Called customer service to offset GST with treatpoints. It took only 2 days to be reflected on M2U. Pretty efficient!

When i applied in Jan, the staff at KLCC card center told me rm24000 annual salary also qualified for this card. Actually you have met the Bank Negara's guidelines for credit card applicant (RM24000) so it's up to the bank whether it wants to approve your application or not. No harm trying!