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 Maybankard 2 Gold & Platinum Cards V6, Please read page#1 FAQ before posting.

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dr2k3
post Jan 6 2013, 10:52 AM

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QUOTE(David83 @ Jan 5 2013, 10:50 PM)
Visa. The conversion rate and processing fee are lower compared to AMEX.
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i think amex better....5% on weekend 2.5% on point...even if it's higher the cash back and point make it worth it

visa only 0.5% point
dr2k3
post Jan 6 2013, 11:13 AM

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QUOTE(cyang @ Jan 6 2013, 11:06 AM)
no more cashback.. I already reached the rm50 quota. If without the 5% cashback, is it still worth considering its 5X TP?
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no~ haha

if no more cash back just use visa blush.gif unless ur purpose is collect point n don't mind the RM10+ loss

breakeven on visa

This post has been edited by dr2k3: Jan 6 2013, 11:16 AM
dr2k3
post Jan 6 2013, 11:22 AM

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QUOTE(cyang @ Jan 6 2013, 11:20 AM)
Alright, I will choose visa then smile.gif
Do you have any answer regarding that?
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if u r paying on behalf of someone(excluding ur gf)....and they will pay u back...use amex whistling.gif

if ur paying it urself...use visa

This post has been edited by dr2k3: Jan 6 2013, 11:25 AM
dr2k3
post Jan 6 2013, 11:30 AM

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QUOTE(David83 @ Jan 6 2013, 11:26 AM)
It's better if your timing is accurate and you haven't maximize the monthly quota.

Otherwise, why risk since AMEX conversion is generally higher.
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base on the rate i saw on ur other topic...it's only 0.5% extra

so only need to care about the monthly quota to cover back the 0.5%.... breakeven(with visa) i would use amex

This post has been edited by dr2k3: Jan 6 2013, 11:31 AM
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