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 Change Of Ownership Without Runner Procedure, D.I.Y / Runner / Home Appointment

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TSWira_lover
post Oct 19 2011, 01:42 PM, updated 7y ago

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I've seen this question quite a few times here and there, just thought ill do a short step by step write up to help those who need to DIY cause runner fee's are RIDICULOUS.

1. Buyer and seller to discuss who will pay for inspection and change of ownership fees.
-Inspection Rm30
-Change Name - Rm150

2.Seller to bring the vehicle to puspakom for inspection with geran/registration card. Request for a form at the counter. Complete inspection and collect the slip/result.
B5 - if new owner buys with cash
B5/B7 - if new owner is using hire purchase/car loan, once done provide approval slip to bank and bank will do name transfer on their side, you pay the bank rm300-400 depends on the banks...they call this transfer fee if I'm not mistaken.

-please remove your tint if it's too dark yourself by going over to an accesory shop, they can charge between rm30-60 depends on car/place etc.. if not puspakom guys will just tear it off and leave the gum all there or just fail you.
-some are even open on saturdays for those who are busy working during weekdays. can check out their site
Puspakom Branches and Opening Hours

Update:
3.Proceed to JPJ for change of name request with geran and all the documents above., request change of ownership(tukar nama) document at front desk. Fill form of new and old owners details. Obtain que number from front desk and proceed to counter for IC and thumbrpint verification for both new and old vehicle owner.

4.If one party is out of state, they can go to their respective JPJ branch and complete the procedure seperately.


For those who cant go to jpj directly:

Runner fees for inspection can range from rm80-rm150, and change name rm300. for those who dont have time, can use this services. For those who needs special request due to punched engine number, mounting modification, no approvla for sunroof etc or aka special case, you have no choice but to bare the fee's of a runner which is going to cost definitely more than Rm150 for special case. I even heard of Rm1k for this kind of situations.

Prepare your geran, photocopy of IC buyer and seller and hand over to runner. He will also need the original signed copy of the forms mentioned above.

ADDED:

For those who want, can aslo call puspakom 03-20527474 and schedule an appointment 3 days in advance to come over to your house and perform the inspection Rm100 service fee+rm30. However only certain branches can offer this services, so check at the link above or contact them.


ADDED - Hire Purchase

QUOTE(Wira_lover @ Jun 16 2016, 02:47 PM)
Yes this is true. There have been changes to the rules...If im not wrong about 2 years ago roughly... maybe more... Your car must be fully settled before you can sell it. This si to protect the interest of used car dealers, as these days we dont need them thanks to the internet.
So the banks, will willingly approve loans without advising the buyer that the sellers car must be fully settled, so when the seller says he cant fully pay the loan, the buyer needs to pay a cancellation fee with the bank... So its a win win situation.
Because you only have these options.

Option 1.

Seller hires service of a used car dealer to do invoicing and used car will settle the bank loan for you.. Then process the sale, then the buyer's bank releases the money to used car... any excess or shortage can be retrieved or paid to the used car dealer. This fee can range between 2k-5k , depending on the loan outstanding amount.

Option 2
Buyer cancels the loan due to seller unable to settle the car loan. But buyer will be charged with cancellation fee by the bank who approved his/her loan, this can be argued i believe if the bank approved the loan without asking/advising that the car must be cleared of any hire purchase. It will be a long and annoying fight

Option 3
Buyer and seller work out a deal to payoff the amount charged by used car for their fees. Maybe 50/50 etc.

Option 4
Seller clears the loan him/herself and wait for the disbursement by the buyers bank, you'll get back the cash
I hope this message reaches out to all sellers and buyers, because i feel this is really absurd. the way banks and the dealerships is playing around with the people. So before you get stuck in this cycle, PLEASE let your friends and family know.... if you are buying or selling a car, ALWAYS check if it has an existing loan, then advise the seller that it must be cleared before you apply for a new loan. Once you apply and approved, they win.
*
This post has been edited by Wira_lover: Jul 28 2017, 12:11 PM
imperialrealcs
post Oct 19 2011, 02:44 PM

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QUOTE(Wira_lover @ Oct 19 2011, 01:42 PM)
Ive seen this question quite a few times here and there, just thought ill do a short step by step write up to help those who needs to DIY cause runner fee's are RIDICULOUS.

1. Buyer and seller to discuss who will pay for inspection and change of ownership fee's.
-Inspection Rm30
-Change Name - Rm150

2.Seller to bring car to puspakom to complete inspection with geran/registration card. Request for form at the counter. complete inspection and collect the slip/result.
B5 - if new owner buys with cash
B5/B7 - if new owner is using hire purchase.
-please remove your tint if its too dark yourself if not puspakom guys will just tear it off and leave the gum all there
-some are even open on saturdays for those who are busy working during weekdays. can check out their site
Puspakom Branches and Opening Hours

3.Once done, print out chang of ownership form 2 copies or go to the nearest used car dealer and get the form from them. One for buyer and one for seller. A copy of each IC, sign on the form together with right THUMBPRINT. (it is not indicated on the form which finger,so please take note). If buyer or seller are from different states, can be done via courier/post, only original is accepted.

Tukar Milik JPJ Forms

4.Proceed to JPJ for change of name request with geran and all the documents above.
Runner fees for inspection can range from rm80-rm150, and change name rm300. for those who dont have time, can use this services. For those who needs special request due to punched engine number, mounting modification, no approvla for sunroof etc or aka special case, you have no choice but to bare the fee's of a runner which is going to cost definitely more than Rm150 for special case. I even heard of Rm1k for this kind of situations.
*
the bolded one seems wrong. just last 2 weeks i went to puspakom and this second hand car failed the test because the tint is over spec. i didnt notice puspakom staff tearing it off as its still intact. the owner have no choice but to remove it and go for inspection again. of course, say bye bye to the fees
TSWira_lover
post Oct 19 2011, 02:52 PM

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QUOTE(imperialrealcs @ Oct 19 2011, 02:44 PM)
the bolded one seems wrong. just last 2 weeks i went to puspakom and this second hand car failed the test because the tint is over spec. i didnt notice puspakom staff tearing it off as its still intact. the owner have no choice but to remove it and go for inspection again. of course, say bye bye to the fees
*
its case to case basis. puspakom or like any other goverment agency in malaysia, they have their mood.

in my side, they will ask the car owner/runner, tinted too dark, either take your car remove yourself (fee's byebye), or allow them to tear it off on the spot. if on the spot, the gum will remain and need to send to an accesory shop, to use their chemicals to remove/wash the gum....

so to avoid any of this from happening...kindly ensure your tinted is not dark or is the approved kind before going to puspakom.

This post has been edited by Wira_lover: Oct 19 2011, 02:53 PM
yOuNg$tEr
post Oct 19 2011, 06:32 PM

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Where does the loan application prpcess fit in?smile.gif thanks.
TSWira_lover
post Oct 19 2011, 08:58 PM

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QUOTE(yOuNg$tEr @ Oct 19 2011, 06:32 PM)
Where does the loan application prpcess fit in?smile.gif thanks.
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if the car is purchased with hire purchase@car loan, then you need to do inspection B5 & B7 and provide that slip to the bank. and the transfer will be done by the banks runner
bukanmain
post Oct 19 2011, 11:05 PM

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tinted actually if too dark you can nego say "saya koyak skrng bang,lepas tu abg check blk boleh? nnt kena dtg blk bang"

ive seen lots of cars did it when i DIY myself
TSWira_lover
post Oct 20 2011, 09:46 AM

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QUOTE(bukanmain @ Oct 19 2011, 11:05 PM)
tinted actually if too dark you can nego say "saya koyak skrng bang,lepas tu abg check blk boleh? nnt kena dtg blk bang"

ive seen lots of cars did it when i DIY myself
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depends on place la bro...

if the place ok...they will ask you if want tear or not...if ur tint like VIP like that i think they straight will fail you...im not sure...no matter what also... if they ask you can choose...if they dont ask...try nego....if they still insist...your bad luck.

thats why i mention too avoid all this unnecesary problems with puspakom, please make sure your tint is not too dark. if it is please remove before you go. rclxm9.gif

This post has been edited by Wira_lover: Oct 20 2011, 09:46 AM
Quazacolt
post Oct 20 2011, 09:51 AM

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good write up/guides, perhaps if possible you can include their door to door services for those who cant goto jpj directly themselves?

also reported the thread to mods to get it pinned biggrin.gif
TSWira_lover
post Oct 20 2011, 10:39 AM

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QUOTE(Quazacolt @ Oct 20 2011, 09:51 AM)
good write up/guides, perhaps if possible you can include their door to door services for those who cant goto jpj directly themselves?

also reported the thread to mods to get it pinned biggrin.gif
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hmm i added alr right bro? the part where you can use runner services if you are tied up with work or not able to personally handle. icon_rolleyes.gif
Quazacolt
post Oct 20 2011, 12:43 PM

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QUOTE(Wira_lover @ Oct 20 2011, 10:39 AM)
hmm i added alr right bro? the part where you can use runner services if you are tied up with work or not able to personally handle.  icon_rolleyes.gif
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not runner service, jpj themselves come to your house to do inspection at your house
TSWira_lover
post Oct 20 2011, 02:05 PM

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QUOTE(Quazacolt @ Oct 20 2011, 12:43 PM)
not runner service, jpj themselves come to your house to do inspection at your house
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owhhh... my bad. yup added puspakom home inspection.
kelvyn
post Dec 6 2011, 05:28 PM

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According to JPJ regulations, the buyer is supposed to register his name as the new owner within 2 weeks.
How could a seller be assured that the vehicle that he has sold off has be transferred from his name to the buyer if he either sells then to 2nd hand car dealer or trade-in?
Any mechanism to protect the Seller? As we have been hearing lots of horror stories....
atah
post Dec 9 2011, 11:24 PM

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Hi, got some URGENT questions here.

I'm helping my bro to sell his bike. But he's currently in Penang. So is it OK if he has form TM-AB signed by a pesuruhjaya sumpah, and he will sign the form JPJK3, then courier it to me?

Then I will take the signed forms and go to JPJ with the buyer to do the name transfer. The buyer will then have his TM-AB form witnessed by the JPJ officer.

Is the above acceptable by JPJ?

Thanks

kelvyn
post Dec 10 2011, 08:42 AM

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QUOTE(atah @ Dec 10 2011, 12:24 AM)
Hi, got some URGENT questions here.

I'm helping my bro to sell his bike. But he's currently in Penang. So is it OK if he has form TM-AB signed by a pesuruhjaya sumpah, and he will sign the form JPJK3, then courier it to me?

Then I will take the signed forms and go to JPJ with the buyer to do the name transfer. The buyer will then have his TM-AB form witnessed by the JPJ officer.

Is the above acceptable by JPJ?

Thanks
*
That should be the way to go around that. If the buyer is present at JPJ, he does not need to have the TM-AB.
Happen to asked at JPJ last week about this.
@lowyat
post Dec 10 2011, 09:03 AM

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QUOTE(kelvyn @ Dec 10 2011, 08:42 AM)
That should be the way to go around that. If the buyer is present at JPJ, he does not need to have the TM-AB.
Happen to asked at JPJ last week about this.
*
Good info rclxms.gif

This post has been edited by @lowyat: Dec 10 2011, 09:09 AM
jepakazoid_82
post Jan 9 2013, 09:00 PM

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How much is the door to door service provided by the so called touts nowadays? Read on the star that these touts caused normal people like us to wait for hours at Puspakom.
alexkos
post Apr 15 2013, 09:41 PM

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i have a situation....

my friend is in kl, his car in kl. I want to buy his car. I am in perak.

So, he will need to go to puspakom in kl, get inspected.
Then, he will need to go to jpj office, get the JPJK3 form, signed and thumbprinted. Also get his IC certified true copied.

Then, he will pass the forms, car registration card, certified true copy IC to the runner, ask the runner to drive the car up to perak.

Then i will get the car, go to JPJ, submit my JPJK3 + his JPJK3, show puspakom evidence, buy insurance on the spot, pay RM100 for transfer fee. and win....

is it like that? Is there any other way to ease the seller? my seller is not very free also....

please help.
ddeee
post Apr 16 2013, 11:26 AM

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Anyone can provide the estimated breakdown for everything to transfer the car ownership? I was quoted roughly 1600 all in by the SA who i got my car from.
MYstombox
post Jul 10 2013, 01:13 PM

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Here's an update on the costs:

Puspakom inspection for name change B5 form - RM30 , ensure you retain the receipt

Puspakom mobile inspection - Add RM100 to any inspection cost

Name change at JPJ - RM100

Things you need to prepare:

1) JPJK3 - 2 copies, seller and buyer must sign on BOTH copies
2) TM-AB form - 2 copies, Buyer and seller IC photocopied and paste on TM-AB form and certified true (if not present), if present, just cut/paste the photocopy onto the TM-AB form
3) TM-1 form -> Checklist, that buyer has to tick and sign relevant points
4) JKJK2 - Original grant, ensure that seller has signed the column at the back if he is not first owner
5) Puspakom B5 with receipt - You have 30 days to transfer the vehicle, from the date on the B5 form
6) RM100 transfer fees
7) Insurance coverage in YOUR name on the vehicle, you can bring the photocopy grant to your insurance agent and purchase a 1 year insurance for name change. No matter if date start/end don't match with road tax, can extend your insurance once the car in your name.

These are all you need, no need to pay runner anything.
For the TM-AB, you can ask the seller to get it stamped by any commissioner of oath as well.

So for ddeee -> I am not including the cost of your insurance, as this depends on value of vehicle and NCD.

RM30 inspection + RM100 = RM130 minimum for name change

These are what I did recently, and to be honest I saved a lot of money instead of using runners.
jwrx
post Jul 10 2013, 01:22 PM

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Great thread. I just hope ppl search b4 asking again and again.

Update: as of 2010+ many puspakom centre will not allow you to tear off your tint in the puspakom lane and allow you to pass.

Its a straight fail, you have to go off, remove all tint, come back again.

btw if you are sure your tint is within spec, ask them to redo the reading in front of you, if they refuse, ask to see the manager
derek_lim1982
post Jul 10 2013, 03:47 PM

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QUOTE(MYstombox @ Jul 10 2013, 01:13 PM)
Here's an update on the costs:

Puspakom inspection for name change B5 form - RM30 , ensure you retain the receipt

Puspakom mobile inspection - Add RM100 to any inspection cost

Name change at JPJ - RM100

Things you need to prepare:

1) JPJK3 - 2 copies, seller and buyer must sign on BOTH copies
2) TM-AB form - 2 copies, Buyer and seller IC photocopied and paste on TM-AB form and certified true (if not present), if present, just cut/paste the photocopy onto the TM-AB form
3) TM-1 form -> Checklist, that buyer has to tick and sign relevant points
4) JKJK2 - Original grant, ensure that seller has signed the column at the back if he is not first owner
5) Puspakom B5 with receipt - You have 30 days to transfer the vehicle, from the date on the B5 form
6) RM100 transfer fees
7) Insurance coverage in YOUR name on the vehicle, you can bring the photocopy grant to your insurance agent and purchase a 1 year insurance for name change. No matter if date start/end don't match with road tax, can extend your insurance once the car in your name.

These are all you need, no need to pay runner anything.
For the TM-AB, you can ask the seller to get it stamped by any commissioner of oath as well.

So for ddeee -> I am not including the cost of your insurance, as this depends on value of vehicle and NCD.

RM30 inspection + RM100 = RM130 minimum for name change

These are what I did recently, and to be honest I saved a lot of money instead of using runners.
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1. TM-AB: Is this the same as JPJ-SAB01? Do I need to go to the oath commissioner? Or just pass to seller to get it stamped? Is it valid?
2. Seller ask me to fill up a letter to get the geran, but I'm the first owner and i have the car jpj kad with me as i have paid all. Dont quite understand if this is a need.
3. Do you have any sample of bill of sale?

Gosh, really need help... hate errands
MYstombox
post Jul 10 2013, 06:52 PM

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1. TM-AB form I think is different from JPJ-SAB01, you can download this form from JPJ website. Basically its just a 'template' for you to stick photocopy of IC on for the JPJ officer or commissioner of oath to stamp as certified true.

2. Don't understand this, seller? Or buyer?

3. Bill of sale? For what? Sorry, also don't understand. If you're talking about letter of indemnity, the buyer has to give to the seller. You also need to get their IC photocopy. This is to protect you.

Dereklim -> is this your vehicle? What are you thinking of doing? The procedure I mentioned is transfer of vehicle from individual to individual, private vehicle.
lucifah
post Jul 10 2013, 09:04 PM

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thread pinned for reference to others. wink.gif
Quazacolt
post Jul 10 2013, 09:15 PM

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QUOTE(lucifah @ Jul 10 2013, 09:04 PM)
thread pinned for reference to others. wink.gif
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after 2 years, thank you very much notworthy.gif notworthy.gif notworthy.gif
kurty
post Jul 19 2013, 02:22 PM

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wanna ask,

so far i have prepare the following forms:

TM-3
JPJ-SAB01
JPJ-SAB02
TM-AB
JPJ K3A

am i on the right track????
MYstombox
post Jul 20 2013, 05:13 PM

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Kurty -> What do you want to transfer?

Privately owned vehicle, commercial vehicle?
Owner alive? Owner deceased?

If private individual to private individual, follow my instructions above.
www.Code2all.Com
post Jul 21 2013, 05:51 PM

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This was helpful ... But what is the procedure for foreigners who wants to buy a 2nd hand car in cash? is it the same form noted on the first post (for cash purchase B5) ? So will it require valid passport and work permit here?
kurty
post Jul 21 2013, 10:09 PM

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QUOTE(MYstombox @ Jul 20 2013, 05:13 PM)
Kurty -> What do you want to transfer?

Privately owned vehicle, commercial vehicle?
Owner alive? Owner deceased?

If private individual to private individual, follow my instructions above.
*
someone wanna sell me his car.. anyway i printed everything and went down..

end up, got played out by the seller, don't want to answer call, MIA..


MYstombox
post Jul 23 2013, 10:04 AM

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QUOTE(www.Code2all.Com @ Jul 21 2013, 05:51 PM)
This was helpful ... But what is the procedure for foreigners who wants to buy a 2nd hand car in cash? is it the same form noted on the first post (for cash purchase B5) ? So will it require valid passport and work permit here?
*
You should have a valid driver's license, but generally follow the same procedures.

You can always call JPJ hotline for help before doing anything.
MYstombox
post Jul 23 2013, 10:05 AM

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QUOTE(kurty @ Jul 21 2013, 10:09 PM)
someone wanna sell me his car.. anyway i printed everything and went down..

end up, got played out by the seller, don't want to answer call, MIA..
*
The forms you printed out cannot be used.

Just follow my guideline. I have listed the necessary documents there.
jing_kohkoh
post Jul 23 2013, 10:15 PM

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One question: If I am selling my car which is still under hire purchase, do I have to settle the outstanding first or there is other way which saves the hassle?
MYstombox
post Jul 24 2013, 02:05 PM

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Call the bank for more information.

Usually JPJ MUST have the release letter from bank to allow transfer.

In order to get release letter, the loan must be repaid completely.
K3nnYkl82
post Jul 25 2013, 08:42 PM

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QUOTE(jing_kohkoh @ Jul 23 2013, 10:15 PM)
One question: If I am selling my car which is still under hire purchase, do I have to settle the outstanding first or there is other way which saves the hassle?
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Legally no.
U need to settle the loan first, then sell it.
The buyer will have to get another loan. Non transferable.
lostasylum
post Aug 2 2013, 01:16 PM

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wira_lover, thanks so much for this... absolute life saver! i managed to do the puspakom inspection myself and was very satisfied about saving the runners fees... i'm now trying to download the JPJ forms, but the link provided sends me to a 404 Not Found error page. i tried going to the jpj site myself and find, but they have kept it well hidden....anyone can help?

EDIT:

Finally found it!!!! Here's the link for you to go and download all the required documents: www.jpj.gov.my/en/pelesenan-kenderaan (Muat Turun Borang Tukar Hakmilik)

This post has been edited by lostasylum: Aug 2 2013, 02:05 PM
altism
post Aug 6 2013, 12:48 PM

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New Jpj rule regarding ownership transfer..

Road tax cannot be carried forward to the new owner.. The current road tax has to be cancelled with no refunds and new owner has to buy a new road tax on the spot

Khimtay
post Aug 26 2013, 02:11 PM

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Need some expert advise here:-

My Father got 1 plate Number where the vehicle had been gone (stolen) many year back. The Rodtax was not being renewed then. The registration card is still here.

I am going to get a New car and intent to use back my father's plate number, can anyone expert advise what is the price (normal process or abnormal process) and how to do it (like report police for stolen or there is other way to declare total lost as i am not going to claim insurance on that vehicle) in the most fastest way.

Also, what document i need to prepare (which JPJ form) to transfer from my father's name to my name.

Many Thanks if anyone know the process........
dason8155
post Aug 27 2013, 09:57 AM

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QUOTE(MYstombox @ Jul 10 2013, 01:13 PM)
Here's an update on the costs:

Puspakom inspection for name change B5 form - RM30 , ensure you retain the receipt

Puspakom mobile inspection - Add RM100 to any inspection cost

Name change at JPJ - RM100

Things you need to prepare:

1) JPJK3 - 2 copies, seller and buyer must sign on BOTH copies
2) TM-AB form - 2 copies, Buyer and seller IC photocopied and paste on TM-AB form and certified true (if not present), if present, just cut/paste the photocopy onto the TM-AB form
3) TM-1 form -> Checklist, that buyer has to tick and sign relevant points
4) JKJK2 - Original grant, ensure that seller has signed the column at the back if he is not first owner
5) Puspakom B5 with receipt - You have 30 days to transfer the vehicle, from the date on the B5 form
6) RM100 transfer fees
7) Insurance coverage in YOUR name on the vehicle, you can bring the photocopy grant to your insurance agent and purchase a 1 year insurance for name change. No matter if date start/end don't match with road tax, can extend your insurance once the car in your name.

These are all you need, no need to pay runner anything.
For the TM-AB, you can ask the seller to get it stamped by any commissioner of oath as well.

So for ddeee -> I am not including the cost of your insurance, as this depends on value of vehicle and NCD.

RM30 inspection + RM100 = RM130 minimum for name change

These are what I did recently, and to be honest I saved a lot of money instead of using runners.
*
I was told by agent there are sumpah fees and stamp duty for name transfer as well, is that true?
or all in you only pay 100 bucks to transfer, any other fees incurred?
kwaiharn
post Aug 29 2013, 12:21 PM

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what JPJ will look at (example: ctos, ccris) when transfer car ownership?
In my case, as my dad got some bad debts, he planning to transfer the car ownership to me. But I worried that the JPJ does not allow to transfer the car ownership because of bad debts issue.

kkk8787
post Sep 13 2013, 03:11 AM

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Hi I'm just transferringg a car from mu dads name to mine.. not hired purchase cash bought..hows the procudure ah same as abive ah...b5 puspakom rm30 then kpj change name rm100...do I need to change insurancr as well? Need to pay?
austinlai
post Sep 24 2013, 05:50 PM

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My car roadtax expiring next year June.
I want to sell my car now.
I need renew roadtax and insurance now?

What is the cheapest insurance available now?
Any below or around RM100 +/-?
jason57
post Sep 24 2013, 08:52 PM

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If I want to sell my car but the rear window itself is original black from japan recon car, do we need to change it to clear rear windscreen?
chinteck79
post Sep 28 2013, 05:04 PM

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hi Bros, i wantto ask about the procedure how u all sell the car yourself. it's regarding the payment part between the buyer n seller. when do you get the full payment from the buyer? before u go jpj transfer name or after? how about the buyer if he wants to take bank loan? how do we go about it? anyone have experience can shed some light?

last time my experience is cincai n based on trust.
1. i post on mudah, buyer come test drive.
2. buyer ok n pay the deposit. but i dont have any receipts or document. buyer is good n trust us with the deposit.(but if i am on buyer side i wont pay lo cause worried seller will disappear)
3. get all the jpj n puspakom forms let new buyer sign. ask for balance before tranfer name. this round buyer not willing to pay say after transfer only pay. (we understand their concern but we also worried after transfer they dont pay. we go ahead n transfer based on trust)
4. after transfer deliver car to buyer house. buyer pay full in cash. thank god whole process everyone is good ppl.

but this world is full of conman either seller or buyer. i am just wondering what is the correct procedure if we dont really trust each other n make sure this transaction safe for both party? what are the procedure if buyer is taking loan frm bank? really hope someone can clarify

ReVolVolution
post Sep 30 2013, 04:28 PM

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QUOTE(chinteck79 @ Sep 28 2013, 05:04 PM)
hi Bros, i wantto ask about the procedure how u all sell the car yourself. it's regarding the payment part between the buyer n seller. when do you get the full payment from the buyer? before u go jpj transfer name or after? how about the buyer if he wants to take bank loan? how do we go about it? anyone have experience can shed some light?

last time my experience is cincai n based on trust.
1.  i post on mudah, buyer come test drive.
2. buyer ok n pay the deposit. but i dont have any receipts or document. buyer is good n trust us with the deposit.(but if i am on buyer side i wont pay lo cause worried seller will disappear)
3. get all the jpj n puspakom forms let new buyer sign. ask for balance before tranfer name. this round buyer not willing to pay say after transfer only pay. (we understand their concern but we also worried after transfer they dont pay. we go ahead n transfer based on trust)
4. after transfer deliver car to buyer house. buyer pay full in cash. thank god whole process everyone is good ppl.

but this world is full of conman either seller or buyer. i am just wondering what is the correct procedure if we dont really trust each other n make sure this transaction safe for both party? what are the procedure if buyer is taking loan frm bank? really hope someone can clarify
*
Yes. I'm also wondering if the buyer takes loan to purchase your car. What about if seller also have outstanding bank loan??

Any sifu like to comment?


khorheong
post Oct 9 2013, 02:38 PM

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Just done transfer car ownership without runner in this morning. Below is the procedure (no loan involved).

1. Call to Puspakom to book the date for inspection.
2. Obtain B5 form after pass inspection (Cost RM30), please remember to bring car cert together.It is better for seller to bring the car for inspection. If not, need to prepare referral letter.
3. Seller and buyer go to JPJ together with car cert, B5 form, one photocopy IC from seller, one photocopy IC from buyer & ROADTAX
4. Seller need to fill up terminate ROADTAX form.
5. Seller & buyer need to fill up JPJK3 & TM-AB form.
6. Buyer need to fill up TM-1 form.
7. Wait for your turn and pass all the form together and road tax. Cost is RM100 for transfer name.
8. After done the name transfer, buyer need buy the car insurance.
9. Buyer pay the new road tax after car insurance issued.

This post has been edited by khorheong: Oct 9 2013, 02:59 PM
LaiFany
post Oct 9 2013, 04:03 PM

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Hey guys. Please do help me out here. I'm buying a car and the seller and I are to meet at jpj tomorrow at 9am.
What I don't understand is the role of the buyer.
What do I need to do and prepare? And do I need to go to PUSPAKOM? It's my first time doing it, so a few pointers would be helpful. icon_question.gif
Thanks in advance!
Edit: Oh, and how about the insurance? Where do I get it and when do I get it. After or before the ownership transfer? A lil confused. And how much is the 1st party insurance. tq

This post has been edited by LaiFany: Oct 9 2013, 04:30 PM
nig3l
post Oct 14 2013, 10:17 AM

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ok i have a case here.
Am buying a 2nd hand car from direct owner.

car priced at Rm46500 and Loaning 27k from the bank.

that is RM19500 balance which i need to pay to the car seller?

Im abit worried if its safe to just give him the money..

any idea guys?

fyi seller's car is still on loan..

(well actually same concern with the few questions above me)

This post has been edited by nig3l: Oct 14 2013, 10:20 AM
nig3l
post Oct 17 2013, 05:24 PM

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Anyone care to enlighten here smile.gif
summeracres
post Oct 22 2013, 03:13 PM

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QUOTE(nig3l @ Oct 14 2013, 10:17 AM)
ok i have a case here.
Am buying a 2nd hand car from direct owner.

car priced at Rm46500 and Loaning 27k from the bank.

that is RM19500 balance which i need to pay to the car seller?

Im abit worried if its safe to just give him the money..

any idea guys?

fyi seller's car is still on loan..

(well actually same concern with the few questions above me)
*
The new rule now is that seller cannot accept deposit i.e. the RM19,500. Buyer will need to buy bank draft and hand it over to the loan processing officer. Bank will issue one lump sum cheque to the seller.

As for the loan...I'm not too sure either. I sold my car without any loan balance smile.gif
summeracres
post Oct 22 2013, 03:14 PM

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***double entry...deleted****

This post has been edited by summeracres: Oct 23 2013, 09:39 AM
nig3l
post Oct 22 2013, 11:39 PM

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yes that's right.
my transaction proceed on without any deposit / cash given to the seller..

everything has to be given to the bank.

any extra amount out of the entire amount given will then be credited back to seller's account.


summeracres
post Oct 24 2013, 11:54 AM

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QUOTE(nig3l @ Oct 22 2013, 11:39 PM)
yes that's right.
my transaction proceed on without any deposit / cash given to the seller..

everything has to be given to the bank.

any extra amount out of the entire amount given will then be credited back to seller's account.
*
Yes. Glad you managed to get around it biggrin.gif
empty1339
post Oct 31 2013, 09:02 AM

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Basically, if the buyer take loan, and let say if you still owe bank with car loan, then either one of the bank will act like the middle man, inform them how much is the car, and after deduct your loan balance, the bank will return it back to you. that was my experience, hope it helps
tangtang22
post Nov 7 2013, 10:51 AM

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Just to add on my experience, i did my change of ownership yesterday. Went to the maju junction after lunch n they can tell u "nombor habis". Immediately went to the wangsa maju outlet n managed to get it done over there.

Summary, its quite a straight forward process but do remember to bring only few things over as u can get the forms there at JPJ:
- Puspakom cert.
- make sure u buy ur insurans edi (its shown online n u need not bring a copy).
- cash RM100 for passenger cars.

Have a good day!!
lloydie
post Nov 8 2013, 11:33 PM

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Hi I'm new here in Malaysia and i want to ask about insurance.

I think before going to JPJ we need to secure the insurance already right?

if so how do you do that? do you just bring the grant or certificate of ownership to the bank or insurance agent?

do you also then pay the road tax with the insurance?

what insurance company do you recommend?

thanks for your inputs. smile.gif
almaine
post Nov 13 2013, 03:23 PM

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anyone knows what is the latest car reg number in JPJ?
boyan
post Nov 17 2013, 09:30 PM

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I've been reading many posts and news, so I just like to get some confirmation before dedicating time to get the ownership transfer errand settled. I want to transfer from my father-in-law's to my wife's name.

1) Someone stated that during Puspakom inspection, it's best to have the original owner bringing the vehicle, else you have to cook up some referral letter? I think Puspakom doesn't really care about this, as long as you have the grant. That means I can just do this by myself, by having both the car and grant. Correct?

2) For someone who has successfully done an inspection at Puspakom Wangsa Maju recently. Can I call say today for booking, and expect to get one in two days time? In short - just want to get some feel on the 'lead time' for Wangsa Maju Puspakom.

3) Say it is the day of the appoinment / booking at Puspakom Wangsa Maju. How early is early enough, to be among the first in queue? Be there 6 am?

4) My wife and father in law will not be around. Effectively, I am the runner. Is this possible? I guess I need to get TM-AB form done for both? Anything else?

5) I need to buy insurance first, and then go to JPJ to initiate the transfer. Correct? I can just do this at any post office right? I'm staggering the inspection, insurance and transfer to different days so that I could skip taking leave.

6) With the latest MySikap system and its issues, how bad is the experience going to be, or is it ok now?
tangtang22
post Nov 18 2013, 09:05 AM

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QUOTE(boyan @ Nov 17 2013, 09:30 PM)
I've been reading many posts and news, so I just like to get some confirmation before dedicating time to get the ownership transfer errand settled. I want to transfer from my father-in-law's to my wife's name.

1) Someone stated that during Puspakom inspection, it's best to have the original owner bringing the vehicle, else you have to cook up some referral letter? I think Puspakom doesn't really care about this, as long as you have the grant. That means I can just do this by myself, by having both the car and grant. Correct?

2) For someone who has successfully done an inspection at Puspakom Wangsa Maju recently. Can I call say today for booking, and expect to get one in two days time? In short - just want to get some feel on the 'lead time' for Wangsa Maju Puspakom.

3) Say it is the day of the appoinment / booking at Puspakom Wangsa Maju. How early is early enough, to be among the first in queue? Be there 6 am?

4) My wife and father in law will not be around. Effectively, I am the runner. Is this possible? I guess I need to get TM-AB form done for both? Anything else?

5) I need to buy insurance first, and then go to JPJ to initiate the transfer. Correct? I can just do this at any post office right? I'm staggering the inspection, insurance and transfer to different days so that I could skip taking leave.

6) With the latest MySikap system and its issues, how bad is the experience going to be, or is it ok now?
*
Right now still able to do the "runner" thing till 2014.. Booking wise, u call n see what they say, normally bout few days after ur call that u will get the inspection done..

O, do refer to my post above as its really that straightforward.. yes. those forms u mentioned are enough edi, but provided JPJ dont last minute change its requirement.

Its really easy for now before the full throtle of my-sikap kicks in but do bear with some bugs of the system for now...

Worse come to worse, just bring all the necessary things there n ask the ppl there, those seasoned runners will be happy to help as every1 is bored waiting..

This post has been edited by tangtang22: Nov 18 2013, 09:06 AM
boyan
post Nov 18 2013, 09:17 AM

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thanks man... it seems like i just need to do the inspection, and my father in law will take care of the title transfer in the home state.... phew...

anyway, called puspakom, and they do prefer some referral letter + copy of owner ic, along with the grant, when bringing the car, if you're not the owner.
farisjo
post Nov 19 2013, 12:47 PM

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Hello guys,

I have a question, I'm quite new in this. Let's say if the buyer still has a sum of outstanding balance with the bank and he is selling me the car at a lower price from the outstanding. Should owner settle the outstanding first and only then I apply for the loan or ?????

What are the steps needs to be taken. Really lost.
psyeo
post Nov 25 2013, 01:23 PM

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Would appreciate if anyone can assist me on this.

I'll be trading in my car to Honda (still with loan) and will be purchasing another car (loan approved).

the question I have here is the car I'm trading in will be sold to another 2nd hand dealership, whom my SA told me that they will pay to Honda directly and Honda will then settle the outstanding loan for me. So how will I know if the 2nd hand dealer will pay to Honda, and Honda for settling my outstanding loan amount? anything i should be wary off from this arrangement? (i will be handing over my car on wednesday & I have the car registration card with me)

I'll be transferring the existing number plate to the new car

This post has been edited by psyeo: Nov 25 2013, 01:24 PM
psyeo
post Nov 26 2013, 09:51 PM

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Anyone? Pls
imran
post Dec 9 2013, 12:24 AM

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hi, anyone who knows how long it takes to change the name from foreigner user to local m'sia user ?
thefryingfox
post Dec 9 2013, 06:13 PM

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If i sell my car - do i have to pay for insurance for another party? or does he/she need to buy that insurance?
summeracres
post Dec 10 2013, 10:54 AM

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QUOTE(boyan @ Nov 17 2013, 09:30 PM)
I've been reading many posts and news, so I just like to get some confirmation before dedicating time to get the ownership transfer errand settled. I want to transfer from my father-in-law's to my wife's name.

1) Someone stated that during Puspakom inspection, it's best to have the original owner bringing the vehicle, else you have to cook up some referral letter? I think Puspakom doesn't really care about this, as long as you have the grant. That means I can just do this by myself, by having both the car and grant. Correct?

