Latest developments

1. The MBB 2 AMEX is now accepted at Petronas Pump Stations Proud to say that Gen-X was the first to report it here at LYN.
2. Tokio Marine Insurance accepts AMEX.
3. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.
4. Maybank2U can pay TNB, Telekom bills using Amex.
5. 31/10/13 - MBB 2 AMEX now has MSOS SafeKey, do call customer service to register if your online transaction is being rejected


Now the bad news for 2013.

1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:


http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal


2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends



Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.
Click here to read Maybankard 2 Cards V8 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.



But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within an hour or so. Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places to use your Amex v2 (thread)
Simple PDF version

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.

Click here to SMS Alert - You're Not In Control Thread.

Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.

Other Related Links.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Effective cash back rate with credit cards

Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption


Online Hotel Booking with Credit Cards by Gen-X

This post has been edited by alexwsk: Feb 22 2014, 10:56 PM

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard, so the total is RM50.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour (Monday to Friday).
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 12,500 Treats Points (inflated since 1st Aug 13) to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
21. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
22. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong






NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.


This post has been edited by alexwsk: Mar 23 2014, 12:16 PM

For PAYPAL with MBB 2 AMEX to earn 5% cash back (Non RM Transaction Only).

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Verified link by David83 on 22 May 2013: http://www.agoda.com.my/promotion/maybankard.html

Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards

Confirmed by nuodi on 09/01/2014: Additional 5% usual cash back for M2 Amex during weekend
And with above together with zenquix's hard work below:



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
*


Using Maybankard 2 AMEX to Pay for Maxis bill
This post has been edited by alexwsk: Mar 10 2014, 11:39 PM

great! v9!

Congra in V9!!!

Should close the previous thread, no?

Bro alexwsk, since you now TS, maybe should revise Item 1 in Latest Development - The MBB 2 AMEX is now accepted at Petronas Pump Stations - omit yours truly..... but you want to give me credit, you may mention - Gen-X was the first to report it here at LYN, hahahaha.

To ALL:

If you have read my article titled The Best Credit Card in Malaysia 2014, you will know that I awarded the top spots to Maybankard2 Cards American Express, Maybank Visa Infinite and Alliance Bank Visa Infinite.

Well, the Maybankard 2 American Express and Maybank Visa Infinite just got better, and I guess now I can also award them The Best Credit Cards for Free Movie Tickets 2014!

You see, Maybank credit card users are entitled until 30 January 2015 to a FREE Movie Ticket every Thursday at TGV cinemas nationwide

For Outlet Listings and Terms and Conditions, you can either click on the spoiler below where I attached an image or click here to my My Credit Cards Wordpress Blog or visit M2U website.

And for those of you who are new to credit cards, click on the links below to learn more about the best credit card for local and overseas spending (that is if you do spend substantial sum):

The Best Credit Card for Local Spending that earns you up to RM600 Cash Back guaranteed annually PLUS Unlimited Treats Points that is equivalent to 2% cash back (when redeeming for cash vouchers) - Click here to read my review of the Maybankard 2 Cards American Express.

The Best Credit Card for Overseas Spending that earns you equivalent of XX% (yes 2 digits and can go as high as 30%) cash back when redeeming for FREE Malaysia Airlines Business Class Tickets - Maybank Visa Infinite

Click here to read my Comprehensive Review of the Maybank Visa Infinite.

Click here to read my article and see how I got xx% cash back with my Maybank Visa Infinite

Welcome back. Been waiting to hear your comments on the new Maybank 2 Cards Premier
https://forum.lowyat.net/topic/3135958

lulz at the "only valid for standard seats".

upgrade add RM4 (2 person)

As Gen-X also collects Enrich miles I'm sure he'll be getting this one.

RM1 local spend = 1.11 Enrich mile can't be beat

Bros, I just commented on it, https://forum.lowyat.net/index.php?act=ST&f...0#entry66543740

This post has been edited by Gen-X: Feb 22 2014, 10:46 PM

lol, no idea where the yours truly came from, must be copied and paste from somewhere
welcome back btw

This post has been edited by alexwsk: Feb 22 2014, 11:00 PM

V9 report in!!!

Weeee...V9

Guys, a quick question for those have booked flights from MAS website before. I intend to book for my upcoming trip on one of the weekends (either later in the afternoon or next Saturday) and I noticed it accepts AmEx. Has anybody booked before and got the 5% weekend rebate?

as far as i remembered, they process payments on weekends but my transaction only got posted 1 month later

That's so cool to have it posted a month later.
I don't think it happens all the time.
Thanks for the feedback, it delights me. After weekend 5% rebate is cheaper than AirAsia. I'll go for MAS then.

new thered...

