Latest developments

1. The MBB 2 AMEX is now accepted at Petronas Pump Stations Proud to say that yours truly was the first to report it here at LYN.
2. Uniqlo 1U accepts AMEX First reported by BRY7
3. TNB Shah Alam Section 11 accept AMEX First reported by rap7733
4. Tokio Marine Insurance accepts AMEX.
5. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
6. Maybank2U can pay TNB, Telekom bills using Amex.


Now the bad news for 2013.

1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:


http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends



Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2282 0373.
3. By email to amexcards@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.



But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within an hour or so. Click here to read my article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version  AMEXMajorMall_110713.pdf ( 909.49k ) Number of downloads: 3266

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.


Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Those who are interested in converting your Treats Points to Enrich Mile. I did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read my article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption


Online Hotel Booking with My Credit Cards by Gen-X

This post has been edited by alexwsk: Sep 9 2013, 11:34 AM

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
21. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. Here's a detail example by ronnie
See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong






NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.


This post has been edited by alexwsk: Aug 14 2013, 04:32 PM

For PAYPAL with MBB 2 AMEX to earn 5% cash back.

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link by David83 on 22 May 2013: http://www.agoda.com.my/promotion/maybankard.html

Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards
- Confirmed by sailou: NO additional 5% usual cash back for M2 Amex during weekend, the transaction will be process on coming Monday

Take note, with tcs87's valuable contribution above, we can safely say that agoda only process our transactions on a working day.

And with above together with zenquix's hard work below:



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
*


Using Maybankard 2 AMEX to Pay for Maxis bill
This post has been edited by alexwsk: Jul 9 2013, 05:43 PM

reserved

This post has been edited by alexwsk: Jul 9 2013, 01:46 PM

dear all, is it true that if I have EPP going on, for example remaining total EPP is RM1200 (4 mths left, each month 300), my credit limit is -1200 for the month?

my default limit is 5k, last week, i've used till around 3.3k, however when i tried to swipe a 1.2k transaction, it got declined.. i called the bank, they told me that my total limit is including the total amount of EPP i still owe =.= which doesn't make sense...

why not? whatever remaining of your epp, it will be deducted from your credit limit and will only be available after you have made payment for it each month
else how can the bank make sure you have enough CL to always include the epp each month

Get a called from 1u card center and told that my new Amex card can be collect.

After collected the card, the 16 digit number is the same with old one, I tot it will be different number to be reflecting to new card.

old card got fraud? or missing?

if chip faulty no need to change number, if missing i'm not sure
is the CVV number the same (the 4 digit in front)

This post has been edited by alexwsk: May 20 2013, 11:57 PM

No, just the scratch on my card, quite big scratch.

Realized it when swiped the card, but this is FOC

if so, is it possible to have me call the bank to settle the remaining EPP 1 shot in a single month, rather than having to wait for the remaining 4 mths to end? thought of using EPP in the first place because of more cash flow.. requested for temp increment that day itself, and got it without any hassle, as i'm a good paymaster.. never paid late before...

yeah my replacement one had a different numbers after the fraud case

Usually early settlement will get penalty.
No harm trying tho.
paymaster good or not nothing related to early settlement mate, all bounds to T&C when you sign up EPP

I have been asked CS last time, she said no any penalty need to be pay if want to settle early.

But dont know what is the current status now? maybe need to pay penalty.

the blogpost link in post #1 need to be fixed:

http://genxgenygenz.blogspot.com/2012/11/m...ying-bills.html

how to enter this site leh? wanna learn to pay unifi bill via amex

I should use the word might instead.
Might get penalty.
TO be on the safe side, call CS

haha

ya, some said yes some said no, to be confirm just call the CS and ask this properly

last time I asked this from 1u card center there actually..

currently is there any promotion or offer going on for this card?
thinking to cancel UOB One card and get this card instead...

Aren't 5% + 5X TP good enough ?

like some banks out there giving extra few hundred cash back or freebies worth 100 or 200...

and yes, i know about the rebates and rewards/transactions points...

Guys, about the Agoda promotion thing, can somebody confirm the matter?

u can pay through m2u now

head to this thread https://forum.lowyat.net/topic/2819336

This post has been edited by cempedaklife: May 21 2013, 09:48 AM

just a suggestion, ts can port the maxis payment method from old version to post#1?

where can i get the upgrade request form? for increase credit limit.. going to TW next month so i wanna up it for emergency purpose.

This post has been edited by ben3003: May 21 2013, 11:59 AM

haha, all the while maybank never give extra sign up promotion. They knew that still many new customer sign up for their card as their card gave the best rewards/cash rebate

Go the nearest branch.

so better i submit at branch then... email need take form from branch also.. thanks

if u want to increase ur credit limit temporarily, like just for a trip, u can actually call CS and they will do it in a few days time.

just need to tell them how much u want to increase and for how long.

i did that, asking them to increase from 8k to 12k for 2 weeks, but the actual increase last for a month. no issue for me though for the auto extension.

