Section A: OFFICIAL ANNOUNCEMENT:
1) 08/07/2019 - Benefit revision: Cease of Rewards/CashBack for wallet/eWallet/e-wallet Reload (Credit Card), first reported by cybpsych
17 JUNE 2019 - https://www.maybank2u.com.my/maybank2u/mala...rds-wallet.page
* Please be informed that effective 8 July 2019, any reload to all Malaysian third-party e-Wallets using Maybank Cards will no longer earn any Maybank rewards (TreatsPoints / Membership Rewards™ Points / Treats AirMiles) and Cash Back.
2) 01/06/2019 - Benefit revision, refer below:

3) 30/09/2018 - You may now cancel the M2 Visa or M2 Master by using SST as your reason (for cards approved before 1 Sep 2018)
4) 01/09/2018 - SST coming, RM25 per card, refer announcement below or SST FAQ.
M2 cards will be charged RM25 x 2 = RM50 SST, CANNOT BE WAIVED. Can use TreatPoints (10k = RM25) to redeem / offset within 6 months of SST being charged.

5) 01/07/2018 - New conversion rate for TreatPoints: 500 TP = RM1, click here for official announcement
6) 03-06/05/2018 - TREATS Fair
7) 5% weekend cash back for EVERYTHING by using M2 Amex on SAT/SUN, financial charge revised from 8.88% to 15%
8) Treats Points reduced, refer the PDF link below -
http://www.maybank2u.com.my/WebBank/CVP-PlatCard.pdf and http://www.maybank2u.com.my/WebBank/CVP-GoldCard.pdf
*Note: Government related and JOMPAY 0 points, others affected categories are EPP, utilities, education, insurance (1x only)




Section B: Latest Campaign/Promo
1) Date: 15/03/2017 to 30/06/2017, 10% cashback for Shell/Petron/Petronas using pin and pay with AMEX, sms to register, (NON guaranteed)! TNC please click here.
2) Date: 01/07/2016 to 31/12/2016, 5% Weekend Cashback is BACK (non guaranteed)! TNC please click here. - cash back is in with Oct 16 the latest, kindly check your online banking




Section C: Latest Developments
1. 02/09/2018 - No cash back and TreatPoints / TP for JOMPAY and FPX transactions


2. 15/05/2018 - New conversion rate for TreatPoints: 500 TP = RM1 starting 1st July 2018, refer Official Announcement above
3. 27/06/2017 - Changes in late payment charges and cash advance fees. Please pay statement balance before statement due date and NEVER withdraw cash from your credit card!!!


4. 15/03/2017 - 5% guaranteed WEEKEND cash back is BACK!!! Refer Official Announcement above
5. 01/08/2013 - Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month.
Latest TreatPoints / TP expiry FAQ here

*Archived Developments




Section D: Previous Threads

Click here to read Maybankard 2 Cards V16 Thread.
Click here to read Maybankard 2 Cards V17 Thread.
Click here to read Maybankard 2 Cards V18 Thread.
Click here to read Maybankard 2 Cards V19 Thread.
Click here to go to Maybank's website.
Click here to go to American Express Website.



Section E: Application related
Requirements
Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000
Maybank 2 Cards Terms and Conditions / TnC / T&C / Agreement
Maybank 2 Cards Product Disclosure
Weekend cash back terms and conditions
TreatsPoints terms and conditions
Maybank 2 Cards Benefit FAQ
Transaction Dispute Form

Benefits
1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up one statement.
2. Lifetime Fee Waiver (no annual fee without any conditions) with complimentary supplementary cards.
3. Enjoy a low Finance Charge of 15% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
4. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government and JOMPAY: 0 pt, insurance and education: 1x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card (except all transactions relating to government and JOMPAY: 0 pt) in Malaysia or anywhere else in the world.
5. 5% Weekend cash back - when spend on Maybankard 2 American Express Card is capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back. Summarized by cybpsych below:

6. Complimentary Travel Personal Accident and Travel Inconvenience Insurance if you charge your travel fares in full to your Maybankard 2 Platinum Cards, click here for insurance certificate

Who can apply?
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:
* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:
* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:
* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:
1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.


You can check your Maybankard 2 Cards transactions online with Maybank2U.com
If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. You DON'T need to have a Maybank Current or Savings Account to do this.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.