2) For someone who has successfully done an inspection at Puspakom Wangsa Maju recently. Can I call say today for booking, and expect to get one in two days time? In short - just want to get some feel on the 'lead time' for Wangsa Maju Puspakom.

3) Say it is the day of the appoinment / booking at Puspakom Wangsa Maju. How early is early enough, to be among the first in queue? Be there 6 am?

4) My wife and father in law will not be around. Effectively, I am the runner. Is this possible? I guess I need to get TM-AB form done for both? Anything else?

5) I need to buy insurance first, and then go to JPJ to initiate the transfer. Correct? I can just do this at any post office right? I'm staggering the inspection, insurance and transfer to different days so that I could skip taking leave.

6) With the latest MySikap system and its issues, how bad is the experience going to be, or is it ok now?
*
It's better to prepare the authorization letter in advance before going. Just in case. When you are there, you will need to fill up a form. There's a section where you fill in as representative.

I usually figure out when I can go Puspakom, call and ask for a preferred time. Usually can get. Go early morning say 8.30am, the opening time. You'll be out in half an hour biggrin.gif. There's no queue for me at Puspakom Bangi. I get a 8.30am appointment, be there by 8.15am, wait for them to open, talk to the police office, drive the car in to the inspection bay, fill in form and pay.

Before you do the transfer, make sure your FIL's car current road tax and insurance has already been cancelled. Then buy insurance. After transfer only get the road tax. I guess you can get those insurance from post office but road tax will need to be done at JPJ.

summeracres
post Dec 10 2013, 10:56 AM

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QUOTE(farisjo @ Nov 19 2013, 12:47 PM)
Hello guys,

I have a question, I'm quite new in this. Let's say if the buyer still has a sum of outstanding balance with the bank and he is selling me the car at a lower price from the outstanding. Should owner settle the outstanding first and only then I apply for the loan or ?????

What are the steps needs to be taken. Really lost.
*
Someone replied just a few post above.

QUOTE(empty1339 @ Oct 31 2013, 09:02 AM)
Basically, if the buyer take loan, and let say if you still owe bank with car loan, then either one of the bank will act like the middle man, inform them how much is the car, and after deduct your loan balance, the bank will return it back to you. that was my experience, hope it helps
*
summeracres
post Dec 10 2013, 10:59 AM

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QUOTE(thefryingfox @ Dec 9 2013, 06:13 PM)
If i sell my car - do i have to pay for insurance for another party? or does he/she need to buy that insurance?
*
When you sell your car, you'll need to terminate existing road tax and insurance then only the new owner will need to buy the insurance. And no, not you to pay. Why do you need to pay for it? Hehe
thefryingfox
post Dec 10 2013, 07:17 PM

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QUOTE(summeracres @ Dec 10 2013, 10:59 AM)
When you sell your car, you'll need to terminate existing road tax and insurance then only the new owner will need to buy the insurance. And no, not you to pay. Why do you need to pay for it? Hehe
*
Just covering all angles. So isit right to say that for the sale, the buyer has to bear all the fees associated with the sale?
summeracres
post Dec 10 2013, 10:27 PM

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QUOTE(thefryingfox @ Dec 10 2013, 07:17 PM)
Just covering all angles. So isit right to say that for the sale, the buyer has to bear all the fees associated with the sale?
*
Yes correct. I've written a guide on selling car directly to buyer. Here's the link http://www.street-love.net/2013/12/complet...r-malaysia.html

This post has been edited by summeracres: Dec 10 2013, 10:28 PM
0909210886
post Dec 11 2013, 09:21 PM

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hi everyone, what happen if i want to sell my car but the road tax already expired since mar 2012?
summeracres
post Dec 12 2013, 09:17 AM

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QUOTE(0909210886 @ Dec 11 2013, 09:21 PM)
hi everyone, what happen if i want to sell my car but the road tax already expired since mar 2012?
*
Nothing will happen. You will only have problem driving the car for Puspakom inspection since it's now illegal on the road and you need to pay more for Premier Mobile Inspection (PMI) Door-to-Door Services inspection.
imran
post Dec 16 2013, 01:29 AM

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QUOTE(imran @ Dec 9 2013, 12:24 AM)
hi, anyone who knows how long it takes to change the name from foreigner user to local m'sia user ?
*
TSWira_lover
post Dec 22 2013, 12:54 PM

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Hi imran,

Not sure how long it takes but it should be the same time... but documentation might differ...
SUSbe7a
post Dec 29 2013, 03:39 PM

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I am selling the car with outstanding from bank and the buyer is applying loan from same bank. Today the officer ask me for original geran and insurance cover note. And he say that bank will do the name transfer. Is this normal procedure? How will I know I will get my full settled amount before the car ownership change??
cherryl9
post Dec 29 2013, 08:08 PM

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I am trying to buy a bike from my neigbor, but he doesn't have malaysian citizenship anymore (is now a singaporean), and he said it rendered him not able to sell the bike. Is it true?
summeracres
post Dec 29 2013, 09:20 PM

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QUOTE(be7a @ Dec 29 2013, 03:39 PM)
I am selling the car with outstanding from bank and the buyer is applying loan from same bank. Today the officer ask me for original geran and insurance cover note. And he say that bank will do the name transfer. Is this normal procedure? How will I know I will get my full settled amount before the car ownership change??
*
It's normal. If you don't give the registration card, how will they be able to do name transfer? You won't get the money before change of ownership. Bank will only process the disbursement AFTER that.

I've wrote the procedure of buying & selling used car here http://www.street-love.net/2013/12/complet...r-malaysia.html
TSWira_lover
post Dec 30 2013, 12:43 AM

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QUOTE(be7a @ Dec 29 2013, 03:39 PM)
I am selling the car with outstanding from bank and the buyer is applying loan from same bank. Today the officer ask me for original geran and insurance cover note. And he say that bank will do the name transfer. Is this normal procedure? How will I know I will get my full settled amount before the car ownership change??
*
yes this is normal, the bank will hire their own runner to perform the change name process once they have obtained all documents from seller and buyer.

The bank will issue a payment to you normally via cheque once the loan and deposit(balance cash from loan) is paid up to your bank....the bank will have all the documents in black and white for proof of purchase.
TSWira_lover
post Dec 30 2013, 12:46 AM

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QUOTE(cherryl9 @ Dec 29 2013, 08:08 PM)
I am trying to buy a bike from my neigbor, but he doesn't have malaysian citizenship anymore (is now a singaporean), and he said it rendered him not able to sell the bike. Is it true?
*
not so sure on this but i have heard that once you convert as a spore citizen their MY license etc is invalid...so not sure why he cant sell the bike though... perhaps there will be an issue in the transfer of ownership as he is no longer a m'sia citizen,,,
cherryl9
post Dec 30 2013, 01:47 PM

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QUOTE(Wira_lover @ Dec 30 2013, 12:46 AM)
not so sure on this but i have heard that once you convert as a spore citizen their MY license etc is invalid...so not sure why he cant sell the bike though... perhaps there will be an issue in the transfer of ownership as he is no longer a m'sia citizen,,,
*
Thanks! do you know if there is anyway to make the transfer work though?
TSWira_lover
post Dec 30 2013, 07:17 PM

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tbh if this is a cash transaction the sale can go through still, just that the change of ownership part, best to get a runner from JB to use their magic... as im sure over in jb this could be a very common situation.
vergas
post Jan 3 2014, 11:26 AM

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Any good recommendation for a runner in Klang Valley? Want to transfer car between family members.
tangtang22
post Jan 3 2014, 11:57 AM

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QUOTE(vergas @ Jan 3 2014, 11:26 AM)
Any good recommendation for a runner in Klang Valley? Want to transfer car between family members.
*
Suggest u to go urself as mysikap does not allow runners anymore.

Furthermore, its actually a straightforward process.
ongdennis
post Jan 4 2014, 10:05 AM

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Planning to get a used car recently but then the seller had converted the engine 1 year ago and not yet endorsed at jpj for the new engine.

What will be the procedure if I want to buy that car (cash sale)?

the seller say can endorse n change the ownership at the sametime.
Rishi
post Jan 9 2014, 07:36 AM

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Hey Guys,

I am currently purchasing a 2nd hand car from a dealder. He is charging me 600 bucks for registration and 600 bucks for inspection.

Would you be kind enough to advice if I am being taken for a ride?

Warm Regards
Rishi
tangtang22
post Jan 9 2014, 09:09 AM

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QUOTE(Rishi @ Jan 9 2014, 07:36 AM)
Hey Guys,

I am currently purchasing a 2nd hand car from a dealder. He is charging me 600 bucks for registration and 600 bucks for inspection.

Would you be kind enough to advice if I am being taken for a ride?

Warm Regards
Rishi
*
U decide urself -- Fee to change ownership/registration is only RM100 at JPJ counter. Car inspection at Puspakom is only RM30.


Rishi
post Jan 9 2014, 10:08 AM

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Mate,

I couldnt be more greatful and appreciative of your reply. I cannot wait to have my next conversation with my dealer.

It's going to be an interesting session.

Thank you!
summeracres
post Jan 9 2014, 11:02 AM

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QUOTE(Rishi @ Jan 9 2014, 07:36 AM)
Hey Guys,

I am currently purchasing a 2nd hand car from a dealder. He is charging me 600 bucks for registration and 600 bucks for inspection.

Would you be kind enough to advice if I am being taken for a ride?

Warm Regards
Rishi
*
Definitely taken for a ride. Even if you buy directly from seller, bank will charge RM400 for everything including runner fee. So either way 1.2k is too much.
cheekin36
post Jan 16 2014, 04:51 PM

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Just done transfer of ownership on one of my car. I did it on my self. very simple, only need to go 2 different place:-
1. 8am morning que at puspakom to do inspection B5, make sure u do not have black tinted. Once your turn within 30mins can get everything done. Puspakom inspection fee RM30.
2. 2nd day go JPJ transfer name. Bring new owner photo copy IC. New owner must come too. Then fill in few pieces form. Once your turn can finish all process within 10 mins. JPJ transfer fee RM100
cheekin36
post Jan 16 2014, 04:52 PM

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Just done transfer of ownership on one of my car. I did it on my self. very simple, only need to go 2 different place:-
1. 8am morning que at puspakom to do inspection B5, make sure u do not have black tinted. Once your turn within 30mins can get everything done. Puspakom inspection fee RM30.
2. 2nd day go JPJ transfer name. Bring new owner photo copy IC. New owner must come too. Then fill in few pieces form. Once your turn can finish all process within 10 mins. JPJ transfer fee RM100
DreamChaser
post Jan 19 2014, 01:06 PM

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anyone can enlighten on the procedure for transferring my deceased father's car to my name? what forms are required and any special procedures required? thx!
TSWira_lover
post Jan 23 2014, 09:49 PM

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QUOTE(DreamChaser @ Jan 19 2014, 01:06 PM)
anyone can enlighten on the procedure for transferring my deceased father's car to my name? what forms are required and any special procedures required? thx!
*
my condolences bro.. not familiar for this procedure... is the car fully paid or still got a hire purchase?
DreamChaser
post Jan 24 2014, 03:04 PM

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QUOTE(Wira_lover @ Jan 23 2014, 09:49 PM)
my condolences bro.. not familiar for this procedure... is the car fully paid or still got a hire purchase?
*
car already fully paid. smile.gif grant and all LA with us now...
TSWira_lover
post Jan 24 2014, 09:45 PM

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alright .. if its fully paid should be ok... shouldnt have much of a prob as long as you got all the documents such geran etc...the only diff in this case i belive you need to include your late dad documents such as death certificate etc... there is a form which should be different for the change name...it will be tukar nama secara tidak sukarela something like that.

so as long as you have ur dad's ic , death cert, that form and insurance for the car under your name....they should be able to complete the process.... just drop by jpj and can do yourself or hire a runner. but best to do your self if you have the time.
DreamChaser
post Jan 26 2014, 01:05 AM

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QUOTE(Wira_lover @ Jan 24 2014, 09:45 PM)
alright .. if its fully paid should be ok... shouldnt have much of a prob as long as you got all the documents such geran etc...the only diff in this case i belive you need to include your late dad documents such as death certificate etc... there is a form which should be different for the change name...it will be tukar nama secara tidak sukarela something like that.

so as long as you have ur dad's ic , death cert, that form and insurance for the car under your name....they should be able to complete the process.... just drop by jpj and can do yourself or hire a runner. but best to do your self if you have the time.
*
great, thanks! thumbup.gif
boysrule
post Jan 26 2014, 05:40 PM

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Hi guys... Need your comment whether my tint will pass puspakom for ownership change. Changing name within family that's why the need to save the tint. Currently using Llumar Crystal 6 jpj compliant but worried about the coloured window. Kindly refer to photo attached for detailed info.

https://www.dropbox.com/s/fk9d1npht58xn57/P...5%2035%20PM.jpg
https://www.dropbox.com/s/ogxkk4zwkwkca3u/P...6%2021%20PM.jpg
https://www.dropbox.com/s/ec21nm70vraskzq/P...6%2010%20PM.jpg

Sorry some bug/error using the upload attachment function with iPhone... Pls refer to Dropbox link TQ

This post has been edited by boysrule: Jan 26 2014, 05:42 PM
TSWira_lover
post Jan 26 2014, 09:32 PM

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the tint by view wont really be able to see. they use a device to scan...if it fails...they will ask you if want to tear or not... if they tear for you it will be a crappy job and end up have to send to shop to wash/clean... if pass then its good. .. if you got cert or such to show jpj for your tint maybe ok... but again... its all up to that scanner they use
boysrule
post Jan 26 2014, 09:39 PM

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Tint shop not gonna cover puspakom. Most probably I will need to re-tint and say bye bye to the 1 yr old tint.
TSWira_lover
post Jan 27 2014, 12:36 AM

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most likely that will be the outcome...to avoid any issues best do without that tint or test luck when you go in...if they say tear just tear
nj922
post Jan 29 2014, 05:57 PM

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Hi,
I am buying my company used car. Currently my company has already cancelled the insurance but the road tax still valid until May. My loan is still in progress, the car ownership hasn't changed to me. Please advice can I buy insurance for this car?
summeracres
post Jan 29 2014, 06:06 PM

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QUOTE(nj922 @ Jan 29 2014, 05:57 PM)
Hi,
I am buying my company used car. Currently my company has already cancelled the insurance but the road tax still valid until May. My loan is still in progress, the car ownership hasn't changed to me. Please advice can I buy insurance for this car?
*
It doesn't work this way. The road tax need to be cancelled before cancelling the insurance. Just go to any insurance company and purchase a new insurance after that.
nj922
post Jan 29 2014, 06:37 PM

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QUOTE(summeracres @ Jan 29 2014, 06:06 PM)
It doesn't work this way. The road tax need to be cancelled before cancelling the insurance. Just go to any insurance company and purchase a new insurance after that.
*
Erm, so you mean my company hasn't cancelled the insurance? The road tax is still valid and stick to the mirror. But I am not sure whether is it still insured or not...
summeracres
post Jan 29 2014, 07:18 PM

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QUOTE(nj922 @ Jan 29 2014, 06:37 PM)
Erm, so you mean my company hasn't cancelled the insurance? The road tax is still valid and stick to the mirror. But I am not sure whether is it still insured or not...
*
Means you cannot buy insurance first if the current road tax has not been cancelled. To cancel just tear off the R/T and walk-in to JPJ for cancellation.
nj922
post Jan 30 2014, 07:51 AM

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QUOTE(summeracres @ Jan 29 2014, 07:18 PM)
Means you cannot buy insurance first if the current road tax has not been cancelled. To cancel just tear off the R/T and walk-in to JPJ for cancellation.
*
From what I know the company bought new car and then transfer the current insurance policy to the new car. .. is that possible?
How can I check whether my car is insured?
nj922
post Feb 5 2014, 07:43 PM

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any way to avoid from tearing the windscreen tinting film during puspakom inspection?
victor1985
post Feb 5 2014, 11:36 PM

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Hi All Sifus,

I have a motor which was fully paid but the shop did not update JPJ on the status ( was told by the shop it was done online but when I went to jpj I was told otherwise). Further, the shop did not provide me with the letter that state I have fully paid for the motor and the shop has closes since 2010. I have went JPJ for advise and according to them, I need to get a court order in order to change the ownership name.

Do you knows any law firms / runners that provide service for change of ownership which required a court order in Penang (preferably in island)? I have asked this in serious kopitiam and yet to received any reply.
fishmango
post Feb 13 2014, 10:47 AM

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Hi All Sifus,

For ownership transfer, if the used car got exhaust pipe leak, what will happen to B5 or B7 test?
wiraone
post Feb 13 2014, 11:35 AM

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QUOTE(cheekin36 @ Jan 16 2014, 04:51 PM)
Just done transfer of ownership on one of my car. I did it on my self. very simple, only need to go 2 different place:-
1. 8am morning que at puspakom to do inspection B5, make sure u do not have black tinted. Once your turn within 30mins can get everything done. Puspakom inspection fee RM30.
2. 2nd day go JPJ transfer name. Bring new owner photo copy IC. New owner must come too. Then fill in few pieces form. Once your turn can finish all process within 10 mins. JPJ transfer fee RM100
*
Do we need to do an appointment first for Puspakom Wangsa Maju? I need to change my old car to my daughter so she could build up her insurance NCD.

This post has been edited by wiraone: Feb 13 2014, 11:36 AM
cheekin36
post Feb 13 2014, 01:20 PM

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QUOTE(wiraone @ Feb 13 2014, 12:35 PM)
Do we need to do an appointment first for Puspakom Wangsa Maju? I need to change my old car to my daughter so she could build up her insurance NCD.
*
I did my inspection at Melaka. U can chk puspakom website and get the puspakom wangsa maju phone number and call them for double confirm. All puspakom should open at 8pm.
cheekin36
post Feb 13 2014, 01:27 PM

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QUOTE(wiraone @ Feb 13 2014, 12:35 PM)
Do we need to do an appointment first for Puspakom Wangsa Maju? I need to change my old car to my daughter so she could build up her insurance NCD.
*
Just some friendly reminder if you transfer ur car ownership to ur daughter, yes she can bulit up the her NCD year by year. But if your current 55% NCD is not transfer to any of car that own by you then your 55% NCD will drop year by year until 0% in 5 years time.
wiraone
post Feb 13 2014, 02:13 PM

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QUOTE(cheekin36 @ Feb 13 2014, 01:27 PM)
Just some friendly reminder if you transfer ur car ownership to ur daughter, yes she can bulit up the her NCD year by year. But if your current 55% NCD is not transfer to any of car that own by you then your 55% NCD will drop year by year until 0% in 5 years time.
*
Mine already transferred to my new car, my renewal notice came last week, need to pay full again.
mtgh
post Feb 14 2014, 12:31 AM

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I am a company director and selling off a company car.
Do I need additional forms for puspakom and transfer?
Or the standard forms are adequate
Thanks
kirin2288
post Feb 24 2014, 12:22 PM

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Can anyone tell me where can I find Pesuruhjaya Sumpah/Commisionner of Oaths?
i'm located in Sungai buloh area.
skyammo
post Feb 24 2014, 05:32 PM

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what is the latest update rate for the car inspection? and what is the rates for runners nowadays?
piritasteradoul
post Feb 25 2014, 09:48 PM

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QUOTE(kirin2288 @ Feb 24 2014, 12:22 PM)
Can anyone tell me where can I find Pesuruhjaya Sumpah/Commisionner of Oaths?
i'm located in Sungai buloh area.
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At court, cheaper. Outside usually nearby law firm got. Their banner not big one, you have to see closely.
prescott2006
post Feb 27 2014, 11:14 AM

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What are the procedures if I want to change the car owner from my father to me? It's a 18 years car so is not tied with any loan. Because of the age of the car and my father who is 67 years old, I think should change the name to start collecting NCD since there will be 30% anyway whenever I buy insurance.

This post has been edited by prescott2006: Feb 27 2014, 11:16 AM
SUSlowya
post Feb 28 2014, 01:10 PM

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can JPJ approve transfer if only the buyer bring the seller's signed transfer forms at counter? this is for the case the car dealer sell at cheap price hence buyer do the transfer without seller.
ah_fui
post Mar 6 2014, 05:34 PM

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i wnat to ask if i want to change ownership to my friend from me, i just need to go puspakom do inspection and submit change ownership form ?

how about my current NCB ? NCB will follow driver or car owner ?
how about the car insurance ?

the car is loan free.

thx.
qinshun87
post Mar 9 2014, 09:21 PM

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Today went to 2nd car dealer. They quote me rm1350 for the car inspection and change name. Not include insurance. Is it reasonable ?
wiraone
post Mar 10 2014, 02:28 PM

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QUOTE(qinshun87 @ Mar 9 2014, 09:21 PM)
Today went to 2nd car dealer. They quote me rm1350 for the car inspection and change name. Not include insurance. Is it reasonable ?
*
Wow, that is expensive. For voluntary charge of ownership, it should cost you rm100 + puspakom test, should be less than rm200 altogether if you're doing on your own.
nutriace88
post Mar 17 2014, 07:15 AM

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used car shop not allow us do the inspect + charge of ownership
0909210886
post Mar 17 2014, 03:58 PM

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is there any way to sell the car if the owner is not in malaysia? (already gone back to his country)
LDP
post Mar 26 2014, 11:28 AM

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Hi all,

I did the car ownership transfer by myself recently. It might sound intimidating initially, but, it is not rocket science :-)

Assuming that it is a private vehicle, you need to do your car inspection at Puspakom first. You call even call their number, and make an appointment. I did the inspection at Glenmarie. You can only reserved your time slot, 3 days before the day of inspection. I called them and went there on Saturday morning. You can google more on the opening hours for Puspakom as certain branch are open on 2nd and 4th Sat of the month.

The cost of inspection is RM30. After the inspection, you will be given a report. Keep that report as you need it later at JPJ. The report is valid for 30 days ONLY !!!

I waited for around 30 minutes for the inspection and another 15 minutes for the report. Overall, it took me an hour to complete the inspection, as my car did not have any tint.

After that you can go JPJ to transfer the ownership.

If both the buyer and seller are going to JPJ, then, pls bring the following:

1. Original IC as they hv to verify the identitty of the buyer and seller
2. Geran: Original and photocopy
3. New Insurance Policy - Cover Note. Actually, the lady at the counter informed us that this is no longer necessary, as everything is in their computer nowadays. But then I brought it along.
4. Certificate from Puspakom
5. Borang TM -1 (Download it first before going)
6. Borang JPJ K3 (Download it first before going)
7. Borang JPJ K6 - Pembayaran Balik Road Tax (Can download but then I end up redoing it as there is a new version of the form).
8. Road Tax Sticker since you want to terminate the existing one and apply for a new one
9. Photocopy of the seller's bank statement (The road tax refund will be banked into your account afterwards.)

I paid RM 100 just for penukaran hakmilik secara sukarela. I went there around 7.35, and I left the office by 8.40 am. I took me an hour to do it, as I was the fifth person in the queue. I have also paid for the new road tax on the spot, and was given the new road tax sticker within minutes. And the effective date of the new road tax will automatically follow the effective date of your new car insurance policy !!!


princeb0b0
post Mar 27 2014, 03:27 PM

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QUOTE(LDP @ Mar 26 2014, 11:28 AM)
Hi all,

I did the car ownership transfer by myself recently. It might sound intimidating initially, but, it is not rocket science :-)

Assuming that it is a private vehicle, you need to do your car inspection at Puspakom first. You call even call their number, and make an appointment. I did the inspection at Glenmarie. You can only reserved your time slot, 3 days before the day of inspection. I called them and went there on Saturday morning. You can google more on the opening hours for Puspakom as certain branch are open on 2nd and 4th Sat of the month.

The cost of inspection is RM30. After the inspection, you will be given a report. Keep that report as you need it later at JPJ. The report is valid for 30 days ONLY !!!

I waited for around 30 minutes for the inspection and another 15 minutes for the report. Overall, it took me an hour to complete the inspection, as my car did not have any tint.

After that you can go JPJ to transfer the ownership.

If both the buyer and seller are going to JPJ, then, pls bring the following:

1. Original IC as they hv to verify the identitty of the buyer and seller
2. Geran: Original and photocopy
3. New Insurance Policy - Cover Note. Actually, the lady at the counter informed us that this is no longer necessary, as everything is in their computer nowadays. But then I brought it along.
4. Certificate from Puspakom
5. Borang TM -1 (Download it first before going)
6. Borang JPJ K3 (Download it first before going)
7. Borang JPJ K6 - Pembayaran Balik Road Tax (Can download but then I end up redoing it as there is a new version of the form).
8. Road Tax Sticker since you want to terminate the existing one and apply for a new one
9. Photocopy of the seller's bank statement (The road tax refund will be banked into your account afterwards.)

I paid RM 100 just for penukaran hakmilik secara sukarela. I went there around 7.35, and I left the office by 8.40 am. I took me an hour to do it, as I was the fifth person in the queue. I have also paid for the new road tax on the spot, and was given the new road tax sticker within minutes. And the effective date of the new road tax will automatically follow the effective date of your new car insurance policy !!!
*
bro, item 5,6&7 are for the transfor of ownership right? where can i get those forms. also i assume u didnt do a hire purchase inspection? just wondering where the fund transfer slots in. especially if the new buyer is getting a HP loan.
Alidavidsun
post Mar 28 2014, 01:35 PM

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Im in the process of buying a used car, took loan from Ambank but the banker said they will handle the ownership transfer using their runnner and the fee is RM350. From what I checked if I do it myself the fee is just bout RM150 correct? Is RM350 reasonable or they're making a big profit.

I was told 1st April onwards, both buyer and seller have to be present at JPJ to verify their thumprint. Then the runner's job will be just to prepare paperwork and submit. Paying about RM200+ for paperwork service sounds kinda cut throat to me.
alxdc
post Mar 31 2014, 03:30 PM

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Guys I need help
I'm selling my car and my loan settle amount is 60k. Buyer planning to take 20k loan and pay 40k cash to settle my loan.

The problem now is they say the new rulling that I have to settle my own car settlement then only the buyer can apply loan for my car.
This make no sense. How am I going to settle my car loan?

Please anyone know what's the new ruling now? How to sell my car?
Peggy Khor
post Mar 31 2014, 08:12 PM

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Hi all sifus,

Is it confirm all banks didn't accept walk in customer for used car loan application ? I tried Maybank & public bank which are not accept walk in application except from used car dealer . Any sifus know any bank that offer that ?
kethon27
post Apr 2 2014, 09:10 AM

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Peggy Khor, Yes and No. It depends on bank to accept individual walk in. Try to walk in to smaller branch. it is good if you know someone from any bank inside. Other bank than KL or Selangor territory would be easier such as Ipoh or Seremban area.

They do not have such policy do not accept walk-in customer but due to trouble from the past experience, they rather prefer not to accept but you can ask them their panel runner. Good Luck
kethon27
post Apr 2 2014, 09:12 AM

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Latest update asof 2014 April from JPJ: New Buyer and Seller need to present together to JPJ for biometric reader thumbprint scan for the vehicle ownership transfer.

This applies when purchasing used car from individual and car dealer as well.
Even car dealer has 'runner', the new buyer has to present for the thumbprint. Not sure on recond-vehicle.

Alternatively, Seller submit forms and does the thumbprint scan in any JPJ branch, the new Buyer will only given 7 days after then to visit any JPJ branch for the ownership vehicle transfer completion.

This is due to JPJ sort of implementing stream-line system all across Malaysia.
alxdc
post Apr 3 2014, 10:06 AM

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I heard the new rulling has been postpone. Is that true ?
synical
post Apr 15 2014, 12:48 PM

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Hi,

My dad wants to transfer ownership of one of his cars to me (the kid) for NCD purposes (not sure why, can anyone explain?). Car already paid for in full, so no loans to worry about. I've already gotten the PUSPAKOM inspection and most of the JPJ forms I think I need. Just need to bring parent along.

The only area I'm blur about is the car insurance policy and road tax - would I have to get a new insurance policy and how do I get existing road tax cancelled and have a new one in place, etc? Do I have to do all this before going to JPJ, or can I get all that done there?

Thanks for reading.
danielisme
post May 10 2014, 11:17 PM

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Need advised , my car just done puspakom inspection and change name from company name to my individual name on 30 April . Now the car I want to sell to new buyer ( loan ) so my question is my car need to do another puspakom inspection not ? Can I straight do change name ?
Chrix
post May 12 2014, 02:34 PM

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QUOTE(synical @ Apr 15 2014, 12:48 PM)
Hi,

My dad wants to transfer ownership of one of his cars to me (the kid) for NCD purposes (not sure why, can anyone explain?). Car already paid for in full, so no loans to worry about. I've already gotten the PUSPAKOM inspection and most of the JPJ forms I think I need. Just need to bring parent along.

The only area I'm blur about is the car insurance policy and road tax - would I have to get a new insurance policy and how do I get existing road tax cancelled and have a new one in place, etc? Do I have to do all this before going to JPJ, or can I get all that done there?

Thanks for reading.
*
You have to buy insurance as the owner & insured must be the same person. Insured period can exceed roadtax, not vise versa, so depending on the current road tax. Cancellation of roadtax can be done at JPJ during change of name, balance will be refunded but need to fill in form & must photocopy bank book with account details.

Yes, all this BEFORE you go JPJ, they are the last step.

QUOTE(danielisme @ May 10 2014, 11:17 PM)
Need advised , my car just done puspakom inspection and change name from company name to my individual name on 30 April . Now the car I want to sell to new buyer ( loan ) so my question is my car need to do another puspakom inspection not ? Can I straight do change name ?
*
Inspection is valid for 1 month, however since you mentioned the previous inspection done for the first name change and you no longer have the PUSPAKOM cert of inspection, which you will need to produce during change of ownership at JPJ, I would guess you'd have to do inspection again... Call up PUSPAKOM & JPJ to clarify.
synical
post May 12 2014, 05:27 PM

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QUOTE(Chrix @ May 12 2014, 02:34 PM)
You have to buy insurance as the owner & insured must be the same person. Insured period can exceed roadtax, not vise versa, so depending on the current road tax. Cancellation of roadtax can be done at JPJ during change of name, balance will be refunded but need to fill in form & must photocopy bank book with account details.

Yes, all this BEFORE you go JPJ, they are the last step.
Inspection is valid for 1 month, however since you mentioned the previous inspection done for the first name change and you no longer have the PUSPAKOM cert of inspection, which you will need to produce during change of ownership at JPJ, I would guess you'd have to do inspection again... Call up PUSPAKOM & JPJ to clarify.
*
Thanks for the reply - insurance and road tax already lapsed before we got round to going to JPJ, so only had to do it afterwards..
kathlynn
post May 15 2014, 12:57 AM

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Transferring car between family members. Instead of both parties being present at JPJ, any ways around that? Thanks
zenwell
post May 15 2014, 02:34 PM

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I have a question to ask: if I want to buy a second hand car, but don't want the number that comes with it, I want to buy a new and upcoming number from jpj, is it possible? if yes how is it done? thanks!
bengang13
post May 17 2014, 11:29 AM

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hi guys,

can i know what is this?

Surat/Keratan pembatalan tuntutan hakmilik pemilik berdaftar (selain e-Hakmilik);

thanks
echoesian
post May 17 2014, 04:26 PM

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I wanna sell my car with fully settled loan, found a potential buyer, he wanted to buy with loan, he said the bank ask the owner to go to JPJ to do a "search" before they can approve the loan to him. The search is the ensure that the car is free of blacklist, summons, etc. This is the first time I'm hearing this, is there such a thing?

This post has been edited by echoesian: May 17 2014, 04:26 PM
bengang13
post May 19 2014, 01:08 PM

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I am not at jpj. Apparently both the owner and buyer needs to be here. Now they are using biometric. Which makes me wonder how the runner does it.
daniel7910
post May 27 2014, 08:45 AM

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QUOTE(echoesian @ May 17 2014, 04:26 PM)
I wanna sell my car with fully settled loan, found a potential buyer, he wanted to buy with loan, he said the bank ask the owner to go to JPJ to do a "search" before they can approve the loan to him. The search is the ensure that the car is free of blacklist, summons, etc. This is the first time I'm hearing this, is there such a thing?
*
Some of the bank will ask for it..

giftfre
post May 27 2014, 10:28 AM

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QUOTE(Chrix @ May 12 2014, 02:34 PM)
You have to buy insurance as the owner & insured must be the same person. Insured period can exceed roadtax, not vise versa, so depending on the current road tax. Cancellation of roadtax can be done at JPJ during change of name, balance will be refunded but need to fill in form & must photocopy bank book with account details.

Yes, all this BEFORE you go JPJ, they are the last step.
Inspection is valid for 1 month, however since you mentioned the previous inspection done for the first name change and you no longer have the PUSPAKOM cert of inspection, which you will need to produce during change of ownership at JPJ, I would guess you'd have to do inspection again... Call up PUSPAKOM & JPJ to clarify.
*
I doesn't have bank book, then how?
giftfre
post May 27 2014, 10:55 AM

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I saw there are Borang Akuan Pembeli (JPJ-SAB02)-2 and Borang Akuan Penjual (JPJ-SAB01)-1, do i need to bring this part to Pesuruhjaya Sumpah then pass to JPJ?
SUSMatrix
post May 30 2014, 08:23 AM

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QUOTE(LDP @ Mar 26 2014, 11:28 AM)
Hi all,

I did the car ownership transfer by myself recently. It might sound intimidating initially, but, it is not rocket science :-)

Assuming that it is a private vehicle, you need to do your car inspection at Puspakom first. You call even call their number, and make an appointment. I did the inspection at Glenmarie. You can only reserved your time slot, 3 days before the day of inspection. I called them and went there on Saturday morning. You can google more on the opening hours for Puspakom as certain branch are open on 2nd and 4th Sat of the month.

The cost of inspection is RM30. After the inspection, you will be given a report. Keep that report as you need it later at JPJ. The report is valid for 30 days ONLY !!!

I waited for around 30 minutes for the inspection and another 15 minutes for the report. Overall, it took me an hour to complete the inspection, as my car did not have any tint.

After that you can go JPJ to transfer the ownership.

If both the buyer and seller are going to JPJ, then, pls bring the following:

1. Original IC as they hv to verify the identitty of the buyer and seller
2. Geran: Original and photocopy
3. New Insurance Policy - Cover Note. Actually, the lady at the counter informed us that this is no longer necessary, as everything is in their computer nowadays. But then I brought it along.
4. Certificate from Puspakom
5. Borang TM -1 (Download it first before going)
6. Borang JPJ K3 (Download it first before going)
7. Borang JPJ K6 - Pembayaran Balik Road Tax (Can download but then I end up redoing it as there is a new version of the form).
8. Road Tax Sticker since you want to terminate the existing one and apply for a new one
9. Photocopy of the seller's bank statement (The road tax refund will be banked into your account afterwards.)
[COLOR=red]

I paid RM 100 just for penukaran hakmilik secara sukarela. I went there around 7.35, and I left the office by 8.40 am. I took me an hour to do it, as I was the fifth person in the queue. I have also paid for the new road tax on the spot, and was given the new road tax sticker within minutes. And the effective date of the new road tax will automatically follow the effective date of your new car insurance policy !!!
*
For this:
8. Means i have to rip off the current car sticker?? How leh if stick to window? Sure will be torn off!
9. You mean latest statement? Or they just want the account no? New accounts nowadays don't have bank book anymore, just ATM cards. Photostat ATM card can do?
Gemal
post Jun 1 2014, 02:18 PM

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Dear Sifu,

Need advise here. In the process of buying a private owned vehicle from a friend. Hire purchase loan has been approved and waiting to be signed. One problem is that the road tax of this car is expired. How should i proceed for the puspakom inspection and jpj transfer of ownership? Thanks in advance!
bengang13
post Jun 4 2014, 03:04 PM

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QUOTE(Gemal @ Jun 1 2014, 02:18 PM)
Dear Sifu,

Need advise here. In the process of buying a private owned vehicle from a friend. Hire purchase loan has been approved and waiting to be signed. One problem is that the road tax of this car is expired. How should i proceed for the puspakom inspection and jpj transfer of ownership? Thanks in advance!
*
I also did mine with the expired road tax. No issue. Just make sure you don't get stop by the police. That's all. Puspakom won't check your road tax. And you can renew it when you change name at jpj
Gemal
post Jun 5 2014, 06:03 PM

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Aiyo, scary. Thanks for sharing. Just found out from jpj, we can apply for 1 to 3 days permit as long as your vehicle is insured.
bengang13
post Jun 7 2014, 07:20 PM

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QUOTE(Gemal @ Jun 5 2014, 06:03 PM)
Aiyo, scary. Thanks for sharing. Just found out from jpj, we can apply for 1 to 3 days permit as long as your vehicle is insured.
*
Then your insurance date and road tax won't be the same day no?
LDP
post Jun 10 2014, 10:34 AM

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QUOTE(Matrix @ May 30 2014, 08:23 AM)
For this:
8. Means i have to rip off the current car sticker?? How leh if stick to window? Sure will be torn off!
9. You mean latest statement? Or they just want the account no? New accounts nowadays don't have bank book anymore, just ATM cards. Photostat ATM card can do?
*
Hi,

Sorry for my late reply as I have been busy.