Updated myself into here

Congratz...V9 alive..this thread enlighten me in saving much by using Maybank 2 card.. Appreciate all contributor keep update and answer our enquiry .. Wish everyone a gd golden horse year !!!

Booked before and confirmed transaction is on weekends. Got cheap promotions ongoing?

No... Just that I need to travel on those dates and compared with AA, cheaper after 5% rebate and even without that I'll still go for MAS. Less than 50 bucks difference.

Tonight's midnight will have, compete with AA free seats deal.

Guys want to check with u all about agoda.. i booked 2 rooms ytday night under agoda maybank, it says i wont be charged till april..

However, i receive an sms ytday right after submitting the booking stating that i have been charged the amount...

And also, i havent clear my card yet, so the amount shouldnt be able to go through yet it went through:

RM0.00 MBB:TQ for using your Maybankard ending 1757 for MYR1,801.52 AT AGODA COMPANY PTE.LTD. \\;22/02/14;22:57.For enq call num at back of your card


so what does it really means?

Wait for a few days and check your statement - the transaction won't actually appear.

I had this back in December for a booking also, the initial transaction is only an authorisation but shouldn't appear on your statement

I have a different experience under the Book Now and Pay Nothing.

My sms notification is USD1.00 and it is only for authorization. It will be released within 5 working days.

This post has been edited by Human Nature: Feb 23 2014, 03:08 PM

Tonight midnight? What's the ongoing promotion and destination offered?

If that's the case, it won't entitle for 5% weekend cash rebates.

Even if its for autho, my remaining CL is around 1.5k.. shouldnt be able to go through tho

Oh, my quota already filled up that month. Furthermore it's a booking for 10 months in advance so it is a good deal

Is paying Maxis Bill via phone (IVR) still applicable? It says I need a PIN, but customer service said that no more PIN given out.

Thanks

hmm I have a few bookings with pay later using amex but I didn't get charged the usd1 or the amount yet, I think it will be charged on the date that it mentioned on agoda

yes, need someone to update on this. I registered the AMEX credit card through maxis online for payment through phone but couldn't pay. Ended up using the call back service from maxis to pay the bill using AMEX.

my recent experience: i registered my amex and according to CS, the system was down at that time. two weeks passed by and i went and posted my frustration at maxis forum. that very same day, CS called back and gave me a 6-digit pin for Pay-via-phone (bt haven try it yet)...

Successfully paid TIME broadband bill using amex by calling CS, so managed to get the 5% cashback on saturday

You going or coming back for good?

AA FREE seat deal.... I just book my ticket to SG, no diff between booking with AA directly or taking up the Big Shot ZERO Promotion redemption. Both end up same price.

And tell you what, if you want PM me when you flying to or from and I go check how many Enrich Points to redeem and you can then check if you got enough TP to convert.

This post has been edited by Gen-X: Feb 23 2014, 11:29 PM

Haha. I already came back on CNY eve.
For good for now but there is a chance that I will be transferred there for good. I love Beijing very much, so no issue about me transferring there.

I only have like 6500 Elite points now (correct term ah?)
I don't think I have enough TP as well...

guys need some help here.

previously I have no problem paying my FB ads using AMEX. Just recently it said the payment failed. Should I contact CS?

any transaction problem you should call CS.. that is the bestest solution.. actually, in any case of problem you face using the credit card, contacting CS should be your first step.. this is for Maybank case.. from my experience, they have answer for all my credit card problem..

*Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.

Hey guys,
Is the 5% directly rebate/deducted in my credit card statement?
I just got my statement and it doesn't have any rebate.
What should I do? Call the call center?

Yup, transaction date must fall on weekend, posting date never mind.
the 5% rebate will be indicated at the end of the statement. The rebate is calculated on monthly basis... so it might not have appear if this is your fist month of getting the card, you only know Feb rebate when you get the next month statement.

yea, I am sure I spent on weekend only using Amex.
Haha, this is the first month I start using this card.
This means that next month only got the 5% rebate, not directly show in every statement?

The rebate is given on the 1st of every month

Noted. Thank you!
I will check my next statement.

Why is Maybank so confusing - I have a credit card with another bank and the rebate is calculated instantly at time of posting. I don't have to wait for the 1st of the month to see my rebate. Why can't they do this?

And listing MBB AMEX 4x BONUS instead of the 5x they keep advertising everywhere is bound to create confusion as well...

Those who don't check Lowyat will just call CS and mess up the call stats, frustrate other customers because of the call queue & agitate the CSO because they have to keep repeating the same thing over & over again.

So much for being the #1 retail bank in Malaysia.

I believe banks have their way to calculate the rebate; some have different cut off date, some follow statement date, while some only show after you have reached certain threshold. And I'm quite sure the 4x BONUS is correct, since 1+4 = 5 pts.

