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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question
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KTCY
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 May 21 2013, 07:18 AM
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QUOTE(raptar_eric @ May 21 2013, 12:09 AM) if so, is it possible to have me call the bank to settle the remaining EPP 1 shot in a single month, rather than having to wait for the remaining 4 mths to end? thought of using EPP in the first place because of more cash flow.. requested for temp increment that day itself, and got it without any hassle, as i'm a good paymaster.. never paid late before... Usually early settlement will get penalty. No harm trying tho. paymaster good or not nothing related to early settlement mate, all bounds to T&C when you sign up EPP |
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KTCY
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May 21 2013, 07:38 AM
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QUOTE(sj0217 @ May 21 2013, 07:33 AM) I have been asked CS last time, she said no any penalty need to be pay if want to settle early. But dont know what is the current status now? maybe need to pay penalty. I should use the word might instead. Might get penalty. TO be on the safe side, call CS  |
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KTCY
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May 27 2013, 01:51 PM
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just called up maybank. set to RM 1 notification  |
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KTCY
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May 28 2013, 08:23 AM
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QUOTE(arthur88 @ May 27 2013, 10:40 PM) tried apply in klcc maybankard center...i have been very honest and state in the application form that i have 2 credit cards (plus 1 rhb cc which didnt use at all, but didnt write it down). one is ocbc and another one is uob, but the thing is i wana keep ocbc only... should i cancel rhb and uob cc then only apply again? or i just re-apply at another maybankard center and lie to them and didnt write down that there are other CCs i'm using? I walked in 1u card centre. DIdn't ask about how many cards I'm holding  |
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KTCY
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May 28 2013, 04:15 PM
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QUOTE(David83 @ May 28 2013, 02:44 PM) max = CL x 5 |
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KTCY
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Jun 2 2013, 11:48 PM
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I saw my cash rebate in my account but the statement due on 12.
just wondering. does it mean every month from 1st to 30/31st will be the rebate period and nothing to do with bill cycle ?
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KTCY
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Jun 7 2013, 09:36 PM
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QUOTE(fuzzy @ Jun 7 2013, 05:16 PM) I honestly don't think its possible since not many developers accept CC, and if they do, not many will allow installment payments. There are developers accept CC  |
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KTCY
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Jun 13 2013, 09:53 AM
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10k points can easily earn. spend 2k and voila . 10k points (AMEX la of course and my AMEX first month already spend about 1k, so ) |
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KTCY
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Jun 14 2013, 07:13 AM
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QUOTE(BRY7 @ Jun 13 2013, 08:20 PM) remember that GST is only charged to Visa/Master, and you cant use AMEX Treatspoint to redeem the GST seriously ?  |
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KTCY
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Jun 14 2013, 08:18 AM
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QUOTE(aeiou228 @ Jun 14 2013, 07:43 AM) so can or can't ? can someone confirm ? ronnie ?  |
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KTCY
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Jun 14 2013, 09:15 AM
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checked. almost 5k treat point for the first month I use this card. |
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KTCY
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Jun 14 2013, 09:41 AM
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QUOTE(cempedaklife @ Jun 14 2013, 09:40 AM) if 2 ppl still cant convince u, make it 3.. can la..the treatpoints can be combined to be use what... Thank you ! Appreciate it. i have 5k points in my account already. guess another 1 month will have enough point for GST redemption |
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KTCY
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Jun 14 2013, 10:41 AM
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QUOTE(ronnie @ Jun 14 2013, 09:43 AM) That's why Maybank doesn't charge the GST immediately upon card approval.... give you time to accummulate TPs first. usually after 2 months only MBB charge ?  |
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KTCY
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Jun 14 2013, 11:59 AM
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QUOTE(AaIto @ Jun 14 2013, 11:40 AM) If we use TP to redeem GST, it is basically exchanging the RM50 shopping voucher with payment of GST, ie "paying" from our own pocket lor!!!  so ? I don't exchange for voucher basically. Rather take it to pay for GST. And, basically AMEX give 5x point. Easily earn 10k in few months |
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KTCY
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Jun 14 2013, 12:39 PM
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QUOTE(AaIto @ Jun 14 2013, 12:15 PM) In my opinion, paying GST with cash slightly better lor, use points to redeem shopping Voucher. If redeem for GST, need 10000pts for RM50 If redeem metrojaya/Parkson Voucher, its only 9000/9300pts for rm50 voucher. However, it is stil based on personal preference, some just don't want to pay GST with cash, prefer to redeem.  what's the different ? 1k TP different only well you're right. you feel happy because you redeem the voucher. (Yay free voucher from MBB because i redeem using TP) and pay for the RM 50 GST cash (everyone pay for their CC what. so I pay. No hard feeling) Maybe that's your mindset ? |
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KTCY
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Jun 14 2013, 02:01 PM
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QUOTE(maskedchan @ Jun 14 2013, 01:35 PM) 1k different is worth RM5.. maybe this amount too small for u..so u wont care it Well, like I said. subjective to each person what. And I find it rather hustle to change voucher and go buy. At least I'm not a voucher guy |
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KTCY
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Jun 14 2013, 07:52 PM
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QUOTE(cempedaklife @ Jun 14 2013, 05:30 PM) u can always opt out from this card if u think it's disadvantages outweights its benefit  I would like to re-quote myself again on this Very smart ! That's why I rather redeem the point As I have more option to purchase something I like using AMEX rather than just limit to Parkson or AEON shopping voucher |
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KTCY
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Jun 15 2013, 01:10 AM
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QUOTE(aeiou228 @ Jun 14 2013, 09:13 PM) Redemp against the GST is wiser as you don't have to bother making a trip to Metro to spend the voucher. save parking and petrol cost. precisely ! |
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KTCY
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Jun 20 2013, 09:19 AM
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QUOTE(shelby_yong @ Jun 20 2013, 05:48 AM) in the online status. 1 is still not yet activate... i plan not to activate it also la........ because the non amex is not attracting also... i scare penalty or anything like that la... just used less than 1 month.. 5k point ad.. kaka automatically activated |
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