Click here to go to Maybankard 2 Cards Official Website
Click here to go to Maybank's website.
Click here to go to American Express Website.


Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Who can apply?

* Malaysians and expatriates with a minimum annual income of RM60,000
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2282 0373.
3. By email to amexcards@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.
5. Click "I'm interested" in Maybankard 2 Official Website. Link at the very top.

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card.


Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.


Other Related Threads in this Forum:

Places That Accept AMEX Thread

Click here to Pumping Petrol with your CC Thread.

Click here to Suspicious Telephone Call Thread. Recommended that you read Post#1 and #11 at the very least.

Other Related Links.

Click here to read my review on Maybankard 2 Cards where it includes a brief comparison between Maybankard 2 Amex versus OCBC Titanium MasterCard.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Click here to see brief comparison between Maybankard 2 American Express vs. Citibank Platinum Cash Back credit card.

Those who are interested in converting your Treats Points to Enrich Mile. I did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read my article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On Th Spot Redemption and Enrich Miles Redemption


Maybank Maybankard Credit Card Promotions and Benefits 2012.





Maybank Card Centre at 1 Utama and KLCC are supposed to process your application for the Maybankard 2 Cards within 60 minutes. Click here to read my article on it.

If you need further clarifications on the 1 hour approval at 1U Card Centre, you may contact the card them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451

For those of you who are not currently a Maybank credit cardholder, fast fast go apply for the Maybankard 2 Cards and earn yourself RM100 Bonus.


Click below link to my blog for more info:

American Express 20% Cash Back and RM100 Bonus for New Approved Maybankard 2 Cards

This post has been edited by Gen-X: Jul 17 2012, 07:18 PM

Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need have to a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards.
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 10,000 Treats Points to offset RM50 annual GST. Call Maybank Customer Service (Tel No. behind your card).
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
20. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.

See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong






The 5% Cash Back payout is subjected to POSTING DATE not transaction date. Here's a detail example by ronnie

To ALL, Please PM me if you have anything to add or revise the above and I shall paste the update here. Thanks.

NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by MilesAndMore: Jun 2 2012, 01:21 AM

For PAY PAL with MBB 2 AMEX to earn 5% cash back.

This post has been edited by Gen-X: May 13 2012, 04:33 PM

allow me to say "pertamax!!"

i think this is the only time i able to do that

10k Treatpoints for GST redemption has been deducted from my total points as per my request last week. However, this is not reflected under the card details, stil showing outstanding RM50. Is this the norm or there will be a sentence indicating that?

CS agent said it will be reflected in the next statement, but then by that time already considered non-payment..

wow! version 4 already!! good to see that!!

How many working days have passed? I'm not sure why yours is slow.

Today is one week, 10k already deducted but not reflected in the Visa details.

If that's the case, you'll be like my last year redemption whereby the RM 50 will be reimbursed in the next bill cycle.

Well ok, will monitor. If still doesnt appear, I better pay first. Thanks

anyone try to pay agoda booking with maybank amex before?
anything need to take note?
Thk

Call up to chase on daily basis... get the CS's name as reference.

applied for maybank 2 gold card this morning. hope can get my card next week and terminate current petronas gold card..
this discussion give me lots of information.. but too much to read from V1..

Why don't pay using Maybank VISA or MasterCard, you can get 6% discount.
I just bought mine last week using Maybank VISA.

like fruitie mentioned, use Maybankard Visa or MasterCard and get 6% discount. And for hotels in Malaysia 10%
If you missed my earlier link, click below to read more on agoda discount and other promos

Maybank Credit Card Promotion 2012

This post has been edited by Gen-X: Mar 1 2012, 11:51 PM

congrats for the new version.. anyway i think 'i' is missing in the 'platinum' word (thread title)..

Well spotted... Maybe Platnum is the new "platinum"

I just booked a hotel in Penang and got 6% discount only.
The promotion for 10% has ended on 31st January 2012.

The footnote on agoda.com.my/maybank
Offer details:

LIMITED OFFER: 10% discount off for bookings to Singapore and Malaysia only (excluding Tax & Service charges) from 1 January – 31 January 2012 only
6% discount off the Total Booking Value (exclusive Tax & Service charges)
Valid for bookings from 1 January 2012 until 31 December 2012

im working but i still dont carry any credit card ..

maybank got call me asking me whether to take their 2card gold o not . but i rejected .

may i know the 5% rebate must use amex ? or mc also can ?

