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 Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard

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charymsylyn
post Mar 15 2012, 08:20 PM

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QUOTE(lamode @ Mar 15 2012, 07:42 PM)
blood sucker  :x
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You are always welcome to open your own bank and lend money to people without requiring repayment.
charymsylyn
post Mar 17 2012, 07:35 PM

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QUOTE(Imaizumi @ Mar 17 2012, 07:34 AM)
Hi all. I have a question.
If let's say I buy something that cost RM7000, and pay 5% every month for an unspecified period of time, how much the interest will be if im using Maybank 2 gold card?
Edit:
Hypothetically 1 year?
Hypothetically 5 months?
Thanks.
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There is a table with some figures and repayment scenarios with your MBB CC statement. If you want something more accurate there are many online calculators.

FYI for those who are curious, for the scenario above, paying 5% every month would take nearly 6 years.


Added on March 17, 2012, 7:36 pm
QUOTE(dannyw @ Mar 17 2012, 05:06 PM)

Added on March 17, 2012, 5:29 pmMy Principle Tax post in Feb, and Supplementary post at March! Make me thought I have chance to miss out.

And what SC told was wrong, they say 1 supplement card get Tax RM25 only, now I get both on Visa & Amex.  mad.gif
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You were informed correctly. The tax is RM25 per card.

This post has been edited by charymsylyn: Mar 17 2012, 07:36 PM
charymsylyn
post Apr 5 2012, 12:45 PM

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QUOTE(cute_boboi @ Apr 5 2012, 12:22 PM)
Finally after officially cancelled my Amex Charge Card for ... >2 years ago, it is reflected in Maybank2u online:

Account is not authorised

doh.gif
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Nothing is wrong, you need to walk-in to an MBB branch to get old cards removed immediately. Some people have success calling CS but they declined when I asked.
charymsylyn
post Apr 5 2012, 12:56 PM

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QUOTE(cute_boboi @ Apr 5 2012, 12:50 PM)
Nope, that's my plan of not calling MBB to remove the cards. I'm still keeping the details of my cancellation.
Just to share that it took MBB >2-3 years to update their online-system based on normal workflow.
If the argument is must call/inform to remove the cards from MBB2u, then MBB should not automatically remove the card recently. Someone is doing system clean-up.
whistling.gif
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My cards cancelled before the Najib tax was still shown in M2U until my removal request this year. Interestingly, my 2nd M2U account opened after the cards cancellation did not show those cards.
charymsylyn
post May 1 2012, 11:53 PM

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QUOTE(fruitie @ May 1 2012, 11:36 PM)
Is the April rebate in already? Mine hasn't been reflected yet.

I redeemed 10k TP to offset the GST that charged to my April statement. Called CS to do that, I still haven't seen it on my transactions history but the CS said this was reflected already on 30.04.12. What I can see is just last payment made was on 30.04.12 for an amount of RM 50. I can see the GST is still intact in my statement. It will go off soon?
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Don't see my rebate either but any credit today will only show tomorrow.

From what you described, the GST has been paid as promised. Not sure what is your real question? Or did you expect to see the GST transaction disappear?
charymsylyn
post Jun 14 2012, 04:51 PM

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QUOTE(minah_ronggeng @ Jun 13 2012, 05:33 PM)

Added on June 14, 2012, 12:00 pmwell, should I wait until the Treatfair to apply for the CC or better to apply before?
they're having the immediate approval thingy on that day thou!.. http://treatsfair.com/otscardissuance/
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Better to prepare your documents and wait if you can't go to 1U for 1 hour card issuance promo. Just be aware that there are certain gotchas for Treatsfair issuance, namely you will not be getting the actual card on the spot.
charymsylyn
post Jun 26 2012, 12:04 AM

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QUOTE(investor @ Jun 25 2012, 11:35 PM)
I said why can't my master and amex treat points redeem together said different account.
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The most likely explanation is that your old Amex uses MR instead of TP. MR is ideal when cancelling cards because you can use up all points to convert for credit amount for the card. So you will actually not lose anything.
charymsylyn
post Jun 28 2012, 12:13 AM

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QUOTE(thur_fong @ Jun 28 2012, 12:04 AM)
Careful to all Maybank customers for saving account and also Maybank credit card. I got "hack" by collection department to clear ALL credit card outstanding without my permission and no notification from them. NO SMS, EMAIL OR CALLS. Just noticed when I check my balance. STILL GOT LATE CHARGES AND INTERESTED which I always pay (maybe late for a month or two).

mad.gif  mad.gif  mad.gif  mad.gif
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This is allowed under the MBB T&C. Most banks in MY also have the same T&C.
charymsylyn
post Jun 28 2012, 04:33 PM

