One of my colleagues was blocked at JB customs for not paying PTPTN loan.

I've heard of this anecdotally but it's first time happening to someone I know, so got carried away a wee bit.
Anyway, I am glad they are doing something/initiating to collect back the money they loaned out.

There are few possibilities - don't think she doesn't has the money to pay since the monthly payment is pretty affordable.
1. Being ignorant
2. Heck care about the system
3. The usual hide and seek from the creditor - pay later

This is not as bad as being blocked at the checkpoints/airports but yeah the authority is doing it in full force which is commendable.

Few years back, I have another colleague (now ex-colleague) who told us it's stupid to pay back PTPTN . Just imagine someone really needed the money to further their studies and there's nothing left in the coffer.

I don't think it crosses their head when they decided not to repay. Not looking at the whole picture until things escalated and shit hits the fan..
Younger generations would have made to "pay" for all these.

It's his/her choice. Might have to think if there's need to ever set foot in Malaysia or risk getting his comeuppance eventually.


News on PTPTN

It depends on the course I think. Could be anything from few thousands to 70K?
Almost 4% obtained first class which they cannot afford to waive every first class anymore.. and half of them not making any repayment yet. Just painful to read.

Is anyone's guess.
They didn't bar anyone from applying loans, credit card and leaving the country years ago.
Would rather pay up to have that peace of mind.

It also doesn't take a genius to think that money loaned out by the government are collected through taxes?

Hmm did the office ask why are you, the husband not applying together?


This is sad.
Why are you not happy working here? I agree there will be ups and downs, but totally downs?
Mix around, go out, indulge once a while.

I think you just met some nasty people and it has nothing to do with the institute you came from.

Mind if I ask if you apply as a single? Are you older than 30?

That was bold

I think you can renew 3 months before it expires.
There will be snail mail (not sure if this has changed).

I have 1 BNIB iPhone 8 Plus,256gb in space grey to let go. PM me if you are interested.

This stall is expensive or I would say any Nasi Padang sold in air conditioned foodcourt can be very pricey. I think this shop is selling 2 veg+1 meat for S$8.50-S$9. Any meat top up is S$5-S$6/type.