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 Maybankard 2 Gold & Platinum Cards V6, Please read page#1 FAQ before posting.

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cempedaklife
post Dec 27 2012, 09:15 PM

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i usually pay when my salary is out
cempedaklife
post Jan 9 2013, 02:25 PM

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QUOTE(yorkhan @ Jan 9 2013, 02:16 PM)
By the way, do you guys check if TnGo gives u cash back? Any confirmation?>
Mine like no difference if I topup TnG or not.I normally topup between 300 and 500... see no difference. hmmm
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did u check whether ur transaction date is on weekends?

btw....ur amex is maybank 2 cards' amex rite?

This post has been edited by cempedaklife: Jan 9 2013, 02:25 PM
cempedaklife
post Jan 9 2013, 08:11 PM

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QUOTE(saitong09 @ Jan 9 2013, 07:34 PM)
Where can top up Touch n Go with AMEX card?
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http://forum.lowyat.net/topic/1803385
cempedaklife
post Jan 10 2013, 03:08 PM

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QUOTE(eumoramaniac @ Jan 10 2013, 03:01 PM)
Hi all, I wish to know the resetting period of the bill. Is it reset according to calendar month (ie the first day of every month) or it is according to the first day since the card is activated?
I'm sorry for this stupid question and i apologize if this question have been asked.
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are u saying about the cashback or what? cashback rm50 cap calculated based on calendar month 1st to last day of month.

if you are talking about what transaction need to be paid on what time, depends on ur statement date.
cempedaklife
post Jan 10 2013, 03:14 PM

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QUOTE(eumoramaniac @ Jan 10 2013, 03:12 PM)
Yes, I am talking about the cashback rebate, so it is start from 1st day of the month?
That's mean if this month on 10of january, i spent 1k and get back rebate for RM50, then on 1st of february, i spend another 1k, I still will get the RM50 rebate for february is it?
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yes..check 2nd post

This post has been edited by cempedaklife: Jan 10 2013, 03:15 PM
cempedaklife
post Jan 16 2013, 01:21 PM

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QUOTE(cute_boboi @ Jan 15 2013, 12:07 PM)
For AA case, I think it is quite subjective, as they put it under different title as "Convenience Fee", which is sort of an intangible service. As compared to let's say purchase something physical at shops, where you can see the list price, and then the 2-3% added into the invoice/receipts.
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i agree with this, this statement, not the AA action..

name it differently, and there u go, a loophole in the law. i bet if u sue them, u can't even win.
cempedaklife
post Jan 16 2013, 01:22 PM

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QUOTE(ianthensome @ Jan 16 2013, 12:39 PM)
Which card are they supposed to charge service tax of RM50, the AMEX or Mastercard/Visa? Because I saw a charge on my AMEX but it was also cancelled out becaue of payment, however I never paid or applied my treatpoints for it.
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does it matter where it is charge to?
however, mine was always charged on my visa.

p/s mod: it seems my posts are not combined, i pretty sure i did not check the "do not combine post" option. i purposely look for the option.

This post has been edited by cempedaklife: Jan 16 2013, 01:23 PM
cempedaklife
post Jan 16 2013, 05:49 PM

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QUOTE(SlowCiken @ Jan 16 2013, 04:56 PM)
Visa or mastercard?  Which one better? Benefit and availability?
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it's about the same,

but in terms of contest, and some promo, mastercard better
cempedaklife
post Jan 22 2013, 04:10 PM

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QUOTE(puggy323 @ Jan 22 2013, 03:39 PM)
I was offered two cards by maybank  - AMEX  and Visa Gold..
I would probably use it for petrol ,paying the insurance , grocerry shopping.. estimated monthly spending for these is RM600-RM800.
which card I should use?
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like what human nature said..

visa = 1x treatpoints = about 0.5% rebate from ur spending

amex = 5x treatpoints anyday+ 5% rebate capped at rm50 per month if used on weekends = 2.5% on weekdays or 7.5% rebate on weekends..

but not all place accept amex..

go read it up.

