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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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alextan99
post Aug 29 2018, 05:23 PM

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QUOTE(alexwsk @ Aug 29 2018, 04:07 PM)
i dun understand why need to charge supplementary card holder other than gov being greedy, since supp not enjoying extra credit line
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Well you can't look at it this way. Some banks have loopholes like PB Quantum and also VS if supp card with saperate statement then you can double cash back limit (ie Rm38 for principle and then supp can also earn up to Rm38)
alextan99
post Sep 2 2018, 05:07 PM

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no. Visa and Master are almost the same, if you have a merchant that takes visa 100% they will take master too.

It probably boils down to what promotion Visa gives out or Master gives out or their exchange rate.
alextan99
post Oct 1 2018, 02:29 PM

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just called to cancelled by Visa on Maybank2Card as well and they did it for me smile.gif ... same reason due to SST

Now I'm waiting for them to process my other request to move some of my credit line from Islamic Ikhwa side back to conventional since Ikhwan I use it for petrol and also grocery shopping on the weekend and don't need 30K there smile.gif
alextan99
post Oct 2 2018, 03:44 PM

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QUOTE(mamamia @ Oct 2 2018, 03:42 PM)
Conversation with CS:
Me: I want to transfer my BT installment from m2visa to m2amex
Cs: reason?
Me: I plan to cancel m2visa
Cs: when u want to cancel?
Me: next month
Cs: u need to cancel now only I can help to transfer the BT to amex
Me: ok, please proceed to cancel and transfer BT installment
Cs: what is the reason?
Me: I don’t want to pay SST
CS: understand, will proceed to terminate with immediate effect and please settle the outstanding today, BT installment will be transfer to AMEX within 5 working days.
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Interesting ... mine did not say BT will be transferred but it mentioned that treats points will be transferred in 5 working days
alextan99
post Oct 5 2018, 03:03 PM

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damm its low. Last time I ask for PB VS also CS say need to pledge 27K and above
alextan99
post Oct 25 2018, 05:08 PM

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I think AMEX had already started with contactless features on their card

https://www.americanexpress.com/icc/contactless.html
alextan99
post Jan 5 2019, 04:10 PM

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QUOTE(joeaverage @ Jan 5 2019, 10:30 AM)
Anyone knows if can pay Indah Water with Amex? On M2U - says card not supported.
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only by person on their HQ you can pay with Amex on Saturday
alextan99
post Jun 29 2019, 11:13 PM

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QUOTE(c2pidyee @ Jun 29 2019, 10:49 PM)
New user here.. My First top up to boost and grab pay using amex.

I m using 3 digits CVV at behind of card. No wonder can't do transaction😅😅😅

Millions thanks for the advice. Noob newbie here. First time using amex😂😂😂
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AMEX CCV is on the front of the card and not the one at the back
alextan99
post Feb 2 2020, 11:38 AM

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QUOTE(misaka @ Feb 1 2020, 06:34 PM)
just got approved need to wait how long till they send the card?
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With so many benefits being removed and TP revised this card is not that good anymore.
alextan99
post Feb 16 2020, 02:19 PM

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QUOTE(michealelsie @ Feb 15 2020, 09:34 PM)
Hi all, one question which i couldn't find answer here (maybe I missed out).

I am owning the M2CP (Master+Amex), and would like to pay for Digi postpaid bill, Auto-debit for insurance premium, TNB, Maxis Home monthly bill.

As I know as below:
Insurance premium: Mastercard 1x TP, Amex 1x TP, no CB
TNB: Mastercard 1x TP, Amex 1x TP, no CB
Maxis home fibre/postpaid bill: only accept Mastercard thus 1x TP, no CB

How about Digi postpaid monthly phone bill?

Anyone here understand how the CB/TP works can assist me on this in order to get back the maximum i could.

Trust me, i went through most of the thread but i really don't find one. Many thanks to all =) cheers
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I don't know about Amex because my insurance company GE does not accept Amex as payment option but when I pay with my barcelona card I always get the CB without fail
alextan99
post Mar 9 2020, 11:18 AM

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I'm considering the same since I rarely use my AMEX or Ikhwan card because its tied to weekend spending only.

I would cancel all my Maybank card and only keep FCB card since I get 2% but all day spending
alextan99
post Mar 9 2020, 04:25 PM

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QUOTE(tr3xsdcc @ Mar 9 2020, 01:47 PM)
Hi question, recently requested credit limit for my Islamic ikhwan petronas and got approved from 6k to 8k. Called cust service , and they advice that's the max credit limit already.

