Hi, any idea if VISA Infinite will earn the 0.5% cashback for paying Life/Medical insurance?

@cybpsych , thanks and great information in there.


Incidentally, anyone has tried to use the World Elite to access the First Class MAS Lounge at Tullamarine Melbourne airport? In the CIMB Website, it mentioned that Enrich cardholders can only access to this list, never mentioned about other MAS Lounges in other countries.

List of Malaysia Airlines Golden Lounges: KLIA International, KLIA Regional, KLIA Domestic, London, Kota Kinabalu, Kuching

https://www.cimbbank.com.my/en/personal/pro...mastercard.html

Don't waste your time applying from the website, you will not get your card forever!

Just walk into the CIMB card centre to get it e.g. MidValley or Sunway Piramid.

My view on the CIMB cards are they are targetting low to mid range customers by offering good benefits on entry level cards.

Benefits on the Premier cards are joke to me. Take a look at their VI.

Enrich cards are good benefits in my opinion, but they come with a price, and targets high income customers.

Once you cancelled your card and it’s no longer appearing in the CIMBClicks then you won’t get spammed

Campaign details : https://www.cimbbank.com.my/en/personal/pre...n-campaign.html

Terms and Conditions: https://www.cimbbank.com.my/content/dam/cim...G_extension.pdf

4. The Eligible Participants who fulfill the campaign criteria below (“Eligible Cardholder”) shall be
entitled to receive the Welcome Enrich Miles (“Welcome Enrich Miles”) :
(a) submit the application for the Card within the Campaign Period;
(b) the application for the Card is successfully approved by CIMB no later than 7 May 2019 ; and
© spend a cumulative of at least RM3,000 on retail spending (as defined in Clause 6) using the
Card (including retail spending charged to supplementary Card (s))within sixty (60) days from
the Card approval date. Kindly refer below table:

9. The tracking of the retail spending transactions is based on the transaction dates and/or time
(Malaysian Time) as captured by CIMB transaction records within 60 days from the approval
date.

12. The Welcome Enrich Miles will be credited into the Eligible Participant’s Enrich Membership
Account within six (6) weeks after sixty (60) days from the Card approval date and will be
reflected in the Eligible Participant’s Enrich Membership Account statement.

Hi Everyone - looks like my turn needs clarification.

I would like to know if we will earn any Bonus Miles (and not Bonus Points) for using our Enrich cards for car insurance (e.g. ETIQA) and MYEG?

If I am referring to the card I am holding T&C (https://www.cimbbank.com.my/content/dam/cimb-consumer/personal/pdf/Credit-Card/CIMB-Enrich-World-Elite/EliteCreditCard_TnC.pdf), it only states

2. For each retail spending transaction towards the payment of goods and/or
services at any merchant, Co-Brand Card cardholders (hereinafter called
“Cardholders”) will earn CIMB Bonus Miles to be credited into the
Cardholder’s Co-Brand Card account with CIMB. The earn rates at
which the CIMB Bonus Miles are earned from the retail spending
transaction shall be determined by CIMB and notified to the Cardholder
from time to time. Earn rates for CIMB Bonus Miles may be on a tiered
basis and may vary depending on whether they are local or overseas r
etail spending transactions. Retail spending transactions shall mean
purchase transactions for goods and services including online purchases
for goods and services incurred for personal consumption and not for
business purposes and shall not include betting or gaming transactions.
For the avoidance of doubt the following transactions are also herein
expressly excluded and shall not be treated as eligible retail spending
transactions for the purposes of earning CIMB Bonus Miles:-
(a) Cash advances, cash withdrawals, cash deposits and/or betting or
gaming transactions;
(b) Retail transactions in respect of purchases of petrol, diesel and any
other purchases made at the petrol kiosk;
© Retail transactions which are disputed by the Cardholders;
(d) Payment of the annual fees or service charges, delivery charges, cash
payments, card replacement fee, goods and services tax, dispute
charges, fraud charges, interest/finance charges, cash advance fees,
processing fees, or any other kind of fees and/or penalties whether
imposed by CIMB or otherwise;.
(e) Instalment payment plan transactions; and
(f) Recurring payment transactions;


But never mentioned anything about Insurance, Government payments like the Maybank cards. Any input anyone?

Just found myself the answer https://www.cimbislamic.com.my/content/dam/...sPoints_REV.pdf

2. For all CIMB Credit Cards except Enrich Cards earning Bonus Miles and CIMB Platinum Business
Card, transactions in respect of payments to charity under designated Merchant Category Code (MCC)
8398 - Charitable and social service organisations; and any government related payments under
designated MCC set out in the table below shall not be treated as eligible retail spending transactions, and
such payment transactions will not earn any bonus points and/or cash rebates with effect on 3 April 2017.

9211 Court costs, including alimony and child support
9222 Fines
9223 Bail and bond payments
9311 Tax payments
9399 Government services
9402 Postal services – government only
9405 Intra-Government Purchases-Government only

This is good information ! I will forget about reloading Boost with this card then.

Btw, how did you know you did not get any BM? From what source?

@hwachong
Thanks - I was kinda find it hard which transaction that I did gave the bonus miles... it's quite hard to tell especially there are quite some transactions I do every month. I am uncertain that I can find that in the Cimbclicks as well... unless they mention "eWallet MR100 50BM" or something you got what I mean?

Looks like it.

hwachong Thanks for letting me know! You should just use the Enrich card for any transactionsa part from petrol/installments/insurance because it's such a GREAT card!

tiramisu83
Well you may hit 18K spending and get the 60K Enrich miles as the Acquisition program spells, but you lose out of the additional miles you're supposed to get with the 18K spending. These Enrich cards will get you 9K miles that you deserve.

This post has been edited by guanteik: Apr 4 2019, 10:41 PM

coolgoh98This has been confirmed by a forumer who uses Enrich card for BigPay. Just read up a few pages before this to find out. It's confirmed no BM.

safe118Just don't apply the credit card from the same bank. Get it from other banks. and, just get one.

Anyone received SMS about the Enrich Acquisition? Mind to share

cybpsychYup, any idea?

The fee gets charged upon activation; within the first statement of your credit card.

fantasy1989And... also to get the proof. For example, if your flight delayed more than 4 hours, do get written proof that the flight indeed delayed 4 hours.

CIMB is doing good by enhancing their existing credit card...while most banks are cutting benefits.

However, CIMB is doing a bad job for cutting the benefits of the Enrich WE travel protection from USD2M to USD500K. That's a huge drawback.