List Of CIMB Credit Cards

Premier Credit Cards
CIMB World MasterCard
CIMB Visa Infinite
CIMB Preferred Visa Infinite (By Invitation)
CIMB Visa Signature

Platinum Credit Cards
CIMB Visa Platinum & Platinum MasterCard
CIMB Platinum BusinessCard

Enrich Credit Cards
CIMB Enrich Platinum MasterCard
CIMB Enrich World MasterCard
CIMB Enrich World Elite MasterCard

Co-Branded Credit Cards
CIMB Tesco Platinum MasterCard
CIMB Petronas MasterCard

Islamic Credit Cards
CIMB Islamic Petronas MasterCard
CIMB Islamic MasterCard

Important Notices


Documents
Credit Card Upgrade & Conversion
Discontinuation of Standing Instruction
Terms & Conditions
Revised Terms & Conditions (effective 15 September 2020)
Product Disclosure Sheet
Supplementary Cards
Easy Pay Merchants
Credit Limit Increase
Pin Request Change
Redemption Rewards

Promotions
Cards Promotions

Previous Threads
V1 | V2 | V3 | V4 | V5 | V6

This post has been edited by DarReNz: Dec 15 2020, 02:58 PM

Annual Income
RM 24,000

Features & Benefits


Exclusion List
• Charitable Fundraising Payments [MCC: 8398]
• Government Payments [MCC: 9211, 9222, 9223, 9311, 9399, 9402, 9405]

Standing Instruction
Mobile Bill Payments - applicable to MAXIS, DIGI, CELCOM, U MOBILE, YES and WEBE only [N/A for hardware/software purchases at telco service providers]
Utility Bill Payments - MCC 4900 to all payments. MCC 5968 applicable to GAS MALAYSIA, SESCO and TNB only
Refer to MCC list

Documents
Terms & Conditions 2020 (effective 8 June 2020)
Revised Terms & Conditions 2020 (effective 15 September 2020)
Online Application Form

According to CIMB Customer Service
• Statement date is on 28th of every month
• Statement balance is to be paid in full by the due date to avoid incurring finance charges [Do not offset using cash rebate]
• All cash rebates earned in current month statement will be posted in the next month statement under their respective cash rebate categories

No Annual Fee
Free for Life. Annual Fee Waiver for Life for both Principal Cardmembers and Supplementary Cardmembers.

Service Centre Helpline
Call 03-6204 7788 for Service Centre Helpline to provide customer service 24 hours a day, 365 days a year.

This post has been edited by DarReNz: Aug 29 2020, 10:43 PM

Archived

Cash Rebate 2%


Cash Rebate 0.2%


No Cash Rebate Merchants


To obtain cash rebate from Customer Resolution Unit (CRU)


Please be aware of Cross Border Fees

This post has been edited by DarReNz: Aug 4 2020, 08:32 PM

received 46 cents and 1.24 unlimited cash rebate

lol

its time to keep in drawer after 2nd rm15 cashback credited

my payment due date 12th, if i pay on 12th..is there any problem?

make sure payment received on or before due date.

ok noted. tq

Hi may i knw the cimb lazada mastercard debit has physical card?

Yes. They will send to you. It's prepaid card, U need to top up if you want to use.

Just received a platinum MasterCard from CIMB but couldn't see any much benefits except high cl. What's so good about it?

Just curious, why you apply it in the first place if there is not much benefits from the card ?

Hi sifu sifu sekalian.

I just got my CIMB Platinum cash rebate card few days ago and i wondering if there is limit i can used on a single day?

I actually apply this card to buy furniture. I planning to use the card to buy ard 30k and pay by installment. I can afford to pay by cash but i want to manage my cash flow since the installment is 0%.

What is your credit limit?

You should consider CIMB VI, 0.5% CB local spending uncapped

--Double post--

This post has been edited by saitong09: Dec 10 2017, 11:05 PM

hong leong wise essential is better.

Yes, if he willing to have another bank card
Some ppl might not like to holding CC for many banks

Seems like i applied the wrong card . I though if i opted for installment basis then everything will be fine

I think the default credit limit for this card is 4k lol. So it means 1 day i can swipe 4k only right? despite i wan to pay by installment or not.

Hi guys, got a problem here

i made 2 purchases on sept from lazada, but both got cancelled. same items and same amount, the thing is only one refund is reversed to my card and another one still pending. called CS lazada claim its been refunded but sadly when i asked proof of refund, the finance department keep emailing me the proof of refund for transaction that is already refunded into my cc.

been calling and arguing their CS more than 5x the reply from lazada still d same, giving me same proof of refund despite knowing it belongs to different order. so yesterday i called CIMB cs and they give me a dispute form to fill up but on the form im curious on this one statement...


In reference to your request, kindly complete the attached Dispute Declaration form and email to cardcentre@cimb.com or fax to 03-23817198 by 22/12/17.
We will proceed with the necessary once we have received the completed and signed form. Please note that your signature must be endorsed as per our Bank's record.


