any other tips or tricks to earn from saving account + credit card?
Working in Singapore V20, All About Living in The Little Red Dot
Working in Singapore V20, All About Living in The Little Red Dot
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Mar 2 2017, 10:52 AM
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#1
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Junior Member
173 posts Joined: Aug 2005 |
any other tips or tricks to earn from saving account + credit card?
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Mar 15 2017, 01:01 PM
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#2
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173 posts Joined: Aug 2005 |
Get my PR mid of last year after waited for almost a year.
For me, the main purpose of getting PR is for easier to secure a job in sg. another reason is that job opportunities/earning power here is tiptop in SEA. Just assumption, you will be able to cut short your retirement plan if you wish to retired back home by x3. 10-15 year of saving will be able to secure your retirement fund. let's say you started 30yo by the age of 45yo will be enough, if you still cont to work that will be your bonus. Do you really want to stay/live here for the rest of your life? This post has been edited by kovin: Mar 15 2017, 01:10 PM |
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Mar 15 2017, 01:15 PM
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#3
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173 posts Joined: Aug 2005 |
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Mar 21 2017, 09:17 AM
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#4
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173 posts Joined: Aug 2005 |
Question: Get my PR for almost 1yr, do I get to choose to opt in for 20% CPF contribution? or will need to follow the CPF rule?
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Apr 4 2017, 04:36 PM
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#5
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173 posts Joined: Aug 2005 |
QUOTE(xtylish @ Apr 4 2017, 03:34 PM) here is a tip from my very own experience. apply jobs at job portals and search for offices located at Tuas / Jurong Island or anywhere remote/ulu. companies situated at such places are quite far from town area but usually provides company transport. cons - far away from town - need to wake up early - if missed the company bus, need to take taxi to office (need to pay $$$ from own pocket) pros - sg citizen and pr usually will avoid to work at these places - save money on transport (if stay near company bus pick up point) - easier to be shortlisted for interview good luck |
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Apr 13 2017, 11:22 AM
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#6
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173 posts Joined: Aug 2005 |
QUOTE(Blues89 @ Apr 13 2017, 11:06 AM) Hi, Need to go CPF or Singpass counter to update your details.if hor...i got singpass with EP...then i got PR,how to deal with it? register new singpass need another number for 2fa? Just share my experience with you. This post has been edited by kovin: Apr 13 2017, 11:24 AM |
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Apr 13 2017, 03:40 PM
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#7
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Junior Member
173 posts Joined: Aug 2005 |
QUOTE(Blues89 @ Apr 13 2017, 02:53 PM) i already book ic collection without singpass o.o" Yes one PH n.o & Email can only associate with one Singpass account,the collection just need ur new ic number and issue date to set apptment. i heard from friend that 2fa (sms) cant be same for 2 singpass what you need to do is after you collected your IC, go to CPF or Singpass counter to update you details so that you will be able to use back the same phone number and email |
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Apr 13 2017, 04:08 PM
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#8
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Junior Member
173 posts Joined: Aug 2005 |
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Apr 13 2017, 04:09 PM
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#9
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Junior Member
173 posts Joined: Aug 2005 |
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Apr 24 2017, 05:40 PM
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#10
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Junior Member
173 posts Joined: Aug 2005 |
QUOTE(uKnowWho @ Apr 24 2017, 08:16 AM) Hi can you be more specific, there are hundred thousand kinds of IT job mah.I'm wondering if I should accept one of the offer in Singapore They offer me at 3.1k /month,IT job This is my fifth year of working…does it acceptable ? Just to give you big picture monthly cost of living around sgd1.2k - sgd1.5k |
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May 15 2017, 01:13 PM
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#11
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QUOTE(buyoq @ May 15 2017, 10:44 AM) just got back from an interview in Singapore wish you lucktechnical test, 50 questions.managed to score 40 only face to face interview went really well..3 of my managers were there, only 1 interviewer.another 2 just stand next to the interviewer only.. lol fingers crossed for now |
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Jun 2 2017, 09:25 AM
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#12
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QUOTE(samtbt38 @ Jun 2 2017, 06:19 AM) Hi sifus, I just got an offer for $4k in SME at Yishun Industrial Street 1. My question is, how much u can save if u're single with no commitment & not boros & opt to commute from JB? I wish to save money to move to NZ/OZ after 1 year. The minimum monthly expensesOr shud I wait other offer 1st? bc i put my expected salary as $5k. still waiting words from two interviews and has one upcoming interview today. Thanks. Take myself as an example similar to yours Rental : S$700 (expensive! I know) Food : <S$300 Transportation : <S$90 Daily Necessities : <S$90 Entertainment : <S$100 Monthly total expenses around S$1300 +- You should be able to cut down on rental + entertainment, so S$1000 will do. This post has been edited by kovin: Jun 2 2017, 09:25 AM |
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Jun 2 2017, 03:34 PM
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#13
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173 posts Joined: Aug 2005 |