8. My road tax sticker was still in good condition when I removed it from my windscreen. You can slowly peel it off without tearing it.
9. I printed out the bank statement from the internet.
779364
post Jun 13 2014, 12:14 AM

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Okay,i got some question to ask here.

I got a car registered under a private limited company and i want to transfer ownership. What is the proper procedure to do it?


popcorn1212
post Jun 24 2014, 04:29 PM

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juz got back fr bank. Banker said latest rule - Seller have to settle the loan before buyer can proceed to apply loan. Anyone could advise me on this? Banker say I must settle my loan before I can sell it. NO contra anymore due to new JPJ rule.
SUSMatrix
post Jun 26 2014, 09:28 AM

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QUOTE(popcorn1212 @ Jun 24 2014, 04:29 PM)
juz got back fr bank. Banker said latest rule - Seller have to settle the loan before buyer can proceed to apply loan. Anyone could advise me on this? Banker say I must settle my loan before I can sell it. NO contra anymore due to new JPJ rule.
*
Hmm...you sell direct or to used car dealer? If like this....have to take personal loan, settle car loan, then get payment from buyer, then pay back personal loan??? Rugi on interest wei....sweat.gif

Anyone else can confirm?


popcorn1212
post Jun 26 2014, 06:22 PM

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QUOTE(Matrix @ Jun 26 2014, 09:28 AM)
Hmm...you sell direct or to used car dealer? If like this....have to take personal loan, settle car loan, then get payment from buyer, then pay back personal loan??? Rugi on interest wei....sweat.gif

Anyone else can confirm?
*
i sell to direct buyer. Thought i can get better price by selling by my own. According to banker rule amended on 1june. Really need someone specialist to advise on this.
JamesCWK
post Jun 27 2014, 05:36 PM

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anyone can confirm that the transfer of ownership can be done thru the jpj online portal at this moment? thanks.
reeve-826
post Jul 4 2014, 09:14 AM

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Hi everyone,

1.)Can we transfer the car ownership without settle up the remaining hire purchase loan?
2.)The current insurance with NCD able to transfer ownership to new buyer?
3.) When we settle up the remaining car loan, is it exclude loan interest and just pay the remaining principal will do?

Thank You
Xu3r
post Jul 17 2014, 11:41 PM

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Hi may i know is it possible to pay up loan faster ?
sassyguy
post Jul 18 2014, 10:54 AM

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QUOTE(Xu3r @ Jul 17 2014, 11:41 PM)
Hi may i know is it possible to pay up loan faster ?
*
If you are refering to your car loan, yes you can pay your loan faster or even early settle it. You just have to let bank know when you want to early settle it and they will calculate amount to pay. It will be less than amount owing as bank will deduct some interest from it due to the earlier payment
cybersim2
post Jul 21 2014, 09:13 PM

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I'm selling my car to a buyer using cash term.
Do I need to cancel my road tax and insurance during change of ownership?
Or can I keep the ncb for my future car?
popcorn1212
post Jul 27 2014, 12:16 PM

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Do i need to cancel my insurance prior to ownership transfer ? Or i can cancel it only after my car buyer buy another new insurance policy?
ahter
post Jul 30 2014, 10:50 PM

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QUOTE(JamesCWK @ Jun 27 2014, 05:36 PM)
anyone can confirm that the transfer of ownership can be done thru the jpj online portal at this moment? thanks.
*
i think it can be done through MySIKAP for private transfer .. provided bank loan has been settled & puspakom inspection done. MyEG do provide the service as well. https://1mid.myeg.com.my/1MID/FAQ.html
e30
post Aug 4 2014, 12:06 PM

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QUOTE(ahter @ Jul 30 2014, 10:50 PM)
i think it can be done through MySIKAP for private transfer .. provided bank loan has been settled & puspakom inspection done. MyEG do provide the service as well.  https://1mid.myeg.com.my/1MID/FAQ.html
*
hi, do you know the payment methods available for MySikap transactions?

Debit card or online banking transfer possible?
ahter
post Aug 4 2014, 12:43 PM

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i tried but cannot proceed because dont have puspakom test result yet.
if i'm not mistaken, payment to be made by the buyer through online payment / credit card. check myeg website as the process is more or less the same. just that they charge service fee.
e30
post Aug 4 2014, 02:34 PM

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QUOTE(ahter @ Aug 4 2014, 12:43 PM)
i tried but cannot proceed because dont have puspakom test result yet.
if i'm not mistaken, payment to be made by the buyer through online payment / credit card. check myeg website as the process is more or less the same. just that they charge service fee.
*
Hi, just to reconfirm my understanding, MySikap and 1MID are 2 different things rite? but ownership transfer can be done using either MySikap and MYEG?

Planning to do online ownership transfer, the Seller is a foreigner so does not have an IC, is it possible for him to register for MySikap as well?
ahter
post Aug 4 2014, 02:50 PM

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QUOTE(e30 @ Aug 4 2014, 02:34 PM)
Hi, just to reconfirm my understanding,  MySikap and 1MID are 2 different things rite? but ownership transfer can be done using either MySikap and MYEG? yes, 2 different system but i believe 1M1D (owned by MyEG) is interfaced with MySikap (owned by JPJ) ...

Planning to do online ownership transfer, the Seller is a foreigner so does not have an IC, is it possible for him to register for MySikap as well?    to register MySikap u'll need IC as the JPJ officer will verify and scan yr thumbprint. temporary password will be send to yr email address. not sure about foreigner though ...
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jys
post Aug 4 2014, 03:29 PM

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anybody heard about double transfer before? Can do that? Owner passed away, executor of the will want to sell the car. car still under owner's name, so when got buyer, straight away transfer from owner to executor then to new owner.

Can be done? how many times car inspection if do like that?
e30
post Aug 4 2014, 05:41 PM

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QUOTE(ahter @ Aug 4 2014, 02:50 PM)

*
Thanks. I just went to jpj to get my IC registered for MySikap.
Asked him is it possible for a foreigner to register for MySikap, but he says its for Malaysians only. Thats conflicting with the MySikap portal which says its also possible for passport and PR holders as well. I guess my question to him was specific to transfer of ownership, which means foreigners will need to be present at JPJ to perform the transfer.

I guess to be safe i'll just go to jpj with the seller to sort out the transfer manually.
pakmat86
post Aug 4 2014, 10:20 PM

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QUOTE(Wira_lover @ Oct 19 2011, 01:42 PM)
Ive seen this question quite a few times here and there, just thought ill do a short step by step write up to help those who needs to DIY cause runner fee's are RIDICULOUS.

1. Buyer and seller to discuss who will pay for inspection and change of ownership fee's.
-Inspection Rm30
-Change Name - Rm150

2.Seller to bring car to puspakom to complete inspection with geran/registration card. Request for form at the counter. complete inspection and collect the slip/result.
B5 - if new owner buys with cash
B5/B7 - if new owner is using hire purchase/car loan, once done provide approval slip to bank and bank will do name transfer on their side, you pay the bank rm300-400 depends on the banks...they call this transfer fee if im not mistaken.

-please remove your tint if its too dark yourself by going over to an accesory shop, they can charge between rm30-60 depends on car/place etc.. if not puspakom guys will just tear it off and leave the gum all there or just fail you.
-some are even open on saturdays for those who are busy working during weekdays. can check out their site
Puspakom Branches and Opening Hours

3.Once done, print out chang of ownership form 2 copies or go to the nearest used car dealer and get the form from them. One for buyer and one for seller. A copy of each IC, sign on the form together with right THUMBPRINT. (it is not indicated on the form which finger,so please take note). If buyer or seller are from different states, can be done via courier/post, only original is accepted.

Tukar Milik JPJ Forms

4.Proceed to JPJ for change of name request with geran and all the documents above.

For those who cant go to jpj directly:

Runner fees for inspection can range from rm80-rm150, and change name rm300. for those who dont have time, can use this services. For those who needs special request due to punched engine number, mounting modification, no approvla for sunroof etc or aka special case, you have no choice but to bare the fee's of a runner which is going to cost definitely more than Rm150 for special case. I even heard of Rm1k for this kind of situations.

Prepare your geran, photocopy of IC buyer and seller and hand over to runner. He will also need the original signed copy of the forms mentioned above.

ADDED:

For those who want, can aslo call puspakom 03-20527474 and schedule an appointment 3 days in advance to come over to your house and perform the inspection Rm100 service fee+rm30. However only certain branches can offer this services, so check at the link above or contact them.
*
Hello sir... Heard that currently there is new law from gov stating that if seller want to sell his car then he must clear his loan first before he can sell the car to a direct buyer. If like this then how to sell my car? I still got debt of 30k plus? Its hard to find cash buyer... Appreciate ur advice on this... Thanks..

007Loo
post Aug 6 2014, 06:30 PM

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Hi guys, in the midst of selling my car direct to a buyer. Had outstanding 20K loan with my bank but I've just cleared it last week following the new requirement.

Question:

1. Called my bank and they told me that the Hak Milik Batal will be issued to me and once I have that - they advise for me to go to JPJ to register the car under my name. Is this step necessary or can I do it together when I go with the buyer to do the transfer of ownership?

2. During the transfer of ownership to the buyer, I understand that I can cancel my current road tax at the same time. What about my own motor insurance? Can I do it after?

3. For the buyer, does he need to present his new insurance at the point of doing the transfer of ownership? Can the buyer buy his own insurance if I have not cancelled mine?

Appreciate some advise
skyfever
post Aug 31 2014, 08:31 PM

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what if the car owner died? can still transfer?

Sylph818
post Sep 1 2014, 01:07 PM

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Seller Loan settled; Cash Buyer


STEP 1:
PUSPAKOM - Test Car
B5 Form
Remove Tinted
Inspection Fee: RM30

STEP 2:
Commissioners of oath - SUMPAH
Chop & Sign
Both Seller and Buyer
Sumpah for Buyer: http://portal.jpj.gov.my/c/document_librar...c&groupId=10157
Sumpah for Seller: http://portal.jpj.gov.my/c/document_librar...6&groupId=10157


STEP 3:
Seller to call insurance request for NCD transfer
Insurance Company will send statement to seller

STEP 4:
Buyer buy new insurance


STEP 5:
JPJ
Car Geran
2 x K3 Form
2 x Sumpah paper (Both seller and buyer)
2 x Photocopy of IC for Buyer and seller
Photocopy of Insurance Policy
PUSPAKOM Test Paper
Fee: RM150
K3: http://portal.jpj.gov.my/c/document_librar...d&groupId=10157

===============================================================

This is my research, I have some confusion with highlighted statement

1. How can new buyer buy insurance without engine chassis number?
Do I need to provide to the new buyer?

2. When go to JPJ counter, need to cancel roadtax, which insurance policy i need to show them?

3. When do I need to cancel my existing insurance? After ownership transfer or before?

4. Where to go Sumpah? JPJ has the service?

This post has been edited by Sylph818: Sep 1 2014, 01:09 PM
youngman28
post Sep 1 2014, 02:12 PM

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This is my research, I have some confusion with highlighted statement

1. How can new buyer buy insurance without engine chassis number?
Do I need to provide to the new buyer
Yes, u need provide new buyer the photocopy of car reg card

2. When go to JPJ counter, need to cancel roadtax, which insurance policy i need to show them?
Existing insurance

3. When do I need to cancel my existing insurance? After ownership transfer or before?
Before and after also ok, or u can call yr insurance co to cancel it after change of ownership

4.Where to go Sumpah? Jpj hs the service?

Currently, the part of sumpah letter had been discontinue, both the seller and buyer need attend during name transfer. If the seller not able to attend, they need to go to nearest jpj branch to sign-up a document with yrs ic and biometrix thumb print, then you will issue a note/slip called" surat perjanjian jual beli kereta" which have the detail on seller/buyer name, ic no, and also the car reg no, this note/slip will be valid for 7 days. After that, u can bring buyer to do the name transfer. Please ensure yrs ic chip was in working condition, if not, you have to go to JPN to get it change. ( i just do my name tansfer last week)


This post has been edited by youngman28: Sep 1 2014, 02:22 PM
Sylph818
post Sep 1 2014, 02:14 PM

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[quote=youngman28,Sep 1 2014, 02:12 PM]
This is my research, I have some confusion with highlighted statement

1. How can new buyer buy insurance without engine chassis number?
Do I need to provide to the new buyer
Yes, u need provide new buyer the photocopy of car reg card

2. When go to JPJ counter, need to cancel roadtax, which insurance policy i need to show them?
Existing insurance

3. When do I need to cancel my existing insurance? After ownership transfer or before?
Before and after also ok, or u can call yr insurance co to cancel it after change of ownership

4.Currently, the part of sumpah letter had been discontinue, both the seller and buyer need attend during name transfer. If the seller not able to attend, they need to go to nearest jpj branch to sign-up a document with yrs ic and biometrix thumprint, then you will issue a note/slip called" surat perjanjian jual beli kereta" which have the detail on seller/buyer name, ic no, and also the car reg no, this note/slip will be valid for 7 days. After that, u can bring buyer to do the name transfer.( i just do my name tansfer last week)
4. Where to go Sumpah? JPJ has the service?
*

[/quote]
*

[/quote]
so no need sumpah anymore?
that's great! rclxms.gif
I heard that new insurance only can purchase after the road tax has been cancel, is that true?
thank you!

This post has been edited by Sylph818: Sep 1 2014, 02:15 PM
youngman28
post Sep 1 2014, 02:27 PM

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[quote=Sylph818,Sep 1 2014, 03:14 PM]
*

[/quote]
so no need sumpah anymore?
that's great! rclxms.gif
I heard that new insurance only can purchase after the road tax has been cancel, is that true?
thank you!
*

[/quote]

For my case, no, they allow buyer to use my existing r
/tax, but buyer need come with their own insurance.
Sylph818
post Sep 1 2014, 04:57 PM

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[quote=youngman28,Sep 1 2014, 02:27 PM]
so no need sumpah anymore?
that's great! rclxms.gif
I heard that new insurance only can purchase after the road tax has been cancel, is that true?
thank you!
*

[/quote]

For my case, no, they allow buyer to use my existing r
/tax, but buyer need come with their own insurance.
*

[/quote]

Hi,

thank you for ur reply
one more thing to ask
I found that under K3 form, it is require to fill insurance company name and the policy number for new owner
is that means that new owner need to buy insurance first before change ownership?
youngman28
post Sep 2 2014, 01:32 PM

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[quote=Sylph818,Sep 1 2014, 05:57 PM]
For my case, no, they allow buyer to use my existing r
/tax, but buyer need come with their own insurance.
*

[/quote]

Hi,

thank you for ur reply
one more thing to ask
I found that under K3 form, it is require to fill insurance company name and the policy number for new owner
is that means that new owner need to buy insurance first before change ownership?
*

[/quote]


Yes, if they want to continue the road tax or buy a new road tax, u need to prepare the insurance. The basic is
JPJ not allow u to drive yrs car without road tax and insurance on the road.
Sylph818
post Sep 11 2014, 08:48 PM

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I have completed tukar milik kenderaan today successfully
thanks all for the guidance rclxms.gif rclxms.gif

i did puspakom and go jpj to change ownership on the same day

share my exp

condition
owner loan cleared and geren stated hak milik bank dibatalkan
new buyer buy with cash


step 1
provide photocopy of geren for your buyer to buy insurance

step 2
inform your buyer prepare the following items:

1. photocopy of ic
2. buy insurance insurance
3. payment (i request for bank draft)

step 3
call up your buyer to make a date of deal at jpj (2.30pm) then place booking for puspakom at the same day (early morning 8am)

step 4
call to remind ur buyer a day before and ensure he has prepare the items needed

step 5
remove tinted and all illegal items from ur car such as HID or illegal number plate
move all your personal belongings from the car, prepare spare key

step 6
go to puspakom and make sure u get LULUS. RM30 is charged

step 7
meet ur buyer at jpj, collect all documents and register at counter, get form K3 and nombor giliran

step 8
fill up form K3 by owner and buyer, signature is required.

step 9
submit all the documents at the counter
scan thumb print for both owner and buyer
new name printed on geren
pay RM100
DONE

step 10
get payment from buyer, handover the key thumbup.gif

after that, call your insurance agent to cancel insurance and transfer ncd to new car



kidkad
post Sep 12 2014, 10:44 PM

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Hi all.. I am a buyer.. and will buy using cash.. the condition above is to have the owner loan cleared which he cannot do. How can I pay his loan and at the same time safeguard myself? Thanks for your reply.

For my case will be like this. Is this ok?

Seller arrange for puspakom.

I buy new insurance and transfer my NCD. Use seller's road tax.

I settle seller's loan. Wait bank to release letter pembatalan tuntutan hak milik. Question. How long will it take? Can I get it done on the spot?

Next is go to jpj and do ownership transfer. Any docs that I can use to ensure that the transfer go through if seller suddenly cannot attend?

This post has been edited by kidkad: Sep 12 2014, 10:54 PM
modben
post Sep 17 2014, 03:42 PM

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would like to seek some advise, if the owner does not have to ability to settle up his hire purchase what should i the buyer do? or what should the owner do?

This post has been edited by modben: Sep 17 2014, 03:42 PM
trapeze
post Sep 28 2014, 03:07 AM

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hi all,

If i wish to sell off my car, wonder how can I inspect my car while my road tax had expired on early Sept 2014? If I dare to drive to Puspakom, does Puspakom accept car without insurance / road tax for transfer of ownership inspection? Or the PMI is the only solution, that extra cost of $100?

Thx in advance!
Sylph818
post Sep 28 2014, 09:32 AM

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QUOTE(trapeze @ Sep 28 2014, 03:07 AM)
hi all,

If i wish to sell off my car, wonder how can I inspect my car while my road tax had expired on early Sept 2014? If I dare to drive to Puspakom, does Puspakom accept car without insurance / road tax for transfer of ownership inspection? Or the PMI is the only solution, that  extra cost of $100?

Thx in advance!
*
u can call to puspakom ask abt this
youngman28
post Sep 28 2014, 07:10 PM

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QUOTE(trapeze @ Sep 28 2014, 04:07 AM)
hi all,

If i wish to sell off my car, wonder how can I inspect my car while my road tax had expired on early Sept 2014? If I dare to drive to Puspakom, does Puspakom accept car without insurance / road tax for transfer of ownership inspection? Or the PMI is the only solution, that  extra cost of $100?

Thx in advance!
*
It depend on puspokom accept the car without the roadtax or not. U might risk to get samon once catch by polis.

Normally, the puspokom conduct inspection on engine no, chasis no, any sambung car issue and glass tinted only( for b5 inspection). Is the jpj to enforce that road user need a insurance and r/tax on your car.

Alternatively, arrange puspakom come to yrs house for inspection, it save u some money on petrol and risk free.
felicious
post Sep 29 2014, 09:34 AM

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I'm from Penang, and the car seller is from KL.

As what I read from Sylph818, you can settle everything in a day.
Which area of Puspakom you went?

What if I purchase it with loan? Will it take even longer to settle?
youngman28
post Sep 29 2014, 12:46 PM

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QUOTE(felicious @ Sep 29 2014, 10:34 AM)
I'm from Penang, and the car seller is from KL.

As what I read from Sylph818, you can settle everything in a day.
Which area of Puspakom you went?

What if I purchase it with loan? Will it take even longer to settle?
*
If the seller unable to meet you in penang to transfer name, he/she can go to nearby jpj to do the biometrix dumprint first, take the letter and you can do it in penang on others day, but must be within 7 day.

Any puspakom nearby yrs place for yrs convinient.

Take with loan will need longer time, since you need to get loan from bank first, and bank required to do b7 puspakom inspection. Liase with bank on this if you interested.

This post has been edited by youngman28: Sep 29 2014, 12:48 PM
crusher
post Sep 29 2014, 06:57 PM

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Hi guys,

I am buying company car, converting it to individual car. Today, I've prepared all the forms to transfer the name in JPJ but was asked to prepare for the biometrix thumbprint from seller side in Johor. Basically the seller is from Johor while I am from Selangor.

I've came across with few things to clarify.

1. I am the buyer, can I bring the car for inspection to Puspakom on behalf of seller in Selangor as the car is with me now? If yes, I just need to bring the Geran? (Geran is already with me)

2. To process the biometrix thumbprint in JPJ Johor, we still need to go through the inspection test (RM30) first right? During the biometrix thumbprint, do the seller need to bring anything with him other than IC and JPJK3 form? He need details from me such as my name, IC number, address, but is it fine without the signature?

I've made an appointment to do the inspection tomorrow morning, hopefully can get it done by tomorrow.

It is quite urgent due to the road tax expiry date is on 9th October 2014.

Thanks for your replies.

blurry_mind82
post Sep 30 2014, 10:42 AM

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hi..anyone know what type of inspection puspakom will do for transfer ownership checking? what will they checking? is it just tinted, 6 car pillars, chasis/engine number? mind to share? TQ
youngman28
post Oct 1 2014, 04:13 PM

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QUOTE(blurry_mind82 @ Sep 30 2014, 11:42 AM)
hi..anyone know what type of inspection puspakom will do for transfer ownership checking? what will they checking? is it just tinted, 6 car pillars, chasis/engine number? mind to share? TQ
*
If b5 inspection( without oustanding loan, cash buyer), yes.
B7 will be more thing to check

This post has been edited by youngman28: Oct 1 2014, 04:14 PM
youngman28
post Oct 1 2014, 04:27 PM

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QUOTE(crusher @ Sep 29 2014, 07:57 PM)
Hi guys,

I am buying company car, converting it to individual car. Today, I've prepared all the forms to transfer the name in JPJ but was asked to prepare for the biometrix thumbprint from seller side in Johor. Basically the seller is from Johor while I am from Selangor.

I've came across with few things to clarify.

1. I am the buyer, can I bring the car for inspection to Puspakom on behalf of seller in Selangor as the car is with me now? If yes, I just need to bring the Geran? (Geran is already with me)

Yes, original geran is need

2. To process the biometrix thumbprint in JPJ Johor, we still need to go through the inspection test (RM30) first right? During the biometrix thumbprint, do the seller need to bring anything with him other than IC and JPJK3 form? He need details from me such as my name, IC number, address, but is it fine without the signature?

Yes, get the b5 puspakom result  first,
Yes, ic and form, bring his thumb also.
Fine, without signature, after that jpj will issue u with a small note called" surat perjanjian jualbeli "with you. U need to go to any jpj nearby to do the name transfer(valid within 7 days only)

I've made an appointment to do the inspection tomorrow morning, hopefully can get it done by tomorrow.

It is quite urgent due to the road tax expiry date is on 9th October 2014.

Thanks for your replies.
*
ReadySteadyGo
post Oct 16 2014, 05:44 PM

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Ok ppl, need your help. I am buying a car which is currently being financed by a bank, and the owner is a foreigner. I intend to use the same bank as the rate they offered is competitive. Would like to have feedback - or suggestions -

- i sent my Mykad photostat and 3 months salary credited via screenshot to the bank. They offered 3.5% per annum which is standard. Assuming I agree, will they prepare a loan agreement while asking me or seller to do the following

- me and seller sign an agreement to purchase the car with reg card details with deposit of x amount.
- get the car inspected at Puspakom to get approval slip to bring back to the bank
- bank proceeds to transfer and close the early settlement amount in the seller account
- i sign the loan agreement and then buy a bank draft for the difference of the loan amount to seller.
- I pay for the all the charges - puspakom, - when do i pay the transfer fees to bank etc
-
youngman28
post Oct 20 2014, 10:28 AM

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QUOTE(ReadySteadyGo @ Oct 16 2014, 06:44 PM)
Ok ppl, need your help. I am buying a car which is currently being financed by a bank, and the owner is a foreigner. I intend to use the same bank as the rate they offered is competitive. Would like to have feedback - or suggestions -

- i sent my Mykad photostat and 3 months salary credited via screenshot to the bank. They offered 3.5% per annum which is standard. Assuming I agree, will they prepare a loan agreement while asking me or seller to do the following

- me and seller sign an agreement to purchase the car with reg card details with deposit of x amount.
- get the car inspected at Puspakom to get approval slip to bring back to the bank
- bank proceeds to transfer and close the early settlement amount in the seller account
- i sign the loan agreement and then buy a bank draft for the difference of the loan amount to seller.
- I pay for the all the charges - puspakom, - when do i pay the transfer fees to bank etc
-
*
It all boil down to the bank requirement, bank might ask runner to do the puspakom inspection and name transfer because it much faster and they known what need to prepare for b7 inspection, then all the fees willl charge to owner, it also prevent the car lost due to some incident because you are not the legal owner yet before name transfer.



ReadySteadyGo
post Oct 20 2014, 05:30 PM

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QUOTE(youngman28 @ Oct 20 2014, 10:28 AM)
It all boil down to the bank requirement, bank might ask runner to do the puspakom inspection and name transfer because it much faster and they known what need to prepare for b7 inspection, then all the fees willl charge to owner, it also prevent the car lost due to some incident because you are not the legal owner yet before name transfer.
*
I see - i just wanted to save $ instead of paying runner. If its just 100rm or so then ok because of my working hours during the week cannot get out of office
youngman28
post Oct 22 2014, 10:39 PM

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QUOTE(ReadySteadyGo @ Oct 20 2014, 06:30 PM)
I see - i just wanted to save $ instead of paying runner. If its just 100rm or so then ok because of my working hours during the week cannot get out of office
*
For buying car with loan, it kinda difficult to same money by avoiding the runner fees, the puspakom inspection b7 was different with b5 which required more inspection point, other than than, the owner or bank might not allow you to do this since the car still belong to them, they might not want to get into this calculated risk, and the fees usually pay by buyer itself.

There are at least 4~500 runner fees, runner fee on puspakom inspection, name transfer etc, and jpj have a standardisr fee for all this.

This post has been edited by youngman28: Oct 22 2014, 10:46 PM
ReadySteadyGo
post Oct 25 2014, 06:31 PM

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Done the puspakom inspection yesterday. One very important point for all future car owners who are buying a used car with tint film. Please remove all tint films as Puspakom does not approve your B5 and B7 if your car comes with films. I checked with the tint installer who informed me on this. Your car may comply with JPJ. But definitely not with Puspakom. I saw a lot of cars with their films removed when they lined up in the inspection lane.
jackmahi
post Nov 8 2014, 05:33 PM

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QUOTE(ReadySteadyGo @ Oct 25 2014, 06:31 PM)
Done the puspakom inspection yesterday. One very important point for all future car owners who are buying a used car with tint film. Please remove all tint films as Puspakom does not approve your B5 and B7 if your car comes with films. I checked with the tint installer who informed me on this. Your car may comply with JPJ. But definitely not with Puspakom. I saw a lot of cars with their films removed when they lined up in the inspection lane.
*
I just did my inspection, as you said there are some cars which the tint was removed, now its because the tint does not comply the requirement...70% front screen/ 50% on both sides, this is the standard visible light transmission allowed, if the car/tint is lower then puspakom have the right to tear off the tint in order to passed the inspection

Callup the nearest puspakom and made a appoinment booking for your inspection for date n time
1) inspection fees rm30 for cars/suv, only bring your registration card
2) fillup details at counter- borang B5 if the car loan fully paid
3) borang B7 if it is still on loan
4) inspection on chassis no/ rust/ engine modification/ tint ...etc
5) after inspection they will give you a sijil pemeriksaan tukar milik, this is valid for One month after which you got to do another inspection if ownership is not transfered by this period

Now go to Jpj website and download and print these forms-
1) TM-1...checklist of what to bring for change of ownership
2) TMAB ...surat akuan if buyer cannot go together with seller to change name, photocopy buyer's Ic n verify with any commissioner of oath, sign n chop, attach ic on the form
3) JPJK3...fillup these 02 forms in total with buyer n seller details
4) JPJK2...your car registration card
5) photocopy of seller n buyer IC's
6) borang B5...bring along during change of name
7) prepare rm100 for fees/ Rm150 if car is still on bankloan

Before going to Jpj and do all these-
1) cancel your roadtax first other wise seller cannot cancel the insurance and claim back Ncd/cash, proceed to step 2 IF roadtax have expired
2) then cancel your insurance
3) proceed to Jpj and do change of ownership...02 days process but only 04hrs in total running here n there

Iam not too sure and may be wrong...runners cannot do the puspakom inspection or transfer of ownership on behalf of seller UNLESS they are registered company "runners", etc Naza/Merc companies, but the truth is why pay hundreds of RM to them whereelse I only spend Rm150+ petrol to do it on my own!! Do it on your own, its easy and fast and curb all these nonsense for nothing, paying rm250 for inspection/ rm300 for ownership change is ridiculous!!



ahter
post Nov 18 2014, 04:39 PM

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QUOTE(ReadySteadyGo @ Oct 25 2014, 06:31 PM)
Done the puspakom inspection yesterday. One very important point for all future car owners who are buying a used car with tint film. Please remove all tint films as Puspakom does not approve your B5 and B7 if your car comes with films. I checked with the tint installer who informed me on this. Your car may comply with JPJ. But definitely not with Puspakom. I saw a lot of cars with their films removed when they lined up in the inspection lane.
*
mine failed because of front screen. tear off front tint only .. after that ok. they allow 5% tolerance ie rear up until 45%.
speedo
post Nov 18 2014, 11:42 PM

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Hi all.

Im selling a car without loan.
Read all the posts.thks to all.
Ive question, i want to hold the insurance due to ncd, can i? How long can hold without car? Do i need to cancel both road tax and insurance as well? If yes, how?
jackmahi
post Nov 21 2014, 02:33 PM

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QUOTE(speedo @ Nov 18 2014, 11:42 PM)
Hi all.

Im selling a car without loan.
Read all the posts.thks to all.
Ive question, i want to hold the insurance due to ncd, can i? How long can hold without car? Do i need to cancel both road tax and insurance as well? If yes, how?
*
1) you cannot hold the insurance due to ncd claim, when you canx the insurance the ncd will be paid back in dues, then use the Ncd for your new car insurance

2) after puspakom inspection, the Borang B5 is valid for one month, that is how long you can hold the road tax/insurance

3) to sell your car you need to take the Borang B5 to Jpj to canx the roadtax, then drive to your insurance co and canx the insurance cause insurance agent wants to see the canceled roadtax before they can canx your insurance, IF you dont do these step by step Jpj will not entertain you, and if you dont canx roadtax/insurance the buyer's insurance agent will not issue a new insurance policy BECAUSE the registration card is still under your name ( they want the original copy to issue new policy)

**the steps/answers are just 2 chats above this box, plse read carefully before u asked another questions**
speedo
post Nov 21 2014, 11:27 PM

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Ahaha. Thks mate. Appreciate that
youngman28
post Nov 23 2014, 03:21 PM

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QUOTE(speedo @ Nov 19 2014, 12:42 AM)
Hi all.

Im selling a car without loan.
Read all the posts.thks to all.
Ive question, i want to hold the insurance due to ncd, can i? How long can hold without car? Do i need to cancel both road tax and insurance as well? If yes, how?
*
It depend on the jpj officer.
I have selling and buying two car recently, but the officer allow the new buyer continue with existing roadtax, what buyer need is to get their new insurance ready before to get the name transfer. This mostly due to the roadtax was about rm55, and seller no interest to claim it back.
jackmahi
post Nov 25 2014, 10:19 PM

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QUOTE(youngman28 @ Nov 23 2014, 03:21 PM)
It depend on the jpj officer.
I have selling and buying  two car recently, but the officer allow the new buyer continue with existing roadtax, what buyer need is to get their new insurance ready before to get the name transfer. This mostly due to the roadtax was about rm55, and seller no interest  to claim it back.
*
Abit troublesome....roadtax valid for 6mths, then new buyer in 6months time got to buy new radtax again, when these happens buyer got to buy new insurance policy, overall in short buyer runs to Jpj 3 times a year mad.gif
jimmy G
post Jan 21 2015, 12:17 PM

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Panduan Tukar Hakmilik Secara Sukarela requires the following documents but was is the one in bold, where can i get it?

PRIVATE VEHICLE (Individual Private Vehicle)
-2 copies of Checklist Form TM-1 (Pind.1/2012); TM-2
-2 copies of form JPJK3 that has been completed and signed by the new owner; Borang JPJ K3A
-Original Vehicle Endorsement Certificate (JPJK2);
-Copy of registered owner's and new owner's identification documents using TM-AB (if not present during submission of application) * for individual and sole proprietor company category only; TM-AB
-Original and copy of identification document of representative (if application is submitted by representative).
-Letter/stub of ownership claim cancellation by the registered owner (other than e-Hakmilik);
-A valid Ownership Transfer Inspection Report by PUSPAKOM (www.puspakom.com.my) (other than motorcycles)
kenhirai83
post Jan 27 2015, 02:44 PM

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Hi,

I'm seller and i had done the puspakom and roadtax+insurance termination.

Now prepare to proceed Ownership transfer at JpJ.
The Form TM-AB is require if either one parties(buyer/seller) cannot appear when appeal ownership transfer at JPJ ?


NiGht@HaWk
post Feb 13 2015, 09:44 PM

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QUOTE(ReadySteadyGo @ Oct 16 2014, 05:44 PM)
Ok ppl, need your help. I am buying a car which is currently being financed by a bank, and the owner is a foreigner. I intend to use the same bank as the rate they offered is competitive. Would like to have feedback - or suggestions -

- i sent my Mykad photostat and 3 months salary credited via screenshot to the bank. They offered 3.5% per annum which is standard. Assuming I agree, will they prepare a loan agreement while asking me or seller to do the following

- me and seller sign an agreement to purchase the car with reg card details with deposit of x amount.
- get the car inspected at Puspakom to get approval slip to bring back to the bank
- bank proceeds to transfer and close the early settlement amount in the seller account
- i sign the loan agreement and then buy a bank draft for the difference of the loan amount to seller.
- I pay for the all the charges - puspakom, - when do i pay the transfer fees to bank etc
-
*
Hi there.

I am actually facing a same situation as you where I am buying a car which is currently being financed by a bank, and the owner is a foreigner.

May I know what is the process?

Thanks alot in advance.
ReadySteadyGo
post Feb 15 2015, 09:18 AM

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Is it urgent because CNY is around the corner. In short, the foreigner should settle the outstanding balance and obtain the release letter. With that you and him can go to puspakom to do the ownership transfer and you should also have your loan approval already completed. It's easier of your bank is the same as the foreigner instead of 2 separate banks which will incur longer time and costs ie runner etc.
mav910623
post Feb 15 2015, 12:07 PM

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Guys,

im buying a new car, me and the dealer is going to JPJ to do the transfer tomorrow, the car is on my dads name and he is in kuantan.

the question is, can me and the dealer go to jpj here and do the thumbprint, then the surat, can it be faxed to my dad in kuantan to do the thumbprint there ?


