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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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adele123
post Sep 15 2018, 08:59 AM

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QUOTE(jetman85 @ Sep 14 2018, 06:27 PM)
hi can i ask what difference gold vs platinum?

i tried apply for platinum card unsuccesful. my basic salary 4.6k if add allowance 5.8k
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There isnt any practical difference, so just get the gold.

I used to like to book hotels via agoda, so using plat card you get 2% extra discount compared to gold. This additional 2% is applicable to all banks that ties up with agoda.


adele123
post Sep 15 2018, 09:43 AM

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QUOTE(jetman85 @ Sep 14 2018, 06:27 PM)
hi can i ask what difference gold vs platinum?

i tried apply for platinum card unsuccesful. my basic salary 4.6k if add allowance 5.8k
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There isnt any practical difference, so just get the gold.

I used to like to book hotels via agoda, so using plat card you get 2% extra discount compared to gold. This additional 2% is applicable to all banks that ties up with agoda.


adele123
post Sep 19 2018, 09:58 AM

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QUOTE(engyr @ Sep 15 2018, 10:00 AM)
How to get additional 2% discount? Going to book hotel soon.
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www.agoda.com/maybank

adele123
post Nov 8 2018, 08:16 PM

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QUOTE(frostfrench @ Nov 8 2018, 09:43 AM)
so sad even Dragon-i dont accept Amex now and so many restaurants.

Guess to hit Rm50 cashback, for me I left with departmental stores, supermarkets and petrol.
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Yes. That is the case. Off topic but relevant, that is why i go to din tai fung, taste better and nicer and accept amex.

Dont forget you can pay your bills with amex too.
adele123
post May 17 2019, 02:18 PM

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QUOTE(hikarireika @ May 17 2019, 01:04 PM)
Hello, sorry if this is a silly question, but I'm finding it kinda hard to find this information. I currently have Maybank 2 Card Gold, and it's about to expire next month. However, I am now within the income bracket to apply for M2C Platinum.

My questions are:
1. Is it a good idea to upgrade to Platinum simply because I am within the income bracket to apply? I'm happy with the Gold, and I don't forsee my credit card habits changing. I only use it to pay for monthly deductions for insurance, maybe for some bills in the future, and some one-off purchases once in a while.

2. If I were to upgrade to Platinum, would there be any major differences that I need to look out for or be wary about? (Besides Platinum's Travel Insurance)

Thanks in advance smile.gif
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I used to book hotel via agoda, using the the agoda.com/maybank. They give 5% for gold, 7% for platinum. I did enjoy slightly more discount after switching.

Now, it is 7% for all, so not difference (plus so many agoda promos/tie up lately). Other benefits i don't see it as useful. there is no additional benefit i notice for switching. so, up to you la, platinum looks like nicer, because the colour is black silver. black gold/yellow doesn't look nice.
adele123
post Jun 4 2019, 03:06 PM

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QUOTE(Krv23490 @ Jun 3 2019, 11:25 AM)
haha whats wrong with asking ?

Isn't that what a forum is for ?
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nothing wrong with asking. If you ask whether unifi is utility, at least still sort of make sense although you can still search for the answer lo. not as far fetched compared to petrol under utility.

I mean... very tarak connection.
adele123
post Jun 7 2019, 05:22 PM

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QUOTE(mamamia @ Jun 5 2019, 12:09 PM)
No waiver / rebate for SST for MBB.. u need to use 10k Treatpoints to redeem and offset RM25 SST
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On this topic, not sure if i should ask it at the other thread, anyone used the Amex points to offset the RM25 SST on barcelona?

If yes, would save some money here too.
adele123
post Sep 9 2019, 11:44 PM

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QUOTE(fruitie @ Sep 8 2019, 06:40 PM)
No more cash back for GrabPay.

Yes, I always do that on weekends if I order GrabFood.
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How do you track them? I supposed transaction detail on the statement is different?

I actually didnt realise this method still can get rebate.
adele123
post Oct 8 2019, 10:05 AM

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QUOTE(tan_aniki @ Oct 8 2019, 10:00 AM)
will get it on 1 Nov but if your quota for Oct is full spend with RM1000, you might able to dispute to the dispute management team as well since your transaction is on Sep
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Er... Post #2 already quite clear.

Dispute on what?
adele123
post Oct 8 2019, 08:51 PM

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QUOTE(alexwsk @ Oct 8 2019, 08:44 PM)
those without Maybank app, it will be sent to maybank2u inbox, like seriously ???
first bank to totally abandon sms notification then, wonder what will happen if fraud happens after this  rclxub.gif
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but for discussion sake, was told that SMS isn't the safest option though, forgot who it was that told me. claims that SMS are easily hacked as well.

i kinda have my faith in maybank but i really hope it is not because SMS cost money and App does not.
adele123
post Oct 18 2019, 07:56 AM

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QUOTE(TheLegend27 @ Oct 18 2019, 07:52 AM)
hello, wanna ask now still can use amex to pay dbkl tax assessment?
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Can.