Section F: Other Related Threads in this Forum
1. Places to use your Amex v3 (thread), Simple PDF version
2. American Express® Cards v3 (thread)
3. Click here to Pumping Petrol with your CC (thread)
4. Click here to SMS Alert - You're Not In Control (thread)
5. Click here to Reload TnG with Credit Cards v3 (thread)
6. Click here to Suspicious Telephone Call (thread). Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.
7. Want to know if the Maybankard 2 American Express Treats Points are good for converting to Enrich Miles? Click here and read this thread.

This post has been edited by alexwsk: Mar 7 2021, 08:25 PM

Maybankard 2 Cards FAQ:

1a. Must read - SST information
Credit to cybpsych


1b. M2 cards will be charged RM25 x 2 = RM50 SST, CANNOT BE WAIVED. Can use TreatPoints (10k = RM25) to redeem / offset within 6 months of SST being charged.
2. This is a 2 cards combo - AMEX together with master/visa, you CAN cancel the master/visa (using SST as reason provided your card was approved before 1 Sep 2018).
3. The rebate is calculated according to the CALENDER month and not per your monthly statement cycle.
M2C Weekend Cashback Terms and Conditions [ Link ]

4. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month (and normally shown in M2U by 2nd 12pm).
5. No more GST for Maybankard 2 Cards (both principal and supplements) starting from 01 April 2015.
6. If you receive the cards through postage, you can activate it online through M2U (though some reported activation is not required). If you get your cards from the bank/credit card center counter, you do not need to activate it.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online. Some branches are known to be unable to link both cards into a single M2U account.
11. If you cannot swipe the card at the merchant, call Customer Service number behind the card.
12. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX is for all spending and is in additional to the 5X Treats Points (equivalent to 1% max).
13. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
14. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for stations that does not accept AMEX.
15. If you link your paypal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
16. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
17. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
18. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date will determine which month the cashback will be rewarded.
19. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE, normally shown in M2U by 2nd 12pm. Here's a detail example by ronnie
20. You can choose your preferred statement date, just call customer service to request.
21. For EzyPay via Amex aka installments during weekend, cash rebate and treats points will be given for the FULL AMOUNT one shot and not by the monthly installments amount.
22. Amex Toll Free customer service number is 1800889559.
23. Increase your credit limit by using https://www.maybank2u.com.my/iwov-resources...-AppFormEng.pdf - 3 months pay slips required
24. To upgrade from gold card to platinum card, need to submit upgrade request form together with latest income documents.
25. To pledge your FD to apply for a credit card without income documents:

26. You may also contact customer service through email at mbbcardservices@maybank.com.my, please do not disclose sensitive information such as expiry date and CCV through email.
27. Conversion to Maybank Islamic Ikhwan Card
- FAQs on corversion to Maybank Islamic Ikhwan Card
- Maybank Islamic Ikhwan Conversion Checklist
- Conversion form
28. Easy way to check your remaining or available credit limit

29. To subscribe to e-statement (paperless), follow the instructions in the link below
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
30. RM50 Cashback is capped at 1 Card member per account should Card member has more than 1 Maybank 2 American Express Card.
http://www.maybank2u.com.my/WebBank/M2C-wkndCB_tnc.pdf

31. What is considered utilities? Refer image below

32. The CVV for Amex is located at the front of the card, it's the 4 digits at the middle right of the card.


Treats Points and Redemption Catalog:
1. To check your Treats Points:
2. Online TreatsPoints Catalogue
3. Latest redemption catalog - click here, postage is included hence effective rate for AMEX 5X TP is less than 1%

This post has been edited by alexwsk: Sep 1 2019, 10:56 PM

PAYPAL Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go



For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link on 26 Aug 2015: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia

You can now pay Maxis Mobile, TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by hebe87


This post has been edited by alexwsk: Jul 5 2019, 08:42 AM

Yah, new version and I guess i am the 1st to reply.

Enjoying maybank 2 gold, just see how SST affect us. RM 25 or RM 50 ?

This post has been edited by coolgoh98: Aug 29 2018, 08:58 AM

Congrats on V20!

I thought this has been discussed many times that it will charge RM25 per card, ie RM50?

Anyway, thank you Maybank for the fantastic benefits for AMEX. I guess I would cancel it before my card next anniversary date.

Congratulation for V20

Loving the Amex, mostly for groceries in the weekends and saw a number of people use them in the cashier.

