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Credit Cards Citibank Credit Cards V2, Discuss here

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TSHuman Nature
post Nov 12 2012, 02:24 PM, updated 12y ago

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http://www.citibank.com.my/portal/citimy_home.htm

Travel
Citibank PremierMiles Card - http://www.citibank.com.my/premiermiles/in...Code=MYCCWAB1LM
AirAsia-Citibank Gold Visa Credit Card - http://www.citibank.com.my/english/credit-...rasia/index.htm
AirAsia-Citibank Platinum Visa Credit Card - http://www.citibank.com.my/english/credit-...rasia/index.htm

Reward Points
Citibank Rewards Platinum Card - http://www.citibank.com.my/english/credit-...splat/index.htm
Citibank Platinum Card - https://www.citibank.com.my/english/credit-...Code=MYCCWAB3LM
Citibank Gold Card - https://www.citibank.com.my/english/credit-...Code=MYCCWAB4LM
Citibank Clear Card - http://www.citibank.com.my/clear/?eOfferCode=MYCCWAB5LM
Citibank Choice Card - https://www.citibank.com.my/english/credit-...Code=MYCCWAB6LM

Cash Rebate
Citibank Cash Back Platinum Card - http://www.citibank.com.my/english/credit-...Code=MYCCWAB7LM
Shell Citibank Credit Card - https://www.citibank.com.my/english/credit-...Code=MYCCWAB8LM
Giant-Citibank Credit Card - http://www.citibank.com.my/english/credit-...Code=MYCCWAB9LM

Business
Citibank Business Platinum Card - https://www.citibank.com.my/english/credit-...atinum-card.htm
Citibank CitiBusiness Credit Card - https://www.citibank.com.my/english/credit-...ode=MYCCWAB10LM

Find the right card: https://www.citibank.com.my/english/credit-...card/index.html
Promotions: http://www.citibank.com.my/english/promo/index.htm
Privilages: http://www.citibank.com.my/english/citi-wo...ivi/citi-wp.htm
Citi Rewards: http://www.citibank.com.my/citirewards/
Contact Us: http://www.citibank.com.my/english/common/...erCode=MYAPSLN5

This post has been edited by Human Nature: Jan 25 2013, 08:21 PM
TSHuman Nature
post Nov 12 2012, 02:25 PM

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PM me for any useful info to be added at Post #2

RM50 Cash Back Promotion - http://www.citibank.com.my/english/docs/pd...ashback_tnc.pdf
50% off your first purchase - http://www.citibank.com.my/english/promo/5...HM_50off_091112
Free Travel Bag - https://www.citibank.com.my/english/promo/a...ravelBag_011012

This post has been edited by Human Nature: Nov 12 2012, 02:41 PM
jjsia
post Nov 12 2012, 03:15 PM

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QUOTE(Human Nature @ Nov 12 2012, 02:25 PM)
PM me for any useful info to be added at Post #2

RM50 Cash Back Promotion - http://www.citibank.com.my/english/docs/pd...ashback_tnc.pdf
50% off your first purchase - http://www.citibank.com.my/english/promo/5...HM_50off_091112
Free Travel Bag - https://www.citibank.com.my/english/promo/a...ravelBag_011012
*
New thread. rclxms.gif Anyone manage to receive both RM 50 Cash Back Promotion and 50% off your first purchase promo? Seems not possible according to TnC but some TnC are not being enforced anyway (i.e. Standard Charter). thumbup.gif

This post has been edited by jjsia: Nov 12 2012, 03:16 PM
fly126
post Nov 12 2012, 04:04 PM

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Hip Hip Hooray....V.2 rclxms.gif rclxms.gif
sj0217
post Nov 12 2012, 04:48 PM

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Woo, cragratulation v2 thumbup.gif notworthy.gif

For free travel bag, there is no minimum spend to get it? As I saw that website attached and previous thread is the different one? Should be rm 500 minimum spend right?
ronnie
post Nov 12 2012, 05:31 PM

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QUOTE(jjsia @ Nov 12 2012, 03:15 PM)
New thread.  rclxms.gif Anyone manage to receive both RM 50 Cash Back Promotion and 50% off your first purchase promo? Seems not possible according to TnC but some TnC are not being enforced anyway (i.e. Standard Charter).  thumbup.gif
*
When I applied for the Citibank PremierMiles for the 50% Rebate for First Swipe, I received 2000 PremierMiles which was used to offset the GST
Gen-X
post Nov 12 2012, 06:14 PM

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Citibank PremierMiles Visa Signature allows its cardholders to convert PremierMiles earned to cash (credited into account to offset bill).

Minimum 5000 PremierMiles = RM90 cash back and increment of 1000 PremierMiles can be converted to RM18 cash back smile.gif So I am sure you would like to know what is the actual returns right? Click below link to my article to read more.

Review of the Citibank PremierMiles Visa Signature and Platinum Card and their Benefits.

And for those of you thinking of getting Citibank Cash Back Platinum Credit Card, click here to read my short review. The annual income requirement for the Citibank Platinum Cash Back have been reduced to RM40K this year.

To read my mini review of the Citi Prestige World MasterCard Elite which offer unlimited entries to airport lounge with the Priority Pass Membership Card, click here to my article The Best Credit Card for Airport Lounge.

For review of the Citi PremierMiles American Express versus Citi Prestige MasterCard World Elite, click here to my article New 2013 Credit Cards

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This post has been edited by Gen-X: Oct 15 2013, 01:13 PM
TSHuman Nature
post Nov 12 2012, 06:26 PM

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As opposed to cashback, the PremierMiles can be converted to AirAsia vouchers too. Then, either use the vouchers or sell them off at garage sales tongue.gif
Gen-X
post Nov 12 2012, 06:30 PM

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QUOTE(Human Nature @ Nov 12 2012, 06:26 PM)
As opposed to cashback, the PremierMiles can be converted to AirAsia vouchers too. Then, either use the vouchers or sell them off at garage sales tongue.gif
*
You are the smart one notworthy.gif FREE cash in the pocket better than credit in the account.
TSHuman Nature
post Nov 12 2012, 08:17 PM

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^ haha not smart la..all learn from your blog.
vincentxiang
post Nov 12 2012, 09:19 PM

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Yeah..V2..congratz biggrin.gif
doraemonkiller
post Nov 12 2012, 09:53 PM

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citibank gold card cannot move the points to cashback card. So no upgrade when I want to.
CP88
post Nov 13 2012, 12:39 AM

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QUOTE(jjsia @ Nov 12 2012, 03:15 PM)
New thread.  rclxms.gif Anyone manage to receive both RM 50 Cash Back Promotion and 50% off your first purchase promo? Seems not possible according to TnC but some TnC are not being enforced anyway (i.e. Standard Charter).  thumbup.gif
*
QUOTE(ronnie @ Nov 12 2012, 05:31 PM)
When I applied for the Citibank PremierMiles for the 50% Rebate for First Swipe, I received 2000 PremierMiles which was used to offset the GST
*
I was wondering the same as well whether anyone manage to obtain the RM 50 cash back + 50% disc besides the PremierMiles that bro ronnie obtained. hmm.gif

Sadly, no Citi kiosk at the northern region. doh.gif
WhitE LighteR
post Nov 13 2012, 12:42 AM

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wow... v2 d. congrats
dreamerf_14
post Nov 13 2012, 03:18 AM

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just received RM50 cashback, yippie!!!!!
sangaran
post Nov 13 2012, 05:57 PM

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QUOTE(dreamerf_14 @ Nov 13 2012, 03:18 AM)
just received RM50 cashback, yippie!!!!!
*
3x swipes within 60 days?
dreamerf_14
post Nov 13 2012, 05:59 PM

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QUOTE(sangaran @ Nov 13 2012, 05:57 PM)
3x swipes within 60 days?
*
Yes, apparently I swiped more than 3 times.. Hahaha rclxms.gif
bryan_x00
post Nov 13 2012, 06:17 PM

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anyone tried paying the bills to get the 10% cash back rebate?
sangaran
post Nov 13 2012, 06:24 PM

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QUOTE(sj0217 @ Nov 12 2012, 04:48 PM)
Woo, cragratulation v2  thumbup.gif  notworthy.gif

For free travel bag, there is no minimum spend to get it? As I saw that website attached and previous thread is the different one? Should be rm 500 minimum spend right?
*
t&c says rm500 to be spent


Added on November 14, 2012, 2:15 pmjust got my 8% discount of agoda hotels booking
great!!! rclxms.gif

This post has been edited by sangaran: Nov 14 2012, 02:15 PM
kobemclouis
post Nov 14 2012, 03:13 PM

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Hi Guys,

I just applied my Citi Clear card on Sunday and got it approved on Monday, hopefully will get it on today. =)

So I have a question on it, how will the 50% rebate work? I was told that we only need to swipe for an amount of 500 and above to enjoy full 250 rebate. But the problem is, when will it rebate? the first statement? or...

Thanks guys!
Explorer II
post Nov 14 2012, 05:06 PM

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In response to my query on the conditions for renewal of the Global Priority Pass (GPP) membership for Citibank PremierMiles, attached is a screenshot of the reply from Citibank Malaysia.

Attached Image

As per Citibank's reply, an active PM credit card will be based on if:
i. Customer spends actively at least once a month; and
ii. Customer renews the PM card with annual membership fee paid.

Does that mean the GPP membership will not be renewed if we manage to obtain a waiver for the PM card annual fee of RM600? rclxub.gif
shiroikun
post Nov 14 2012, 05:28 PM

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QUOTE(Explorer II @ Nov 14 2012, 05:06 PM)
In response to my query on the conditions for renewal of the Global Priority Pass (GPP) membership for Citibank PremierMiles, attached is a screenshot of the reply from Citibank Malaysia.

Attached Image

As per Citibank's reply, an active PM credit card will be based on if:
i. Customer spends actively at least once a month; and
ii. Customer renews the PM card with annual membership fee paid.

Does that mean the GPP membership will not be renewed if we manage to obtain a waiver for the PM card annual fee of RM600?  rclxub.gif
*
That is not good, who will pay the RM600 annual fee just to get the 2 free entry?
Explorer II
post Nov 14 2012, 05:39 PM

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QUOTE(shiroikun @ Nov 14 2012, 05:28 PM)
That is not good, who will pay the RM600 annual fee just to get the 2 free entry?
*
Exactly. Who in his/her right mind would fork out RM600 for the sake of 2 free Priority Pass Lounge entries? Correct me if my interpretation is wrong, anyone? rclxub.gif

This post has been edited by Explorer II: Nov 14 2012, 05:39 PM
TSHuman Nature
post Nov 14 2012, 05:44 PM

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haha, my PM card is considered not active then biggrin.gif
shiroikun
post Nov 14 2012, 05:46 PM

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QUOTE(Human Nature @ Nov 14 2012, 05:44 PM)
haha, my PM card is considered not active then biggrin.gif
*
Active won't get you free renewal... you need to pay rm600 sweat.gif
janson_kaniaz
post Nov 14 2012, 07:35 PM

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QUOTE(kobemclouis @ Nov 14 2012, 03:13 PM)
Hi Guys,

I just applied my Citi Clear card on Sunday and got it approved on Monday,  hopefully will get it on today. =)

So I have a question on it, how will the 50% rebate work? I was told that we only need to swipe for an amount of 500 and above to enjoy full 250 rebate. But the problem is, when will it rebate? the first statement? or...

Thanks guys!
*
if i'm not mistaken u only get the rebate after third month...
vincentxiang
post Nov 14 2012, 08:16 PM

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QUOTE(kobemclouis @ Nov 14 2012, 03:13 PM)
Hi Guys,

I just applied my Citi Clear card on Sunday and got it approved on Monday,  hopefully will get it on today. =)

So I have a question on it, how will the 50% rebate work? I was told that we only need to swipe for an amount of 500 and above to enjoy full 250 rebate. But the problem is, when will it rebate? the first statement? or...

Thanks guys!
*
refer to the 1st page post #2 smile.gif
fly126
post Nov 15 2012, 12:15 AM

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QUOTE(arulisme @ Nov 12 2012, 10:46 AM)
Who has experience  buy the gadget@ electronic device using Citibank CC (easy payment installment )? how about interest ?  Plan to buy Galaxy note 2 Toceeee
*
Updates:
Sen-Q doing Promotion on Samsung Smartphone & Tablet PC... smile.gif
Citibank Credit Cardmember now can Enjoy 0% Interest Instalment Payment Plan Up to 36 Months on Purchasing Samsung Smartphone & Tablet...Interest Free brows.gif
(Promotion Until 30 Nov. 2012) rclxms.gif

This post has been edited by fly126: Nov 15 2012, 11:25 AM
Prophunter
post Nov 15 2012, 01:53 PM

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QUOTE(kobemclouis @ Nov 14 2012, 03:13 PM)
Hi Guys,

I just applied my Citi Clear card on Sunday and got it approved on Monday,  hopefully will get it on today. =)

So I have a question on it, how will the 50% rebate work? I was told that we only need to swipe for an amount of 500 and above to enjoy full 250 rebate. But the problem is, when will it rebate? the first statement? or...

Thanks guys!
*
Where to apply to get fast approval?
cApItAr
post Nov 15 2012, 03:09 PM

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ANyone use cashback platinium?

i have swipe to use petrol, but the cash back carried forward on my statement... what is mean? cry.gif
fly126
post Nov 15 2012, 04:57 PM

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QUOTE(cApItAr @ Nov 15 2012, 03:09 PM)
ANyone use cashback platinium?

i have swipe to use petrol, but the cash back carried forward on my statement... what is mean?  cry.gif
*
The Cash Back (rebate) Cap on $50 Block ...
When Your Cash Back Accumulation Reach $50 then its will Automatically Credit Back to Your Account, If the Cash Rebate is less than $50 for a particular month, the total cash rebate amount will be carried forward to the following month... nod.gif

This post has been edited by fly126: Nov 15 2012, 05:18 PM
cheahcw2003
post Nov 15 2012, 08:55 PM

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QUOTE(fly126 @ Nov 15 2012, 04:57 PM)
blush.gif
The Cash Back (rebate) Cap on $50 Block ...
When Your Cash Back Accumulation Reach $50 then its will Automatically Credit Back to Your Account,  If the Cash Rebate is less than $50 for a particular month, the total cash rebate amount will be carried forward to the following month... nod.gif
*
So much terms and condition? Luckily I have not switched from my PM to cash back
fly126
post Nov 16 2012, 12:47 AM

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QUOTE(cheahcw2003 @ Nov 15 2012, 08:55 PM)
So much terms and condition? Luckily I have not switched from my PM to cash back
*
Yah..loh some of the Rules & Regulation of CT Cash-Back Platinum:
* 5% cash rebate on all spending on petrol, limited to a monthly spend of RM600 to earn the rebate(or limited to a monthly rebate of RM30)
* 2% cash rebate on all payments made via Citibank Online or through Citibank’s One Bill system for DiGi, Maxis and Celcom bills....so & so

& Lastly the AF of Citibank Cash Back Plat.= $195 Quite Expensive.... sad.gif

Me Now Retain only Clear Card... so I can Enjoy Free Coffee at Coffee Bean & Free Friday Movie Ticket... brows.gif





WhitE LighteR
post Nov 16 2012, 05:06 PM

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QUOTE(bryan_x00 @ Nov 13 2012, 06:17 PM)
anyone tried paying the bills to get the 10% cash back rebate?
*
i tried but keep in mind its not a guaranteed cash back.