This post has been edited by cempedaklife: Jan 22 2013, 04:18 PM
cempedaklife
post Jan 22 2013, 04:17 PM

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QUOTE(JonnY @ Jan 22 2013, 04:15 PM)
Should be 7.5% rebate on weekends.  smile.gif
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opps...edited.
cempedaklife
post Feb 16 2013, 08:24 PM

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QUOTE(David83 @ Feb 16 2013, 08:10 PM)
Anybody started to be billed for GST?

My Visa has that entry already!
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it depends on when u get ur card (for first time, about 1 or 2 months after u get ur card)...and the anniversary of your card (for subsequent times)..
everyone is different...
cempedaklife
post Feb 21 2013, 04:34 PM

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QUOTE(MilesAndMore @ Feb 21 2013, 04:16 PM)
I don't know why is it so. But anyway, to book through the Agoda Maybank landing page will still be cheaper. See below:

Agoda website accessed through hotelscombined.com
[attachmentid=3314926]

Maybank Agoda website
[attachmentid=3314928]

The one redirected from hotelscombined.com may appears cheaper at first, but it comes with absolutely no discount. However, if you were to book through Maybank Agoda website with your Maybankard VISA or MasterCard, the final price after factoring in the 6% discount is actually cheaper than hotelscombined. Do note that the price shown to you is a before discount price. The 6% discount will only be reflected after you have entered your Maybankard VISA/MC card number (see attachment 2).
It is applicable for MY-issued Maybank credit cards too. Initially the webpage language is in Malay (www.agoda.com.my/maybank), but when i change the language to English, the webpage is refreshed to www.agoda.com/maybank. The .com.my is gone but discount is still applicable to MY-issued Maybank credit cards.
Gen-X and zenquix did a comparison quite sometime ago and one should only use the MBB2 AMEX on weekend, provided your haven't used up your weekend 5% cash back and you are sure the transaction date will fall on Saturday/Sunday. Otherwise, you should always use your MBB2 VISA/MC when it involves foreign currency.
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i think it's not applicable to every situation..

i tried agoda/maybank and link thru hotelcombined.com...

hotelcombined.com is cheaper, even after the 6% maybank rebate...albeit by a few ringgit only...for my situation (real situation, i just booked)

i think it's advisable for all to try both way before booking and see which is cheaper

p/s: so i used hotelcombined link to agoda instead..but instead of using ocbc for 1%, i still used mbb visa for 0.5%

p.p.s : damm...instead of ocbc, i shud use amex for 2.5%!!!

This post has been edited by cempedaklife: Feb 21 2013, 04:37 PM
cempedaklife
post Feb 21 2013, 05:47 PM

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QUOTE(MilesAndMore @ Feb 21 2013, 04:55 PM)
Did you choose to be billed in MYR ? Don't do that. Always choose to be billed in USD when booking through Agoda. Refer to my post in the foreign exchange thread.
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this?
QUOTE(MilesAndMore @ Jan 30 2013, 12:09 AM)
I just booked a room through Agoda just now. All this while i kept asking everyone to choose USD as the billing currency but this time i wanted to try to be billed in MYR with the exchange rate determined by Agoda system. But it was a BIG mistake!

I did check the rate both in USD and MYR. The rate shown in USD is **USD123.43/night while in MYR, it is **RM376. The Agoda USD/MYR exchange rate is **USD1=RM3.0463 which is a very good rate considering the money changer in Mid-Valley (MV Forex) is selling USD1=RM3.045 as of yesterday. I have a credit card that gives me 7% off and i also redeemed 25000 Agoda Rewards Points (equivalent to USD50).

Anyway, the hotel tax rate is 7%. 3x nights = USD370.29. So USD370.29 + USD25.9203 (7% tax) = USD396.2103. But after factoring in the 25000 points i redeemed (worth USD50) and the 7% discount on base room rate from my credit card, the final payable amount in USD is USD320.29 only!

