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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question

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MilesAndMore
post May 23 2013, 01:05 AM

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QUOTE(Gen-X @ May 22 2013, 01:42 PM)
have to go revamp and do some re-branding on www.generationsxyz.blogspot.com, hahaha
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You are back! biggrin.gif "rebranding" is good. Even Forum Lowyat will sport a whole new layout real soon so to keep thing fresh! (long overdue actually sweat.gif )


QUOTE(David83 @ May 22 2013, 02:45 PM)
alexwsk Can you add the above link to the first post ? Somewhere easy to spot because every now and then people will come in here looking for the promo link. Much appreciated smile.gif


QUOTE(fruitie @ May 22 2013, 03:39 PM)
Cool! So good now. biggrin.gif biggrin.gif
If they process during weekends will get additional 5%. brows.gif
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Do it after 2pm on Saturday and you should be able to get the weekend 5% cash back. But can we get it ? hmm.gif (referring to Gen-X's post below)


QUOTE(Gen-X @ May 22 2013, 03:44 PM)
Sure boh? For Agoda it may be considered overseas transactions, so better check the conversion rate for AMEX and also Agoda's conversion from USD to MYR. Someone please correct me if I am wrong. As for the 5% cash back - so far no one got it with Agoda if I not mistaken.
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It shouldn't be a problem to get the 5% cash back right ? Did anyone report here they didn't get it ? May be i missed it... Or may be he used it on Saturday morning... hence no weekend 5% cash back for him.


QUOTE(ronnie @ May 22 2013, 11:18 PM)
Even you select MYR, you will be charged in USD as per the Agoda receipt I received.
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Agoda had had this issue rectified a few months ago.

MilesAndMore
post May 24 2013, 12:07 PM

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QUOTE(edwardccg @ May 24 2013, 11:00 AM)
some more else it state Your M2U Savers will be tied to the ATM Card that belongs to this M2U account

so means it link this m2u saver to my CC? shocking.gif
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Actually application for this M2U Savers is open to all maybank2u users, not just those having a Maybank CASA. If you do not not already have an ATM card, you can apply for it at any Maybank branch nearest to you. Last time when they just introduced this account, it was stated there that you will be charged RM8 annual fee for the ATM card (only apply to those whom do not have an ATM card and you can't choose the no annual fee option with limited ATM cash withdrawals). I am not sure if this has changed.
MilesAndMore
post May 24 2013, 03:12 PM

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QUOTE(edwardccg @ May 24 2013, 01:01 PM)
the free annual fee for 4 times transaction in a month is still in their website.
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This doesn't apply to ATM/debit card solely for M2U Savers access. It was stated in their website when this account was just introduced.
MilesAndMore
post Jun 1 2013, 10:15 AM

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QUOTE(cksze @ Jun 1 2013, 08:34 AM)
in that case is it worth to pay by paypal since there's so many hidden charge?
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Hidden charge as in ?
MilesAndMore
post Jun 1 2013, 02:02 PM

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QUOTE(loyalkkk @ Jun 1 2013, 01:57 PM)
I just saw this on Maybankard page in facebook.

Is this true?
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doh.gif Definitely not true. Very typical though and this doesn't only apply to Maybank staff.

This post has been edited by MilesAndMore: Jun 1 2013, 02:02 PM
MilesAndMore
post Jun 1 2013, 03:57 PM

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QUOTE(loyalkkk @ Jun 1 2013, 02:13 PM)
Thanks for clarifying.. But still worrying.. will ask the staff to confirm with me when applying the card

Don't worry. I'm very confident with my previous answer as I've been holding this card for more than 2 years. As a matter of fact, I was one of the first to get this card here... only days after this card was launched smile.gif


QUOTE(loyalkkk @ Jun 1 2013, 02:13 PM)
This is another statement that make me doubt. (Refer to the attachment)
This is the Link to the T&C that posted in the comment
http://www.maybank2u.com.my/WebBank/M2CCas...kTnC_071212.pdf
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Which part that you doubt ?