Added on November 16, 2012, 5:08 pmBtw, to add, I enroll for One Bill but it seems that its not working. I called the CC and they say will call me back. Adui....

This post has been edited by WhitE LighteR: Nov 16 2012, 05:08 PM
cheahcw2003
post Nov 16 2012, 10:39 PM

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QUOTE(fly126 @ Nov 16 2012, 12:47 AM)
Yah..loh some of the Rules & Regulation of  CT Cash-Back Platinum:
* 5% cash rebate on all spending on petrol, limited to a monthly spend of RM600 to earn the rebate(or limited to a monthly rebate of RM30)
* 2% cash rebate on all payments made via Citibank Online or through Citibank’s One Bill system for DiGi, Maxis and Celcom bills....so & so

& Lastly the AF of Citibank Cash Back Plat.= $195  Quite Expensive.... sad.gif

Me Now Retain only Clear Card... so I can Enjoy Free Coffee at Coffee Bean & Free Friday Movie Ticket... brows.gif
*
wah...so good? i shd downgrade my card to CLEAR Card then
qqbill
post Nov 16 2012, 11:26 PM

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would like to know about citibank cc autobilling..

already subscribed to auto billing for my maxis line to one of my ct cc.
the bill is already appeared on maxis online portal, for about 2 weeks, but the auto billing is not yet appear on my "unbilled transaction" at the citibank online portal...

anyone know how should be the flow...?

thanks...
fly126
post Nov 17 2012, 12:36 AM

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QUOTE(cheahcw2003 @ Nov 16 2012, 10:39 PM)
wah...so good? i shd downgrade my card to CLEAR Card then
*
No need Susah-payah to Downgrade Your PM Card... Just Apply Another (Cleat Card) one lah... tongue.gif
Btw, Your Citibank PremierMiles Credit Card now allows You to convert PremierMiles earned to $ then Credit Back to Your Account .... brows.gif

This post has been edited by fly126: Nov 17 2012, 01:06 AM
WhitE LighteR
post Nov 17 2012, 01:51 AM

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QUOTE(qqbill @ Nov 16 2012, 11:26 PM)
would like to know about citibank cc autobilling..

already subscribed to auto billing for my maxis line to one of my ct cc.
the bill is already appeared on maxis online portal, for about 2 weeks, but the auto billing is not yet appear on my "unbilled transaction" at the citibank online portal...

anyone know how should be the flow...?

thanks...
*
u did via One Bill or SI on Maxis side?
qqbill
post Nov 17 2012, 01:55 AM

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QUOTE(WhitE LighteR @ Nov 17 2012, 01:51 AM)
u did via One Bill or SI on Maxis side?
*
i didn't do anything on maxis side yet.. what should be done at maxis side eh...??
WhitE LighteR
post Nov 17 2012, 02:04 AM

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QUOTE(qqbill @ Nov 17 2012, 01:55 AM)
i didn't do anything on maxis side yet.. what should be done at maxis side eh...??
*
laugh.gif sorry, i also dont know. As far as I know suppose to be nothing. I also assign a SI thru Citibank One Bill. But it did not went thru. I just reported the problem this morning to SC. They say they will "look into it". Ask me give them 24 hours. Well i aint holding my breath. laugh.gif
cheahcw2003
post Nov 17 2012, 10:46 AM

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QUOTE(fly126 @ Nov 17 2012, 12:36 AM)
No need Susah-payah to Downgrade Your PM Card... Just Apply Another (Cleat Card) one lah... tongue.gif
Btw, Your Citibank PremierMiles Credit Card now allows You to convert PremierMiles earned to $ then Credit Back to Your Account .... brows.gif
*

Need to spend RM15000 in 60 days to get 5000 premier miles, which can get rebate for RM90.
90/15000 spent = 0.6% cash rebate.
Forget abt it.
codeiki
post Nov 17 2012, 12:30 PM

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The citibank cards that provide 50% rebate and their annual fees
a) Citibank Platinum Credit Card; - RM600.00 per annum
b) Citibank Cash Back Platinum Card; - RM195.00 per annum
c) Citibank Gold Credit Card; - RM195.00 per annum
d) Citibank Clear Credit Card; - RM90.00 per annum
e) Shell Citibank Gold Credit Card; - RM195.00 per annum
f) Giant-Citibank Credit Card; - RM120.00 per annum
g) AirAsia-Citibank Credit Card; - RM70/RM180.00 per annum
h) Citibank PremierMiles Credit Card; - RM600.00 per annum
i) CitiBusiness Platinum Credit Card; - ?RM200.00 per annum
j) CitiBusiness Credit Card; - RM200.00 per annum
k) Citibank Choice Credit Card. - free with TNC

Only k) Citibank Choice Credit Card is free for life (TNC:swipe any amount every month)

Most other citibank cards charges annual fees range from RM 70 - 600 and the annual charge is charges on the issuance of the cards if not mistaken.

If you can really get the maximum rebate of 50% of rebate which is RM250, after deduct the annual fees and GST, probably the net cash rebate is very minimum. Am I correct? Didn't see any terms on condition for annual fee waiver in new cards application.


ho-ll
post Nov 17 2012, 12:33 PM

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Since Citibank has no longer offer access to LCCT PPL, any other CC from other banks offer that? Feel kinda regret to apply for this card sad.gif
Icehart
post Nov 17 2012, 07:37 PM

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Just received Shell Card from Citibank. Before activating I would like to ask some questions.

The tier 3 requires RM 2,500 spending. If I spend on groceries got any rebate like other cards? laugh.gif
qqbill
post Nov 17 2012, 09:41 PM

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QUOTE(Icehart @ Nov 17 2012, 07:37 PM)
Just received Shell Card from Citibank. Before activating I would like to ask some questions.

The tier 3 requires RM 2,500 spending. If I spend on groceries got any rebate like other cards?  laugh.gif
*
only cashback only applicable to shell petrol purchases...
tiers must accomplished by other purchase (not including shell petrol purchase)
Icehart
post Nov 17 2012, 09:45 PM

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QUOTE(qqbill @ Nov 17 2012, 09:41 PM)
only cashback only applicable to shell petrol purchases...
tiers must accomplished by other purchase (not including shell petrol purchase)
*
aiyo, like this hmm not a good card for petrol hmm.gif
qqbill
post Nov 17 2012, 11:13 PM

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QUOTE(Icehart @ Nov 17 2012, 09:45 PM)
aiyo, like this hmm not a good card for petrol  hmm.gif
*
only realized after getting it sad.gif planned to cut it once i accumulated rm20 cashback
btw the cashback will credit to ur acc only when it's sum up to rm20...... sweat.gif
Icehart
post Nov 17 2012, 11:17 PM

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QUOTE(qqbill @ Nov 17 2012, 11:13 PM)
only realized after getting it  sad.gif planned to cut it once i accumulated rm20 cashback
btw the cashback will credit to ur acc only when it's sum up to rm20......  sweat.gif
*
same here
i also gila a bit when sign up for it
didn't realize it;s based on tier for cashback
but nvm la, cash rebate for petrol at least cap at rm64
fly126
post Nov 18 2012, 12:13 AM

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QUOTE(cheahcw2003 @ Nov 17 2012, 10:46 AM)
Need to spend RM15000 in 60 days to get 5000 premier miles, which can get rebate for RM90.
90/15000 spent = 0.6% cash rebate.
Forget abt it.
*
So Stingy... shakehead.gif

This post has been edited by fly126: Nov 18 2012, 12:21 AM
Chester
post Nov 18 2012, 12:32 AM

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Anyone managed to add TmNet into Payee for bill payment? I got error with the account number.
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post Nov 18 2012, 12:53 AM

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QUOTE(Chester @ Nov 18 2012, 12:32 AM)
Anyone managed to add TmNet into Payee for bill payment? I got error with the account number.
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remove the dash
Chester
post Nov 18 2012, 07:05 AM

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QUOTE(WhitE LighteR @ Nov 18 2012, 12:53 AM)
remove the dash
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Same, there is an Alphabet before the num. I tried removing that as well. Called their callcentre, that fella ask me to call TMnet doh.gif
TSHuman Nature
post Nov 18 2012, 12:43 PM

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TMnet or TM semenanjung?
WhitE LighteR
post Nov 18 2012, 02:15 PM

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QUOTE(Chester @ Nov 18 2012, 07:05 AM)
Same, there is an Alphabet before the num. I tried removing that as well. Called their callcentre, that fella ask me to call TMnet  doh.gif
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oh yes. u have to make sure its TM Semenanjung
Chester
post Nov 18 2012, 02:25 PM

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QUOTE(WhitE LighteR @ Nov 18 2012, 02:15 PM)
oh yes. u have to make sure its TM Semenanjung
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Im staying in KL..so choose TM Semenanjung? What is the TMNet for? Just for my info..
TSHuman Nature
post Nov 18 2012, 02:43 PM

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QUOTE(Chester @ Nov 18 2012, 02:25 PM)
Im staying in KL..so choose TM Semenanjung? What is the TMNet for? Just for my info..
*
This is the reply from citibank when i inquired on this matter previously:
QUOTE
Pertaining to your query, we would first recommend you to choose the TMNET as your payee option. However, you may opt for TM Semenanjung
should the earlier attempt rejected (account number not recognized).


Yeah, KL for TM semenanjung too
Chester
post Nov 18 2012, 03:07 PM

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QUOTE(Human Nature @ Nov 18 2012, 02:43 PM)
This is the reply from citibank when i inquired on this matter previously:
Yeah, KL for TM semenanjung too
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Thanks! Time to submit for the 10% rebate. Got over thousand worth of bills to pay
zie86
post Nov 18 2012, 09:08 PM

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QUOTE(codeiki @ Nov 17 2012, 12:30 PM)
The citibank cards that provide 50% rebate and their annual fees
a)  Citibank Platinum Credit Card; - RM600.00 per annum
b)  Citibank Cash Back Platinum Card; - RM195.00 per annum
c)  Citibank Gold Credit Card; - RM195.00 per annum
d)  Citibank Clear Credit Card; - RM90.00 per annum
e)  Shell Citibank Gold Credit Card; - RM195.00 per annum
f)  Giant-Citibank Credit Card; - RM120.00 per annum
g)  AirAsia-Citibank Credit Card; - RM70/RM180.00 per annum
h)  Citibank PremierMiles Credit Card; - RM600.00 per annum
i)  CitiBusiness Platinum Credit Card; - ?RM200.00 per annum
j)  CitiBusiness Credit Card;  - RM200.00 per annum
k)  Citibank Choice Credit Card. - free with TNC

Only k) Citibank Choice Credit Card is free for life (TNC:swipe any amount every month)

Most other citibank cards charges annual fees range from RM 70 - 600 and the annual charge is charges on the issuance of the cards if not mistaken.

If you can really get the maximum rebate of 50% of rebate which is RM250, after deduct the annual fees and GST, probably the net cash rebate is very minimum. Am I correct? Didn't see any terms on condition for annual fee waiver in new cards application.
*
Annual fee only pay for the next year and if you swipe more than 3 times/usage it will the be FREE. The only thing is government TAX, not sure if can get rebate or not.. biggrin.gif

blhc
post Nov 18 2012, 10:26 PM

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For the current promo of cash rebate rm250, from what i understand the rbate come only next year right? Do we have to submit anything for it?
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post Nov 19 2012, 02:46 PM

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QUOTE(Chester @ Nov 18 2012, 03:07 PM)
Thanks! Time to submit for the 10% rebate. Got over thousand worth of bills to pay
*
huh pay tm bills got 10% rebate ah?
MilesAndMore
post Nov 19 2012, 05:40 PM

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QUOTE(Chester @ Nov 18 2012, 03:07 PM)
Thanks! Time to submit for the 10% rebate. Got over thousand worth of bills to pay
*
Read the T&C of this 10% promotion again. It is capped at RM200 per bill only and there is only RM5,000 to be given for this 10% every week on a first come first serve basis.
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post Nov 19 2012, 06:27 PM

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QUOTE(MilesAndMore @ Nov 19 2012, 05:40 PM)
Read the T&C of this 10% promotion again. It is capped at RM200 per bill only and there is only RM5,000 to be given for this 10% every week on a first come first serve basis.
*
yup. when i saw this so call "promo" i almost cry.. its so stupid. cap at 200 with only 5k allocation for the promo. laugh.gif
Chester
post Nov 19 2012, 06:41 PM

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Hence submitted billpayment yesterday after 12..
jayro_88
post Nov 19 2012, 07:57 PM

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I am about to apply for Clear Card because of the 50% off for the first purchase and for my bill payments. so, technically it is not 50% because the rebate is already capped at RM250. As long as we spend more than RM500.

In order for us to gain this promo, we do have to apply to the three selected kiosk only right? In Mid Valley, Sunway Pyramid and IPC Shopping Centre only.
Chester
post Nov 19 2012, 08:23 PM

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Those 3 shopping centres they call it "Mall Acquisation Programme" smth like that
kobemclouis
post Nov 20 2012, 03:26 PM

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QUOTE(Prophunter @ Nov 15 2012, 01:53 PM)
Where to apply to get fast approval?
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I applied at the Pavilion booth, do remind you to collect your card at the booth instead of asking them to courier the card to you. Coz I have waited for 1 week+ to get the card......

