where's gen-x?
wonder what's the latest development concerning his blogs.

i'll take over for this version, next version look for new volunteer again 

gen-x, so how's your blog? Manage to recover it? Or planning to change it to new url? Everyone's looking for your super duper posts

Cool!
No reason to use my VISA already.

since i only have maybank 2 gold card, when i use visa gold to pay agoda, i only can get 5 percent.

however, i use maybank amex gold card, i can get 7 percent. so i would prefer using amex gold card than visa gold card during making payment at agoda/maybank.

i think no..i just have a try on the provided agoda maybank link..if u use visa to purchase in agoda..u will get a 5% discount..if u use AMEX to purchase..u wull get a 7% discount in agoda..

means if u successfully charged AMEX cc in agoda during weekend, u can get 7%+5%+5x TP in total.

i just try it out after key in the cc number..didn't really charged my cc..

Hello,

I went to Maybank Branch and settle my m2u online account. They tell me to get the temporary pin for my CC first, after i request PIN from counter, i proceed to ATM for change PIN and register for m2u online banking via ATM. Just to be safe, i register m2u online first time login PIN for both cards.

I use first time login by using the MBB2 AMEX card after i went home, and setup the username and password. I notice that my MBB 2 VISA card is not in the "All Account" option. I call up Maybank and they mention m2u account created by CC cards could not access two different cards in m2u online, only the m2u account opened by CASA can link and view all CASA and cards.

so they suggest me to open a CASA and apply m2u online with the CASA. After that, close the MBB 2 AMEX's m2u account, then linked MBB2  AMEX and MBB2 VISA with the new m2u account.
Is this the only way to view both MKBB2 AMEX and MBB2 VISA account on m2u? I will have to open a BSA without annual fee if this case.

They did not set up the m2u account for me, they tell me to use the CC PIN on ATM then register m2u on ATM.

I will have to go to counter to request linking other card to my m2u after i have a account?
so i can request to add my VISA　card into my m2u account for my next visit to a branch?

since someone have tried then i can request them to double confirm if they say cannot next time.
some operator they dun even know their bank and just answer cannot 

Last time in RHB, the lady saw i have 2 saving acc and ask me why can opened so many acc 

m2u account with only the CC cannot used anymore in this case?

so basically need to
1. open BSA
2. apply new m2u account
3. close previous m2u account
4. link all together for this new m2u account

may i know how much normally they charge/calculate per transaction if i swipe my card outside the country? either amex or visa..

if not mistaken, 3 cards max for those earning more than 36k...
correct me if i'm wrong.

what is ccris?
can enlighten me?

Guys, things have changed with Agoda now. From now on, always choose MYR as your checkout currency as Agoda's rate is now better than ever! And you will save even more if you have MBB2 AMEX. And because your card will be billed in MYR, you do not have to worry about AMEX's high foreign exchange rate! I have just booked a room through the Maybank Agoda promotion landing page, paid with my MBB2 AMEX, got 7% off + about 2.5% (5x TP) + redeemed 12,500 Agoda rewards points (equivalent to USD25). Save myself quite some money.

No problem.
Eh, quite a surprise that AMEX Gold entitles for 7% off too. A good news nonetheless.
This wasn't the case just not so long ago. Last time you'll be shown a very competitive exchange rate (assuming you choose to see the rate in MYR all the way to the final checkout page) which led you to believe that to choose to be billed in MYR is better. But it was bogus and you'll realize after the transaction has gone through that Agoda's exchange rate is higher and it was better to choose USD and let your bank do the conversion. (Can refer to my posts and also Cempedak's in the previous thread)

Anyway, when doing the booking in MYR, Agoda's exchange rate for the x% bank discount + Agoda Rewards Points redemption is tiny bit higher than remaining balance you have to pay. Refer below.

- x% bank discount, Agoda's exchange rate is RM3.1590
- Agoda Rewards Points, USD25 = RM78.97, the rate is RM3.1588
- Final Total Due, Agoda's exchange rate is RM3.0870

Considering you can get 5xTP when booking with your MBB2 AMEX, the exchange rate difference is therefore immaterial. Besides, RM3.0870=USD1 is about the same as the cash rate you can get from money changer now. So i'd say Agoda's rate is quite good.

Yes. USD fluctuates quite a lot these days. Anyway, i think MBB2 AMEX is still better despite higher exchange rate is used for the bank discount and also rewards points redemption.

Oh, do you still get 5xTP for your VI if you choose to be billed in MYR on Agoda ?

Is there any way I can pay my roadtax using AMEX? I need to renew our car  roadtax which the amount is RM11,000.

If it can be done atleast I can collect some points. Anybody here have any experience?

A Panamera

Haha interesting proposal sir

Yeah, last time we did pay RM30k for the car roadtax as we registered the car under company (to avoid IRB as we bought it in cash) But now cannot tahan then decide to change it to individual name (RM20k discount on road tax every year )

I had called myeg on this issue and they will get back to me in due course.

Everytime I make purchases at Harvey Norman, the cashier will jot down every single digit of my payment card, including expiry and cvc. Is that right? =.=

Thanks zenquix, I did the calculations as well but I overlooked the TP vs treatmiles. At least with TP I still have the option to move to Krisflyer as well, which wouldn't be an option for the WM.

The 120k spend is also a huge turn off for me. I don't plan to spend that much and definitely not just on one card...

Here's a question if you know, will the existing TP I have be converted at 4500 per 1k miles or only new TP from VI get that conversion rates?

Trust me that VI or ANY MBB cards except for M2Cards particularly AMEX are not worth it after the major increase of points redemption. I am using a VI and planning to discontinue it.

VI is till worth it for me.. 5 times overseas points and one of the lowest for enrich conversion..