- If you work 183 days or more in a calendar year you are a tax resident and pay the same progressive tax rates as locals.
- If you work less than 183 days you are not a tax resident and pay flat 15% tax or progressive tax rates as locals (whichever is higher). However the following year if your employment spills over into exceeding 183 days you can request IRAS to re-assess you as a tax resident and refund you the difference in tax paid.
- Visit IRAS website for more information on taxes.
- CPF (equivalent of our EPF) is only mandatory for PR's and SC's (Singapore Citizens) at 16% Employee, 20% Employer, capped at first $5k per month.
- Some companies will encash the employer portion for foreigners.
- Visit CPF Website for more information on CPF.

Permanent Residence

- ICA does not have any official guidelines for PR approval (or any points system like Australia/NZ).
- Previously most agencies recommend applying for PR after 1 year if you are on P1 EP, 2 years or more if you are on P2/Q1 EP.
- Visit ICA website for more information on applying for PR.

Accomodation in Singapore

- Accomodation $600-$100 (room) $2000-$3000 (entire flat)
- Typical costs are 1st month rental + 1 month deposit (for each year of the lease) + 1/2 month agent fee (for each year of the lease).
- Foreigners can only own Private Condominiums and are subject to ~18% stamp duty. PR's can own Private Condominiums and Resale HDB's are and subject to ~8% stamp duty.
- Popular room/house search websites: PropertyGuru, FlatsDB, RoomsDB, EasyRoomMate.

Accomodation in Johor

- Foreigners on Work Pass living in Malaysia and commuting to SG can drive MY-registered cars and bikes. Cars incur $35 and bikes incur $4 VEP/daily.
- PR's and SC's living in Malaysia and commuting to SG can only drive SG-registered cars and bikes into the island.
- Visit LTA website for more information on operating a car in SG as a foreigner.

Driving in Singapore

- Foreigners on Work Pass are allowed to drive in Singapore for the first year only using Malaysian Drivers License. For second year onwards you are expected to convert to Singapore license.
- Visit eCitizen site for more information on converting your license.
- Note that foreigners on work pass are only allowed to drive Malaysia-registered cars if you stay outside Singapore. Visit LTA site for more information.

Expenses

This is very subjective depending on the spending power of different individuals. Basic monthly expenditure:
- Accomodation up to $600-$1000 (room) $2000-$3000 (entire flat)
- Food $500 and up
- Transport $60 and up
- Handphone, bills and utilities $100 and up
- Entertainment, shopping etc $xxxx

This post has been edited by bennike129: Mar 1 2017, 09:23 PM
WallChecker
post Mar 1 2017, 09:29 PM

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Hello v20! First to reporting! biggrin.gif
KilJim
post Mar 1 2017, 09:34 PM

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Berribu-ribu tahniah! V20
Freedom15
post Mar 1 2017, 09:35 PM

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Parking
knwong
post Mar 1 2017, 10:15 PM

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Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
ldhong
post Mar 1 2017, 10:19 PM

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Hi all,

Keep the thread going rclxm9.gif
kai91
post Mar 1 2017, 10:21 PM

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just as you guys were talking about ocbc360, they have now revised their bonus terms. you guys jinx it biggrin.gif

come come uob
Avermofo
post Mar 1 2017, 10:28 PM

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QUOTE(knwong @ Mar 1 2017, 10:15 PM)
Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
*
Ya damn sad. No longer can enjoy higher interest rate for OCBC 360
Avermofo
post Mar 1 2017, 10:33 PM

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Guys, what is your salary when you first came to work in SG?
Shoki
post Mar 1 2017, 10:59 PM

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Grats V20 smile.gif
almeizer
post Mar 1 2017, 11:03 PM

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Hi guys, my company is hiring. If anyone planning to go SG and need to find job then can try. Minimally need to be able to get EP which you need to have a degree from recognize University. You can visit the link below. Good luck guys.

http://sg.jobsdb.com/sg/en/job/software-su...400003003123302
OldKidz
post Mar 2 2017, 12:12 AM

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V20... perhaps maybe we should share more information at 1st threat.

Like which bank to open when u reach SG for ur 1st job.
Which telco is better, which telco is best for bucks.
Where to buy daily product / grocery is best / cheap etc.

Boring than shall go where to handout.
Activities and what's happening around SG?
Even perspective of getting call back to MY and how / which cheaper too etc? lol
aLertz
post Mar 2 2017, 09:59 AM

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Congrats V20 liau !!!

QUOTE(knwong @ Mar 1 2017, 10:15 PM)
Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
*
QUOTE(kai91 @ Mar 1 2017, 10:21 PM)
just as you guys were talking about ocbc360, they have now revised their bonus terms. you guys jinx it biggrin.gif

come come uob
*
sigh....no more saving bonus....lost 1% there
any better ones out there? UOB better?
kai91
post Mar 2 2017, 10:31 AM

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QUOTE(aLertz @ Mar 2 2017, 09:59 AM)
Congrats V20 liau !!!
sigh....no more saving bonus....lost 1% there
any better ones out there? UOB better?
*
I probably should've mentioned that uob is not for all. but if you are spending $500 per month (can be on their debit or credit) then it's easier to earn their bonus. it's just $500 spending + salary.
Blues89
post Mar 2 2017, 10:36 AM

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yea ocbc360 changed :/
kovin
post Mar 2 2017, 10:52 AM

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any other tips or tricks to earn from saving account + credit card?
theeastdevil
post Mar 2 2017, 10:59 AM

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silent reader here
Fiona Chin
post Mar 2 2017, 11:59 AM

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QUOTE(kovin @ Mar 2 2017, 10:52 AM)
any other tips or tricks to earn from saving account + credit card?
*
Don't have 60k of cash standing by so just recommend credit card. For general usage, UOB One card is 5% rebate if meet the target. Not a bad card.
EdwL
post Mar 2 2017, 12:00 PM

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Hi,

Anyone know what is the salary range for certified internal auditor with over 3 years experience in Sg?
I have applied some jobs in JobsDB, but all turned out 'Not suitable'. Is it more difficult for malaysian to work in Sg now?
TzeThon
post Mar 2 2017, 12:02 PM

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QUOTE(knwong @ Mar 1 2017, 10:15 PM)
Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
*
yes very sad that OCBC terms changed! sad.gif

i think UOB conditions are lesser. but need another credit card also not a wise choice.

furthermore, if we open both OCBC and UOB accounts, and split our savings, we also can't earn much interest in total right?

by the way, SGD rate is going up now. hopefully hit 3.5 this year tongue.gif tongue.gif tongue.gif
larilagilaju
post Mar 2 2017, 12:41 PM

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HELP MEEEEEE.

Went to POSB again to open my account. I live in JB and they need LHDN letter or tax letter or something. I never register LHDN. How can I get that letter?
deadravel
post Mar 2 2017, 03:42 PM

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QUOTE(TzeThon @ Mar 2 2017, 12:02 PM)
yes very sad that OCBC terms changed! sad.gif

i think UOB conditions are lesser. but need another credit card also not a wise choice.

furthermore, if we open both OCBC and UOB accounts, and split our savings, we also can't earn much interest in total right?

by the way, SGD rate is going up now. hopefully hit 3.5 this year  tongue.gif  tongue.gif  tongue.gif
*
i saw the comparison, if large amt of money better go uob

https://justasingaporeanson.blogspot.sg/201...comparison.html
WallChecker
post Mar 2 2017, 08:59 PM

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QUOTE(deadravel @ Mar 2 2017, 03:42 PM)
i saw the comparison, if large amt of money better go uob

https://justasingaporeanson.blogspot.sg/201...comparison.html
*
Aiyo, I haven't went to branch open OCBC already change. Looks like I need to find alternative liao..
eligible
post Mar 2 2017, 09:58 PM

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QUOTE(almeizer @ Mar 1 2017, 11:03 PM)
Hi guys, my company is hiring. If anyone planning to go SG and need to find job then can try. Minimally need to be able to get EP which you need to have a degree from recognize University. You can visit the link below. Good luck guys.

http://sg.jobsdb.com/sg/en/job/software-su...400003003123302
*
May I send resume to you directly?
Flash90
post Mar 3 2017, 12:10 AM

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QUOTE(OldKidz @ Mar 2 2017, 12:12 AM)
V20... perhaps maybe we should share more information at 1st threat.

Like which bank to open when u reach SG for ur 1st job.
Which telco is better, which telco is best for bucks.
Where to buy daily product / grocery is best / cheap etc.

Boring than shall go where to handout.
Activities and what's happening around SG?
Even perspective of getting call back to MY and how / which cheaper too etc? lol
*
I will start my job there in the next two weeks. Will try to help out with some of these info happy.gif

QUOTE(larilagilaju @ Mar 2 2017, 12:41 PM)
HELP MEEEEEE.

Went to POSB again to open my account. I live in JB and they need LHDN letter or tax letter or something. I never register LHDN. How can I get that letter?
*
Last time i went there, they mention as long I have IPA (kinda temporary employment pass) and address in Sg, then I can open up.
But, one of my friends mention that we need to have company letter. Though the bank staff never mentioned that to me.
ghodul
post Mar 3 2017, 01:05 AM

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QUOTE(TzeThon @ Mar 2 2017, 12:02 PM)
yes very sad that OCBC terms changed! sad.gif

i think UOB conditions are lesser. but need another credit card also not a wise choice.

furthermore, if we open both OCBC and UOB accounts, and split our savings, we also can't earn much interest in total right?

by the way, SGD rate is going up now. hopefully hit 3.5 this year  tongue.gif  tongue.gif  tongue.gif
*
3.5?