Good luck!
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post Nov 20 2012, 04:29 PM

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QUOTE(kobemclouis @ Nov 20 2012, 03:26 PM)
I applied at the Pavilion booth, do remind you to collect your card at the booth instead of asking them to courier the card to you. Coz I have waited for 1 week+ to get the card......

Good luck!
*
same case here, i request collect at booth but they courier to me and i no around...make me go collect from post office doh.gif
and they key in my email address wrongly with addition an alphabet doh.gif doh.gif
WhitE LighteR
post Nov 20 2012, 05:38 PM

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My One Bill still didnt went thru. So stupid. Anyway i had no choice but to use my OCBC to pay it first since the due date is coming d.

The SC con me last Friday. Tell me will call me back in 24 hours. Now already Tuesday. doh.gif
Chester
post Nov 20 2012, 08:50 PM

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QUOTE(WhitE LighteR @ Nov 20 2012, 05:38 PM)
My One Bill still didnt went thru. So stupid. Anyway i had no choice but to use my OCBC to pay it first since the due date is coming d.

The SC con me last Friday. Tell me will call me back in 24 hours. Now already Tuesday. doh.gif
*
Is there any different from normal bill payment to one bill?
WhitE LighteR
post Nov 21 2012, 01:10 AM

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QUOTE(Chester @ Nov 20 2012, 08:50 PM)
Is there any different from normal bill payment to one bill?
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One Bill is Standing Instruction on CC side.
patdidi
post Nov 21 2012, 04:07 PM

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I'm thinking on getting this Citibank Choice Credit Card, but curious on what would be the disadvantages of cc?
Is there minimum transaction per month?
How about its interest rate?
Anyone want to share?
kobemclouis
post Nov 21 2012, 04:57 PM

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QUOTE(dude1218 @ Nov 20 2012, 04:29 PM)
same case here, i request collect at booth but they courier to me and i no around...make me go collect from post office doh.gif
and they key in my email address wrongly with addition an alphabet  doh.gif  doh.gif
*
Dude, epic case! haha..Just got my card today, the outlook of the clear cc is great, is partially transparent. rclxms.gif


Added on November 21, 2012, 5:02 pm
QUOTE(patdidi @ Nov 21 2012, 04:07 PM)
I'm thinking on getting this Citibank Choice Credit Card, but curious on what would be the disadvantages of cc?
Is there minimum transaction per month?
How about its interest rate?
Anyone want to share?
*
No minimum transaction as i think all the cc will not have this rules brows.gif ...interest rate for first year is 18%(1.5% per month), but if you are a good pay master, it will reduce to 8.88% in the second year... so on and so forth...


This post has been edited by kobemclouis: Nov 21 2012, 05:02 PM
patdidi
post Nov 21 2012, 05:15 PM

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QUOTE(kobemclouis @ Nov 21 2012, 04:57 PM)
Dude, epic case! haha..Just got my card today, the outlook of the clear cc is great, is partially transparent.  rclxms.gif


Added on November 21, 2012, 5:02 pm
No minimum transaction as i think all the cc will not have this rules brows.gif ...interest rate for first year is 18%(1.5% per month), but if you are a good pay master, it will reduce to 8.88% in the second year... so on and so forth...
*
Many2 thanks for your feedback
ronnie
post Nov 22 2012, 08:36 AM

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I've just checked my Citibank Online Statement and received my 30% Cash-Back On Everyday Spend Campaign for week 13 Oct - 19 Oct 2012
rclxms.gif rclxms.gif

Used my RM300 rebate (from 50% rebate for 1st swipe) to earn additional RM90 rebate (30% Cash Back On Everyday Spend Campaign)
Total : RM390 rebate received !!!

p.s. SCB still gives me more free cash

This post has been edited by ronnie: Nov 22 2012, 08:41 AM
Chester
post Nov 22 2012, 09:23 AM

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QUOTE(ronnie @ Nov 22 2012, 08:36 AM)
I've just checked my Citibank Online Statement and received my 30% Cash-Back On Everyday Spend Campaign for week 13 Oct - 19 Oct 2012
rclxms.gif rclxms.gif

Used my RM300 rebate (from 50% rebate for 1st swipe) to earn additional RM90 rebate (30% Cash Back On Everyday Spend Campaign)
Total : RM390 rebate received !!!

p.s. SCB still gives me more free cash
*
You completed your txn all on Saturday itself? I did mine on 27/10 havent get yet.
ronnie
post Nov 22 2012, 10:02 AM

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QUOTE(Chester @ Nov 22 2012, 09:23 AM)
You completed your txn all on Saturday itself? I did mine on 27/10 havent get yet.
*
Transaction Date : 13-Oct (between 12pm and 3pm)
Posted Date : 14-Oct
Chester
post Nov 22 2012, 10:05 AM

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okie thanks smile.gif
choki123
post Nov 22 2012, 11:23 PM

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Any comment on the AirAsia-Citibank Platinum Visa Card?
Citibank Call centre called me today to offer me this card for free.
Currently i am having Citibank Clear Card only....
Vemicelli
post Nov 22 2012, 11:27 PM

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QUOTE(ronnie @ Nov 22 2012, 10:02 AM)
Transaction Date : 13-Oct (between 12pm and 3pm)
Posted Date : 14-Oct
*
Completed mine on 17th wednesday and also got the 30% cash back rclxm9.gif
ronnie
post Nov 22 2012, 11:31 PM

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QUOTE(Vemicelli @ Nov 22 2012, 11:27 PM)
Completed mine on 17th wednesday and also got the 30% cash back rclxm9.gif
*
Was yours credited on 21-Nov also ?
Even Wednesday swipes... can win... not bad
Vemicelli
post Nov 22 2012, 11:42 PM

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QUOTE(ronnie @ Nov 22 2012, 11:31 PM)
Was yours credited on 21-Nov also ?
Even Wednesday swipes... can win... not bad
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Yea same date.
Promo ends in Dec... can use this cash back to roll for another cash back rolleyes.gif
codeiki
post Nov 23 2012, 12:14 AM

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Is it true that the 50% off for first purchase can apply online? or only through applying at midvalley/IPC/sunway?
SUSDavid83
post Nov 23 2012, 07:51 AM

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Sorry for MIA for quite some time and I lazy to scroll back the pages.

Just a quick question. I noticed there's a row under the online statement in Citibank Online for Citibank Cashback:

reward points : 48.33

I thought this CC doesn't have points accumulation. Any idea guys?

Appreciate fruitful reply. Thank you.
ronnie
post Nov 23 2012, 08:03 AM

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QUOTE(David83 @ Nov 23 2012, 07:51 AM)
Sorry for MIA for quite some time and I lazy to scroll back the pages.

Just a quick question. I noticed there's a row under the online statement in Citibank Online for Citibank Cashback:

reward points : 48.33

I thought this CC doesn't have points accumulation. Any idea guys?

Appreciate fruitful reply. Thank you.
*
Could this possibly be the accumulated Cash-Back Amount due for "redemption" ?
qqbill
post Nov 23 2012, 10:58 AM

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FYI, just receive the 30% cashback promo in my acc :-) this morning
lowyat101
post Nov 23 2012, 11:39 AM

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Are there anymore overseas spending promotions currently for Cititbank cards? Got a trip next week, so wanna decide which card to use.

Thanks


This post has been edited by lowyat101: Nov 23 2012, 11:40 AM
ronnie
post Nov 23 2012, 01:49 PM

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QUOTE(lowyat101 @ Nov 23 2012, 11:39 AM)
Are there anymore overseas spending promotions currently for Cititbank cards? Got a trip next week, so wanna decide which card to use.

Thanks
*
But Citibank's forex rate + admin fee is rather high blink.gif blush.gif
lowyat101
post Nov 23 2012, 02:08 PM

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QUOTE(ronnie @ Nov 23 2012, 01:49 PM)
But Citibank's forex rate + admin fee is rather high  blink.gif  blush.gif
*
Thanks for the info. But if they have free gift for certain amount spent then maybe it's worth it. Last time they have this free Samsonite luggage, but I'm not sure if they still have such kind of promo now.

chongaik82
post Nov 23 2012, 02:10 PM

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QUOTE(ronnie @ Nov 23 2012, 01:49 PM)
But Citibank's forex rate + admin fee is rather high  blink.gif  blush.gif
*
I can confirm that.

p/s: But my company paying that so i don't mind tongue.gif
leo_gaga
post Nov 23 2012, 03:47 PM

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got my 30% cash back, rm100 smile.gif
ronnie
post Nov 23 2012, 03:49 PM

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Just received the SMS informing that I received RM90 from the 30% Cash Back Every Day Spend promotion...
sangaran
post Nov 24 2012, 10:16 AM

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QUOTE(ronnie @ Nov 23 2012, 01:49 PM)
But Citibank's forex rate + admin fee is rather high  blink.gif  blush.gif
*
which card to good to use in overseas?
TSHuman Nature
post Nov 24 2012, 12:52 PM

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QUOTE(sangaran @ Nov 24 2012, 10:16 AM)
which card to good to use in overseas?
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maybank visa/mc
refer to the pinned foreign rate thread
SUSDavid83
post Nov 24 2012, 12:55 PM

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Maybank has one of the lowest fee for foreign exchange transaction with credit card.
jjsia
post Nov 24 2012, 02:00 PM

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Anyone manage to receive the 50 percent rebate for online purchases for first time usage?
LeonTan
post Nov 24 2012, 03:34 PM

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I tried to apply for citibank cc few months ago but rejected sad.gif
maybe I dont have epf at that time and doesnt delacre income tax sad.gif

I wonder can I get CC pledged with citibank fixed deposit? blush.gif
ronnie
post Nov 25 2012, 01:11 AM

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QUOTE(jjsia @ Nov 24 2012, 02:00 PM)
Anyone manage to receive the 50 percent rebate for online purchases for first time usage?
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Me... reported in previous thread version 1
jjsia
post Nov 25 2012, 02:41 AM

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QUOTE(ronnie @ Nov 25 2012, 01:11 AM)
Me... reported in previous thread version 1
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What type of online transaction did u swiped for? anyone tried subscription fees b4 ? I thought I rmb u swiped for Ikea gift card? hmm.gif
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post Nov 25 2012, 08:09 AM

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QUOTE(jjsia @ Nov 25 2012, 02:41 AM)
What type of online transaction did u swiped for? anyone tried subscription fees b4 ? I thought I rmb u swiped for Ikea gift card? hmm.gif
*
Sorry I mis-read your original question.
My friend did a swipe on Lazada shopping portal but not yet receive the actual 50% rebate.
jjsia
post Nov 25 2012, 06:21 PM

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QUOTE(ronnie @ Nov 25 2012, 08:09 AM)
Sorry I mis-read your original question.
My friend did a swipe on Lazada shopping portal but not yet receive the actual 50% rebate.
*
when did he/she swipe? (Has he/she received his/her 3rd statement?)
WhitE LighteR
post Nov 26 2012, 01:40 PM

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Citibank Christmas Campaign...

http://www.citibank.com.my/english/promo/x...dGetXmas_161112
selinix
post Nov 27 2012, 12:57 AM

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Just wondering when will citibank rebate the RM250 / 50% off the first transaction of the CC?
ronnie
post Nov 27 2012, 07:36 AM

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QUOTE(selinix @ Nov 27 2012, 12:57 AM)
Just wondering when will citibank rebate the RM250 / 50% off the first transaction of the CC?
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Usually given on the 3rd statement
selinix
post Nov 27 2012, 09:48 AM

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QUOTE(ronnie @ Nov 27 2012, 07:36 AM)
Usually given on the 3rd statement
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Thanks.. gave a call to customer service and the english proficiency is horrible rclxub.gif
sctong147
post Nov 27 2012, 05:53 PM

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hi all, if I use the Citibank credit card to buy PayPal credit for the FIRST SWIPE, do I entitle to get the 50% rebate or it must be done in other way?
shadow_walker
post Nov 28 2012, 11:38 AM

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Morning sifus...i got a call from citibank offering a citibank gold..atm im using clear card(yuppies lifestyle)...they are offering gold n shell one as well...is it a good deal? aceli im contented already with clear card..any advice for siudai?tq
celaw
post Nov 28 2012, 12:15 PM

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QUOTE(sctong147 @ Nov 27 2012, 06:53 PM)
hi all, if I use the Citibank credit card to buy PayPal credit for the FIRST SWIPE, do I entitle to get the 50% rebate or it must be done in other way?
*
Can "buy" PayPal credit? I thought must have transactions through PayPal only can go through?
TSHuman Nature
post Nov 28 2012, 01:38 PM

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QUOTE(shadow_walker @ Nov 28 2012, 11:38 AM)
Morning sifus...i got a call from citibank offering a citibank gold..atm im using clear card(yuppies lifestyle)...they are offering gold n shell one as well...is it a good deal? aceli im contented already with clear card..any advice for siudai?tq
*
Would you get any benefits when you use the cards? These are the questions that will help you to decide.
nothingz
post Nov 28 2012, 01:53 PM

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QUOTE(shadow_walker @ Nov 28 2012, 11:38 AM)
Morning sifus...i got a call from citibank offering a citibank gold..atm im using clear card(yuppies lifestyle)...they are offering gold n shell one as well...is it a good deal? aceli im contented already with clear card..any advice for siudai?tq
*
When i applied my Clear card recently, the officer also offered me another gold card because it carries other benefits, then i said i dont want since i need to pay more gst and my wallet has no space to put it. Her advice for me is buy a bigger wallet
TSHuman Nature
post Nov 28 2012, 02:30 PM

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QUOTE(nothingz @ Nov 28 2012, 01:53 PM)
When i applied my Clear card recently, the officer also offered me another gold card because it carries other benefits, then i said i dont want since i need to pay more gst and my wallet has no space to put it. Her advice for me is buy a bigger wallet
*
haha, tell her to give you a bigger wallet as free gift biggrin.gif
nothingz
post Nov 28 2012, 05:40 PM

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QUOTE(Human Nature @ Nov 28 2012, 02:30 PM)
haha, tell her to give you a bigger wallet as free gift  biggrin.gif
*
Hahaha, day dreaming.

Anyway, their processing speed is fast. Approved 2 days after documents submission, reach my house the next week.

