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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question
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 Jun 16 2013, 12:36 PM
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#1
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur  
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Jun 29 2013, 10:23 PM
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#2
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
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QUOTE(Mollai @ Jun 29 2013, 09:05 PM) I have a question. I'm actually contemplating whether to use my 2 cards when I'm travelling, or to bring more cash. As I know that there may be some fees imposed when you put through transactions with other currencies besides the exchange rate. Can anyone enlighten me with more information about how it works? No extra charges - just the exchange rate is applied.I don't wanna go travel thinking I got the item cheaper than m'sia and in the end check my bill to realize it is actually about the same price after the conversion from the bank and also the transaction fee or sth.  Of course it's not at the spot rate (ie. the rate you'd see on XE.com) but a few % out, here's a few of my last foreign currency transactions - I'm lazy to check rates on the day but you can work it out ... I think there's a thread dedicated to this somewhere too. Amex : 19-Jun-2013 17-Jun-2013 US$11.99 RM38.35 09-Jun-2013 08-Jun-2013 US$4.65 RM14.72 02-May-2013 30-Apr-2013 HK$325.00 RM130.75 25-Apr-2013 24-Apr-2013 GB £562.73 RM2,697.74 Master : 30-Apr-2013 29-Apr-2013 HK$746.00 RM294.41 29-Apr-2013 27-Apr-2013 HK$7,748.00 RM3,063.16 |
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Oct 4 2013, 04:58 PM
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#3
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
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Just wondering if this happened to anyone before - tried to pay for something today on my M2 Amex card (RM110) twice but was declined.
Called Maybank and the last payment wasn't updated as it was done last night / this morning and that otherwise I was over the limit before the payment, but said he couldn't give me any more details when I asked about how I was over the limit. Balance yesterday was approx 16K (total between Amex + Master) / Statement balance 12K which was paid in full. If my CL is 20K, would this be 10K per card, or split depending on spend? |
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Oct 4 2013, 05:45 PM
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#4
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
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QUOTE(zenquix @ Oct 4 2013, 05:26 PM) combined limit = all MBB cards add together <= RM20K No Ezypay set up at all (don't even know what that is Balance yesterday was approx 16K . Do you have any Ezypay on any of the cards? It takes up your credit limit but not visible in your M2U "Balance"  ) only automatic payments I have set up is Digi which is at most RM150 per month.QUOTE(hkboey @ Oct 4 2013, 05:28 PM) CL are shared among all cards, say if you have 2 cards and you used up your 20k, means there's 0 left for another card. Its not split equally. This is what I thought , the customer service rep on the phone couldn't give any info so maybe they just made a mistake and tried to cover it by saying I spent past my CL  |
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Oct 5 2013, 12:53 PM
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#5
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur
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QUOTE(den @ Oct 5 2013, 12:35 PM) Anyone tried paying Unifi bill online via maybank2u using Amex recently? Did this recently a couple of weeks ago without problem.Like the option to use Amex gone?  Just checked and still gives M2 Amex as an option?  |
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