Tambak Johor will roboh for sure. Nowadays oso jem like hell already...
David900924
post Mar 3 2017, 08:37 AM

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Hi guys, may I know which bank in singapore can be open without the singapore employment doc?
Frank3
post Mar 3 2017, 02:11 PM

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QUOTE(bennike129 @ Mar 1 2017, 09:23 PM)
» Click to show Spoiler - click again to hide... «

CPF and Income Tax

- If you work 183 days or more in a calendar year you are a tax resident and pay the same progressive tax rates as locals.
- If you work less than 183 days you are not a tax resident and pay flat 15% tax or progressive tax rates as locals (whichever is higher). However the following year if your employment spills over into exceeding 183 days you can request IRAS to re-assess you as a tax resident and refund you the difference in tax paid.
- Visit IRAS website for more information on taxes.
- CPF (equivalent of our EPF) is only mandatory for PR's and SC's (Singapore Citizens) at 16% Employee, 20% Employer, capped at first $5k per monthShould be Employer 17% and Employee 20 %, capped at SGD6K per month
- Some companies will encash the employer portion for foreigners.
- Visit CPF Website for more information on CPF.

» Click to show Spoiler - click again to hide... «
This post has been edited by Frank3: Mar 3 2017, 02:11 PM
rookie93
post Mar 5 2017, 05:51 PM

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QUOTE(David900924 @ Mar 3 2017, 08:37 AM)
Hi guys, may I know which bank in singapore can be open without the singapore employment doc?
*
DBS/POSB
Blues89
post Mar 6 2017, 09:33 AM

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i dun wish myr drop so much eh although good for us,but our family back in msia bad eh :/
IwanAGP
post Mar 6 2017, 09:50 AM

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QUOTE(Progineer @ Mar 6 2017, 05:45 AM)
I once had a peak over the shoulders of a middle aged lady withdrawing cash at an atm. She had 360k sgd savings in cash... I immediately felt jealous.
*
360k drool.gif drool.gif

I just wanna take 10% will do drool.gif
Freedom15
post Mar 6 2017, 10:26 AM

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QUOTE(Progineer @ Mar 6 2017, 05:45 AM)
I once had a peak over the shoulders of a middle aged lady withdrawing cash at an atm. She had 360k sgd savings in cash... I immediately felt jealous.
*
How to accumulate such wealth oo...
But kinda wasted...Those monies are not invested...

Blues89
post Mar 6 2017, 10:47 AM

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maybe invested money is x10 the savings biggrin.gif
JamesLew28
post Mar 6 2017, 04:39 PM

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something to share

https://sg.news.yahoo.com/calm-down-singapo...-030023182.html
TzeThon
post Mar 6 2017, 05:05 PM

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QUOTE(JamesLew28 @ Mar 6 2017, 04:39 PM)
can get "chap fan" at S$3 here. dollar to dollar. cannot get decent food at RM3 in Malaysia.
MRT also not expensive and very convenient. almost everywhere has covered walkways / tunnels, etc.
not difficult to survive in Singapore.
JamesLew28
post Mar 6 2017, 05:15 PM

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QUOTE(TzeThon @ Mar 6 2017, 05:05 PM)
can get "chap fan" at S$3 here. dollar to dollar. cannot get decent food at RM3 in Malaysia.
MRT also not expensive and very convenient. almost everywhere has covered walkways / tunnels, etc.
not difficult to survive in Singapore.
*
agree
KilJim
post Mar 6 2017, 05:18 PM

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QUOTE(JamesLew28 @ Mar 6 2017, 04:39 PM)
Might want to point out that article is from 2014
ThanatosSwiftfire
post Mar 6 2017, 05:26 PM

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Not difficult to survive;and keep renting. If only property and car was a lot more affordable though sad.gif
knwong
post Mar 6 2017, 05:30 PM

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QUOTE(JamesLew28 @ Mar 6 2017, 04:39 PM)
Why don't you share your own experience while living here?

Article can be bias
IwanAGP
post Mar 6 2017, 06:54 PM

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QUOTE(knwong @ Mar 6 2017, 05:30 PM)
Why don't you share your own experience while living here?

Article can be bias
*
tl;dr

Single, Don't drink, Don't geylang, Don't buy luxuries = Save a whole lot. Even for freshie down here.

Probably enough to save equivalent salary in MY and even more.
David900924
post Mar 7 2017, 05:34 AM

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QUOTE(rookie93 @ Mar 5 2017, 05:51 PM)
DBS/POSB
*
Bro, thanks for the reply but I have went to DBS branch in tai seng last month, they dont allow unless u have employement pass in Singapore.
JamesLew28
post Mar 7 2017, 08:23 AM

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QUOTE(KilJim @ Mar 6 2017, 05:18 PM)
Might want to point out that article is from 2014
*
but the point remains true, right?
Tij
post Mar 7 2017, 08:53 AM

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Hello sg working people, I will be working at changi airport, anyone knows a nearby hdb room to rent?(bedok, tampines,pasir ris)

Preferably a room for 2 (helping a friend as well). Thanks!
KilJim
post Mar 7 2017, 09:33 AM

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QUOTE(JamesLew28 @ Mar 7 2017, 08:23 AM)
but the point remains true, right?
*
Not all of it, for example the first point "Singapore’s currency (SGD) has strengthened by up to 40% against the US dollar." is diminished by a lot now (though still relevant)

Anyway my point was just to state when posting old articles so they don't get taken out of context, i do agree with whats written there

TzeThon
post Mar 7 2017, 10:25 AM

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QUOTE(Tij @ Mar 7 2017, 08:53 AM)
Hello sg working people, I will be working at changi airport, anyone knows a nearby hdb room to rent?(bedok, tampines,pasir ris)

Preferably a room for 2 (helping a friend as well). Thanks!
*
try websites like easyroommate. can find a lot near pasir ris. i know a lot of people tend to stay in pasir ris if they work in airport.
deadravel
post Mar 7 2017, 10:39 AM

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just to share some of my experience, after 1 year working in sg. whistling.gif

food:
hawker food is quite affordable, u can get by ur lunch/dinner with $5
restaurant in mall normally range from ~$8 to any price

transport:
u can get to anywhere in sg by public transport - mrt/bus
so no problem with transport actually. just that u need to plan ur time well
if u stay near to ur office , then thats good and u can save alot in transportation.

accommodation:
a common room here (1pax) include utilities&internet normally rental range from $400-$700 for hdb
if condo around $800-1000+
some include aircon which is always good as weather here 80% of the time is hot

misc:
hippie cafe in sg: coffee price around $5-10, big breakfast can range from $10-30+ depending on the area where the cafe is
library in sg: apa book u mau pun ada, can borrow with a small fees
daily necessities: i see some of my fren always go JB to buy shampoo,food,watson,etc. but for me i would not spend the time going out to JB purposely buying shampoo and stuff.
tax: not much rebate like in malaysia
bank: open dbs/posb easiest, as they accept malaysia IC. also most common bank in sg, can find the atm at every corner.
mobile no.: singtel,starhub,m1. imo, starhub is the balance between singtel and m1, m1 is cheap but line not stable, singtel is stable not price higher.
entertainment: in sg, far more expensive than compare in malaysia.

imo: u can save alot $$$ in sg, unless u always go hippie cafe/restaurant, drink alcohol, or go geylang.




ldhong
post Mar 7 2017, 11:01 AM

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QUOTE(deadravel @ Mar 7 2017, 10:39 AM)
just to share some of my experience, after 1 year working in sg.  whistling.gif

food:
hawker food is quite affordable, u can get by ur lunch/dinner with $5
restaurant in mall normally range from ~$8 to any price

transport:
u can get to anywhere in sg by public transport - mrt/bus
so no problem with transport actually. just that u need to plan ur time well
if u stay near to ur office , then thats good and u can save alot in transportation.

accommodation:
a common room here (1pax) include utilities&internet normally rental range from $400-$700 for hdb
if condo around $800-1000+
some include aircon which is always good as weather here 80% of the time is hot

misc:
hippie cafe in sg: coffee price around $5-10, big breakfast can range from $10-30+ depending on the area where the cafe is
library in sg: apa book u mau pun ada, can borrow with a small fees
daily necessities: i see some of my fren always go JB to buy shampoo,food,watson,etc. but for me i would not spend the time going out to JB purposely buying shampoo and stuff.
tax: not much rebate like in malaysia
bank: open dbs/posb easiest, as they accept malaysia IC. also most common bank in sg, can find the atm at every corner.
mobile no.: singtel,starhub,m1. imo, starhub is the balance between singtel and m1, m1 is cheap but line not stable, singtel is stable not price higher.
entertainment: in sg, far more expensive than compare in malaysia.

imo: u can save alot $$$ in sg, unless u always go hippie cafe/restaurant, drink alcohol, or go geylang.
*
Go Geylang eat frog porridge won't cost a lot right? hmm.gif
Kelv
post Mar 7 2017, 11:02 AM

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Still waiting if anyone gonna post the price range for geylang brows.gif
IwanAGP
post Mar 7 2017, 11:26 AM

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QUOTE(ldhong @ Mar 7 2017, 11:01 AM)
Go Geylang eat frog porridge won't cost a lot right?  hmm.gif
*
TBH, I haven't get to try it yet biggrin.gif

QUOTE(Kelv @ Mar 7 2017, 11:02 AM)
Still waiting if anyone gonna post the price range for geylang  brows.gif
*
Anywhere from $10 to ???

$10 if you share with someone else.


I mean... Frog porridge wink.gif
XiuKeong
post Mar 7 2017, 02:05 PM

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Sien, apply what credit card also got rejected. Record too clean, any idea how?