NiGht@HaWk
post Feb 15 2015, 08:50 PM

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QUOTE(ReadySteadyGo @ Feb 15 2015, 09:18 AM)
Is it urgent because CNY is around the corner. In short, the foreigner should settle the outstanding balance and obtain the release letter. With that you and him can go to puspakom to do the ownership transfer and you should also have your loan approval already completed. It's easier of your bank is the same as the foreigner instead of 2 separate banks which will incur longer time and costs ie runner etc.
*
Hi. Not that urgent.. planning to get it done around April.

Yeah. I think if use the same bank the process will be much easier.

Thanks alot for your reply and explanation.

I think I have a clearer picture now.

rclxms.gif


keii-kun
post Feb 16 2015, 12:20 PM

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QUOTE(mav910623 @ Feb 15 2015, 12:07 PM)
Guys,

im buying a new car, me and the dealer is going to JPJ to do the transfer tomorrow, the car is on my dads name and he is in kuantan.

the question is, can me and the dealer go to jpj here and do the thumbprint, then the surat, can it be faxed to my dad in kuantan to do the thumbprint there ?
*
No need fax letter. After dealer do thumbprint, your dad can do thumbprint straightaway. Instant .as long name matching to what dealer provided
soonwai
post Mar 3 2015, 04:57 PM


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Has anyone tried doing Online Voluntary Ownership Transfer System or Sistem Tukar Milik Sukarela (STMSR) via MyEG?

https://1mid.myeg.com.my/1MID/faq.do

I'm about to give it a try. Mine is a simple case, car no loan, buyer & seller known to each other, Puspakom B5 done.

First speedbump is registering for 1MID. Tried looking for a 1MID kiosk and couldn't find one. Faq says available at RHB-Easy branches but the one near me didn't have one. Anyway I made an appointment last week to register 1MID. MyEG runner came today and registered both of us.

Will probably try the transfer in the next few days, just wanted to ask here if anyone here has done it before. Any tips or gotchas?
epsonstylux
post Mar 10 2015, 01:52 PM

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hi guys, just want to ask

1. my dad want to transfer ownership of a kenari (which im using) to my name, free from loan. but the thing is, we just had it repaired, and changed the engine. the question is, is it compulsory to register the new engine in the grant or just go check with puspakom, and direct change ownership and the engine number at JPJ?

2. i got a buyer for my car, but the thing is, buyer want to do loan, and my roadtax is currently dead. so to do the Hire Purchase inspection, can I go there with my dead roadtax? will they count check it?

thanks in advance
Chrix
post Mar 10 2015, 02:50 PM

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QUOTE(epsonstylux @ Mar 10 2015, 01:52 PM)
hi guys, just want to ask

1. my dad want to transfer ownership of a kenari (which im using) to my name, free from loan. but the thing is, we just had it repaired, and changed the engine. the question is, is it compulsory to register the new engine in the grant or just go check with puspakom, and direct change ownership and the engine number at JPJ?

thanks in advance
*
Before change of ownership, new engine number must be registered in both their system and on your grant.
TSWira_lover
post Mar 11 2015, 12:59 AM

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QUOTE(epsonstylux @ Mar 10 2015, 01:52 PM)
hi guys, just want to ask

1. my dad want to transfer ownership of a kenari (which im using) to my name, free from loan. but the thing is, we just had it repaired, and changed the engine. the question is, is it compulsory to register the new engine in the grant or just go check with puspakom, and direct change ownership and the engine number at JPJ?

2. i got a buyer for my car, but the thing is, buyer want to do loan, and my roadtax is currently dead. so to do the Hire Purchase inspection, can I go there with my dead roadtax? will they count check it?

thanks in advance
*
bro

1. they will check the engine number on geran vs to whats under the hood. got 2 ways here...get a runner see he can "settle" or actually go to the workshop and ask if can get surat for the engine or not...if got surat/custom letter for the engine still can inspection. if dont have, and cant hire a runner, can ask a around your place any workshop do ketuk or not.

2. buyer wanna do loan or not, sure must go through inspection. therefore same issue you will face as above. how long your road tax expired? if more than a year they will need you to perform inspection first before can renew road tax. if less than a year should be no prob. as after inspection approve... can pass to new owner...new owner must buy new insurance under his name, activate road tax , perform transfer of ownership with the approved inspection.

so either way you must settle your engine number issue first. before anything else.
epsonstylux
post Mar 11 2015, 01:10 AM

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QUOTE(Wira_lover @ Mar 11 2015, 12:59 AM)
bro

1. they will check the engine number on geran vs to whats under the hood. got 2 ways here...get a runner see he can "settle" or actually go to the workshop and ask if can get surat for the engine or not...if got surat/custom letter for the engine still can inspection. if dont have, and cant hire a runner, can ask a around your place any workshop do ketuk or not.

2. buyer wanna do loan or not, sure must go through inspection. therefore same issue you will face as above. how long your road tax expired? if more than a year they will need you to perform inspection first before can renew road tax. if less than a year should be no prob. as after inspection approve... can pass to new owner...new owner must buy new insurance under his name, activate road tax , perform transfer of ownership with the approved inspection.

so either way you must settle your engine number issue first. before anything else.
*
1. Yes i do have the custom letter. Do i need to update geran first before change ownership or can do both at the same time? Planning to do at KL but my dad is in Johor. To bring the car for puspakom inspection is quite a hassle as my dad is not fit to travel

2. Yes it is under 1 year. Around 2 months something like that. Expired on january this yr. So i can just drive the car (w/o roadtax) to puspakom and have them check. And only after that I ask new buyer to settle other matter regarding the ownership transfer.

TSWira_lover
post Mar 11 2015, 05:59 AM

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QUOTE(epsonstylux @ Mar 11 2015, 01:10 AM)
1. Yes i do have the custom letter. Do i need to update geran first before change ownership or can do both at the same time? Planning to do at KL but my dad is in Johor. To bring the car for puspakom inspection is quite a hassle as my dad is not fit to travel

2. Yes it is under 1 year. Around 2 months something like that. Expired on january this yr. So i can just drive the car (w/o roadtax) to puspakom and have them check. And only after that I ask new buyer to settle other matter regarding the ownership transfer.
*
ahh then it sounds like ur good to go.

when you wanna do the inspection, tell them its to update geran +tukar nama also... so can do one shot . the other form i forgot the name it will be that form + tukar nama. your engine stock engine right ? if so then you fall under section 1.

QUOTE
DOKUMEN-DOKUMEN YANG PERLU DILAMPIRKAN

Bagi Kategori 1
Pemilik kenderaan tidak perlu memohon kepada bahagian Kejuruteraan Automotif di JPJ Negeri dan boleh melakukan pemeriksaan terus di PUSPAKOM bersama dengan dokumen-dokumen berikut:

    Kad pendaftaran kenderaan asal yang ditandatangani oleh pemilik kenderaan
    Bil/Resit belian enjin yang asal
    Laporan Kastam K1 yang asal
    Surat pengesahan jual beli antara pemilik (bagi enjin yang dibeli dari kenderaan lain)
your dad doesnt have to be there you can do it for him, but need owner signature on forms. you might need to get it chopped by a commissioner to prove its authentic i think this is some new procedure

about the roadtax, normally that would be alright, my friends back in the day used to do it, no issues there, but things might have changed now ... cant say for sure...its been a while since i handled JPJ stuff, been out of the scene. maybe others can chime in or you can juts go straight up...thats what we did .. so yeah once all the proper inspection done and passed. notify new owner, ask him activate his insurance, then hand him the docs so he can renew road tax and change name.
Alidavidsun
post Apr 7 2015, 01:02 AM

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Hi all appreciate if anyone knows the easiest way to solve the problem I have now.

My dad has an old wira with 4g93 and a family friend has a putra. Sometime last year the putra got stolen. A police report was made and the car was found after some time with the whole engine bay empty. My dad decided to buy up the chassis and swap the 4g93 from the wira into the putra since the car is still in good condition.

Now the swap is done and the car is running. Roadtax and insurance have been renewed to make it road legal for the time being (still under previous owner's name). What is the procedure required to change the putra's engine number and transfer ownership of the putra? Thanks
lin00b
post Apr 11 2015, 11:15 PM

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for cash buy how would buyer/seller protect themselves from fraud? i.e sign transfer , but issue bounced check then disappearing, or check cashed but seller disappear

etc
kurty
post Apr 14 2015, 10:55 AM

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anyone knows runner located in johor?

doing puspakorm and JPJ transfer.

who shall pay for this? owner?
should owner collect money first or later?
youngman28
post Apr 15 2015, 01:21 PM

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Hi all,

I have a Nissan van with me, which belong to my late sister in- law. He already pass away, now i need to help my sister to get rid of their van, the van financially was fully setter. May i know what is the procedure to get the van sales off without via an used car dealer?. I am quite familiar with jpj procedure for normal buy and sell car. May i know that selling a van is same with a car?

My question:

- i understand that i need to show the death certificate and transfer the name to my sister first, do i need to bring the van for puspakom inspection before allow to change the name? The van still with roadtax until end of dec.

-after that i will follow the normal procedure to sell a van to third party, do i need to do the puspakom inspection again?

I would like to ask opinios from someone that have handle this kind of name transfer before. Thanks in advance



darkddly
post Apr 18 2015, 10:13 AM

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Just done ownership transfer with my dad in JPJ, was first in line and got it done within 15minutes. Kudos to the JPJ staff smile.gif
wayne123
post May 15 2015, 02:11 PM

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dear big boss,

wanna ask I'm gonna sell my car and do those transfer stuffs..

but my car under my mother name as previously we bought it when im study,
so any suggestion for my case?

thanks!
chidori
post May 17 2015, 06:20 PM

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dear sifus,

after going through from page 1, i have 2 questions still need some help...

scenario -> direct buyer & seller

1. JPJK3 - 2 copies
-> photocopy or need to fill in 2 times?

2. insurance termination / roadtax refund
-> which one should the seller cancel first?


6UE5T
post May 21 2015, 02:21 AM

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QUOTE(Wira_lover @ Oct 19 2011, 01:42 PM)
Ive seen this question quite a few times here and there, just thought ill do a short step by step write up to help those who needs to DIY cause runner fee's are RIDICULOUS.

1. Buyer and seller to discuss who will pay for inspection and change of ownership fee's.
-Inspection Rm30
-Change Name - Rm150

2.Seller to bring car to puspakom to complete inspection with geran/registration card. Request for form at the counter. complete inspection and collect the slip/result.
B5 - if new owner buys with cash
B5/B7 - if new owner is using hire purchase/car loan, once done provide approval slip to bank and bank will do name transfer on their side, you pay the bank rm300-400 depends on the banks...they call this transfer fee if im not mistaken.

-please remove your tint if its too dark yourself by going over to an accesory shop, they can charge between rm30-60 depends on car/place etc.. if not puspakom guys will just tear it off and leave the gum all there or just fail you.
-some are even open on saturdays for those who are busy working during weekdays. can check out their site
Puspakom Branches and Opening Hours

3.Once done, print out chang of ownership form 2 copies or go to the nearest used car dealer and get the form from them. One for buyer and one for seller. A copy of each IC, sign on the form together with right THUMBPRINT. (it is not indicated on the form which finger,so please take note). If buyer or seller are from different states, can be done via courier/post, only original is accepted.

Tukar Milik JPJ Forms

4.Proceed to JPJ for change of name request with geran and all the documents above.

For those who cant go to jpj directly:

Runner fees for inspection can range from rm80-rm150, and change name rm300. for those who dont have time, can use this services. For those who needs special request due to punched engine number, mounting modification, no approvla for sunroof etc or aka special case, you have no choice but to bare the fee's of a runner which is going to cost definitely more than Rm150 for special case. I even heard of Rm1k for this kind of situations.

Prepare your geran, photocopy of IC buyer and seller and hand over to runner. He will also need the original signed copy of the forms mentioned above.

ADDED:

For those who want, can aslo call puspakom 03-20527474 and schedule an appointment 3 days in advance to come over to your house and perform the inspection Rm100 service fee+rm30. However only certain branches can offer this services, so check at the link above or contact them.
*
Good thread! thumbup.gif
Sorry if these have been asked before but I got some questions:
1. How long normally is the whole process above?
2. If say you buy on cash, when should the payment be done to be safe for both parties?
iamoracle
post Jun 4 2015, 03:02 PM

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Need advise urgently.

Recently, I traded in my old car to a second hand car dealer and the ownership was transferred on the spot using online system (Sistem Tukar Milik Sementara). Then, the dealer sent my old car to Puspakom for B5 inspection. The inspection result failed because the car was cut and joint.

With the failed inspection, does that mean the ownership transfer which was done using the online system earlier is not valid anymore? Is the car still under my name or under the dealer name?

The dealer kept saying the car is still under his name which doesn't make sense to me because the inspection had failed.

And the dealer wanted me to refund the money to him. I am ready to refund him provided the car is still under my name and I get back my old car and the car registration card.

Any advise is greatly appreciated. Thank you.

louyit
post Jun 9 2015, 11:34 AM

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QUOTE(iamoracle @ Jun 4 2015, 03:02 PM)
Need advise urgently.

Recently, I traded in my old car to a second hand car dealer and the ownership was transferred on the spot using online system (Sistem Tukar Milik Sementara). Then, the dealer sent my old car to Puspakom for B5 inspection. The inspection result failed because the car was cut and joint.

With the failed inspection, does that mean the ownership transfer which was done using the online system earlier is not valid anymore? Is the car still under my name or under the dealer name?

The dealer kept saying the car is still under his name which doesn't make sense to me because the inspection had failed.

And the dealer wanted me to refund the money to him. I am ready to refund him provided the car is still under my name and I get back my old car and the car registration card.

Any advise is greatly appreciated. Thank you.
*
Although I'm not 100% sure about your status right now, but I believe the car is still registered under your name and the earlier transfer has been voided since you mentioned "Sistem Tukar Milik Sementara". My best advice is that both you and your car dealer visit JPJ personally with car registration card ready and check the status with JPJ.
dijon
post Jun 10 2015, 01:52 AM

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Expert advise is appreciated on what is the latest procedure for Voluntary vehicle Ownership transfer at JPJ recently (without runner involved)

My scenario is a direct vehicle sale to buyer with a new Hire Purchase car loan already approved.

Seller status:
1. Fully settled for existing car loan and pending e-Batal for JPJ update
2. Puspakom B5 & B7 inspection appoinment booked
3. Have printed out JPJ forms - TM3, JPJK3, and TM-AB (as buyer will not be present at JPJ) ...do I need buyer's certified true copy of I/C?
4. Once both Puspakom & JPJ transfer is done, to sign the final sales confirmation letter provided by bank and at the same time bank to inspect car for new loan purposes
5. If have outstanding AES summon (non-BlackList), must we settled before transfer procedure?


Buyer status:
- signed Hire Purchase agreement and paid deposit to bank
- to proceed sign sales comfirmation letter from bank (after buyer completed above)
- visit JPJ within 7-days to complete transfer process...
- when to buy new insurance / road tax?
- need to provide I/C copy to seller ?

Kindly advise what is the best way for the above queries. Thanks!!

iamoracle
post Jun 11 2015, 09:04 AM

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QUOTE(louyit @ Jun 9 2015, 11:34 AM)
Although I'm not 100% sure about your status right now, but I believe the car is still registered under your name and the earlier transfer has been voided since you mentioned "Sistem Tukar Milik Sementara". My best advice is that both you and your car dealer visit JPJ personally with car registration card ready and check the status with JPJ.
*
I went to talk to an officer at Wangsa Maju JPJ.

Under Sistem Tukar Milik Sementara (STMS), the car is permanently registered under the second hand dealer name after 6 months if the dealer didn't manage to resell the car.

In my case, the dealer won't be able to resell it anymore because the car has been blacklisted as kereta potong. It failed Puspakom inspection.

What that means is my car is a junk now. I have to write it off as total lost. cry.gif I am a loser here.

Lessons learnt from here is when you send your accident damaged car for repair, make sure that the workshop doesn't use patch-up method/cut-and-join method. I suspect that was what the workshop did to my car 13 years ago and the method is not considered illegal back then. sad.gif


The kereta-potongmenace
Q: What is a kereta potong?
A: It is when one half of a car (front or back) is joined (welded) with another half to form a car. The halves usually come from two different cars that survived a bad accident or from imported “half-cuts” (one half of a car).

Q: How did this practice of joining two halves of a car start?

A: A few years ago, there was a lack of guidelines and it was not mandatory for inspections to be done on cars. The cars should have been considered total losses but insurance companies chose to salvage them.

Q: Why was this done?

A: To save money. The companies did not want to pay the full claims for a car that should be written off, so they gave the go ahead to “fix” the car. It is a cheaper and faster alternative to fix one half of a car to another than to fix the car’s bonnet or bumper individually.

Q: So is it harder to get away with it now?

A: Since mandatory inspections came into force in 2005, the kereta potong are being identified.



Cars that don’t make the cut: http://www.thestar.com.my/story/?file=%2f2...48272&sec=focus

This post has been edited by iamoracle: Jun 11 2015, 09:11 AM
louyit
post Jun 11 2015, 03:48 PM

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QUOTE(iamoracle @ Jun 11 2015, 09:04 AM)
I went to talk to an officer at Wangsa Maju JPJ.

Under Sistem Tukar Milik Sementara (STMS), the car is permanently registered under the second hand dealer name after 6 months if the dealer didn't manage to resell the car.

In my case, the dealer won't be able to resell it anymore because the car has been blacklisted as kereta potong. It failed Puspakom inspection.

What that means is my car is a junk now. I have to write it off as total lost.  cry.gif I am a loser here.

Lessons learnt from here is when you send your accident damaged car for repair, make sure that the workshop doesn't use patch-up method/cut-and-join method. I suspect that was what the workshop did to my car 13 years ago and the method is not considered illegal back then.  sad.gif
The kereta-potongmenace
Q: What is a kereta potong?
A: It is when one half of a car (front or back) is joined (welded) with another half to form a car. The halves usually come from two different cars that survived a bad accident or from imported “half-cuts” (one half of a car).

Q: How did this practice of joining two halves of a car start?

A: A few years ago, there was a lack of guidelines and it was not mandatory for inspections to be done on cars. The cars should have been considered total losses but insurance companies chose to salvage them.

Q: Why was this done?

A: To save money. The companies did not want to pay the full claims for a car that should be written off, so they gave the go ahead to “fix” the car. It is a cheaper and faster alternative to fix one half of a car to another than to fix the car’s bonnet or bumper individually. 

Q: So is it harder to get away with it now?

A: Since mandatory inspections came into force in 2005, the kereta potong are being identified.

Cars that don’t make the cut: http://www.thestar.com.my/story/?file=%2f2...48272&sec=focus
*
Some nice info here albeit the bad news. U mentioned earlier that the dealer has paid u the money and now he is asking for refund because of failed PUSPAKOM test. I wonder whether u can just ignore him and transfer that loss to him (although I know this is morally wrong laugh.gif ).
epsonstylux
post Jul 2 2015, 05:40 PM

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QUOTE(soonwai @ Mar 3 2015, 04:57 PM)
Has anyone tried doing Online Voluntary Ownership Transfer System or Sistem Tukar Milik Sukarela (STMSR) via MyEG?

https://1mid.myeg.com.my/1MID/faq.do

I'm about to give it a try. Mine is a simple case, car no loan, buyer & seller known to each other, Puspakom B5 done.

First speedbump is registering for 1MID. Tried looking for a 1MID kiosk and couldn't find one. Faq says available at RHB-Easy branches but the one near me didn't have one. Anyway I made an appointment last week to register 1MID. MyEG runner came today and registered both of us.

Will probably try the transfer in the next few days, just wanted to ask here if anyone here has done it before. Any tips or gotchas?
*
Hi bro

How was your ownership transfer? No need to go to JPJ?
How much was it?
Tavia88
post Jul 24 2015, 10:47 PM

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Hi all sifu,

This is my scenario:

My car still under finance with ambank. There is a direct buyer wish to purchase my car via bank loan.

But after asking few banks, they said didnt provide finance for direct seller car which is still under loan.

So now some banker told me one of the way is ask the buyer go back to ambank to get his loan.

My question:
1) Why no bank wanted to even take his loan application?
2) if he try to loan at ambank, the same bank as my current financier, is it confirm they will accept his application (subject to approval for sure).
3) will the buyer know how much my loan amount due to ambank now.? As i wish to keep my loan balance P&C..

Plz advise .
jonathanchee315
post Jul 30 2015, 12:34 AM

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Hey guys I need immediate advice, i posted my car advertisement at mudah.com and within half an hour i got more than 10 buyer calling and sms and whatsap etc. Until now my phone answer till no battery already. I can say i got more than 10 used car dealer (Not included Private buyer) want to deal with me using Temporary transfer system?? I am not sure what it is , they say no need puspakom check and just owner thumb print online transfer no hassle? So i wanna ask how safe is that? Will it be any legal procedure or saman hunting me later? Cause from what i know transfer procedure is puspakom B5 form and then seller and buyer transfer at JPJ.

Pls give me advice and suggestion. TQVM have a nice day.

This post has been edited by jonathanchee315: Jul 30 2015, 12:35 AM
Chrix
post Jul 30 2015, 01:33 PM

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QUOTE(jonathanchee315 @ Jul 30 2015, 12:34 AM)
Hey guys I need immediate advice, i posted my car advertisement at mudah.com and within half an hour i got more than 10 buyer calling and sms and whatsap etc. Until now my phone answer till no battery already. I can say i got more than 10 used car dealer (Not included Private buyer)
*
In all of years of selling my 4 cars, I've never had car dealers calling me insistently. Maybe its because all my cars are at least 15years old laugh.gif .

But seriously, what car are you selling?, it it below market price? I couldn't image used car dealers wanting more inventory from the many conversations I've had with them..but what do I know.
jonathanchee315
post Jul 30 2015, 02:58 PM

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QUOTE(Chrix @ Jul 30 2015, 01:33 PM)
In all of years of selling my 4 cars, I've never had car dealers calling me insistently. Maybe its because all my cars are at least 15years old  laugh.gif .

But seriously, what car are you selling?, it it below market price? I couldn't image used car dealers wanting more inventory from the many conversations I've had with them..but what do I know.
*
Just a normal ordinary Saga BLM, yup I believe it was way below the market price. Cause that was my mum car and she decide to sell it according to her liking AKA fend Sui price. Hence I have been receiving a lot dealer call even from Johor . So I wanna ask which way is the safest to sell car that won't have any legal trouble or mess in future ?
Chrix
post Jul 30 2015, 03:28 PM

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QUOTE(jonathanchee315 @ Jul 30 2015, 02:58 PM)
Just a normal ordinary Saga BLM, yup I believe it was way below the market price. Cause that was my mum car and she decide to sell it according to her liking AKA fend Sui price. Hence I have been receiving a lot dealer call even from Johor . So I wanna ask which way is the safest to sell car that won't have any legal trouble or mess in future ?
*
Ah, below market price sure alot of fish will bite.

I'm not clear on the change name procedure now, but I cant imagine they can change ownership (even temporary) without any official letter stating the vehicle is road worthy, sounds silly...but then again, we are living in a silly country...so anything is "boleh".

But on a serious note; https://www.myeg.com.my/faq/stms.html#q07

Looks like for Temporary Ownership Transfer System, no puspakom needed... shocking.gif looks like its time for us to return the favour to used car dealers & sell them lemons laugh.gif laugh.gif
jonathanchee315
post Jul 30 2015, 07:30 PM

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QUOTE(Chrix @ Jul 30 2015, 03:28 PM)
Ah, below market price sure alot of fish will bite.

I'm not clear on the change name procedure now, but I cant imagine they can change ownership (even temporary) without any official letter stating the vehicle is road worthy, sounds silly...but then again, we are living in a silly country...so anything is "boleh".

But on a serious note; https://www.myeg.com.my/faq/stms.html#q07

Looks like for Temporary Ownership Transfer System, no puspakom needed... shocking.gif looks like its time for us to return the favour to used car dealers & sell them lemons  laugh.gif  laugh.gif
*
Hey guys new update , the system those used car dealer using is call E-Auto. May I know what is this thing ? Similar to STMS system from my eg? It is safe ? I look at the website it seems not secure for me. Anyone deal with E auto system before ?
Dbassnut
post Aug 6 2015, 10:14 AM

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Hi guys,
Thanks for all the advice shown here.
Was about to buy a used car with Hire Purchase using a runner.
Runner charges :-
1. Transfer fee :- RM360
2. Inspection fee :- RM200
3. Agreement fee :- RM600
4. GST : RM1000
5. Insurance : RM480

Looks like I'll save about RM2000 without using a runner.

Thanks.
Sotsotzaii
post Aug 17 2015, 11:37 PM

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Hi, got a question

I actually am going to buy a 2nd car from a sale agent, and so he told me that, once the car everything settle, inspection is done, b5 report is out, and transfer the name to me everything, the car road tax and insurance must be change to a new one, cannot use the existing one, they say it's a rule applied by JPJ, how true is this?
BaDKiDz
post Aug 20 2015, 12:15 AM

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QUOTE(Sotsotzaii @ Aug 17 2015, 11:37 PM)
Hi, got a question

I actually am going to buy a 2nd car from a sale agent, and so he told me that, once the car everything settle, inspection is done, b5 report is out, and transfer the name to me everything, the car road tax and insurance must be change to a new one, cannot use the existing one, they say it's a rule applied by JPJ, how true is this?
*
Yup, existing insurance is previous owner not yours.. You need to buy yours..
BaDKiDz
post Aug 20 2015, 07:44 AM

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QUOTE(Tavia88 @ Jul 24 2015, 10:47 PM)
Hi all sifu,

This is my scenario:

My car still under finance with ambank. There is a direct buyer wish to purchase my car via bank loan.

But after asking few banks, they said didnt provide finance for direct seller car which is still under loan.

So now some banker told me one of the way is ask the buyer go back to ambank to get his loan.

My question: 
1) Why no bank wanted to even take his loan application?
2) if he try to loan at ambank, the same bank as my current financier, is it confirm they will accept his application (subject to approval for sure).
3) will the buyer know how much my loan amount due to ambank now.? As i wish to keep my loan balance P&C..

Plz advise .
*
Any update?
Tavia88
post Aug 20 2015, 08:27 AM

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QUOTE(BaDKiDz @ Aug 20 2015, 07:44 AM)
Any update?
*
If your buyer used the same bank as yr current loan bank, you just need to go to the buyer branch then do a myeg thumbprint. Then you need to go yr home branch get your original grant for puspakom inspection and get B5 and B7. Then pass to buyer's branch. They will then call you to topup if buyer's loan is insufficient to settle yr loan. Then everything just wait for them to setoff your loan! biggrin.gif
BaDKiDz
post Aug 21 2015, 02:55 PM

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QUOTE(Tavia88 @ Aug 20 2015, 08:27 AM)
If your buyer used the same bank as yr current loan bank, you just need to go to the buyer branch then do a myeg thumbprint. Then you need to go yr home branch get your original grant for puspakom inspection and get B5 and B7. Then pass to buyer's branch. They will then call you to topup if buyer's loan is insufficient to settle yr loan. Then everything just wait for them to setoff your loan! biggrin.gif
*
Your case for ambank rite? Total use along how long time ? Thanks for your useful info.
It's impossible if name change in bank but grant still on seller name rite?

This post has been edited by BaDKiDz: Aug 22 2015, 01:03 AM
MohdPuskas
post Aug 24 2015, 07:40 AM

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Guys, is it easier of the buyer use cash compare to loan ? I got more than 6 potential buyers and thinking want to go with the one with cash rather than loan

Still have 18k debt with bank and I sell my car for 19k
Chrix
post Sep 1 2015, 02:33 PM

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QUOTE(MohdPuskas @ Aug 24 2015, 07:40 AM)
Guys, is it easier of the buyer use cash compare to loan ? I got more than 6 potential buyers and thinking want to go with the one with cash rather than loan

Still have 18k debt with bank and I sell my car for 19k
*
Cash would be the easier, just curious..what car are you selling that you are able to catch 6 people?
MohdPuskas
post Sep 1 2015, 02:54 PM

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QUOTE(Chrix @ Sep 1 2015, 02:33 PM)
Cash would be the easier, just curious..what car are you selling that you are able to catch 6 people?
*
Myvi biggrin.gif
DemonKnight
post Sep 4 2015, 11:15 AM

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how long the validity of puspakom result to change name at JPJ?

Chrix
post Sep 4 2015, 11:19 AM

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QUOTE(DemonKnight @ Sep 4 2015, 11:15 AM)
how long the validity of puspakom result to change name at JPJ?
*
1 month, it will be stated in the inspection result slip.
gunsnroses
post Sep 4 2015, 06:45 PM

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QUOTE(Dbassnut @ Aug 6 2015, 10:14 AM)
Hi guys,
Thanks for all the advice shown here.
Was about to buy a used car with Hire Purchase using a runner.
Runner charges :-
1. Transfer fee :- RM360
2. Inspection fee :- RM200
3. Agreement fee :- RM600
4. GST : RM1000
5. Insurance : RM480

Looks like I'll save about RM2000 without using a runner.

Thanks.
*
I am in the same situation right now. Want to buy a car situated in Johor but am in KL. Checked with runner and they are charging similar to yours. What is this GST fee? Gst on what? Loan amount or car sales price? Anyone know? My case alone runner wants 4k plus.
Chrix
post Sep 5 2015, 08:58 AM

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QUOTE(gunsnroses @ Sep 4 2015, 06:45 PM)
I am in the same situation right now. Want to buy a car situated in Johor but am in KL. Checked with runner and they are charging similar to yours. What is this GST fee? Gst on what? Loan amount or car sales price? Anyone know? My case alone runner wants 4k plus.
*
The breakdown of fees are just arbitrary amount as "runners" are not the legal way, so dont bother trying to find justification on the breakdown & fees as they can charge whatever they want.
kcmy
post Sep 15 2015, 12:24 AM

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hi,

planning to buy a 2nd hand car direct from owner, any good and honest runner to recommend? also can they check whether the car is involved in an accident before?

This post has been edited by kcmy: Sep 15 2015, 12:32 AM
akh731
post Sep 30 2015, 08:02 PM

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During the transfer, do i need purchase the insurance and renew road tax. Because not use at thia moment and want to buy insurance latter

Thank you in advance

This post has been edited by akh731: Sep 30 2015, 08:03 PM
hbgoh57
post Oct 6 2015, 10:45 AM

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If i sell my car but decided to keep my no plate, how long can i keep the no without it being registered to a vehicle?
Ricky300
post Oct 9 2015, 11:09 AM

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QUOTE(akh731 @ Sep 30 2015, 08:02 PM)
During the transfer, do i need purchase the insurance and renew road tax. Because not use at thia moment and want to buy insurance latter

Thank you in advance
*
It is advisable to purchase the insurance prior hand as JPJ will only issue you road tax with the car being insured.
sskmaran
post Oct 15 2015, 03:38 PM

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Hi guys. I need advice. I'm buying vw pre reg car. Which already registered under different number. Now i want to change to my own number. The vw runner asking rm1.7k to change number. But i found few motor bike shop willing to do for rm1k. So im planning do it my self without using vw runner. Can list down the procedure bros? Thank u in advance
sskmaran
post Oct 15 2015, 03:47 PM

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QUOTE(Wira_lover @ Oct 19 2011, 01:42 PM)
Ive seen this question quite a few times here and there, just thought ill do a short step by step write up to help those who needs to DIY cause runner fee's are RIDICULOUS.

1. Buyer and seller to discuss who will pay for inspection and change of ownership fee's.
-Inspection Rm30
-Change Name - Rm150

2.Seller to bring car to puspakom to complete inspection with geran/registration card. Request for form at the counter. complete inspection and collect the slip/result.
B5 - if new owner buys with cash
B5/B7 - if new owner is using hire purchase/car loan, once done provide approval slip to bank and bank will do name transfer on their side, you pay the bank rm300-400 depends on the banks...they call this transfer fee if im not mistaken.

-please remove your tint if its too dark yourself by going over to an accesory shop, they can charge between rm30-60 depends on car/place etc.. if not puspakom guys will just tear it off and leave the gum all there or just fail you.
-some are even open on saturdays for those who are busy working during weekdays. can check out their site
Puspakom Branches and Opening Hours

3.Once done, print out chang of ownership form 2 copies or go to the nearest used car dealer and get the form from them. One for buyer and one for seller. A copy of each IC, sign on the form together with right THUMBPRINT. (it is not indicated on the form which finger,so please take note). If buyer or seller are from different states, can be done via courier/post, only original is accepted.

Tukar Milik JPJ Forms

4.Proceed to JPJ for change of name request with geran and all the documents above.

For those who cant go to jpj directly:

Runner fees for inspection can range from rm80-rm150, and change name rm300. for those who dont have time, can use this services. For those who needs special request due to punched engine number, mounting modification, no approvla for sunroof etc or aka special case, you have no choice but to bare the fee's of a runner which is going to cost definitely more than Rm150 for special case. I even heard of Rm1k for this kind of situations.

Prepare your geran, photocopy of IC buyer and seller and hand over to runner. He will also need the original signed copy of the forms mentioned above.

ADDED:

For those who want, can aslo call puspakom 03-20527474 and schedule an appointment 3 days in advance to come over to your house and perform the inspection Rm100 service fee+rm30. However only certain branches can offer this services, so check at the link above or contact them.
*
Hi guys. I need advice. I'm buying vw pre reg car. Which already registered under different number. Now i want to change to my own number. The vw runner asking rm1.7k to change number. But i found few motor bike shop willing to do for rm1k. So im planning do it my self without using vw runner. Can list down the procedure bros? Thank u in advance
Ricky300
post Oct 16 2015, 09:29 AM

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QUOTE(sskmaran @ Oct 15 2015, 03:47 PM)
Hi guys. I need advice. I'm buying vw pre reg car. Which already registered under different number. Now i want to change to my own number.  The vw runner asking rm1.7k to change number. But i found few motor bike shop willing to do for rm1k. So im planning do it my self without using vw runner. Can list down the procedure bros?  Thank u in advance
*
Why not ask the motor shop to settle for you?

I believe u just need to make an appointment with puspakom and inspect your car.

Tell puspakom what u intend to do, they should be able to advise you the type of inspection that you need to do.

sskmaran
post Oct 16 2015, 10:25 AM

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QUOTE(Ricky300 @ Oct 16 2015, 09:29 AM)
Why not ask the motor shop to settle for you?

I believe u just need to make an appointment with puspakom and inspect your car.

Tell puspakom what u intend to do, they should be able to advise you the type of inspection that you need to do.
*
Ok bro. Later i call up the puspakom
numbertwo
post Oct 24 2015, 05:14 PM

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Has anyone done the transfer of ownership using MySikap lately? What's the actual process? Is it true that both new owner and existing owner do not have to be present at JPJ to carry out the transfer? And how is the new owner going to get the stamping on the car grant if it is true that both do not have to go to JPJ by using MySikap. Pls enlighten if you know the process.. Tks a lot!
louis6
post Nov 4 2015, 12:28 PM

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When buy the used car, for the name transfer, isit compulsory all summons must be cleared be it MBPJ, PDRM, JPJ, DBKL, MPS, etc ?

