Firstly, fantastic news for Maybankard 2 Amex cardholders - 2012 Christmas Gift.

1. The MBB 2 AMEX is now accepted at Petronas Pump Stations Proud to say that yours truly was the first to report it here at LYN.
2. Uniqlo 1U accepts AMEX First reported by BRY7
3. TNB Shah Alam Section 11 accept AMEX First reported by rap7733
4. Tokio Marine Insurance accepts AMEX.
5. KDU, USCI Education, Manipal International U and University Tun Abdul Razak accepts AMEX.


Now the bad news for 2013.

Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends



Previous Threads

Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.

Click here to go to Maybank's website.
Click here to go to American Express Website.

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2282 0373.
3. By email to amexcards@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.



But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within an hour or so. Click here to read my article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451


You can check your Maybankard 2 Cards transactions online with Maybank2U.com

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Other Related Threads in this Forum:

Places That Accept AMEX Thread

American Express® Cards v3

Click here to Pumping Petrol with your CC Thread.


Want to know if the Maybankard 2 American Express Treats Points good for converting to Enrich Miles? Click here and read this thread or click here to my article at my main blog.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.


Other Related Links.

Click here to read my review on Maybankard 2 Cards where it includes a brief comparison between Maybankard 2 Amex versus OCBC Titanium MasterCard.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Click here to see brief comparison between Maybankard 2 American Express vs. Citibank Platinum Cash Back credit card.

Those who are interested in converting your Treats Points to Enrich Mile. I did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read my article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption

Click here to my article MACH by Hong Leong Bank - First Look where I have a table comparing the cash back of Maybankard 2 Cards versus MACH, UOB One Card, Citibank Cash Back Platinum and OCBC Titanium MasterCard. Use the table as a guide to determine which card earns you the most cash back based on your own expenses.

For Step by Step Instructions on how to book a room with your Maybank Visa or MasterCard with Agoda.com to enjoy extra 6% discount (in 2012 unless extended), click here to read my article titled My Credit Cards offers Exclusive Discount for Agoda Online Hotel Room Reservations. Also read Post#3 is you are thinking of booking your room with Agoda using your MBB 2 AMEX.


For those of you who uses Maybank2U to pay your Maybank credit card bills, utilities bills, Local Council Assessments/Taxes and etc, you should look into getting the Maybank2U Savers Account (if you have not) because it earns you interest daily and credited into the account monthly. Click here to read my article My Maybankard Platinum Debit Card for My Maybank Credit Cards.


The Maybankard 2 AMEX can be used to pay our Unifi and other bills via Maybank2U.com, to learn more click here to my article Maybankard 2 AMEX for Paying Bills Online with M2U and for TNB with Express Autopay.


Want to know what ranking I gave to Maybankard 2 Cards? Click here to to my article titled The Best Top 10 Credit Cards in Malaysia.

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 10,000 Treats Points to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.

See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong






The 5% Cash Back payout is subjected to POSTING DATE not transaction date. Here's a detail example by ronnie

NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

For PAY PAL with MBB 2 AMEX to earn 5% cash back.

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

Take note, with tcs87's valuable contribution above, we can safely say that agoda only process our transactions on a working day.

And with above together with zenquix's hard work below:

zenquix has shown, even if you use your MBB 2 AMEX on weekends to deposit into paypal, after taking into consideration the AMEX conversion fee/rate for agoda bookings purpose, the Maybank Visa or MasterCard is still the better choice when booking with agoda.

Conclusion - use you Visa or MasterCard when you book direct with agoda.com-maybank promo to get 6% discount.


And click here to my article My Credit Cards offer Exclusive Discount for Agoda Online Hotel Room Reservations where I have presented step by step instructions on how to book your room with Agoda using your Maybank Visa or MasterCard to enjoy 6% discount.


Using Maybankard 2 AMEX to Pay for TM Bills including Unifi and TNB


Click here to learn how you can use the Maybankard 2 AMEX for Paying Bills Online with M2U and for TNB with Express Autopay.. In this article, I have given step by step instructions on how to perform online payment using the Maybankard 2 AMEX for Unifi and showed that the MBB 2 AMEX can also be used for various bills including Telekom, Local Council bi-yearly Assessments and Glenmarie Golf & Country Club. I have also included is step by step instruction to download the AMEX Express Autopay Enrollment Form so that you can start earning 5X Treats Points for your TNB bills.