Rob a bank? laugh.gif
JamesLew28
post Mar 7 2017, 02:08 PM

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QUOTE(KilJim @ Mar 7 2017, 09:33 AM)
Not all of it, for example the first point "Singapore’s currency (SGD) has strengthened by up to 40% against the US dollar." is diminished by a lot now (though still relevant)

Anyway my point was just to state when posting old articles so they don't get taken out of context, i do agree with whats written there
*
noted...my mistake on not mentioning the article's date smile.gif
SONYSONY
post Mar 7 2017, 03:27 PM

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Hi all sifu,
Need your advice.
I am offered job in sg.
My new co. will buy off me.
But I just submitted my appraisal for bonus.
I have to reply new co. tomorrow.
I worry I will lose my bonus.
Standard notice period for tender is 2 mth for my case.
commtrader
post Mar 7 2017, 03:54 PM

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QUOTE(SONYSONY @ Mar 7 2017, 03:27 PM)
Hi all sifu,
Need your advice.
I am offered job in sg.
My new co. will buy off me.
But I just submitted my appraisal for bonus.
I have to reply new co. tomorrow.
I worry I will lose my bonus.
Standard notice period for tender is 2 mth for my case.
*
Must be high position offered in Sg in order for them to buy you out !

You can ask Sg company to wait for few more days first? Wait until u receive the bonus first only buy you out for ctr
crazy25kid
post Mar 7 2017, 03:59 PM

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QUOTE(SONYSONY @ Mar 7 2017, 03:27 PM)
Hi all sifu,
Need your advice.
I am offered job in sg.
My new co. will buy off me.
But I just submitted my appraisal for bonus.
I have to reply new co. tomorrow.
I worry I will lose my bonus.
Standard notice period for tender is 2 mth for my case.
*

not exactly sure about the buyout part but from what my wife and i had for buyout, this is the scenario we had
notice period = 1 month, new company pay us the 1 month salary in the amount offered by the new company
so, if this is the logic...if the new company is going to pay u SGD5k, is ur bonus more than SGD10k convert to RM - 2 months pay?


KilJim
post Mar 7 2017, 04:00 PM

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QUOTE(XiuKeong @ Mar 7 2017, 02:05 PM)
Sien, apply what credit card also got rejected. Record too clean, any idea how?

Rob a bank? laugh.gif
*
You got rejected because your record is too clean?
Wah you're so special ler...
SONYSONY
post Mar 7 2017, 04:14 PM

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QUOTE(commtrader @ Mar 7 2017, 03:54 PM)
Must be high position offered in Sg in order for them to buy you out !

You can ask Sg company to wait for few more days first? Wait until u receive the bonus first only buy you out for ctr
*
The bonus payout is usually may or jun. My new co requested me to pay first to old co. They will reimburse me later. What should I do to retain my bonus? My bonus is under review and approval now...tq bros
XiuKeong
post Mar 7 2017, 04:24 PM

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QUOTE(KilJim @ Mar 7 2017, 04:00 PM)
You got rejected because your record is too clean?
Wah you're so special ler...
*
Ya wei, submitted corporate card application rejected...submitted personal card application also rejected

Checked with Credit Bureau also same reason...
knwong
post Mar 7 2017, 08:04 PM

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QUOTE(SONYSONY @ Mar 7 2017, 03:27 PM)
Hi all sifu,
Need your advice.
I am offered job in sg.
My new co. will buy off me.
But I just submitted my appraisal for bonus.
I have to reply new co. tomorrow.
I worry I will lose my bonus.
Standard notice period for tender is 2 mth for my case.
*
The 'buy off' is a early release. Common in the industry if your role is critical role

Can forget about the bonus the moment you tender, even if it's already approve. Just look forward for the 'greener' pasture at new company. Let old bygones be bygones
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post Mar 7 2017, 09:49 PM

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QUOTE(David900924 @ Mar 7 2017, 05:34 AM)
Bro, thanks for the reply but I have went to DBS branch in tai seng last month, they dont allow unless u have employement pass in Singapore.
*
the last time, i went to suntec city dbs branch, and they allowed me to open with just my IPA letter.
WallChecker
post Mar 7 2017, 10:02 PM

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QUOTE(SONYSONY @ Mar 7 2017, 03:27 PM)
Hi all sifu,
Need your advice.
I am offered job in sg.
My new co. will buy off me.
But I just submitted my appraisal for bonus.
I have to reply new co. tomorrow.
I worry I will lose my bonus.
Standard notice period for tender is 2 mth for my case.
*
QUOTE(SONYSONY @ Mar 7 2017, 04:14 PM)
The bonus payout is usually may or jun. My new co requested me to pay first to old co. They will reimburse me later. What should I do to retain my bonus? My bonus is under review and approval now...tq bros
*

The answer is there is nothing u can worried about because chances for u to get bonus is almost zero unless it is contractual bonus or in contract term. Bonus (Exclude contractual/employment term) is strictly discretionary. Even your boss confirmed your bonus $ and it is discretion until the moment the bonus $ credited into your bank account. This is corporate reality and of course there are some exception cases, where they do "charity" bonus to those leavers (which rarely happen). I am sorry if my feedback is harsh but what I am telling u is common practice not that I am being corporate citizen nor my job scope but purely feedback cause I gain nth from giving feedback here.

QUOTE(commtrader @ Mar 7 2017, 03:54 PM)
Must be high position offered in Sg in order for them to buy you out !

You can ask Sg company to wait for few more days first? Wait until u receive the bonus first only buy you out for ctr
*

Not necessary, buy-out happen most of the time. Reason is simply too "cheap" to buy out than wait for months. Just imagine salary of MYR10k per month is equivalent to SGD3.2k, can easily buy two months.

QUOTE(crazy25kid @ Mar 7 2017, 03:59 PM)
not exactly sure about the buyout part but from what my wife and i had for buyout, this is the scenario we had
notice period = 1 month, new company pay us the 1 month salary in the amount offered by the new company
so, if this is the logic...if the new company is going to pay u SGD5k, is ur bonus more than SGD10k convert to RM - 2 months pay?
*

Luckily u and your wife too! Its not common in most industry and companies to offer same equivalent of absolute amount, e.g. MYR1 to SGD1.


IwanAGP
post Mar 7 2017, 11:12 PM

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QUOTE(XiuKeong @ Mar 7 2017, 04:24 PM)
Ya wei, submitted corporate card application rejected...submitted personal card application also rejected

Checked with Credit Bureau also same reason...
*
PR or EP?

hmm.gif

I only know my pay now is low enough to qualify for credit card as a foreigner. Get PR then different story.
XiuKeong
post Mar 7 2017, 11:58 PM

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QUOTE(IwanAGP @ Mar 7 2017, 11:12 PM)
PR or EP?

hmm.gif

I only know my pay now is low enough to qualify for credit card as a foreigner. Get PR then different story.
*
EP, they told me to take loan just for the sake of credit activity or try other card which I already have but still got rejected mad.gif
ThanatosSwiftfire
post Mar 8 2017, 08:27 AM

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QUOTE(IwanAGP @ Mar 7 2017, 11:12 PM)
PR or EP?

hmm.gif

I only know my pay now is low enough to qualify for credit card as a foreigner. Get PR then different story.
*
Foreigner is 60k per annum rite. Where got low!
deodorant
post Mar 8 2017, 09:58 AM

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QUOTE(SONYSONY @ Mar 7 2017, 04:14 PM)
What should I do to retain my bonus? My bonus is under review and approval now

If your bonus is contractual ie no matter what also company must pay, then you can negotiate/demand with them to give you pro rated.

If your bonus is discretionary ie company can choose to pay or not depending on company performance or whether the stars align, then almost-zero chance of you getting anything.

One alternative could be to ask the new company to give you a sign-on bonus in lieu of the one that you'll be giving up, but that's not really likely to happen unless you are super in demand as a candidate.
deodorant
post Mar 8 2017, 10:01 AM

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QUOTE(XiuKeong @ Mar 7 2017, 11:58 PM)
EP, they told me to take loan just for the sake of credit activity or try other card which I already have but still got rejected mad.gif

Try Citibank? I think in general they are more liberal in approving credit cards.

Otherwise SCB manhattan card has a version with s$500 credit limit, I'd guess that the approval criteria for that is super lax. Could be worth it to live with that low limit for a few months to build credit history if all else fails.
XiuKeong
post Mar 8 2017, 12:30 PM

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QUOTE(deodorant @ Mar 8 2017, 10:01 AM)
Try Citibank? I think in general they are more liberal in approving credit cards.

