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 Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard

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boris
post Mar 4 2012, 12:57 AM

you bastard~!!
*****
Senior Member
955 posts

Joined: Jan 2003


Hi everyone,

I have M2C Gold with credit limit of RM5k but now I'm planning to raise the credit limit. Say if my salary is RM4k per month, how high can my credit limit be?

Thank you.
boris
post Mar 4 2012, 01:44 AM

you bastard~!!
*****
Senior Member
955 posts

Joined: Jan 2003


QUOTE(fruitie @ Mar 4 2012, 01:03 AM)
Usually it is 2x or 2.5x of your salary.
Bear in mind, Maybank is stingy in giving or approving request for higher CL. smile.gif
*
I see.
In this case, would it be better if I apply for new card with other bank?
boris
post Mar 4 2012, 10:43 PM

you bastard~!!
*****
Senior Member
955 posts

Joined: Jan 2003


QUOTE(hye @ Mar 4 2012, 06:35 AM)
Please avoid giving hypothetical values of what a CL should be unless you are the bank itself and have the power to grant the CL to whoever that is asking. Readers here will be too quick to go out and demand the number from the bank not realizing CL value are not solely determined by income factor alone. And different banks have different risk management practice (which changes every now and then) which impacts that CL value.

Imagine the impact if the person who ask goes ahead and seek 8K as CL and did not get the CL, writer edge85 or jasontiong - are you willing to assume responsibility for your action / answers if the person takes legal action ? What if the bank itself sues ? And are you willing and prepared to provide compensation for providing misleading financial information ?

Think about this before providing such answers like the above. This is the uniqueness of this thread.  smile.gif
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QUOTE(edge85 @ Mar 4 2012, 05:13 PM)
fruitie gave that multiplier, i simply gave the number. sorry if i offended anyone.
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QUOTE(fruitie @ Mar 4 2012, 01:03 AM)
Usually it is 2x or 2.5x of your salary.
Bear in mind, Maybank is stingy in giving or approving request for higher CL. smile.gif
*
Hi,

I apologize if my question violates the board's R&R. I'm not going to sue anyone for sharing information (which might seem to be wrong) or anything. I just wanna have a rough idea about what should I do next. Either applying for higher CL or opening a new card with another bank.

Anyway, I think I've got answers to my question now. Thanks all for sharing: notworthy.gif

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