Hi sifus, i just wanna clarify bout my CL with EPP.

Current EPP every month is rm300, total left is 1.2k (4 mths)

My CL is 5k. For example if my current usage is rm3k, will i have a remaining balance of 1.7k or 800 only, as the CS told me smtg like my total EPP is included in the CL. But i remember swiping more than my limit if it includes the total remaining amount..

Can anyone enlighten me? Thanks!

or you could deposit money into your ur cc acc using cdm...

or you could deposit money into your ur cc acc using cdm...

Guys, want to check with you guys on this. If I swipe AMEX on Saturday at Maxis centre and use the 0% installment for purchase handphone, can I get 5x Treatpoint + 5% cashback? Anyone experienced before? Thank you.

800 left only, banks may allow you to overspend on a small percentage. If you have 5k limit and wish to swipe till 7k, i think it is difficult

I believe AMEX doesn't have 0% installment at Maxis Centres.

as mentioned by ronnie, usually amex no installment plan, let alone a 0% one.

however, i bought S3 before @ maxis pavilion and yes, u get 5X TP and 5% cashback.

Just got my MBB 2 Gold

I was going thru the T & C when I saw this:

Can some1 explain the red part in layman terms?

This post has been edited by socratesman: May 21 2013, 07:00 PM

depending on the history of payments made, bank will normally give 10%-20% of CL for emergency CL increase

In layman terms, It means even if you never sign the sales slip, you are still liable to the purchase transaction.

Just to share something.

I tried to book an accommodation at Agoda and seems like there's 5% discount promo using MBB Visa. Not sure why it's back. As I tried just now with both links, when clicked to the secure payment, it was directed to HKG server.

When I tried yesterday at my office, it was directed to NYC and AMS servers.

Not sure if this has any connection in determining the promo.

Perhaps others could help to validate.

In that case I think I use other card for this purpose. Thank you.

Thank you all for your clarification and reply.

amex do have instalment plan for credit card (not amex charge card), and yes 0% interest.
http://www.maybank2u.com.my/WebBank/ezypaystmt_160413.pdf

hence the word "usually"
it's not as common as other card

We were referring to the Maxis Centre 0% EzyPay which does not support AMEX



This post has been edited by ronnie: May 22 2013, 11:33 AM

since no fraud, same number will be given
unless u tell them up front to change the number

request granted
next time see this question, can answer "please read first 3 posts"

This post has been edited by alexwsk: May 22 2013, 12:16 PM

where's gen-x?
wonder what's the latest development concerning his blogs.

I just came back from USA, good to note you took over thread so no need I waste time updating latest offers

feel like i'm in hall of fame

i'll take over for this version, next version look for new volunteer again

gen-x, so how's your blog? Manage to recover it? Or planning to change it to new url? Everyone's looking for your super duper posts

Bro, looks like my so called main blog www.genxgenygenz.blogspot.com will never be restored by google so I have been posting at my previous blog www.generationsxyz.blogspot.com

Since I don't have any plans going overseas again so soon (but now air tickets on MA and AA got sale so see how), have to go revamp and do some re-branding on www.generationsxyz.blogspot.com, hahaha

This post has been edited by Gen-X: May 22 2013, 01:44 PM

ouch
ok, i'll update the links when i'm free later

you can post here or pm me as well to add to the first few posts

Regarding Maybank Agoda discount, if anyone successfully done the booking with discount, please post back here with the url used for booking. Thanks.

I tried this morning and it seems back to normal.

I didn't prompt for payment but after CC number entered, the discount is reflected.

I use this link: http://www.agoda.com.my/promotion/maybankard.html

now agoda/maybank can use amex gold card and get 7 percent discount.


Attached thumbnail(s)

Cool! So good now.
If they process during weekends will get additional 5%.

This post has been edited by fruitie: May 22 2013, 03:41 PM

Sure boh? For Agoda it may be considered overseas transactions, so better check the conversion rate for AMEX and also Agoda's conversion from USD to MYR. Someone please correct me if I am wrong. As for the 5% cash back - so far no one got it with Agoda if I not mistaken.

This post has been edited by Gen-X: May 22 2013, 03:44 PM

Actually to pay in USD is cheaper than in MYR, even on VISA.
Just saying.

On applying CC at MBB card center, how are they going to verify whether your employer details is validate or not? newb here n dun have any cc
normally i knew is they will call to HR dept/office to verify.

This post has been edited by sai86: May 22 2013, 04:47 PM

Have payslip right?
Nah, not all the time.