Otherwise SCB manhattan card has a version with s$500 credit limit, I'd guess that the approval criteria for that is super lax. Could be worth it to live with that low limit for a few months to build credit history if all else fails.
*
SCB manhattan 60k annual income. Cannot meet laugh.gif

I think I'll try my corporate card again since the requirement is lower than personal

This post has been edited by XiuKeong: Mar 8 2017, 12:30 PM
deodorant
post Mar 8 2017, 12:37 PM

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QUOTE(XiuKeong @ Mar 8 2017, 12:30 PM)
SCB manhattan 60k annual income. Cannot meet laugh.gif

No, there is a specific version of the card that only comes with a $500 limit. It's designed for students, but working ppl are also welcome to apply.

http://www.wowmanhattan.com.sg/benefits-500.html
SONYSONY
post Mar 8 2017, 02:24 PM

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QUOTE(knwong @ Mar 7 2017, 08:04 PM)
The 'buy off' is a early release. Common in the industry if your role is critical role

Can forget about the bonus the moment you tender, even if it's already approve. Just look forward for the 'greener' pasture at new company. Let old bygones be bygones
*
Now current company counter offer me. 20% salary increment. Don't know what to do now.
trade99
post Mar 8 2017, 03:10 PM

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whats the website for SG Jobs ? looking for job.
Currently working in malaysia
XiuKeong
post Mar 8 2017, 03:38 PM

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QUOTE(deodorant @ Mar 8 2017, 12:37 PM)
No, there is a specific version of the card that only comes with a $500 limit. It's designed for students, but working ppl are also welcome to apply.

http://www.wowmanhattan.com.sg/benefits-500.html
*
Ahhh, only for SC and PR sad.gif

QUOTE(trade99 @ Mar 8 2017, 03:10 PM)
whats the website for SG Jobs ? looking for job.
Currently working in malaysia
*
Hope it helps icon_rolleyes.gif

This post has been edited by XiuKeong: Mar 8 2017, 04:36 PM
ghodul
post Mar 8 2017, 03:58 PM

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Just wondering guys,

The requirement for EP got change huh? I'm currently on EP now. Yesterday, I just sign a new good offer, which is 25% from my current pay. But the new HR stated that she can't apply EP for me due to new requirement. She say that she will apply S-Pass for me instead...

Does downgrading ur pass affecting something here?
facade88
post Mar 8 2017, 04:29 PM

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QUOTE(ghodul @ Mar 8 2017, 03:58 PM)
Just wondering guys,

The requirement for EP got change huh? I'm currently on EP now. Yesterday, I just sign a new good offer, which is 25% from my current pay. But the new HR stated that she can't apply EP for me due to new requirement. She say that she will apply S-Pass for me instead...

Does downgrading ur pass affecting something here?
*
Yup, EP now starts at 3600..
ghodul
post Mar 8 2017, 04:35 PM

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QUOTE(facade88 @ Mar 8 2017, 04:29 PM)
Yup, EP now starts at 3600..
*
No wonder.

It seems like i have to wait couple of years to get there...
KilJim
post Mar 8 2017, 04:37 PM

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QUOTE(SONYSONY @ Mar 8 2017, 02:24 PM)
Now current company counter offer me. 20% salary increment. Don't know what to do now.
*
Shouldn't be that difficult, just compare your RM +20% salary vs the SGD offer you have
My opinion, usually 20% extra in RM isn't enough to compare (purely salary point of view)
Many other factors other than that of course

This post has been edited by KilJim: Mar 8 2017, 04:38 PM
ghodul
post Mar 8 2017, 04:41 PM

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QUOTE(SONYSONY @ Mar 8 2017, 02:24 PM)
Now current company counter offer me. 20% salary increment. Don't know what to do now.
*
QUOTE(KilJim @ Mar 8 2017, 04:37 PM)
Shouldn't be that difficult, just compare your RM +20% salary vs the SGD offer you have
My opinion, usually 20% extra in RM isn't enough to compare (purely salary point of view)
Many other factors other than that of course
*
For me, I would not take any counter offer some some reason.

1. Pride maaa. Sudah throw mau jilat balik
2. If take, usually your department colleagues increment will be affected. Because the money comes from the same pool. Kesian them...
3. Your boss and colleagues usually will not be friendlier as before. Get ready for anything...
SONYSONY
post Mar 8 2017, 04:51 PM

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The sg company no feedback anything yet about counter offer from current co. Tomorrow I need to reply. I also try to get official counter offer first.
IwanAGP
post Mar 8 2017, 07:02 PM

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QUOTE(XiuKeong @ Mar 7 2017, 11:58 PM)
EP, they told me to take loan just for the sake of credit activity or try other card which I already have but still got rejected mad.gif
*
biggrin.gif Maybe is their trick to get you take up unnecessary loan? I know buy insurance did help la didn't know taking loan also.

QUOTE(ThanatosSwiftfire @ Mar 8 2017, 08:27 AM)
Foreigner is 60k per annum rite. Where got low!
*
I mean I'm too low to qualify. Minimum should be around 3.7k basic per month for foreigner. I cheap labour basic not even 3k.

QUOTE(ghodul @ Mar 8 2017, 03:58 PM)
Just wondering guys,

The requirement for EP got change huh? I'm currently on EP now. Yesterday, I just sign a new good offer, which is 25% from my current pay. But the new HR stated that she can't apply EP for me due to new requirement. She say that she will apply S-Pass for me instead...

Does downgrading ur pass affecting something here?
*
3.6k. Old EP holder can still be waived for the first renewal if not wrong. After that need to meet the requirement. But to be honest last time when I first came SG, the requirement was 3.2. I was getting only 2.X back then.

Affect nothing much. Company need to pay levy. I think apply phone from Tesco also need extra deposit (this one I not 100% sure can't remember). And maybe just feel like one class lower biggrin.gif
Megatronika
post Mar 8 2017, 10:12 PM

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Hi guys,
I want to ask something. My father recently just renounced singapore citizenship and already get malaysian IC. Now in the process to transfer his CPF monies.

He already open 1 MY bank account, and at the same time still holding SG maybank atm card which is still active. My questions,

1. Cpf stated that my father need to bear bank charges if sent to overseas bank since it via tele. transfer. Anyone know how much is the bank charges? Will bank charge by exact amount per transaction or based on percentage?

2. How can I know the exchange rate that will be used?

3. What is the best method, transfer to MY account or SG account?

4. Until when is the Sg maybank account active, since he is no longer holding sg ic.

Thanks very much for responses.


bearbear
post Mar 8 2017, 10:28 PM

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QUOTE(deadravel @ Mar 7 2017, 10:39 AM)
just to share some of my experience, after 1 year working in sg.  whistling.gif

food:
hawker food is quite affordable, u can get by ur lunch/dinner with $5
restaurant in mall normally range from ~$8 to any price

transport:
u can get to anywhere in sg by public transport - mrt/bus
so no problem with transport actually. just that u need to plan ur time well
if u stay near to ur office , then thats good and u can save alot in transportation.

accommodation:
a common room here (1pax) include utilities&internet normally rental range from $400-$700 for hdb
if condo around $800-1000+
some include aircon which is always good as weather here 80% of the time is hot

misc:
hippie cafe in sg: coffee price around $5-10, big breakfast can range from $10-30+ depending on the area where the cafe is
library in sg: apa book u mau pun ada, can borrow with a small fees
daily necessities: i see some of my fren always go JB to buy shampoo,food,watson,etc. but for me i would not spend the time going out to JB purposely buying shampoo and stuff.
tax: not much rebate like in malaysia
bank: open dbs/posb easiest, as they accept malaysia IC. also most common bank in sg, can find the atm at every corner.
mobile no.: singtel,starhub,m1. imo, starhub is the balance between singtel and m1, m1 is cheap but line not stable, singtel is stable not price higher.
entertainment: in sg, far more expensive than compare in malaysia.

imo: u can save alot $$$ in sg, unless u always go hippie cafe/restaurant, drink alcohol, or go geylang.
*
2 years experience
food: go pasar food court lo, chicken rice 2.5-3, dai chow 3 can get. when I am very tight I try limited $10 a day. Go air con kopitiam sure have to pay 3.x to 5 a plate/bowl

tax here is much lower ba even without deduction for foreigner. if you convert you save even more.
jojojocelyn
post Mar 8 2017, 10:33 PM

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Halo everyone, any job introduce in Sg? For account or admin or invest or finance also ok.

Thanks smile.gif
adele123
post Mar 9 2017, 09:34 AM

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Will be having a phone interview with the hiring manager later. Few questions:
1) do you share salary details in MALAYSIA with the hiring manager? Weird right? No context.
Even in Malaysia I don’t feel like sharing it to the hiring manager. HR yes, not hiring manager lo.
2) How to find out the right salary range of my job scope, level and industry? Glassdoor? I think my headhunter told me a lower salary number to expect?

Blues89
post Mar 9 2017, 10:19 AM

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good to refer,but normally i just check my current pay and set myself how much i worth here.
ghodul
post Mar 9 2017, 12:19 PM

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QUOTE(adele123 @ Mar 9 2017, 09:34 AM)
Will be having a phone interview with the hiring manager later. Few questions:
1) do you share salary details in MALAYSIA with the hiring manager? Weird right? No context.
Even in Malaysia I don’t feel like sharing it to the hiring manager. HR yes, not hiring manager lo.
2) How to find out the right salary range of my job scope, level and industry? Glassdoor? I think my headhunter told me a lower salary number to expect?
*
1. I will share, if he asked to. This is actually depends on the person himself.
2. You take 1:1 salary range with MY salary la. But usually kinda hard. I only manage to get 1:1 my last MY drawn salary after being here for 1.5 years...
HenDa
post Mar 9 2017, 01:49 PM

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QUOTE(ghodul @ Mar 9 2017, 12:19 PM)
1. I will share, if he asked to. This is actually depends on the person himself.
2. You take 1:1 salary range with MY salary la. But usually kinda hard. I only manage to get 1:1 my last MY drawn salary after being here for 1.5 years...
*
I am 4 years here and not even one to one yet lol
adele123
post Mar 9 2017, 02:47 PM

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QUOTE(HenDa @ Mar 9 2017, 01:49 PM)
I am 4 years here and not even one to one yet lol
*
QUOTE(ghodul @ Mar 9 2017, 12:19 PM)
1. I will share, if he asked to. This is actually depends on the person himself.
2. You take 1:1 salary range with MY salary la. But usually kinda hard. I only manage to get 1:1 my last MY drawn salary after being here for 1.5 years...
*
Thanks for the reply...

but you two work in same job scope right? got naik level or similar??? cause if i change, i naik level kua. Just want to understand...