They are really aggressive in credit card business
13aby
post Nov 28 2012, 09:57 PM

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i am applying the new air asia gold visa , the agent tell me that i can use 1 month pay slip with my offer letter to apply cox i just started work...the agent jus wan me to apply or really can success get the card...jus wan confirm cox the agent say i can get it ...
Icehart
post Nov 30 2012, 08:34 PM

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QUOTE(13aby @ Nov 28 2012, 09:57 PM)
i am applying the new air asia gold visa , the agent tell me that i can use 1 month pay slip with my offer letter to apply cox i just started work...the agent jus wan me to apply or really can success get the card...jus wan confirm cox the agent say i can get it ...
*
Government job?
If private sector minimum also need one year hmm.gif
Because my gf applied and got rejected (more than 6 months working period).
Vemicelli
post Nov 30 2012, 08:41 PM

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www,citibank.com.my/samsung
Win 500 Samsungs


Alvin89
post Dec 1 2012, 08:12 AM

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QUOTE(Icehart @ Nov 30 2012, 08:34 PM)
Government job?
If private sector minimum also need one year  hmm.gif
Because my gf applied and got rejected (more than 6 months working period).
*
fyi, citibank criteria to approve a fresh grad or ccris not more than a year customer.

- have to work in MNC/Listed & goverment sector.
- atleast have 2 month payslip with offer letter already.

for those not company not listed above and dont have any ccris more than a yr, u can stop trying to apply citibank card.
get other bank card/loan 1st for a yr or change job to mnc/listed lol.
cheers!
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QUOTE(Alvin89 @ Dec 1 2012, 08:12 AM)
fyi, citibank criteria to approve a fresh grad or ccris not more than a year customer.

- have to work  in MNC/Listed & goverment sector.
- atleast have 2 month payslip with offer letter already.

for those not company not listed above and dont have any ccris more than a yr, u can stop trying to apply citibank card.
get other bank card/loan 1st for a yr or change job to mnc/listed lol.
cheers!
*
ocbc considered mnc?
Alvin89
post Dec 2 2012, 11:25 AM

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QUOTE(Icehart @ Dec 1 2012, 09:21 PM)
ocbc considered mnc?
*
Yup. All banks is listed in malaysia
dig_dug
post Dec 2 2012, 11:06 PM

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just apply n get my card b4 december but didnt get free luggage....
fly126
post Dec 2 2012, 11:51 PM

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QUOTE(dig_dug @ Dec 2 2012, 11:06 PM)
just apply n get my card b4 december but didnt get free luggage....
*
The luggage (bag) will sent to You by Courier Service within a month after You received the Card.... nod.gif

dig_dug
post Dec 2 2012, 11:56 PM

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oh really? i tot no free luggage because the officer in charge said only for air asia CC... but citibank website write all CC application...

btw how to check the due date and statement date for my citibank CC via online??
fly126
post Dec 3 2012, 12:25 AM

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QUOTE(dig_dug @ Dec 2 2012, 11:56 PM)
oh really? i tot no free luggage because the officer in charge said only for air asia CC... but citibank website write all CC application...

btw how to check the due date and statement date for my citibank CC via online??
*
Did You Sign up Citibank Online Banking Service already...???
They will sent e-statement via e-mail or thru Mobile Phone to U for Balance Checking & Make sure You have Update your latest HP no. & e-mail with them.... smile.gif
If not yet... Sign up (register) Online Banking now...You can Check Your Account (e-statement) anytime, anywhere... thumbup.gif

Further Details on Online Banking (e-statement):
http://www.citibank.com.my/english/citi-on...erCode=MYULBWU2

This post has been edited by fly126: Dec 3 2012, 01:21 AM
lemond
post Dec 3 2012, 11:56 AM

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eh,why i dint get the luggage beg?
TSHuman Nature
post Dec 3 2012, 01:23 PM

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QUOTE(lemond @ Dec 3 2012, 11:56 AM)
eh,why i dint get the luggage beg?
*
https://www.citibank.com.my/english/promo/a...ravelBag_011012

eligible?
lemond
post Dec 3 2012, 02:45 PM

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QUOTE(Human Nature @ Dec 3 2012, 01:23 PM)
I applied at the counter in sunway pyramid and before 30nov..so am i eligible?
fly126
post Dec 3 2012, 03:18 PM

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QUOTE(lemond @ Dec 3 2012, 02:45 PM)
I applied at the counter in sunway pyramid and before 30nov..so am i eligible?
*
Yes.... Watch Out for Courier Service & Wait for your Free Gift Coming Soon... tongue.gif

This post has been edited by fly126: Dec 3 2012, 03:45 PM
lemond
post Dec 3 2012, 04:23 PM

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QUOTE(fly126 @ Dec 3 2012, 03:18 PM)
Yes.... Watch Out for Courier Service & Wait for your Free Gift Coming Soon... tongue.gif
*
but they never said anything about the free gift..mine is choice card..eligible? shocking.gif
fly126
post Dec 3 2012, 04:35 PM

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QUOTE(lemond @ Dec 3 2012, 04:23 PM)
but they never said anything about the free gift..mine is choice card..eligible?  shocking.gif
*
YES to all Citibank Credit Card... nod.gif
I also didn't Notice that they got Free Bag for Me when I sign up Suprise that they sent it out for Me by Courier Service... laugh.gif

This post has been edited by fly126: Dec 3 2012, 04:38 PM
killer_pussylover
post Dec 3 2012, 04:50 PM

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Talking about efficiency... applied CITI PM today at the Curve to enjoy the $250 rebate . After applying, when to catch a movie. Even b4 the movie finished, they called to collect the card! Simply superb...!
afzareey
post Dec 3 2012, 05:50 PM

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the free give look like a bomb in a box for me..really surprising me when its arrive at my office sweat.gif

anyway just want to ask..can we or how we can get free annual fee?
even for the second years.. hmm.gif
lemond
post Dec 3 2012, 05:54 PM

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QUOTE(fly126 @ Dec 3 2012, 04:35 PM)
YES to all Citibank Credit Card... nod.gif
I also didn't Notice that they got Free Bag for Me when I sign up Suprise that they sent it out for Me by Courier  Service... laugh.gif
*
how long it takes for them to send the free gift drool.gif
fly126
post Dec 3 2012, 07:52 PM

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QUOTE(afzareey @ Dec 3 2012, 05:50 PM)
the free give look like a bomb in a box for me..really surprising me when its arrive at my office  sweat.gif

anyway just want to ask..can we or how we can get free annual fee?
even for the second years.. hmm.gif
*
Call Citibank customer service 2 Weeks before Your's Card Annual ask them Waive/ offset the Annual Fee for You... smile.gif
they just Waive it for me on Nov.... brows.gif


Added on December 3, 2012, 7:57 pm
QUOTE(lemond @ Dec 3 2012, 05:54 PM)
how long it takes for them to send the free gift drool.gif
*
About 1 month, after get your card... smile.gif
If Not call Citibank CS to check with them... rolleyes.gif

This post has been edited by fly126: Dec 3 2012, 08:02 PM
dig_dug
post Dec 3 2012, 09:48 PM

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QUOTE(fly126 @ Dec 3 2012, 12:25 AM)
Did You Sign up Citibank Online Banking Service already...???
They will  sent e-statement via e-mail or thru Mobile Phone to U for Balance Checking & Make sure You have Update your latest HP no. & e-mail with them....  smile.gif
If not yet... Sign up (register) Online Banking now...You can Check Your Account  (e-statement) anytime, anywhere... thumbup.gif 

Further Details on Online Banking (e-statement):
http://www.citibank.com.my/english/citi-on...erCode=MYULBWU2
*
I already done the online banking service and saw they charge me the goverment tax rm50...
but i dont c any due date or statement date....

mind to explain due date n statement date?? thanks smile.gif
TSHuman Nature
post Dec 3 2012, 10:03 PM

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QUOTE(dig_dug @ Dec 3 2012, 09:48 PM)
I already done the online banking service and saw they charge me the goverment tax rm50...
but i dont c any due date or statement date....

mind to explain due date n statement date?? thanks smile.gif
*
you should be able to view the dates from your citibank online banking system, click your card..but if it is not viewable yet, you may call CS to ask when is your statement date and due date..or ask through the messaging system.
nothingz
post Dec 3 2012, 10:14 PM

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in order to get the luggage bag, you must first swipe RM500 with your citibank cc as per the t & c
dig_dug
post Dec 3 2012, 10:50 PM

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QUOTE(nothingz @ Dec 3 2012, 10:14 PM)
in order to get the luggage bag, you must first swipe RM500 with your citibank cc as per the t & c
*
mean apply the card and swipe rm500 b4 nov30 only can get free luggage?
CP88
post Dec 4 2012, 12:39 AM

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Delete.

This post has been edited by CP88: Dec 4 2012, 12:57 AM
fly126
post Dec 4 2012, 01:30 AM

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QUOTE(dig_dug @ Dec 3 2012, 10:50 PM)
mean apply the card and swipe rm500 b4 nov30 only can get free luggage?
*
NO... sweat.gif

(pick-up from Terms & conditions of Free Gift at Citibank Website:)

8.The Applicants (“Successful Applicants”) are those who

a.Have their Citibank Credit Card applications successfully approved on or before 30 November 2012.

b.Use each of their Citibank Credit Cards for a minimum of 3 (three) times within 60 days from the card approval date.

c.Make transactions amounting or totaling a minimum of Ringgit Malaysia 500 with their Citibank Credit Cards within 60 days from the card approval date

9.All Successful Applicants will receive Ringgit Malaysia 50 Cash Back. The Cash Back will be credited into the Successful Applicant’s Citibank credit card account on the second statement date.

10.In addition, all Successful Applicants will also receive 1 (one) of the following as a reward:
a.20 inch Condotti trolley bag

11.Over and above the clauses above, applicants whose Citibank Credit Card applications are successfully approved will enjoy a one (1) year annual fee waiver, provided the approved Citibank Credit Card is used for a minimum of three (3) times within sixty (60) days from approval date.

This post has been edited by fly126: Dec 4 2012, 02:24 AM
13aby
post Dec 4 2012, 08:03 PM

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QUOTE(dig_dug @ Dec 2 2012, 11:06 PM)
just apply n get my card b4 december but didnt get free luggage....
*
the agent told me..need to spent min RM500 within 60days to get the luggage
LonelyGreggy
post Dec 7 2012, 03:02 PM

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In fact, i think Citibank is quite misleading in their t & c. I am tried to apply for PM card, and after wait for 3 weeks, today they only give me a call, informed me that my basic is not touch 5k, though my gross and nett is more than the requirement. Instead, they offered me the AA Plat. I was kinda disappointed for their slow service as an American bank, as well as unable to issue me a PM card due to my basic not touches 5k. Most of the banks nowadays also looking at gross, instead of basic. If not because of the 50% discount in 1st purchase, I think I will not proceed to take that AA card, as I dun see much privilege in AA Plat......
WhitE LighteR
post Dec 7 2012, 07:42 PM

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Well Citibank has always been strict on their requirements. Dont expect them to change anytime soon...
fly126
post Dec 7 2012, 08:00 PM

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QUOTE(LonelyGreggy @ Dec 7 2012, 03:02 PM)
In fact, i think Citibank is quite misleading in their t & c. I am tried to apply for PM card, and after wait for 3 weeks, today they only give me a call, informed me that my basic is not touch 5k, though my gross and nett is more than the requirement. Instead, they offered me the AA Plat. I was kinda disappointed for their slow service as an American bank, as well as unable to issue me a PM card due to my basic not touches 5k. Most of the banks nowadays also looking at gross, instead of basic. If not because of the 50% discount in 1st purchase, I think I will not proceed to take that AA card, as I dun see much privilege in AA Plat......
*
Totally Agree with bro White Lighter here, they Usually Stangy-Strict with people who 1st time app. Credit Card... sweat.gif
I also Tried it for 3x times baru got the card from Citibank... blink.gif
is it 1st app for You...???

This post has been edited by fly126: Dec 7 2012, 11:59 PM
hye
post Dec 7 2012, 11:38 PM

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I don't see the need to get upset over a piece of plastic. Equally, I don't see the need to throw sarcasm at the bank using profanities.

I have gotten upset at Citibank before and without the use of any profanities, I received a personal call from their head and an agreement to reprimand a staff regarding a serious misconduct.

If anyone can match my achievement using any form/degree of profanities thrown to the bank - please let me know and I'll buy the fella a cup of coffee.

This post has been edited by hye: Dec 7 2012, 11:38 PM
LonelyGreggy
post Dec 8 2012, 03:05 AM

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QUOTE(fly126 @ Dec 7 2012, 08:00 PM)
Totally Agree with bro White Lighter here, they Usually Stangy-Strict with people who 1st time app. Credit Card... sweat.gif
I also Tried it for 3x times baru got the card from Citibank... blink.gif 
is it 1st app for You...???
*
Actually this is not the 1st credit card for me. In fact, for the past, HSBC & SCB are pretty generous to me assigning the credit limit to me, though I want to have something different on credit cards, so I opted for Citibank PM, which is differs against other ordinary cards. However, it is cool for me if they offered me Air Asia Plat, which I think it is not so useful to me. I will not upset for it, take it and swipe for 50% rebate for 1st purchase, and half year later, i will cut the card with Citibank, since this card is not what I aimed for......There are so many banks in Malaysia, and there is no need for us to upset just for a bank......Hopefully there is no offend to any one here.....just a kind of thought from a small potato like me....Lols.....
goliath
post Dec 9 2012, 03:33 PM

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Anybody managed to get the 10% rebate for online bill payment from previous promotion?
sushi7
post Dec 9 2012, 05:34 PM

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My Credit Card has been approved on 13 Nov 2012. So within 60 days, i use the card for at least 3 times with total transaction more than RM500. I will be eligible for 1) 50% on 1st transaction (capped RM250); 2) Free Luggage bag; 3) RM50 Cash Back. Can anyone confirm this?
Prophunter
post Dec 9 2012, 06:16 PM

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QUOTE(hye @ Dec 7 2012, 11:38 PM)
I don't see the need to get upset over a piece of plastic. Equally, I don't see the need to throw sarcasm at the bank using profanities.

I have gotten upset at Citibank before and without the use of any profanities, I received a personal call from their head and an agreement to reprimand a staff regarding a serious misconduct.

If anyone can match my achievement using any form/degree of profanities thrown to the bank - please let me know and I'll buy the fella a cup of coffee.
*
Malaysians are getting more kiasu each day. Getting upset because of CC rejection etc etc.