Please note that there will be RM15.00 sales draft retrieval fee imposed should the transaction be proven genuine and transacted by the cardholder.


why does it mean by RM15 imposed?

Some ppl like me got it free.
My payroll under cimb they just send the card to my house.
since its free for life why not just take it?

Can use for reoccurring payments such as insurance?

May i ask if insurance payment got rebate?.
Im always confused with rebate with cimb card.
Im using cimb cash rebate

Only CIMB VI is good for cash rebate. 0.5% uncapped for your insurance.

still far from that annual income

still thinking if i should cancel my cimb rebate card...i have no use of the card anymore but it has no annual fees... hmm

I use MBB FCB for insurance with 2% cash back.
CIMB VI now kept in drawer

No cash back for insurance payment

They gave it to me. The bank applied it for me when I apply my car loan.

0.2%

guys. nak tanya. ada orang cakap tak banyak kedai yang terima installment plan dari cimb. betul ke?

Yes. If you are querying about EPP (0% installment).

Not many merchant accept cimb credit card for EPP. Maybank is better, however you may check with CIMB on the latest list of merchant that accept EPP.

Received RM15 x 4 for all my supplementary cards yesterday marked as Retention 2017. This is the 2nd RM15 (for spending RM200).

This post has been edited by lilsunflower: Dec 14 2017, 11:32 AM

Anyone dispute a transaction from Lazada before? I purchase some stuff from Lazada but they did not honor my transaction and I want to file a dispute. Is it possible? Im using cimb cc and i aware of the transaction just that lazada did not honor my transaction and refuse to refund the money.

This post has been edited by uk9089: Dec 14 2017, 11:36 AM

Hi your highness..what's the lead time for the 2nd RM15 to be posted?
Is it after 30 days when we request to cancel prior to fulfilling the RM200 spending?

Mine posted 2nd rm15 yesterday also. Lead time 32 days after spend rm200. Maybe after call cimb and tell they gave false info. Said 60-90 days. Lol

This post has been edited by cyleox: Dec 14 2017, 02:08 PM

Ok noted.
So i can safely assume after i spend RM200, i still need to wait until the 30 days is over then only the 2nd RM15 will be posted.

All spending between 18-27 October, only got the money on 13 Dec... So mine took quite a while! My first RM15 was within a few days from cancellation request.

i just did. filled up a dispute form and send back by email. thing is i made 2 transactions with lazada, both immediattely got cancelled, same amounts. until now only one is reversed back to my card other is still missing. been calling CS lazada asking for proof of refund until now cannot produce. so just sent one dispute form to cimb card center email.

Same here.... also just receive mine yesterday. It took so long that I forgot when was the last time I use this card.

Haha - same! But the only reason I remember is because I made sure the cards were all used for online transactions before 1 November, so I know they were all late October spending.

so you guys will have negative -RM15 for the 2nd retention cash rebate

Yepp! And also waiting for my disputed extra cashback for transactions posted 1 Nov but transacted in late Oct. Once everything is sorted out I'll call to request CS to consolidate credits into my principal.

This post has been edited by lilsunflower: Dec 15 2017, 07:35 AM


Attached thumbnail(s)

Hi, I would like to cancel my card.. however there's 1 transaction posted in dec.. currently the outstanding balance only included nov cashback.. is it I have to wait till dec statement out only I can cancel the card so that I can get both nov n dec cashback?

Ya, wait until Dec statement out, next day the CB only will be credited. Then you only proceed to make payment and cancel card.

guys, you all got exp before that cimbclicks need tie to your atm/debit. if you cancel it.. the clicks will gone too

Of course

If you got credit card or others CIMB banking account, I believe you still can use your cimbclicks

already got my cash back for retention, is it time to cancel the card? sounds cruel to CIMB..

don't need give face to them, must let them know to offer better benefits to retain customers...

Ethically no.. Since u alrdy accepted their offer.. If I were u I would just keep the card for a few months before proceed to cancel.. At least they tried to keep u as their customer.. For me they didn't offer anything at all..

contact the CSU and waited for 10 days.
just received a call approved the missing cash back to be credited into my account.

thanks all here for the solution..

Lesson learnt.
If they playing with tricks telling you all kinds of grandma story refusing to honor cash back, just email to CSU and CC to BNM Telelink.
They will keep all their grandma story and grant you the cash back you entitled

Your case is the missing of 5% CB but only 0.2% CB due to the posting date?

Same here, they called me ytd when I’m oversea and I didn’t answer.. ended up they email to me said will credit back the cashback n need to wait for next Statement. HAvent see the cashback yet but my payment due date is on 18 Dec. I want to cancel the card when I received the shortage cashback of 4.8%

Do CIMB CC have overseas spending cash back ?

CIMB Visa Infinite. 1% rebate.

Thank you for replying. Only Visa Infinite ha ? I don't have it though... Holding CIMB Cash Rebate Card CC...

