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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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SUSsaboteurs
post Aug 29 2018, 08:23 PM

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QUOTE(ProxMatoR @ Aug 29 2018, 06:52 PM)
well, it actually look at which bank too. for maybank, it is hard to get credit limit upgrade for free. so, this is actually a plus point where it shows maybank trust you.

usually high credit limit are available from overseas bank, not local. so local bank's high credit limit shows something on good side
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Im glad to hear this.. thumbs up !
SUSsaboteurs
post Aug 30 2018, 10:03 AM

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QUOTE(beLIEve @ Aug 29 2018, 09:39 PM)
Heh. Have to approve lah. A lot of people will be cutting their cards before the next renewal. Not many people will need 10-20 cards I presume.

Edit : my public bank also rejected this afternoon but approved this evening

You should reapply and tell them to expedite and approve within tomorrow. I think mass approval before SST, subjected that you don't have a bad record
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Never see something like this!

disappointment follow by joys !
SUSsaboteurs
post Aug 31 2018, 07:15 PM

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QUOTE(beLIEve @ Aug 31 2018, 06:19 PM)
https://www.msn.com/en-my/money/topstories/...EcqN?li=BBr8Mk9

Under the Service Tax (Rate of Tax) Order 2018, Lim said RM25 will be charged for each principal credit card or charge card on the date it is activated or the date it is renewed, and every time the card is renewed.

Whoever can activate online, I think better try activate it online by midnite.
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just pay it lo.. rm25 per year is not that expensive provided we got benefits from cc
SUSsaboteurs
post Sep 7 2018, 11:00 PM

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QUOTE(David83 @ Sep 7 2018, 10:30 PM)
What made them changed the wind?
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mood swing , wind change
SUSsaboteurs
post Sep 14 2018, 09:39 PM

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QUOTE(jetman85 @ Sep 14 2018, 06:27 PM)
hi can i ask what difference gold vs platinum?

i tried apply for platinum card unsuccesful. my basic salary 4.6k if add allowance 5.8k
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free call dedicated hotline
SUSsaboteurs
post Sep 21 2018, 06:29 PM

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QUOTE(David83 @ Sep 21 2018, 06:18 PM)
No point keep trying.
Better to have a cooling period of 3 to 6 months.
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You may search back David83 's case how he gonna apply , appeal, re-appeal, double and triple appeal and lastly reduce limit all the way to the heck RM1k only.
SUSsaboteurs
post Sep 21 2018, 06:35 PM

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QUOTE(David83 @ Sep 21 2018, 06:32 PM)
At the end of the day, I had cancelled that card because not willingly to pay RM 25 and low utilization.
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hmm.. i think the card brings benefit right?...

you don't use points to offset RM25?
SUSsaboteurs
post Sep 21 2018, 06:37 PM

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QUOTE(David83 @ Sep 21 2018, 06:36 PM)
My TP is very low; few hundreds only.
As I said, low utilization; only for petrol and groceries on Fridays and Saturdays.
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Oh Okay. The bank must be sad to lose a client like you.
SUSsaboteurs
post Sep 21 2018, 06:40 PM

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QUOTE(David83 @ Sep 21 2018, 06:39 PM)
I'm just a small fish.
I left only one house loan with them.
I don't even want to put any money into the existing SA.
The home loan is paid using Instant Interbank Fund Transfer from other bank!
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Yeah mortage loan is OK already. They earn from the interest...

It's ok... maybe you can try to re-apply after few more months for the sake of cb petrol + groceries
SUSsaboteurs
post Sep 23 2018, 01:57 PM

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QUOTE(Tigerr @ Sep 23 2018, 01:00 PM)
Lots of people see the rm25 sst is a lot n will start cancelling the cards. Not aware that the cash back that they earned is much more than 25 in a year.
I often see people wallet got many cards but when comes to paying they will use cash instead. This group are the people are not aware of the benefits of the card but perhaps it is too little to them as they may not be using the best card out there. Some just getting the almost worthless points which at end of the year cant even change a rm25 vouchers.
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For me, I dont even care or aware of the cashback

I don't think so cashback will even make one rich

eg: cashback rm900 per month = 10800 per year

rm10800 will make you rich? just ponder about it.. lol

those who take advantages of 'little penny' cashback and spend so many thoughts on it ... lol...

but no worries... apolgise if my statement hurt those.... lol ...

but ponders about it if u think rm10k per year will make u rich and proud about it,, go for it.. no one going to stop u ...

and guess what some even care and make super big noise about bp points LOL!

... for me cards are for conveniences , air miles , premium status, and of course for big contest !

This post has been edited by saboteurs: Sep 23 2018, 01:59 PM
SUSsaboteurs
post Sep 23 2018, 06:49 PM

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QUOTE(beLIEve @ Sep 23 2018, 05:01 PM)
As you said earlier - unnecessary problem. IF their system gets broken into or some employee simply take and sell it out and end up taking loans from 大耳窿. I don't think they're as stringent as banks.

Edit : wahhhhh I get reported for talking to you
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I normally will ignore those reported post. Meaning there are users out there who has nothing to do in real life and only know how to hit report button. Just ignore those reported post and the troll will be tired of hitting report button lol
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