Now will wait for the SST implementation and see to cut or not to cut

The SST implementation is really a bummer for us who is looking to utilise cash back from credit cards to lessen some of the burden that originated from the increased living cost.

Let’s wait and see what happens after Sep 1.

I got sms notification my card application approved yesterday.
Usually how many days to get the card through postage? they using normal post or poslaju@gdex etc?
Can i request to self collect at near branch?
sorry for too many question since this is my first time apply cc

During the application, you should have specified that requirement to do self-pick up at your preferred branch.

Why do I get increased in credit limit out of sudden without requesting from MBB? Will it affect my credit utilisation - CCRIS or whatever in future application or loan?

You are so luckily your card approve before Sept..

During you fill in the application form, did you remember in the form you got fill-in self collect at branch? Or you write delivery to your doorstep?

is it true ? bank officer call me back when i ask for cancel the cards......since my credit cards are issued in Aug so only next year Aug SST only apply, then i ask for keep the cars at least I still can use them until Aug 2019

i think so, but when i look at the message of other forum, some say yes some say no.....

i will keep this 2 cards, amex is useful for me to pay bills and weekend shopping

yes any cards approved before 1 sept, should be charged on the next anniversary date as per custom guidelines.

Yeah
Im forgot already since im apply through ringgit plus..btw i just got my card..so fast maybank & poslaju. Got sms approved noti yesterday and got the card today
Can i just activated amex card only? or need to activate visa also

This post has been edited by Farlz_89: Aug 29 2018, 12:04 PM

thank...then we shall wait n see if the cards expire date is before sep........i one time off cancel all my 6 cimb credit cards .....never use them before but the bank always send 2 every year to me

This post has been edited by asiatrader98: Aug 29 2018, 12:06 PM

Actually I realise I should have apply another cc earlier and shouldn't worry about sst, then cancel the card before next year renewal

Dumb Maybank and/or Gov

Since M2C comes by default with two cards and we have no option to keep only one of it, it shld be treated as a single product/card for the purposes of credit card tax.

Now it seems like to have pay RM 50 x 2

let's not jump to conclusion first. no final announcement from mbb regarding this.

there are 2 parts most ppl dont understand at all.

1) CHARGING of RM25/card SST is a MUST. so m2cards will get 2xRM25 for sure.

2) WAIVING is not part of SST but from the respective bank. in this case, whether Maybank has formulated a strategy/plan to absorb 1xRM25 for m2card, due to the nature of the combo that disallow users to cancel either card. if either card can be canceled, i dont think mbb willing to absorb, and just let user decide to keep the card (hence paying SST) or cancel (avoid paying SST).

what we are interested now is the part 2.... is mbb willing to absorb or not.

based on my chat with CS, TP redemption is at 12.5k TP to redeem/offset RM25 SST.

This post has been edited by cybpsych: May 7 2019, 04:01 PM

well said

If i remember correctly when SST1.0 time this Maybank2kard i was only charged RM50 for both... hopefully this policy still apply as the card comes in 2 even most of us only desire to use/have 1...

check back your old statement.

it was charged 2xRM50 for both. 1xRM50 autowaived in Amex card. effective you only need to pay 1xRM50 for m2card.

so near dateline yet they still dun wanna announce it

hi if this still applicable to apply credit card without income proof?

26. To pledge your FD to apply for a credit card without income documents:
5k for Gold.
10k for Plat.
20k for VS.
30k for VI.

This post has been edited by download88: Aug 29 2018, 02:18 PM

Oh, no wonder you apply in ringgitplus..
That's make me surprise so fast approve your card via ringgitplus. OR another might be your income far far cukup..
So management might not need think twice straight away approve it..

Yes, you can just activated your amex card only without activate your visa..

Yay new thread. I will maintain M2C even if will kena RM50. The benefit is worth it imo, especially now lots of e-wallet allow linkage to the AMEX

Of course I would prefer if it is just RM25

Maybe on 31 Aug 11.55PM then officially announcement..

i think still applicable, u can make a call or walk in to ur nearby branch to ask ~

besides grab pay, which e wallet allows amex?

if i have visa, amex & master, will i be charge 3xRM50 annual fees?

3 x rm25 sst most likely. no annual fee.