QUOTE(kovin @ Jun 2 2017, 09:25 AM) The minimum monthly expenses Take myself as an example similar to yours Rental : S$700 (expensive! I know) Food : <S$300 Transportation : <S$90 Daily Necessities : <S$90 Entertainment : <S$100 Monthly total expenses around S$1300 +- You should be able to cut down on rental + entertainment, so S$1000 will do. QUOTE(samtbt38 @ Jun 2 2017, 12:41 PM) i dont drink & dont mind pasar food, but still i want single room bc i value my sleep time Just to add on I am staying single room without landlord [freedom with a price]thanks. how far ur place from office? why still got transportation cost? BMW (Bus MRT Walk) is the norm in Singapore. My company just few MRT stations away but cost me S$1.45 per trip. (S$1.45x2) X 22working days = S$63.8 (still need to add Shopping & Outing transportation will be around >S$90 or even lesser) My situation is rented a room before getting a job, so the location is not the most ideal but still within acceptable distance If you stay near your workplace within walking distance + able to get a cheap room, you living cost should be able to keep around S$800-S$900 |
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Jun 23 2017, 09:10 AM
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#14
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QUOTE(Carl Johnson @ Jun 22 2017, 09:43 PM) I am still ok...normal weekday 9-6. weekend 100% not working. Recently I do feel you ... especially after mygf returned back to work in Malaysia.....This alone ady enough make me lose my point to live in this planet. Even make a lot money and saving, I start to lose my point of living. Even the oversea vacation, business trip do not make me love my life more. I found out that to make me feel alive is to make myself more busy even OT but that is totally lifeless. Walking out the office building, in front of me is nice skyscraper view that light up beautiful during night time. On the way going home by bus, I looking out the window and start to wonder what is the meaning of my existence in this planet... with all the $ (just one $ because not much), when weekends come just feel like waiting for it to end so that will be able to resume to work on Monday. This is crap live ..... |
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Jun 23 2017, 10:47 AM
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#15
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173 posts Joined: Aug 2005 |
QUOTE(knwong @ Jun 23 2017, 10:42 AM) For those who post negatively here, today Straits Times has a quote which is very timely: Feel much better with all the encouragement!!"Change your thoughts and you change your world" - Norman Vincent Pearle - Not just in S'pore but everywhere you go if you think like above, you see a lot of opportunities. If proactive enough, you'll network your way to success in no time... |
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Jun 23 2017, 04:59 PM
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#16
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173 posts Joined: Aug 2005 |
QUOTE(Fiona Chin @ Jun 23 2017, 04:48 PM) Slowly progress. Buy bicycle, then roller blade, then rock climbing, then diving. Photography, cooking, coffee machine, wine, whiskey bla bla bla. Most working class can afford to buy those item relatively easy due to the strong currency. Then end up grow dust carousell it lah, that why carousell is so successful in sg |
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Jul 3 2017, 11:03 AM
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#17
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173 posts Joined: Aug 2005 |
QUOTE(iamihaveto @ Jul 3 2017, 01:22 AM) Hi guys, i am struggling between two options now. (Got time to develop my apps and web-site, intent to start my own co. if there is a chance)I am drawing 8.5k MYR per month, work life balance, good boss, and friendly colleagues. (Got time to develop my apps and web-site, intent to start my own co. if there is a chance) But recently, i got a SG job offering me 5.5k SGD, By the look of the director and the speed they process my job application. I think it will be a BIG NO work life balance + heavy workload. I know the final decision is always lied on my hand but i would like to hear some opinions from the forumers here. Thank you. *I am a IT programmer I think the above is the most important part, ultimately working for yourself is more challenging and the return is grater there are also pointer out buy others, you will need friend and family around you if not, you will feel extremely sad in this little red dot |
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Jul 7 2017, 12:30 PM
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#18
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173 posts Joined: Aug 2005 |
QUOTE(JokerNymous @ Jul 7 2017, 12:02 PM) Hi guys i had a offer as PO Cisco officer so my salary $800 basic without OT and they told if OT can earn around $1700 is that true coz i dont know about the calculation so can anyone help me with this ? Please don't, you will need to sign a 2 years contract or more, avg. working hr per day is like 10-12 (after OT)This is sad, please clear your mind before making any decision. |
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Jul 7 2017, 01:04 PM
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#19
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173 posts Joined: Aug 2005 |
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Jul 7 2017, 04:28 PM
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#20
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QUOTE(sai86 @ Jul 7 2017, 04:17 PM) depends on position & Co. also. AFAIK banking front teller all get WP. even you previously SP/EP also downgrade. co. policy they said. i only know UOB & OCBC. This is a shitty job that why very hard to hire, local definitely not going to take it.try to avoid that co. if you can. it got quite a bad record of working environment from what the officer told my GF. $800 basic without OT is and yeah, this kind of job has alot of OT and very long hour of OT. can you handle it? i'll try to ask more info for you, but put it as your last priority. simple calculation of OT rate/hr based on $800 : [800/26days/8hr] x 1.5 = $5.76 per hr. 1700-800 = $900 OT / $5.76 = 156 hrs of OT / 26days = additonal 6 WHrs per day = 14 WHrs per day (15hrs including lunch) They only want young and fresh, easier to control and can pay less, They are scouting mostly Malaysian especially Sarawakian and Sabahan. |
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