Look at the warehouse and bulk sales, people will line up like crazy to save a few bucks? What have we become?
celaw
post Dec 9 2012, 06:38 PM

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QUOTE(Prophunter @ Dec 9 2012, 07:16 PM)
Malaysians are getting more kiasu each day. Getting upset because of CC rejection etc etc.

Look at the warehouse and bulk sales, people will line up like crazy to save a few bucks? What have we become?
*
One of the reason is our spending power had decreased.
Prophunter
post Dec 9 2012, 08:03 PM

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QUOTE(celaw @ Dec 9 2012, 06:38 PM)
One of the reason is our spending power had decreased.
*
Dont quite agree on that. There are options instead of wearing RM299 shoes or you can choose RM59 bata shoes. There are a lot of ways to save, ie quit smoking, quit spending on expensive handphones but we are not willing to make that sacrifice.

My 2c
TSHuman Nature
post Dec 9 2012, 11:35 PM

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QUOTE(Prophunter @ Dec 9 2012, 06:16 PM)
Malaysians are getting more kiasu each day. Getting upset because of CC rejection etc etc.

Look at the warehouse and bulk sales, people will line up like crazy to save a few bucks? What have we become?
*
Why even bother lurking at this section then? Same tone from the OCBC thread. From your previous posts, you are also into cashbacks and free gifts, so let's not judge others smile.gif

This post has been edited by Human Nature: Dec 9 2012, 11:37 PM
fly126
post Dec 10 2012, 12:10 AM

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QUOTE(sushi7 @ Dec 9 2012, 05:34 PM)
My Credit Card has been approved on 13 Nov 2012. So within 60 days, i use the card for at least 3 times with total transaction more than RM500. I will be eligible for 1) 50% on 1st transaction (capped RM250); 2) Free Luggage bag; 3) RM50 Cash Back. Can anyone confirm this?
*
No... I Think you can have the FREE Travel Bag only (because Your Card Approved on Nov.) but Yes to $50 Cash Back blink.gif
The Cash Rebate
10. Subject to these Terms and Conditions, an Applicant:
a) whose Citibank Credit Card application is submitted now or before 31st December 2012 and successfully approved on or before 31st January 2013; &
b) who, within 30 days after such approval date (“Qualifying Period”) makes the first retail transaction using his/her successfully approved Citibank Credit Card, will receive a 50% Cash Rebate for the first retail transaction. However, the 50% Cash Rebate will only be rewarded to a maximum of RM250 amount spent on the first retail transaction.


Added on December 10, 2012, 12:24 am
QUOTE(LonelyGreggy @ Dec 8 2012, 03:05 AM)
Actually this is not the 1st credit card for me. In fact, for the past, HSBC & SCB are pretty generous to me assigning the credit limit to me, though I want to have something different on credit cards, so I opted for Citibank PM, which is differs against other ordinary cards. However, it is cool for me if they offered me Air Asia Plat, which I think it is not so useful to me. I will not upset for it, take it and swipe for 50% rebate for 1st purchase, and half year later, i will cut the card with Citibank, since this card is not what I aimed for......There are so many banks in Malaysia, and there is no need for us to upset just for a bank......Hopefully there is no offend to any one here.....just a kind of thought from a small potato like me....Lols.....
*
What can I said...Different Bank, Difference Procedure (Style) sweat.gif

This post has been edited by fly126: Dec 10 2012, 01:08 AM
Alvin89
post Dec 10 2012, 11:40 AM

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QUOTE(LonelyGreggy @ Dec 8 2012, 03:05 AM)
Actually this is not the 1st credit card for me. In fact, for the past, HSBC & SCB are pretty generous to me assigning the credit limit to me, though I want to have something different on credit cards, so I opted for Citibank PM, which is differs against other ordinary cards. However, it is cool for me if they offered me Air Asia Plat, which I think it is not so useful to me. I will not upset for it, take it and swipe for 50% rebate for 1st purchase, and half year later, i will cut the card with Citibank, since this card is not what I aimed for......There are so many banks in Malaysia, and there is no need for us to upset just for a bank......Hopefully there is no offend to any one here.....just a kind of thought from a small potato like me....Lols.....
*
Now all bank look at ur salary and epf statement. Or strong business statement. Ur past for all the high limit from other bank is past. Now eith new bnm ruling everything is based on ur salary and DSR(debt service ratio) even u got 10k income and qualify to apply platinum but when bank check ur record they can still offer u lower card type because the bank cant offer u the limit required for platinum.
Explorer II
post Dec 10 2012, 12:03 PM

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QUOTE(Alvin89 @ Dec 10 2012, 11:40 AM)
Now all bank look at ur salary and epf statement. Or strong business statement. Ur past for all the high limit from other bank is past. Now eith new bnm ruling everything is based on ur salary and DSR(debt service ratio) even u got 10k income and qualify to apply platinum but when bank check ur record they can still offer u lower card type because the bank cant offer u the limit required for platinum.
*
I believe the BNM ruling and the RM36k income threshold are basically to determine whether your income falls below or exceeds the threshold, and if it falls below the RM36k threshold, you'll be governed by the said ruling.

Beyond the annual income of RM36k, the banks still have the discretion to grant you any card type and any limit they are comfortable with based on the banks' own credit assessment of your financials.

This post has been edited by Explorer II: Dec 10 2012, 05:31 PM
Alvin89
post Dec 10 2012, 12:09 PM

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QUOTE(Explorer II @ Dec 10 2012, 12:03 PM)
I believe the BNM ruling and the RM36k income threshold are basically to determine whether your income falls below or exceeds the threshold, and if it falls below the RM36k threshold, you'll be governed by the said ruling.

Beyond the annual income of RM36k, I believe the banks still have the discretion to grant you any card type and any limit they are comfortable with based on the banks' own credit assessment of your financials.
*
True.all based on personal credit record. So for those who boost around with high income but why got rejected or offered lower limit/card type, check ur own record bfor u complain anywhere. And fyi. Hsbc nowadays is more stingy for approving high limit. smile.gif
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post Dec 10 2012, 05:11 PM

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Good Point of View, I Agreed with Both (all) of You... nod.gif thumbup.gif

This post has been edited by fly126: Dec 10 2012, 05:26 PM
Prophunter
post Dec 10 2012, 05:57 PM

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QUOTE(Human Nature @ Dec 9 2012, 11:35 PM)
Why even bother lurking at this section then? Same tone from the OCBC thread. From your previous posts, you are also into cashbacks and free gifts, so let's not judge others  smile.gif
*
So I cant voice out my opinion? I do into cashback and stuff but not into extend of being down or depressed because I dont get 5% cashback or the merchant doesnt accept Amex, or they wrongly credited my 5% cashback.

The points is do you want others to feel down because their CC got rejected? Move on
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post Dec 10 2012, 06:04 PM

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QUOTE(Prophunter @ Dec 10 2012, 05:57 PM)
So I cant voice out my opinion? I do into cashback and stuff but not into extend of being down or depressed because I dont get 5% cashback or the merchant doesnt accept Amex, or they wrongly credited my 5% cashback.

The points is do you want others to feel down because their CC got rejected? Move on
*
Read your statements again. Anyway, I have made my point.
Prophunter
post Dec 10 2012, 06:36 PM

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QUOTE(Human Nature @ Dec 10 2012, 06:04 PM)
Read your statements again. Anyway, I have made my point.
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Me too
celaw
post Dec 10 2012, 06:45 PM

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QUOTE(Human Nature @ Dec 10 2012, 07:04 PM)
Read your statements again. Anyway, I have made my point.
*
+1:)

QUOTE(Prophunter @ Dec 9 2012, 07:16 PM)
Look at the warehouse and bulk sales, people will line up like crazy to save a few bucks? What have we become?
*
This post has been edited by celaw: Dec 10 2012, 06:46 PM
Explorer II
post Dec 10 2012, 08:02 PM

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QUOTE(celaw @ Dec 10 2012, 06:45 PM)
+1:)
*
+1 smile.gif
jayro_88
post Dec 12 2012, 07:50 PM

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I applied for Clear Card yesterday at Sunway Pyramid. Today got call from them said to collect the card from them there. So fast got the card.


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post Dec 12 2012, 07:55 PM

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Anybody here already earned their 30% cashback for the third period of 27-Oct to 2-Nov?
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post Dec 12 2012, 09:09 PM

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QUOTE(jayro_88 @ Dec 12 2012, 07:50 PM)
I applied for Clear Card yesterday at Sunway Pyramid. Today got call from them said to collect the card from them there. So fast got the card.
*
Are there any on going promotions beside the first swipe @ 50% capped at RM 250?
jayro_88
post Dec 12 2012, 10:28 PM

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QUOTE(tifosi @ Dec 12 2012, 09:09 PM)
Are there any on going promotions beside the first swipe @ 50% capped at RM 250?
*
As far as I know, that's the current promotions available. I think others are like buy 1 free 1 for tickets and coffe bean.
I think you can find all the promotions on the first page smile.gif
TSHuman Nature
post Dec 12 2012, 11:43 PM

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I think better go to Citibank page to check the latest promos. I dont update the first page as frequent.
WhitE LighteR
post Dec 14 2012, 01:25 AM

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Pity my Citibank card. I really rarely use them now days. Their reward programs r just not good enough.
dopp
post Dec 14 2012, 11:28 AM

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I just won citibank contest..instead of 55" tv, they give me a 46"...zzzzzzzzz
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post Dec 14 2012, 11:29 AM

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QUOTE(dopp @ Dec 14 2012, 11:28 AM)
I just won citibank contest..instead of 55" tv, they give me a 46"...zzzzzzzzz
*
Wah, like that also can ar... 46" LED 3D?

Congrats anyway Bro.
dopp
post Dec 14 2012, 11:43 AM

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she told me the 55" is not smart tv, the 46" is.. but website said is 55" LED smart tv.

Last time , there also such contest, i was shortlisted and they called and ask me a damn simple question like how much u need to charge your card for 1 entry or something like that.. LOL
i answered wrong, the fella on the phone stunt..

thank god, this time use sms to reply... luckily i was infront of pc
when they asked me the question
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post Dec 14 2012, 01:48 PM

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QUOTE(dopp @ Dec 14 2012, 11:43 AM)
she told me the 55" is not smart tv, the 46" is.. but website said is 55" LED smart tv.

Last time , there also such contest, i was shortlisted and they called and ask me a damn simple question like how much u need to charge your card for 1 entry or something like that.. LOL
i answered wrong, the fella on the phone stunt..

thank god, this time use sms to reply... luckily i was infront of pc
when they asked me the question
*
What contest was this ? The Christmas Samsung Giveaway ?
dopp
post Dec 14 2012, 01:54 PM

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Yup

QUOTE(ronnie @ Dec 14 2012, 01:48 PM)
What contest was this ? The Christmas Samsung Giveaway ?
*
leo_gaga
post Dec 14 2012, 09:36 PM

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QUOTE(dopp @ Dec 14 2012, 01:54 PM)
Yup
*
wa, congrates ~ rclxms.gif

azharsdin
post Dec 14 2012, 11:32 PM

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anybody heard about the new citibank balance transfer for new cards? just applied for citibank today at sunway pyramid and just trying to find it in the website for more info.
fly126
post Dec 14 2012, 11:44 PM

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QUOTE(azharsdin @ Dec 14 2012, 11:32 PM)
anybody heard about the new citibank balance transfer for new cards? just applied for citibank today at sunway pyramid and just trying to find it in the website for more info.
*
Balance Transfer Details:
http://www.citibank.com.my/english/existin...erCode=MYCCBUL2
azharsdin
post Dec 15 2012, 12:00 AM

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QUOTE(fly126 @ Dec 14 2012, 11:44 PM)
yup... saw this page. but its not really the same rates as i saw at the booth. much lower rates for 12 month... something like 0.99%.. haih.. should have took picture of the table.. sad.gif

fly126
post Dec 15 2012, 12:27 AM

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QUOTE(azharsdin @ Dec 15 2012, 12:00 AM)
yup... saw this page. but its not really the same rates as i saw at the booth. much lower rates for 12 month... something like 0.99%.. haih.. should have took picture of the table.. sad.gif
*
Maybe Special Rate for NEWly-approved Citibank Cardmember.... smile.gif
azharsdin
post Dec 15 2012, 12:30 AM

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QUOTE(fly126 @ Dec 15 2012, 12:27 AM)
Maybe Special Rate for NEWly-approved Citibank Cardmember.... smile.gif
*
Yup, thats what the agent said. But just trying my luck if i can find it on the website.

TSHuman Nature
post Dec 15 2012, 12:38 AM

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QUOTE(dopp @ Dec 14 2012, 11:43 AM)
she told me the 55" is not smart tv, the 46" is.. but website said is 55" LED smart tv.

Last time , there also such contest, i was shortlisted and they called and ask me a damn simple question like how much u need to charge your card for 1 entry or something like that.. LOL
i answered wrong, the fella on the phone stunt..

thank god, this time use sms to reply... luckily i was infront of pc
when they asked me the question
*
if you have black and white that the prize is 55", then you should highlight this matter. 55" and 46" makes alot of difference (in pricing too). if they only have the smart tv in 46", then ask for a compensation...maybe can get dvd player of home theater system, who knows


Added on December 15, 2012, 12:38 amforget to congratulate you lol.

This post has been edited by Human Nature: Dec 15 2012, 12:38 AM
WhitE LighteR
post Dec 15 2012, 01:57 AM

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QUOTE(dopp @ Dec 14 2012, 11:28 AM)
I just won citibank contest..instead of 55" tv, they give me a 46"...zzzzzzzzz
*
thumbup.gif congratulation...
dreamerf_14
post Dec 15 2012, 02:13 AM

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just received my trolley bag. it is not POLO brand anyways, cannot recall what brand but it starts with the letter "C".
TSHuman Nature
post Dec 15 2012, 02:55 AM

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QUOTE(dreamerf_14 @ Dec 15 2012, 02:13 AM)
just received my trolley bag. it is not POLO brand anyways, cannot recall what brand but it starts with the letter "C".
*
camel ? laugh.gif

congrats
ronnie
post Dec 15 2012, 02:57 AM

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QUOTE(dreamerf_14 @ Dec 15 2012, 02:13 AM)
just received my trolley bag. it is not POLO brand anyways, cannot recall what brand but it starts with the letter "C".
*
Condotti, right ?
dreamerf_14
post Dec 15 2012, 03:01 AM

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QUOTE(Human Nature @ Dec 15 2012, 02:55 AM)
camel ?   laugh.gif

congrats
*
my jeans are camel tongue.gif LOL


Added on December 15, 2012, 3:02 am
QUOTE(ronnie @ Dec 15 2012, 02:57 AM)
Condotti, right ?
*
Yes thats it! Condotti. my sis was like "What cheapskate brand is that?" I was like doh.gif
anyways, the design is quite nice

This post has been edited by dreamerf_14: Dec 15 2012, 03:02 AM
zie86
post Dec 17 2012, 01:12 AM

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QUOTE(killer_pussylover @ Dec 3 2012, 04:50 PM)
Talking about efficiency... applied CITI PM today at the Curve to enjoy the $250 rebate  . After applying, when to catch a movie. Even b4 the movie finished, they called to collect the card! Simply superb...!
*
Guys, any idea how long it takes to get rm250 rebate. I got my first statement but still not yet get the 250 cashback.