This post has been edited by alexanderclz: Aug 29 2018, 02:47 PM

Im glad the process going smooth
Oic thx alot

cannot get waived like annual fee, for those sst?

If you don't like the M2 Pair cards, you can always switch to stand-alone Amex card.

Fave. I frequently use this

i dun understand why need to charge supplementary card holder other than gov being greedy, since supp not enjoying extra credit line
i just applied supp for my wife last month, but the anni date on the card is Sept - follow mine
tomorrow will call mbb to confirm the supp anni, if sept then will just cancel it

this one very sudden ma, thought senates will delay it

dun activate also need to pay SST, but safer in a sense coz cannot use the visa

yah, the SST charging is super confusing if follow anniversary year.

Well you can't look at it this way. Some banks have loopholes like PB Quantum and also VS if supp card with saperate statement then you can double cash back limit (ie Rm38 for principle and then supp can also earn up to Rm38)

Just wanted to say thanks, bro alexwsk for the extensive information and your efforts.

How to do that with 2 separated cash back limit?

m2c has been grilled for yearsssssssssssssss ... no such loophole anyway

even thread here already reached v20 today. pbb only reached its 8th threads.

Anyone?

Increased credit limit is good for you. I just read somewhere that there's some calculation where some percentage is based on the total money you owe divided by your credit limit. The higher the limit, the lower the percentage, which is good. Besides, it shows that the bank trusts you more.

U sure higher credit limit is healthier? If there is no negative impact I'll just leave it, else will request to revert back to previous credit limit.

yep, you are right. most importantly is to judge how much is your spending, which they will see your regular spending over your credit limit. then, they will see how prompt is your payment. that would be critical to bank to approve your loan.

At some point, you don't use the card at all, and the credit limit is high, some banks will just use the credit limit and get a certain percentage as your "regular spending", which actually is not even there. this is one of the reason why a lot people will call in to reduce credit limit.

usually on safe line, your regular spending is about 30% of your credit limit then it gives good chance to get a green light for bank to approve loan. of course, lower better.

well, it actually look at which bank too. for maybank, it is hard to get credit limit upgrade for free. so, this is actually a plus point where it shows maybank trust you.

usually high credit limit are available from overseas bank, not local. so local bank's high credit limit shows something on good side

You can request to cut your credit limit anytime by sending a letter to Maybank card centre.
You may get irritating calls from bank officers offering you personal loan, balance transfer etc as you have high CL and under-utilised. Luckily Maybank is not that aggressive calling cardholders.

Im glad to hear this.. thumbs up !

If my M2C credit card application get rejected from Maybank, I must wait 6 months to reapply? Or 3 months also can?

With the recent re-introduction of SST, you never know..

My application was declined 3 weeks ago (before SST).

But yesterday (after SST), Maybankard sms saying my application is accepted.

Single application, walk in at Dataran HQ in Bangsar.

I'm still puzzled, but I don't mind the cards

This post has been edited by ememes: Aug 29 2018, 08:57 PM

You suddenly get approve, that so lucky.
My application was 3 months ago, dont know what is the cooling period to reapply.

Heh. Have to approve lah. A lot of people will be cutting their cards before the next renewal. Not many people will need 10-20 cards I presume.

Edit : my public bank also rejected this afternoon but approved this evening

You should reapply and tell them to expedite and approve within tomorrow. I think mass approval before SST, subjected that you don't have a bad record

This post has been edited by beLIEve: Aug 29 2018, 10:48 PM

Cooling period 3~6 months.

But for my case (long time ago), I got rejected from Maybank card centre, and I re-apply from roadshow after a week.

Surprisingly, it approved, no idea how they judge

how to be rejected in the afternoon but approved in the evening? did u call to appeal?

Nope, didn't appeal. Branch already said must fill up form again, and CS said they'll try (try means no promises or guarantees). I just use the computerized response where I key in my IC to check.

I found better options after applying (Maybank 2 Amex, and even Hong Leong's 25% cashback @ RM200 max for people who never own a Hong Leong credit card). I checked again at nite because I read here someone got approved later after getting rejected with Maybank, and wanted to ensure it stays rejected because I don't want any surprises with SST if they approve it on Sept 3. Don't want to pay before I earn

I think after SST, there'll be less applications. My friend say, it means less commission also

This post has been edited by beLIEve: Aug 30 2018, 12:11 AM

Stress if for maybank CC cards akone got to keep at least 4pcs

i am keeping 3 cards.