But not enough, is it possible for the apply conventional card Maybank 2 gold for a separate credit limit? Tq
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islamic cards have a different credit limit from conventional card. Last time when I apply for Ikhwan the CS just told me that they will split my credit 1/2 for my islamic card. My conventional card with Maybank have 60K limit
alextan99
post Mar 9 2020, 10:29 PM

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QUOTE(anep @ Mar 9 2020, 07:06 PM)
ur amex standalone or tied with MC? i tried to cancel my MC and keep my amex but since im on m2platinum i need to cancel both
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my Amex was tied to Visa before and I've already cancelled Visa 2 years ago when they first introduce the SST tax. Now I'm just pondering if I should even cancel the AMEX. I believe if your card was approved before 2018 you could cancel one of it and anything after that you keep both or cancel both
alextan99
post Apr 6 2020, 06:39 PM

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QUOTE(sidefulnes @ Apr 6 2020, 12:21 PM)
Anybody know whats the max credit limit for gold?
I don't plan to upgrade to platinum
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unless a very specific reason to have this card and not be in platinum, its actually much better on plat with dedicated tol free and also basic travel insurance if the total of ticket were paid with the card
alextan99
post Apr 7 2020, 09:24 AM

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well call the SC and see if they could upgrade your card to plat and still retain the option to cancel one of the card.

If they die die say no then just don't upgrade but I am unsure what is the max limit for gold card. I heard some forumers says the starting CL for plat is around 15K so you can use that as a reference point
alextan99
post Apr 13 2020, 02:22 PM

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QUOTE(xiaoxiaoshen @ Apr 13 2020, 01:45 AM)
Bank had not set any limit i think, but will convince you to upgrade the card to higher level if you wish to increase the credit limit. i experience this for my citibank clear card (maintain card because of CBTL n buy 1 free 1 movie ticket) bank send me many time for gold card but i discard it and told clear card reach max credit limit. but my credit for clear card now nearly 50k, previous it told max limit is 20k++
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Citibank is one of those rare banks that keep increasing your CL every year. Back in 2001 when I first started to work and I got the clear card I have a starting CL of 12K and by the time I cancel the card 5 years later my CL had already reached 40K
alextan99
post May 3 2020, 02:49 PM

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any pure cash back card that don't earn any TP is not entitled to use TP to pay SST
alextan99
post Jun 22 2020, 03:19 PM

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no
alextan99
post Aug 19 2020, 11:27 AM

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QUOTE(dinozilla @ Aug 18 2020, 01:22 PM)
Any specific of the procedure to follow to get it done, if just want to withdraw the MasterCard?
So what you mean is if you already owned/used the Maybankard2 since before Sep 2018, you are given exception to ask for cancelling 1 of the cards, even now?

I am getting almost zero use of the card nowadays. So now thinking to cancel 1 if can, or both if I can find another card better than MBK2
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means if you are approved and been holding M2 card before sept 2018 you could call CS and request to cancel one of the card ie (visa or master or amex) and keep 1 of the 2 card so you need to pay 1 SST instead of 2 cards. If you think you don't use the card or need it then its up to you to cancel both the cards
alextan99
post Sep 8 2020, 12:30 PM

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QUOTE(gliwan2002 @ Sep 8 2020, 12:22 PM)
Good day all Sifu-sifu,

I made my purchase in Sephora online website (Beauty In Motion Sdn Bhd MY in the statement) on 5/9/2020 ( Saturaday) around 3:43AM (Malaysia time) with my M2C AMEX platinum....

But today i checked my transaction history showed transaction done on 4/9/2020 (Friday) instead.... I called up the CS and she told me to wait until end of the month and see....I could read the 1st post in this thread that the cashback is based on the TRANSACTION DATE and POSTING DATE is just to determine which month your cashback credit into.

I argued with the CS and the CS told me she will find out and call back this Friday.....

Anyone experience the same thing before??? Managed to get the bank to issue the cashback??

Did Maybank online transaction must be done on certain time (eg after 8am of the day) then only considered as transaction on that day??
user posted image
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its not Maybank's fault but the payment processor/gateway used by the ecommerce site. That's why to be 100% safe do not make any online transaction before evening of Saturday local Malaysian time in case their payment processor/gateway is in US. There's a big chance your transaction will not get CB unless you have a SMS TAC code msg that you can use to argue your case.


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