same gifts directly from CIMB

Paying other banks' credit cards is never an issue. Just RM 0.11 GIRO, not like I don't have CIMB SA, I have too but CIMB cards are not fancy these days. I only keep the Enrich Plat and reduced my CL to 2k only. 

However, we only use cards which are useful and give better cash back and benefits. Just saying.

Is it common for credit card representative to call and ask if you want to increase credit limit?
It sounds legit because the representative have a lot of my detail e.g. name, address, CC no/credit limit.
The problem is at end of conversation she need to ask security question for verification purpose e.g. ic number, other personal detail..

https://www.cimbbank.com.my/content/dam/cim...id_Approved.pdf

it is at KLCC now, no more SP. so did u apply one?

that why cash back not consider payment, im ok.

but interest charge based on total transaction instead of outstanding balance, i totally disagree and not ok.

in simple logic,
u borrow me rm10,000,
i pay you back rm9,900,
so i only owe u rm100.

interest should be based on the rm100, not rm10,000 ma

this is already consider legal along lo

think im stupid or wat

Hi this is my first time applying for credit card. I filled up form online as well as submitted IC, three months pay slip. May I know is there anything else that I missed?

What’s my next step? Wait for their confirmation? Normally how long would that be?

If approved, how long does it take for the credit card to be shipped to me? Or can I collect in any CIMB branch?
Would I be able to use th credit card straight after that?

A lototal of questions. Sorry about that and thanks!

like you say lo, not suppose calculate in this way.

but CIMB did.

i also never heard of this kind of calculation before.

i already kena here, so take this as a warning for all of you lo.

   

maybe they updated new clause ?

or maybe the clause is there since day 1 ?

RM0.00 CIMB: We are sorry that we are not able to process your Credit Limit Increase request at this moment. We will contact you once the MCO is uplifted.

In the end wait MCO uplift pulak lol

T&G confirmed no BP/BM...I was also disappointed because I usually pay my kids school fees around 5-6k p.m. and this amount is large enough for me to calculate.

Grab and Boost I can 101% confirmed there are points.

Yes, you may just apply directly via clicks. Just fill up the forms and wait for the result without submitting income documents again.

I just did with the new e card not long ago. Holding Enrich platinum till now.