Yes, only AmEx and only during weekends.
MasterCard has no rebate and only RM 1 = 1 treat point whereas AmEx is RM 1 = 5 treat points.
All these info can be found on first and second post.

You made a very bad choice to reject it... unless you despice Credit Cards...

5% Weekend Cash-Back Rebate applicable for Maybankard 2 AMEX ONLY

Haha. To be honest, I wanted to reject it too last time when they offered me. You know, I feel that these CSs were just doing cold calling.
But somehow God shed some lights to me on that day and I accepted the offer.
Subsequently after that, SBC also called to offer me don't know what Business Platinum which I'm not interested at all, plus she called at the wrong time when I was rushing for my work.
Luckily I read it on LYN after that, it is not a good card after all. Phew.

By the way, added "i" to the Platinum at the title.

Noted, Thanks for pointing that out.

OIC, blur lah I **Edited** posted that on 26 Jan 2012, that time still applicable, I guess it stuck to my mind I'll get 10%

Thank you.

This post has been edited by Gen-X: Mar 2 2012, 12:32 AM

Hi, thk for the info.
I thought paying with amex during weekend is more worth as we can get total 7.5% rebate.
Furthermore the Maybank Visa/master, 6% discount only apply on the hotel rate excluded the tax and fees.

Mind to share?

Thanks

IF they process your transaction on weekend. there is a risk there, so avoid risk, i don't mind less 1.5%..

and beside that, not sure if agoda gonna charge MYR or charge USD into the amex. (if that happen, you lose $ again on the forex transaction)

I changed my currency to MYR in Agoda's interface and whatever amount shown on the screen is the amount charged to my card. So, no extra charge for exchange rate.

Huh it works like that? But are you paying with Visa/Master or Amex?

But anyhow, i thought the currency in Agoda was just for user's convenience to know the amount will be charged by them?
And u booked Msia hotel or other country???

Furthermore all transactions actually goes to Agoda account only then they will credit to the hotel's account, and Agoda account are not Msia based so currency exchange are bound to happen.....

---

Added on March 2, 2012, 11:18 amOh just read above, u booked hotel in Penang.
That explains

This post has been edited by WaCKy-Angel: Mar 2 2012, 11:18 AM

Btw, the 2nd post i saw 5% cash back is based on Posting Date instead of Transaction Date?

Becoz if i read correctly, what Ronnie mentioned in the 2nd post means is the comparison if spending on weekend that is the last day of the month...It will be credited on the next month...

I assume that is due to the statement date are usually counted until 20-24th of each month..
So any spending after 24th will only be showing in next month's statement..

I assume he didnt mean the cash back is based on posting date..

This post has been edited by WaCKy-Angel: Mar 2 2012, 11:29 AM

I agree, instead of getting 6% may end up with only getting 2.5% returns and thus loose 3.5%. Better go with losing 1.5% then 3.5%

Please read properly again.... Look at the examples.

I already read very properly lor..

All your example transaction date is 29th Oct 2011, which is a Saturday.
But Posting Date is different, that is what makes the difference of cash rebate either going to Oct or Nov statement.

What i mean is that cash rebate are based on Transaction Date, means entitled to cash rebate.

Where as the above Gen-X statement gives me the impressions that cash rebate are based on Posting Date.
Which means if transaction done on 29th Oct but posting date is 2nd Nov is not entitled.

Get what i mean? I think your statement/finding is correct but the way Gen-X put it is confusing

I'm not sure about overseas hotel, I'm going to book one for my Bangkok trip and probably Hanoi later on. I think then I'll be charged with exchange rate.

Gen-X should reword as
"The 5% Cash Back payout is subjected to POSTING DATE not transaction date. Here's a detail example by ronnie"

This post has been edited by ronnie: Mar 2 2012, 01:48 PM

if u book online....i will charge under RM. wont be involve any currency exchange rate....

better if u book tonite 12am, it took 1 day to process such website like agoda

Thank for all the info.
I will try with my amex card with agoda booking tomorrow.
Since agoda accept paypal, i may use paypal (link with my amex) to pay. If fail, I will pay direct with my amex.
Let c how tmr.

