Hi guys, in the midst of selling my car direct to a buyer. Had outstanding 20K loan with my bank but I've just cleared it last week following the new requirement.

Question:

1. Called my bank and they told me that the Hak Milik Batal will be issued to me and once I have that - they advise for me to go to JPJ to register the car under my name. Is this step necessary or can I do it together when I go with the buyer to do the transfer of ownership?

2. During the transfer of ownership to the buyer, I understand that I can cancel my current road tax at the same time. What about my own motor insurance? Can I do it after?

3. For the buyer, does he need to present his new insurance at the point of doing the transfer of ownership? Can the buyer buy his own insurance if I have not cancelled mine?

Appreciate some advise