Not even the 5% rebate for petrol as per promised, GG..


fly126
post Dec 17 2012, 02:40 AM

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QUOTE(zie86 @ Dec 17 2012, 01:12 AM)
Guys, any idea how long it takes to get rm250 rebate. I got my first statement but still not yet get the 250 cashback.

Not even the 5% rebate for petrol as per promised, GG..
*
Usually on the 3rd Statement... smile.gif
owenwong84
post Dec 17 2012, 02:15 PM

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Guys, the 1st purchase RM250 rebate

If the 1st purchase i swipe RM100, then i have RM50 rebates. The remaining RM200 i cannot entitle becoz 2nd swipe not apply right?
ronnie
post Dec 17 2012, 02:53 PM

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QUOTE(owenwong84 @ Dec 17 2012, 02:15 PM)
Guys, the 1st purchase RM250 rebate

If the 1st purchase i swipe RM100, then i have RM50 rebates. The remaining RM200 i cannot entitle becoz 2nd swipe not apply right?
*
You are right !!! So make sure your FIRST SWIPE is at RM500.
MGM
post Dec 17 2012, 03:23 PM

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QUOTE(MGM @ Dec 12 2012, 07:55 PM)
Anybody here already earned their 30% cashback for the third period of 27-Oct to 2-Nov?
*
Anyone??? from 27-oct onwards?
owenwong84
post Dec 17 2012, 03:46 PM

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QUOTE(ronnie @ Dec 17 2012, 02:53 PM)
You are right !!! So make sure your FIRST SWIPE is at RM500.
*
Can it be anything? online book airasia can?

This post has been edited by owenwong84: Dec 17 2012, 03:47 PM
azharsdin
post Dec 17 2012, 04:13 PM

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anybody know to check if your application status?
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post Dec 17 2012, 04:13 PM

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QUOTE(owenwong84 @ Dec 17 2012, 03:46 PM)
Can it be anything? online book airasia can?
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Unknown.... to be confirmed....
owenwong84
post Dec 17 2012, 04:16 PM

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Heart shatter...
RM250 only applies to applicant at KL selected mall only.

Mine apply at Melaka. Funny is the trolley bag still have. I applied on 15/12
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post Dec 17 2012, 04:21 PM

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QUOTE(WhitE LighteR @ Dec 14 2012, 01:25 AM)
Pity my Citibank card. I really rarely use them now days. Their reward programs r just not good enough.
*
i use it for the Cash Back. for my clear card, i guess i will be using it for GSC & coffee bean only
fly126
post Dec 17 2012, 04:23 PM

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QUOTE(azharsdin @ Dec 17 2012, 04:13 PM)
anybody know to check if your application status?
*
Should you have any enquiries/feedback, you may contact Cititbank at:

03-2383 0000 (KL)
04-296 0000 (Penang)
07-268 0000 (JB)
09-509 0000 (Kuantan)
06-852 0000 (Melaka)
1800-82-1010 (Sabah & Sarawak)

CitiPhone Self-service Phone Banking


WhitE LighteR
post Dec 17 2012, 06:11 PM

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QUOTE(Frostlord @ Dec 17 2012, 04:21 PM)
i use it for the Cash Back. for my clear card, i guess i will be using it for GSC & coffee bean only
*
But dont u think Citibank cashback is horrible? Groceries & Phone Bill 2%, Petrol 5% but limited to RM30 oni...

Clear card also useless for me, GSC is on Friday and not Saturday anymore. And its must be over the counter purchase. And i dont drink expensive coffee...

They pre-approved both card for me once and i rejected it.

So now i only use for movies (rm10 promo/ticket) which is going to end this month and the shops offer (mostly women item)

The offer by shop thing slowly slowly i notice kena take over by SC, UOB and HLB already...

This post has been edited by WhitE LighteR: Dec 17 2012, 06:12 PM
zie86
post Dec 17 2012, 08:39 PM

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QUOTE(WhitE LighteR @ Dec 17 2012, 06:11 PM)
But dont u think Citibank cashback is horrible? Groceries & Phone Bill 2%, Petrol 5% but limited to RM30 oni...

Clear card also useless for me, GSC is on Friday and not Saturday anymore. And its must be over the counter purchase. And i dont drink expensive coffee...

They pre-approved both card for me once and i rejected it.

So now i only use for movies (rm10 promo/ticket) which is going to end this month and the shops offer (mostly women item)

The offer by shop thing slowly slowly i notice kena take over by SC, UOB and HLB already...
*
For 5% petrol cash back will get on same month or the following next statement?
azharsdin
post Dec 17 2012, 08:46 PM

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QUOTE(fly126 @ Dec 17 2012, 04:23 PM)
Should you have any enquiries/feedback, you may contact Cititbank at:

03-2383 0000 (KL)
04-296 0000 (Penang)
07-268 0000 (JB)
09-509 0000 (Kuantan)
06-852 0000 (Melaka)
1800-82-1010 (Sabah & Sarawak)

CitiPhone Self-service Phone Banking
*
Any online check?

WhitE LighteR
post Dec 18 2012, 12:02 AM

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QUOTE(zie86 @ Dec 17 2012, 08:39 PM)
For 5% petrol cash back will get on same month or the following next statement?
*
u asking about citibank cash back? i duno wor. I dont own a citibank cash back card. sorry...
Gen-X
post Dec 18 2012, 12:07 AM

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QUOTE(zie86 @ Dec 17 2012, 08:39 PM)
For 5% petrol cash back will get on same month or the following next statement?
*
can be neither because Citibank Cash Back is only credited into the account once it touches RM50. And for petrol, there is a montly cap of RM30.
ronnie
post Dec 18 2012, 12:26 AM

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QUOTE(zie86 @ Dec 17 2012, 08:39 PM)
For 5% petrol cash back will get on same month or the following next statement?
*
All of Citibank Cash Back needs to be accummulated to RMxx before give back to cardmembers. It's not credited every month or after every statement date (like better cards in the market)
fly126
post Dec 18 2012, 12:31 AM

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QUOTE(azharsdin @ Dec 17 2012, 08:46 PM)
Any online check?
*
Err... I think No, if only Citibank sent you a e-mail to inform Your App. Status... blink.gif
EZ to check with Citi's Phone call their no & key-in Your Ic. no to check it, senang sahaja...tongue.gif


Added on December 18, 2012, 1:09 am
QUOTE(zie86 @ Dec 17 2012, 08:39 PM)
For 5% petrol cash back will get on same month or the following next statement?
*
All Cash back from Citibank Cash Back Platinum accumulation tied with $50 block... sweat.gif

i)Any cash rebate earned will be credited into the Cardmembers' account every month, as long as the Cardmember has accumulated the
equivalent of RM50 in cash rebates in that month.

ii)If the cash rebate is Less than RM50 for a particular month, the total cash rebate amount will be carried forward to the following month, and will be taken into account in determining the Cardmember's cash rebate entitlement for that
following month.

& This Was Different with UOB ONE card, the Cash back which is Credit Back to Account Every Month... brows.gif

This post has been edited by fly126: Dec 18 2012, 01:14 AM
codeiki
post Dec 18 2012, 06:23 AM

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QUOTE(dreamerf_14 @ Dec 15 2012, 02:13 AM)
just received my trolley bag. it is not POLO brand anyways, cannot recall what brand but it starts with the letter "C".
*
How you get the trolley bag? I just applied my card 2 weeks back. You called the cs or go to bank or how? Do you get both 50% rebate and trolley bag or either one?

This post has been edited by codeiki: Dec 18 2012, 09:34 AM
patdidi
post Dec 18 2012, 02:42 PM

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QUOTE(owenwong84 @ Dec 17 2012, 04:16 PM)
Heart shatter...
RM250 only applies to applicant at KL selected mall only.

Mine apply at Melaka. Funny is the trolley bag still have. I applied on 15/12
*
You applied on 15/12 and its already approved? Or how do u know that you will get the trolley bag? I sent my application via email last week and their reps. call me on thursday. She said it will need 2-3 weeks for approval. But I forgot to ask about the free trolley bag sad.gif
nothingz
post Dec 18 2012, 03:43 PM

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QUOTE(patdidi @ Dec 18 2012, 02:42 PM)
You applied on 15/12 and its already approved? Or how do u know that you will get the trolley bag? I sent my application via email last week and their reps. call me on thursday. She said it will need 2-3 weeks for approval. But I forgot to ask about the free trolley bag  sad.gif
*
Mine was approved 2 days after documents submission through email, 2 or 3 weeks should be maximum. If your aplication is successful, you will receive email from them that you have enrolled e-statement. Read t&c at their website to see whether you will get the trolley bag.
jayro_88
post Dec 18 2012, 04:37 PM

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Why does it take too much time. My card is already approved and were asked to collect it on last week Wednesday . But I don't have time to collect, so I asked them to post it instead. Until now not receive yet.
owenwong84
post Dec 18 2012, 05:00 PM

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QUOTE(patdidi @ Dec 18 2012, 02:42 PM)
You applied on 15/12 and its already approved? Or how do u know that you will get the trolley bag? I sent my application via email last week and their reps. call me on thursday. She said it will need 2-3 weeks for approval. But I forgot to ask about the free trolley bag  sad.gif
*
Still in process. The Sales Rep told me clear card can have trolley ... Swipe RM500
dreamerf_14
post Dec 18 2012, 11:17 PM

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QUOTE(codeiki @ Dec 18 2012, 06:23 AM)
How you get the trolley bag? I just applied my card 2 weeks back. You called the cs or go to bank or how? Do you get both 50% rebate and trolley bag or either one?
*
citibank posted it to my home address. i am not eligible fot the 50% cashback coz did not apply at their kiosk. i applied during matta fair ( they open a kiosk there ). If u read the t&c, only eligible if apply at their respective kiosks.

This post has been edited by dreamerf_14: Dec 18 2012, 11:19 PM
codeiki
post Dec 18 2012, 11:53 PM

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QUOTE(dreamerf_14 @ Dec 18 2012, 11:17 PM)
citibank posted it to my home address. i am not eligible fot the 50% cashback coz did not apply at their kiosk. i applied during matta fair ( they open a kiosk there ). If u read the t&c, only eligible if apply at their respective kiosks.
*
I did applied my citibank at Midvalley Kiosk - one the selected kiosk for 50% rebate. Do I need to call to get the trolley or they will post it automatically?
dreamerf_14
post Dec 19 2012, 12:09 AM

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QUOTE(codeiki @ Dec 18 2012, 11:53 PM)
I did applied my citibank at Midvalley Kiosk - one the selected kiosk for 50% rebate. Do I need to call to get the trolley or they will post it automatically?
*
have u swiped more than rm500? i need to wait 2months for the trolley bag to arrive. my first statement swiped, at the 3rd statement only received Rm50 cashback + trolley bag.
patdidi
post Dec 19 2012, 12:20 AM

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QUOTE(nothingz @ Dec 18 2012, 03:43 PM)
Mine was approved 2 days after documents submission through email, 2 or 3 weeks should be maximum. If your aplication is successful, you will receive email from them that you have enrolled e-statement. Read t&c at their website to see whether you will get the trolley bag.
*
Just received email from citibank regarding e-statement, I guess my application has been approved. Now I just to wait for the card to arrive.. rclxms.gif
WhitE LighteR
post Dec 19 2012, 06:21 PM

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I got an sms from 66399. Not sure is legit or not, so I'm asking you guys :

RM0.00 Citi: You're eligible for a limit increase of RM5000 for card ending XXXX. Reply LINE to accept. If you have nonbank debts 2 declare, pls call 0323831100

What you guys think?
codeiki
post Dec 19 2012, 06:26 PM

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QUOTE(dreamerf_14 @ Dec 19 2012, 12:09 AM)
have u swiped more than rm500? i need to wait 2months for the trolley bag to arrive. my first statement swiped, at the 3rd statement only received Rm50 cashback + trolley bag.
*
Thanks. Swiped more than RM500. I applied at Midvalley Kiosk on Sunday 4-5pm and card ready by 7-8pm on the same day. Because need to pay for something necessary, thus apply that card to swipe. Waiting for the rewards now. smile.gif


Added on December 19, 2012, 6:27 pm
QUOTE(WhitE LighteR @ Dec 19 2012, 06:21 PM)
I got an sms from 66399. Not sure is legit or not, so I'm asking you guys :

RM0.00 Citi: You're eligible for a limit increase of RM5000 for card ending XXXX. Reply LINE to accept. If you have nonbank debts 2 declare, pls call 0323831100

What you guys think?
*
Maybe you should call customer service instead to clarify?