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QUOTE(MilesAndMore @ Jun 28 2012, 04:18 PM)
I went to SenQ this morning and I was going to buy the new 32GB iPad WiFi only model. I enquired about this Maybank 0% EzyPay Instalment but guess what, i was told that i have to pay RM20 (Apple license fee) + RM25 (one time processing fee for paying by instalment) for 12-month 0% instalment. For 24-month 0% instalment, i have to pay RM20 (Apple license fee) + RM65 (one time processing fee for paying by instalment)    doh.gif

Of course i wasn't willing to pay for the absurd fees. So i asked the staff if they accept AMEX and told him that i wanted to pay at one-go with my AMEX. But guess what, i was told that i have to buy at least two iPad accessories or they are not selling me the iPad    vmad.gif    The only Apple Premium Reseller Store in KK is Technocrats and they are using the same business tactic too. The only difference is that instead of forcing their potential customer to buy two iPad accessories like SenQ, one can choose to buy only one.

So, if we still have to pay this stupid processing fee for credit card instalment, it is not really a 0% instalment anymore. Anyway, i walked away at the end. So there goes my plan to buy an iPad    sad.gif
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You mean to say they refuse to sell you the iPad outright without instalment using Visa/Master?
charymsylyn
post Jul 2 2012, 12:17 AM

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QUOTE(Human Nature @ Jul 1 2012, 10:44 PM)
Did you ask MBB why is it so? Based on the card feature, they ought to honour the cashback
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My goodness, this matter is discussed every single time the last weekend falls on the last days of the month. Surprised this time the seniors have forgot the prior months and are discussing the topic again. blink.gif

For transactions on 30 June to be eligible to be included for June's cashback, the posting date must not only show 30 June, it must also reach MBB's system before the end of the day. If these 2 criteria are not met, the cashback gets included for July and each month cannot exceed RM50.
charymsylyn
post Jul 2 2012, 12:32 AM

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QUOTE(ZiNKaK @ Jul 2 2012, 12:25 AM)
Actually the total GST for supp cards is RM25 only.. I am very sure of this because I am being charged of GST this month. They only charge for supp Amex. No charges on Visa
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GST for MBB 2 supplementary cards is RM25 each, meaning each person pays RM50 due to the mandatory 2 cards. Refer to the fees part of the application form if you are still unsure.
charymsylyn
post Jul 4 2012, 11:53 PM

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QUOTE(debbieyss @ Jul 4 2012, 11:45 PM)
Been charged for late payment fees for both cards, for consecutive 2 months... sad.gif

How do you guys manage to pay credit card bill on time?
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Is it really that difficult? If you have an MBB SA/CA account, do a future payment. Otherwise just do e-GIRO from another bank 1-2 business days in advance.
charymsylyn
post Jul 6 2012, 08:22 PM

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QUOTE(sj0217 @ Jul 6 2012, 05:53 PM)
Do u guys know Islamic cc cannot apply as an existing cc, this is not consider normal cc or what type of cc (I'm not sure because staff told me sth like this).

Therefore, due to my salary and Islamic cc limit, bank have not approve my application.  cry.gif  vmad.gif

But if you are holding is not Islamic cc then there will be more easy to get approval said by bank staff.

Meanwhile, bank staff told me that two options may get approve :

1) you need to terminate yr Islamic cc and apply the MBB2 cards, but as first u need to fully settle the payment if this card has made installment.

2) Bank maybe approve yr application but there only come with very low CL for both cards as you have holding another cc by MBB.

It is pain to say that, after 6 months I just can apply again.  mad.gif  mad.gif
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This is standard practise in Malaysia. I don't think any further explanation is really necessary as to why conventional and Islamic cards cannot share limits and are treated separately even from the same issuer.

If you have any conventional MBB CC, getting MBB2 cards is nearly guaranteed as they will share your existing limit. The bank isn't extending further credit to you.
charymsylyn
post Jul 8 2012, 12:26 AM

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QUOTE(kurtkantoi @ Jul 7 2012, 05:05 PM)
Not for mine. I have MBB islamic Petronas Al-Ikhwan as my 1st cc. After one year, I apply  m2card but only get 2k credit limit way below my monthly salary. Call CS, they said due to I already have Petronas Al-Ikhwan so CL is shared.
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Err, not sure if the CS told you wrongly or you understood wrongly. The CL is not shared between Islamic and conventional cards for any bank. Your statement should show separate CL figures for the Ikhwan and MBB2 cards. This flows with your story of your MBB2 cards having RM2K limit, which taken alone, no bank will offer such low limits based on minimum salary requirement in MY.

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