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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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pluginbaby
post Sep 5 2018, 07:55 AM

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QUOTE(qu3vax @ Sep 4 2018, 06:39 PM)
Same to me, that's pain! And my vs and fcb also. More than hundred sst to pay. So pain.......
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Actually if the annual cashback you earn is more than the sst charges, still rewarding
pluginbaby
post Sep 24 2018, 08:16 AM

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QUOTE(saboteurs @ Sep 23 2018, 01:57 PM)
For me, I dont even care or aware of the cashback

I don't think so cashback will even make one rich

eg: cashback rm900 per month = 10800 per year

rm10800 will make you rich? just ponder about it.. lol

those who take advantages of 'little penny' cashback and spend so many thoughts on it ... lol...

but no worries... apolgise if my statement hurt those.... lol ...

but ponders about it if u think rm10k per year will make u rich and proud about it,, go for it.. no one going to stop u ...

and guess what some even care and make super big noise about bp points LOL!

... for me cards are for conveniences , air miles , premium status, and of course for big contest !
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I think one of the group you're referring to are the ones who outstation a lot and do purchases then claims from company. This group will benefit a lot since it is not actually their money that was spent to get those cash back. Meanwhile for other people, to get that much cash back they actually need to spend really a lot. Unless they sell back those items/goods isn't it?
pluginbaby
post Oct 1 2018, 09:10 AM

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Cancelled my Mastercard under 2cards. Took about 5min on the phone. She didnt ask for the reason at all. All pending posting, points will be transferred to my Amex.

Thanks guys!
pluginbaby
post Oct 1 2018, 04:57 PM

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QUOTE(broken hearted @ Oct 1 2018, 03:27 PM)
I'm curious as to how come you guys do not hesitate at all to cancel the Mastercard just keeping Amex. I always find myself use both Mastercard/Amex very frequently because some shops do not accept Amex CC.
Do you guys own another bank Mastercard instead?
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At the moment no, but I'll be on a lookout for other MasterCard offering since this one is only 1x TP. Really not worth keeping. For Visa I already have MBB FCB
pluginbaby
post Jun 11 2020, 08:28 AM

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QUOTE(ZeneticX @ Jun 9 2020, 04:47 PM)
wanted to ask, normally whats the max credit limit for Maybank 2 Gold AMEX? Mine is currently @ 6k

i submitted a limit increase request online few days ago to increase limit to 12k but was rejected. Figure it's probably too much? I used that figure because PBB granted me a 12k limit on Quantum cards

extra info - salary when I got my card is 3k. now I'm at 4.5k. never missed a single payment, CCRIS and CTOS score also good
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Salary 4.5K would be around 10K limit to 15K based on my friend's approval back in 2018 for mb2cards. Same salary for overseas bank can get around 18-20K limit.

Maybe they changed policy to reduce risk now. Could be depend on job and sector

This post has been edited by pluginbaby: Jun 11 2020, 08:29 AM

 

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