Just  done transfer car ownership without runner in this morning. Below is the procedure (no loan involved).

1. Call to Puspakom to book the date for inspection.
2. Obtain B5 form after pass inspection (Cost RM30), please remember to bring car cert together.It is better for seller to bring the car for inspection. If not, need to prepare referral letter.
3. Seller and buyer go to JPJ together with car cert, B5 form, one photocopy IC from seller, one photocopy IC  from buyer & ROADTAX
4. Seller need to fill up  terminate ROADTAX form.
5. Seller & buyer need to fill up JPJK3  &  TM-AB form.
6. Buyer need to fill up TM-1 form.
7.  Wait for your turn and pass all the form together and road tax. Cost is RM100 for transfer name.
8. After done the name transfer, buyer need buy the car insurance.
9. Buyer pay the new road tax after car insurance issued.

If you are a current car owner, just go to your current insurer and they can help you out, if not just contact any online Motor Vehicle Insurer , google pls.

You have 2 choices on the new insurance for your "new" car.

1) you can use the NCB of your previous car & "compensate" the Insurer with difference. It depends on the sum insured of your "new" car , calculate if its more savings doing this way or just choose option 2.

2) just purchase the new insurance for this "new" car & NOT entitle to any NCB for this first year purchase.

If you want a detailed procedure, I suggest you tell the whole situation out here so that other forumers can help you out if I cannot.

Usually nowadays if your car's value is less then rm10k, users tend to buy Third Party Fire & Theft or if you have lets say 55% NCB you also can insured for rm12k First Party if the Insurer accept it. This is my personal opinion cause I insured my 19 year old Wira under 3rd Party Fire & Theft only as I have used my 55% NCB on my newly purchased Used Car [ First Party Insurance ]

Most insurer have different package, but mine was okay cause they even insured my 19 year old Wira without any question asked , some insurer have terms & conditions like asking you take extra PA for passengers , deswai I said go back to your regular insurer