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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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fruitie
post Aug 29 2025, 01:49 PM

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QUOTE(kmed @ Aug 29 2025, 01:41 PM)
Yes, this is the Ikhwan AmEx which I already explained to you earlier.
kmed
post Aug 29 2025, 02:20 PM

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QUOTE(fruitie @ Aug 29 2025, 01:49 PM)
Yes, this is the Ikhwan AmEx which I already explained to you earlier.
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Ah ok thanks. Seems like Unifi app doesn’t accept AMEX.
fruitie
post Aug 29 2025, 02:21 PM

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QUOTE(kmed @ Aug 29 2025, 02:20 PM)
Ah ok thanks. Seems like Unifi app doesn’t accept AMEX.
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Just pay on Shopee or Lazada and pay with AmEx.
victorywp
post Aug 30 2025, 10:38 AM

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QUOTE(jiaen0509 @ Aug 25 2025, 10:39 PM)
Yes, no action was taken. I even had another issue with the cashier before. That time, I wanted to use ShopeePay because I didn’t bring my AMEX physical card. But the cashier simply pressed “cash payment” without asking me the payment method. Since I had already applied my RM5+5 voucher, they said cannot void the bill.

They forced me to pay cash,, but I insisted not to. Finally, they returned me RM10 in cash and I walked away with nothing. All this happened because their terminal cannot accept AMEX contactless (I was using Apple Pay), and the cashier simply pressed cash payment on their own, without checking.
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You mean in a way you've converted your rm5+5 vouchers into cash?

So now the only way to use amex at aeonbig is to pay by shopeepaylater?

This post has been edited by victorywp: Aug 30 2025, 10:38 AM
jiaen0509
post Aug 30 2025, 10:45 AM

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QUOTE(victorywp @ Aug 30 2025, 10:38 AM)
You mean in a way you've converted your rm5+5 vouchers into cash?

So now the only way to use amex at aeonbig is to pay by shopeepaylater?
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Yes. By right they can’t return the voucher to me since they already finalised the bill - cash.

But I insisted do not want to pay in cash. In the end they have no choice and return me RM10 in cash.
victorywp
post Aug 30 2025, 11:43 AM

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QUOTE(jiaen0509 @ Aug 30 2025, 10:45 AM)
Yes. By right they can’t return the voucher to me since they already finalised the bill - cash.

But I insisted do not want to pay in cash. In the end they have no choice and return me RM10 in cash.
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Received rm10 cash was even better lol.

Since can't directly use amex at aeonbig anymore, so the only option is to use spaylater & pay back using amex on weekends.
jiaen0509
post Aug 30 2025, 08:11 PM

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QUOTE(victorywp @ Aug 30 2025, 11:43 AM)
Received rm10 cash was even better lol.

Since can't directly use amex at aeonbig anymore, so the only option is to use spaylater & pay back using amex on weekends.
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Can still use the AMEX, but with Physical card and insert chip.
victorywp
post Aug 31 2025, 12:51 PM

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QUOTE(jiaen0509 @ Aug 30 2025, 08:11 PM)
Can still use the AMEX, but with Physical card and insert chip.
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I tried rm200 failed at all aeon big outlets, no matter contactless or insert card. Lower amount rm50 also failed. Rm10 passed even contactless.
victorywp
post Aug 31 2025, 01:00 PM

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Have anyone checked before what is the mcc code when we use amex to pay spaylater bnpl?
HayateAyakasi8
post Aug 31 2025, 03:26 PM

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QUOTE(victorywp @ Aug 31 2025, 01:00 PM)
Have anyone checked before what is the mcc code when we use amex to pay spaylater bnpl?
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Back in 2023 it was this:
QUOTE(cybpsych @ Jun 30 2023, 09:10 AM)
SPAYLATER REPAYMENT-EC
MCC 5964: Direct Marketing – Catalog Merchant
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Going to assume things haven't changed smile.gif
cybpsych
post Aug 31 2025, 06:22 PM

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QUOTE(HayateAyakasi8 @ Aug 31 2025, 03:26 PM)
Back in 2023 it was this:
Going to assume things haven't changed smile.gif
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as of July 31, still MCC 5964

victorywp
post Aug 31 2025, 08:01 PM

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QUOTE(HayateAyakasi8 @ Aug 31 2025, 03:26 PM)
Back in 2023 it was this:
Going to assume things haven't changed smile.gif
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QUOTE(cybpsych @ Aug 31 2025, 06:22 PM)
as of July 31, still MCC 5964
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Oh, sorry for missing that post. Thanks a lot for the update.
Barricade
post Sep 1 2025, 11:38 AM

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My Maybank card just got fraud. 9x transactions from UBER LONDON.

Anyone got any experience how long does reversal take after submitting the dispute form?
!@#$%^
post Sep 1 2025, 12:52 PM

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QUOTE(Barricade @ Sep 1 2025, 11:38 AM)
My Maybank card just got fraud. 9x transactions from UBER LONDON.

Anyone got any experience how long does reversal take after submitting the dispute form?
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mine 13 days including weekends
socratesman
post Sep 1 2025, 01:19 PM

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Curious. What if the fraud (assuming already posted) is big amount? Would Bank expect us to pay first while they Investigate & refund later?
ClarenceT
post Sep 1 2025, 01:29 PM

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QUOTE(socratesman @ Sep 1 2025, 01:19 PM)
Curious. What if the fraud (assuming already posted) is big amount? Would Bank expect us to pay first while they Investigate & refund later?
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Pay 5% of statement balance to avoid "1" at CCRIS.
Maybank will reverse the fraudulent transactions and interest. But may gain (just keep quiet) or lose (complain to CS) in monthly CB, if the fraud and reversal fall in different month, not really a bad thing.

This post has been edited by ClarenceT: Sep 1 2025, 01:43 PM
soonwai
post Sep 2 2025, 02:45 AM


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QUOTE(Barricade @ Sep 1 2025, 11:38 AM)
My Maybank card just got fraud. 9x transactions from UBER LONDON.

Anyone got any experience how long does reversal take after submitting the dispute form?
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iirc, mine took about 10 work days so about 2 weeks. Non OTP transactions mostly not a problem to reverse even if UBER LONDON disputes the dispute. Happened to me with SCB & Facebook. Facebook or their payment processor disputed 1 of 3 of my disputes. Took another 2 weeks.
soonwai
post Sep 2 2025, 02:48 AM


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QUOTE(socratesman @ Sep 1 2025, 01:19 PM)
Curious. What if the fraud (assuming already posted) is big amount? Would Bank expect us to pay first while they Investigate & refund later?
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I forgot what happened with my MBB dispute but for my SCB dispute, approx 3 x RM3000, they temporarily credited the disputed amounts to my CC quite fast and before statement so I don't have to fork out any money.
k2017
post Sep 2 2025, 10:34 AM

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Is it true that for Maybank’s cashback, if a transaction is made and posted on the same day (like 31 August), it won’t be counted in August’s cashback calculation? Anyone here can confirm?
cybpsych
post Sep 2 2025, 10:41 AM

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QUOTE(k2017 @ Sep 2 2025, 10:34 AM)
Is it true that for Maybank’s cashback, if a transaction is made and posted on the same day (like 31 August), it won’t be counted in August’s cashback calculation? Anyone here can confirm?
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where and why did you get this assumption?

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