Latest developments

1. The MBB 2 AMEX is now accepted at Petronas Pump Stations Proud to say that yours truly was the first to report it here at LYN.
2. Tokio Marine Insurance accepts AMEX.
3. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
4. Maybank2U can pay TNB, Telekom bills using Amex.
5. 31/10/13 - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected


Now the bad news for 2013.

1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:


http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends



Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.



But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within an hour or so. Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.

Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Effective cash back rate with credit cards

Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption


Online Hotel Booking with Credit Cards by Gen-X

This post has been edited by alexwsk: Jan 25 2014, 12:13 AM

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
21. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
22. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong






NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.


This post has been edited by alexwsk: Dec 11 2013, 10:25 PM

For PAYPAL with MBB 2 AMEX to earn 5% cash back.

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link by David83 on 22 May 2013: http://www.agoda.com.my/promotion/maybankard.html

Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards

Confirmed by nuodi on 09/01/2014: Additional 5% usual cash back for M2 Amex during weekend
And with above together with zenquix's hard work below:



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
*


Using Maybankard 2 AMEX to Pay for Maxis bill
This post has been edited by alexwsk: Jan 9 2014, 11:28 PM

Bringing the topic from previous version




Wow, they can do that? From supplementary apply to become principal..so let's say I have 2 supplementary, so it means

6 cards total including myself
GST = 150 for 6 cards

but then the more cash back as in RM 50 x 3?

dun apply as supp, apply as principal if qualify
supp or principal also surely 2 cards for each person

if you (principal) + 2 supp, total rebate only RM50/mth, but total GST RM150

If 3 principals, total rebate RM150/mth, total GST RM150

Ahh...I get what u mean now. But then my sis r not qualify to apply as principal. Guess it has to be supplementary?

EDIT: Oh, can u close the previous version of the thread? confusing to go back and flow of 2 threads XD

This post has been edited by Duckies: Oct 9 2013, 11:18 PM

no choice then, apply as supp

btw, to enjoy 8.88% interest, make sure u pay minimum balance before or by due date for 12 months consecutively
we always recommend to pay full statement balance every month beofre or by due date (then no worries about what the interest rate is)

mod will close the previous thread later

Ah I see. I was just reading the T&C to see how the 8.88% works as what I see in Citibank is different than Maybank here. In Citibank it's required to pay 50% of the balance to enjoy the 8.88% interest rate and here you are already explain it to me~ Thanks a lot

EDIT: Oh oh, I almost forgot to ask. How to I apply to view the credit card bill online? I dont have a Maybank saving account.

This post has been edited by Duckies: Oct 9 2013, 11:27 PM

even new M2 cards will enjoy 8.88% straight away, to maintain make sure to pay minimum payment (5% of total outstanding or RM25, whichever is higher) every month

but credit card interest is the highest compared to any other legal loans or savings, so do avoid it if you can

advise to open a savings account to save you from headache, some branches can link both cards into one maybank2u and some branches dunno how to do it

This post has been edited by alexwsk: Oct 9 2013, 11:32 PM

Bro, I had several fraud cases. Previously before there was sms alert, I only found out about people cloning my card after I got my statement. Now we have sms alert and we will know when a fraud case occurs. That is if the Card issuer allows us to set the default value. Read this thread on SMS alert.

Most banks (not all) allow us to set the sms alert default value to RM1, the banks that allow me to do so are MBB, OCBC, HLB, UOB and Alliance. Citibank can lower the default value to like RM200 or RM250 and CIMB and RHB won't like to reduce it to below RM500. MBB the easiest, just call CS and request over the phone. If you have not, do it immediately.

Only once or twice I did not receive sms from MBB for local transaction but other than that I have been receiving sms for my retail (in person) and online transactions with my MBB and UOB cards (my main cards because I get 5X points) even when I am in USA, SG or Australia without fail.

For fraud or cloning of cards, only need to call CS (number behind your card and no other number) no need to do police report. But if your card was stolen or lost first thing is call CS and then go make police report immediately.

As for those unknown/private numbers and numbers you are not familiar you can always answer them BUT never ever release any personal info to them. If they said this and that, just tell them you will call back (number behind the card once again and no other numbers). There have been cases I got call from the bank and they wanted to do verification over the phone but since I am not sure if the call is genuine, I will tell I can't release my info over the phone and said I will call CS and they will understand. And never press redial but always key in the number behind the card when calling CS - this is extremely important and therefore I keep stressing it.

If mobile numbers, maybe I won't be bothered because most probably they are pesky pest HLA agents or scamers. But you see, I have several mobile lines/phones and 99% those scam calls or sms ( i get many ) or HLA agents will call a particular line that I give out to others (say filling up forms/contests, when people ask for my contact number, contact number behind my cheques, etc), so i know it is a scam when a person calls me saying he is from the bank. One time a person said he was from RHB and the number that showed up in my phone is that of RHB CS. I believe my this number is sold to scamers and circulating round and round. For banks, I have a different line that that not many know off and if get a call from a landline on this line I am sure to pick it up.

And sometimes I do get calls from the banks when I make transactions that is out of my normal spending pattern, e.g. at jewelry outlet. The person will identify himself and would verify if I had used the card and that is all and they will never ask for my personal details.

I even got a fraud call claiming that I have Unifi bills outstanding and the number shown is similar to Unifi number at their website but I know it is a scam because my unifi bill is auto debit and I get a thank you sms from Unifi every month. Please visit my facebook account at www.facebook.com/GenXGenYGenZ and read post dated 1 September and 3 May relating to fraud. And check out the Transformer Debit Card

I also suggest you click here and read my article Credit Card Fraud Calls and Bank SMS Alert Default Value where I mentioned about Caller ID Spoofing.

Wow, in respect of the above, I can elaborate more and write a freaking long article, hahaha. Well, i actually did published one titled Mobiile Online Fraud 2 years ago. Click here to read it.

This post has been edited by Gen-X: Oct 10 2013, 03:18 AM

Bro, I managed to set my limit to RM1 for both CIMB and RHB, after BNM's intervention

Thanks for the info bro, I will try and call them and this time take down the CS name and date of the conversation and make report to BNM if they still do not want to set my sms default value to RM1.

deleted

This post has been edited by Gen-X: Oct 10 2013, 02:37 AM

Can i pay my factory TNB bill using Maybank Amex card?

Its around Rm 7k per month

yes you can.. refer to post 3# above



and the amex tnb promo still available until end of this month:



however, there is limit on how much you can pay per day.. iinm, it is rm2k for maybank2u and rm5k over the counter at kedai tenaga..

quick question, if i write cheque for payment, what should i write under payable to?

Kedai Tenaga accepts Maybank Amex?

May I know how much month salary required to be qualified with Maybankard 2?
Also, what is the default credit limit and requiredment if I want to increase?

Refer to 1st post for the income requirement. Need to submit income documents for CL upgrade request

Ops, I missed out that while I scan through first post earlier.
Thanks for the reply