This post has been edited by MilesAndMore: Jun 1 2013, 03:59 PM
MilesAndMore
post Jun 3 2013, 08:23 AM

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QUOTE(kewell787 @ Jun 3 2013, 01:28 AM)
anyone know whats the different gold/platinum 2card?
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You can find all the difference on the first post.
MilesAndMore
post Jun 4 2013, 11:31 PM

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Guys, things have changed with Agoda now. From now on, always choose MYR as your checkout currency as Agoda's rate is now better than ever! And you will save even more if you have MBB2 AMEX. And because your card will be billed in MYR, you do not have to worry about AMEX's high foreign exchange rate! I have just booked a room through the Maybank Agoda promotion landing page, paid with my MBB2 AMEX, got 7% off + about 2.5% (5x TP) + redeemed 12,500 Agoda rewards points (equivalent to USD25). Save myself quite some money.
MilesAndMore
post Jun 5 2013, 09:09 AM

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QUOTE(Gen-X @ Jun 5 2013, 12:47 AM)
Fantastic, thanks for the info.
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No problem.


QUOTE(bearbear @ Jun 5 2013, 12:48 AM)
UPDATE: Did an experiment with my card (Gold)

Amex - 7%

Mastercard - 5%
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Eh, quite a surprise that AMEX Gold entitles for 7% off too. A good news nonetheless.


QUOTE(ronnie @ Jun 5 2013, 08:10 AM)
That's what I calculated previously... next hotel will be booked in MYR.
I assume AMEX will be charged on the weekends to get 5X TreatsPoints
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This wasn't the case just not so long ago. Last time you'll be shown a very competitive exchange rate (assuming you choose to see the rate in MYR all the way to the final checkout page) which led you to believe that to choose to be billed in MYR is better. But it was bogus and you'll realize after the transaction has gone through that Agoda's exchange rate is higher and it was better to choose USD and let your bank do the conversion. (Can refer to my posts and also Cempedak's in the previous thread)

Anyway, when doing the booking in MYR, Agoda's exchange rate for the x% bank discount + Agoda Rewards Points redemption is tiny bit higher than remaining balance you have to pay. Refer below.

- x% bank discount, Agoda's exchange rate is RM3.1590
- Agoda Rewards Points, USD25 = RM78.97, the rate is RM3.1588
- Final Total Due, Agoda's exchange rate is RM3.0870

Considering you can get 5xTP when booking with your MBB2 AMEX, the exchange rate difference is therefore immaterial. Besides, RM3.0870=USD1 is about the same as the cash rate you can get from money changer now. So i'd say Agoda's rate is quite good.

This post has been edited by MilesAndMore: Jun 5 2013, 09:11 AM
MilesAndMore
post Jun 5 2013, 09:47 AM

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QUOTE(Gen-X @ Jun 5 2013, 09:22 AM)
Miles - if my VI gets 7% then better to use it over MBB2 AMEX right? But then again USD can shoot up when Agoda post the transaction. f USD weaken then I save more smile.gif
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Yes. USD fluctuates quite a lot these days. Anyway, i think MBB2 AMEX is still better despite higher exchange rate is used for the bank discount and also rewards points redemption.

Oh, do you still get 5xTP for your VI if you choose to be billed in MYR on Agoda ?
MilesAndMore
post Jun 5 2013, 10:25 AM

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QUOTE(Gen-X @ Jun 5 2013, 09:50 AM)
I got no idea if I get 5X TP in MYR with my VI and not booking any hotel rooms for some time. I was thinking of paying in USD since my Visa conversion rate lower.
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Is it lower or about the same as regular MBB VISA/MC ? Because this Agoda's MYR rate is very close to what we get from MBB VISA/MC or the street money changers. But as you said, if USD suddenly drops, then you probably can save a bit more with your VI. Anyhow, i'd still recommend MBB2 AMEX though tongue.gif


QUOTE(bearbear @ Jun 5 2013, 09:59 AM)
expedia should be cheaper with 10% off for AMEX?