Thanks.
makky
post Nov 7 2015, 09:34 PM

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Anyone know what process if i want to buy some car or motorcycle which is lost & found, and the vehicle currently is in insurance company warehouse.
eprince
post Nov 9 2015, 10:37 AM

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Hi Sifu2, anyway to use back existing car plate if I bought a used car?
sylve123
post Nov 25 2015, 01:35 AM

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hei guys i am looking to buy a hyundai elantra 2001-2 model and the owner says the road tax and insurance is valid till next year
i heard that no matter the length of the insurance and road tax you have to cancel both of them and then buy new ones when you buy a car
can i get some info ?
thanks
Chrix
post Nov 25 2015, 11:09 AM

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QUOTE(sylve123 @ Nov 25 2015, 01:35 AM)
hei guys i am looking to buy a hyundai elantra 2001-2 model and the owner says the road tax and insurance is valid till next year
i heard that no matter the length of the insurance and road tax you have to cancel both of them and then buy new ones when you buy a car
can i get some info ?
thanks
*
Yes, both insurance & roadtax must be cancelled by the previous owner.
sylve123
post Nov 26 2015, 04:06 PM

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QUOTE(Chrix @ Nov 25 2015, 11:09 AM)
Yes, both insurance & roadtax must be cancelled by the previous owner.
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so whats the norm around here ?
does the buyer or seller has to pay for the insurance around here if its cancelled by the owner ?
Ricky300
post Nov 26 2015, 04:43 PM

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QUOTE(sylve123 @ Nov 26 2015, 04:06 PM)
so whats the norm around here ?
does the buyer or seller has to pay for the insurance around here if its cancelled by the owner ?
*
Buyer has to pay for the new insurance then issue roadtax

Seller just cancel his insurance and get refund for the unutilised period.
Chrix
post Nov 26 2015, 05:58 PM

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QUOTE(sylve123 @ Nov 26 2015, 04:06 PM)
so whats the norm around here ?
does the buyer or seller has to pay for the insurance around here if its cancelled by the owner ?
*
It is procedure, not norm.

Of course the new owner of the vehicle has to pay for insurance unless you have a very gracious seller willing to cover YOUR vehicle's insurance payment. Note, during name transfer JPJ system will check if insurance is valid.
sylve123
post Nov 27 2015, 02:02 AM

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ok thank you so much for your help guys wink.gif
busta_dude
post Nov 27 2015, 02:44 PM

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I trade in my car for a new one. Use the dealer runner. They quote RM800 all in. Including transfer the old car number to the new car. Is it reasonable or I've been cut throat by them?
n8210
post Nov 27 2015, 03:24 PM

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I think you should go visit JPJ and find out... I went to JPJ today and they have made some steps super simple... no more hassle.

But I also have a question for my neightbour. I also don't know the answer.
Neighbour's brother have been transferred to Swak to work. Left behind a car. Now the brother wish to sell this car he used to love but he is not in KL. Can he still sell and do the thumb print verification on another state?
Car in KL. Person in Swak.

I said if you only hv asked me earlier, I could have help ask at JPJ this morning when I was there. Anyone knows? I've been calling JPJ but nobody picks up... the computer just cut me off after few minutes
kent1105
post Nov 27 2015, 03:27 PM

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QUOTE(Ricky300 @ Nov 26 2015, 04:43 PM)
Buyer has to pay for the new insurance then issue roadtax

Seller just cancel his insurance and get refund for the unutilised period.
*
hi sorry newbie here, whats the way to cancel my sold car insurance and get the refund?
Chrix
post Nov 27 2015, 03:44 PM

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QUOTE(kent1105 @ Nov 27 2015, 03:27 PM)
hi sorry newbie here, whats the way to cancel my sold car insurance and get the refund?
*
Can your insurer, inform them you have sold your car. They will advise you from there onwards.
n8210
post Nov 27 2015, 04:07 PM

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After an hour, finally at 4pm someone pickup the call.. Answer to my neighbour's question is: Yes, mana2 cawangan pun boleh.
Ricky300
post Nov 27 2015, 04:09 PM

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QUOTE(kent1105 @ Nov 27 2015, 03:27 PM)
hi sorry newbie here, whats the way to cancel my sold car insurance and get the refund?
*
get contact with the agent who sold the insurance to you or contact the insurance branch and submit a form for cancelling the policy & ask for refund
kent1105
post Nov 27 2015, 04:21 PM

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QUOTE(Chrix @ Nov 27 2015, 03:44 PM)
Can your insurer, inform them you have sold your car. They will advise you from there onwards.
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QUOTE(Ricky300 @ Nov 27 2015, 04:09 PM)
get contact with the agent who sold the insurance to you or contact the insurance branch and submit a form for cancelling the policy & ask for refund
*
alright i see..thanks thumbup.gif notworthy.gif
busta_dude
post Nov 27 2015, 04:53 PM

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QUOTE(kent1105 @ Nov 27 2015, 03:27 PM)
hi sorry newbie here, whats the way to cancel my sold car insurance and get the refund?
*
Just call Etiqa for same issue. Policy holder need to go to any branch to do policy cancel then the refund take place within 3 weeks.
frank76
post Dec 4 2015, 04:51 PM

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I have 1 problem here, if you sell car to third party, and the third party didn't go to JPJ to change the ownership name, what can I do. Already sell
the car to him for almost 2 years now.
TSWira_lover
post Dec 4 2015, 09:05 PM

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QUOTE(frank76 @ Dec 4 2015, 04:51 PM)
I have 1 problem here, if you sell car to third party, and the third party didn't go to JPJ to change the ownership name, what can I do. Already sell
the car to him for almost 2 years now.
*
still got the 3rd pty contact?

let him know that if thew car is still under your name, all summons will be issued to you, since you're the legal owner on record, tell him if he still doesnt wish to change name, you will report the geran lost apply for a new one and you can rightfully take the car back .
wKkaY
post Jan 5 2016, 12:46 AM

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Is there a quicker procedure if I just want to transfer car ownership to a family member?
louyit
post Jan 6 2016, 05:50 PM

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QUOTE(wKkaY @ Jan 5 2016, 12:46 AM)
Is there a quicker procedure if I just want to transfer car ownership to a family member?
*
1. Call Puspakom and book an appointment for B5 inspection
2. Inspect your car
3. Bring the B5 inspection certificate and new owner to any JPJ branch to do ownership transfer
optiplex
post Jan 17 2016, 12:02 AM

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Someone pls help
I owe Affin 48k, selling my car at 40k, buyer agreed to pay in cash and bare all cost and charges.

So when do i collect the 40k from him? What are the steps?
I understand i need to send my car for puspakom( or he is) ?
and settlement with bank then only JPJ allow me to do name transfer?
which one first?



creep
post Jan 18 2016, 10:25 PM

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QUOTE(optiplex @ Jan 17 2016, 12:02 AM)
Someone pls help
I owe Affin 48k, selling my car at 40k, buyer agreed to pay in cash and bare all cost and charges.

So when do i collect the 40k from him? What are the steps?
I understand i need to send my car for puspakom( or he is) ?
and settlement with bank then only JPJ allow me to do name transfer?
which one first?
*
Settle with bank 1st, then only puspakom and lastly jpj ....

Just completed ownership transfer of my niece's car ....sold for 7k cash, buyer gave money i do full settlement with ambank and collect 'geran' and e-batal slip and gave to buyer ...he do puspakom inspection himself at puspakom cheras (he paid RM30) ....today went to jpj putrajaya with him to do the ownership transfer (he paid RM100 at counter) ...settled within 15 minutes coz not many ppl know about JPJ putrajaya....no runner there so queue got less than 5 ppl ...saved a lot if we do ourselves without runner....

optiplex
post Jan 18 2016, 10:50 PM

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I have collected RM1k depo from him tongue.gif.
He buying cash, so i pass him a receipt, saying 3 weeks later i'll pass him the car as my new car has yet to arrive.

In fact i can then collect balance from him and settle the loan, and pass him geran and car
then once done.. will go to jpj with him

QUOTE(creep @ Jan 18 2016, 10:25 PM)
Settle with bank 1st, then only puspakom and lastly jpj ....

Just completed ownership transfer of my niece's car ....sold for 7k cash, buyer gave money i do full settlement with ambank and collect 'geran' and e-batal slip and gave to buyer ...he do puspakom inspection himself at puspakom cheras (he paid RM30) ....today went to jpj putrajaya with him to do the ownership transfer (he paid RM100 at counter) ...settled within 15 minutes coz not many ppl know about JPJ putrajaya....no runner there so queue got less than 5 ppl ...saved a lot if we do ourselves without runner....
*
optiplex
post Jan 21 2016, 07:30 PM

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Is it safe for me to pass him the car immediately after we settled with bank? Bank said need 3 working days for the settlement to appear in JPJ system.

I thought of handover car and geran to him once settled with bank.
Then asked him to sign a letter in case saman or anything..

He then can take his sweet time to go puspakom and jpj.
As for JPJ i'll go together with him.




QUOTE(creep @ Jan 18 2016, 10:25 PM)
Settle with bank 1st, then only puspakom and lastly jpj ....

Just completed ownership transfer of my niece's car ....sold for 7k cash, buyer gave money i do full settlement with ambank and collect 'geran' and e-batal slip and gave to buyer ...he do puspakom inspection himself at puspakom cheras (he paid RM30) ....today went to jpj putrajaya with him to do the ownership transfer (he paid RM100 at counter) ...settled within 15 minutes coz not many ppl know about JPJ putrajaya....no runner there so queue got less than 5 ppl ...saved a lot if we do ourselves without runner....
*
creep
post Jan 21 2016, 09:10 PM

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QUOTE(optiplex @ Jan 21 2016, 07:30 PM)
Is it safe for me to pass him the car immediately after we settled with bank? Bank said need 3 working days for the settlement to appear in JPJ system.

I thought of handover car and geran to him once settled with bank.
Then asked him to sign a letter in case saman or anything..

He then can take his sweet time to go puspakom and jpj.
As for JPJ i'll go together with him.
*
Up to u actually ... my niece don't mind to pass the car once we rcvd the 7k selling price....the next day only we went to the bank and make full settlement and collect the car geran and e-batal slip....saman can settle later..ooo 3 days i thought e-batal will effective immediately
Looi90
post Jan 25 2016, 09:05 PM

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Hey sifu-sifu,

am interested to buy a used car with Hire Purchase from a dealer. Car price 49,500
Going to loan 48k from bank i suppose.

Runner charges :-
1. Agreement fees, runner fees, transfer or ownership:- RM2950 FIX
2. Puspakom Inspection fee :- RM550 FIX
3. GST : RM1080
4. Road Tax: RM380( 2000cc car)
5. Insurance : RM2200+ , no NCD ( based on car market value 62k)
6. P.A and miscellaneous: RM200+ RM150

So total up OTR become 57k, is these fees above are market price or are those fees neccessary for me to bear?
Really clueless on what is P.A and miscellaneous, GST ( how they charging?), and Agreement fees, runner fees, transfer or ownership?
Need u guys advise sikit sikit.


Thanks.

Are_keem
post Jan 27 2016, 12:05 PM

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QUOTE(Looi90 @ Jan 25 2016, 09:05 PM)
Hey sifu-sifu,

am interested to buy a used car with Hire Purchase from a dealer. Car price 49,500
Going to loan 48k from bank i suppose.

Runner charges :-
1. Agreement fees, runner fees, transfer or ownership:- RM2950 FIX
2. Puspakom Inspection fee :- RM550 FIX
3. GST : RM1080
4. Road Tax: RM380( 2000cc car)
5. Insurance : RM2200+ , no NCD ( based on car market value 62k)
6. P.A and miscellaneous: RM200+ RM150

So total up OTR become 57k, is these fees above are market price or are those fees neccessary for me to bear?
Really clueless on what is  P.A and miscellaneous, GST ( how they charging?), and Agreement fees, runner fees, transfer or ownership?
Need u guys advise sikit sikit.
Thanks.
*
If you got banker contact, can try do settle everything by yourself with the bank. But in most cases, used car dealer will not allow it to be done. In my Hire Purchase case, I bought 2nd hand car directly from the owner where the car already fully paid before. So things that I spent in my loan application :

1. Insurance : RM1.6k (no NCD)
2. Puspakom : RM90
3. Handling fees by bank : RM300 (include PA plus all related fees)
4. Roadtax (1500cc) + ownership claim fees (RM90 + RM150) : RM240

No runner charges as everything I done myself (Puspakom, JPJ, bank). No GST also, this part I'm not really sure how it was done.

In your case, they are making quite some of money since normally used car dealer will charge between RM3-5k all in depending on type of car.
beetch
post Feb 1 2016, 11:36 AM

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What about car with modified exhaust
pandapandayee
post Feb 18 2016, 10:21 PM

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Hello sifus, If i am buying a car from a foreigner,
what documents would the seller(foreigner) need for JPJ?
exitsortie
post Feb 19 2016, 10:39 PM

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Hi all,

I plan to sell my car at 33k, already found a buyer and he'd like to purchase by loan. But i also have 28k remaining for my loan.

Is there a way i can use his loan to pay off my loan balance, or do i need to settle my 28k loan balance with cash first?

If I dont have cash to settle the 28k, what are my options? Can car dealership help me with this? Can Mymotor (owned by myeg) help do this transaction?

Thanks in advance.
Asaki88
post Mar 6 2016, 04:01 PM

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Just because runner taking rm150.
We do our job fast and reliable.
Of cz u pay small amout of money, but do u have the time to go puspakom wait for 2-3hours just for the inspection?
That's 1st point, if u enter alrdy and failed without letting you know before report came out?
Can u booking again to enter immediately for inspection?
Will you take another day leave to do again?
Runner asking for rm150 (change name B5) bcz they could easily done the matter fast for you (save your time rather wait for 2-3 hours and failed)
Its ridiculous 300-400 as u said, bcz normally we charge around 250 for B5/B7. As receipt alrdy rm95.80.
Bared in your mind you pay us, we do our job without failed and re-enter 2-3times & most important you dont have to wait there (any puspakom alrdy dont have air-conditions like your home)
Dont said like everyone have the time like you to go puspakom and wait there 2-3 hours and felt like in sauna.
Asaki88
post Mar 6 2016, 04:09 PM

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QUOTE(pandapandayee @ Feb 18 2016, 10:21 PM)
Hello sifus, If i am buying a car from a foreigner,
what documents would the seller(foreigner) need for JPJ?
*
You need grant (car greencard) to go puspakom then done everything, go jpj with previous owner and new owner to do change name. Then wala.. Everything complete.

This post has been edited by Asaki88: Mar 6 2016, 05:22 PM
adamw
post Mar 9 2016, 11:35 PM

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QUOTE(Asaki88 @ Mar 6 2016, 04:01 PM)
Just because runner taking rm150.
We do our job fast and reliable.
Of cz u pay small amout of money, but do u have the time to go puspakom wait for 2-3hours just for the inspection?
That's 1st point, if u enter alrdy and failed without letting you know before report came out?
Can u booking again to enter immediately for inspection?
Will you take another day leave to do again?
Runner asking for rm150 (change name B5) bcz they could easily done the matter fast for you (save your time rather wait for 2-3 hours and failed)
Its ridiculous 300-400 as u said, bcz normally we charge around 250 for B5/B7. As receipt alrdy rm95.80.
Bared in your mind you pay us, we do our job without failed and re-enter 2-3times & most important you dont have to wait there (any puspakom alrdy dont have air-conditions like your home)
Dont said like everyone have the time like you to go puspakom and wait there 2-3 hours and felt like in sauna.
*
I heard it's compulsory to remove the original tint when doing a transfer, is that so?
banzai
post Mar 11 2016, 01:26 PM

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QUOTE(adamw @ Mar 9 2016, 11:35 PM)
I heard it's compulsory to remove the original tint when doing a transfer, is that so?
*
as long within the permitted percentage, then no need.
maudermunty
post Mar 14 2016, 01:33 PM

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Guys, sorry I skipped some pages (more like every three page) and didnt see anything about maintaining old plates.

I heard from a friend that you can keep a plate number when u sell you vehicle, and put it on new car when u buy. Is this true?

And I see some people selling plate number. They put on bikes etc. How is that done? Thought to change plate number both vehicle need to be in your name?
Asaki88
post Mar 14 2016, 10:04 PM

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QUOTE(adamw @ Mar 9 2016, 11:35 PM)
I heard it's compulsory to remove the original tint when doing a transfer, is that so?
*
Front windshield usually we took off. Front passenger depends if visible 50%, then we jz ignore.

QUOTE(banzai @ Mar 11 2016, 01:26 PM)
as long within the permitted percentage, then no need.
*
As you said permitted percentage, do u calculate uv of the glass + tinted percentage? Even your tinted is qualify but not all glass suitable to pass. Example bmw, uv glass + 50% tinted on front passenger. At puspakom will fail, bcz on their device passes usually are 43-44%. You can try yrself by drive a tinted car to puspakom then you will know d result. I jz share my experience.

QUOTE(maudermunty @ Mar 14 2016, 01:33 PM)
Guys, sorry I skipped some pages (more like every three page) and didnt see anything about maintaining old plates.

I heard from a friend that you can keep a plate number when u sell you vehicle, and put it on new car when u buy. Is this true?

And I see some people selling plate number. They put on bikes etc. How is that done? Thought to change plate number both vehicle need to be in your name?
*
Yes, when u sell yr car, u can transfer yr number plate to new ap. (Usually u can buy a new ap from motorcycle shop, they will charge u around 1k).
So when u buy new vehicles, u can transfer the new registration number to the old ap u have.
Hope u can get a clear picture.
Only new number plat can exchange with 2nd plate.
Buying 2nd plate (exp: WW1) cant direct transfer to current number plate. If u buying new car (come with new plate) then you can buy a 2nd plat (exp: WW1) to exchange with current plate (exp: WC 7306 S)

maudermunty
post Mar 16 2016, 08:56 AM

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I see. So the motorcycle will be in our name or the shop name? That part I am not clear. Just wondering if its in another persons name, what is to avoid them from selling the 2nd plate for a high price? and how is two different owner plates interchanged?

Like A wants to buy WW1, but the plate is on motorcycle under B name. is it possible to just change the plates? because like now my old plate I wanted to change to another new car going to be bought by my aunt, but the person selling say both need to be same owner then can change.

And I agree about the tint. When I went with my quite visible tint to puspakom, they failed me. The permissible % also includes the glass (yeah, the fricking glass) % as well. so even if the tint is within permissible %, when included with glass %, it might fail. For me better be safe than sorry. Take risk like me and find out fail, need to reinspect, or just peel it off and put new tint after (which is better for our weather since can put darker tint cool2.gif )
Asaki88
post Mar 17 2016, 10:07 AM

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QUOTE(maudermunty @ Mar 16 2016, 08:56 AM)
» Click to show Spoiler - click again to hide... «

*
Bro, 1st scenario
U buy (W1A), u buy new car and u interchange with your current car (2nd/used plat),
2nd scenario, u rent ap, buy new plate(W1A) to current plate (2nd/used plate). Then yr 2nd plate will give to motorshop put into their new motor for sell.

This post has been edited by Asaki88: Mar 17 2016, 10:09 AM
flux_wizard
post Mar 18 2016, 12:47 AM

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Good sharing and tqvm for the info


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flux_wizard
post Mar 19 2016, 12:40 PM

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QUOTE(maudermunty @ Mar 14 2016, 01:33 PM)
Guys, sorry I skipped some pages (more like every three page) and didnt see anything about maintaining old plates.

I heard from a friend that you can keep a plate number when u sell you vehicle, and put it on new car when u buy. Is this true?

And I see some people selling plate number. They put on bikes etc. How is that done? Thought to change plate number both vehicle need to be in your name?
*
Yes, you can do an interchange between the old and new number. If you engage a runner they will charge you to do it.


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jex-koi
post Mar 28 2016, 05:12 PM

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Just to update. I did a purchase from sdn bhd to myself (private). General procedure :


1) Seller does the Puspakom inspection. Best to do the 'premier service', so buyer and seller can be present to ensure no hanky-panky. Cost of 'premier service' is RM100. Cost of Puspakom inspection is RM30. Total RM RM130 + 6%GST. There will be a B5 form given upon completion stating the engine block #, chasis #, window light transmission, etc...


2) [optional for cash-buyer] If getting a banker cheque, ensure you have supporting documents when you buy. E.g. a letter from the seller stating that they are selling the car to you and this price. Seems that this is some BNM requirement. Banker cheque cost ~RM5 @ Maybank


3) [optional] Buy insurance for your new car a few days before transfer ownership date. Ensure the insurance start-date coincide with the name-transfer date, so that the road tax duration is the same too.


4) To do JPJ transfer from a sdn bhd, the seller will need to provide all these photocopied documents (certified true) Borang 9 / SSM, Borang 49, directors' resolution, directors' i/c photocopy, etc. The company secretary will usually do this and they know what other forms to prepare, as it depends on the sdn bhd.


5) At JPJ, if there is a loan/bank name on the geren letter, make sure JPJ cancels it first. This is to avoid confusion that the loan was under the previous owner, and not you (a cash-buyer)


6) At JPJ, just fill up a form transfer ownership form. Since this is a sdn bhd, the seller needs the company chop/stamp on the form. Director may or may not be present (refer to secretary). In my case, director was present and IC was validated at the JPJ counter. There will be a RM100 fee imposed to transfer the name.


7) [optional] Buy new road tax for the car at while at the JPJ counter (same counter as changing ownership), so road tax and insurance validity is the same. Cost of road tax is stated on the geren letter.



Total Cost : ~RM 230
kenkhean
post Apr 10 2016, 01:35 PM

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Dear all bros,

Im quite conbfusing with the JPJ name change and Bank procedure.

Im buying a car from direct wner thru hire purchase ( loan ).

We never hire a runner.

1.Loan already approved ( waiting us to sign )
2.Puspakom Inspection B5/B7 done.
3.I already purchase insurance under my name.

so what do i do next?

Head over to bank sign loan agreement first then only head to JPJ do transfer name, buy roadtax on the spot or?

JPJ first then Bank later?

Kindly advise, this is my first time doing it
windwong
post Apr 10 2016, 02:10 PM

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HI guys, can someone help me with this:

I own two companies and now,
I'm buying a recond estima for company B, selling the alza for company A
But I want the number of Alza to be transfered to the new estima.

How can i do that? the seller of Estima just tell me *cannot do* end of story..... which I think he is just simply ignoring my request.

thank you all in advance.

My alza still under loan but a bit only, can settle anytime. I'm not in urgent to sell the alza at the moment too but i really hope the number can be remained
Scissorshand
post Apr 15 2016, 04:03 PM

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Btw wanna share a sample of cash sales agreement (2 page) i made with the buyer...


MUTUAL SALES AGREEMENT



This Agreement is dated the 4th day of August, 2012 and entered into between MISS XXXXX (NRIC) XXXX (hereinafter referred to as “the Seller”) and
(hereinafter referred to as “the Buyer”)

which involved the sale of the vehicle, Toyota Vios 1.5G, registered year model 2003 at an agreed price of RM38,500.00 (Thirty Eight Thousand and Five Hundred Ringgit) Chassis No. PN153HY420800XXXX, Engine No.1NZ-X0700XX, Registration Card No. 1140XXX, on agreed terms of “As it is basis”.


NOW IT IS HEREBY agreed by the parties above as follows:

The Seller:

1.0 That the Seller guarantees that the vehicle is free from any financial encumbrances.
2.0 That the Seller has accepted a booking fees of RM500.00 (Five Hundred Ringgit) on 4th August 2012 from the Buyer with the remaining payable in cash on 6th August 2012 by the Buyer.
3.0 That the Buyer will provide original registration card including Surat Pengesahan e-Hakmilik JPJ-FIS upon full settlement of the remaining sum by the Buyer.
4.0 That the Seller agrees to provide necessary co-operation to transfer the ownership of the said vehicle (subject to upon full payment) to the Buyer including providing the original ownership documents of the said vehicle.
5.0 That the Seller will informed its insurance company of this sale and to terminate its insurance coverage of the vehicle as of 7th August 2012.
6.0 That the Seller will not be responsible for any cost or financial risk and liability upon successful handover of the said vehicle to the Buyer.




The Buyer:

1.0 That the Buyer has paid a booking sum of RM500.00 (Five Hundred Ringgit) on 4th August 2012 to the Buyer.
2.0 That the Buyer agrees to make the balance sum of RM38,000.00 (Thirty Eight Thousand Ringgit) on 6th August 2012 in cash to the Seller.
3.0 That the Buyer has inspected the vehicle and agreed to purchase the said vehicle on “.As It Is Basis”.
4.0 That the Buyer will be responsible for insuring the vehicle upon successful acceptance of the vehicle.
5.0 That the Buyer will indemnify the Seller of any risk, liability, losses, encumbrances, any indirect, incidental, special, punitive, exemplary or consequential damages of any kind, nor for any lost profits or revenues upon accepting the ownership of the vehicle.
6.0 That the Buyer is responsible to insured the vehicle immediately upon successful acceptance of the vehicle.






This Agreement and all matters relating to this are governed by the laws of Malaysia. The parties submit to the exclusive jurisdiction of the courts of Malaysia in relation to any matter arising under this Mutual Agreement.

Executed as an agreement

Signed by
The Seller
By
sign here ►
title
print name XXXXXXXX (I/C:XXXX)



Signed by
The Buyer.
By
sign here ►
title
print name

This post has been edited by Scissorshand: Apr 15 2016, 04:06 PM
zero88
post Apr 18 2016, 01:10 AM

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Hello sifus, good thread. Hope to get my problem solved here. Hopefully the reply will help others as well
I'm buying a used super bike.

Background information :-
Superbike still has a loan to pay off
Seller wants to interchange number to a new bike he is buying
I am buying cash
I want a specific new number plate as well

Want to ask

1) does the super bike need to go to puspakom for inspection first?
2) how early can I buy insurance for the bike? Can I buy insurance if the bike is not in my name yet? No number plate yet?
3) go Jpj after puspakom check and just change name first can? Later only buy insurance and road tax?
4) how to secure the numberplate I want for the bike? Ask seller's motorbike shop to get for me?
5) any idea how much for a regular 4 digit number
6) what's the procedure to get the loan payed off? Loan is with aeon credit

Hope sifus here can help clarify
Thanks guys

This post has been edited by zero88: Apr 18 2016, 01:12 AM
dogbert_chew
post May 17 2016, 01:40 PM

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Share experience selling Myvi

1. Advertise in Mudah - total 26 contacts (22 dealer, 4 individual) over 2 months
2. View car at public location - 3 dealer, 2 individual
3. Sell to individual (sign agreement as per Scissorhand format above - thanks !)
4. Call Puspakom make appointment (try 3 different times around 5 min each, finally get thru)
5. Go Puspakom 8AM fill form take number. 8:15AM check. 8:35AM result GAGAL !
Peel off front tint Queue again now more cars. 9AM+ check 9:50AM Pass ! Paid RM30x 2
6. Borrow money go bank settle loan. Pay cheque - 3 days to clear, 3 days to cancel E-Hakmilik electronically. Call buyer make appointment go JPJ 6 working days later
7. Arrive JPJ 11AM - Get number fill in Borang JPJK3 with Buyer. Buyer e-Banking transfer remaining amount to my account. Verify amount in account 11:20AM number call both buyer and seller give original IC and scan thumbprint. Seller give registration card, borang K3 and Puspakom cert. Buyer just give $100 say buy insurance later ! WTH. So JPJ cancel the roadtax on the spot. How buyer going to drive car ? No idea.
8. Hand over keys .. say last goodbye to faithful 7 year old Myvi value depreciate 60% only.
socialchef
post May 18 2016, 09:07 AM

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Hi All.

I want to transfer private ownership of my car to my company.

Can I know what are the procedures at JPJ?

Thank you.
Razor
post Jun 7 2016, 11:05 AM

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Hi All.
I am the seller. The Buyer want to buy the car with loan. Loan approved.
So the car dealer that the buyer has engaged told me that i (the seller) have to clear my loan first with cash. I have 90k left. no way can settle with cash. If not why i take loan ?
is there such a thing? so how do i proceed ? The car dealer also said that if i want to contra my existing loan with the Buyers loan then i have to pay him a fee. Right now there is no indication of how much this fee is.
How do i go about this?


This post has been edited by Razor: Jun 7 2016, 11:07 AM
giggs_509
post Jun 12 2016, 08:33 PM

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Guys need advise.

Mr A is buying new car (Car 1) and selling his current car (Car 2). Mr A also will retain the registration no on Car 2 (P11) and transfer it to Car 1. Process is expected to be concluded in June.

Mr B has tendered new registration no (F11) and want to buy Car 2 by cash and use the registration no there. But he is in oversea now and will b back in Malaysia in 2017.

Questions:
Can the interchange be done since potential buyer not in Malaysia? If not mistaken now compulsory biometric right? If can be done what are the process?
TSWira_lover
post Jun 16 2016, 02:47 PM

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QUOTE(Razor @ Jun 7 2016, 11:05 AM)
Hi All.
I am the seller. The Buyer want to buy the car with loan. Loan approved.
So the car dealer that the buyer has engaged told me that i (the seller) have to clear my loan first with cash. I have 90k left. no way can settle with cash. If not why i take loan ?
is there such a thing? so how do i proceed ? The car dealer also said that if i want to contra my existing loan with the Buyers loan then i have to pay him a fee. Right now there is no indication of how much this fee is.
How do i go about this?
*
Yes this is true. There have been changes to the rules...If im not wrong about 2 years ago roughly... maybe more... Your car must be fully settled before you can sell it. This si to protect the interest of used car dealers, as these days we dont need them thanks to the internet.


So the banks, will willingly approve loans without advising the buyer that the sellers car must be fully settled, so when the seller says he cant fully pay the loan, the buyer needs to pay a cancellation fee with the bank... So its a win win situation.


Because you only have these options.

Option 1.

Seller hires service of a used car dealer to do invoicing and used car will settle the bank loan for you.. Then process the sale, then the buyer's bank releases the money to used car... any excess or shortage can be retrieved or paid to the used car dealer. This fee can range between 2k-5k , depending on the loan outstanding amount.

Option 2
Buyer cancels the loan due to seller unable to settle the car loan. But buyer will be charged with cancellation fee by the bank who approved his/her loan, this can be argued i believe if the bank approved the loan without asking/advising that the car must be cleared of any hire purchase. It will be a long and annoying fight

Option 3
Buyer and seller work out a deal to payoff the amount charged by used car for their fees. Maybe 50/50 etc.

Option 4
Seller clears the loan him/herself and wait for the disbursement by the buyers bank, you'll get back the cash


I hope this message reaches out to all sellers and buyers, because i feel this is really absurd. the way banks and the dealerships is playing around with the people. So before you get stuck in this cycle, PLEASE let your friends and family know.... if you are buying or selling a car, ALWAYS check if it has an existing loan, then advise the seller that it must be cleared before you apply for a new loan. Once you apply and approved, they win.
TSWira_lover
post Jun 16 2016, 02:56 PM

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QUOTE(giggs_509 @ Jun 12 2016, 08:33 PM)
Guys need advise.

Mr A is buying new car (Car 1) and selling his current car (Car 2). Mr A also will retain the registration no on Car 2 (P11) and transfer it to Car 1. Process is expected to be concluded in June.

Mr B has tendered new registration no (F11) and want to buy Car 2 by cash and use the registration no there. But he is in oversea now and will b back in Malaysia in 2017.

Questions:
Can the interchange be done since potential buyer not in Malaysia? If not mistaken now compulsory biometric right? If can be done what are the process?
*
Yes it is compulsory biometric. Normally if out of state, 1 can go to their respective jpj within their area, and still can be processed. However if overseas, i doubt there is a manual way to process this request. Maybe buyer can temporary put the vehicle under a family members name until he comes back, since the purchase is with cash, they wont be any problems. Since he is overseas, i believe either way a representative is helping with the purchase to pick the car or help with the dealing.

Last option, hire a runner. Fee's not sure. Can be high as this requires high rank assitance.
digilife
post Jun 25 2016, 08:43 PM

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QUOTE(Wira_lover @ Jun 16 2016, 02:47 PM)
Yes this is true. There have been changes to the rules...If im not wrong about 2 years ago roughly... maybe more... Your car must be fully settled before you can sell it. This si to protect the interest of used car dealers, as these days we dont need them thanks to the internet.
So the banks, will willingly approve loans without advising the buyer that the sellers car must be fully settled, so when the seller says he cant fully pay the loan, the buyer needs to pay a cancellation fee with the bank... So its a win win situation.
Because you only have these options.

Option 1.

Seller hires service of a used car dealer to do invoicing and used car will settle the bank loan for you.. Then process the sale, then the buyer's bank releases the money to used car... any excess or shortage can be retrieved or paid to the used car dealer. This fee can range between 2k-5k , depending on the loan outstanding amount.

Option 2
Buyer cancels the loan due to seller unable to settle the car loan. But buyer will be charged with cancellation fee by the bank who approved his/her loan, this can be argued i believe if the bank approved the loan without asking/advising that the car must be cleared of any hire purchase. It will be a long and annoying fight

Option 3
Buyer and seller work out a deal to payoff the amount charged by used car for their fees. Maybe 50/50 etc.

Option 4
Seller clears the loan him/herself and wait for the disbursement by the buyers bank, you'll get back the cash
I hope this message reaches out to all sellers and buyers, because i feel this is really absurd. the way banks and the dealerships is playing around with the people. So before you get stuck in this cycle, PLEASE let your friends and family know.... if you are buying or selling a car, ALWAYS check if it has an existing loan, then advise the seller that it must be cleared before you apply for a new loan. Once you apply and approved, they win.
*
If I want to buy a used car from an individual, how to knoe that he have fully settle his loan from any bank ?
TSWira_lover
post Jul 4 2016, 11:43 PM

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QUOTE(digilife @ Jun 25 2016, 08:43 PM)
If I want to buy a used car from an individual, how to knoe that he have fully settle his loan from any bank ?
*
check at on the original grant (geran) there will be like a chop... saying the car is under milik of which bank... and at the chop there must have like a batal chop with signature to indicate its cancelled
digilife
post Jul 5 2016, 09:13 AM

The MNP guy, its me yeah.
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QUOTE(Wira_lover @ Jul 4 2016, 11:43 PM)
check at on the original grant (geran) there will be like a chop... saying the car is under milik of which bank... and at the chop there must have like a batal chop with signature to indicate its cancelled
*
But it seem that the practice now is that most banks & finance will auto link that Full settlement with JPJ & no stamp will be required on the registration card.

Some registration card will be stamp with " DiBatalkan oleh System "


TSWira_lover
post Jul 5 2016, 02:44 PM

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Hmmm yea i also heard tht recently they have an online batal system...so jpj can just check there also ... perhaps this is what i would do.

1. ask the owner of the car if he or she has a loan, explain why this is important to know... eg: owner must full settle loan first before bank can release the loan cash to owner for the purchase

2. If buyer feels seller dishonest, can ask the bank where you are applying to if there is any existing hire purchase on the vehicle.
java19119
post Jul 6 2016, 11:19 AM

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Hi There
I am a foreigner and the car belongs to a foreigner as well but he has left the country. I have the car Grand and his passport copy
currently the road tax is expired.
Please advise how can i get this car legally on road
fiqie
post Jul 8 2016, 10:04 PM

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Hi, i was quoted rm1.8k by SA for transfer of ownership+puspakom (all in). I think the price is quite high. How much normally will be charged?
digilife
post Jul 9 2016, 09:46 AM

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QUOTE(fiqie @ Jul 8 2016, 10:04 PM)
Hi, i was quoted rm1.8k by SA for transfer of ownership+puspakom (all in). I think the price is quite high. How much normally will be charged?
*
Puspakom DIY for Borang B5 [ mean cash sale no loan ] = rm31.80 inclusive of GST and if Borang B7 is rm70 or rm90 [ mean need apply loan & finance hse need it ]

JPJ DIY = rm100.00 , duno GST applies or not.

Why pay more ?

devil.gif


awiekupo
post Jul 9 2016, 01:27 PM

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Hi guys, appreciate some advise.

I won a car and it comes altogether with the geran, insurance & etc. In short, I dont have to pay anything else for the car. So now I like to sell it but have not yet find any buyer (havent put up ads yet).

