You are SERIOUSLY WRONG on the highlighted (by yourself) sentence.
YOU supposes to aware/understand before you apply/start using the credit card, or else what's the point of publishing the T&C/sending a copy of T&C to new credit card users?

Do read the T&C, I don't want to pick up more but just read the 1st ever sentence in the T&C


Taken from 1st sentence in T&C here


This post has been edited by roy918: Mar 10 2012, 12:05 AM

Guardian RM100 voucher for RM90 promotion is back, from 1-30 April.
Redemption period is 1-31 May.

On top of Amex 5% + 5x point, it will be 16.75% discount.

you get rebate and point for the final amount charge to card, aka RM90 and not RM100.

That's the reason why we are here, in this thread.

Actually it makes a lot different if you buying a thing with 50% + 50% discount.
You will be thinking it is FREE but only 75% discount.

This post has been edited by roy918: Apr 11 2012, 12:34 PM

It will be deducted accordingly, even for partial refund.
My TP was negative for few months last year after redeemed the point before got deducted back due to refund.

The "platinum" word is bigger than previously issued platinum card.
The "um" on my card almost gone.

Personally feel old "platinum" nicer than new one.

My Amex has the "platinum" word on it, and it looks exactly the same as the card at right in following picture.
Sorry for very small picture.


This post has been edited by roy918: Apr 11 2012, 11:45 PM

Read the full T&C here.

MOD Notes : Watch the language!

This post has been edited by hye: Apr 21 2012, 03:43 PM