SCB is better. they are ready to waive the rm25 for card holders. haha.

But when I check with the CS, they keep telling me no official announcement yet.. they told u they will waive?

yes, the CS who attended to me told me this. in fact, i remembered previously rm50 time, they waived also.

Never see something like this!

disappointment follow by joys !

Waa. Can like this shortcut ya..
Means that today cepat cepat apply cc.. Then high chances approve loh? (Subject don't have bad record)

I think only la. We have at least 2 cases here including me who got rejected and then approved.

Today is last day already. Worth a shot, but hard to say can get through or not. I applied mine on the 21st. Total time is more or less the same as physical form application.

I think better wait and see if banks offers to cover SST for the first year. Or Tun / Uncle Lim Jr give some merdeka gifts (like postponing SST another moon or no SST for credit cards) tomorrow.

Edit : Hong Leong Bank no longer issues instant approval credit cards. You can request to send the card to your preferred mailing address upon approval. Normally it will take between 7 to 14 working days to process a credit card application upon submission of complete documentations.

This post has been edited by beLIEve: Aug 30 2018, 12:53 PM

Manager see no commission today. Then make U-Turn to those rejected application to approved. Haha

Those sales executive who relies on selling credit cards will start to worry....

Especially those useless credit card. High annual fee with no benefits.
I believe no one or less ppl will cut the M2Card.

might consider cutting the M2C after redeeming the TP. May apply for HLB Wise in December.

I am using M2Card.
After heard SST news, I applied Barcelona vs early this month and got approval.
I am going to cancel M2card before March 2019.

M2C is a good CB + TP card, unless you seldom use AMEX especially during weekend

This post has been edited by saitong09: Aug 30 2018, 07:06 PM

My expenses not much. Roughly RM500 per month, 70%amex30% visa.
Not all merchants support amex.

If they charge RM25, I will consider to keep. If they charge RM50, I will cancel it before March 2019.

This post has been edited by engyr: Aug 30 2018, 07:21 PM

for me i’ll be keeping barcelona. the other will be m2c for petrol and general purchases if rm25 sst, otherwise i’ll keep maybank petronas for their 8% petrol rebate.

It is good to keep both M2Card and FC Barcelona. AMEX can pump petrol, pay TNB, Unifi bill. FCB just for normal expenses.

Guys, its RM25 or RM50 annually....

With the amount of cashback you could earn every month, that RM50 is like a peanut tho.

This is cashless era, i can assure that if u spend wisely using cc, its worth it.

From your avatar, I can't tell whether you're a man, woman, or one of the others.

But I totally agtee that M2C is worth it.

again, it depends on individual usage pattern. if u can max out the rm50 frequently then it’s worth it.

Absolutely true about the worth being dependent on individual spend pattern. With my regular spending every month, I usually accumulate enough to get RM50 CB.

Plus...I have used the accumulated treat points to claim woks, pots and pans from Kitchen Shop and ESH before. In that sense, I still think it's worth it.

5x treat points every day - I think - is the highest in the Maybank Cards (except for 8x petrol on weekends with Petronas Cards).

anyone have insider in mbb to find know why they rejected my application? really curious to find out. other bank approve it...

Any insider which is willing to share such info with someone who's not a personal friend won't be employed very long....

proper form is out

https://www.maybank2u.com.my/iwov-resources...818_AppForm.pdf

called up maybank to change my statement date and enquire about the SST charge,

For Maybank2Cards, each card will be charged rm25. No waive as such. So total RM50 will be charged la.

A way to waive is to use 10,000 treatpoints for one card. So if you wanna waive both cards, be prepared to use 20,000 treatpoints :/

10k TP? even lower when i asked few days ago, 12.5k TP

10k TP, spending with m2c amex for stuffs that gives 5xTP seems doable.

anybody knows if can transfer my installment on amex to another card say barcelona?

Happy holiday! Just called to chat with MB CS and enquire the SST charges for M2C and confirmed that each card will be charged RM25 with 2 different call agents.

Funny why they would quote different points

yearly spending to get 20k treatpoints doesnt seem too bad yeah.

well rm2k for 10k tps if you use amex all the way

This post has been edited by Batusai: Aug 31 2018, 02:03 PM

guess its confirmed then. Did you enquire about any chance of waiving? eg using treatpoints