Thk

sure, do update us with your transaction history once it show at m2u..
interested to know

i done with amex, no extra surcharge etc. pls try to register ASAP once reach saturday. previously i book n pay on9 during sunday and the transaction go thru on monday. so i miss out the 5% rebate

errr...why do u guys charge using amex when booking agoda?

if dun wan the risk with the date, should try visa/mc?

Maybank Promo

This post has been edited by cempedaklife: Mar 2 2012, 04:25 PM

OK, considered it done.

precisely shld be 6.5%, if u count the 1x treat point from maybank master/visa.
but pls also take note that agoda payment with visa/master is only on the room rate excl tax and otehr charges as stated in T&C.

thk

Anyone got discretionary increase in CL since Jan 1? The CS told me that BNM required 2 month payslip since Jan 1 for discretionary CL . There goes my hope for 5 digits CL

I also receive the letter that to prove my payslip, but i dont do that.

My CL still 5 digit, hehe

NO la bro, yours is existing CL. I want to increase my CL, Diff scenario

Nowaday, hard to increase CL except you prove your salary....

Luckily, i still had another SC Platinum CC which also 5digit...

It is good to have some credit history.

If u pay your debts on time, it will be easier to get loans in the future when u want it.

In fact, it would be harder for someone to get loan if they have NO credit record.

Eventhough, the media asks us to be careful with CC, doesn't mean we should not have it.

A catch 22 situation.

Lately I notice the M2U for the Card Transaction history details is kind of slow update, but the 'Total Outstanding' the do update on time. Make me worry and wonder why the 'Total Outstanding' is not same as my history. It take about 2~3 days to appear later...

-deleted-

misleading information

This post has been edited by hebe87: Mar 3 2012, 09:07 PM

M2U got so advanced? M2U couldn't even display available credit limit. Are you sure of that?

Just did it at 5pm today.
Initially plan to use paypal (link to amex) to pay, but agoda system said it will be in USD if paid in paypal.
to avoid complication, switch to amex. After the transaction, immediately receive sms fr maybank.
So it shld be capture as today transaction.

Thk

-deleted-

misleading information

This post has been edited by hebe87: Mar 3 2012, 09:08 PM

I think what @David83 concern is the inaccuracy of your information. We have a lot of "easily" confused readers here and we need to be careful of how the information is stated. It has to be factual ... period. Too many came in here with assumptions, heresy, etc - not factual.

Thanks for your clarifications and appreciate for the clarity and accuracy to kept spot on - it can be disastrous to state something that is not clearly there and can only be obtained "indirectly." Please bear in mind of this the next time you post.

If this is the case, i guess you entitled for the 5% rebates

Hi everyone,

I have M2C Gold with credit limit of RM5k but now I'm planning to raise the credit limit. Say if my salary is RM4k per month, how high can my credit limit be?

Thank you.

Usually it is 2x or 2.5x of your salary.
Bear in mind, Maybank is stingy in giving or approving request for higher CL.

I see.
In this case, would it be better if I apply for new card with other bank?

Try to request for the CL increase by submitting the income documents first. No harm.

mine does.

i couldn't link my amex to paypal. i called up the 24 hour customer service. due to fraud case going on, they said they can only "open the line for a 1-2 days" then close it back.

-deleted-

This post has been edited by edge85: Mar 4 2012, 05:10 PM

Please avoid giving hypothetical values of what a CL should be unless you are the bank itself and have the power to grant the CL to whoever that is asking. Readers here will be too quick to go out and demand the number from the bank not realizing CL value are not solely determined by income factor alone. And different banks have different risk management practice (which changes every now and then) which impacts that CL value.

Imagine the impact if the person who ask goes ahead and seek 8K as CL and did not get the CL, writer edge85 or jasontiong - are you willing to assume responsibility for your action / answers if the person takes legal action ? What if the bank itself sues ? And are you willing and prepared to provide compensation for providing misleading financial information ?

Think about this before providing such answers like the above. This is the uniqueness of this thread.

This post has been edited by hye: Mar 4 2012, 06:41 AM

Local banks sucks. Get one from those foreign banks like OCBC, Citibank or Standard Chartered. Easily between 4-10x your monthly salary.

What you talking abt is before 2012. Start from this year, the regulation for CC had been stricten by BNM.

I have cards with all the three banks mentioned above and I can say that is untrue. They have been pretty strict about it.

I've got SCB and the limit given was 4x my salary. That was before the BNM ruling.

