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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question

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sj0217
post May 20 2013, 11:53 PM

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Get a called from 1u card center and told that my new Amex card can be collect.

After collected the card, the 16 digit number is the same with old one, I tot it will be different number to be reflecting to new card.
sj0217
post May 21 2013, 12:07 AM

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QUOTE(alexwsk @ May 20 2013, 11:56 PM)
old card got fraud? or missing?

if chip faulty no need to change number, if missing i'm not sure
is the CVV number the same (the 4 digit in front)
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No, just the scratch on my card, quite big scratch.

Realized it when swiped the card, but this is FOC smile.gif
sj0217
post May 21 2013, 07:33 AM

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QUOTE(KTCY @ May 21 2013, 07:18 AM)
Usually early settlement will get penalty.
No harm trying tho.
paymaster good or not nothing related to early settlement mate, all bounds to T&C when you sign up EPP
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I have been asked CS last time, she said no any penalty need to be pay if want to settle early.

But dont know what is the current status now? maybe need to pay penalty.


sj0217
post May 21 2013, 07:47 AM

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QUOTE(KTCY @ May 21 2013, 07:38 AM)
I should use the word might instead.
Might get penalty.
TO be on the safe side, call CS tongue.gif
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haha smile.gif

ya, some said yes some said no, to be confirm just call the CS and ask this properly

last time I asked this from 1u card center there actually..


sj0217
post Jun 29 2013, 01:35 AM

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Just would like to double confirm, a transaction done on today around 0.10am will be flow under weekends right If no mistaken. hmm.gif
sj0217
post Jul 5 2013, 05:35 PM

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QUOTE(idoblu @ Jul 5 2013, 05:03 PM)
Another car to win . I tried registering, cannot pulak.

user posted image
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I have tries register, can go through it and I have received the SMS straight away from same number smile.gif
sj0217
post Jul 9 2013, 11:14 PM

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QUOTE(xavi5567 @ Jul 9 2013, 09:41 PM)
show ur epf statement and latest 3 month payslip... the limit is 2.5x ur gross salary..
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3 months payslip only is request in 1u card center, no need EPF statement... but minimum is 2 months payslip, have try passed before.
sj0217
post Jul 10 2013, 03:21 PM

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QUOTE(xavi5567 @ Jul 10 2013, 10:32 AM)
if at 1 utama they basically could they u straight within 1 hour kot... yes it would appear in Maybank2u..
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are you serious?? you experience they done within 1 hour??

I have just apply it at 1U card center, she told me that need to be wait for 3-5 working days, and no SMS will be receive from bank, but you can checked it in M2U by selecting the card and see the credit limit.

If the credit limit same as previous mean not successful on your application.
sj0217
post Jul 10 2013, 05:40 PM

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QUOTE(namh @ Jul 10 2013, 04:16 PM)
done in 1 hour is for new card application.. credit limit application is different, maybe need to wait 1 week..

why you need to increase credit limit? if you need it for limited time like holiday oversea, you can request temporary increase limit.. this one easier to get approval but need to wait 1 week too..
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yup, I mean increase CL, ya need to wait for 3-5 working days.

Because the CL offer from bank is quite low at the first place even not x2 salary, probably I have limitation on my documents on that time when submit application, so although the bank has approved my application somehow the CL is low.

So now gonna apply to increase my CL for daily purpose. smile.gif

QUOTE(xavi5567 @ Jul 10 2013, 04:41 PM)
wat i mean is they could tell u whether they would be able to increase the limit to u based on ur salary straight there... there is a financial consultant there u know.. i m not saying booth but the 1 on 1st floor... approved or not will take some 3-5 working days.. like i say credit card limit is based on ur salary -->2.5x ur salary... but they do have special case such as when u have a large quantity of money in their FD or saving... they might consider also..  laugh.gif
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oh I see, this is for special case right that you are talking about.

I tot they can increase so fast within 1 hour.

Thanks for your sharing... rclxms.gif
sj0217
post Jul 17 2013, 05:45 PM

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QUOTE(avengers88 @ Jul 17 2013, 12:29 PM)
Submitted increase limit form in bank on 6th July. Called the CS on 14th July and they say it was submitted on 10th July and need 3 - 5 working days to see the result. Now it's 17th July and still the same credit limit in Maybank2u. The limit should be 2X my pay right as it is lower previously so i submitted 3 months pay slip to them for the increment. Will they reject the limit increment?
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same case with me, I have submitted two times, but in the end still the same CL.