Speaking from a HR person's experience, I only get calls for loans but seldom for CC.

This post has been edited by fruitie: May 22 2013, 04:48 PM

yeap. so this will enough for them to validate ur working status?
sry for such newb Q, coz i can't find anything mentioned about this, hence the Q.
tqvm for d info and i shall try to apply it.

Should be enough, else they will make a call. Not to worry.

Don't be greedy lah.

Got 7% plus additional 2.5% (5x points) more than enough liau.

The higher AMEX forex charge will "knock down" the 5X TP

I thought can select to charge in MYR?
Correct me if I am wrong.

Yes but you'll get better rate if you choose USD even after conversion.

Even you select MYR, you will be charged in USD as per the Agoda receipt I received.

Will the USD rate far offset the 2.5% conversion rate? If YES it will be wise using USD else paying in MYR will be a wise decision.

Wah, like that means no matter you select USD for MYR the final amount will be charged in USD?

If select MYR, the final value is after conversion.

If select USD, the amount will be converted later according to posting date forex rate.

Some forumer here pointed out that even after conversion from USD to MYR, the final value is still lower than selecting MYR.

I didn't do a thorough comparison on this matter.

You are back! "rebranding" is good. Even Forum Lowyat will sport a whole new layout real soon so to keep thing fresh! (long overdue actually )


alexwsk Can you add the above link to the first post ? Somewhere easy to spot because every now and then people will come in here looking for the promo link. Much appreciated


Do it after 2pm on Saturday and you should be able to get the weekend 5% cash back. But can we get it ? (referring to Gen-X's post below)


It shouldn't be a problem to get the 5% cash back right ? Did anyone report here they didn't get it ? May be i missed it... Or may be he used it on Saturday morning... hence no weekend 5% cash back for him.


Agoda had had this issue rectified a few months ago.

few months back, i book Agoda by choosing RM, and get charged directly in RM.. while choosing USD will be charged in USD.. as shown below:

so that, we need to pay in usd or myr better? normally i pay using the rm in agoda. is that pay in usd is more cheaper?


the other thing i want to ask is groupon payment. if i pay the money using amex through the paypal portal, is there any charge? just like i buy a thing cost rm 500 and when i pay through paypal, it still mention rm 500. if i pay using amex in paypal to Groupon, is there any extra charge in my amex transition? anybbody try it before? thanks.

Paying in USD for Agoda is cheaper.
for Paypal, if you're using AMEX you can only charge USD to it.
other currencies will not be accepted

You cant pay in RM at groupon using Amex even through paypal. Groupon SG is fine

what is usd charge if using amex in paypal? vy high?

Use only on weekends while your RM50 rebate quota is still available, provided the merchant also processes your order on weekend. Else, you may end up paying more compare with using Visa/Mastercard

Anyone done 36 months 0% installment with this promo?

http://www.maybank2u.com.my/WebBank/ezypMar280313.pdf

I just charged my Amex and Visa for USD on the same day.. Visa charged about 1% while Amex charged about 3%..

Amex charged: USD 1 = RM 3.10


Visa charged: USD 1 = RM 3.06



you can use Visa Exchange link below to get rough calculation of the exchange rate of the day:

http://corporate.visa.com/pd/consumer_serv...er_ex_rates.jsp

Normally, they had EPF machine so they can check your salary on the spot.

Provided that both transactions were processed on the same day, then Amex was having better rate after after including the 5 times point factor

since i only have maybank 2 gold card, when i use visa gold to pay agoda, i only can get 5 percent.

however, i use maybank amex gold card, i can get 7 percent. so i would prefer using amex gold card than visa gold card during making payment at agoda/maybank.

Are you telling us you actually got the 5% cash back with agoda using your AMEx on weekend?

i think no..i just have a try on the provided agoda maybank link..if u use visa to purchase in agoda..u will get a 5% discount..if u use AMEX to purchase..u wull get a 7% discount in agoda..

means if u successfully charged AMEX cc in agoda during weekend, u can get 7%+5%+5x TP in total.

i just try it out after key in the cc number..didn't really charged my cc..

OIC, thanks for the clarification.

i want to ask here, maybank credit card good for buy airasia/mas, agoda and ezy installment plan? i have 36k salary, will need frequently buy flight ticket because now work in sarawak and my hometown is melaka.. what bbank card i should take for maybank credit card?

get the maybank2cards.
it has better/more benefits than the other cards that you qualify for

okay, sorry for my ignorance, if i buy flight ticket on september, need pay in this month or pay on september? i have not experience with credit card yet.. must pay in full and have any interest will charge?

Picked up my maybakrad2 platinum, amex and master have same card color/design..only minor difference