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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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SUSDavid83
post Dec 10 2017, 08:32 PM

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QUOTE(ChaoGuGu @ Dec 10 2017, 08:12 PM)
Hi sifu sifu sekalian.

I just got my CIMB Platinum cash rebate card few days ago and i wondering if there is limit i can used on a single day?

I actually apply this card to buy furniture. I planning to use the card to buy ard 30k and pay by installment. I can afford to pay by cash but i want to manage my cash flow since the installment is 0%.
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What is your credit limit?
SUSDavid83
post Dec 21 2017, 10:38 AM

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QUOTE(fruitie @ Dec 21 2017, 10:30 AM)
Received call from a courier guy asking if anyone is at my hometown address because he's sending a document from CIMB. I'm not expecting anything from CIMB, did anyone receive anything recently?
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Policy?
Gift?
SUSDavid83
post Jan 2 2018, 05:48 PM

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How does the 15% cash back with Waver at Guardian works?
Any idea?
SUSDavid83
post Jan 2 2018, 09:59 PM

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QUOTE(ClarenceT @ Jan 2 2018, 07:48 PM)
» Click to show Spoiler - click again to hide... «

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Damn! It's for VISA and min spending of RM 150.
SUSDavid83
post Jan 3 2018, 11:01 AM

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QUOTE(DarReNz @ Jan 3 2018, 10:59 AM)
looks like spending of RM 150 - 233  sweat.gif
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It's OK. I don't have Visa from CIMB.
Was tricked by Guardian cashier.
I asked as they put as poster on the cashier table.
SUSDavid83
post Jan 6 2018, 10:33 PM

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Reduce limits no need form.
Just give the CS a call.
Within 3 working days will be completed.
SUSDavid83
post Jan 13 2018, 06:25 AM

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QUOTE(wu ming @ Jan 13 2018, 03:20 AM)
Strange thing, TM via Standing Instruction is now eligible 2%.
Previously 0.2%
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Is that a good news?
SUSDavid83
post Jan 29 2018, 07:38 PM

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Cross border won't appear as separate entry in the statement.

I can confirm this as the amount charged by Dell Singapore is 1% more than the invoice that Dell Malaysia issued to me even though both are in RM term.
SUSDavid83
post Jan 29 2018, 08:28 PM

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QUOTE(darkterror15 @ Jan 29 2018, 08:16 PM)
FML.. I know where went wrong. Usually I pay the balance once the statement out.. but cimb is famous with their statement ready in cimbclicks but when u click inside it is empty. so i see at the balance statement in cimbclicks and just pay that amount without considering that the cashback is already added inside. After I pay the credit limit increase back to original so I didn't feel suspicious.. (I know cb is not consider payment, this I know just that that day on the payment I kena pukau or what I didn't think of that)

Today kena 2 side finance charge. I didn't pay the cb amount which is rm 80 + end up have to pay rm 40 finance charge..really a freaking shark loan cimb.. almost 50% of the balance..gonna cancel all my cards. uselss cimbclicks as well..
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On top of daily finance charge (interest); there's also a late payment fee charge too.

QUOTE
1% on the unpaid balance arising from retail transactions and cash advance, subject to a minimum of RM10.00 and a maximum of RM100.00 and will only be imposed if the minimum payment due is not paid by the due date


This post has been edited by David83: Jan 29 2018, 08:30 PM
SUSDavid83
post Jan 29 2018, 08:40 PM

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QUOTE(darkterror15 @ Jan 29 2018, 08:37 PM)
Kinda pissed me off because I almost every day login to cimbclicks to check my account etc and my main cb card always show zero outstanding balance (the balance actually cb covered it) and i thought everything is ok.. so if cb is not payment why the hell it show in the cimbclicks i dont have outstanding balance. then boom.. next day kena rm 40 finance charge. Is like a freaking trap. Show statement ready, then usually I will straight pay the same day. Click inside, no statement. Go back to check the outstanding balance in the same page, and I pay that amount without thinking there is cb payment inside. Made the mistake already, but all the while outstanding balance is 0.00 shown. No email no sms no phone call to notify i am about to charge because outstanding payment. Is like a hole waiting for you to step.

