already got my cash back for retention, is it time to cancel the card? sounds cruel to CIMB..
Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%
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 Dec 15 2017, 08:03 PM
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#1
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Senior Member
853 posts Joined: Apr 2017  
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Dec 26 2017, 07:09 PM
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#2
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Senior Member
853 posts Joined: Apr 2017
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QUOTE(senzueno @ Dec 26 2017, 06:58 PM) Seems like the new cashback offer is a bummer to most. But for frequent flyer like me, lovin it, which means killing my OCBC Titanium instead. but overseas spend also capped RM30, which means RM600 most |
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Jan 1 2018, 09:51 AM
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#3
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853 posts Joined: Apr 2017
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Why my statement got finance charge of 0.44? I always paid in full
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Jan 1 2018, 11:24 AM
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#4
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Senior Member
853 posts Joined: Apr 2017
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QUOTE(cyleox @ Jan 1 2018, 10:54 AM) did you got rm15 rebate? Yes. So the RM15 will cause the finance charge? |
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Jan 1 2018, 02:21 PM
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#5
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853 posts Joined: Apr 2017
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QUOTE(ClarenceT @ Jan 1 2018, 11:32 AM) You didn't make full payment. A cashback/credit from CIMB after statement issued is not a part of payment to CIMB. Yes I didn't make full payment because I thought the RM15 CR has already compensated my spent. QUOTE(wjleong15 @ Jan 1 2018, 02:12 PM) did you get the RM 15 rebate after RM 200 spent? Yes received it after ~50 days of RM 200 spent. I think the condition was within 60 days, not 30 daysI still haven't get it yet even though 30 days already  |
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Jan 1 2018, 06:45 PM
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#6
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Senior Member
853 posts Joined: Apr 2017
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QUOTE(cybpsych @ Jan 1 2018, 05:26 PM) contradicting statement from you le. I thought the CB will auto-compensate the balance hence I paid balance - CB thinking it will be perfect later for me to cancel the card if paid in full, means the whole statement amount lor. since you already excluded the cb, then you paid less. it's a known issue with CIMB that any cb awarded is not considered as actual payment.  |
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May 1 2019, 07:10 PM
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#7
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Senior Member
853 posts Joined: Apr 2017
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12% is probably the highest cash back in Malaysia cc, even though it is just for dining. With no min. spend, it is an excellent feature
Pity that I have cancelled the card |
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