Pre-BNM ruling, the banks use CL as an extra 'tool' to attract customers. You can't get that anymore.

fruitie gave that multiplier, i simply gave the number. sorry if i offended anyone.

Hi,

I apologize if my question violates the board's R&R. I'm not going to sue anyone for sharing information (which might seem to be wrong) or anything. I just wanna have a rough idea about what should I do next. Either applying for higher CL or opening a new card with another bank.

Anyway, I think I've got answers to my question now. Thanks all for sharing:

Here's my answer. Your salary, 4K, puts you out of the BNM ruling. So your CL will be totally up to the bank to determine. BNM ruling states that those who earn 3K and below monthly cannot get CL more than twice their monthly salary.

This post has been edited by spikey2506: Mar 5 2012, 12:25 AM

I didn't check up this thread and saw this chaos. I'm sorry for putting up the multiplier. Chill and cheers everyone.

for those interested in the MBB forex analysis I did, please find the executive summary in the CC forex thread.

If I use Maybank2kad AMEX to pay when I go to Bali, will I kena charge extra? Is it better to pay by cash or use cc when go Bali?

If you use credit card or charge card overseas, you are liable for overseas transaction fees imposed by the bank. Obviously you did not read and took the easy liberty to just ask to get answers with no effort (Sigh) - we have many times stated AMEX is the most expensive. By stating what you said - would using your card in Singapore / Thailand / Japan / US / China / Sudan be charged extra ? Would a foreigner using their credit card in Malaysia be charged extra ?

The answer is NO!
Merchants do not have the right to charge extra when users use credit cards - these charges are always "imposed" because customers consented to the extra fees and allowing merchants to charge you extra. The extra fees are not allowed by the rules set by Mastercard and VISA International.

To the question of you want to use cash or cc - are you comfortable carry tons of cash around in Bali or would you prefer to carry a piece of plastic ?
Converting MYR to any foreign currency also attracts "exchange fees / exchange loss" at the money changer - have you thought of that ?

This post has been edited by hye: Mar 5 2012, 10:20 AM

thx for sharing.

I call MBB Etiqa for car insurance renewal and they need Amex 4 digit code. I hope this is normal procedure

I believe so. They also asked me during my renewal through phone in January 2012.

This post has been edited by David83: Mar 5 2012, 04:09 PM

Yeah, no surprise. Many reported at the CL thread they were given high CL over their monthly income. Look at your SCB . I think BNM is aware of this and hence imposed the new ruling.

But if no 5X TP, can try use maybank manchester united visa and hope they win when we book hotel using agoda for the 6% discount.

Hi, would like to ask you guys for agoda booking
did u receive the sms secure code ?
my booking with agoda just went through without any sms code

Does any one receive letter to update their salary by maybank due to bnm new rule?

Not for me.

Icic...still waiting from bank to request update salary

MBB2C no but SC Plat do had..

I just ignore as i only keep two card

it not only impacts numbers of cards but credit limit as well. Since you ignored they might reduce your CL to the last info they have

I got it last year. But since the letter said its advisable for all to update, but only require if ur salary is below some mark, which I exceed, I just ignore.

Nope. You will not receive any sms code.


This letter was sent out in November/December last year. If you did not receive it, it most likely means you never will.

This post has been edited by MilesAndMore: Mar 7 2012, 08:24 AM

Dont know, my SC CL still 40K
MBB2C also 20K

both access the CL set by BNM

if you submitted income documents when you applied the card showing u earn more than RM3k/month, most likely they won't disturb you

This post has been edited by zenquix: Mar 7 2012, 12:20 PM

I've got the 6% discount.

I made the transaction on a Saturday and surprised the transaction date was captured on that day itself.

now, i choose to spend money on weekends oso.. can have 5% cash back

alamak, shld listen to u guys.
The transaction captured on monday 5th March although i did the tranx on sat. so i miss the 5% cash back...

hmmm

Yes, they called me directly, and i have sent my latest pay slip to them.
At the end, they gave me 3000 TPs hehe.

Posting date or transaction date?
I always use my PayPal to pay and the most recent one was on Saturday's night to pay something in Euro.
My transaction date was captured on Saturday and posting date was yesterday.
3 weeks ago paid something in USD also with PayPal, same scenario as above and I got my 5% rebate on 1st March 2012.