My questions are as follow;

1) Should I do inspection B5 only or B5+B7 (just in case if my potential buyer need to take loan to buy the car later)?

2) Once I change the ownership name later once the car is sold, do the buyer need to get his/her own insurance & road tax? Or can this things be transfer too?

3) I was informed that the car insurance can be claim back once I sold the car. Is this true? Any advice on how to go about this and what is the rough amount that I could get if I sell a car that is about 1 month old from date of registration?

4) Would Rm39k for a 1000km+ mileage of 3 weeks old Iriz CVT 1.3 Standard (no add on or anything else) sounds like a fair price to begin with?

Thanks heaps for all your advice in advance!
digilife
post Jul 9 2016, 03:16 PM

The MNP guy, its me yeah.
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QUOTE(awiekupo @ Jul 9 2016, 01:27 PM)
Hi guys, appreciate some advise.

I won a car and it comes altogether with the geran, insurance & etc. In short, I dont have to pay anything else for the car. So now I like to sell it but have not yet find any buyer (havent put up ads yet).

My questions are as follow;

1) Should I do inspection B5 only or B5+B7 (just in case if my potential buyer need to take loan to buy the car later)?

2) Once I change the ownership name later once the car is sold, do the buyer need to get his/her own insurance & road tax? Or can this things be transfer too?

3) I was informed that the car insurance can be claim back once I sold the car. Is this true? Any advice on how to go about this and what is the rough amount that I could get if I sell a car that is about 1 month old from date of registration?

4) Would Rm39k for a 1000km+ mileage of 3 weeks old Iriz CVT 1.3  Standard (no add on or anything else) sounds like a fair price to begin with?

Thanks heaps for all your advice in advance!
*
1) If your buyer need to take out a loan to buy it, go for B7, it have a validity of 30days from the day it is approve, but do so only when your buyer agrees to buy by giving you a rm1000 deposit first.

2) The buyer need to buy his own insurance & pay the new roadtax cause once ownership is transferred , the current RT will be cancelled. You can get refunds of the Insurance & RT of the car from the respective offices.

3) refer to answer in 2)

4) Refer to Mudah for the pricing as its very subjective

You won the UM car promo ?

Hope the above helps.
Galaxy Angel
post Jul 9 2016, 04:21 PM

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question, if tinted is within JPJ spec, means no need to tear off when sending the car to Puspacom, am I right? If still have to tear off, only main screen or all screen?
awiekupo
post Jul 9 2016, 06:26 PM

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Many thanks bro! Not from UM promo.. what is UM promo?

QUOTE(digilife @ Jul 9 2016, 03:16 PM)
1) If your buyer need to take out a loan to buy it, go for B7, it have a validity of 30days from the day it is approve, but do so only when your buyer agrees to buy by giving you a rm1000 deposit first.

2) The buyer need to buy his own insurance & pay the new roadtax cause once ownership is transferred , the current RT will be cancelled. You can get refunds of the Insurance & RT of the car from the respective offices.

3) refer to answer in 2)

4) Refer to Mudah for the pricing as its very subjective

You won the UM car promo ?

Hope the above helps.
*
digilife
post Jul 9 2016, 08:18 PM

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QUOTE(Galaxy Angel @ Jul 9 2016, 04:21 PM)
question, if tinted is within JPJ spec, means no need to tear off when sending the car to Puspacom, am I right? If still have to tear off, only main screen or all screen?
*
Puapakom's Tinting standard is far more strict than JPJ's, I was told la..............

I seen a few cars Q in front of me have their driver's side film peel off by their respective owners. As for mine, I only applied a layer of anti smash film on the side windscreens. Other than that I am using factory grade glass.

And yes, they did a test on my front & driver side windscreen.

When I received my B5, it was printed there I have 69% of light penetration on the front & side windscreens. The rule states that the front need 70% light penetration & side windows need 50%, and I guess I was lucky that they let my pass with a tolerance of 1% less for the front windscreen. sweat.gif




akarsan
post Jul 12 2016, 11:53 AM

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Sifu Sifu sekalian. Need some of your quick input.

I'm currently transferring my inlaws car to my name.
The car is fully paid up. I've already done the Puspakom inspection (b5) and already filled in the jpjk3 form as well. Since its just a transfer of ownership. Do I need any other requirement? And lastly. The current insurance and road tax has expired on the car. But I plan to renew it a day or two after the ownership transfer. Possible?
Chrix
post Jul 12 2016, 12:07 PM

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QUOTE(akarsan @ Jul 12 2016, 11:53 AM)
Sifu Sifu sekalian. Need some of your quick input.

I'm currently transferring my inlaws car to my name.
The car is fully paid up. I've already done the Puspakom inspection (b5) and already filled in the jpjk3 form as well. Since its just a transfer of ownership. Do I need any other requirement? And lastly. The current insurance and road tax has expired on the car. But I plan to renew it a day or two after the ownership transfer. Possible?
*
Pening part you already settle (Puspakom)

Just current owner & future owner need to do biometric thumb scan at JPJ (walk in). But first car MUST be insured by NEW owner.

Roadtax can buy on the spot at JPJ. IIRC, dont buy roadtax is ok, but remember roadtax validity cannot exceed insurance coverage.
akarsan
post Jul 12 2016, 12:16 PM

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Chrix,

thanks for the quick reply.
i'm guessing i cant insure the car yet until i change name right? so once the name transfer is done, then i can go get the insurance and the roadtax. am i right?

Chrix
post Jul 12 2016, 12:48 PM

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You as new owner have to insure it first, before Jpj will allow name transfer.

Usually u can buy the coverage earlier & request ur insurer to apply the effective date on the day u plan to name transfer.
digilife
post Jul 12 2016, 02:07 PM

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Go Puspakom to get B5 or B7 > buy Moto Insurance dated to your ownership transfer date > go JPJ > do thumb print scanning [ biometrics to verify yourself that you are not an Alien ] > pay the new roadtax & rm100 for OT.

The former owner can also apply for rebates for his cancel roadtax on the spot by providing his/her Banking Details if the Roadtax is not tranferred to the new owner. Usually the new owner will opt for a new RT to coincide with his new Insurance purchase date for 1 year.

I just did an OT this morning & I am the buyer of a used car via Mudah


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Galaxy Angel
post Jul 12 2016, 08:20 PM

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QUOTE(digilife @ Jul 9 2016, 08:18 PM)
Puapakom's Tinting standard is far more strict than JPJ's, I was told la..............

I seen a few cars Q in front of me have their driver's side film peel off by their respective owners. As for mine, I only applied a layer of anti smash film on the side windscreens. Other than that I am using factory grade glass.

And yes, they did a test on my front & driver side windscreen.

When I received my B5, it was printed there I have 69% of light penetration on the front & side windscreens. The rule states that the front need 70% light penetration & side windows need 50%, and I guess I was lucky that they let my pass with a tolerance of 1% less for the front windscreen.  sweat.gif
*

.

Thanks for the info


Galaxy Angel
post Jul 12 2016, 08:34 PM

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I have another questio,, I am about buying second hand car with hire purchase loan from public bank, is it compulsory to buy insurance from bank itself? Or can I buy outside?
Also I notice that public bank will ask borrower to buy hire purchase life as wel.. And they said is a must..... Anyone managed to buy insurance from public bank but didn't buy hire purchase life?

I might miss if this info has been shared on earlier post

Hope all sifu can share your point of view and thanks again

This post has been edited by Galaxy Angel: Jul 12 2016, 08:49 PM
digilife
post Jul 12 2016, 08:49 PM

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QUOTE(Galaxy Angel @ Jul 12 2016, 08:34 PM)
I have another questio,, I am about buying second hand car with hire purchase loan from public bank, is it compulsory to buy insurance from bank itself? Or can I buy outside?
Also I notice that public bank will ask borrower to buy hire purchase life as wel.. And they said is a must..... Anyone managed to buy insurance from public bank but didn't buy hire purchase life?

Hope all sifu can share your point of view thanks again
*
Yes, some finance hse will "force" you to buy insurance product from them.

Normal la.......try nego but if its a must , you have no choice , else they wont approve the loan.

Btw, how much they charge you interest for the loan ? any "football money" or admin fee needed ?

This post has been edited by digilife: Jul 12 2016, 08:50 PM
Galaxy Angel
post Jul 12 2016, 08:52 PM

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QUOTE(digilife @ Jul 12 2016, 08:49 PM)
Yes, some finance hse will "force" you to buy insurance product from them.

Normal la.......try nego but if its a must , you have no choice , else they wont approve the loan.
*
Sure . Will do thanks Ya .
Hope anyone success get their loan but without buying the life insurance can share. .
digilife
post Jul 12 2016, 08:54 PM

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QUOTE(Galaxy Angel @ Jul 12 2016, 08:52 PM)
Sure  . Will do thanks Ya . 
Hope anyone success get their loan but without buying the life insurance can share. .
*
Btw, how much they charge you interest for the loan ? any "football money" or admin fee needed ?
Galaxy Angel
post Jul 12 2016, 08:55 PM

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QUOTE(digilife @ Jul 12 2016, 08:49 PM)
Yes, some finance hse will "force" you to buy insurance product from them.

Normal la.......try nego but if its a must , you have no choice , else they wont approve the loan.

Btw, how much they charge you interest for the loan ? any "football money" or admin fee needed ?
*
Interest 4 percents loan for 40k, 7 year .
Ownership ship transfer plus runner fees total RM 445 ....
I believe this is their admin fees
digilife
post Jul 12 2016, 09:06 PM

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QUOTE(Galaxy Angel @ Jul 12 2016, 08:55 PM)
Interest 4 percents loan for 40k, 7 year .
Ownership ship transfer plus runner fees total RM 445 .... 
I believe this is their admin fees
*
The 4% is simple interest ? mean (4 x 7 ) x 40 k ?

RM455 is okay compared to some used car agent that charges abt rm2000


Galaxy Angel
post Jul 12 2016, 09:11 PM

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QUOTE(digilife @ Jul 12 2016, 09:06 PM)
The 4% is simple interest  ? mean (4 x 7 ) x 40 k ?

RM455 is okay compared to some used car agent that charges abt rm2000
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Yes , means 40000×0.04×7 total 11200 for interest.
Galaxy Angel
post Jul 13 2016, 11:19 AM

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Dear all sifu:

I have another question about car insurance.

My old car will be sell and will get second hand car, I wish to transfer my old car NCD (55%) to second hand car, understood I will need to withdraw the NCD from my old car to second hand car, question is only withdraw NCD or cancel insurance?

Means old car insurance will still active just without the NCD (means let it auto expiry), or I can just cancel the old car insurance and 55% NCD will auto transfer to my second hand car? As withdraw NCD and cancel insurance is 2 difference thing. I am worry if cancel insurance, then will not entitle 55% NCD for my second hand car insurance.

Hope all sifu can share your expertise.
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post Jul 13 2016, 11:45 AM

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QUOTE(Galaxy Angel @ Jul 12 2016, 08:52 PM)
Sure  . Will do thanks Ya . 
Hope anyone success get their loan but without buying the life insurance can share. .
*
I have got my loan approved by HLB without the provision to buy anything from them. I guess it is subjective to the each and every bank's policy and regulations.
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post Jul 13 2016, 11:49 AM

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QUOTE(Galaxy Angel @ Jul 12 2016, 08:55 PM)
Interest 4 percents loan for 40k, 7 year .
Ownership ship transfer plus runner fees total RM 445 .... 
I believe this is their admin fees
*
In my case there is an admin fee for the hire and purchase loan agreement amounting to RM200+6% GST = RM212.

Some bank may insist that the ownership transfer be done by their runners thus explained the runner's fee but good thing HLB doesn't impose this kind of policy thus mine is all covered by the dealer himself.
digilife
post Jul 13 2016, 12:59 PM

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QUOTE(Galaxy Angel @ Jul 13 2016, 11:19 AM)
Dear all sifu:

I have another question about car insurance.

My old car will be sell and will get second hand car, I wish to transfer my old car NCD (55%) to second hand car, understood I will need to withdraw the NCD from my old car to second hand car, question is only withdraw NCD or cancel insurance?

Means old car insurance will still active just without the NCD (means let it auto expiry), or I can just cancel the old car insurance and 55% NCD will auto transfer to my second hand car? As withdraw NCD and cancel insurance is 2 difference thing. I am worry if cancel insurance, then will not entitle 55% NCD for my second hand car insurance.

Hope all sifu can share your expertise.
*
Simple, this was what I did.

My "old" car have NCB of 55% , when I bought the new insurance for this "new" car, I withdrew my 55% NCB to be used in this new car insurance purchase.

So you may ask me how abt the "old" car's insurance & NCB ?

In my case , I will still keep my "old" car, and I just need to repay the balance of my old car insurance tenure [ which is abt 2mths ] of the difference of the NCB being withdrew. eg if the NCB when I bought the insurance of this "old" car was rm1000, I need to refund them the 3 mths of the rm1000. I duno how they calculate but they will knoe how to do it eventually.

If you decides to sell your old car, just cancel that insurance & you dun have to refund the NCB back to them and the new buyer of your old ar will need to purchase a new insurance premium then.


Can understand ?

biggrin.gif


Galaxy Angel
post Jul 13 2016, 01:27 PM

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QUOTE(digilife @ Jul 13 2016, 12:59 PM)
Simple, this was what I did.

My "old" car have NCB of 55% , when I bought the new insurance for this "new" car, I withdrew my 55% NCB to be used in this new car insurance purchase.

So you may ask me how abt the "old" car's insurance & NCB ?

In my case , I will still keep my "old" car, and I just need to repay the balance of my old car insurance tenure [ which is abt 2mths ] of the difference of the NCB being withdrew. eg if the NCB when I bought the insurance of this "old" car was rm1000, I need to refund them the 3 mths of the rm1000. I duno how they calculate but they will knoe how to do it eventually.

If you decides to sell your old car, just cancel that insurance & you dun have to refund the NCB back to them and the new buyer of your old ar will need to purchase a new insurance premium then.
Can understand ?

biggrin.gif
*
Dear Digilife:

Thanks for the explaination, fFully understood.

Because the bank agent told me to withdraw NCD, not cancel, that time I not clear why can not just cancel as I no need to pay them back, after searching around, I think the reason bank agent ask for withdraw NCD not cancel cos if direct cancel, will need to go JPJ cancel the road tax first only then insurance company can proceed to cancel insurance. May be they don't want running 2 times to JPJ (cos transfer ownership is the last things to do and will need to JPJ again). Am I right?
digilife
post Jul 13 2016, 02:03 PM

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QUOTE(Galaxy Angel @ Jul 13 2016, 01:27 PM)
Dear Digilife:

Thanks for the explaination, fFully understood.

Because the bank agent told me to withdraw NCD, not cancel, that time I not clear why can not just cancel as I no need to pay them back, after searching around, I think the reason bank agent ask for withdraw NCD not cancel cos if direct cancel, will need to go JPJ cancel the road tax first only then insurance company can proceed to cancel insurance. May be they don't want running 2 times to JPJ (cos transfer ownership is the last things to do and will need to JPJ again). Am I right?
*
Withdraw is the easiest, mine withdraw & buy new Insurance with the 55% NCB & refund the difference of the old car NCB , less than 30mins can do at the insurance ofis cause the NCB status can be seen online by them.

Ownership transfer at JPJ via biometric [ thumb print scanning ] takes less than 15mins if you early at 8.30 at JPJ if seller & buyer go together [ my case ]
digilife
post Jul 19 2016, 08:13 PM

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QUOTE(laith @ Jul 19 2016, 07:45 PM)
Does anyone have any idea, how to identify whether the current owner has completed the loan repayment based on the car registration card itself? Thanks.
*
Usually you can see on the bottom part of the current Car Registration Card [ not a card actually, its a 90g paper actually ] the Finance company name printed there.

And if its fully settle by the current registered owner, it will either stamped with " Hakmilik Dibatalkan " or " Dibatalkan oleh System "

But then again, in my case it was not even stamp with either of the chop as stated above although my previous owner have fully settled his pymt 2 years ago.

The finance co that he took out the finance have already link the status with JPJ system & it was automatically " BiBatalkan oleh System " when he settled the loan.

Anyway, if the loan is not settled, ownership transfer cannot be performed.

This post has been edited by digilife: Jul 19 2016, 08:14 PM
Woon Ann
post Jul 28 2016, 01:45 AM

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QUOTE(digilife @ Jul 12 2016, 09:06 PM)
The 4% is simple interest  ? mean (4 x 7 ) x 40 k ?

RM455 is okay compared to some used car agent that charges abt rm2000
*
YEAH!! I met car dealer charging for RM2000 for my old car plate transfer to the new car.
If wanna ask for new number then 3k for normal number. Special number add on money.

So is it possible if I buy car from them then get to done by myself or maybe ask for a cheaper price/runner?
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post Aug 6 2016, 10:26 PM

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...........
digilife
post Aug 7 2016, 08:19 AM

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QUOTE(laith @ Jul 19 2016, 09:03 PM)
I see, i am same case as yours too. Thanks for the information.
I may need your further advice as well.
I have a car with 25% NCB otd, and now I'm buying second car from a foreigner by cash. He has done the B5 inspection.
I have ready the cash.

1.Do i need to buy the insurance for the second car upfront before the ownership transfer date ? Or it can be done after the transfer process since the road tax is ended on Feb next year?

2. When is the best time to do the NCB transfer from an old car to second car, before or after the ownership transfer?

3. Might be a silly question. I have paid the deposit to secure the deal.When should i pay the balance? Before or after the car ownership transfer at JPJ?

4. After the ownership transfer, if i realize that there are outstanding summons from the previous owner (regardless from pdrm or city council), will i have to settle by myself who is the current owner?
*
Sorry for my late reply cause too busy & neglected this thread........

Anyway these is wat I am aware of as at now

1) Usually you need to purchase the insurance before you go for OT, else JPJ will not process the OT. Roadtax , you might be able to use back the seller's RT if he agrees but in my case I opt not to use the seller's existing valid RT cause I want the RT start date same with my Insurance date, if not I will have problem when his RT expires & I need purchase extension of my Insurance when his RT expires & that would be messy in calculation & I might need to pay more cause for extension insurance coverage calculation are always higher in pro rated calculation.......

2) Just withdraw the NCB from the old car to be used on the new car insurance purchase when you purchase the new car insurance but take note that you need to refund the old car NCB too. This is only worthwhile if the difference on savings is big. My case ~ the refund for the withdraw on the old car insurance is rm70 [ 2 mths bal of the insurance tenure of a third party fire & theft policy ] & NCB deduction for the new car is rm600 [ Comprehensive policy ]

3) My case, after the OT in front of the JPJ officer, I pay the seller the Cashiers Order [ bank draft ] on the spot. { prior purchase of the CO for the balance of the agreed sale price minus the deposit }

4) I am not too sure on this , however I was told any summon will follow the registered owner during the saman was issued not the car, meaning any summon unpaid, the owner will have to be responsible because the saman date will determine who is the ownership of the said vehicle. But usually if you have unpaid outstanding saman, JPJ will block the OT. Just do a simple sale purchase letter to be signed by yourself, seller & a witness on the purchase date just incase this might prove to be useful incase needed.



QUOTE(Woon Ann @ Jul 28 2016, 01:45 AM)
YEAH!! I met car dealer charging for RM2000 for my old car plate transfer to the new car.
If wanna ask for new number then 3k for normal number. Special number add on money.

So is it possible if I buy car from them then get to done by myself or maybe ask for a cheaper price/runner?
*
Usually a runner does this, but if you want to save cost, enquire from JPJ or a Runner [ usually a Runner work for a used car co but some Runner can help you do it and you pay them personally ]

nabelon
post Aug 13 2016, 12:17 AM

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i submitted loan to Maybank Auto Finance for 30k loan with 5 year period. They want the previous owner to do full settlement before they proceed with the loan. They dont do contra anymore. Is this the current practice ? what about other banks.
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post Aug 19 2016, 02:03 PM

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QUOTE(digilife @ Aug 7 2016, 08:19 AM)

4) I am not too sure on this , however I was told any summon will follow the registered owner during the saman was issued not the car, meaning any summon unpaid,  the owner will have to be responsible because the saman date will determine who is the ownership of the said vehicle. But usually if you have unpaid outstanding saman, JPJ will block the OT. Just do a simple sale purchase letter to be signed by yourself, seller & a witness on the purchase date just incase this might prove to be useful incase needed.
Usually a runner does this, but if you want to save cost, enquire from JPJ or a Runner [ usually a Runner work for a used car co but some Runner can help you do it and you pay them personally ]
*
JPJ saman or PDRM saman might coz OT failed??
TSWira_lover
post Aug 26 2016, 03:13 PM

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QUOTE(nabelon @ Aug 13 2016, 12:17 AM)
i submitted loan to Maybank Auto Finance for 30k loan with 5 year period. They want the previous owner to do full settlement before they proceed with the loan. They dont do contra anymore. Is this the current practice ? what about other banks.
*
yea bro. we covered this a couple pages back. Prev owner must do settlement on his end
TSWira_lover
post Aug 26 2016, 03:15 PM

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QUOTE(nabelon @ Aug 13 2016, 12:17 AM)
i submitted loan to Maybank Auto Finance for 30k loan with 5 year period. They want the previous owner to do full settlement before they proceed with the loan. They dont do contra anymore. Is this the current practice ? what about other banks.
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Page 16.



QUOTE(Wira_lover @ Jun 16 2016, 02:47 PM)
Yes this is true. There have been changes to the rules...If im not wrong about 2 years ago roughly... maybe more... Your car must be fully settled before you can sell it. This si to protect the interest of used car dealers, as these days we dont need them thanks to the internet.
So the banks, will willingly approve loans without advising the buyer that the sellers car must be fully settled, so when the seller says he cant fully pay the loan, the buyer needs to pay a cancellation fee with the bank... So its a win win situation.
Because you only have these options.

Option 1.

Seller hires service of a used car dealer to do invoicing and used car will settle the bank loan for you.. Then process the sale, then the buyer's bank releases the money to used car... any excess or shortage can be retrieved or paid to the used car dealer. This fee can range between 2k-5k , depending on the loan outstanding amount.

Option 2
Buyer cancels the loan due to seller unable to settle the car loan. But buyer will be charged with cancellation fee by the bank who approved his/her loan, this can be argued i believe if the bank approved the loan without asking/advising that the car must be cleared of any hire purchase. It will be a long and annoying fight

Option 3
Buyer and seller work out a deal to payoff the amount charged by used car for their fees. Maybe 50/50 etc.

Option 4
Seller clears the loan him/herself and wait for the disbursement by the buyers bank, you'll get back the cash
I hope this message reaches out to all sellers and buyers, because i feel this is really absurd. the way banks and the dealerships is playing around with the people. So before you get stuck in this cycle, PLEASE let your friends and family know.... if you are buying or selling a car, ALWAYS check if it has an existing loan, then advise the seller that it must be cleared before you apply for a new loan. Once you apply and approved, they win.
*
HappyMeee
post Sep 14 2016, 07:17 PM

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http://www.thestar.com.my/news/nation/2016...s-now-possible/

the link above is our minister said starts 1st June we can online transfer our vehicle ownership, need not to go to JPJ counter, is that true? and how to do that?

thank you in advance
jimmychangas
post Sep 17 2016, 10:30 PM

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Hi guys. I am about to purchase a used car from a direct owner. As both me and the seller don't have any experience in doing this, I would like to seek advice from the sifus here.

Here's the plan:

I'll apply for a loan for this purchase. In the meantime the seller will take the car for a service inspection just to make sure the parts and components in the car are given the clean bill of health.

Once my loan is approved, the seller will then send the car over to Puspakom for a B5 and B7 inspection. Because the car has a non-JPJ compliant window tint installed, the seller will remove them before heading down to Puspakom.

Once inspection is passed, the documents will be submitted to the bank and the loan will be disbursed. And finally, both me and the seller will head down to JPJ and execute the name transfer process.

Question is, how long does it take for the bank to disburse the loan once Puspakom documents are submitted? Also, is there anything I've missed out in this plan?

Looking forward to the sifus' advice. Thanks in advance!
digilife
post Sep 18 2016, 09:46 AM

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QUOTE(jimmychangas @ Sep 17 2016, 10:30 PM)
Hi guys. I am about to purchase a used car from a direct owner. As both me and the seller don't have any experience in doing this, I would like to seek advice from the sifus here.

Here's the plan:

I'll apply for a loan for this purchase. In the meantime the seller will take the car for a service inspection just to make sure the parts and components in the car are given the clean bill of health.

Once my loan is approved, the seller will then send the car over to Puspakom for a B5 and B7 inspection. Because the car has a non-JPJ compliant window tint installed, the seller will remove them before heading down to Puspakom.

Once inspection is passed, the documents will be submitted to the bank and the loan will be disbursed. And finally, both me and the seller will head down to JPJ and execute the name transfer process.

Question is, how long does it take for the bank to disburse the loan once Puspakom documents are submitted? Also, is there anything I've missed out in this plan?

Looking forward to the sifus' advice. Thanks in advance!
*
Much of it already covered by you, abt the loan approval once you submitted the B5 & B7 you need ask your loan provider & I believe it should be fast [ nowadays loan approval is very fast if you are qualified ~ you get wat I mean ? ] but some loan provider insist you to use their runner to do the JPJ part which would be around rm200 for runner fee on top of the rm150 JPJ ownership transfer fee. Nego with them for the arrangemnent.......
jimmychangas
post Sep 18 2016, 12:37 PM

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QUOTE(digilife @ Sep 18 2016, 09:46 AM)
Much of it already covered by you, abt the loan approval once you submitted the B5 & B7 you need ask your loan provider & I believe it should be fast [ nowadays loan approval is very fast if you are qualified ~ you get wat I mean ? ]  but some loan provider insist you to use their runner to do the JPJ part which would be around rm200 for runner fee on top of the rm150 JPJ ownership transfer fee. Nego with them for the arrangemnent.......
*
Duly noted. I appreciate your swift and detailed reply. Thanks very much! smile.gif
powercolor
post Sep 20 2016, 08:01 PM

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quick question or need help i might add ... how to change ownership of the car, if the owner is no longer in malaysia ( going back to home country ), but i have been taking over the loan payment for more than a year ... any advice ??
holoman
post Sep 21 2016, 01:54 PM

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guys , normally what is the procedure to sell car to USED CAR DEALER

loan left 6,500 , sell price agreed by both parties Rm21,500

dealer ask me to get copy of geran - > bring car to their shop -> puspkom inspection
once everything done , they will handover cheque

is it the correct way ? for inspection , take 1 day only right ?
and for cheque , once i hand over my car , i'll straight away receive my cheque is it ?

one more question , for full settlement , normally , shop will make payment and deduct from total amount or i need to do it myself ?

This post has been edited by holoman: Sep 21 2016, 01:58 PM
digilife
post Sep 21 2016, 04:58 PM

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QUOTE(powercolor @ Sep 20 2016, 08:01 PM)
quick question or need help i might add ... how to change ownership of the car, if the owner is no longer in malaysia ( going back to home country ), but i have been taking over the loan payment for more than a year ... any advice ??
*
That would be troublesome, get advice from a Runner Service Provider.


QUOTE(holoman @ Sep 21 2016, 01:54 PM)
guys , normally what is the procedure to sell car to USED CAR DEALER

loan left 6,500  , sell price agreed by both parties Rm21,500

dealer ask me to get copy of geran - > bring car to their shop -> puspkom inspection
once everything done , they will handover cheque

is it the correct way ? for inspection , take 1 day only right ?
and for cheque , once i hand over my car , i'll straight away receive my cheque is it ?

one more question , for full settlement , normally , shop will make payment and deduct from total amount or i need to do it myself ?
*
Inspection is fast, can be done within a few hours , mine was done in less than 2 hrs, no runner, self drive.

It depends on who is the buyer of your car cause even though they give you a cheque, its not necessary that that cheque will not bounce, I am talking about the precautions & worst case scenario.

For my case, I bought the car from a private seller, I prepare a Cashier's Order from my bank one day before the ownership transfer, buy the required vehicle insurance from my insurer and on the OT day, once the OT was done over the JPJ counter [ rm100.00 fee to JPJ ] I gave the CO to the seller & we shake hands. The CO is as good as Cash just that its a more secure way of handling money.


csneo
post Oct 23 2016, 06:25 PM

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i will like to purchase a second vehicle from second hand car dealer
cash price 49k but loan price 52K
1. why there is different between cash and loan price?
2. They charged
name transfer RM 375
Puspakom RM 250
Invoice for RM 850 ( what is this for? )

This post has been edited by csneo: Oct 23 2016, 06:29 PM
digilife
post Oct 23 2016, 06:36 PM

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QUOTE(csneo @ Oct 23 2016, 06:25 PM)
i will like to purchase a second vehicle from second hand car dealer
cash price 49k but loan price 52K
1. why there is different between cash and loan price?
2. They charged
    name transfer RM 375
    Puspakom RM 250 
    Invoice for RM 850 ( what is this for? )
*
1) rm52k-rm49k = rm3k ~ standard fee when you buy from a used car company, if not their Salesman eat grass ?

2) Those are "admin & runner fee"

Unless you buy from a "private seller" , else most used car co will charge you Item 1 + Item 2 or either 1.

Its a standard industry practice.




csneo
post Oct 23 2016, 07:24 PM

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QUOTE(digilife @ Oct 23 2016, 06:36 PM)
1) rm52k-rm49k = rm3k ~ standard fee when you buy from a used car company, if not their Salesman eat grass ?

2) Those are "admin & runner fee"

Unless you buy from a "private seller" , else most used car co will charge you Item 1 + Item 2 or either 1.

Its a standard industry practice.
*
thanks for reply
Left4Dead2
post Oct 30 2016, 04:32 PM

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Want to ask, can i sent my car for inspection to Puspakom first without buyer (cash) there ?

Buyer from different state, may not available. Or we both must be go Puspakom together ?

First time seller, noob abit notworthy.gif

And Saturday (Cheras branch), many people ?

Got any runner here ? Charge how much ?
digilife
post Oct 30 2016, 05:36 PM

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QUOTE(Left4Dead2 @ Oct 30 2016, 04:32 PM)
Want to ask, can i sent my car for inspection to Puspakom first without buyer (cash) there ?

The SOP is ~ Seller send the car to Puspakom to get certified & once passed the Cert will be valid for 30days. If you do not do any Ownership within the 30days, you need get another certification when you want to do OT later.

Buyer from different state, may not available. Or we both must be go Puspakom together ?

That cert can be used to do OT all over the JPJ's in MY

First time seller, noob abit  notworthy.gif

And Saturday (Cheras branch), many people ?

Usually Sat will have less ppl compared to normal days.........

Got any runner here ? Charge how much ?

Why feed those runners when you can do it yourself

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Left4Dead2
post Oct 31 2016, 07:56 AM

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QUOTE(digilife @ Oct 30 2016, 05:36 PM)

*
Thanks, about insurance how ? Since mine going expired Dec soon. Do i just let it go ?

I heard can transfer NCD to new car ?
narutokun83
post Nov 13 2016, 03:17 AM

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Hi there,

My grandfather owns a car but unfortunately he has passed on. I'm thinking of selling it as it is just sitting under the sun and there are people inquiring about us selling it. He didn't put in his will who does the car belongs to. Is there a way to transfer the ownership to me?
digilife
post Nov 13 2016, 06:53 AM

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QUOTE(Left4Dead2 @ Oct 31 2016, 07:56 AM)
Thanks, about insurance how ? Since mine going expired Dec soon. Do i just let it go ?

I heard can transfer NCD to new car ?
*
Just transfer the NCD to the new car & refund that balance of 2 mths of the NCD to to the insurer & you would have saved much.

QUOTE(narutokun83 @ Nov 13 2016, 03:17 AM)
Hi there,

My grandfather owns a car but unfortunately he has passed on. I'm thinking of selling it as it is just sitting under the sun and there are people inquiring about us selling it. He didn't put in his will who does the car belongs to. Is there a way to transfer the ownership to me?
*
The Ownership Transfer can actually be done, First you need to get the Dead Cert of your Grandfather and then do the OT to the closest next of kind, I believe its best you go enquire from JPJ the complete procedure..........

If you ask Runner to do it, they will quote you a bomb of a price.............
narutokun83
post Nov 13 2016, 05:06 PM

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QUOTE(digilife @ Nov 13 2016, 06:53 AM)
The Ownership Transfer can actually be done, First you need to get the Dead Cert of your Grandfather and then do the OT to the closest next of kind, I believe its best you go enquire from JPJ the complete procedure..........

If you ask Runner to do it, they will quote you a bomb of a price.............
*
Thanks, heard from alot of friends and relatives that its a tedious process but whatever i can get for the car... its better than letting it rust and being an eyesore to the neighborhood.
digilife
post Nov 13 2016, 06:42 PM

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QUOTE(narutokun83 @ Nov 13 2016, 05:06 PM)
Thanks, heard from alot of friends and relatives that its a tedious process but whatever i can get for the car... its better than letting it rust and being an eyesore to the neighborhood.
*
Yes, agreed.

Btw, what car is that ? care to share some details or via PM
DreamChaser
post Nov 22 2016, 12:57 PM

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for Puspakom and JPJ OT procedure from deceased owner, we need to bring in all original documents for death cert and LA?
Belphegor
post Dec 6 2016, 10:21 AM

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I need to retrieve my car card. The bank say need to go UTC. Can UTC do that and what's the procedures? hmm.gif
Ze_Quesr
post Dec 6 2016, 11:28 AM

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QUOTE(khorheong @ Oct 9 2013, 02:38 PM)
Just  done transfer car ownership without runner in this morning. Below is the procedure (no loan involved).

1. Call to Puspakom to book the date for inspection.
2. Obtain B5 form after pass inspection (Cost RM30), please remember to bring car cert together.It is better for seller to bring the car for inspection. If not, need to prepare referral letter.
3. Seller and buyer go to JPJ together with car cert, B5 form, one photocopy IC from seller, one photocopy IC  from buyer & ROADTAX
4. Seller need to fill up  terminate ROADTAX form.
5. Seller & buyer need to fill up JPJK3  &  TM-AB form.
6. Buyer need to fill up TM-1 form.
7.  Wait for your turn and pass all the form together and road tax. Cost is RM100 for transfer name.
8. After done the name transfer, buyer need buy the car insurance.
9. Buyer pay the new road tax after car insurance issued.
*
im lost at steps 8.. the car insurance part.

how much is it to buy insurance, and from whom and where? someone help me?

say, the car im getting is 1.8L

digilife
post Dec 6 2016, 12:09 PM

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QUOTE(Ze_Quesr @ Dec 6 2016, 11:28 AM)
im lost at steps 8.. the car insurance part.

how much is it to buy insurance, and from whom and where? someone help me?

say, the car im getting is 1.8L
*
If you are a current car owner, just go to your current insurer and they can help you out, if not just contact any online Motor Vehicle Insurer , google pls.
Ze_Quesr
post Dec 6 2016, 12:36 PM

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QUOTE(digilife @ Dec 6 2016, 12:09 PM)
If you are a current car owner, just go to your current insurer and they can help you out, if not just contact any online Motor Vehicle Insurer , google pls.
*
my bad, im new in this. yes im the current owner, but and im trading cars with my friend. we're both new in this.

so the current insurance will be terminated at no charge right?
digilife
post Dec 6 2016, 01:13 PM

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QUOTE(Ze_Quesr @ Dec 6 2016, 12:36 PM)
my bad, im new in this.  yes im the current owner, but and im trading cars with my friend. we're both new in this.

so the current insurance will be terminated at no charge right?
*
You have 2 choices on the new insurance for your "new" car.

1) you can use the NCB of your previous car & "compensate" the Insurer with difference. It depends on the sum insured of your "new" car , calculate if its more savings doing this way or just choose option 2.

