Guys, I swipe twice using CIMB rebate card, 1 sup card 1 main holder at SG early this month for hotel payment. Each card swiped 4k + RM after conversion. Today I check my account with the unlimited cash rebate of RM 80 + both account. I thought is capped at RM 30 ? Because 4k x 0.02 for foreign currency = RM 80.. not bad if that is really no cap

aw..what a bummer..

hi guys, anyone got charge finance charge? i never use my card and both my sup and primary card both charged rm 30+ finance charge.. is it cross border fee?

nope.. i always pay in full and always pay when statement available.. tomorrow will call and ask.. if they dont wan revert i will just cancel all my cimb card.. all useless with just 0.2%

thanks for the clarification.. seems like just me that got finance charged.

FML.. I know where went wrong. Usually I pay the balance once the statement out.. but cimb is famous with their statement ready in cimbclicks but when u click inside it is empty. so i see at the balance statement in cimbclicks and just pay that amount without considering that the cashback is already added inside. After I pay the credit limit increase back to original so I didn't feel suspicious.. (I know cb is not consider payment, this I know just that that day on the payment I kena pukau or what I didn't think of that)

Today kena 2 side finance charge. I didn't pay the cb amount which is rm 80 + end up have to pay rm 40 finance charge..really a freaking shark loan cimb.. almost 50% of the balance..gonna cancel all my cards. uselss cimbclicks as well..

Kinda pissed me off because I almost every day login to cimbclicks to check my account etc and my main cb card always show zero outstanding balance (the balance actually cb covered it) and i thought everything is ok.. so if cb is not payment why the hell it show in the cimbclicks i dont have outstanding balance. then boom.. next day kena rm 40 finance charge. Is like a freaking trap. Show statement ready, then usually I will straight pay the same day. Click inside, no statement. Go back to check the outstanding balance in the same page, and I pay that amount without thinking there is cb payment inside. Made the mistake already, but all the while outstanding balance is 0.00 shown. No email no sms no phone call to notify i am about to charge because outstanding payment. Is like a hole waiting for you to step.

Btw, possible to waive it ? Is not like I dont want pay or dont have enough money.

Called. Say is my problem because I didnt pay full amount.

called again. To plead of waive.. That guy say will try to help me to waive..

zero outstanding but actually my cb there RM 88 covered it up.. up till today morning i still see my outstanding is 0.00 so in my mind i keep thinking I paid full amount already.

ya i notice it is ridiculously high.. even i shout to the first cs cimb is shark loan is it because almost 50% of the amount of cb i am getting.. but forgot to ask for the calculation.. hope it got waived.

yup.. sure will do it.. i asked few persons and they all think it is too high..i check back few post, ppl did the same mistake by not paying the rm 30 cb, only got charged rm 0.41 ?

latest update: finance fee reverted.. that was fast

but it will probably stay inside my drawer

yup pretty sure in cimbclicks cc tab showing zero balance, but the zero balance included the cb amount.. thats why i got charged.

guys, the cimb lazada prepaid cash back not yet in ?

I just called to CIMB sc to ask for the missing lazada cash rebate. looks like they didnt aware about the cash rebate is missing. Filed for investigation. Suggest any lazada card holder also call to sc to escalate this matter. July is actually the cut off period for their previous lazada rebate promotion.

anyone has gotten their dec lazada prepaid card rebate ?

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This post has been edited by darkterror15: Dec 23 2022, 10:11 PM