This post has been edited by codeiki: Dec 19 2012, 06:27 PM
WhitE LighteR
post Dec 19 2012, 06:32 PM

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QUOTE(codeiki @ Dec 19 2012, 06:26 PM)
Thanks. Swiped more than RM500. I applied at Midvalley Kiosk on Sunday 4-5pm and card ready by 7-8pm on the same day. Because need to pay for something necessary, thus apply that card to swipe. Waiting for the rewards now.  smile.gif


Added on December 19, 2012, 6:27 pm

Maybe you should call customer service instead to clarify?
*
Hahaha.. wonder if its worth the hassle. My Citibank card bill is only about 100+ each month, sometimes less. If get is only for own self feel "suang" oni....
seiken
post Dec 19 2012, 07:20 PM

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I got an offer to apply for citibank cash back platinum card...currently im using clear card. Is it worth the upgrade? I'm using my card mostly for petrol and paying bills....sometimes shopping
hye
post Dec 19 2012, 07:40 PM

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QUOTE(seiken @ Dec 19 2012, 07:20 PM)
I got an offer to apply for citibank cash back platinum card...currently im using clear card. Is it worth the upgrade? I'm using my card mostly for petrol and paying bills....sometimes shopping
*
Forget about the perceived status of the card. (Read : don't be blinded about the Platinum status) It's all about getting a card which matches your lifestyle and not creating a lifestyle around your card.
If switching cards means forgoing what you enjoy and getting less ... then why bother ?
fly126
post Dec 19 2012, 11:44 PM

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QUOTE(WhitE LighteR @ Dec 19 2012, 06:21 PM)
I got an sms from 66399. Not sure is legit or not, so I'm asking you guys :

RM0.00 Citi: You're eligible for a limit increase of RM5000 for card ending XXXX. Reply LINE to accept. If you have nonbank debts 2 declare, pls call 0323831100

What you guys think?
*
RM0.00 Citi: You're eligible for a limit increase of RM600 for card ending X104. Reply LINE to accept. If you have nonbank debts 2 declare, pls call 0323831100

I also get sms of Them... I just reply LINE & sent back to Citi to accept New Credit Limit of my card... blink.gif
Later, Citi will send back Notification (sms) about New Credit Limit... rolleyes.gif

This post has been edited by fly126: Dec 19 2012, 11:44 PM
dreamerf_14
post Dec 19 2012, 11:49 PM

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[quote=codeiki,Dec 19 2012, 06:26 PM]
Thanks. Swiped more than RM500. I applied at Midvalley Kiosk on Sunday 4-5pm and card ready by 7-8pm on the same day. Because need to pay for something necessary, thus apply that card to swipe. Waiting for the rewards now. smile.gif


Added on December 19, 2012, 6:27 pm

just wait until next month. i'm sure u will receive the trolley bag and the cash back. if not, just give a call to to them
jayro_88
post Dec 20 2012, 12:18 AM

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Lucky I called CS about my delayed CC post issue earlier today. Seems that it was stuck for since at the post office for no reason. Then I called postlaju and they told me that I will get the package(my CC) by tomorrow.
WhitE LighteR
post Dec 20 2012, 01:34 AM

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QUOTE(fly126 @ Dec 19 2012, 11:44 PM)
RM0.00 Citi: You're eligible for a limit increase of RM600 for card ending X104. Reply LINE to accept. If you have nonbank debts 2 declare, pls call 0323831100

I also get sms of Them... I just reply LINE & sent back to Citi to accept New Credit Limit of my card... blink.gif
Later, Citi will send back Notification (sms) about New Credit Limit...  rolleyes.gif
*
Thanks for being the white rat. I will do the same. Just increase credit limit for no reason... laugh.gif
patdidi
post Dec 20 2012, 10:26 PM

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after cc application approved, usually how long it take to reach applicant?
fly126
post Dec 20 2012, 10:36 PM

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QUOTE(patdidi @ Dec 20 2012, 10:26 PM)
after cc application approved, usually how long it take to reach applicant?
*
5-10 Working Days... smile.gif


Added on December 20, 2012, 10:42 pm
QUOTE(fly126 @ Dec 20 2012, 10:36 PM)
5-10 Working Days... smile.gif
*
Maybe more Faster for Citibank need 3 Working Days only tongue.gif

This post has been edited by fly126: Dec 20 2012, 10:42 PM
patdidi
post Dec 20 2012, 10:59 PM

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QUOTE(fly126 @ Dec 20 2012, 10:36 PM)
5-10 Working Days... smile.gif


Added on December 20, 2012, 10:42 pm
Maybe more Faster for Citibank  need 3 Working Days only  tongue.gif
*
thanks, hope it will be faster..he..he.. tongue.gif
anyone here utilize the easy payment scheme?
I read somewhere that it is not good to use EPP as it will trap the user.
fly126
post Dec 21 2012, 12:49 AM

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QUOTE(patdidi @ Dec 20 2012, 10:59 PM)
thanks, hope it will be faster..he..he.. tongue.gif
anyone here utilize the easy payment scheme?
I read somewhere that it is not good to use EPP as it will trap the user.
*
If U have Extra $, then U can Utilized It... brows.gif

Flexi Payment Plan
http://www.citibank.com.my/english/existin...erCode=MYCCBUL3

Easy Payment Plan
https://www.citibank.com.my/english/existin...Code=MYCCLNCBEP
CrazyGrandpa
post Dec 22 2012, 05:38 PM

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Will citibank call to my home number to ask something ? Bcos now im working at kl only my mum at johor home. my mum just told me that there was a malay girl call to my home number and looked for me , and my mum totally did not understand what she was saying . End up my application now already processed for more than 3 weeks but no news . Haiz
SUSDavid83
post Dec 24 2012, 04:57 PM

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Received a SMS from Citibank to offer me credit limit increase. If to accept, reply the SMS. laugh.gif

Then another day, Citibank telemarketer called me to sign up for Auto Debit on Bill Payment and asked if I were to take on a low interest loan or cash advanace (cannot remember). sweat.gif
fly126
post Dec 25 2012, 12:28 PM

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Citibank just Increase Credit Limit & Waive Off AF of My Clear card, after 1 year Holding it... rolleyes.gif
idunnolol
post Dec 25 2012, 12:43 PM

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QUOTE(David83 @ Dec 24 2012, 04:57 PM)
Received a SMS from Citibank to offer me credit limit increase. If to accept, reply the SMS. laugh.gif

Then another day, Citibank telemarketer called me to sign up for Auto Debit on Bill Payment and asked if I were to take on a low interest loan or cash advanace (cannot remember). sweat.gif
*
QUOTE(fly126 @ Dec 25 2012, 12:28 PM)
Citibank just Increase Credit Limit & Waive Off AF of My Clear card, after 1 year Holding it...  rolleyes.gif
*
Hi Guys

Can i know roughly in % how much did citibank offer to upgrade the credit limit? I want to submit my document for it too
SUSDavid83
post Dec 25 2012, 12:45 PM

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QUOTE(idunnolol @ Dec 25 2012, 12:43 PM)
Hi Guys

Can i know roughly in % how much did citibank offer to upgrade the credit limit? I want to submit my document for it  too
*
They tried to offer an increase of 50% from my current limit. laugh.gif
fly126
post Dec 25 2012, 01:39 PM

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QUOTE(idunnolol @ Dec 25 2012, 12:43 PM)
Hi Guys

Can i know roughly in % how much did citibank offer to upgrade the credit limit? I want to submit my document for it  too
*
Mine's only 15% of my Current CL... sad.gif
Better than Nothing, becoz I' Not BIG Spender of them... blink.gif
owenwong84
post Dec 25 2012, 03:28 PM

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QUOTE(CrazyGrandpa @ Dec 22 2012, 05:38 PM)
Will citibank call to my home number to ask something ? Bcos now im working at kl only my mum at johor home. my mum just told me that there was a malay girl call to my home number and looked for me , and my mum totally did not understand what she was saying . End up my application now already processed for more than 3 weeks but no news . Haiz
*
They will call home number that u provide in the form
That is for vetification purpose.

CrazyGrandpa
post Dec 25 2012, 05:56 PM

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QUOTE(owenwong84 @ Dec 25 2012, 03:28 PM)
They will call home number that u provide in the form
That is for vetification purpose.
*
oh god , my mum told her I am not staying there anymore . end up my card apps was being rejected .. sad
ta5851
post Dec 26 2012, 12:18 PM

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Any one know citybank cash rebate cc 2% rebate on grocery only applicable to the listed store or other supermarket like billion which is not listed in their web page?
fly126
post Dec 26 2012, 11:33 PM

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QUOTE(ta5851 @ Dec 26 2012, 12:18 PM)
Any one know citybank cash rebate cc 2% rebate on grocery only applicable to the listed store or other supermarket like billion which is not listed in their web page?
*
I think 2% cash rebate on all spending on groceries just at Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave and Mydin Only sad.gif


Added on December 27, 2012, 12:08 amI can Enjoy 8.88% p.a. (daily interest) Finance Charges for Purchases with my Clear Card Similiar with Maybank 2Card Now.... after a year go through with 0% Hutang brows.gif

This post has been edited by fly126: Dec 27 2012, 12:28 AM
chthong
post Dec 27 2012, 07:36 AM

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Does they still have the free trolley bag and first time 50%/RM250 swipe offer if apply now?
MGM
post Dec 27 2012, 09:38 AM

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QUOTE(MGM @ Dec 12 2012, 07:55 PM)
Anybody here already earned their 30% cashback for the third period of 27-Oct to 2-Nov?

Anyone got the cashback ??? from 27-oct onwards?
*
No news is good news, hehe!
sushi7
post Dec 27 2012, 09:57 PM

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http://www.citibank.com.my/english/docs/pd...ashback_tnc.pdf
I am a new Citibank CC customer, and my CC is approved in November 2012. So i am eligible for the above RM50 Cash Back? When i will be receiving the cash back?
TSHuman Nature
post Dec 27 2012, 10:22 PM

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QUOTE(sushi7 @ Dec 27 2012, 09:57 PM)
http://www.citibank.com.my/english/docs/pd...ashback_tnc.pdf
I am a new Citibank CC customer, and my CC is approved in November 2012. So i am eligible for the above RM50 Cash Back? When i will be receiving the cash back?
*
read clause 10
intanardy
post Dec 29 2012, 04:15 PM

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Just got 30%cash back rebate 27/10-2/11, 3/11-9/11..TQ citibank
MGM
post Dec 29 2012, 07:13 PM

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QUOTE(MGM @ Dec 27 2012, 09:38 AM)
Anybody here already earned their 30% cashback for the third period of 27-Oct to 2-Nov?

Anyone got the cashback ??? from 27-oct onwards?

No news is good news, hehe!
*
Yes, finally got all the 5 remaining rebates. So total final 7 rebates from this promo is rm689. Thank you Citibank.
Holiday6948
post Dec 29 2012, 11:19 PM

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Hi, I have some question regarding Citibank credit card approval.

I never had any credit card before (1st time applying for a credit card) & my salary is RM24k per annum. I just want to apply a card mostly for online shopping.

I applied the Citibank Gold Visa & just received a letter from them today stating that they're unable to offer me a Citibank credit card at this point in time.

Does this mean I will not be able to apply for any Citibank credit card anymore? And will this also indicate that it will be difficult for me to apply a credit card from other bank(s)?

Thank you for any kind suggestions & advices in advance.
TSHuman Nature
post Dec 30 2012, 12:20 AM

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QUOTE(Holiday6948 @ Dec 29 2012, 11:19 PM)
Hi, I have some question regarding Citibank credit card approval.

I never had any credit card before (1st time applying for a credit card) & my salary is RM24k per annum. I just want to apply a card mostly for online shopping.

I applied the Citibank Gold Visa & just received a letter from them today stating that they're unable to offer me a Citibank credit card at this point in time.

Does this mean I will not be able to apply for any Citibank credit card anymore? And will this also indicate that it will be difficult for me to apply a credit card from other bank(s)?

Thank you for any kind suggestions & advices in advance.
*
You still can apply for Citibank card in future.

Different banks will have different set of criteria, some are more lenient than others.
MilesAndMore
post Dec 30 2012, 12:56 AM

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QUOTE(Holiday6948 @ Dec 29 2012, 11:19 PM)
Hi, I have some question regarding Citibank credit card approval.

I never had any credit card before (1st time applying for a credit card) & my salary is RM24k per annum. I just want to apply a card mostly for online shopping.

I applied the Citibank Gold Visa & just received a letter from them today stating that they're unable to offer me a Citibank credit card at this point in time.

Does this mean I will not be able to apply for any Citibank credit card anymore? And will this also indicate that it will be difficult for me to apply a credit card from other bank(s)?

Thank you for any kind suggestions & advices in advance.
*
Someone posted here a while ago that Citibank no longer offers credit card to those who have never had a credit card. This apparently is a new Citibank policy.
DeltaPanthera
post Dec 30 2012, 02:38 AM

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Hi guys, I bought a smartphone last week on my Clear card and am currently trying to turn in into installments before my due date on Jan 2. However I keep getting this error message below.

"We are unable to process your request at the moment. If you continue to encounter this problem, please call our 24-Hour Citiphone Banking at 03-2383 0000 for assistance."

Called Citiphone on the 26th and they said they will look into it and give me a reply within 3 working days. In the meantime anybody know what's wrong with it?
karhoe
post Dec 30 2012, 12:24 PM

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Guys, if I were to upgrade my Platinum Cash back to Platinum card, will they waive my annual fee?

Cheers
hown
post Dec 30 2012, 03:21 PM

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hey guys..
wanna ask,why did u pick citibank platinum credit card over other banks?
i saw their requirements are quite low..rm60k only..
personally i like their citibank priviledges..many offers in shopping malls.. smile.gif
Holiday6948
post Dec 30 2012, 04:37 PM

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QUOTE(Human Nature @ Dec 30 2012, 12:20 AM)
You still can apply for Citibank card in future.

Different banks will have different set of criteria, some are more lenient than others.
*
Thanks for the reply.




QUOTE(MilesAndMore @ Dec 30 2012, 12:56 AM)
Someone posted here a while ago that Citibank no longer offers credit card to those who have never had a credit card. This apparently is a new Citibank policy.
*
That seems like a strange policy. So I guess I won't be able to get any Citibank credit card then since I didn't even have 1.




Thanks for the replies & have a Happy New Year smile.gif
13aby
post Dec 30 2012, 05:22 PM

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I got rejected also even my document enough but i apply for 1 more bank they approve me .. So citibank really wun approve first card?
pillage2001
post Dec 30 2012, 06:09 PM

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QUOTE(13aby @ Dec 30 2012, 05:22 PM)
I got rejected also even my document enough but i apply for 1 more bank they approve me .. So citibank really wun approve first card?
*
It has been like this for a long time now that they rarely approve if your first credit card is citibank.
Soony
post Dec 30 2012, 07:33 PM

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Is it possible if I open a citibank account locally and link it to my overseas citibank account? Would you recommend me to do this to transfer my money internationally ? Would the charges be on the high side as compared to hsbc? Sorry a bit noob in this.
hamtaro98
post Dec 30 2012, 07:37 PM

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QUOTE(Holiday6948 @ Dec 29 2012, 11:19 PM)
Hi, I have some question regarding Citibank credit card approval.