Checked about Visa Infinite CC... seems good... were wondering easy to apply this card ?

i am holding CIMB Petronas Mastercard since 2010.
I never applied for VI. A few months ago, they sent the additional card to me without my knowledge/consent and gave me some cash credit and Premium Lounge vouchers, so I accepted and activated the new card.
CIMB VI gives 0.5% rebate on local transactions and 1% rebate on overseas transactions. Quite good for big amount transactions.
But you may look into Maybank FC Barcelona Visa Signature (2%/10%, spend up to RM2500 per calander month) or RHB Visa Signature (2%, spend RM3,500-5,000 per statement month). Monthly cashback is capped.

This post has been edited by ClarenceT: Dec 16 2017, 09:48 PM

yeap you will receive unlimited cash rebate until 31 Dec 2017 then the 2% cash rebate of monthly capping RM30 applies thereafter

This post has been edited by DarReNz: Dec 16 2017, 10:53 PM

I like CIMB cc got it was discount in airport duty fee, now no more such promotion... Think to cancel it... Some cc also got higher rebate as well as reward points..

nope another case of completing transaction online but they claim merchant post the transaction offline and hence did not qualify for cash back.

i suppose the transaction date in oct but posting date in nov ended up no 5% rebate case did worth a try to email their CSU and CC to BNM Telelink.

since T&C clearly stated 5% CB in Oct.
if they want to argue posted date delay (Eg transaction on 28 Oct), they should instead add in another clause in their T&C stating transaction completed in Oct need to be posted within how many days or no CB would be granted.

just wanna ask, in my cimb saving account there in credit on Credit Advice KCAW4400 for amount of RM16.93 for 2 times already. any idea what amount is this?

How long r we given to accumulated the rm200 spend in order to get the 2nd rm15? Is it 30 or 60 days? Did ask the CS but forgotten.

Still haven't got my 2nd RM15 rebate man. I so wanna cancel the card.

Question: Is it possible to transfer the RM15 rebates from supplementary card to the principle card or even transfer to my saving account?

This post has been edited by Duckies: Dec 18 2017, 08:30 AM

30 days from the day you called the CS and accepted their retention terms

I'm just call cimb. The officer said it is based on posted date, after long argue saying that we Lyn here got alot ppl able to claim back the amount and previously officer is saying based on transaction date...so ended he said will lodge a report for me based on their management approval

So CIMB sent me 2 cc..1 is cash rebate 1 is normal platinum card..they called me and help me apply the rebate card for free..but in the end got 2 cc cards..hmm..
both of it i not yet active it..wat to do with the platinum card lo..?

call and cancel. dont leave it unattended.

ok done..

get offer rm 15 + 15 when I call to cancel my CB card.

but need spend rm 200.

will cut again after get the RM30.

Hope CIMB gonna revise the benefit soon if lot of ppls cancelling the card

i am keeping the card for a period of time after accepting their retention offer, hope they will revise soon

Received call from a courier guy asking if anyone is at my hometown address because he's sending a document from CIMB. I'm not expecting anything from CIMB, did anyone receive anything recently?

Policy?
Gift?

Not sure, to an extent of using courier service. He will deliver around noon time, I will ask my mum to inform me what's that.

Maybe a BMW from Live Your Dream Campaign.

I wish and I'm never lucky.

For VI, is jompay entitle for cash back?
I see the tnc stated every RM entitle 0.5% cash back

This post has been edited by iamshf: Dec 21 2017, 01:41 PM

Mystery solved for my case. It was the GL vouchers for my Enrich Plat.
One year anniversary already.

Hey guys, what are your experiences with the KLCC 1 Hour "Instant" Approval?

I've recently went to apply for the CIMB Enrich Platinum MasterCard at the KLCC branch - Instant Approval system was down and they had to put my application through at a later time. It has been 4 days since I've heard back from them. Called up CS and their standard answer has always been "Application In Progress".

Has anyone experienced something similar to this? What was your wait time upon application?

CIMB RP got free gift
https://media.ringgitplus.com/creatives/a36...-conditions.pdf

This post has been edited by saitong09: Dec 21 2017, 06:47 PM

If no mistaken, GL vouchers is send to cardholder by anniversary right ?

Because my one is going to expired on Feb 2018, but I'm able to use it on May 2018, hope I can get it before the travel date...

Yes, annually. I got my first set in Dec 2016.

same gifts directly from CIMB

Finally received my extra 4.8% cash back nearly 2 weeks after raising dispute claim for October transaction.

Ended up with RM20-30 credit balances on all my 4 supp cards which I requested to be transferred to my principal.

finally you can relax

i not yet receive any refund, look like need to call them again d.

Finally can cancel it?
2nd retention offer maybe?

fitness tracker, dunno apa brand.

Price should be around rm100

now the cs try to twist which say the missing of 4.8% CB online transaction on Oct should follow posting date.

Mine was refunded. I just wrote one email and refunds processed without question.

I request to lodge complain and get the complain number.
wait for them to "investigate"

no need to talk much to their cs over the phone.
those cs have no authority and are instructed to tell you all sorts of grandma stories to drag time make empty promise and so perhaps some will frustrated and give up.

just email their cust resolution center and CC copy to BNM telelink.
their CSU will have a specific officer in charge of the case and will follow up by calling you personally.

their cs is a joke.