sigh.. called in customer service last month on the 18th to request to change my statement date to the 1st.. they said ok kao tim...

now already 3rd, but the statement date still havent take effect =.= they said should take effect this month (1st jan) =.= sigh

dear all, just wanna ask, lets say my statement date is on the 12th, the amount in mb2u should be reflected on the 13th right? mine is on the 12th, and it's already 15th, yet the amount is not resetted... still carrying forward.. any idea how many days after only they will reflect the amount of the previous month?

jonny, but my statement balance is last month's statement balance... haven't update with this month's balance.... how many days after statement date only will they update the statement balance?

Dear all, just wanna double confirm with you all.

My statement date is on the 3rd of every month, from my knowledge, visa transaction takes 2 days to process, while amex takes 1 day to process. For example if i swiped my visa on the 2nd, and my amex on the 3rd, will the amount be reflected on the current statement or next month's statement?

The statement should be updated in mb2u on the 4th. But 2nd i swiped visa, so on the 4th, is already 2 days. Kinda confused

no you dont need to.. make sure you have enough funds, and you can't pay extra funds, as compared to how much you owe.

Sifus, I have got a question on statement balance and interest..

For example, lets say my February statement balance is RM500 in total...

So when comes March, I will need to clear the balance within 20 days so I won't get any interest charged.. However, let's say in the month of March, I swipe 1k, and then only clear 500 (statement balance), will I still be charged interest? Or the 1k is calculated for month of March?

Statement balance (February) = 500
March swipe amount = 1000
Outstanding balance = 500 (Feb) + 1000

After clearing statement balance = 1000 (outstanding balance)

So as long as I clear 500, I won't be charged interest, doesn't matter the amount I swipe in March? Or I must clear ALL the outstanding balance to be exempted from the interest? Cause statement balance doesn't reset even after I pay the balance

This post has been edited by raptar_eric: Feb 23 2013, 04:52 PM

So bro miles, even if I swipe another 1k the next month, even if I clear the rm500 after swiping 1k, i wont be charged interest right? Cos sometimes its confusing esp when the statement balance doesnt reset after clearing it

Sifus, just want to clarify smtg. If i swipe a 6 months EPP payment today, will the recurring payment be charged every month today (same date), or first of each month?

This post has been edited by raptar_eric: Mar 15 2013, 03:29 PM

Ronnie, does that mean, i swiped ytday, my statement date is 3rd of every month, so i only get billed on the last effective day of my billing cycle?

So this month's EPP charge will be billed on 3rd of april as well?

bro, for the EPP, my statement date is on 3rd of the month.. i swiped last week, lets say 14th this month.. will the EPP payment be charged starting this month (3rd Apr statement), or the following month onwards (3rd May statement)?

same, i dont remember purposely spending.. maybe juz for food, and etc.

Last payment amount: RM172.94

hi guys, are there any issue with mb2u system now?? it seems that my outstanding balance is increasing, but no statement is being showed.. i remember doing some transactions days back, however has yet to reflect on mb2u, but oustanding balance been increasing...

dear all, my statement date is on the 3rd (today), which means by tomorrow, i will get the statement balance updated for last month... however, i have a EPP scheme going on, however it's not reflected on my balance or statement today yet...

does it get reflected tomorrow when the balance updates? or normally on the last day of the statement date itself?

checked my online transaction today, suprise! good friday it is!

04-Apr-2013 04-Apr-2012 RM3 MILLION CASH BACK RM33.32

additional on top of:

26-Mar-2013 26-Mar-2013 RM3 MILLION CASH BACK RM172.94

it depends if you have strong financial support/backing, and helps if you have existing savings/FD with maybank.. i used my 1 month pay slip to apply, nothing else... i have a FD 50k+ with maybank, got approved 1 hour later and got the card straight

Sifus, i would like to ask bout cash advance. If I were to withdraw 300, then they will charge 5% as fees. However, I heard that once i use CA, there will be interest imposed everyday. Can anyone clarify and explain to me?

not planning to use it, just wanna know more info on it bro

anyone have any idea of the cutoff time for transactions to be posted the next day?

sometimes, let's say i swipe around 9pm ish, then i get the transaction posted 2 days later, sometimes the next day.. any idea normally after what time, transaction is calculated as 2 days later?

oh okays. cause thought of doing some payment tonite since its quite urgent, and my billing date is on the 3rd, so any purchases/payment made today, if the transaction is posted today, then tmrws statement come out will need to clear this month

if the merchant processes it a day later, i can pay next month

cause wanna do bill payment, normally shops close at 10pm, so if i pay around 9.30, also might risk myself clearing the entire bill by this month

sometimes very random i would say, if use visa confirm is 2 days later lol.. but amex wise, hard to say