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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question

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LostAndFound
post Jun 6 2013, 03:40 PM

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QUOTE(smsbusiness2u @ Jun 6 2013, 01:39 PM)
sign0006.gif  sign0006.gif  sign0006.gif  sign0006.gif U know is off topic, u still want to post?
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You selalu target ronnie for what?
LostAndFound
post Jun 17 2013, 10:23 AM

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QUOTE(donpapachino @ Jun 17 2013, 10:11 AM)
dont worry, one month spending, can get enough TP to offset the GST. laugh.gif
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Rich fag spotted brows.gif

I took slightly over 2 months ah, spend too much means gone whole salary, savings how?
LostAndFound
post Jun 17 2013, 01:40 PM

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QUOTE(kurtkantoi @ Jun 17 2013, 10:43 AM)
Some people put all salary in savings first and use credit card to buy every single thing.  whistling.gif
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And some people total expenses is still less than 2k a month sweat.gif
LostAndFound
post Jun 19 2013, 09:28 AM

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QUOTE(Davez89 @ Jun 18 2013, 10:52 PM)
depends on what bills.. TNB and unifi can if u pay on weekends
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Maxis fiber?
LostAndFound
post Jun 19 2013, 09:44 AM

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QUOTE(ronnie @ Jun 19 2013, 09:41 AM)
Maxis cannot use AMEX via M2U
But you can pay at Maxis Centers
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That's for normal maxis services. Fiber same payment channels?
LostAndFound
post Jul 9 2013, 09:25 AM

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I've used my AMEX at Harvey Norman before and this did not happen (Citta mall branch).
LostAndFound
post Jul 17 2013, 07:27 AM

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Why would you want treatpoints to last so long? Also got depreciation, and you don't earn interest for saving them up.
LostAndFound
post Jul 17 2013, 08:57 AM

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QUOTE(David83 @ Jul 17 2013, 08:04 AM)
The point is that not many people swipe that much like you!
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More or less swipe not an issue. Even you get 1 million TP each year, if you keep it and don't use what benefit?

If you exchange for voucher this year RM5,000 can buy you more than next year RM5,000 due to inflation. Also if this is not additional spend (i.e. you would buy anyway) you've effectively converted it to cash. Cash earns interest, can be invested, bla bla.

Unless you just like to see big number when login M2U then whistling.gif

This post has been edited by LostAndFound: Jul 17 2013, 08:59 AM
LostAndFound
post Jul 19 2013, 10:15 AM

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Is it possible to redeem against GST more than once? Or do it much earlier? My GST was charged last October (redeemed at that time) so can I 'pre-redeem' for this coming Oct? Or redeem multiple times (effectively use TP to pay my bill?).

Doubt so, but thought no harm to ask.
LostAndFound
post Jul 26 2013, 10:02 AM

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QUOTE(Ryfelgiggs @ Jul 26 2013, 08:25 AM)
Wow you noticed that?I dint know what is missing. Can you tell any 1 example that is missing,I want to use all my TP today. 5 days to go before the rumors become true. doh.gif
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The vouchers I want still there. Better go to the Maybankard center I guess. Got such thing as run out of vouchers one ah? Is it a good idea to call ahead to check?
LostAndFound
post Aug 9 2013, 04:49 PM

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QUOTE(David83 @ Aug 9 2013, 11:57 AM)
You can't outsmart the banks.

They don't do losing business.
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You're saying the bank earns more than 7% from my spending on AMEX when I always pay in full and on time (one day before due date) and never pay them interest before?

Their charge to merchant can be 7%?

Reason bank can make money is almost all CC users aren't so syiok pay on time (or so calculative only spend weekend). Please correct me if I'm wrong.
LostAndFound
post Aug 10 2013, 08:14 AM

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QUOTE(David83 @ Aug 9 2013, 11:57 AM)
You can't outsmart the banks.

