PR or EP?



I only know my pay now is low enough to qualify for credit card as a foreigner. Get PR then different story.

Get my PR mid of last year after waited for almost a year.
For me, the main purpose of getting PR is for easier to secure a job in sg.
another reason is that job opportunities/earning power here is tiptop in SEA.
Just assumption, you will be able to cut short your retirement plan if you wish to retired back home by x3.
10-15 year of saving will be able to secure your retirement fund.
let's say you started 30yo by the age of 45yo will be enough, if you still cont to work that will be your bonus.

Do you really want to stay/live here for the rest of your life?

All the aunties and uncles here so kesian, so old still need to work as a cleaner,
I don't think this is for pass time, I believe this is because they have not enough $$ to survive

although CPF eats 20%. the employer also contributes another 17% to the pool.
not too bad.
especially when we don't have anything in our EPF account in malaysia. CPF is a good way to ensure that we have some money in the future.

I apply full contribution 20% immediately after get PR. Because i want to get 17% from employer, and my aim is to buy house, build family here.
90% i will not going back msia because i still can't see any future at MSIA.

Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.

A bit more chilled / laid back feel without the disorganization of PJ? 

Serious? Is that reasonable? 
From what I gather, most people in this forum hardly able to get 1:1 let alone an increment.

Toa Payoh north. I also think is expensive, perhaps need to nego with landlord. I rent the small common room and share toilet with him already 750 bucks. I was looking for clean quiet and walking distance to MRT back then.

No arguments there. Just amused that what is "fair compensation" varies wildly whether one is moving from KL to SG and vice versa.

Because theoretically if KL to SG, 1:1 is a "fair compensation" move, why wouldn't a 1:1 move in the opposite direction also be fair?

HAHAHAHAHAH i get what you mean.
but realistically do you think people will pay RM15k for a SGD5k job here? i seriously doubt so.
because SGD5k job here is usually a manager level. and the same rank in KL doesn't pay RM15k. right?

woke up today feeling all melancholy... missing my life in sg aih

Good leh. A developer offered me 1:0.4 as FC. Cina pek company.

you sudah balik Malaysia ? thought you still at besar4 sg?