Points inflation then you cry =p

Thanks for the tip, opened one already =)

When you first login that page? The 'home' tab. There's like 4 columns of options, its the third column, 2nd row from bottom.

Actually abang ronnie what is the use of the CVV? Why some transactions they don't bother asking for it (but it still go through) even if online? But some transaction will ask for it. So if we cover it the cashier can still swipe and use the card right?

Why 'most' and not 'all'? I can't really remember right now, but I know groupon etc. need CVV but I think when I signed up for auto-reload with some provider (YES or dunno which) they didn't ask for my CVV but it still gets paid every month I don't understand

My experience with paypal refunding money is VERY bad. Money that was refunded June 2011 I had to email them many many times over the year till finally got back in Nov 2012. Problem supposedly with RHB who does their Malaysian money.

Better straight email them and ask.

Paypal

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Added on January 2, 2013, 8:12 pmPaypal

This post has been edited by LostAndFound: Jan 2 2013, 08:12 PM

Actually if you're a smart user, it's your loss not theirs. No other card gives this benefit. Use wisely and you earn more from them than they earn from you (ideally they earn 0 interest and only the 3-4% fee from merchant for amex).

Nothing much you can do of course, but rasa tersinggung doesn't benefit customer =)

You DO have SMS alerts right? What's the worse the cashier could do? The fact that they hold your card means a lot of things can happen liao.... even better going to restaurant etc. they take the card from your hand go out of your view, must be you don't use CC in that situation right?

Long time already amex fees higher but doesn't mean merchant don't use. Maxis just only someone mentioned at the other thread they successfully paid in subway pyramid. I myself asked Cs if can use to pay by call in but they said would only be processed on weekday even if calling on weekend.

My advise is to use credit card for shopping as much as possible. Requires you to discipline (don't simply buy), but if you take the cash that you would have spent anyway and keep in maybank2u savers-i, you'll get 2.1% interest for the 20-40+ days 'free loan' that you get from your credit card, in addition to the 5x points and/or 5% cash-back.

But of course if you're the sort that if using cash by RM30 stuff and use credit card buy RM60 then better you don't have CC at all la.....

For me if supermarket do like that will report, but for small shop family-owned and price already not very expensive I won't. For example some of the shops who sell us ori phone more than 20% below telco price.

Credit card is convenience for us, but additional cost for merchant. If shop don't charge more means the extra price will get averaged out to all customers. Also unfair. Same thing with the "only for rm50 and above" rule.

They also cari makan only... no need make their life very difficult.

Staff pay the surcharge? What nonsense is this?

Anyone reported AirAsia before? Shouldn't even need evidence.

@hye I'm the one who said should let small fry go. For me, I'd rather the merchant keep list price low than charge everyone a higher price that they MAY lower if you pay with cash. Personal preference.

Of course, got legal requirement, but if otherwise I'm happy with the shop and the service I get I personally won't complain. Maybe this is called 3rd-world mentality =p

Airasia RM10 surcharge for me is bodoh. Can't believe noone report before, and if people got report before but no action on Airasia then why let the CC company bully small shop?

Next time I buy a ticket I will report it and see if anything interesting happens

And for me as you have mentioned the first offense fine, 2nd offense fine amounts, I consider that as bullying due to small shops will 'feel' the fine much harder than big company. Hence no matter what they have to follow the rule, even though I think they pay higher % charges for the same CC service than big companies.

Been using my Maybank2Kard AMEX, first time I wanted to use needed to call CS, she said max can 'open' for me only 2 weeks, but since then evrytime I use no problem =)

You're wasting the card Bro... Visa don't have 5x except maybe special promo. Amex is all the time everywhere 5x.just keep your visa and don't take it out, any other credit card give you better reward except standard chart right now...

For this platinum parking do we have to pay using credit cards or just show the card? Never used before, going there later.

Just don't do cash advance, no need to think so much. There is NO reason to do this, even however bad your circumstance, you're basically giving the bank a lot of free money.

Statistics only for general case.

You are a specific person, you take responsibility for yourself enough already.

Statistically half of people are stupid (<100 IQ) doesn't mean you are stupid. Statistically half of people are smart (>100 IQ) doesn't mean you are smart.