Well, banks can't decide what they should do without prior information - they should go the logical way and not follow how their system is designed. If their system is doing the calculations later, then they should change it because they're serving the customer not the other way around. Otherwise, they should list it down or train their staff to inform applicants because right now I don't see any rebate as advertised. I feel cheated now. And I'm going to feel cheated until the 1st of March.

Yes I know it's correct - but a customer wants to see 5x points not a 4x + 1x points on their statement. If they want to make it 4x + 1x points then they better advertise it the same way they put it on the statement.

are you comparing standard chartered cc with maybank cc?

Why do you think MBB should follow other banks and not the other way around.... ???
HLB WISE is even worse... you have to wait +1 month before you can see the 10% rebate. i.e. Jan rebate credit on 28 Feb

If you don't like it why you apply?
you cancel the card right away and apply other bank that suit your style...
nobody forcing you to use this system....

instead of adapting to the system, but you want MBB to adapt to your style?
if the system is so confusing, surely a lot ppl complaint and MBB might change the system...
but the case is not...mean everyone adapting and no problem using the system at all...

I don't see anything wrong with their system. At the end of the day as long as I get my rebate and see my points increase accordingly, I'm happy.

do you mean that the best rebate cc like hlb wise (10%) has the worst rebate system followed by mbb2amex (5%+2%) with second worst rebate system?

You have to understand that every bank has their own system and procedures.
Banks won't entertain such complains, it's customers who have to adapt to it.
If you think it's inconvenient to your lifestyle, you can always choose to terminate it and get other cards

agreed with cherriedpie on the notion that the product should be friendly, transparent, and straightforward.

any good product have these attributes in mind when they developed the product. sadly, not many companies enphasize on these. however, a very good example is Apple

ok back to cards.

warning: tl;dr

these banks doesnt bother (much) on user-friendliness in using their cards. heck, i sense these product managers are even geeks/nerds the way they design the cards' features, it's almost designed for rocket scientists, rather than for papa/mama.

at one part, it's the long-standing legacy systems used by most banks. most been used for decades, some maybe newer (e.g. recently core systems upgrade carried out by CIMB during CNY 2014).

the cards behaved such way because they are "working around" the system limitations.

for example mbb2amex gives 1x+4x TP. my best guess is the 1x is the base TP logic designed much earlier for their Reward program. when mbb2card launched with 5x (or any other promos), instead of messing up the 1x TP logic, they added the bonus TP instead. effectively, users still get 5X. however, the workaround confuses the users when they view the TPs in bill statements (yep, i couldnt wrap my puny brains viewing that too. as mgb suggested above, as long as the correct TPs are credited, i'm fine with it.

considering there are millions of mbb card users, tweaking the system logic or even the bill statements have larger impacts, for the better or worse.

too bad, they dont have (any?) budget for A/B testing or focus group, to see which feature works or which dont. they ASSUME the cards will be well acceped, but no one card can fit all type of users with infinite spending behavior.


HLB Wise has the highest CB but also the hardest entry barrier to qualify for CB (10x RM50 trx qualifier, RM100 cap, seleced categories, etc.).

MBB2Card has a decent CB but also have certain barrier (weekend use only, RM50 cap, unlimited categories, etc.)

so on and so on.


and back to Apple. their products are friendly. nice. sleek. elegant. yet i still never own any iDevices in my lifetime. period. why? cuz i hate it. too conformed to its Apple DNA. yuck! so i choose android instead. Samsung previously, now "converted" to Nexus 5.

so choices are there. adapt with it or make alternate choice at least we have tens of cards available to cater any type of users.

sometimes bank allow to over limit . over few hundred can . few thousand cannot

Despite Agoda saying I won't be charged until April, I have actually been charged on the spot after I clicked submit. Can anyone enlighten me on this?

25-Feb-2014 22-Feb-2014 Agoda Hotel Reservations London GB RM1,801.52

hey guys, i have some problem with AMEX.. i got 4 bills of DBKL cukai taksiran amounting to 1.8,1.9k,900 and 180.. after i paid the 1.9k then I tried
paying the 1.8 it said to have reached the maximum amount blablabla?
DBKL cukai taksiran only can be paid ONCE a day or they have maximum amount that u can pay for one day or what? please help thanks.. got 3 more to pay..

try to pay one per week.

at the page where you select your payment method and key in your cc number, above it has an option whether to pay now or pay later. by default, it's selected pay now, so if you did not change it, you will be charged immediately.

holy mother of god, my due is this friday
paid 1, 3 to go

pay using Maybank2u? maybank2u got maximum payment for bill.. last time TNB bill can only pay rm1000 per day.. try to pay again tomorrow.. or just call CS and ask what is the limit of payment to DBKL..