2) just purchase the new insurance for this "new" car & NOT entitle to any NCB for this first year purchase.

If you want a detailed procedure, I suggest you tell the whole situation out here so that other forumers can help you out if I cannot.
Ze_Quesr
post Dec 6 2016, 01:26 PM

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QUOTE(digilife @ Dec 6 2016, 01:13 PM)
You have 2 choices on the new insurance for your "new" car.

1) you can use the NCB of your previous car & "compensate" the Insurer with difference. It depends on the sum insured of your "new" car , calculate if its more savings doing this way or just choose option 2.

2) just purchase the new insurance for this "new" car & NOT entitle to any NCB for this first year purchase.

If you want a detailed procedure, I suggest you tell the whole situation out here so that other forumers can help you out if I cannot.
*
like this. he wants to buy my car. but instead of paying cash, he is paying in terms of another car to which, I agreed. so we agreed to swap/trade.


however im liking your option 2. new insurance with new car.

my current insurance is the basic coverage available. third party. and im planning the same for my upcoming "new" car as well.
digilife
post Dec 6 2016, 03:22 PM

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QUOTE(Ze_Quesr @ Dec 6 2016, 01:26 PM)
like this. he wants to buy my car. but instead of paying cash, he is paying in terms of another car to which, I agreed. so we agreed to swap/trade.
however im liking your option 2. new insurance with new car.

my current insurance is the basic coverage available. third party. and im planning the same for my upcoming "new" car as well.
*
Usually nowadays if your car's value is less then rm10k, users tend to buy Third Party Fire & Theft or if you have lets say 55% NCB you also can insured for rm12k First Party if the Insurer accept it. This is my personal opinion cause I insured my 19 year old Wira under 3rd Party Fire & Theft only as I have used my 55% NCB on my newly purchased Used Car [ First Party Insurance ]
Ze_Quesr
post Dec 6 2016, 04:33 PM

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QUOTE(digilife @ Dec 6 2016, 03:22 PM)
Usually nowadays if your car's value is less then rm10k, users tend to buy Third Party Fire & Theft or if you have lets say 55% NCB you also can insured for rm12k First Party if the Insurer accept it. This is my personal opinion cause I insured my 19 year old Wira under 3rd Party Fire & Theft only as I have used my 55% NCB on my newly purchased Used Car [ First Party Insurance ]
*
i dont think so i have any NCB. hence, i have to buy a new one. anyway which insurance company u recommend?
digilife
post Dec 6 2016, 04:48 PM

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QUOTE(Ze_Quesr @ Dec 6 2016, 04:33 PM)
i dont think so i have any NCB. hence, i have to buy a new one. anyway which insurance company u recommend?
*
Most insurer have different package, but mine was okay cause they even insured my 19 year old Wira without any question asked , some insurer have terms & conditions like asking you take extra PA for passengers , deswai I said go back to your regular insurer
Ze_Quesr
post Dec 12 2016, 10:42 AM

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QUOTE(digilife @ Dec 6 2016, 04:48 PM)
Most insurer have different package, but mine was okay cause they even insured my 19 year old Wira without any question asked , some insurer have terms & conditions like asking you take extra PA for passengers , deswai I said go back to your regular insurer
*
bro can i ask if i can keep back my old number plate if we sell rides?
GunMetalX
post Dec 12 2016, 10:55 AM

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QUOTE(Wira_lover @ Aug 26 2016, 03:13 PM)
yea bro. we covered this a couple pages back. Prev owner must do settlement on his end
*
about this....any leeway if new owner apply for loan from the same bank as previous owner?
starz92
post Dec 19 2016, 02:05 PM

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Guys,
I am currently planning to let go my Proton Wira which is immovable condition . (not sure what spoil but mechanic confirmed not engine problem.
Problem is can I do ownership transfer on this case?
How do I pass the puspakom test or is there any exemption for it? The car can not start now..

This post has been edited by starz92: Dec 19 2016, 02:06 PM
louyit
post Dec 20 2016, 06:14 AM

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QUOTE(starz92 @ Dec 19 2016, 02:05 PM)
Guys,
I am currently planning to let go my Proton Wira which is immovable condition . (not sure what spoil but mechanic confirmed not engine problem.
Problem is can I do ownership transfer on this case?
How do I pass the puspakom test or is there any exemption for it? The car can not start now..
*
If you can't start it, it can't pass puspakom test. Change another mechanic.
starz92
post Dec 20 2016, 09:11 AM

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QUOTE(louyit @ Dec 20 2016, 06:14 AM)
If you can't start it, it can't pass puspakom test. Change another mechanic.
*
meaning there's no way to sell it off without having it to start? How about selling it as a scrap?
alcatrez
post Dec 26 2016, 10:28 PM

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QUOTE(starz92 @ Dec 19 2016, 02:05 PM)
Guys,
I am currently planning to let go my Proton Wira which is immovable condition . (not sure what spoil but mechanic confirmed not engine problem.
Problem is can I do ownership transfer on this case?
How do I pass the puspakom test or is there any exemption for it? The car can not start now..
*
pyspakom do house calls.
you can ask them whether need to start or not. normally they chrck the chassis and engine as per grant
jern25
post Dec 28 2016, 05:31 PM

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hi guys. im not sure if im in a correct thread or not. my situation is like this:

1. i would like to buy a motorcycle from a seller at port dickson. im at kl.
2. the motor already fully paid.

question:
1. is it possible to transfer the ownership without both parties present? due to distance, is it possible to seller fill the form, couries to buyer, and buyer settle the process at jps.
2. do motor need to go through puspakom process as well?
3. any additional advice?

thank u all in advance.
Post-Je-Ape-Ape
post Dec 28 2016, 10:33 PM

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Hi guys, i just finished my inspection in puspakom. Just now my buyer(swapper) he told me that he cannot make his own car's inspection on time due to some holdback which is one of his mom got hospitalised and he has to care for her in hospital.

Anyone know if I can extend my JPJ name change dateline? Thanks!
alcatrez
post Jan 3 2017, 10:14 PM

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Hi,

is it possible to change ownership without the seller present?

regards,
Sean77
post Jan 11 2017, 06:16 AM

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QUOTE(HappyMeee @ Sep 14 2016, 07:17 PM)
http://www.thestar.com.my/news/nation/2016...s-now-possible/

the link above is our minister said starts 1st June we can online transfer our vehicle ownership, need not to go to JPJ counter, is that true? and how to do that?

thank you in advance
*
So, any 1 tried online by yourself?
slacx
post Feb 18 2017, 05:58 PM

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Hi All,

I want to sell my current car and i have loan balance around 30k. normally how you do the full settlement, by cash or cheque? Do I need to bring the original geran and puspakom test result?

Thanks!
silverwave
post Feb 26 2017, 11:32 AM

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Hi, I was wondering how does the change of ownership work in this case:

My current car is under my dad's name and my old car is under my name.

My sister's car is under my name.

Since NCB is running, I want to change my sister's car to her name, my old car to my dad's name and my current car to my name. What is the correct flow for this?

Do i need to go to JPJ and remove the tint for inspection? Thanks.

This post has been edited by silverwave: Feb 26 2017, 11:33 AM
TRAZE99
post Feb 27 2017, 02:25 PM

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QUOTE(silverwave @ Feb 26 2017, 11:32 AM)
Hi, I was wondering how does the change of ownership work in this case:

My current car is under my dad's name and my old car is under my name.

My sister's car is under my name.

Since NCB is running, I want to change my sister's car to her name, my old car to my dad's name and my current car to my name. What is the correct flow for this?

Do i need to go to JPJ and remove the tint for inspection? Thanks.
*
in order for everyone to have their car in their own name.
here is the procedure.
go through puspakom inspection for B5 form (JPJ required)..rm30.(please make booking or you will queue like crazy)
than go to jpj and fill in jpjk3 form, both owner need to be present on the counter for bio thumprint and a fees of transfer..rm100 +roadtax(rmXX depends on cc)
make sure everyone has their own insurance as the jpj required it to create the reprint new roadtax.

for more info:search for "Panduan Tukar Hakmilik Secara Sukarela" in jpj website.

if you are lazy to get involve in the process,than you can hire 3th party runner for the process....about rm200-250 per serivce/ car,the price is excluding the fees inquired at jpj.

in terms of tinted,really depend on luck...mine passed it with flying colour without peeling it.here is the result

Attached Image

This post has been edited by TRAZE99: Feb 27 2017, 02:34 PM
TRAZE99
post Feb 27 2017, 02:39 PM

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QUOTE(slacx @ Feb 18 2017, 05:58 PM)
Hi All,

I want to sell my current car and i have loan balance around 30k. normally how you do the full settlement, by cash or cheque? Do I need to bring the original geran and puspakom test result?

Thanks!
*
you need to settle the loan first and get the released letter from the bank (but from what is latest is bank no longer will issues release letter but they update the staus in jpj system)full settlement usually in any ways as long as the bank gets the money.yup original geran and pay rm30 for puspakom fees before entering the inspection.be careful of your tinted if it is too black would recommend to peel it off.but you could try your luck.
silverwave
post Feb 27 2017, 09:29 PM

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QUOTE(TRAZE99 @ Feb 27 2017, 02:25 PM)
in order for everyone to have their car in their own name.
here is the procedure.
go through puspakom inspection for B5 form (JPJ required)..rm30.(please make booking or you will queue like crazy)
than go to jpj and fill in jpjk3 form, both owner need to be present on the counter for  bio thumprint and a fees of transfer..rm100 +roadtax(rmXX  depends on cc)
make sure everyone has their own insurance as the jpj required it to create the reprint new roadtax.

for more info:search for "Panduan Tukar Hakmilik Secara Sukarela" in jpj website.

if you are lazy to get involve in the process,than you can hire 3th party runner for the process....about rm200-250 per serivce/ car,the price is excluding the fees inquired at jpj.

in terms of tinted,really depend on luck...mine passed it with flying colour without peeling it.here is the result

Attached Image
*
Thanks for the detailed input.

Though i had two questions, if the road tax is still active, need to pay again even though it's transferred? Secondly, i supposed you said everyone need their own insurance to transfer the existing NCD?
TRAZE99
post Mar 1 2017, 11:03 PM

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QUOTE(silverwave @ Feb 27 2017, 09:29 PM)
Thanks for the detailed input.

Though i had two questions, if the road tax is still active, need to pay again even though it's transferred? Secondly, i supposed you said everyone need their own insurance to transfer the existing NCD?
*
From what i know is you would also need to fill out the form for terminating the existing roadtax and get partial refund if it is still alive. As for the insurance part,i heard the process is same with partial refund and only the NCD is transferable.so i think they will either ask you top up money or ask you buy a new insurance policy with the NCD discounts that is transferred from your old car to your new car (this is because both car value might be different,they would need to contra).
it is better that you ask your insurance,some may have different procedure.

But i would suggest you do it when both of your roadtax and insurance is near to expire...more easy...go puspakom,transfer owner,new insurance policy with transferred ncd, new roadtax. not so much forms to fill,less money and time wasted as well.

This post has been edited by TRAZE99: Mar 1 2017, 11:06 PM
silverwave
post Mar 1 2017, 11:19 PM

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QUOTE(TRAZE99 @ Mar 1 2017, 11:03 PM)
From what i know is you would also need to fill out the form for terminating the existing roadtax and get partial refund if it is still alive. As for the insurance part,i heard the process is same with partial refund and only the NCD is transferable.so i think they will either ask you top up money or ask you buy a new insurance policy with the NCD discounts that is transferred from your old car to your new car (this is because both car value might be different,they would need to contra).
it is better that you ask your insurance,some may have different procedure.

But i would suggest you do it when both of your roadtax and insurance is near to expire...more easy...go puspakom,transfer owner,new insurance policy with transferred ncd, new roadtax. not so much forms to fill,less money and time wasted as well.
*
Noted, thanks again. smile.gif
kenstone
post Mar 2 2017, 12:03 AM

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Hi, anyone done ownership transfer through online MySIKAP recently? And what are the steps? confused.gif
I am wondering if we can still do online ownership transfer now (not much info i can find in JPJ website).
Kindly advise. Thanks. notworthy.gif
TRAZE99
post Mar 2 2017, 10:08 PM

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To anyone that want to buy car direct from owner. i have the agreement letter sample for you to safeguard your(buyer) interest and his/him(seller),This is to avoid THE DEALS BECOME SOUR later on.

here is just part of the sample..very straight forward and simple. just edit it according to your car info.
Drop me and email,i will send you the full version only if the link is not working anymore.
here is it: https://mega.nz/#!z1YTRRhZ!n74WK5BM...vprODHx7sNZgvoA

Attached Image

This agreement letter is created by my cousin who work at a lawyer firm...i used it only once ,so kinda waste to delete the document file.

This post has been edited by TRAZE99: Mar 2 2017, 10:24 PM
louyit
post Mar 3 2017, 01:42 PM

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QUOTE(TRAZE99 @ Mar 2 2017, 10:08 PM)
To anyone that want to buy car direct from owner. i have the agreement letter sample for you to safeguard your(buyer) interest and his/him(seller),This is to avoid THE DEALS BECOME SOUR later on.

here is just part of the sample..very straight forward and simple. just edit it according to your car info.
Drop me and email,i will send you the full version only if the link is not working anymore.
here is it: https://mega.nz/#!z1YTRRhZ!n74WK5BM...vprODHx7sNZgvoA

Attached Image

This agreement letter is created by my cousin who work at a lawyer firm...i used it only once ,so kinda waste to delete the document file.
*
thumbsup.gif thumbsup.gif thumbsup.gif Very useful document and thanks a lot for sharing it to everyone on this forum! Appreciate it.
kenstone
post Mar 6 2017, 11:48 PM

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QUOTE(kenstone @ Mar 2 2017, 12:03 AM)
Hi, anyone done ownership transfer through online MySIKAP recently? And what are the steps? confused.gif
I am wondering if we can still do online ownership transfer now (not much info i can find in JPJ website).
Kindly advise. Thanks.  notworthy.gif
*
Anyone? Really need to know if this is still a workable option.
Any advice would be much appreciated. Thanks.

putramon
post Mar 9 2017, 01:44 PM

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QUOTE(TRAZE99 @ Feb 27 2017, 02:25 PM)
in order for everyone to have their car in their own name.
here is the procedure.
go through puspakom inspection for B5 form (JPJ required)..rm30.(please make booking or you will queue like crazy)
than go to jpj and fill in jpjk3 form, both owner need to be present on the counter for  bio thumprint and a fees of transfer..rm100 +roadtax(rmXX  depends on cc)
make sure everyone has their own insurance as the jpj required it to create the reprint new roadtax.

for more info:search for "Panduan Tukar Hakmilik Secara Sukarela" in jpj website.

if you are lazy to get involve in the process,than you can hire 3th party runner for the process....about rm200-250 per serivce/ car,the price is excluding the fees inquired at jpj.

in terms of tinted,really depend on luck...mine passed it with flying colour without peeling it.here is the result

Attached Image
*
your tinting is so clear that's why it can pass..puspakom front mirror must have more than 70% visible light transmission and side is 50%...
putramon
post Mar 9 2017, 01:45 PM

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QUOTE(kenstone @ Mar 2 2017, 12:03 AM)
Hi, anyone done ownership transfer through online MySIKAP recently? And what are the steps? confused.gif
I am wondering if we can still do online ownership transfer now (not much info i can find in JPJ website).
Kindly advise. Thanks.  notworthy.gif
*
both seller and buyer must register the mysikap account..you can go under the Kenderaan tab..it's somewhere in the pemunya and pemilik area
kenstone
post Mar 11 2017, 05:27 PM

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QUOTE(putramon @ Mar 9 2017, 01:45 PM)
both seller and buyer must register the mysikap account..you can go under the Kenderaan tab..it's somewhere in the pemunya and pemilik area
*
Thank you, Putramon. Will go register an account next week smile.gif
Kelefei
post Apr 5 2017, 02:53 PM

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Hi guys, Im looking for HP to help me apply loan, is owner to onwer.. any HP here doing owner to owner case? or anyone can share nice HP contact with me? Thanks in advance!

This post has been edited by Kelefei: Apr 5 2017, 03:30 PM
akibara213
post May 5 2017, 08:05 PM

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QUOTE(Kelefei @ Apr 5 2017, 02:53 PM)
Hi guys, Im looking for HP to help me apply loan, is owner to onwer.. any HP here doing owner to owner case? or anyone can share nice HP contact with me? Thanks in advance!
*
you mean you need to submit your loan through dealer is it? or just need to know how to apply loan at the bank?
akibara213
post May 5 2017, 08:09 PM

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QUOTE(TRAZE99 @ Feb 27 2017, 02:25 PM)
in order for everyone to have their car in their own name.
here is the procedure.
go through puspakom inspection for B5 form (JPJ required)..rm30.(please make booking or you will queue like crazy)
than go to jpj and fill in jpjk3 form, both owner need to be present on the counter for  bio thumprint and a fees of transfer..rm100 +roadtax(rmXX  depends on cc)
make sure everyone has their own insurance as the jpj required it to create the reprint new roadtax.

for more info:search for "Panduan Tukar Hakmilik Secara Sukarela" in jpj website.

if you are lazy to get involve in the process,than you can hire 3th party runner for the process....about rm200-250 per serivce/ car,the price is excluding the fees inquired at jpj.

in terms of tinted,really depend on luck...mine passed it with flying colour without peeling it.here is the result

Attached Image
*
Good info!

Another thing is, before doing the transfer, PLEASE check in myeg and get the conformation that both seller and buyer don't have BLACKLIST from PDRM and JPJ.

if buyer got blacklisted from PDRM and JPJ AND if the road tax that the vehicle that the buyer bought is expired the transfer cannot be done until the blacklisted summon is paid.
akibara213
post May 5 2017, 08:11 PM

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QUOTE(Belphegor @ Dec 6 2016, 10:21 AM)
I need to retrieve my car card. The bank say need to go UTC. Can UTC do that and what's the procedures? hmm.gif
*
http://www.jpj.gov.my/kadar-bayaran-bagi-pelesenan-kenderaan

Salinan Perakuan Pendaftaran Kenderaan
Motokar/Jentera RM 50.00
Motosikal RM 20.00

any JPJ branch will do
ian wan
post Jun 5 2017, 09:37 AM

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QUOTE(digilife @ Sep 18 2016, 09:46 AM)
Much of it already covered by you, abt the loan approval once you submitted the B5 & B7 you need ask your loan provider & I believe it should be fast [ nowadays loan approval is very fast if you are qualified ~ you get wat I mean ? ]  but some loan provider insist you to use their runner to do the JPJ part which would be around rm200 for runner fee on top of the rm150 JPJ ownership transfer fee. Nego with them for the arrangemnent.......
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Hi

just wondering is this procedure is updated?

i am going to buy a used car direct owner too

appreciate if someone may help

thanks
doremon
post Jun 5 2017, 12:19 PM

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Just to check, modify car (BOT) will be issue here (Puspakom) aside tinted ?
Scopio
post Jun 19 2017, 11:47 AM

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wanna ask regarding insurance.. i'm going to sell of the car and the insurance i wanna claim back bcoz i'm going to get a new car with new insurance (not gonna transfer from the old 1).. how i can claim back from the old 1?
D'cruise61
post Jun 20 2017, 05:15 PM

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Option 1 is to go to the insurance company and cancel the old insurance which is under your name and wait for the refund to be sent to you. Another option is to request you new insurer to do the cancellation for you.
Sean77
post Jun 23 2017, 02:04 AM

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QUOTE(kenstone @ Mar 11 2017, 05:27 PM)
Thank you, Putramon. Will go register an account next week  smile.gif
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So u did it?
And hows the insurance ncd? Does it continues to new owner?
gugukrez
post Jun 30 2017, 04:14 PM

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anyone tried to apply loan for direct purchase from owner?

the bank can give 28k loan(direct owner) but while dealer can get 42k loan from bank..

the different was 14k.. why bank give higher valuation to dealer?
wkchia
post Jul 12 2017, 08:34 PM

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Anyone can confirm still need all these forms for name transfer?

TM-1
TM-AB
JPJK3
JPJK2

If now jpj using thumb print and both seller and buyer present at JPJ, do u still need the TM-AB (pengesahan identiti form by jpj officer)?
Alert_RaZO
post Jul 14 2017, 01:47 PM

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QUOTE(TRAZE99 @ Feb 27 2017, 02:25 PM)
in order for everyone to have their car in their own name.
here is the procedure.
go through puspakom inspection for B5 form (JPJ required)..rm30.(please make booking or you will queue like crazy)
than go to jpj and fill in jpjk3 form, both owner need to be present on the counter for  bio thumprint and a fees of transfer..rm100 +roadtax(rmXX  depends on cc)
make sure everyone has their own insurance as the jpj required it to create the reprint new roadtax.

for more info:search for "Panduan Tukar Hakmilik Secara Sukarela" in jpj website.

if you are lazy to get involve in the process,than you can hire 3th party runner for the process....about rm200-250 per serivce/ car,the price is excluding the fees inquired at jpj.

in terms of tinted,really depend on luck...mine passed it with flying colour without peeling it.here is the result

Attached Image
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Anywhere to check the tint before send to puspakom?
TRAZE99
post Jul 15 2017, 11:43 PM

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QUOTE(Alert_RaZO @ Jul 14 2017, 01:47 PM)
Anywhere to check the tint before send to puspakom?
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just go to any car accessories shop and ask whether they have the tools to check tint,someone of them may have and they charge rm10-30 per scan.But i recommend you go to the more reputable tint ,because there will be higher chance of they owning a unit because they frequently use it as a selling point and test in front of customer to sell their tinted as jpj legal.
reeve-826
post Jul 25 2017, 08:47 AM

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QUOTE(TRAZE99 @ Jul 15 2017, 11:43 PM)
just go to any car accessories shop and ask whether they have the tools to check tint,someone of them may have and they charge rm10-30 per scan.But i recommend you go to the more reputable tint ,because there will be higher chance of they owning a unit because they frequently use it as a selling point and test in front of customer to sell their tinted as jpj legal.
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May I know if tinted meet jpj requirement, but it come with sun visor can pass?
TRAZE99
post Jul 26 2017, 12:27 PM

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QUOTE(reeve-826 @ Jul 25 2017, 08:47 AM)
May I know if tinted meet jpj requirement, but it come with sun visor can pass?
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sun visor no kacau punya.
reeve-826
post Jul 27 2017, 09:03 PM

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QUOTE(TRAZE99 @ Jul 26 2017, 12:27 PM)
sun visor no kacau punya.
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Sun visor can along with inspection , I'm asking coz worry they test the front at sun visor 😂
reeve-826
post Jul 27 2017, 09:04 PM

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JPJ Samon must be clear before the ownership transfer, otherwise transfer can't be done. Anyone know about DBKL Samon ?

reeve-826
post Jul 28 2017, 11:24 AM

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QUOTE(creep @ Jan 21 2016, 09:10 PM)
Up to u actually ... my niece don't mind to pass the car once we rcvd the 7k selling price....the next day only we went to the bank and make full settlement and collect the car geran and e-batal slip....saman can settle later..ooo 3 days i thought e-batal will effective immediately
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even with dbkl samon still can transfer ownership?
TSWira_lover
post Jul 28 2017, 12:00 PM

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QUOTE(reeve-826 @ Jul 28 2017, 11:24 AM)
even with dbkl samon still can transfer ownership?
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dbkl and those municipal summonses normally won't effect name change AFAIK.
topearn
post Aug 2 2017, 09:08 AM

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I want to buy a 2nd hand car and the seller is from Melaka so need to do Puspakom inspection in Alor Gajah, Melaka but I heard the corruption there is terrible and need to pay them kopi money to pass. Is this true ?

This post has been edited by topearn: Aug 2 2017, 09:10 AM
TRAZE99
post Aug 6 2017, 12:10 AM

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QUOTE(topearn @ Aug 2 2017, 09:08 AM)
I want to buy a 2nd hand car and the seller is from Melaka so need to do Puspakom inspection in Alor Gajah, Melaka but I heard the corruption there is terrible and need to pay them kopi money to pass. Is this true ?
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if your car is standard ,usually will pass easily. Unless it is so obvious mods on the car , than it may be otherwise.
Yapmy
post Aug 11 2017, 11:46 AM

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Hello guys. Can I check, if the car seller is selling to a buyer who is taking a hire purchase loan, how does the seller ensure that he will be paid after doing the name transfer at JPJ? This is assuming the B5 and B7 was done prior to that.
vincent_ng86
post Aug 11 2017, 04:49 PM

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QUOTE(Yapmy @ Aug 11 2017, 11:46 AM)
Hello guys. Can I check, if the car seller is selling to a buyer who is taking a hire purchase loan, how does the seller ensure that he will be paid after doing the name transfer at JPJ? This is assuming the B5 and B7 was done prior to that.
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Speaking from what I think and will be going through next week, the transfer at JPJ is to the bank as the hire purchase rightful owner will be the bank.

Bank will release the fund right after the completion of name transfer.
Yapmy
post Aug 11 2017, 05:01 PM

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QUOTE(vincent_ng86 @ Aug 11 2017, 04:49 PM)
Speaking from what I think and will be going through next week, the transfer at JPJ is to the bank as the hire purchase rightful owner will be the bank.

Bank will release the fund right after the completion of name transfer.
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You mean the name of owner is the bank? Who will be doing the transfer at JPJ?
vincent_ng86
post Aug 14 2017, 12:37 PM

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QUOTE(Yapmy @ Aug 11 2017, 05:01 PM)
You mean the name of owner is the bank? Who will be doing the transfer at JPJ?
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You will need to bring the B5 and B7 Puspakom result together when visiting JPJ as the owner and the buyer to do the name transfer.
Yapmy
post Aug 14 2017, 07:40 PM

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QUOTE(vincent_ng86 @ Aug 14 2017, 12:37 PM)
You will need to bring the B5 and B7 Puspakom result together when visiting JPJ as the owner and the buyer to do the name transfer.
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Thanks for the info. Lastly, when i transfer the ownership to the buyer whom is buying with a Hire Purchase Loan, which form do I fill in? From Googling, there is K3A Form and Form K3. We will also be going to JPJ separately.
DeaDLocK
post Aug 15 2017, 12:56 PM

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Hi all, some help please:

1) Sold my car. No bank loan oustanding, cash purchase.
2) Puspakom done. Got B5 "lulus" in hand.
3) Buyer is from different state. Ask me go JPJ first, and then he will go on his side to complete the transfer.

I have not done this in many years. Please advise if correct:

1) I go JPJ with JPJK3 form. Fill in my details and buyer's details.
2) Submit form with geran and do biometric fingerprint verification.
3) Pay fee.
4) Send all documents to buyer by courier, then he goes to JPJ to do the same thing.
5) Transfer finished.

Is this correct?

EDIT: One thing I don't understand is that the JPJk3 form ask for signature of buyer. How is he supposed to sign if in different state?

This post has been edited by DeaDLocK: Aug 15 2017, 01:00 PM
gunsnroses
post Aug 19 2017, 09:08 AM

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Hi I am recently selling my used car which I already have finished paying and have the geran with me. I'm selling privately to another buyer which is taking a hire purchase loan but he does it through a dealer which helps him apply the hire purchase with the bank.

Recently, he has gotten his approval and has sent me a picture of the letter of undertaking that the bank has issued to his dealer. I need to ask what is the correct measures needed to be taken from here.

1. Take car to Puspakom to get B5 & B7.
2. Do I now proceed to cancel my insurance and bring the car to JPJ for ownership transfer?

This is where I am very cautious. I do not want to do any transfers until I have been given the money for the car purchase. Does the transfer come first or the money first? Does the bank disburse the money to the dealer which then transfers the money to me? This doesn't seem very trustworthy as the dealer can run away with the money after we transfer the car even if the buyer is genuine.

So far, neither the bank or the dealer has called me up, I am worried that I will get cheated.

Really appreciate your advise guys.

topearn
post Aug 24 2017, 03:45 PM

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QUOTE(Wira_lover @ Oct 19 2011, 01:42 PM)
I've seen this question quite a few times here and there, just thought ill do a short step by step write up to help those who need to DIY cause runner fee's are RIDICULOUS.

1. Buyer and seller to discuss who will pay for inspection and change of ownership fees.
-Inspection Rm30
-Change Name - Rm150

2.Seller to bring the vehicle to puspakom for inspection with geran/registration card. Request for a form at the counter. Complete inspection and collect the slip/result.
B5 - if new owner buys with cash
B5/B7 - if new owner is using hire purchase/car loan, once done provide approval slip to bank and bank will do name transfer on their side, you pay the bank rm300-400 depends on the banks...they call this transfer fee if I'm not mistaken.

-please remove your tint if it's too dark yourself by going over to an accesory shop, they can charge between rm30-60 depends on car/place etc.. if not puspakom guys will just tear it off and leave the gum all there or just fail you.
-some are even open on saturdays for those who are busy working during weekdays. can check out their site
Puspakom Branches and Opening Hours

Update:
3.Proceed to JPJ for change of name request with geran and all the documents above., request change of ownership(tukar nama) document at front desk. Fill form of new and old owners details. Obtain que number from front desk and proceed to counter for IC and thumbrpint verification for both new and old vehicle owner.

4.If one party is out of state, they can go to their respective JPJ branch and complete the procedure seperately.
For those who cant go to jpj directly:

Runner fees for inspection can range from rm80-rm150, and change name rm300. for those who dont have time, can use this services. For those who needs special request due to punched engine number, mounting modification, no approvla for sunroof etc or aka special case, you have no choice but to bare the fee's of a runner which is going to cost definitely more than Rm150 for special case. I even heard of Rm1k for this kind of situations.

Prepare your geran, photocopy of IC buyer and seller and hand over to runner. He will also need the original signed copy of the forms mentioned above.

ADDED:

For those who want, can aslo call puspakom 03-20527474 and schedule an appointment 3 days in advance to come over to your house and perform the inspection Rm100 service fee+rm30. However only certain branches can offer this services, so check at the link above or contact them.
ADDED - Hire Purchase
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I thought we need to buy car insurance on the 2nd hand car we want to buy 1st, before JPJ allow us to change name ?
TSWira_lover
post Aug 24 2017, 08:49 PM

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QUOTE(topearn @ Aug 24 2017, 03:45 PM)
I thought we need to buy car insurance on the 2nd hand car we want to buy 1st, before JPJ allow us to change name ?
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you can change name, just cant get roadtax if insurance isnt active. as jpj procedure requires owner to cancel existing roadtax
topearn
post Aug 24 2017, 10:16 PM

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QUOTE(Wira_lover @ Aug 24 2017, 08:49 PM)
you can change name, just cant get roadtax if insurance isnt active. as jpj  procedure requires owner to cancel existing roadtax
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Means new owner has to buy insurance 1st B4 going to JPJ to change name, cos once change name no road tax and thus can't drive the car ?
TSWira_lover
post Aug 27 2017, 03:13 PM

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QUOTE(topearn @ Aug 24 2017, 10:16 PM)
Means new owner has to buy insurance 1st B4 going to JPJ to change name, cos once change name no road tax and thus can't drive the car ?
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that would be best practice.

Old owner usually doesn't need to worry since transfer of ownership was completed, any new offences is under the new owner. New owner can also buy insurance and roadtax after change of ownership is done. As in right after. Depends on new owner.

Some do it before and straight apply for roadtax, some do it after change of ownership, they contact their agent or go outside and choose an insurance provider, then later go back in and get their roadtax

This post has been edited by Wira_lover: Aug 27 2017, 03:14 PM
toughgshock
post Aug 28 2017, 09:51 AM

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Can we skip Puspakom inspection if buy direct in cash? No more loan. And no need to tear off tinting.

This post has been edited by toughgshock: Aug 28 2017, 09:56 AM
Yapmy
post Aug 28 2017, 07:07 PM

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QUOTE(gunsnroses @ Aug 19 2017, 09:08 AM)
Hi I am recently selling my used car which I already have finished paying and have the geran with me. I'm selling privately to another buyer which is taking a hire purchase loan but he does it through a dealer which helps him apply the hire purchase with the bank.

Recently, he has gotten his approval and has sent me a picture of the letter of undertaking that the bank has issued to his dealer. I need to ask what is the correct measures needed to be taken from here.

1. Take car to Puspakom to get B5 & B7.
2. Do I now proceed to cancel my insurance and bring the car to JPJ for ownership transfer?

This is where I am very cautious. I do not want to do any transfers until I have been given the money for the car purchase. Does the transfer come first or the money first? Does the bank disburse the money to the dealer which then transfers the money to me? This doesn't seem very trustworthy as the dealer can run away with the money after we transfer the car even if the buyer is genuine.

So far, neither the bank or the dealer has called me up, I am worried that I will get cheated.

Really appreciate your advise guys.
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From my understanding, you have to change name of the ownership to the new owner first before the bank would pay you the full purchase price. Make sure the e hak milik has the banks name as the financier before you pass the documents to the buyer for name transfer.

Ricky300
post Aug 28 2017, 11:12 PM

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QUOTE(toughgshock @ Aug 28 2017, 09:51 AM)
Can we skip Puspakom inspection if buy direct in cash? No more loan. And no need to tear off tinting.
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You can't!

Without puspakom report in JPJ system, no transfer of ownership can be done.
topearn
post Aug 29 2017, 09:42 PM

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QUOTE(Wira_lover @ Aug 27 2017, 03:13 PM)
that would be best practice.

Old owner usually doesn't need to worry since transfer of ownership was completed, any new offences is under the new owner. New owner can also buy insurance and roadtax after change of ownership is done. As in right after. Depends on new owner.

Some do it before and straight apply for roadtax, some do it after change of ownership, they contact their agent or go outside and choose an insurance provider, then later go back in and get their roadtax
*

If road tax still not expired, can still use. Buy road tax after current road tax expire to save some money.

toughgshock
post Aug 30 2017, 03:35 PM

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QUOTE(Ricky300 @ Aug 28 2017, 11:12 PM)
You can't!

Without puspakom report in JPJ system, no transfer of ownership can be done.
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Thanks for the info.
Sairenji
post Sep 2 2017, 11:07 PM

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Hello, i'm new to this stuff & got a few question.

I've read all the steps but i'm not sure if i understand it right. All these steps are only applicable if you're dealing with direct seller, correct? Can we actually use these steps with used car dealer to avoid the ridiculous admin charge?
Chrix
post Sep 3 2017, 01:05 PM

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QUOTE(Sairenji @ Sep 2 2017, 11:07 PM)
Hello, i'm new to this stuff & got a few question.

I've read all the steps but i'm not sure if i understand it right. All these steps are only applicable if you're dealing with direct seller, correct? Can we actually use these steps with used car dealer to avoid the ridiculous admin charge?
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No you cant.
TSWira_lover
post Sep 4 2017, 06:15 PM

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QUOTE(Sairenji @ Sep 2 2017, 11:07 PM)
Hello, i'm new to this stuff & got a few question.

I've read all the steps but i'm not sure if i understand it right. All these steps are only applicable if you're dealing with direct seller, correct? Can we actually use these steps with used car dealer to avoid the ridiculous admin charge?
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thats where they make alot of money from additional markup. They pay the runner about rm100-300 depends on the arrangement. and charge the buyer rm500-800..
Yakisaru
post Sep 10 2017, 11:35 AM

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Hi guys, need some clarifications.

If I were to buy a used car directly from the owner, would his/her traffic summons (police summons, not JPJ's) going to be transferred to me, the new owner? Assuming he/she didn't pay the summon when transferring ownership.

I know that you'll have to clear all your JPJ summons before you can transfer ownership, but I'm not sure with police summons.


coconutzz
post Sep 11 2017, 07:42 PM

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Hi I have some questions :

1) buyer agrees to buy in cash
2) car still with outstanding with bank

a)Do I proceed to settle with bank first or puspakom first?

b) assuming buyer agrees to buy , I collect a non refundable deposit, then I settle bank loan and then to jpj to change name ... then only collect full payment from buyer?

