This thread is used to assist our readers to plan our their (time sensitive) cash rebates as many already knew, there's a time gap between the transaction date and the actual posting dates. This thread can only work better if many share their info when chasing that cash rebates. Note : Info not restricted to hotel bookings only

Currently known cash rebates card which is time sensitive
1. Maybank2 AMEX (5% on weekends only, regular days 0%. Capped at RM50 p.m. )
2. SCB JustOne (5% on Fridays, regular days 2%. Capped at RM600 p.a.)


Please use the following template to share

** The below is the template **
1. Website : Website name / As Appears in your Statement
2A. User Transaction Date & Time : **th Month 2011, **.**am/pm
2B. Website Transaction Date & Time : **th Month 2011, **.**am/pm
3. Transaction Posted on (from Online Banking Info) : **th Month 2011
4. Card Used : Bank, Card Type
5. Currency transacted / Posted : USD -> MYR (eg.)
6. Cash Back Earned :

Notes:
- Do feedback on Item 2A & 2B only if there's a difference/anomalies. In some incidence, there might be a difference.
- 90% of the time the transaction date would not differ except if you are in a different time zone thus it'll be interesting to see whether the bank captures the local time (where you are) or Malaysian Time. Also, we may see different time for the transaction date if the website if overseas.

Will continue to improve the first post in due time.

This post has been edited by hye: Oct 1 2011, 05:22 PM

Reserved

This post has been edited by hye: Oct 1 2011, 07:40 AM

Don't really understand what are you trying to say.
Will you be kind to share with us one real example?

Just to get the ball rolling. I have updated a similar post in the MBB thread as well.

Website : Agoda.com / AGODA HOOFDDORP NL
Transaction Date & Time : 28th Sept 2011, 7.05am
Transaction Posted on : 29th Sept 2011
Card Used : MBB AMEX
Currency transacted : MYR -> MYR (Agoda allows you to transact using your local currency. Other websites may use USD -> MYR)
Cash Back Earned : RM0 (Not my intention for weekend cash back as I need to book urgently)


@Bro chemistry ... you came in a bit too fast as I was still writing the threads. The real life example above should illustrate.
* In the posting above, I was not chasing after the rebate but the above should illustrate when the transaction and posting occurs for this particular website.

Forgot to mention that there's some money saved in this transaction but given directly by Agoda. Maybank have an ongoing promotion for hotel bookings with Agoda until the 31st Dec 2011. 6% discount given and calculated @ checkout.

Hypothetically, should anyone do their bookings on a weekend then it'll be a possible 6% + 5% = 11% discount. (Unproven at the moment - hypothetical)

This post has been edited by hye: Oct 1 2011, 02:56 PM

This thread will benefit many that do online transactions, especially the SCB Just One and MBB 2 Amex cardholders. With time and contribution from all, the records here will be a great value.

Website : ACCA GLASGOW
Transaction Date & Time : 4th Sept 2011, 9.30pm
Transaction Posted on : 6th Sept 2011
Card Used : Maybank, MBB2 Gold Amex
Currency transacted / Posted : 162 GBP -> 802.63 MYR

Please also include the following to make the statement precisely:

1) Online Booking/Purchase Date & Time
2) Actual Transaction (processed by merchant) Date
3) Final % cash back received.

We are particularly interested to know whether you received 5% cash back or not.

@Bro winner
Got lah ... the quote is merely a template. I did post the actual transaction in post #4
And I did mentioned that I did not receive any cashback. Post is to show the transaction date/time and posted date.

I already have the same transaction in Aug get full 5% rebate which I paid for my friend, so I believe this one can get also.. tomorrow will know the result..

This post has been edited by celaw: Oct 1 2011, 01:29 PM

Posting date is different from the actual transaction date.

I am more concerned about the actual transaction date, rather than the posting date. In addition, actual transaction date may differ from online booking or purchase date. For instance, I made online hotel booking using SCB JustOne on Friday, but the merchant only processed and submitted it to the bank on Monday, and the bank recognised and posted the transaction on Tuesday. In my case, the booking or purchase date is Friday, but the actual transaction date is Monday, and the posting date is Tuesday.

In the end, I received cash back of 2% instead of 5%.

If the transaction date shown in M2U is on Saturday or Sunday, I am pretty sure that the transaction will be given a 5% cash back.

I get what you mean. That's why you mentioned:

should add another item in between 2 and 3 i.e. Posting Date

This post has been edited by Gen-X: Oct 1 2011, 02:34 PM

i suggest change to following:
Website :
Website Transaction Date & Time :
Transaction Date from online banking/statement:
Posting Date from online banking/statement
Card Used :
Currency transacted / Posted :

Add one more line Cash Back Earned: (just to make in complete)

This post has been edited by Gen-X: Oct 1 2011, 02:48 PM

Already update the 1st post based on the recommendations. I think if everyone contributes all the detailed info, we could see some forensics information about all our favorite websites that we buy stuff from.

@hye, item number 2 should be split to, as it might not be the same
User Transaction Date & Time : <---- required to know when the user make the transaction online
Transaction Date from online banking/statement: <---- required to know the merchant process the transaction

actually why want to bother about posting date? I thought the one that will affect cash back is transaction date, not posting date?

Item 2B is a bit misleading. I agree with alexwsk, it should read as "Transaction Date as per Online Banking Statement". Also, you would be able to know the actual transaction date only, but NOT the transaction time.

Cash back is based on actual transaction date (the date that the merchant processes and submits the transaction to the bank). It has nothing to do with posting date.