hello sifus,

my car's insurance & roadtax is due end of this month ... i've not check with honda if they accept AMEX but if they do, will charging it via Maybank AMEX entitles me to 5% cashback AND 2x points (since it's under insurance category)?

since my OCBC Titanium only entitles me 1% cashback (falls under other category), i'm just wondering if i should start applying foe Maybank AMEX for this purpose (and also to "help" OCBC's RM50 cap, in case on certain months my spending exceeds the limit) ...

again, can i confirm that besides government and insurance, any spending using Maybank AMEX on Sat & Sun entitles us to 5% cashback AND 5x points, guaranteed?

cheers ...

noted with thanx ronnie ... called honda road tax renewal dept - unfortunately they do not accept AMEX

their service / repair center also does not accept AMEX, otherwise i can earn 5% cashback since my car need a major repair

guess the max i can earn is still 1% via OCBC, cap at RM50

whoa !!! my application for maybank 2 amex is approved today ...

- how to apply: via email (amex.customercare@maybank.com.my)
- the process: someone from maybank will contact you
- docs needed: not a single doc if you're existing maybank customer (saving account will be enough )
- when agreed to allow them to process: this monday
- when approval given: today, thurs - 3 days later
- additional info needed: (can be emailed to them)

** Mobile phone number:
** House phone number:
** Name of Employer:
** Office Address:
** Position:
** Updated salary:
** Mother's name:

** important **
- make sure the sender's email address is from "xxxxx@maybank.com.my" before you send your particulars over the email ...


this is the fastest & easiest approved credit card i've ever experienced, besides those pre-approved one, of course

cheers ...

well, the 1-hr approval still needs you to prepare the docs and travel to KLCC ... but me sitting at home without stepping out, so i consider it the easiest and fastest so far, without have to worry about the docs ...

ok ... just received my credit cards this morning from pos laju ... but it came with maybank amex + maybank visa ... shouldn't the combo = amex + master instead? ... any sifus care to advice ???

not that i care much because my target is just the amex while the other card would be put in cold storage ... but just curious as to he reason behing this ...

btw, the credit limit is the lowest amongst all my credit cards (about 3 times lower than my other cards' limit) ... perhaps i didn't supply any docs (epf, income slips etc) so depending on my savings account, they could end up with such low limit ...

but considering that i'm not a heavy spender and the need to spread the spending with OCBC titanium and StandChart, the 5-figure limit is still within comfortable zone ... also to prevent from excessive potential frauds that are synonym with maybank amex ...

also, can i transfer my current 0% installments (which would ends mar 2014) from citibank credit card to this maybank amex ???

cheers ...

yes, i did mention it in the email correspondence with the maybank representative ... i've emailed her about this matter - awaiting her response, if she cares to reply ...

correct me if i'm wrong ronnie, my understanding of balance transfer is the total amount you owe as of current date, meaning you're already owning RM20,000 (for example) and would like to do balance transfer to another bank to save the interest for a specific months (example 6 months) ...

but for 0% installment plans, my total amount owed to the bank is not necessary subject to interest because my outstanding installments are not due yet ... if i can pay all the installments on time, then there won't be any interest rates ...

so, considering my installments plan stretch till next year march, do i still call it "Balance Transfer" in the first place? if not, can i transfer my installment plan with citibank to maybank amex, and in the process gain points (i'm sure can't get 5% rebate ) from this?

cheers ...

hello sifus,

i was registering all the possible payees under the maybank2u's bill payment in order to maximize 5% cashback + 5x points (weekend) on my newly acquired maybank amex ...

found out the drop-down menu to choose amex as payment method, it's only available for Telekom, TNB & DBKL (cukai taksiran) ...

for IWK, Astro, Great Eastern Life, there's no option to choose amex as payment method ... i've yet to try Maxis as it keep telling me service is not available ...

so, this means those payees (that does not show in the drop-down menu) do not accept AMEX (for manual payment and not auto) via maybank2U at all?

if yes, then i have to juggle between maybank amex and ocbc to enjoy the 5% cashback - which could be quite confusing during bill payments ...

cheers ...

precisely what i suspect ... don't think citibank will allow me to do that without any penalty ... i was asking to see if anyone here has done such thing before, because i wanna terminate my citibank and at the same time to consolidate under maybank, not to mention hoping to get points if such 0% installments transfer can be done from citibank to maybank amex

cheers ...

noted with thanx ... walk-in to perform payment is not cost-effective ...