QUOTE(kyle_kl @ Jul 17 2013, 03:49 PM)
hi ronnie, you redeemed before or after the GST post on your statement?
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you only can redeem after post on your statement for latest GST charge.

if no mistaken, you also can redeem it before GST charge, but there is current one (last year GST) which is wasted, in the end you still have to pay latest one
sj0217
post Jul 22 2013, 02:30 PM

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QUOTE(Sirius @ Jul 22 2013, 11:44 AM)
I am considering Aeon or AeonBig, because I visit them more often. Maybe later I go to Robinson/Metrojaya to have a look, see got anything to buy  rolleyes.gif
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me too, thinking to redeem for Aeon and Tesco voucher.

the vouncher can be collect straight away right if redeem at 1u card center? hmm.gif
sj0217
post Jul 23 2013, 12:53 PM

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went to 1u card center and request to be cancel my Petronas gold card.

TP and the CL will be transfer to M2cards. No SMS notification will be received, but will received letter from bank, process time within 2 weeks.

And staff advice that the account of this card number will still in M2u account even though this card already terminal, therefore, in order to cancel the cc account on your M2U, need to go to branch and delete the cc account

Besides, asking to redeem TP for Tesco voucher, there is no available on the spot to get the Tesco voucher, but it can be done through online, only Jusco and Packson can be done on the spot.
sj0217
post Jul 24 2013, 07:57 AM

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SenQ is accepted for installment through M2u Amex. Bought an ipad yesterday at SenQ

May I know the reward point will be earn for each month right?

FYI, available for reload TnG only cash term, no cc is allow

last time SenQ is accept for cc reload when purchased something from them.
sj0217
post Jul 27 2013, 11:13 PM

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Get to know from 1u newsletter regrading TP conversion rate:

Conversion rate will be change to 260 point = RM1 start from 1st August 2013 onward




sj0217
post Jul 27 2013, 11:19 PM

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QUOTE(David83 @ Jul 27 2013, 11:14 PM)
What was the original rate? 200 TP?
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Yup, current conversion rate is 200 point = RM1
sj0217
post Jul 27 2013, 11:49 PM

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QUOTE(zenquix @ Jul 27 2013, 11:30 PM)
inaccurate. if it is 1U then it was 210TP to RM1.

But still it reflect a 25% increase in cost
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Sry, misunderstanding. I tot David83 is asking for normal Rate.

Ya, if for 1u conversion rate is 210 point = RM1

Then MBB rate should be 250 point start 1st August onward??? hmm.gif since 1u rate change to 260
sj0217
post Jul 29 2013, 11:43 AM

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QUOTE(Ricky300 @ Jul 29 2013, 11:11 AM)
I upgraded my card half year ago...but the records still remains there...
well...doesn't really matter tongue.gif
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As the staff told me, it can be remove by going to branch and request to be cancel.

Otherwise, the accound will be there if didnt take action.
sj0217
post Jul 29 2013, 11:48 PM

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QUOTE(LoveMeNot @ Jul 29 2013, 12:14 PM)
Nope. Can be done through the phone. I called up CS
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Is it?? Will try call and see later time, have cancel my Ikhwan card.

Between, redeemed my TP for RM300 (58200) at H.Norman, still left some TP for next GST tongue.gif
sj0217
post Jul 31 2013, 12:25 AM

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QUOTE(zenquix @ Jul 30 2013, 08:47 AM)
you have to use the voucher on the same day
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ya, use to purchased after redeemed the TP from customer service...

QUOTE(periwater @ Jul 30 2013, 08:30 PM)
Can I redeem my GST if it's not billed yet? Will only be billed in August.
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No, you only can redeem after the GST has charged.

QUOTE(lingling @ Jul 30 2013, 10:41 PM)
would like to ask regarding the harvey norman/sengheng voucher
do i need to purchase any item to redeem or can i jus get the cash voucher and redeem it on later day ? i cannot redeem it online, guess have to go to the shop
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I think only can redeem the TP on the branch itself?? hmm.gif

Because you need to go to their customer service (HW) and redeem it.

They will straight away redeem your TP and pass you two copy of papers, one is for your own reference, another one is for redeem item upon payment made.

This is the procedure what I did yesterday.
sj0217
post Aug 15 2013, 10:43 PM

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QUOTE(Ah hao @ Aug 15 2013, 10:28 PM)
OCBC titanium master
5% rebate on dining, groceries, petrol & utility bills
1% rebate on everything else

which is good for me, and is for everyday use.

By theory Amex is definitely better, but other than petrol station, i really cant find many place that accept AMEX,especially restaurants, reject rate is 90%.
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you can also use it in groceries or utilities bill on weekends.

Not really, as for me, quite lot of place can be use for AMEX card around D'sara here. brows.gif

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