Btw, possible to waive it ? Is not like I dont want pay or dont have enough money.
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Why you don't call the CS for clarification?
Demand the reason of being charged.
SUSDavid83
post Jan 29 2018, 08:55 PM

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QUOTE(darkterror15 @ Jan 29 2018, 08:42 PM)
Called. Say is my problem because I didnt pay full amount.
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The charged amount is too much right if your outstanding is small?
You mentioned that you got zero outstanding balance?

SUSDavid83
post Jan 29 2018, 09:28 PM

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QUOTE(darkterror15 @ Jan 29 2018, 09:21 PM)
zero outstanding but actually my cb there RM 88 covered it up.. up till today morning i still see my outstanding is 0.00  doh.gif so in my mind i keep thinking I paid full amount already.
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What I meant isn't RM 40+ financial charge too much?

Based on your outstanding of RM 88, it shouldn't that much also right?

Minus of RM 10 as late payment charge, RM 30+ of financial charge based on your outstanding of RM 88 is too high right?

Shouldn't you demand for deeper breakdown on the calculation?
SUSDavid83
post Jan 29 2018, 09:39 PM

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QUOTE(darkterror15 @ Jan 29 2018, 09:38 PM)
ya i notice it is ridiculously high.. even i shout to the first cs cimb is shark loan is it because almost 50% of the amount of cb i am getting.. but forgot to ask for the calculation.. hope it got waived.
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If I were you, I'll demand on the breakdown of the calculation in case waiver is not granted.
SUSDavid83
post Feb 1 2018, 06:03 PM

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Damn! Just realized that the cash rebate has been dropped to RM 30 instead of combined RM 50 previously before revision.
SUSDavid83
post Feb 5 2018, 10:06 AM

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QUOTE(shanjuen @ Feb 5 2018, 10:04 AM)
Hi guys, i am a bit confused here, regarding the statement and also full balance. For example, my statement balance is
[attachmentid=9570353]

Then here is the amount i saw in my account:
[attachmentid=9570354]

And I paid only the amount after the cash rebate reduction. Will this kena the finance charge as well? As my current outstanding is RM 0.00.

Thanks.
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You need to pay full amount according to statement balance w/o offsetting the cash rebate.

This post has been edited by David83: Feb 5 2018, 10:08 AM
SUSDavid83
post Feb 8 2018, 11:18 AM

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QUOTE(viruskiller @ Feb 8 2018, 11:16 AM)
CIMB Credit card is giving away Bluetooth smart watch . any idea what brand is it ? Will it be Apple iwatch or those petaling street brand ??
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Could be from Xiao Mi. laugh.gif
I highly doubt that it'll be Apple Watch.
SUSDavid83
post Feb 8 2018, 05:57 PM

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QUOTE(MOMOchacha @ Feb 8 2018, 04:40 PM)
guys, how do i get this rewards?
i have 1,393 entries as 04 Feb 2018.
how to i win the grand prize 1st for apartment and 2nd is BMW 118iM sport  hmm.gif
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Wow. You must be huge spender!
SUSDavid83
post Feb 8 2018, 06:35 PM

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QUOTE(MOMOchacha @ Feb 8 2018, 06:28 PM)
😅😅 anyone know how to get rewards of this?
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The result won't be so fast as the campaign is still ongoing.
Usually it'll be in mid year (around June time frame).
They will contact and also post the winners list online at CIMB website (including CIMBClicks).

This post has been edited by David83: Feb 8 2018, 06:36 PM
SUSDavid83
post Feb 9 2018, 08:53 AM

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QUOTE(MOMOchacha @ Feb 9 2018, 08:43 AM)
really? hopefully i have chance  flex.gif
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Keep on spending; then you'll have more chances.
SUSDavid83
post Feb 20 2018, 06:45 PM

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QUOTE(iamshf @ Feb 20 2018, 06:25 PM)
No more can back
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Kena trolled! LOL
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