Below info contributed by ck23

Wow, so fast v6, so 1st is my post..
well since cannot say other, then, let's discuss the mystery RM100 rebate, anyone already clarify it?

As always, the best thread starter. No excuse for peeps not to read 1st post for simple answer anymore

I want to know which promotion gets the RM100 cash-back (which I didn't get ???)

Post # 1 @ 1:18AM

This post has been edited by ronnie: Dec 25 2012, 01:31 AM

It's new applicant rebate..Me and some other forumers get it after 4 months of using that card



Link : http://www.americanexpress.com.my/cms_uplo...ion%20Offer.pdf

This post has been edited by Lineage: Dec 25 2012, 01:38 AM

I wanna ask a question,
I pay in full the statement balance monthly
Do I get charged interest on the outstanding balance?
Whats the correct way settling payment monthly? statement balance or outstanding balance

Settle statement balance before due date

Merry Christmas to u all

29/12/12 would be the last time one can pay Majlis's Assessment Bill(half-year or full-year) and earn 5%cashback and 5xTP, but one has to pay in advance.

Merry Xmas!!!!!!!!!

i would like to know about GST for Supplementary Card.
its RM25 for both cards or is it RM25 for each card?
i remember it was RM25 for both

RM 50 principal for both

RM 25 for supplementary for each

so if i were to redeem my TP for GST, how will it be like?

10k TP for RM 50 GST redemption.

Merry Christmas all

I also received a latter from Maybank few days ago, I think this letter will send to all card holder

thats just like cash voucher redemption.
reasonable

Bro, if you note, there is a message Please read Page#1 FAQ before posting. Please lah read FAQ Post#2, the answer to your question is there.

This post has been edited by Gen-X: Dec 25 2012, 02:32 PM

Hip Hip Hooray v.6
Merry X'mas to ALL

sorry guys, i kinda noob with this cc
i want to know which package is better CC from maybank?

my usage is for petro filling at petronas & online purchase. others im prefer to pay in cash.
went to maybank, they all said maybank 2 card is popular 1.

If you read the first page or the Credit card thread, you will see that this Maybankard2 is quite good. Apply that.

YES to Maybank 2 Cards (most Recommended)

maybank branches, obviously..

if u wanna get it within couple of hours, do it at 1U or KLCC

im already applied to maybank ikhwan cos i said to staff im only use for petro filling
and that 1 is using AMEX, im prefer to visa actually cos more wide use.
but still didnt heard any news, applied on saturday.
can i still make changes?

btw i went to shah alam seksyen 22 and sunway pyramid, both service sucks. they just didnt like to entertain people. and at sunway, the staff bring kids summore, i cant really concentrate wat the staff is talking, the kids always make noise.

my friend also mention 1U is more faster to get the card. can get within 2 hours

This post has been edited by megahertz: Dec 25 2012, 12:04 PM

If you already apply or received MBB ikhwan then can ask them to convert/upgrade to 2card...

Asking same question for 4 different cards. Reported.

This post has been edited by Human Nature: Dec 25 2012, 12:12 PM

thanks bro.
read from 1st post, i guess the benefit not different much, 2card get 2 card with AMEX and mastercard and some treat points stuff.
its good card if im always shopping, but normally im prefer shopping with cash. let me know if im wrong.
i just need CC for financial record btw. im too clean

Sama-sama
Err... actually is BIG Sis here....

This post has been edited by fly126: Dec 25 2012, 12:35 PM

They might not covert/upgrade to MBB2 card from yr MBB Ikhwan due to both are different types of credit cards even issued by Maybank. MBB Ikhwan is a Ikhwan card but MBB 2 card is another type of card (forgot the name)

I have exp this before as I used petronas Ikhwan credit card too and requested upgrade or convert to MBb2 cards but the staff in 1u said that both are different type of cards. But not sure what is the status now, maybe is different.

Please correct me if I'm wrong with this information.

MBB2 AMEX is issued by Maybank conventional bank arm

MBB Ikhwan is issued by Maybank Islamic bank arm

They're considered as two separate financial entities.

Thus, they won't convert it and you have to apply MBB2 AMEX separately.

Credit limits will be separately too!