As i viewed the hotel room from the first page to the final confirmation page in MYR only, i was automatically billed in MYR and the amount billed to my card is RM1004.25. This means Agoda's USD/MYR
is USD1=RM3.1354!!! This is actually very very high! I have no idea how come the final exchange rate suddenly became so high because the initial exchange rate shown is actually very good (**refer to 2nd paragraph).

Anyway, the bottom line is, whenever you are booking a room through Agoda, always choose to view the room rate in USD and make sure you choose USD as the billing currency at the final checkout page.
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noted. seldom venture into that part of the forum...will take note from now on!

btw..i just checked the email agoda given...in usd charge as 162.40 but in rm charged rm503.63, which means my exchange rate was 3.101169950738916

This post has been edited by cempedaklife: Feb 21 2013, 06:07 PM
cempedaklife
post Feb 26 2013, 11:02 AM

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QUOTE(blue16 @ Feb 25 2013, 05:16 PM)
hi everyone, just wanna ask some question about maybank2u
how i can know the detail such as name and account number if someone transfer money to me?
thanks.
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the best way i think is to ask the person who transfer to you to include your email when doing the transfer

that way, u will receive the email with those info
cempedaklife
post Mar 1 2013, 10:00 AM

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QUOTE(cute_boboi @ Feb 28 2013, 10:22 AM)
My rate is 200TP = RM1
10,000 TP = RM50 = GST

Unless you have something to spend in some shops (Parkson, Metro, Guardian, etc.) which exchange lower TP <10,000 for RM50, otherwise just redeem for GST.
Don't worry too much on this, just let it be. When it comes, it will come. Better to concentrate on getting more rebates / %  icon_rolleyes.gif
You still can try call in CS and request for it. Some still allow.
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actually it's almost the same..

considering u use 10000TP to redeem rm50 gst

if u use 9300TP to redeem rm50 parkson voucher, which itself accept amex, u lose 7.5% (5x TP and 5% weekends) of the rm50 = rm3.75 = 750 TP
so in total its 10,050 TP

trollol laugh.gif

i always redeem GST wink.gif

This post has been edited by cempedaklife: Mar 1 2013, 10:53 AM
cempedaklife
post Mar 1 2013, 10:53 AM

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QUOTE(nothingz @ Mar 1 2013, 10:17 AM)
10,050 not 10,500. Different by 50 points only. Anyhow it is quite informative
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opp..yeah...sorry..i will edit it again..

yeap..my point is, it's too menial of a difference to bother...

cempedaklife
post Mar 28 2013, 08:24 PM

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QUOTE(tzxsean @ Mar 27 2013, 09:04 PM)
hi guys..this morning I received a call from maybank

a fellow informed me that I have won a bike of LeRun

for go green campaign during nov-dec'12

I'm wondering if this a scam or anybody else receive this call?

he said there are 50 winners
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there is this event....lucky u if u really won.

but..not sure if that call is genuine...call back maybank line to confirm?
cempedaklife
post Mar 30 2013, 09:25 PM

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QUOTE(jkngo2003 @ Mar 30 2013, 05:30 PM)
so that, all agoda transiton only valid on weekday?
cannot do any transition on saturday or sunday to get cb 5 percent?
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did u read post #3 in first page?
cempedaklife
post Apr 4 2013, 06:14 PM

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QUOTE(shirley_andy @ Apr 3 2013, 10:27 PM)
guys, to pay credit card via atm, just go to any atm and put in my credit card then bank in the money right?

somehow my savings account and credit card account not link(not under same login username) in maybank2u so can't use savings account to transfer funds to pay.. Called maybank but phone rang for so long no one pick up...
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i can do IBG to transfer from m2u to pay ocbc credit card straight

I believe you can do the same too, just not as straight forwards as paying linked credit card through m2u..

it's not pretty, but it will save ur time (and not expose u to danger while transferring in ATM) for the time being, while u work on getting them linked.
cempedaklife
post Apr 11 2013, 10:47 PM

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QUOTE(joshuatly @ Apr 11 2013, 09:45 PM)
Hi,

Im applying for this card, should I get visa or master?
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no diff for visa and master

though i must say, i notice master more contest available most of the time..so master is better in this sense

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