They don't do losing business.
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QUOTE(GymBoi @ Aug 9 2013, 06:38 PM)
That's they key point ... YOU only ... this world not only you use this card ... IF everyone that uses this card stop using once spending reach 1k .. then yes maybe the bank will lose money .. but most of the time the spending will be more than 1k ... your 7% has a cap of RM50 .... their charge to merchant doesn't have a cap .. of course we dont even need to talk about those that only pays minimum .. or better still doesn't even pay minimum

and yes .. bank never loses money ... same as casino ...
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Your 'you' if referring to one person then can consider I 'outsmart' the bank? Just pointing out your assumption not true in every case bro.... kalau average to all users different la.
LostAndFound
post Aug 24 2013, 09:54 AM

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QUOTE(tbheng @ Aug 24 2013, 09:43 AM)
Hmmm, I just did a test, and it is https (refer screenshot attached).
So, your experience also without MSOS? Wonder how could that been bypass/compromised.
Was feeling safe with the MSOS security measure, but seems it could be bypass by hacker, then it is not so secure anyway.  doh.gif  vmad.gif
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MSOS is implemented by the merchant. If the merchant doesn't implement then you will not be SMSed. Its not that its bypassed.

Merchant who do not implement this run higher risk because customer can file dispute with AMEX and Maybank will not pay the merchant the money, so real merchant will have incentive to do MSOS. Of course con job merchants won't. For us, as long as we realize the transaction and complain, we don't lose much.
LostAndFound
post Aug 24 2013, 10:15 AM

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QUOTE(tbheng @ Aug 24 2013, 09:56 AM)
Yes, understand that MSOS is merchant's choice to implement.
But for this site they DO implement MSOS. I received MSOS sms in my genuine transaction before. But not trigger on the fraud transaction.
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Because the fraud transaction is not from that merchant?
LostAndFound
post Aug 27 2013, 10:11 AM

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QUOTE(lucas114 @ Aug 27 2013, 09:20 AM)
May I ask, about the dispute form, if the amount of the fraud is not charged to the account after seven days, is it still necessary to fill up and submit the dispute form?
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If you don't fill in and later kena charge how?
LostAndFound
post Aug 28 2013, 04:35 PM

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QUOTE(raul88 @ Aug 28 2013, 04:24 PM)
aiyo
i went to nandos just now
i asked for bill and gave him my mbb amex

however it took him so long to return back my card with the slip
i didnt cover the last 4 digit
shit man

my sms alert will takes about 2 weeks to be activated according to cs
damn
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If you want to be paranoid, even with tape also no help la, he can remove and stick back.

Once you use a cc by passing to some staff you already 'break' your protection jor. Just watch your alerts and statements (M2U shows transaction history) enough.
LostAndFound
post Sep 11 2013, 08:56 AM

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QUOTE(GuezzWho @ Sep 11 2013, 07:21 AM)
I would like to redeem guardian or tesco voucher using maybank treatpoints.
Does anyone know if I can redeem at maybank center with the rate 12500 points to RM 50 instead of redeem online with the rate 13750 to RM 50?
If can redeem at maybank center / branch, please let me know which one also.
Thanks ya.
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www.maybankard.net.my not enough for you?
LostAndFound
post Sep 16 2013, 07:56 AM

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Syabas bill never been paid before =p always free ma.
LostAndFound
post Sep 18 2013, 03:11 PM

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My credit limit is barely higher than 1x of my pay =)

No problem though, never come close to using finish also.
LostAndFound
post Sep 19 2013, 09:41 AM

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QUOTE(tednet @ Sep 18 2013, 07:22 PM)
same here... every time they call to increase my limit i decline..

when travelling i ask for temporary increment of my limit.

i've been using the 2 cards almost 4 years now... never offer me plat. card also..
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In my case I applied for/got Plat straight away that low CL. Actually maybe they auto-upgrade it for me already, lazy check. Usage also always <1k except exceptional circumstance.
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