SORRY with the Wrong Info I have given, Sudah Lupa that... Maybank Ikhwan was a Islamic Card

This post has been edited by fly126: Dec 25 2012, 01:49 PM

Received letter

1. TP for all spends - 5X
2. TP for Ezypay - 5X
3. TP for government, insurancer and education - 2X

Hi

Wanna ask, i just bought MAS ticket to singapore tomorrow online and use maybank amex cc.just 20min ago..

But i did not get any sms confirmation and check maybank2u and notice amex account still not update.

MAS already sent travel itenaries to my email

Is is already charge to the card or not yet?

Different from using visa where i get sms code.

1st time using amex here...any idea?

Thanx

I dont recall receiving any code, but I do receive the normal SMS alert. If you are worried, you may call up CS and ask whether the payment is succesful or not.

Ok. Thanx. Will call CS for info.

U will only get the sms stating that the card was used, no confirmation sms or whatsoever.

It'll only appear on your M2U after MAS claim the charges, which occurs 1-2 day later. So if u have received the itenary from MAS, it means the transaction went through.

Hey all. Have any of you tried making increase credit limit application? How long does it usually take for Maybank to increase your credit limit if successful? And will they send you a mail confirmation stating that they've received your application? Thanks in advance!

About 5 days. They will notify, iirc through SMS. Not sure if they will still notify if the application is not succesful though.

checking in
merry christmas and an early happy new year to all

Since Maybank and Maybank Islamic is different entity, is it possible to do Balance Transfer between Maybank 2 Cards and Ikhwan Card?

question; For the "On The Spot Redemption", does this mean i have to go to the selected outlet to redeem the shopping voucher or need to redeem the voucher from MaybankCard centre 1st? +noob+

Selected participating outlet.

too bad, i went to redeem the coffee bean voucher at JPO outlet, looks like the baristas know nothing..

My GST redemption with 10k TP took exactly 1 week to be creditted...

wat is the lifespan of your Maybankard Treat points? Yearly or accumulated for life?

Green forever till further notice.

Just got my cards (after nearly 1 month)

Been reading the last thread and Gen-X's blog and to make very sure :

1) I should use the AMEX card as much as I can ? (over Mastercard ?)
2) Hold big purchases till weekends ?

For me, yup, just use AMEX card, if they don't accept only present others.

5X Treatpoints, extra 5% rebate on weekend.

Just to share for those who have Maybank Visa Petronas Gold / Platinum or Maybank Visa Petronas Ikhwan Gold / Platinum cards.

The additional Treatpoints effective 12 December 2012 is subject to registration via sms as per tnc

http://www.maybank2u.com.my/WebBank/HappyTnC_221112.pdf

Yes, correct, and congratz on your cards!

I wonder why my application is rejected. This is the second time my application got rejected. My Annual Basic Salary is RM30000. If plus Fixed Allowance it will be RM54000. I already have 1 CC from CIMB with Credit Limit RM10K. Anyone knew what other possible reason to get rejected?

hotel check out on 1/1/2013 no 6% discount on agoda

furthermore: "The Eligible Cardmember will be rewarded a TreatsPoints by monthly basis on every 15th of the following month"

quite hard to track which is 8x point and which is 5x point

Hey I got 265k treat points now. Was wondering what should I exchange for, something worthy of the points.

These are the items around my points, is Jorg Gray a good brand for watches?

OR should I wait for 376000 points for a samsung galaxy S3? Kinda want to get the phone



SOS

This post has been edited by duckhole: Dec 26 2012, 07:09 PM

Points inflation then you cry =p

IMHO, change to shopping vouchers is more flexible
At Harvey Norman, you can redeem vouchers worth RM1350 (RM50 = 9700 TP)
At Parkson, you can redeem vouchers worth RM1400 (RM50 = 9300 TP)
At Robinsons, you can redeem vouchers worth RM1450 (RM50 = 9000 TP)
You can also get RM1365 worth of Carrefour Gift Card (RM105 = 20000 TP)

Depends on where you go shopping most often.

better exchange it now rather than point inflation later

does TP inflation occur often?

duckhole, if you really really need to have the S3 now, I will go with ronnie's and snigapoe's combination:

1. redeem RM1,350 Harvey Norman cash vouchers or maybe Courts or Carrefour or whatever merchant that is convenient to you.
2. use it to get the S3 now by topping up the difference.
3. Of course purchase it on a Saturday or Sunday and get 5X TP PLUS 5% cash back

The only set back is that the S3 price might have dropped by the time you reach 365K. but then again, maybe can also S4 for the same number of treats points

Click here to read my article New Toshiba i5 for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption

This post has been edited by Gen-X: Dec 27 2012, 10:38 AM

yes this is excatly what i did for purchasing note for my father
used all all the point i having for the phone

Why not redeem the cash voucher first and wait for another 100k treatpoints before redeem the cash voucher again to buy your S3 rather than waiting for 100k treatpoints before you redeem S3?

