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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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engyr
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Aug 30 2018, 07:02 PM
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QUOTE(jiaen0509 @ Aug 30 2018, 02:30 PM) Especially those useless credit card. High annual fee with no benefits. I believe no one or less ppl will cut the M2Card. I am using M2Card. After heard SST news, I applied Barcelona vs early this month and got approval. I am going to cancel M2card before March 2019.
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engyr
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Aug 30 2018, 07:21 PM
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QUOTE(saitong09 @ Aug 30 2018, 07:06 PM) M2C is a good CB + TP card, unless you seldom use AMEX especially during weekend My expenses not much. Roughly RM500 per month, 70%amex30% visa. Not all merchants support amex. If they charge RM25, I will consider to keep. If they charge RM50, I will cancel it before March 2019. This post has been edited by engyr: Aug 30 2018, 07:21 PM
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engyr
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Sep 1 2018, 07:42 AM
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Conclusion for FCBarcelona and M2cards holder: If you spend average RM200/more by using Amex, worth to keep both cards May and August- use FCB visa The other 10 months Rm200*10*5%=RM100 (if you use FCB Visa RM200*10*2%=RM40) RM60 extra You will get 10000 treatpoints to off set amex service charge You still earn RM35 after pay Visa service charges.
This post has been edited by engyr: Sep 1 2018, 07:43 AM
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engyr
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Sep 3 2018, 05:10 PM
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QUOTE(cybpsych @ Sep 3 2018, 10:54 AM) we dont own Page 1, or first few pages. not that we can DO anything to the posts. contact TS (topic starter) alexwsk instead. You can click at the << to first page. Attached thumbnail(s)
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engyr
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Sep 8 2018, 12:40 PM
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Is FPX payment (amex account) weekend transaction entitled for 5% cashback& 5* treatpoints ?
This post has been edited by engyr: Sep 8 2018, 12:51 PM
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engyr
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Sep 9 2018, 05:16 PM
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QUOTE(alexwsk @ Sep 9 2018, 01:11 PM) only JOMPAY, so FPX is not mentioned, i just did one fpx using amex for shopee this morning will update next month Please update us next month, thanks.
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engyr
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Sep 15 2018, 10:00 AM
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QUOTE(adele123 @ Sep 15 2018, 08:59 AM) There isnt any practical difference, so just get the gold. I used to like to book hotels via agoda, so using plat card you get 2% extra discount compared to gold. This additional 2% is applicable to all banks that ties up with agoda. How to get additional 2% discount? Going to book hotel soon.
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engyr
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Sep 16 2018, 01:56 PM
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QUOTE(JuneResources @ Sep 16 2018, 01:23 PM) You mean boost can accept amex credit card? It's too many e-wallet already. Unfortunately, it is not the Syabas. Helping my friez to pay water bill from Sarawak so called Laku.. Really really rural n kampung at Sarawak. Lack of facility online platform. Boost does not support amex
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engyr
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Sep 16 2018, 10:07 PM
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QUOTE(SwarmTroll @ Sep 16 2018, 10:05 PM) Do most of you guys use the Amex card for petrol? Petrol and grocery
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engyr
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Sep 18 2018, 08:51 PM
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QUOTE(charlesj @ Sep 18 2018, 07:53 PM) Yea. Try to get a CC from the bank that you bank in salary monthly. Best to bank in salary to the same bank (if not direct transfer from your company). They have your record and easier to get approval. Agreed. I applied Ambank credit card and it was rejected. My annual income was 1.5× of requirements. I asked the customer service why my application was rejected. They replied bank has the right to reject application without any reason. Then I applied Maybank 2 cards. I received salary via Maybank. I received SMS approval within 3 days. This post has been edited by engyr: Sep 18 2018, 08:52 PM
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engyr
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Sep 19 2018, 07:23 AM
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QUOTE(beLIEve @ Sep 19 2018, 12:32 AM) Would be interesting to know if anyone complained about it to a higher level at the respective bank. Yes, I did that, but I took too long to find the contact. The said bank officer won't give me the contact other than the general complaint channel. I did submit all necessary documents during application. I didn't appeal or complaint to higher level. QUOTE(lexanoir @ Sep 18 2018, 10:36 PM) Back there when my income was 3x of gold card requirement, and while the person recommend me too apply for m2c platinum , i still failed to get the m2c gold. I only got it after 5th attempt over 3 years. Yes because u are too clean . I spend my 3 years building my credentials through loans. Yes. My record is clean. I had car loan in 2011, I cleared it in 2014. I did not have other loan. I didn't have any credit card prior to application.