C) if buyer pays with cheque, I'll need to wait for the cheque to clear first before handling over the keys? Wouldn't the buyer be worried if cheque cleared and car is notwhere to be seen?

What's the best practices ya




Chrix
post Sep 11 2017, 08:46 PM

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QUOTE(coconutzz @ Sep 11 2017, 07:42 PM)
Hi I have some questions :

1) buyer agrees to buy in cash
2) car still with outstanding with bank

a)Do I proceed to settle with bank first or puspakom first?

b) assuming buyer agrees to buy , I collect a non refundable deposit, then I settle bank loan and then to jpj to change name ... then only collect full payment from buyer?

C) if buyer pays with cheque, I'll need to wait for the cheque to clear first before handling over the keys?  Wouldn't the buyer be worried if cheque cleared  and car is notwhere to be seen?

What's the best practices ya
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a) you can get the puspakom inspection done first, no issue, its only the validity period that may expire IF the buyer flakes.

b & c) [once u have the ebatal] if cash, just count it when both are at JPJ (discrete la ofcourse), if cheque, it should be bankers cheque, as way less to zero chances of bouncing, as the buyer has paid the full amount to the bank in order to get the cheque.

As precaution, while waiting for cheque amount to clear, the owner may take the registration card with his name on it, while you (the ex-owner) keep the car & only send it to him once you see the cash in your account. Just make sure there is black & while on this agreement to prevent any miscommunication/hassle.

This post has been edited by Chrix: Sep 11 2017, 08:47 PM
coconutzz
post Sep 11 2017, 09:02 PM

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QUOTE(Chrix @ Sep 11 2017, 08:46 PM)
a) you can get the puspakom inspection done first, no issue, its only the validity period that may expire IF the buyer flakes.

b & c) [once u have the ebatal] if cash, just count it when both are at JPJ (discrete la ofcourse), if cheque, it should be bankers cheque, as way less to zero chances of bouncing, as the buyer has paid the full amount to the bank in order to get the cheque.

As precaution, while waiting for cheque amount to clear, the owner may take the registration card with his name on it, while you (the ex-owner) keep the car & only send it to him once you see the cash in your account. Just make sure there is black & while on this agreement to prevent any miscommunication/hassle.
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Thanks bro
Chrix
post Sep 12 2017, 02:35 PM

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QUOTE(teamjoker @ Sep 12 2017, 10:22 AM)
i want to ask if seller not free to go JPJ for name transfer and Puspakom for inspection, can the buyer do it himself?
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Not legally, as the current owner's thumbprint is required. Used car dealers may be able to assist (as they have then facility), but be prepared to pay (should be seller cost, due to seller issue, not u, logically).

mystvearn
post Sep 16 2017, 09:42 AM

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I want to sell my car to another person. The person is paying me monthly without loan. So first puspakom, b5 form only right?

Then JPJ tukar nama. Does the person need to make insurance immediately or can use current insurance? Can I transfer the insurance to the person? The person has never had a car and this will be the person first car
Chrix
post Sep 16 2017, 09:51 AM

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First question has been asked & answered to death..yes puspakom then insurance finally jpj

QUOTE(mystvearn @ Sep 16 2017, 09:42 AM)
Does the person need to make insurance immediately or can use current insurance? Can I transfer the insurance to the person? The person has never had a car and this will be the person first car
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Insurance must be purchased & active (with roadtax not exceeding the insurance coverage period) before JPJ will transfer the ownership.

Insurance cannot be transferred.
mystvearn
post Sep 16 2017, 10:21 AM

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QUOTE(Chrix @ Sep 16 2017, 09:51 AM)
First question has been asked & answered to death..yes puspakom then insurance finally jpj
Insurance must be purchased & active (with roadtax not exceeding the insurance coverage period) before JPJ will transfer the ownership.

Insurance cannot be transferred.
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Ok. Thanks. Why the new owner cannot just use the insurance until up then renew under the person's name?
Chrix
post Sep 16 2017, 10:46 AM

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QUOTE(mystvearn @ Sep 16 2017, 10:21 AM)
Ok. Thanks. Why the new owner cannot just use the insurance until up then renew under the person's name?
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Different names. Unless you didnt change ownership & just add this new driver to the named driver for insurance.
mystvearn
post Sep 16 2017, 10:55 PM

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QUOTE(Chrix @ Sep 16 2017, 10:46 AM)
Different names. Unless you didnt change ownership & just add this new driver to the named driver for insurance.
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I see. Ok. Thanks
chinhong60
post Sep 19 2017, 03:44 PM

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Hi, would like to know what is the procedure of retain back car plate of total loss car to a 2nd car, because i want to buy secondhand car only..

just now went to JPJ to cancel my road tax as one of the document required by my insurance company for the total claim offer submission.

Insurance said just need to write in to them to retain the car plate and they will issue a letter to JPJ on this.

So kindly enlighten me how is the next procedure..thx
mystvearn
post Sep 21 2017, 01:15 PM

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Is it possible for me to purchase a new car and transfer ncd from old car while old car is still with me? Insurance of old car is lower as it is a few years old. I would like to get the discount from the old to the new car.
Chrix
post Sep 21 2017, 01:25 PM

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QUOTE(mystvearn @ Sep 21 2017, 01:15 PM)
Is it possible for me to purchase a new car and transfer ncd from old car while old car is still with me? Insurance of old car is lower as it is a few years old. I would like to get the discount from the old to the new car.
*
NCD can be transferred, however the policy releasing the NCD has to be cancelled first.
mystvearn
post Sep 21 2017, 01:52 PM

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QUOTE(Chrix @ Sep 21 2017, 01:25 PM)
NCD can be transferred, however the policy releasing the NCD has to be cancelled first.
*
If the car is with me, then I need to get another insurance as well? Or I can just let it be until I sell off the old car?
Chrix
post Sep 21 2017, 02:56 PM

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QUOTE(mystvearn @ Sep 21 2017, 01:52 PM)
If the car is with me, then I need to get another insurance as well? Or I can just let it be until I sell off the old car?
*
If you intended to continue using the vehicle on public roads, then it should be insured according to the law. But if otherwise, you can cancel the insurance & not renew if its not being used.

If old car, can just buy third party if still using OTR, cheap enough.
mystvearn
post Sep 21 2017, 04:01 PM

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QUOTE(Chrix @ Sep 21 2017, 02:56 PM)
If you intended to continue using the vehicle on public roads, then it should be insured according to the law. But if otherwise, you can cancel the insurance & not renew if its not being used.

If old car, can just buy third party if still using OTR, cheap enough.
*
If old car third party but full discount, can transfer discount rate to new car first party? Then buy 3rd party insurance later on
Chrix
post Sep 21 2017, 05:59 PM

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QUOTE(mystvearn @ Sep 21 2017, 04:01 PM)
If old car third party but full discount, can transfer discount rate to new car first party? Then buy 3rd party insurance later on
*
IIRC, should be no problem.. been couple years since I bought 3rd party.
berman517
post Sep 25 2017, 06:00 PM

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hi quick question, i purchased a car from a private seller and I have fully paid to him the agreed selling amount but now he refuse to complete the transfer.
Can I change the ownership of the car to my name without him?
The car has zero debt, I got the car and original car title with me.
Chrix
post Sep 25 2017, 08:50 PM

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QUOTE(berman517 @ Sep 25 2017, 06:00 PM)
hi quick question, i purchased a car from a private seller and I have fully paid to him the agreed selling amount but now he refuse to complete the transfer.
Can I change the ownership of the car to my name without him?
The car has zero debt, I got the car and original car title with me.
*
Why in the world did you hand the money over without changing name.

To my knowledge, No, you cant transfer ownership without current owner's thumbprint.

Be careful, he may report the car stolen.
Palermo
post Sep 26 2017, 11:50 AM

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my 15 years old wira power windows not working anymore (2 of them).
will this fail puspakom inspection for transfer of ownership?

Chrix
post Sep 26 2017, 04:08 PM

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QUOTE(Palermo @ Sep 26 2017, 11:50 AM)
my 15 years old wira power windows not working anymore (2 of them).
will this fail puspakom inspection for transfer of ownership?
*
Dont remember them checking power (or non-powered) window funtion, they dont even check if you still have brake pads in the B5 laugh.gif
KenYoung
post Oct 9 2017, 01:43 AM

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Hi there,

Need some help here :

Car I'm driving is under my sister name and is supposed to change to my name d..

1. Loan will be fully paid d. After loan done only I can transfer right ?
1a. What do I need frm bank to proof loan done....?
(Car registration card already with me)

2. This car now I think got first year ncd... is it transferable ? If count this car, will have 2 cars under my sister name..

3. Is my first time own car so what do I need? Buy insurance ? As above, Can Tf to me the ncd?
If can't transfer ncd, I would like to build my own ncd record d... as car insurance / road tax also expiring d... wanna do all together at 1 go... how do I go about it?

Thanks in advance !

Ken
mystvearn
post Oct 15 2017, 10:01 AM

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Hi.

I have heard recently that the puspakom rulling has been changed from 1 month to 6 months. Not sure if it is in effect or not. Does anyone know?

Secondly, just wondering how many days does it take to transfer ownership of vehicle from myself to third party? Everything, including puspakom, jpj, insurance. Myself and buyer will need to take holiday to settle this.

Chrix
post Oct 15 2017, 11:57 AM

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QUOTE(mystvearn @ Oct 15 2017, 10:01 AM)
Secondly, just wondering how many days does it take to transfer ownership of vehicle from myself to third party? Everything, including puspakom, jpj, insurance. Myself and buyer will need to take holiday to settle this.
*
Immediate effect once completed at JPJ.
inc.louis
post Oct 21 2017, 12:11 AM

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Hi guys, I have a situation here :

I'm selling my car to a foreigner and he is cash buying the car and I do not owe bank any loan. May I know what are the exact procedure for now year 2017?

1. What are the different selling car to a foreigner and not Malaysian?

2. What are the documents for the foreign buyer required?

3. I will need to cancel the roadtax and insurance before he can purchase new insurance?

4. What happen if I cancel my insurance (55%) NCD in it and I havent buy my new car yet?

5. Will my NCD still available after I cancel it on existing car and transfer it to my new car month later? (Assuming I manage to find a new car after 1-2months later which I havent found any new car yet)

6. What are the procedures for buying/and selling process to a foreigner ? Should I collect full payment before transfer ownership?(Worry scam case)

Hope any master can help me out with this. Cheers



simongs
post Oct 22 2017, 10:55 PM

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hi i have read all the 24 pages but could not find what i wanted ?? i bought a car cash from a foreign student in year 2014 but did not do a name transfer as the student was busy with exams that time but suddenly he left studies went back without informing .

I have the car , the payment voucher he signed , the original registration card (old type) and the car road tax i renewed every year and as the 3rd party insurance is in his name i bought a personal policy for me from BSN.

The question is ?? will jpj allow me to change the car to my name ?? i am willing to pay runner if they can do it. The foreign student cannot be contacted at all.

My other question is if i can get the new registration card (small) without the actual named owner coming to jpj ?? as the ruling to get the new one will end Jan 2020 so i guess if i don't get it then i cannot renew road tax anymore after 2020.

So i am in a predicament.. bangwall.gif
tq

This post has been edited by simongs: Oct 22 2017, 10:56 PM
SUSPink Spider
post Oct 25 2017, 04:45 PM

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QUOTE(simongs @ Oct 22 2017, 10:55 PM)
hi i have read all the 24 pages but could not find what i wanted ?? i bought a car cash from a foreign student in year 2014 but did not do a name transfer as the student was busy with exams that time but suddenly he left studies went back without informing .

I have the car , the payment voucher he signed , the original registration card (old type) and the car road tax i renewed every year and as the 3rd party insurance is in his name i bought a personal policy for me from BSN.

The question is ?? will jpj allow me to change the car to my name ?? i am willing to pay runner if they can do it. The foreign student cannot be contacted at all.

My other question is if i can get the new registration card (small) without the actual named owner coming to jpj ?? as the ruling to get the new one will end Jan 2020 so i guess if i don't get it then i cannot renew road tax anymore after 2020.

So i am in a predicament.. bangwall.gif
tq
*
If u have photocopy of his passport and can forge his signature then MAYBE u are still okay.

If no passport...good luck. bye.gif

This post has been edited by Pink Spider: Oct 25 2017, 04:45 PM
spreeeee
post Oct 25 2017, 05:40 PM

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any online portal we can check if the ownership transfer is done successfully?
digilife
post Oct 25 2017, 07:29 PM

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QUOTE(spreeeee @ Oct 25 2017, 05:40 PM)
any online portal we can check if the ownership transfer is done successfully?
*
The fastest & easiest way of doing OT is both seller & buyer go to the JPJ counter & do biometrics scan.

It takes less then 5 mins for the procedure to get done.


simongs
post Nov 1 2017, 10:30 PM

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QUOTE(Pink Spider @ Oct 25 2017, 04:45 PM)
If u have photocopy of his passport and can forge his signature then MAYBE u are still okay.

If no passport...good luck. bye.gif
*
i do have copy of his passport but the passport number is different from the one in the registration card ...when the time he bought the car he used different passport and later changed to a new passport as the previous one was about to expire... hmm.gif
shinchan99
post Nov 8 2017, 08:56 AM

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Hi guys,

Need your help. I'm about to sell off my car to a private cash buyer. And I still have some loan outstanding with the bank. We plan to go name transfer together with the buyer.

1. First step to settle the bank loan. If i recall when we settle full the bank loan, the bank will chop on our geran bottom part right? Then they will give a release letter?

2. Next step to go puspakom? Is it still compulsory now?

3. After puspakom, go JPJ transfer name? What are the documents to bring?

4. Say if I want to maintain my old number plate, this can be done at JPJ level ?

Thanks for the advise in advance..
SUSKitty Zhang
post Nov 9 2017, 11:30 AM

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QUOTE(shinchan99 @ Nov 8 2017, 08:56 AM)
Hi guys,

Need your help. I'm about to sell off my car to a private cash buyer. And I still have some loan outstanding with the bank. We plan to go name transfer together with the buyer.

1. First step to settle the bank loan. If i recall when we settle full the bank loan, the bank will chop on our geran bottom part right? Then they will give a release letter?

2. Next step to go puspakom? Is it still compulsory now?

3. After puspakom, go JPJ transfer name? What are the documents to bring?

4. Say if I want to maintain my old number plate, this can be done at JPJ level ?

Thanks for the advise in advance..
*
1. Yes, must settle bank loan 1st. Bank will then give a letter of discharge and do E-Batal

2. Yes, compulsory before ownership transfer

3. Standard stuff...IC...lesen...geran. JPJ and Puspakom usually side by side only ma...best if u go Wangsa Maju/Jln Genting Klang biggrin.gif

4. Ini I taktau
shinchan99
post Nov 9 2017, 01:47 PM

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QUOTE(Kitty Zhang @ Nov 9 2017, 11:30 AM)
1. Yes, must settle bank loan 1st. Bank will then give a letter of discharge and do E-Batal

2. Yes, compulsory before ownership transfer

3. Standard stuff...IC...lesen...geran. JPJ and Puspakom usually side by side only ma...best if u go Wangsa Maju/Jln Genting Klang biggrin.gif

4. Ini I taktau
*
Thanks for your reply bro..
Just to check, the bank release letter is compulsory even after we do e-batal?

Because i was told the bank need to prepare 1 week for the letter.. I was thinking to do everything in 1 day without hassle..
SUSKitty Zhang
post Nov 9 2017, 01:57 PM

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QUOTE(shinchan99 @ Nov 9 2017, 01:47 PM)
Thanks for your reply bro..
Just to check, the bank release letter is compulsory even after we do e-batal?

Because i was told the bank need to prepare 1 week for the letter.. I was thinking to do everything in 1 day without hassle..
*
Release letter and E-Batal goes together bro

Your banker will know what/how to do, don't worry too much icon_rolleyes.gif

Yes, u gotta allow a few days or up to a week
shinchan99
post Nov 10 2017, 01:34 PM

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QUOTE(Kitty Zhang @ Nov 9 2017, 01:57 PM)
Release letter and E-Batal goes together bro

Your banker will know what/how to do, don't worry too much icon_rolleyes.gif

Yes, u gotta allow a few days or up to a week
*
Bro, is this letter and e-batal a compulsory when transferring name?

Show bank in slip also cannot?

SUSKitty Zhang
post Nov 10 2017, 01:36 PM

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QUOTE(shinchan99 @ Nov 10 2017, 01:34 PM)
Bro, is this letter and e-batal a compulsory when transferring name?

Show bank in slip also cannot?
*
Cannot. Compulsory.

How JPJ supposed to know is your bank-in slip authentic or not? tongue.gif

e-Batal is directly linked to JPJ systems if I'm not mistaken

This post has been edited by Kitty Zhang: Nov 10 2017, 01:36 PM
shinchan99
post Nov 10 2017, 01:50 PM

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QUOTE(Kitty Zhang @ Nov 10 2017, 01:36 PM)
Cannot. Compulsory.

How JPJ supposed to know is your bank-in slip authentic or not? tongue.gif

e-Batal is directly linked to JPJ systems if I'm not mistaken
*
So cannot all be done within 1 day sad.gif

thanks bro for sharing
SUSKitty Zhang
post Nov 10 2017, 01:52 PM

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QUOTE(shinchan99 @ Nov 10 2017, 01:50 PM)
So cannot all be done within 1 day sad.gif

thanks bro for sharing
*
U can TRY awal awal pagi go bank and tell them u wanted it to be done in 1 day, see how efficient and accommodating they are to u lo icon_rolleyes.gif
GIVEMEABREAK
post Nov 14 2017, 05:36 PM

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Guys, i have a situation here and sorry if i overlooked the thread which has similar situation like mine.

I plan to sell of my current car and get a new car then maintain the current number plate (including the alphabet).

EXAMPLE : current car (WWW 123) --> new car (WWW 123)

Info to take note :

1. Current car and new car under the same ownership name.
2. Current car will be sold to private car dealer and settle the remaining bank loan.
3. The new car haven't register yet.

Can anyone help me on the process for this and the fees along ?
Appreciate the help.
Thank you.
zhou.xingxing
post Dec 13 2017, 03:28 PM

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hi guys. i have a question.
-my dad passed away recently.
-and his old car is still under his name.
-its a 30 year old toyota tt141. with a lot of mileage memories.
-powersteering not functioning already.
-road tax expired august this year.
-maintaining the car will be a hassle as spareparts are hard to find. so im thinking to at least maintain his carplate number.

Q1.must i renew the insurance and road tax every year? if i want to retain the carplate number? maybe when i buy another car in 2020?

Q2.what do i need to do when i buy a new car (in the future) and wants to use my fathers car plate?


Left4Dead2
post Jan 5 2018, 10:58 PM

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If the car no problem, how long to complete the change ownership transaction at JPJ center ?

Said going to Setapak or Padang Jawa JPJ, morning 9am go queue , can complete what time ?
dexmah
post Jan 8 2018, 12:44 PM

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Hi there,

I would like to sell my car to another person.
My car still has loan with the bank.

What would be the process like as it's my first time doing so.

Thank you sifu
Left4Dead2
post Jan 9 2018, 02:04 PM

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Who got go to Puspakom Pandan Mewah ?

That side can change ownership with car inspection ?
UnknownH
post Jan 15 2018, 11:02 AM

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Morning, guys. Please advise on my situation.
My relative(aunt) want to transfer car ownership to his son. I'm just wondering about road tax and insurance stuff to help them. Please note that the car is fully paid, no loan whatsoever and it's not urgent.
1) From what my understanding, when changing ownership, road tax is cancelled, yes?
2) Now both of them are insured. Still need to change main driver/first driver name on insurance? Would it involve buying new insurance?
3) As the situation and my wondering suggest, would it be wise to do the ownership transfer now or just wait when road tax/insurance expired/nearly expire?

Thank you.
Chrix
post Jan 15 2018, 05:41 PM

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QUOTE(UnknownH @ Jan 15 2018, 11:02 AM)
Morning, guys. Please advise on my situation.
My relative(aunt) want to transfer car ownership to his son. I'm just wondering about road tax and insurance stuff to help them. Please note that the car is fully paid, no loan whatsoever and it's not urgent.
1) From what my understanding, when changing ownership, road tax is cancelled, yes?
2) Now both of them are insured. Still need to change main driver/first driver name on insurance? Would it involve buying new insurance?
3) As the situation and my wondering suggest, would it be wise to do the ownership transfer now or just wait when road tax/insurance expired/nearly expire?

Thank you.
*
1) So far, every time I change ownership (either buy or sell), JPJ would cancel the roadtax. Refund via bank deposit.
2) Registered owner of the vehicle must be same as the insurance, so in this case, should cancel the current coverage (usually insurer will prorate refund). As for NCD, follow name, not vehicle, if not mistaken.
3) There is no need to wait, as both roadtax & insurance can be cancelled & refunded.

UnknownH
post Jan 15 2018, 07:05 PM

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QUOTE(Chrix @ Jan 15 2018, 05:41 PM)
1) So far, every time I change ownership (either buy or sell), JPJ would cancel the roadtax. Refund via bank deposit.
2) Registered owner of the vehicle must be same as the insurance, so in this case, should cancel the current coverage (usually insurer will prorate refund). As for NCD, follow name, not vehicle, if not mistaken.
3) There is no need to wait, as both roadtax & insurance can be cancelled & refunded.
*
Oh~ Glad to know they refund. Thought all those will go to waste laugh.gif
Too bad on NCD though.
Cheers.
stormlcc
post Jan 22 2018, 02:32 PM

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hi guys, really informative thread you have here, appreciate your help on these matters!

my situation is like this, I'm currently living in Singapore, my car and car grant is with my family in hometown, now I have a buyer who lives in Penang (yeah, totally international already, i know.....)

So in order to change ownership, can I go to JB JPJ to fill up the K3 form and thumb print WITHOUT the car grant?

What's the procedure in this situation?

Thank you very much!

update, found some info here, are the below procedures accurate???:

Current owner (me):

note that car inspection is already completed!
1. JPJK3 - Print out 2 units and fill up both unit in A section.
2. TM-AB - Print out 1 unit, complete it, and go get the verification (pengesahan) from JPJ.
3. Photostact IC.
4. Give all those docs to buyer.

buyer (new owner):
1. After received the docs above from current owner, complete the 2x JPJK3 (B section).
2. Print out TM-AB and complete it (verification can do together during #7 below).
2. Print out TM-1 form and fill it.
3. Pay the current owner and get the original JPJK2 (geran).
4. Bring the car to Puspakom, tell puspakom want to do ownership transfer inspection (completed!).
5. Go buy insurance for the car.
6. Photostat new owner IC.
7. Bring all forms + puspakom slip to JPJ (new owner only, current owner no need).
8. Pay the transfer ownership fee to JPJ.
9. Renew roadtax for the car.

This post has been edited by stormlcc: Jan 22 2018, 02:39 PM
kudo
post Jan 28 2018, 10:00 PM

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hello everyone... would appreciate some help here.

I'm planning to transfer my car to my brother through mysikap online portal (both of us already got our ID from JPJ).
I've also completed the puspakom check yesterday.
The only thing I got to do now is to do the ownership transfer through MYSIKAP..

I'm now kinda lost at this step...
Is it correct that all I have to do now is get a new car insurance under my brother's name before the transfer? But if he's not the owner yet, is he allowed to buy insurance under his name?

Also, after transferring names, how am I suppose to get the new road tax? Can I do it at the post office? I'm trying to avoid going to JPJ...

Please help if anyone knows >.<

Thanks!

Chrix
post Jan 29 2018, 09:48 AM

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QUOTE(kudo @ Jan 28 2018, 10:00 PM)
Is it correct that all I have to do now is get a new car insurance under my brother's name before the transfer? But if he's not the owner yet, is he allowed to buy insurance under his name?

Also, after transferring names, how am I suppose to get the new road tax? Can I do it at the post office? I'm trying to avoid going to JPJ...

Please help if anyone knows >.<

Thanks!
*
Vehicle owner must be same as insurance policy. Yes new owner can purchase in advance, just mention to the insurer the effective start date.

I am not sure if MYSIKAP will force you to purchase new roadtax, roadtax can be purchased at PosMalaysia or MyEG.
stormlcc
post Jan 29 2018, 09:58 AM

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QUOTE(stormlcc @ Jan 22 2018, 02:32 PM)
hi guys, really informative thread you have here, appreciate your help on these matters!

my situation is like this, I'm currently living in Singapore, my car and car grant is with my family in hometown, now I have a buyer who lives in Penang (yeah, totally international already, i know.....)

So in order to change ownership, can I go to JB JPJ to fill up the K3 form and thumb print WITHOUT the car grant?

What's the procedure in this situation?

Thank you very much!

update, found some info here, are the below procedures accurate???:

Current owner (me):

note that car inspection is already completed!
1. JPJK3 - Print out 2 units and fill up both unit in A section.
2. TM-AB - Print out 1 unit, complete it, and go get the verification (pengesahan) from JPJ.
3. Photostact IC.
4. Give all those docs to buyer.

buyer (new owner):
1. After received the docs above from current owner, complete the 2x JPJK3 (B section).
2. Print out TM-AB and complete it (verification can do together during #7 below).
2. Print out TM-1 form and fill it.
3. Pay the current owner and get the original JPJK2 (geran).
4. Bring the car to Puspakom, tell puspakom want to do ownership transfer inspection (completed!).
5. Go buy insurance for the car.
6. Photostat new owner IC.
7. Bring all forms + puspakom slip to JPJ (new owner only, current owner no need).
8. Pay the transfer ownership fee to JPJ.
9. Renew roadtax for the car.
*
Hi guys, any feedback on the post (quoted) above? Really appreciate the help, thanks.
kudo
post Jan 29 2018, 03:33 PM

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QUOTE(Chrix @ Jan 29 2018, 09:48 AM)
Vehicle owner must be same as insurance policy. Yes new owner can purchase in advance, just mention to the insurer the effective start date.

I am not sure if MYSIKAP will force you to purchase new roadtax, roadtax can be purchased at PosMalaysia or MyEG.
*
But the new owner will still need to go to JPJ and get the name change for the car grant first right?
Then after that only can get the roadtax?
Am I right?
soonwai
post Jan 29 2018, 05:25 PM


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QUOTE(kudo @ Jan 29 2018, 03:33 PM)
But the new owner will still need to go to JPJ and get the name change for the car grant first right?
Then after that only can get the roadtax?
Am I right?
*
After the transfer is complete, the name already changed. The new owner can go to JPJ to get the new grant printed. I still haven't got mine printed. I did a transfer in 2015.

If buying road tax online, no need for the printed grant which you already know, I'm sure.
kudo
post Feb 1 2018, 02:01 AM

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QUOTE(Chrix @ Jan 29 2018, 09:48 AM)
Vehicle owner must be same as insurance policy. Yes new owner can purchase in advance, just mention to the insurer the effective start date.

I am not sure if MYSIKAP will force you to purchase new roadtax, roadtax can be purchased at PosMalaysia or MyEG.
*
Anyway, I did the transfer though MYSIKAP already and found out that my brother doesn't need to renew his roadtax until the current roadtax expires (in March).
You can also get a refund for the roadtax if you cancel the roadtax before you do the transfer online (but I skipped this step).

Another thing I found out is that instead of the grant, they now need the owner's IC for roadtax renewal at post offices.

The only thing my brother need to do now is to walk into JPJ with the grant and get the new VOC...

I hope this info helps those who are doing their transfer through MYSIKAP like me. smile.gif

P.s: thanks to those who replied to my questions. Really appreciate it.

This post has been edited by kudo: Feb 1 2018, 02:03 AM
kudo
post Feb 1 2018, 02:12 AM

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QUOTE(stormlcc @ Jan 29 2018, 09:58 AM)
Hi guys, any feedback on the post (quoted) above?  Really appreciate the help, thanks.
*
Maybe you would like to do it my way?
Both old and new owner going to any JPJ to get their own MYSIKAP ID which requires thumbprint and then just do the transfer online.
If you're interested in this method, I can give you more information on this. smile.gif


stormlcc
post Feb 5 2018, 10:12 AM

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I have found (some of) the answers when I directly go JPJ to do the change ownership process. It seems that its a simple process but u have to have the correct documents which I did not bring because I did not know and unable to contact the buyer for him to send soft copy / photo of the document to me. Thus I did not complete the change of ownership that day.

1. have to fill in the K3 form for both owner and buyer - FULL NAME & IC are compulsary, address is optional (the officer did seem to start processing even though the buyer's address is not filled in). Buyer no need to sign the form if he/she not there.

2. JPJ might ask to see the B5 form (a copy or a photo, no need ori), this is the document I didn't bring and can't contact the buyer to send the photo

that's it, I'm half way there, lol..........

memphisto
post Feb 8 2018, 09:57 PM

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Hi all,

Hoping to get some advice here from all sifus...

1. Tomorrow I am going to the bank to sign the LOU, as buyer is getting a hire-purchase loan to buy my car...

2. Can I go to JPJ to do the car ownership transfer as 'Seller', complete the form and biometric scan. The Buyer is at another state so we cannot go to JPJ together.
I am hoping to do this fast so that the bank recognize this process is completed and can disburse the final payment to me, CNY is coming..

3. I understand once I performed the car ownership transfer, Buyer got 7 days to complete the ownership transfer timely.

Questions;

1. Can I handover the car to the Buyer's spouse once I completed the car ownership transfer? since I am no longer the owner of the car...anyway...I let the buyer to complete his/her ownership transfer and get his/her insurance and roadtax ready before he/she drives the car.

2. Is there any risk or exposure for me doing this? Logically bank will only disburse payment after the car ownership transfer is done....So I am hoping with me completing the car ownership transfer first, that will indirectly get the Buyer to transfer ownership fast within the 7 days. And bank will process payment.

3. Can the Buyer perform the car ownership transfer at other state JPJ office within the 7 days, as long as I handover to the buyer the original car registration card...?

really appreciate any guidance please... confused.gif confused.gif
if it's too risky, i will reconsider my decision....
what if buyer couldn't complete the transfer within 7 days and i have give away the car.

regards,

kapalterbang_737
post Feb 8 2018, 11:41 PM

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QUOTE(zhou.xingxing @ Dec 13 2017, 03:28 PM)
hi guys. i have a question.
-my dad passed away recently.
-and his old car is still under his name.
-its a 30 year old toyota tt141. with a lot of mileage memories.
-powersteering not functioning already.
-road tax expired august this year.
-maintaining the car will be a hassle as spareparts are hard to find. so im thinking to at least maintain his carplate number.

Q1.must i renew the insurance and road tax every year? if i want to retain the carplate number? maybe when i buy another car in 2020?

Q2.what do i need to do when i buy a new car (in the future) and wants to use my fathers car plate?
*
Q1 - yes, need to. however you need to do ownership transfer via Court Letter because max can renew for deceased car only 3 years. after that cannot renew anymore

Q2. As before, need to transfer ownership to any relatives thru Court Letter.. i think Letter of Authorization.. so you will be the new owner and can transger the plate number if you buy other can in the future


zhou.xingxing
post Feb 9 2018, 04:40 AM

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QUOTE(kapalterbang_737 @ Feb 8 2018, 11:41 PM)
Q1 - yes, need to. however you need to do ownership transfer via Court Letter because max can renew for deceased car only 3 years. after that cannot renew anymore

Q2. As before, need to transfer ownership to any relatives thru Court Letter.. i think Letter of Authorization.. so you will be the new owner and can transger the plate number if you buy other can in the future
*
does the car need to be working condition? it's a very old car
kapalterbang_737
post Feb 9 2018, 10:14 AM

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QUOTE(zhou.xingxing @ Feb 9 2018, 04:40 AM)
does the car need to be working condition? it's a very old car
*
that i am not really sure, need to check with JPJ whether need to go puspakom or not when want to do ownership transfer
but 1 thing for sure is that when you want to transfer plate confirm need to go puspakom
Chrix
post Feb 9 2018, 02:50 PM

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QUOTE(zhou.xingxing @ Feb 9 2018, 04:40 AM)
does the car need to be working condition? it's a very old car
*
Cant imagine any exception that a ownership change not requiring puspakom inspection.
zhou.xingxing
post Feb 9 2018, 03:04 PM

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QUOTE(kapalterbang_737 @ Feb 9 2018, 10:14 AM)
that i am not really sure, need to check with JPJ whether need to go puspakom or not when want to do ownership transfer
but 1 thing for sure is that when you want to transfer plate confirm need to go puspakom
*
thanks. will look into it. i just want to retain the car plate number. maybe get a cheap bike to park the number
infiniti123
post Feb 13 2018, 03:43 PM

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Hello all sifu i need some advice here,

i want purchase a classic Mini 1980, owner has grant and everything. so now need bring puspakom to get approval then can do name transfer at jpj

however how can i make sure grant and chassis engine number match? if got grant but the chassis different, does that make the grant useless? car is really in good condition, no rust, no leak etc.
atah
post Feb 19 2018, 10:54 PM

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QUOTE(kudo @ Feb 1 2018, 02:01 AM)
Anyway, I did the transfer though MYSIKAP already and found out that my brother doesn't need to renew his roadtax until the current roadtax expires (in March).
You can also get a refund for the roadtax if you cancel the roadtax before you do the transfer online (but I skipped this step).

Another thing I found out is that instead of the grant, they now need the owner's IC for roadtax renewal at post offices.

The only thing my brother need to do now is to walk into JPJ with the grant and get the new VOC...

I hope this info helps those who are doing their transfer through MYSIKAP like me. smile.gif

P.s: thanks to those who replied to my questions. Really appreciate it.
*
Hi, just wanna check about the transfer via MySikap.

Both me (seller) and the buyer have registered for the MySikap. From your explanation, it's quite clear except the insurance part.

Will the system check for the insurance's validity during the online transfer? i.e. is the buyer must buy his own insurance first before the transfer can be done?

Thanks

Chrix
post Feb 20 2018, 09:30 AM

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QUOTE(atah @ Feb 19 2018, 10:54 PM)
Will the system check for the insurance's validity during the online transfer? i.e. is the buyer must buy his own insurance first before the transfer can be done?

Thanks
*
This checking is already in place even when manual/over the counter ownership transfer. So yes, it will.
lkliang89
post Mar 14 2018, 02:23 PM

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hi guys,
I am going to buy a car from direct owner which seller still owe bank money. And I am going to buy with hire purchase loan.
From what I know, seller need to settle his bank loan first, then only we can proceed..
Problem now is he does not has that amount of money to settle, any option to do it?
pookiefoof
post Apr 10 2018, 01:02 PM

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QUOTE(lkliang89 @ Mar 14 2018, 02:23 PM)
hi guys,
I am going to buy a car from direct owner which seller still owe bank money. And I am going to buy with hire purchase loan.
From what I know, seller need to settle his bank loan first, then only we can proceed..
Problem now is he does not has that amount of money to settle, any option to do it?
*
Same as my seller. Worst is he bought the car under his company name, and because of this slow down the process yawn.gif
therain01
post Apr 19 2018, 11:46 AM

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I'm at JPJ wangsa maju now unable to proceed with name transfer due to previous owner blacked listed by court. Becareful guys if you did a record search today and turn out no JPJ blacklist, the blacklist could register on the next day due to it takes 6 - 7 months for blacklist to appear in JPJ system.

BTW, thumbs up for officers in JPJ wangsa maju for being fast and effeicient.

Edit: I am amaze with the efficiency of JPJ wangsa maju and padang Jawa bahagian senarai hitam. People are saying that it will take at least 2 days to 5 days to have the JPJ blacklist withdrawn but in my case it has been done in just 1 hour.

This post has been edited by therain01: Apr 19 2018, 03:36 PM

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