Cause frankly speaking my pay in malaysia rise abit slow la, so abit behind my peers lo.
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post Mar 9 2017, 02:52 PM

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i havent reach 1:1 of my msia salary yet also...
2 years soon...
facade88
post Mar 9 2017, 03:25 PM

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LOL yeah, same here. New job but less than Malaysia number..Starting soon
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post Mar 9 2017, 03:27 PM

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QUOTE(Blues89 @ Mar 9 2017, 02:52 PM)
i havent reach 1:1 of my msia salary yet also...
2 years soon...
*
but you can save more than msia right? sad.gif
Blues89
post Mar 9 2017, 03:33 PM

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if nvr really spend on other things sure can save better here haha...
and we msian are frking pro in saving money :/
wonder how we survive msia where 1 cup of starbucks is 16++ while here only 6++...
with the salary not that much of a difference

This post has been edited by Blues89: Mar 9 2017, 03:33 PM
Fiona Chin
post Mar 9 2017, 04:13 PM

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QUOTE(bearbear @ Mar 8 2017, 10:28 PM)
2 years experience
food: go pasar food court lo, chicken rice 2.5-3, dai chow 3 can get. when I am very tight I try limited $10 a day. Go air con kopitiam sure have to pay 3.x to 5 a plate/bowl

tax here is much lower ba even without deduction for foreigner. if you convert you save even more.
*
15 years here.

Food: Go wet market buy and cook. Save a lot. NTUC or Sheng Siong also cannot fight. Go back weekly and bring whole week of food in luggage. Fresh and cheap.

Transport: Wait till got a baby then sure need a car. Baby stuff a lot. Bring them see doctor also troublesome especially in the middle of the night without car.

Accommodation: Lucky to find an empty house and the owner is oversea. Just stay in free and maintain the house.

Monthly expenditure for a family of 3+1 is around 10k. Where got cheap. The locals complaining living cost high is true you know.

Education will be a problem for my kid. Foreigner hard to get good placement in primary schools. International school give the impression of rich kids who won't bother to study. Discussing to pack bags and go back Malaysia now.
Blues89
post Mar 9 2017, 04:31 PM

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that accomodation part...syiok= =
ThanatosSwiftfire
post Mar 9 2017, 04:46 PM

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Fionajie u dun talk cock la. 10k per month is nth to u.
HenDa
post Mar 9 2017, 05:13 PM

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QUOTE(adele123 @ Mar 9 2017, 02:47 PM)
Thanks for the reply...

but you two work in same job scope right? got naik level or similar??? cause if i change, i naik level kua. Just want to understand...

Cause frankly speaking my pay in malaysia rise abit slow la, so abit behind my peers lo.
*
I did level up too smile.gif hehehee what jobscope? im in IT line
adele123
post Mar 9 2017, 05:29 PM

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QUOTE(HenDa @ Mar 9 2017, 05:13 PM)
I did level up too smile.gif hehehee what jobscope? im in IT line
*
Haha. very different. Insurance Company.
myeong86
post Mar 9 2017, 06:12 PM

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QUOTE(bearbear @ Mar 8 2017, 10:28 PM)
2 years experience
food: go pasar food court lo, chicken rice 2.5-3, dai chow 3 can get. when I am very tight I try limited $10 a day. Go air con kopitiam sure have to pay 3.x to 5 a plate/bowl

tax here is much lower ba even without deduction for foreigner. if you convert you save even more.
*
Which area u at?
I am Jurong, dai chow at least $4, like fried mee or fried rice...
HenDa
post Mar 9 2017, 06:18 PM

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QUOTE(myeong86 @ Mar 9 2017, 06:12 PM)
Which area u at?
I am Jurong, dai chow at least $4, like fried mee or fried rice...
*
there are $2.90 chap fan even in Bukit Merah area wink.gif two vege 1 meat

This post has been edited by HenDa: Mar 9 2017, 06:18 PM
myeong86
post Mar 9 2017, 09:42 PM

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QUOTE(HenDa @ Mar 9 2017, 06:18 PM)
there are $2.90 chap fan even in Bukit Merah area wink.gif two vege 1 meat
*
The chap fan near my work place & rented place not nice compared to kl. So seldom eat chap fan...Rather eat chicken rice $3 every day.
commtrader
post Mar 9 2017, 11:03 PM

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Hi just want to ask
6 years experience working as business analyst in Sg drawing annual package of SGD80k is it underpaid?
OldKidz
post Mar 10 2017, 12:09 AM

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QUOTE(commtrader @ Mar 9 2017, 11:03 PM)
Hi just want to ask
6 years experience working as business analyst in Sg drawing annual package of SGD80k is it underpaid?
*
how about total working experience? if 6 years flat at SG i dont see it is low, but also depends on responsibility and capability.

very subjective. if your MY experience 10+ thn SG 6+ thn different scenario as well.
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post Mar 10 2017, 11:00 AM

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QUOTE(HenDa @ Mar 9 2017, 01:49 PM)
I am 4 years here and not even one to one yet lol
*
My last MYR drawn is not that much pon. Typical Fresh Grad with 1 year exp. Around 3k-ish la...

QUOTE(adele123 @ Mar 9 2017, 02:47 PM)
Thanks for the reply...

but you two work in same job scope right? got naik level or similar??? cause if i change, i naik level kua. Just want to understand...

Cause frankly speaking my pay in malaysia rise abit slow la, so abit behind my peers lo.
*
Slightly similar la. But jobscope here is more more dynamic la.

Still, i dunno whats my new environment later. I'll be reporting in for the new job somewhere end of April.

QUOTE(Blues89 @ Mar 9 2017, 02:52 PM)
i havent reach 1:1 of my msia salary yet also...
2 years soon...
*
Your last drawn MYR mesti banyak kan bro...

VinluV
post Mar 10 2017, 02:03 PM

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Hi all.

Applying for PR soon, and wanna ask if its good and acceptable to uses a PDF editor for the PR application form?
My handwriting quite cakar ayam.
Blues89
post Mar 10 2017, 02:21 PM

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i just fill in with bad handwritings.as long as readable i think it should be ok :/
not sure bout editor though...
to be safe,have 2 copy? 1 handwritten,1 printed lol
ThanatosSwiftfire
post Mar 10 2017, 02:26 PM

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It took me 2 years to get back my last drawn myr pay too. So i think its normal.
XiuKeong
post Mar 10 2017, 02:57 PM

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QUOTE(VinluV @ Mar 10 2017, 02:03 PM)
Hi all.

Applying for PR soon, and wanna ask if its good and acceptable to uses a PDF editor for the PR application form?
My handwriting quite cakar ayam.
*
Hand write je. As long it's readable then sufficient lo.

Else, take your time to write word by word tongue.gif
VinluV
post Mar 10 2017, 03:02 PM

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QUOTE(Blues89 @ Mar 10 2017, 02:21 PM)
i just fill in with bad handwritings.as long as readable i think it should be ok :/
not sure bout editor though...
to be safe,have 2 copy? 1 handwritten,1 printed lol
*
QUOTE(XiuKeong @ Mar 10 2017, 02:57 PM)
Hand write je. As long it's readable then sufficient lo.

Else, take your time to write word by word tongue.gif
*
OK loooooo
ITzai
post Mar 10 2017, 03:30 PM

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Hi all sifus if I buy some electonics stuff like phone or camera in johor, when cross singapore border no need pay any tax right? o.O
knwong
post Mar 10 2017, 04:11 PM

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QUOTE(ITzai @ Mar 10 2017, 03:30 PM)
Hi all sifus if I buy some electonics stuff like phone or camera in johor, when cross singapore border no need pay any tax right? o.O
*
You must throw away original packaging / box


deodorant
post Mar 10 2017, 04:54 PM

Surfing LYN instead of Working.
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Morgan McKinley just published 2017 salary guide:

https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
https://www.morganmckinley.com.sg/article/2...ry-survey-guide
xtylish
post Mar 10 2017, 05:35 PM

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QUOTE(ghodul @ Mar 8 2017, 03:58 PM)
Just wondering guys,

The requirement for EP got change huh? I'm currently on EP now. Yesterday, I just sign a new good offer, which is 25% from my current pay. But the new HR stated that she can't apply EP for me due to new requirement. She say that she will apply S-Pass for me instead...

Does downgrading ur pass affecting something here?
*
For Malaysians no difference. Malaysian no need to meet the $3600 requirement.

Can say that Hr bodo or not confident to get u EP, so get S pass.

Or maybe she told u that maybe u will get S pass because application form can tick both category and MOM decide which one for you.

But no difference to you also la. Company need to pay your levy not u fork out money to pay government also.

Maybe the company no more EP quota?

U very lucky ah 25% increment!
Mackiddo
post Mar 10 2017, 09:49 PM

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QUOTE(ITzai @ Mar 10 2017, 03:30 PM)
Hi all sifus if I buy some electonics stuff like phone or camera in johor, when cross singapore border no need pay any tax right? o.O
*
$150 per pax, anything above will be subjected to gst. keep receipt.
Mackiddo
post Mar 10 2017, 09:55 PM

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QUOTE(myeong86 @ Mar 9 2017, 06:12 PM)
Which area u at?
I am Jurong, dai chow at least $4, like fried mee or fried rice...
*
really? I eat kuli mix rice at cafeteria 1 vege 2 meats $2.70, coffee & tea free flow from morning till evening.
10071985
post Mar 11 2017, 12:06 AM

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QUOTE(Mackiddo @ Mar 10 2017, 09:55 PM)
really? I eat kuli mix rice at cafeteria 1 vege 2 meats $2.70, coffee & tea free flow from morning till evening.
*
Wah what cafeteria? I wanna go
fcuk90
post Mar 11 2017, 10:59 AM

ef eg ek es
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QUOTE(Mackiddo @ Mar 10 2017, 09:49 PM)
$150 per pax, anything above will be subjected to gst. keep receipt.
*
thats for singaporean only.



fcuk90
post Mar 11 2017, 11:10 AM

ef eg ek es
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QUOTE(xtylish @ Mar 10 2017, 05:35 PM)
For Malaysians no difference. Malaysian no need to meet the $3600 requirement.