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engyr
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Sep 22 2018, 03:07 PM
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QUOTE(David83 @ Sep 22 2018, 03:04 PM) I think this has been discussed before. To be safe, it's better to do the other parts of the world also enters to weekend. Yes. I always do my online transaction after 4pm.
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engyr
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Sep 23 2018, 01:10 PM
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QUOTE(mamamia @ Sep 23 2018, 11:54 AM) Yeah, I also planned to cancel my m2cards, not worth to pay RM50 when I only use one card and not all easy to get merchant who accept amex.. I gonna pay off all the ongoing BT b4 cancel the cards.. luckily no early settlement for BT QUOTE(Tigerr @ Sep 23 2018, 01:00 PM) Lots of people see the rm25 sst is a lot n will start cancelling the cards. Not aware that the cash back that they earned is much more than 25 in a year. I often see people wallet got many cards but when comes to paying they will use cash instead. This group are the people are not aware of the benefits of the card but perhaps it is too little to them as they may not be using the best card out there. Some just getting the almost worthless points which at end of the year cant even change a rm25 vouchers. It depends on how much you spend. I will cancel 2 Cards before March 2019. If you don't use amex, you still get 2% cashback by using Barcelona visa signature. Not all merchants accept Amex. If you spend more than RM170 per month, still worth to keep 2cards. Rm170*10 months*3%=RM51 This post has been edited by engyr: Sep 23 2018, 01:12 PM
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engyr
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Sep 29 2018, 08:47 PM
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QUOTE(cybpsych @ Sep 29 2018, 08:33 PM) confirmed! just called too. Maybank now allow to terminate either m2card due to SST! will do this next month after my final BT installment get posted, pay it off, and chop-chop! How did you request? To cancel visa and keep Amex?
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engyr
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Sep 29 2018, 09:13 PM
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If I cancel my visa, will I loss all treatpoints that were collected under visa account?
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engyr
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Sep 30 2018, 09:41 PM
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QUOTE(dannyw @ Sep 30 2018, 08:54 PM) Is that possible to reactivate the supp card that just cancelled few weeks ago? Or need to reapply? Any t&c that i have to wait for? Sorry for this questions, as i didn't aspect this Visa can be cancel alone... Supp card SST=RM25. Same as principal card. Supp card shares same cashback pool. Why don't you look for other cashback card?
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engyr
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Oct 4 2018, 07:02 PM
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QUOTE(annoymous1234 @ Oct 4 2018, 05:14 PM) Atm card number do u mean the pin when we insert card at atm? Do not share your pin with anyone. Customer service will not ask for it.
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engyr
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Oct 11 2018, 03:46 PM
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QUOTE(menime123 @ Oct 11 2018, 02:39 PM) called Maybank CS to cancel M2C visa and within 5 minutes done. The CS even asked is it due to SST lol and i straight answered yes. Told the CS to remove the linkage from M2U and it would take 6 working days. Smooth phone call. Yes. I just cancelled my M2C Visa this afternoon. I requested to transfer treatpoints to my AMEX account.
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engyr
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Oct 11 2018, 05:34 PM
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QUOTE(x3Kai @ Oct 11 2018, 05:19 PM) Anyone used M2C Amex for foreign transactions? Will the 5% weekend Cashback work and is it worth using it for the 5% Cashback? I'm planning to buy my air ticket from UNIAIR directly. From what I see, I will be charged with a 2.5% conversion factor by AMEX + 0.5% admin charges by Maybank. So effectively 3% premium over their exchange rate right? So putting it simple, still approximately 2% Cashback? Or I'm still missing something? I purchased from bookdepository and Agoda before, I received 5% cashback. Better to do it after 5pm Saturday or Sunday. This post has been edited by engyr: Oct 11 2018, 05:34 PM
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engyr
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Oct 14 2018, 06:23 AM
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I had requested to cancel my 2card visa on 11/10. I requested to transfer my visa 71++ treatpoints to Amex account. My Amex got 48++ treatpoints. Yesterday I log in my Maybank2u, I found out that my account only got 48++ points. Anyone has same experience? Should I wait first or call Maybank?
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