hopefully maybank amex can lower their fees to compete with master/visa ... then it would be wonderful as consumers would have to worry about 1 account only to pay monthly utility bills, and the service providers would gladly accept amex ...

cheers ...

noted with thanx fruitie ... took me some time to realize that i need to register another new login with maxis online ...

maxis new online sucks - after registered my amex info for "pay by phone", it doesn't tell me how to get 6-digit code to perform payment using pay-by-phone method ... called maxis customer service only to be told that i need to wait for the pin code from maxis ...

but the amex registration process at maxis doesn't tell me so, and it even allows me to re-enter the same amex info again and again without ability to tell me that i already have the same record (amex info) in their database ... hope they will eventually send me the pin code

i believe your comment was directed at me ...

well, first of all, appreciate your hard work pumping all the info on the first page ... but i believe it's info "overload" so people tend to scan thru instead of reading it with a microscopic view as if doing a thesis for PhD ... probably that explains why people tends to ask the same question again and again over this thread ... and that's what keep the discussion lively otherwise the Q&A won't explode to such magnitude, would it? ...

if everybody tends to have such high discipline to re-read again and again from the first page onwards, then i doubt seniors here would have such a huge post-count to their belt ...

anyway, don't get me wrong ... me not here to criticize but to share my opinion ... sometimes we hit new problems / queries as we go along so a new problem to one may be an old problem to others which need certain confirmation hence the repetitive question in this forum ...

cheers ...

hello sifus,

i know this has been posted on the page-1 but i just wanna triple confirm ...

the 5% cashback on weekend spending is calculated for a calendar month, means from 1st till the last day (28th/29th/30th/31st depending on the month) of the month - is this always TRUE?

reason i'm asking because i just got my maybank 2 cards this week ... and yesterday (sat), i've already swiped more than RM600, leaving about RM400 before the RM50 limit is hit ... so sunday is the last day of the calendar month for june 2013 ...

in this case, on monday (1-july), the RM50 limit cap will start all over again from zero?

cheers ...

noted with thanx ... as i've mentioned before i even dare to start asking - i already read the first post and i posted just to triple confirm ...

why i've a feeling that this forum is so harsh on newcomers ... seems people who like to ask question here have to get ready to be punished with "unwelcome response" if they missed out on first page's Holy Grail's juice ... perhaps moderator should just delete all posts that seems repetitive question? that would make some seniors here happy, i suppose ...

cheers ...

can, just that it was very very slow ... just finished paying all my credit card bills from maybank2u ...

really that bad? mine one - even after i received my TAG on my phone, the pop-up window for TAG sent message still loading ... could be due to carnival sales that generate huge processing in their servers (just kidding) ...

i've made some transactions on sat (29-june) and sun (30-june), both last days of the month of june 2013 ... at first i couldn't see ALL the transactions viewing from maybank2u portal under "transaction history" even on 1-july ...

only today (2-july), i can see all of them and fortunately all of their "posting date" did not spill into july, otherwise it would be included into july weekend rebate calculation, if i read the page#1 correctly ...

so, i'm just wondering if it would be of any benefits to forumners to identify which merchants actually did their posting date in such manner (such as transaction date on 29th/30th but posting date on 1st/2nd or even later than that) ...

not sure if those merchants deliberately did their posting 2 days or more for certain reasons but it would surely affect AMEX spenders, especially if the amount is huge ... just my opinion ... ignore this if it would not make any difference ...


cheers ...

hmm, since it's random and not static info, i suppose it won't do any good to identify them ... thought there's a certain pattern on such merchants ...

cheers ...

well, from my sat & sun transactions, found that Adonis's posting date is 1 day later - in this case, swipe on sat with posting date on sunday ...

so, supposing if i swipe on sunday instead, perhaps the mentioned merchant will process it the next day, which is monday (1-july), hence may affect the cashback into the following month, july ... anyway, i'm not sure but just guessing based on my transaction record ...

i've mailed to Amex customer service & called Maybank - they assured me as long as transactions are made on weekend (sat or sun), you're entitled to 5% cashback, regardless of the posting date ...

so, i'm curious with the case study of Dell & Agoda above, since the transaction is done on weekend, by right should get 5% cashback regardless ... but then such online transaction may be different

really? i haven't try pumping petrol using amex because still using SCB due to its 15% cashback ... will keep that in mind ...

btw, does all other petrol stations (besides petron) also get processed the next day, if you're aware?