Can say that Hr bodo or not confident to get u EP, so get S pass.

Or maybe she told u that maybe u will get S pass because application form can tick both category and MOM decide which one for you.

But no difference to you also la. Company need to pay your levy not u fork out money to pay government also.

Maybe the company no more EP quota?

U very lucky ah 25% increment!
*
EP dont have quota..


Mackiddo
post Mar 11 2017, 12:27 PM

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QUOTE(fcuk90 @ Mar 11 2017, 10:59 AM)
thats for singaporean only.
*
too bad then smile.gif

This post has been edited by Mackiddo: Mar 11 2017, 12:30 PM
ghodul
post Mar 11 2017, 07:00 PM

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QUOTE(xtylish @ Mar 10 2017, 05:35 PM)
For Malaysians no difference. Malaysian no need to meet the $3600 requirement.

Can say that Hr bodo or not confident to get u EP, so get S pass.

Or maybe she told u that maybe u will get S pass because application form can tick both category and MOM decide which one for you.

But no difference to you also la. Company need to pay your levy not u fork out money to pay government also.

Maybe the company no more EP quota?

U very lucky ah 25% increment!
*
Ken consider lucky. I got more than what my expected salary mentioned inside my resume and also during interview
huaweie5830
post Mar 12 2017, 09:54 PM

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5分钟步行到Jurong point - boon lay MRT

两个单人床,SGD800,包水电,WiFi,有冷气。

只找两男,马来西亚人。

请打给 94303113

5mins walking distance to jurong point - boon lay MRT.

2 single-bed room , SGD 800, includes utilities, WIFI, and air-con.

Looking for 2 Male , only for MALAYSIAN .

Please contact 94303113
Frank3
post Mar 13 2017, 10:01 AM

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QUOTE(huaweie5830 @ Mar 12 2017, 09:54 PM)
5分钟步行到Jurong point - boon lay MRT

两个单人床,SGD800,包水电,WiFi,有冷气。

只找两男,马来西亚人。

请打给 94303113

5mins walking distance to jurong point - boon lay MRT.

2 single-bed room , SGD 800, includes utilities, WIFI, and air-con.

Looking for 2 Male , only for MALAYSIAN .

Please contact 94303113
*
Master room or common room?
Nowadays rental still expensive...
bevios
post Mar 13 2017, 11:02 AM

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QUOTE(fcuk90 @ Mar 11 2017, 10:59 AM)
thats for singaporean only.
*
https://www.ecitizen.gov.sg/topics/pages/mo...spx?mpageId=212

Goods brought into Singapore are subject to Goods and Services Tax (GST). However, inbound citizens, Permanent Residents and tourists are allowed a tax relief on goods valued up to:

$600 if away from Singapore for 48 hours or more, or
$150 if away from Singapore for less than 48 hours.


junbecks
post Mar 13 2017, 11:07 AM

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QUOTE(bevios @ Mar 13 2017, 11:02 AM)
https://www.ecitizen.gov.sg/topics/pages/mo...spx?mpageId=212

Goods brought into Singapore are subject to Goods and Services Tax (GST). However, inbound citizens, Permanent Residents and tourists are allowed a tax relief on goods valued up to:

$600 if away from Singapore for 48 hours or more, or
$150 if away from Singapore for less than 48 hours.
*
yeap, since i'm not a citizen, not Pr not tourist, they still charged me gst for shoes worth RM 250.
fcuk90
post Mar 13 2017, 12:15 PM

ef eg ek es
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QUOTE(bevios @ Mar 13 2017, 11:02 AM)
https://www.ecitizen.gov.sg/topics/pages/mo...spx?mpageId=212

Goods brought into Singapore are subject to Goods and Services Tax (GST). However, inbound citizens, Permanent Residents and tourists are allowed a tax relief on goods valued up to:

$600 if away from Singapore for 48 hours or more, or
$150 if away from Singapore for less than 48 hours.
*
Nice finding... Just got my pr approved. Can go jb shopping Liao.
xtylish
post Mar 13 2017, 01:36 PM

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QUOTE(fcuk90 @ Mar 13 2017, 12:15 PM)
Nice finding... Just got my pr approved. Can go jb shopping Liao.
*
when did you apply? how long to approve?
Blues89
post Mar 13 2017, 03:48 PM

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no pr also can go jb shopping what haha...
haiz...still pending
fcuk90
post Mar 13 2017, 07:04 PM

ef eg ek es
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QUOTE(xtylish @ Mar 13 2017, 01:36 PM)
when did you apply? how long to approve?
*
Applied in August.

Approved in feb .
xtylish
post Mar 13 2017, 07:39 PM

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QUOTE(fcuk90 @ Mar 13 2017, 07:04 PM)
Applied in August.

Approved in feb .
*
Mine still pending.. applied in October..
rookie93
post Mar 13 2017, 08:14 PM

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just wanna ask, is anyone here working with Arup?
SONYSONY
post Mar 13 2017, 10:08 PM

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hi sifu,
just want to know
my aunty has a 3-room HDB in Sg.
Currently rented out to 3 tenants (1 room for 2 girls sharing), (1 room for a guy)
If I plan to live there, I have to share with the guy, because another room can't be rented out according to law, right?

Or I have to find a room in Jurong...

KTCY
post Mar 14 2017, 01:19 AM

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Guys ,just wondering how much salary for a procurement guy in singapore ? Major in telecommunications line.
KilJim
post Mar 14 2017, 09:43 AM

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QUOTE(SONYSONY @ Mar 13 2017, 10:08 PM)
hi sifu,
just want to know
my aunty has a 3-room HDB in Sg.
Currently rented out to 3 tenants (1 room for 2 girls sharing), (1 room for a guy)
If I plan to live there, I have to share with the guy, because another room can't be rented out according to law, right?

Or I have to find a room in Jurong...
*
Legally she has to be staying in the unit herself
But physically, i dont think they are going to go inside and check...
Is she still staying there right now?
crazy25kid
post Mar 14 2017, 11:55 AM

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QUOTE(SONYSONY @ Mar 13 2017, 10:08 PM)
hi sifu,
just want to know
my aunty has a 3-room HDB in Sg.
Currently rented out to 3 tenants (1 room for 2 girls sharing), (1 room for a guy)
If I plan to live there, I have to share with the guy, because another room can't be rented out according to law, right?

Or I have to find a room in Jurong...
*

you can always "share" room with your aunty rite?
SONYSONY
post Mar 14 2017, 12:50 PM

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QUOTE(KilJim @ Mar 14 2017, 09:43 AM)
Legally she has to be staying in the unit herself
But physically, i dont think they are going to go inside and check...
Is she still staying there right now?
*
That's another issue, my aunt is not staying there, that's why one room is not for rent.
huaweie5830
post Mar 14 2017, 01:18 PM

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QUOTE(Frank3 @ Mar 13 2017, 10:01 AM)
Master room or common room?
Nowadays rental still expensive...
*
Common room, just next to boon lay MRT Woh , not expensive Loh,somemore new HDB , with a/c for 2 pax
KilJim
post Mar 14 2017, 01:34 PM

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QUOTE(SONYSONY @ Mar 14 2017, 12:50 PM)
That's another issue, my aunt is not staying there, that's why one room is not for rent.
*
Then you can just stay in that empty room
Your aunt doesn't have to "declare" anything about whether she is staying there herself if i'm not mistaken
So while it's not supposed to happen, HDB isn't going to go into each unit to check 1 by 1 where the owner is staying at
rookie93
post Mar 14 2017, 01:59 PM

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QUOTE(fcuk90 @ Mar 13 2017, 07:04 PM)
Applied in August.

Approved in feb .
*
how long have you worked for, before applying?
Blues89
post Mar 14 2017, 06:01 PM

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can a company revoke employee PR if employee tender resignation?
WallChecker
post Mar 14 2017, 09:49 PM

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QUOTE(Blues89 @ Mar 14 2017, 06:01 PM)
can a company revoke employee PR if employee tender resignation?
*
No, PR is personal identity not tagged to any company.
deodorant
post Mar 14 2017, 10:28 PM

Surfing LYN instead of Working.
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QUOTE(Blues89 @ Mar 14 2017, 06:01 PM)
can a company revoke employee PR if employee tender resignation?

When you get your PR IPA, part of the formalities IIRC is you need to get your company to sign / chop some form (forgot exact details). If you're serving notice your company could refuse to sign / chop it for you.

I think in that case you can possibly drag a bit and get your new company to certify the form though. IINM doesn't have to be the same company that you used to apply.

This post has been edited by deodorant: Mar 14 2017, 10:31 PM
bearbear
post Mar 14 2017, 11:21 PM

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QUOTE(fcuk90 @ Mar 13 2017, 07:04 PM)
Applied in August.

Approved in feb .
*
wah that is fast

I applied the same month, still waiting siao liao
OldKidz
post Mar 15 2017, 12:24 AM

$ MoNeY $
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Guys,

if anyone of you travel frequently between Singapore and Malaysia.

Can make use of this website and register:

https://www.shopback.my/?raf=vovA2C

As the link is with my referral yea. Do register under me so I can get the referral amount also.

