For you maybe no benefits, but it maybe beneficial for other users.
There is still at least 2% rebate for spending below RM3k statement.

It is intended for those who may not aware it is reflected in the first page of the thread and also from CIMB webpage. So that they will not miss the benefits with your statement. not all have other banks cards.

This post has been edited by ch_teo: Feb 17 2018, 09:53 PM

CIMB updates again the VI.
https://www.cimbbank.com.my/en/personal/pro...cimb_promo_tile

I still hold the Cash Rebate Master and the VI.
The CR good when travel overseas and few weeks ago, i bought an online stuff overseas and got a 2% rebate when checked online yesterday.
So the CR is still a very good card for overseas usage. VI with 5X points for overseas but I keep it for emergency usage only for the high 6 digit CL and reduced down to 5 digit recently.
Terminated the WMC and VS some time ago and switch to MBB with more frequent usage.

This post has been edited by ch_teo: Aug 2 2018, 12:23 PM

I do not even use the lounge vouchers as at now and also expired. For some maybe important but not for my my travel patterns. Was offered the Preferred VI a few years ago but i just ignore when the RM phoned in. Instead i applied the Affinity Credit card just because of membership with institution.
CIMB Affinity Credit Card
Lounge food? Hmm... went in before at Indonesia airport during transit by customer chartered flight, when see the food and how passengers touch or scoop, i avoided.
Basically, i just use my company credit card all the time whenever accepted by any merchant and eat whatever i like and at my flexible rather than restricted at lounge only certain food.
I keep the VI just for points and emergency usage with the high CL in case at hotel the company credit card could not go through when terminal is down or the company credit card CL exceeded swipe and bank late update payment status from company. Happened to me a few times, need to phone in the bank and waiting to request temporary CL increase for company CC. If one happened to catch a flight after check out, one will not wait for half hour or more waiting the stupid bank approval from the Manager, worst if it is weekends. So this bank high CL CC serves as this one emergency usage for me.
In short, find a CC suits one's spending pattern and gain the benefits from there.
Cash Rebate and VI no annual fees and both suit me.

This post has been edited by ch_teo: Aug 4 2018, 11:31 PM

A few years ago, they kept calling me every few months wanna offer me this useless card, until the last time I raised my voice then only they stopped calling me.
Try Visa Infinite if u still wanna have loubge access. Just saw now only limit to 8 times and lower down to annual income RM100k. Last time was 150k and 12 times if I remember correctly. Long long time ago, it was RM200k...

This post has been edited by ch_teo: Sep 11 2018, 10:06 AM

Have you spoken to your Relationship Manager? Ask help from him/her.