If I'm correct, the cash voucher is valid for 1 year.

the maybank 2 u already have the card number and allow me to activate it. But I havent receive the card yet, usually take how long for me to get the card after they sms me my application have been approve ar?~

Within 1 week. Please don't activate it unless you have your card in your hand.

Oh..thanks..any new promo for new card holder ..cant wait to see the amex card

why not redeem Harvey Norman cash vouchers and use it purchase from Harvey Norman and pay the difference using cash?
still can get 5X TP and 5% cash back if you do it on weekends

You are just repeating Gen-X idea earlier.

If to apply this, just walk in any branch of Maybank with payslip will do ?

You haven't applied? What's the status of your OCBC Ti?
Yes but certain branch can get within 60 minutes. Like the one in 1U.

hi guys,
just called maybank and the person in charge say approved already, collect at menara maybank but still havent make the card, maybe need wait few more days.

i thought once approved, can straight go collect already? no?

btw anyone here with the gold maybank 2 card, usually they give u how much limit ? just worked 1 year and a half and never use any credit card before.thx

Approved in paper but the card may not be ready physically.

o.. okok thanks ,
do i need to do any activation before i use the card ?
and there will be auto linkage in my maybank2u rite ? thanks


eh i just login my maybank2u.com.
there extra CARD column already .

This post has been edited by sheahann: Dec 27 2012, 06:41 PM

Self collection at branch doesn't require activation unless it's being delivered to your doorstep.

By right, it should be auto linked in M2U. If not, do that during pick up at the branch.

removed

This post has been edited by sheahann: Dec 27 2012, 06:48 PM

First month statement just came out. Paid and a much poorer man now.

Just wondering when do u guys usually pay? Just before the dateline or just when u are able to see ur monthly statement?

btw how to check montly statement ?
i thought if we use today, in maybank2u will show debit/credit how much..
lets say swipe 200. how to know when is the deadline to pay ?

or is it wait till there's a monthly statement everymonth that combined all the spending together ?

Personal preference.

Just pay before statement due date to avoid unnecessary financial charge.

Statement can only be checked monthly. And as for the dateline it's usually 20 days after your statement is issued. And yes it'll be all grouped in your monthly statement.

thanks for answering

i normally pay on the day statement comes out.
so when i receive the statement, it would be settled

just now i go click, view statement online in maybank2u
then agreement say no more hardcopy.

how u know the statement out and pay before u receive statement(hardcopy)?

because i know my statement date.
its always on 26th of the month.
you can call to check your statement date
i can view statements online and also receive the hardcopy every month.

i usually pay when my salary is out

pay on 1st ( my due is 2nd)

even if you got the money to pay it, put it in your mbb savers account until 1st only pay

the card with new maybank logo looks much better...
and dunno why, i prefer gold more than platinum...

wondering need how many days then can go branch collect the card?
i already got the sms say its approved.
last time telemarketing call me i choose to pickup at selected branch. hmmm

wah..i didnt knew that we can increase the credit limit. really?

im going to apply as well.

anyone got experienced / done withdrawal at ATM machine using CC..is it possible?

just read from the previous post about TP inflation. can anyone give some explanation..what and when?

sorry for this noob question.

This post has been edited by mrashdi: Dec 27 2012, 11:15 PM

Why waste the 20-day free interest period from CC ? You could earn 20-day interest from CASA which gives monthly interest (daily calculated)

+1.

I guess they never read my articles or maybe don't understand what I write, hahahaha.

Once again, for those of you who uses Maybank2U to pay your Maybank credit card bills, utilities bills, Local Council Assessments/Taxes and etc, you should look into getting the Maybank2U Savers Account (if you have not) because it earns you interest daily and credited into the account monthly. Click here to read my article My Maybankard Platinum Debit Card for My Maybank Credit Cards.