It is good, you get futher cashback from booking bus via shopback -> easybook.
Frank3
post Mar 15 2017, 10:24 AM

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QUOTE(huaweie5830 @ Mar 14 2017, 01:18 PM)
Common room, just next to boon lay MRT Woh , not expensive Loh,somemore new HDB , with a/c for 2 pax
*
Because Boon Lay is so far away from city ma, last time i rent Jurong East (1 Year ago) also beside MRT common room only SGD600.. CCK master room only 700 per month but need to take bus to MRT lah...

Blues89
post Mar 15 2017, 11:15 AM

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i think the longer u wait the higher chance u have i guess...
my friend get news in 3 months time ,rejected.
me...since jul,i check ytd approved biggrin.gif
poor_engineer
post Mar 15 2017, 12:43 PM

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QUOTE(Blues89 @ Mar 15 2017, 11:15 AM)
i think the longer u wait the higher chance u have i guess...
my friend get news in 3 months time ,rejected.
me...since jul,i check ytd approved biggrin.gif
*
Congratz rclxms.gif Jul-Ma, 8 months wor... Nowadays waiting period so long
ThanatosSwiftfire
post Mar 15 2017, 12:58 PM

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Oh congrats. Next step is citizen and then buy bto!
kovin
post Mar 15 2017, 01:01 PM

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Get my PR mid of last year after waited for almost a year.
For me, the main purpose of getting PR is for easier to secure a job in sg.
another reason is that job opportunities/earning power here is tiptop in SEA.
Just assumption, you will be able to cut short your retirement plan if you wish to retired back home by x3.
10-15 year of saving will be able to secure your retirement fund.
let's say you started 30yo by the age of 45yo will be enough, if you still cont to work that will be your bonus.

Do you really want to stay/live here for the rest of your life?

This post has been edited by kovin: Mar 15 2017, 01:10 PM
ThanatosSwiftfire
post Mar 15 2017, 01:11 PM

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QUOTE(kovin @ Mar 15 2017, 01:01 PM)
Get my PR mid of last year after waited for almost a year.
For me, the main purpose of getting PR is for easier to secure a job in sg.
another reason is that job opportunities/earning power here is tiptop in SEA.
Just assumption, you will be able to cut short your retirement plan if you wish to retired back home by x3.
10-15 year of saving will be able to secure your retirement fund.
let's say you started 30yo by the age of 45yo will be enough, if you still cont to work that will be your bonus.

Do you really want to stay/live here for the rest of your life?
*
Dont kid urself. By the time ur 45 u wont evn think of going back.
kovin
post Mar 15 2017, 01:15 PM

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QUOTE(ThanatosSwiftfire @ Mar 15 2017, 01:11 PM)
Dont kid urself. By the time ur 45 u wont evn think of going back.
*
All the aunties and uncles here so kesian, so old still need to work as a cleaner,
I don't think this is for pass time, I believe this is because they have not enough $$ to survive
ThanatosSwiftfire
post Mar 15 2017, 01:25 PM

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QUOTE(kovin @ Mar 15 2017, 01:15 PM)
All the aunties and uncles here so kesian, so old still need to work as a cleaner,
I don't think this is for pass time, I believe this is because they have not enough $$ to survive
*
Once u start a family in sg, ur kids will be singaporean and they wont have any connection with msia. Then u wont be able to go back cos they wanna stay here.
KilJim
post Mar 15 2017, 01:34 PM

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Just checked mine and it shows approved too smile.gif
Applied in Aug
deadravel
post Mar 15 2017, 01:51 PM

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QUOTE(KilJim @ Mar 15 2017, 01:34 PM)
Just checked mine and it shows approved too  smile.gif
Applied in Aug
*
congrats! notworthy.gif
when is the date it got approve?
how long u been working in sg before u applied the pr last year?
Blues89
post Mar 15 2017, 02:12 PM

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grats~ haha seems like many get theirs approved recently...i got 2 friends also approved
KilJim
post Mar 15 2017, 02:25 PM

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QUOTE(deadravel @ Mar 15 2017, 01:51 PM)
congrats!  notworthy.gif
when is the date it got approve?
how long u been working in sg before u applied the pr last year?
*
Thanks!

I can't be sure, but i think it was a couple weeks ago
Started in SG at Jan 2012, applied in Aug 2013
I waited till I started my first tax filing (after the tax cycle in Apr)
KilJim
post Mar 15 2017, 02:27 PM

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QUOTE(Blues89 @ Mar 15 2017, 02:12 PM)
grats~ haha seems like many get theirs approved recently...i got 2 friends also approved
*
Thank you smile.gif
Yeah I guess it just passed some kind of cycle for them, where more of the quotas were released
Or maybe the converse since this is the final month of the financial year, maybe they have a lot of spots to fill up

We should have a small celebration for us new PRs
deadravel
post Mar 15 2017, 02:35 PM

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QUOTE(KilJim @ Mar 15 2017, 02:25 PM)
Thanks!

I can't be sure, but i think it was a couple weeks ago
Started in SG at Jan 2012, applied in Aug 2013
I waited till I started my first tax filing (after the tax cycle in Apr)
*
u mean u applied pr on aug 2013? then now mar 2017 only approve?

thats more than 3 years! shocking.gif
crazy25kid
post Mar 15 2017, 02:55 PM

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I guess March is the mass approval month.
My PR was approved in the month of March also.
KilJim
post Mar 15 2017, 02:58 PM

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QUOTE(deadravel @ Mar 15 2017, 02:35 PM)
u mean u applied pr on aug 2013? then now mar 2017 only approve?

thats more than 3 years!  shocking.gif
*
hahaha shit sorry bro, got my dates mixed up

Moved to SG in May 2015, applied PR Aug 2016, approved Mar 2017
bearbear
post Mar 15 2017, 03:03 PM

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congrats guy...

So you guys all choosing the full 20% pay cut every month? tongue.gif
deadravel
post Mar 15 2017, 03:03 PM

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QUOTE(KilJim @ Mar 15 2017, 02:58 PM)
hahaha shit sorry bro, got my dates mixed up

Moved to SG in May 2015, applied PR Aug 2016, approved Mar 2017
*
hahaha. that is quite fast as well. thumbsup.gif
ThanatosSwiftfire
post Mar 15 2017, 03:44 PM

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Hehe all made the decision to b here eh? Majulah singapura!!!
harrychoo
post Mar 15 2017, 04:08 PM

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QUOTE(bearbear @ Mar 15 2017, 03:03 PM)
congrats guy...

So you guys all choosing the full 20% pay cut every month? tongue.gif
*
QUOTE(ThanatosSwiftfire @ Mar 15 2017, 03:44 PM)
Hehe all made the decision to b here eh? Majulah singapura!!!
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not me tongue.gif

i know someone personally work in sg for 16 yrs still on EP, he don't want to apply
jojolicia
post Mar 15 2017, 05:24 PM

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QUOTE(harrychoo @ Mar 15 2017, 04:08 PM)
not me  tongue.gif

i know someone personally work in sg for 16 yrs still on EP, he don't want to apply
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13years and counting.. still never apply
deadravel
post Mar 15 2017, 05:48 PM

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QUOTE(jojolicia @ Mar 15 2017, 05:24 PM)
13years and counting.. still never apply
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overall i would say no benefits if u dont think of staying in sg n building family here.
sumore cpf eats up ur 20% salary
jojolicia
post Mar 15 2017, 05:53 PM

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QUOTE(deadravel @ Mar 15 2017, 05:48 PM)
overall i would say no benefits if u dont think of staying in sg n building family here.
sumore cpf eats up ur 20% salary
*
if got children, must apply console.gif .

TzeThon
post Mar 15 2017, 06:10 PM

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although CPF eats 20%. the employer also contributes another 17% to the pool.
not too bad.
especially when we don't have anything in our EPF account in malaysia. CPF is a good way to ensure that we have some money in the future.
ThanatosSwiftfire
post Mar 15 2017, 07:41 PM

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QUOTE(TzeThon @ Mar 15 2017, 06:10 PM)
although CPF eats 20%. the employer also contributes another 17% to the pool.
not too bad.
especially when we don't have anything in our EPF account in malaysia. CPF is a good way to ensure that we have some money in the future.
*
Some co give the employer cpf as an allowance.
SONYSONY
post Mar 15 2017, 09:01 PM

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Hi sifu
I will come earlier to sg before 1st day work.
I plan to get sg Sim card for phone and apply bank account.
But I don't have original offer letter and EP doc. yet.
Can I proceed first or wait first from the company?
zephyrus9999
post Mar 15 2017, 09:15 PM

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Only jialat for West Malaysian can't take cpf till 55 leh...
huaweie5830
post Mar 15 2017, 09:53 PM

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QUOTE(Frank3 @ Mar 15 2017, 10:24 AM)
Because Boon Lay is so far away from city ma, last time i rent Jurong East (1 Year ago) also beside MRT common room only SGD600.. CCK master room only 700 per month but need to take bus to MRT lah...
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600 at Jurong east for 2 pax with aircon ?
fcuk90
post Mar 15 2017, 10:56 PM

ef eg ek es
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QUOTE(rookie93 @ Mar 14 2017, 01:59 PM)
how long have you worked for, before applying?
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1 and a half year.
fcuk90
post Mar 15 2017, 11:00 PM

ef eg ek es
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QUOTE(Blues89 @ Mar 14 2017, 06:01 PM)
can a company revoke employee PR if employee tender resignation?
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get the boss to sign the EP152 form (the form that the HR need to sign 2 week before your formality of PR) before you tender brows.gif

This post has been edited by fcuk90: Mar 15 2017, 11:03 PM
fcuk90
post Mar 15 2017, 11:03 PM

ef eg ek es
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QUOTE(SONYSONY @ Mar 15 2017, 09:01 PM)
Hi sifu
I will come earlier to sg before 1st day work.
I plan to get sg Sim card for phone and apply bank account.
But I don't have original offer letter and EP doc. yet.
Can I proceed first or wait first from the company?
*
bank need EP, Tenancy agreement otherwise u will be hard to open. Even for the DBS multi currency account.

