duckhole, if you really really need to have the S3 now, I will go with ronnie's and snigapoe's combination:

1. redeem RM1,350 Harvey Norman cash vouchers or maybe Courts or Carrefour or whatever merchant that is convenient to you.
2. use it to get the S3 now by topping up the difference.
3. Of course purchase it on a Saturday or Sunday and get 5X TP PLUS 5% cash back 

The only set back is that the S3 price might have dropped by the time you reach 365K. but then again, maybe can also S4 for the same number of treats points 

Click here to read my article New Toshiba i5 for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption

the maybank 2 u already have the card number and allow me to activate it. But I havent receive the card yet, usually take how long for me to get the card after they sms me my application have been approve ar?~

pay on 1st ( my due is 2nd)

even if you got the money to pay it, put it in your mbb savers account until 1st only pay

say you spend 10k a month on the CC, by placing that amount in MSA for 20 days it will only earn you around RM12.
if you can afford to spend 10k a month, what is RM12 to be honest?

Bro,

About the Maybank2u Saver Account, is it the one park under 'Maybank One Account Conversion'?

I try to go in, but the note kind of scare me. The note number 2 says: Once conversion is done, the account is not allowed to be convert back to Kawanku Account.

Am I going to the right place?

Thanks in advanced.

Huh...Thanks for your advice! I almost click into it....

So right after choosing the Maybank2u Savers, I can have the option of transfer in the amount right?

I will do it after 31 Dec, since is going to pay interest on 31 Dec.

Really appreciate your advice, else don't know what is going to happened! 

OT: Hmm... this M2u Savers sounds interesting. I already have Kawanku, and current account. Any charges/fees for the account every year ? like RM10 ?

I'm reading more info from MBB2u website now ...    if the interest is higher than Kawanku Savings, I might as well park the money there.

Sorry, where is this "apply online" located at? I search through the page but can't see it. I must be blind.

Excellent, thanks for the guidance! Just opened one.

How's the daily interest is calculated?

I save more so can spend more on Maybankard2Card.

---

Added on December 28, 2012, 12:46 pmAbout the penalty for closing the account. This is the clause:
A service charge of RM20.00 will be imposed if the Maybank2u Savers account is closed within three (3) months from the account activation date

It seems can operate exactly like normal saving account with ATM, can transfer money & etc without extra charge, right?

So best practice should be, when salary in, transfer all the money to Saver account (since can withdraw from ATM), later use it to pay bills & credit card etc!

So can we leave our saving account almost empty or minimum, and transfer all to Saver account? 

In term of customer is really benefit to us, but in term of Bank, why they do so? I can't see the business point of view?
(Sorry, I have no knowledge on this area, that's why asking the opinion here)

Sorry guys, allow me to OT for the last time. So, it has a set of number, I presume that's my saver bank account.

Can I use that for my salary purpose? I can always advise my payroll vendor to change my bank account. I'm in HR myself.

The M2U Savers-I is slightly better as any balance gets daily interest earned....

I believe you can have BOTH accounts active.
Try and let us know.

You should try to open the Saver-i, see it allow for both or not?

If not, then you can just close the Saver and apply Saver-i, since you have pass the rules & regulation.

Reason of choosing Saver-i is that due to less than 2k but still want to earn the interest? or any better benefit?

Only 0.4% for balance below 2k

CIMB Air Asia gives 1.2% for balance below 2k

I see I see. I have read genX blog but the maybank officer told me that the 8.88% is charged regardless of paying before or after due date. He told me it's 8.88 divided by 12 months. He also said it would rugi me if swipe for amounts less than rm50. That's why I'm confused now.
Maybe you can share an example, say I spend 1k on Amex, how much would I need to pay back before the due date? What would the statement look like?
Sorry for noob questions. It's my first time applying. Hehe.

adoi... I received 2 sms at 2am today stated 2 online transaction, immediately report and my amex card was suspended now.

Try call up MBB CS to appeal and they might call you to check/re-submit any necessary docs. Or perhaps you have too many CC / loans / or payment delay / etc.

Otherwise, just move on with life, and retry again in 6 months. This MBB-2-Amex card is really the best currently, in my opinion.

Just to share:
My first CC to apply Citibank was also rejected, and immediate application to MBB was approved. No ill feelings, but later when Citibank offer me pre-approved CC via telephone, I declined it 

Same with HSBC later after that, I applied CC at that time, using my salary slip, which matches my salary in the account every month. I was rejected. Few months later, they also send me pre-approved CC, I also declined it at that time 

Just try appeal, otherwise, retry again in 6 months. In the meantime, move on with life 

still there, until 14 march 2013 

as far as i remember...it will only have last 4 digit number on the receipt..while the rest of number is XXXX

How long will I know my application whether approve or rejected ?

Any way to check ?

Jus called. HQ haven't even receive my application
Applied it like 2 weeks ago ?

dear all, just wanna ask, lets say my statement date is on the 12th, the amount in mb2u should be reflected on the 13th right? mine is on the 12th, and it's already 15th, yet the amount is not resetted... still carrying forward.. any idea how many days after only they will reflect the amount of the previous month?

jonny, but my statement balance is last month's statement balance... haven't update with this month's balance.... how many days after statement date only will they update the statement balance?