Sometime it could be multiple transaction to the same payee or merchant. It may have triggered for fraud alarm.

Better call CS for clarification.

I know MyEG is one of them under this category.

ya something like maximum amount for this payee or coooperation or something like that..tomorrow as in now can or not? after 12 edi hmm

Booked Agoda on Sunday with maybank discount (7%). After checking my transactions, I can confirm that it went through on the same day and posted 2 days later. Maybank Amex weekend rebate (5%) should be in my pocket already! So its (7%+5%) and TP

guys, any idea need put hw much of fix deposit with 10k credit for 2 card?

currently having 2 credit card with 4k max credit,
taking freelance work, so no incometax yet(cuz not stable), but monthly possible income 1~10k

you can try.. but maybank2u may still not accessible at this time, and maybe no transaction can be done until 3 or 4 am.. or just sleep now and wake up tomorrow morning and try again..

alright, will try that later in the morning.

why you didn't use http://www.agoda.com/en-sg/maybankpromo for 8% (instead of 7%)?

Hi all,

Currently I have a Maybank2 Gold card with credit limit 8k.

I would like to increase my credit limit how do I do it? And how much can I increase?

submit your payslip and request for it.

SO I just bring my payslip and go the maybank branch and do?

Do u know how much limit I can increase? Is 8k to 20k possible?

anytime from now!! (but only if you're in the area amex is widely accepted, klang valley

depend on your pay, for RM20K CL I think your salary have to be about RM6700 per month or 80K per annum

Oh shit.. I dun haf so much salary lol..

But I have been using the credit kad for 2 yrs+ and good credit record always settle full on time.

U think got chance they will see my good record and give me high credit limit?

Do you swipe to max CL every month? or just use casually?

I've been using for like 4 years with good payment record also never increase until recently salary adjustment, finally can get Platinum level.

Even then was just given RM15K CL

No din use maximum every month haha. Is that one of the requirement?

Platinum not good la need pay annual fee.

I believe this no longer applies.... It'll be based on Malaysia time from now on, it'll be 0:00AM Saturday to 0:00AM Monday

This post has been edited by BeastX: Feb 27 2014, 09:43 AM

Hi all, I've just collected my MB2 Platinum yesterday after applying at the branch last week. Previously I have been using normal MB Visa card for 9 years with 10k CL, but now they have increased my CL to 20k. Looking forward to start collecting more TP using the Amex card. My aim is to collect enough TP to convert to Enrich Miles so that I can experience First or Business class ticket to Europe

come to think of it, yeah, my paypal transactions also within same day, although I did it on Sunday morning.

Transaction	Date/Time
PayPal Receipt	Feb 9, 2014 07:23:22 GMT+08:00
M2U Transaction	Feb 9, 2014 (Sunday)
M2U Posting	Feb 10, 2014
PayPal Receipt	Aug 18, 2013 08:49:25 GMT+08:00
M2U Transaction	Aug 18, 2013 (Sunday)
M2U Posting	Aug 19, 2013

This post has been edited by cybpsych: Feb 27 2014, 10:18 AM

Bro

May I know why you intend to increase your credit limit until that high?? just call HQ if you want to go oversea and they will increase your credit limit during your traveling period. If you want to buy something that exceed your credit limit you can always put a deposit first to your cc account or swipe/make a full payment at the same time.


Thank You

Let the swipe fest begin, Rm77k within 3 years

Gents

I have approx 250k maybank tread points, what is the best deal from your guys opinion??

Last year I have redeem an Ipad Mini at Senheng = 200k TT.

Thank You in advance

I want to use credit card pay for my wedding dinner

but credit limit only 8k so little and plan use part of the ang pau to settle the bill later.

So no choice need increase lo

if you plan to travel, enrich miles else everywhere is the same 250TP to RM1.

Congrats on your marriage...
My TP now stands only at 10,500... but only 1 week in use after card approval.
Shud have apply this card much much earlier...

Thanks!

I think most useful is cash voucher as the money is more compare to redeem other stuff and u get to buy the things u like.

I increased mine from 15k to 20k. Submit payslip + application form. Nett salary is about 4500

Ok thnx I will go the branch try. But my salary not so high like u lol. Hope is approve

does anyone knows ikea got installment plan for amex?

low CL is good to avoid fraud mine still stucked at 8K, only applied temporary CL increase once for oversea biz trip.

temporary CL increase can be done especially for your upcoming wedding dinner. tell CS the reason and expected month, they'll escalate this request internally.


if you consistently over CL every month, then setting a permanent increase is recommended

congrats!!

has anyone been in a situation like me before?

let's say your salary is at 6k.

but your maybank 2 cards credit limit is 6k. tats' my scenario right now

this is just so pathetic