Sim card can get prepaid first, register use passport
Fiona Chin
post Mar 16 2017, 07:29 AM

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QUOTE(kovin @ Mar 15 2017, 01:15 PM)
All the aunties and uncles here so kesian, so old still need to work as a cleaner,
I don't think this is for pass time, I believe this is because they have not enough $$ to survive
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Common sight for big cities like SG and HK. Got time die no time or no money sick kind of life. But still got CPF right? Can eat that one no worry as long as don't spend it on the 30 years housing installments or the kids' uni fund.
SONYSONY
post Mar 16 2017, 07:31 AM

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QUOTE(fcuk90 @ Mar 15 2017, 11:03 PM)
bank need EP, Tenancy agreement otherwise u will be hard to open. Even for the DBS multi currency account.

Sim card can get prepaid first, register use passport
*
hi bro, tq
how to get tenancy agreement doc?
I am staying in my aunty's house..

ldhong
post Mar 16 2017, 09:38 AM

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QUOTE(fcuk90 @ Mar 15 2017, 10:56 PM)
1 and a half year.
*
Is it better to wait for awhile longer before applying PR?

I heard many saying better to wait for like one to two years plus or better after first tax submission.
Frank3
post Mar 16 2017, 09:48 AM

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QUOTE(huaweie5830 @ Mar 15 2017, 09:53 PM)
600 at Jurong east for 2 pax with aircon ?
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Sorry forgot to mention, no aircon.
Frank3
post Mar 16 2017, 09:55 AM

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QUOTE(bearbear @ Mar 15 2017, 03:03 PM)
congrats guy...

So you guys all choosing the full 20% pay cut every month? tongue.gif
*
I apply full contribution 20% immediately after get PR. Because i want to get 17% from employer, and my aim is to buy house, build family here.
90% i will not going back msia because i still can't see any future at MSIA.
ThanatosSwiftfire
post Mar 16 2017, 10:05 AM

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QUOTE(Frank3 @ Mar 16 2017, 09:55 AM)
I apply full contribution 20% immediately after get PR. Because i want to get 17% from employer, and my aim is to buy house, build family here.
90% i will not going back msia because i still can't see any future at MSIA.
*
Good that u thought about ur future. In your case i highly recommend getting citizenship soon. The pay cut etc, can adapt to it de, not a big deal.
Frank3
post Mar 16 2017, 10:09 AM

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QUOTE(ThanatosSwiftfire @ Mar 16 2017, 10:05 AM)
Good that u thought about ur future. In your case i highly recommend getting citizenship soon. The pay cut etc, can adapt to it de, not a big deal.
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Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.
Hanabi12
post Mar 16 2017, 10:44 AM

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QUOTE(fcuk90 @ Mar 15 2017, 11:03 PM)
bank need EP, Tenancy agreement otherwise u will be hard to open. Even for the DBS multi currency account.

Sim card can get prepaid first, register use passport
*
I dunno much for others but I open the DBS multi currency account with my passport and Malaysia IC only
TzeThon
post Mar 16 2017, 11:14 AM

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QUOTE(ldhong @ Mar 16 2017, 09:38 AM)
Is it better to wait for awhile longer before applying PR?

I heard many saying better to wait for like one to two years plus or better after first tax submission.
*
i think it depends.
applied after 6 to 7 months working in Singapore and got it. but i can't really remember how long the process took. i think maybe 3 to 4 months?
TzeThon
post Mar 16 2017, 11:16 AM

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QUOTE(Frank3 @ Mar 16 2017, 10:09 AM)
Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.
*
thumbup.gif thumbup.gif thumbup.gif
congrats!
deadravel
post Mar 16 2017, 12:41 PM

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QUOTE(TzeThon @ Mar 16 2017, 11:14 AM)
i think it depends.
applied after 6 to 7 months working in Singapore and got it. but i can't really remember how long the process took. i think maybe 3 to 4 months?
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yea. i really thinks it depends on luck.
some of my fren gt it same as urs.
but some got it after 1year +
jojolicia
post Mar 16 2017, 04:28 PM

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a little off topic.. in the event some1 also looking for it>>

my niece looking for room-mate at marsiling area;
sharing cost ard sgd 275 per person;
available fr 1st Apr;
female (age <30) preferred
ThanatosSwiftfire
post Mar 16 2017, 06:20 PM

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QUOTE(Frank3 @ Mar 16 2017, 10:09 AM)
Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.
*
Hope you are successful smile.gif

For me too late d.
Fiona Chin
post Mar 16 2017, 06:43 PM

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QUOTE(Frank3 @ Mar 16 2017, 10:09 AM)
Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.
*
God speed. Produce more true born Singaporean.
knwong
post Mar 16 2017, 07:00 PM

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QUOTE(Frank3 @ Mar 16 2017, 10:09 AM)
Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.
*
Just because Husband is the citizen, wife Maternity leave become 4 months?
Fiona Chin
post Mar 16 2017, 07:19 PM

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QUOTE(knwong @ Mar 16 2017, 07:00 PM)
Just because Husband is the citizen, wife Maternity leave become 4 months?
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The baby's citizenship, not the parents'. The kids are more important than the parents.
fcuk90
post Mar 16 2017, 07:49 PM

ef eg ek es
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QUOTE(Hanabi12 @ Mar 16 2017, 10:44 AM)
I dunno much for others but I open the DBS multi currency account with my passport and Malaysia IC only
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IINM , you need to maintain S$3,000 minimum balance every month
fcuk90
post Mar 16 2017, 07:50 PM

ef eg ek es
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QUOTE(ldhong @ Mar 16 2017, 09:38 AM)
Is it better to wait for awhile longer before applying PR?

I heard many saying better to wait for like one to two years plus or better after first tax submission.
*
i will say , put the slot asap.
WoShiAiZai
post Mar 16 2017, 08:09 PM

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QUOTE(fcuk90 @ Mar 16 2017, 07:49 PM)
IINM , you need to maintain S$3,000 minimum balance every month
*
came to SG to work in July 16, applied DBS eMulti-Currency Autosave Account using tenancy agreement (SG address) & IPA
being told no need min. saving for this type of account, but for multiplier account yes.. after that receive a call (about 1 month later) to ask me go back to the bank to change SG address to the address in my Malaysia IC.

tl;dr
1. No min. balance 3k requirement for DBS MULTI-CURRENCY account
2. MULTIPLIER account requires min. balance every month
3. No SG address (otherwise why ask bother to ask me to change address)

above was the situation when I first came to SG, anyone with latest info do update me icon_rolleyes.gif
ldhong
post Mar 16 2017, 08:34 PM

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QUOTE(TzeThon @ Mar 16 2017, 11:14 AM)
i think it depends.
applied after 6 to 7 months working in Singapore and got it. but i can't really remember how long the process took. i think maybe 3 to 4 months?
*
QUOTE(fcuk90 @ Mar 16 2017, 07:50 PM)
i will say , put the slot asap.
*
Noted. I will make appointment soon. If reject every year try again. LOL biggrin.gif

Btw, my colleague's application just got rejected for second time.
Both husband and wife Master degree holder and have been working in SG for 4 years.
P/s: They are India nationals.



QUOTE(WoShiAiZai @ Mar 16 2017, 08:09 PM)
came to SG to work in July 16, applied DBS eMulti-Currency Autosave Account using tenancy agreement (SG address) & IPA
being told no need min. saving for this type of account, but for multiplier account yes.. after that receive a call (about 1 month later) to ask me go back to the bank to change SG address to the address in my Malaysia IC.

tl;dr
1. No min. balance 3k requirement for DBS MULTI-CURRENCY account
2. MULTIPLIER account requires min. balance every month
3. No SG address (otherwise why ask bother to ask me to change address)

above was the situation when I first came to SG, anyone with latest info do update me  icon_rolleyes.gif
*
For Multiplier Acc need min balance of 3K per month and if not mistaken EP holders were to open with DBS can only opt for Multiplier Account.

This post has been edited by ldhong: Mar 16 2017, 08:35 PM
WoShiAiZai
post Mar 17 2017, 08:04 AM

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QUOTE(ldhong @ Mar 16 2017, 08:34 PM)
Noted. I will make appointment soon. If reject every year try again. LOL biggrin.gif

Btw, my colleague's application just got rejected for second time.
Both husband and wife Master degree holder and have been working in SG for 4 years.
P/s: They are India nationals.


For Multiplier Acc need min balance of 3K per month and if not mistaken EP holders were to open with DBS can only opt for Multiplier Account.
*
I was given the options tho.. At least I did ask about it.. I guess they might have changed the policy.. EP holder here BTW
Hanabi12
post Mar 17 2017, 09:43 AM

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QUOTE(fcuk90 @ Mar 16 2017, 07:49 PM)
IINM , you need to maintain S$3,000 minimum balance every month
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Yes, if below 3K then will be deducted for $5. But u dun need the $3k to open the account
ldhong
post Mar 17 2017, 09:46 AM

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QUOTE(WoShiAiZai @ Mar 17 2017, 08:04 AM)
I was given the options tho.. At least I did ask about it.. I guess they might have changed the policy.. EP holder here BTW
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Lucky you.
When i arrived here last June, they told me i can only opt for Multiplier Acc although i ask for the basic savings acc..