the room rate are thereabout with agoda.
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I only received the email like about 5 minutes after i booked my room through Agoda last night but luckily Agoda is still cheaper for the room i just booked last night biggrin.gif


QUOTE(pspfan @ Jun 5 2013, 10:23 AM)
for cheaper rooms u can always log into hotelclub.com/cimb but there's no loyalty points thingy. during payment just use your MBB VI. ive tried it a couple of times and it works. as for the login(cimb vs card no pls google for it)
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The HotelClub has some sort of collaboration with VISA but the room rate is not always the cheapest out there. I always check with a few online hotel reservation websites before i book one and so far Agoda is consistently cheaper than other online hotel reservation portals especially after factoring in the 5%-7% bank discount.

This post has been edited by MilesAndMore: Jun 5 2013, 10:28 AM
MilesAndMore
post Jul 12 2013, 11:27 AM

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QUOTE(BRY7 @ Jul 12 2013, 12:23 AM)
Agoda wont know if its a Platinum or Gold card.
it could only decode the CC number as a maybank issued card
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Actually Agoda can. Try with HSBC credit card and you'll know.

MilesAndMore
post Jul 12 2013, 03:40 PM

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QUOTE(BRY7 @ Jul 12 2013, 11:27 AM)
it can tell the difference between HSBC Gold and Platinum?
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Yes. I tried it before.


QUOTE(Human Nature @ Jul 12 2013, 12:52 PM)
Lol, 3 years still acceptable for me but they better don't increase the required points.
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Agreed!

MilesAndMore
post Jul 20 2013, 05:00 PM

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QUOTE(zr125 @ Jul 20 2013, 04:43 PM)
sorry, noob questions. how to redeem treatpoints?

if let saya i want jusco voucher, go to jusco or to maybankard centre to redeem??  rclxub.gif
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Maybankard Centre. But for Metrojaya or Parkson voucher, you should go directly to Metrojaya or Parkson.

MilesAndMore
post Jul 28 2013, 07:26 PM

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QUOTE(codeiki @ Jul 28 2013, 07:06 PM)
Is this new?

(2 X TreatsPoints for every RM1 spent with your Maybankard American Express® Credit Card forever. anytime, anywhere for all your purchase - petrol, food, travel and lots more.)

[attachmentid=3557895]

https://www.maybankard.net.my/about_tp.php
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Does not apply to MBB 2 Card AMEX.

MilesAndMore
post Aug 3 2013, 10:21 PM

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QUOTE(WhitE LighteR @ Aug 3 2013, 05:28 PM)
its AMEX fault not MBB for not having SecureCode
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AMEX already has this SafeKey thingy...

MilesAndMore
post Aug 4 2013, 12:22 AM

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QUOTE(aeiou228 @ Aug 3 2013, 11:48 PM)
Really? Since when ?
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More than 2 years ago. However, many online merchants still do not support this AMEX SafeKey®. Even VISA VbV and MasterCard SecureCode are hardly perfect as certain websites that do not support this can process your credit card without requiring you to key-in any one-time password. One good example is Agoda.
MilesAndMore
post Aug 15 2013, 09:16 PM

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QUOTE(onesky @ Aug 15 2013, 02:15 PM)
Damn, I just realize treatpoints have another points adjustment. 12500 points = RM50, or 250 points = 1. I should have redeem my points.
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QUOTE(onesky @ Aug 15 2013, 02:28 PM)
Somemore has 3 years expiry date. sad.gif
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And higher admin fee for transactions made in foreign currency.
MilesAndMore
post Sep 30 2013, 08:12 PM

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QUOTE(eddyooi @ Sep 30 2013, 08:05 PM)
how did u get the Agoda rewards points?

need to register account with agoda first?
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Yes. You need to be an Agoda registered user.

MilesAndMore
post Sep 30 2013, 09:27 PM

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QUOTE(eddyooi @ Sep 30 2013, 08:13 PM)
a lot of advantages?
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You earn rewards points and you do not have to type in some generic information like your name, address etc when making a booking.

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