I assume the question that you really want to ask is, do you get cash back for paying during weekend. Answer is no.
adele123
post Dec 9 2019, 07:13 PM

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QUOTE(tan_aniki @ Dec 9 2019, 05:13 PM)
tnc never stated must follow local time, as long as your transaction is still weekend of malaysia time the cb will always be given to u
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You still dont understand the point.

He is just saying avoid the hassle of calling in to dispute. You really have so much time to call to dispute on few ringgit?
adele123
post Dec 17 2019, 11:50 PM

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QUOTE(cococonutseller @ Dec 16 2019, 04:15 PM)
Anyone tried applying for limit increase? Are they generous?
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Own experience. Not generous compared to other banks. True story.

But maybank gives the best benefit. 😀
adele123
post Dec 24 2019, 07:56 PM

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QUOTE(ZuloPhobia @ Dec 24 2019, 05:00 PM)
Anyone ever tries upgrading their Gold card to Platinum?

Tried asking them in FB and Livechat, both giving different answer

FB say can but quite vague
livechat say need to apply new then cancel old card

So want to ask here for consumers perspective if they manage before
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Done it. But the actual process is like applying new platinum cards and cancelling your old gold card but you can transfer the points over to the new card.

Can you headover to card centre? I did it at card centre, more convenient

I dont remember much cause was 2 years ago
adele123
post Jan 6 2020, 11:13 PM

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QUOTE(Harfan @ Jan 6 2020, 10:52 PM)
Hi guys,

I will be redeeming my Treatpoints for voucher soon but I read in this forum that it's better to redeem at Credit Card Centre. So, I should be able to redeem my TP in any of the credit card centres in this Maybank list right?
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You are not looking at the right thing

here

scroll further down on how to redeem. Only 4 places listed, 3 of them inside shopping malls.

You would want to slowly read this page
adele123
post Feb 2 2020, 11:48 AM

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QUOTE(alextan99 @ Feb 2 2020, 11:38 AM)
With so many benefits being removed and TP revised this card is not that good anymore.
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You are not answering the question.

And the benefits downgrade happened quite some time ago. Your statement may misled new cardowners thinking 'ah, i just got it then not that good'

This card is not as good as it used to be but still one of the best.


adele123
post May 7 2020, 06:22 AM

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QUOTE(paogeh @ May 3 2020, 09:32 PM)
want to ASK MBB campaign .

i have joined a few , spend 20 sens SMS x N times.
and i get 0 = zero PRIZES
anyone really win anything for MBB campaign ?
*at least PBB/UOB campaign , i get to score something .
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I would say over the years, since 2013 only benefited from 1 campaign. I'm not as diligent as many here.

I think earn back few hundred cash back. The spend and earn 100% cash back which was based on first come first serve.

I think on average, spend rm1 on sms per year la. And i think it's 15cents per sms for me. Still ok.

The other day sent too fast wrong ic number. Ended up sending 2 sms.
adele123
post May 31 2020, 11:53 AM

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QUOTE(yingchai @ May 29 2020, 11:48 PM)
i am going to cancel both cards coz the service tax charges will come on Aug...bye bye to MBB cards for lousy benefits.
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Just out of my own curiosity, why do you say it is lousy?

What's your spending pattern? And are we talking about these 2 cards
adele123
post Jun 30 2020, 10:41 AM

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QUOTE(turtleundersea @ Jun 30 2020, 10:21 AM)
if i ady got mbb 2 gold card, then i apply for mbb 2 platinum card, would mbb "upgrade" my mbb 2 gold card, or i got gold and plantinum card?
anyone with such experience?
i want to keep both cards, for the amex 5% weekend cash back...
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it will be upgrade, not apply new. after years of stalking this thread, never seen anyone keep both. I was told you wont get RM100 cash back even if you keep both.

If got spouse, ask spouse to apply.

adele123
post Jul 21 2020, 11:57 AM

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QUOTE(Alert_RaZO @ Jul 20 2020, 09:51 PM)
I want to know if my bro supp card for me.
Am i getting a separate online account? Will the supp card amount appear at his account?
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I have supp card last time from maybank, now cancelled.

when i login M2U, which i have savings account also, i get to see my transaction on my supp card. BUT i dont receive statement. statement still under principal. principal can view supplementary card spending in M2U and also in statement. Statement is shared.

if you dont have M2U account existingly, i am not sure what is the procedure also.

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