I never had any credit card before (1st time applying for a credit card) & my salary is RM24k per annum. I just want to apply a card mostly for online shopping.

I applied the Citibank Gold Visa & just received a letter from them today stating that they're unable to offer me a Citibank credit card at this point in time.

Does this mean I will not be able to apply for any Citibank credit card anymore? And will this also indicate that it will be difficult for me to apply a credit card from other bank(s)?

Thank you for any kind suggestions & advices in advance.
*
This is weird, my annual income is 24k and i apply clear card as my first credit card. I got approved after 2 working days.
WhitE LighteR
post Dec 30 2012, 09:41 PM

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The TGV offers for RM10/ticket & Coffee Bean 20% off will end tomorrow....

This post has been edited by WhitE LighteR: Dec 30 2012, 09:42 PM
ronnie
post Dec 30 2012, 10:48 PM

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QUOTE(WhitE LighteR @ Dec 30 2012, 09:41 PM)
The TGV offers for RM10/ticket & Coffee Bean 20% off will end tomorrow....
*
Let's hope Citibank will renew or "upgrade" the promotion
WhitE LighteR
post Dec 30 2012, 11:30 PM

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QUOTE(ronnie @ Dec 30 2012, 10:48 PM)
Let's hope Citibank will renew or "upgrade" the promotion
*
thumbup.gif i like that tongue.gif
BRY7
post Dec 31 2012, 08:03 AM

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is it true that the platinum card doesnt have annual fee?
Alvin89
post Dec 31 2012, 09:57 AM

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Like i said before at previous post. Citi only approve listed/gov & mnc company employee if the person do not have any c.card/loan from other bank more than a year. If u got more than a year record from other bank and payment/dsr is good..what company also can approve if u meet the requirement except u got 2 bank issuer <36k p.a income or non target market for banks. Home verification is 1 of citi important criteria/score for an application, so if u know ur home phone no ppl pick up or whatever reason that they fail to contact u. Pls attach ur phonebill statement 1st page that show ur name and address together when u submit ur docs for processing. Hope this info help abit smile.gif
ronnie
post Dec 31 2012, 11:57 AM

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My friend received his RM250 (50% first swipe) from online shopping at Lazada.com.my ... So, online transaction is counted.

Posted on his 3rd statement....
fly126
post Dec 31 2012, 01:45 PM

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QUOTE(Alvin89 @ Dec 31 2012, 09:57 AM)
Like i said before at previous post. Citi only approve listed/gov & mnc company employee if the person do not have any c.card/loan from other bank more than a year. If u got more than a year record from other bank and payment/dsr is good..what company also can approve if u meet the requirement except u got 2 bank issuer <36k p.a income or non target market for banks. Home verification is 1 of citi important criteria/score for an application, so if u know ur home phone no ppl pick up or whatever reason that they fail to contact u. Pls attach ur phonebill statement 1st page that show ur name and address together when u submit ur docs for processing. Hope this info help abit smile.gif
*
Thanks, a bit of Tips from Insider... brows.gif


Added on December 31, 2012, 2:14 pm
QUOTE(BRY7 @ Dec 31 2012, 08:03 AM)
is it true that the platinum card doesnt have annual fee?
*
Negative... Annual Fee for Citi's Plat.- $600 p.a rolleyes.gif

This post has been edited by fly126: Dec 31 2012, 02:14 PM
chongaik82
post Dec 31 2012, 04:56 PM

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QUOTE(Alvin89 @ Dec 31 2012, 09:57 AM)
Like i said before at previous post. Citi only approve listed/gov & mnc company employee if the person do not have any c.card/loan from other bank more than a year. If u got more than a year record from other bank and payment/dsr is good..what company also can approve if u meet the requirement except u got 2 bank issuer <36k p.a income or non target market for banks. Home verification is 1 of citi important criteria/score for an application, so if u know ur home phone no ppl pick up or whatever reason that they fail to contact u. Pls attach ur phonebill statement 1st page that show ur name and address together when u submit ur docs for processing. Hope this info help abit smile.gif
*
Not sure when these rules/policies applied because late 2011 i try to apply Cash Back Platinum Citibank reject me. That time i have house loan and CC with other banks. rolleyes.gif

This post has been edited by chongaik82: Dec 31 2012, 04:56 PM
guanteik
post Jan 1 2013, 08:20 AM

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Hi Guys,
I am thinking to apply for a Citibank card. But I read those promotions like Coffee Bean buy 1-free-1 ended in 2012. I know there are some other promotions too but if someone could confirm these promotions still on going for 2013, then it would be good.

Thanks!
SUSDavid83
post Jan 1 2013, 10:00 AM

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QUOTE(guanteik @ Jan 1 2013, 08:20 AM)
Hi Guys,
I am thinking to apply for a Citibank card. But I read those promotions like Coffee Bean buy 1-free-1 ended in 2012. I know there are some other promotions too but if someone could confirm these promotions still on going for 2013, then it would be good.

Thanks!
*
Are you applying Clear card?
guanteik
post Jan 1 2013, 10:57 AM

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QUOTE(David83 @ Jan 1 2013, 10:00 AM)
Are you applying Clear card?
*
I am thinking so... because of the buy 1-free-1 thingy...
fly126
post Jan 1 2013, 11:44 AM

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QUOTE(guanteik @ Jan 1 2013, 10:57 AM)
I am thinking so... because of the buy 1-free-1 thingy...
*
I think Citi not ended they promo on 1 for 1 yet...
I have a look they website on terms & conditions still sama.... blink.gif

with effect from 1st July 2012 and until further notice, each principal or supplementary holder of the Citibank Clear credit card issued in Malaysia (“Citibank Clear Card“) (“Citibank Cardmember”) who purchases any beverage served in a cup, glass or bottle with a “Coffee Bean & Tea Leaf” logo from any “The Coffee Bean & Tea Leaf” stores in Peninsular Malaysia, except for the stores at HSBC Lebuh Ampang, the Penang International Airport and at the Low Cost Carrier Terminal, Sepang (“CBTL Drink”) using a Citibank Clear Card will receive 1 (one) free CBTL Drink of the Citibank Cardmember’s choice of an equivalent value or less....


goliath
post Jan 1 2013, 01:02 PM

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Still managed to claim 20% discount at Coffee Bean. laugh.gif
bearbear
post Jan 1 2013, 10:26 PM

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i tried to buy rm10 tix at gsc berjaya time square and fail. good if the coffee bean discount is still on else see no.point to keep the card.
WhitE LighteR
post Jan 2 2013, 01:15 AM

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QUOTE(bearbear @ Jan 1 2013, 10:26 PM)
i tried to buy rm10 tix at gsc berjaya time square and fail. good if the coffee bean discount is still on else see no.point to keep the card.
*
dude, RM10 tix is TGV la..
guanteik
post Jan 2 2013, 07:58 AM

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QUOTE(fly126 @ Jan 1 2013, 11:44 AM)
I think Citi not ended they promo on  1 for 1 yet...
I have a look they website on terms & conditions still sama.... blink.gif

with effect from 1st July 2012 and until further notice, each principal or supplementary holder of the Citibank Clear credit card issued in Malaysia (“Citibank Clear Card“) (“Citibank Cardmember”) who purchases any beverage served in a cup, glass or bottle with a “Coffee Bean & Tea Leaf” logo from any “The Coffee Bean & Tea Leaf” stores in Peninsular Malaysia, except for the stores at HSBC Lebuh Ampang, the Penang International Airport and at the Low Cost Carrier Terminal, Sepang (“CBTL Drink”) using a Citibank Clear Card will receive 1 (one) free CBTL Drink of the Citibank Cardmember’s choice of an equivalent value or less....
*
Thanks, I read the T&C too but was thinking if anyone received the hard notice from Citibank regarding their promotion. I am applying for this card as on average I am spending ~8 to 10 cups a week on Coffee Bean.
bearbear
post Jan 2 2013, 11:56 AM

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QUOTE(WhitE LighteR @ Jan 2 2013, 01:15 AM)
dude, RM10 tix is TGV la..
*
Really?I always thought its for both blush.gif
dancing_flame
post Jan 2 2013, 01:03 PM

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QUOTE(Soony @ Dec 30 2012, 07:33 PM)
Is it possible if I open a citibank account locally and link it to my overseas citibank account? Would you recommend me to do this to transfer my money internationally ? Would the charges be on the high side as compared to hsbc? Sorry a bit noob in this.
*
Hi, I have opened Citibank basic savings account locally in Malaysia and you do not need to link to overseas Citibank account unless it is different account type like current account.
I am able to use my Citibank ATM card to withdraw money from any Citibank ATM overseas and they do not charge for overseas withdrawal fee.
The currency exchange fluctuates according to the Visa rate.
But I will suggest you to check with the local Citibank officer as it there may be chargesor services may varies depending on which country you are going to.
I do not use HSBC, do not like their service.. so I cannot comment or compare. However, Citibank is good enough for me so far nod.gif
DeltaPanthera
post Jan 4 2013, 02:13 AM

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QUOTE(DeltaPanthera @ Dec 30 2012, 02:38 AM)
Hi guys, I bought a smartphone last week on my Clear card and am currently trying to turn in into installments before my due date on Jan 2. However I keep getting this error message below.

"We are unable to process your request at the moment. If you continue to encounter this problem, please call our 24-Hour Citiphone Banking at 03-2383 0000 for assistance."

Called Citiphone on the 26th and they said they will look into it and give me a reply within 3 working days. In the meantime anybody know what's wrong with it?
*
Quoting myself since the issue got resolved. I found out that converting purchases into Flexi payment requires you to CALL Citiphone. Apparently you can't do it online even though their website says it's one of their options. A minor inconvenience I guess.
shoduken
post Jan 4 2013, 06:36 AM

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anyone still getting coffeebean buy 1 free 1 on citibank after 1 january 2013?
notok
post Jan 4 2013, 09:21 AM

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QUOTE(shoduken @ Jan 4 2013, 06:36 AM)
anyone still getting coffeebean buy 1 free 1 on citibank after 1 january 2013?
*
that is the main feature of clear card
shoduken
post Jan 4 2013, 11:47 AM

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QUOTE(notok @ Jan 4 2013, 09:21 AM)
that is the main feature of clear card
*
Actually last year I kena rejected by the barista because he said the promotion is over, no more buy 1 free 1 then after 1 month i think the clear card promotion is back.. I wonder if it happened every 6 month because of the renewing process.. anyway I might try it later..
SUSDavid83
post Jan 4 2013, 05:06 PM

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Received a SMS to offer a credit limit increase of RM 6500.

Previously was RM 5000.

doh.gif sweat.gif
fly126
post Jan 4 2013, 05:41 PM

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QUOTE(David83 @ Jan 4 2013, 05:06 PM)
Received a SMS to offer a credit limit increase of RM 6500.

Previously was RM 5000.

doh.gif sweat.gif
*
So...Good ah drool.gif
Mine one very kedekut... $600/- only shakehead.gif
hamtaro98
post Jan 4 2013, 06:23 PM

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Just received my Citi clear card from postage as my first credit card, gonna swipe for a note 2 to get RM250 discount !
kelvinling
post Jan 4 2013, 07:11 PM

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Just saw in the mail that premier miles card only earns 0.73 enrich miles for every RM 3 spent. Has it always been this low?
SUSDavid83
post Jan 4 2013, 07:35 PM

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QUOTE(fly126 @ Jan 4 2013, 05:41 PM)
So...Good ah drool.gif
Mine one very kedekut... $600/- only shakehead.gif
*
They sent another SMS after that to retract the offer and sent out another SMS to offer a 5k increase. Really double sweat.gif
WhitE LighteR
post Jan 4 2013, 07:56 PM

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I receive the SMS also. U all didnt check the card number ending meh? Its wrong. Thts why i never replied the first SMS, coz its not my card number. The limit increase is crazy 14.7k

At first I thought some f***ed up Citibank went n pre-approved some card i didnt know or something. But its not. They retracted the SMS n sent a proper one to me later....
SUSDavid83
post Jan 4 2013, 08:05 PM

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I'm not interested with the offer and that's why I don't bother to inspect the SMS details.
Chester
post Jan 5 2013, 07:23 AM

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Those that get CL offer, how much was ur original CL? I dint get offer. Not interested but just curious
WhitE LighteR
post Jan 5 2013, 09:39 AM

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QUOTE(Chester @ Jan 5 2013, 07:23 AM)
Those that get CL offer, how much was ur original CL? I dint get offer. Not interested but just curious
*
The amount offered to me was half of my CL.
SUSDavid83
post Jan 5 2013, 11:07 AM

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QUOTE(WhitE LighteR @ Jan 5 2013, 09:39 AM)
The amount offered to me was half of my CL.
*
Me too!
shoduken
post Jan 5 2013, 05:49 PM

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Citibank Clear Buy 1 Free 1 Coffee bean is still active. But the 20% Discount will become 10% instead.
WhitE LighteR
post Jan 5 2013, 11:39 PM

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I was at Cheras Selatan / Balakong AEON TGV and they still have the RM10/tix offer going. thumbup.gif
DeltaPanthera
post Jan 5 2013, 11:45 PM

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QUOTE(shoduken @ Jan 5 2013, 05:49 PM)
Citibank Clear Buy 1 Free 1 Coffee bean is still active. But the 20% Discount will become 10% instead.
*
Clear card buy 1 free 1 still active also, but my second purchase on Debit card still at 20% discount.
shoduken
post Jan 6 2013, 12:41 AM

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QUOTE(DeltaPanthera @ Jan 5 2013, 11:45 PM)
Clear card buy 1 free 1 still active also, but my second purchase on Debit card still at 20% discount.
*
im told the 20% reduce to 10% will be effective next week
wyen
post Jan 6 2013, 06:00 PM

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I received my 30% cash back for spending 300 bucks on Saturday! smile.gif
zie86
post Jan 7 2013, 12:41 AM

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Used my cards for 2mths already, haven't get the rm250 cashback yet.

Really need wait 3rd statement...?
d12fren87
post Jan 7 2013, 12:43 AM

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Is the friday night promotion for Zouk still available for clear card?
preliew
post Jan 7 2013, 02:29 PM

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QUOTE(ronnie @ Dec 15 2012, 02:57 AM)
Condotti, right ?
*
Hi how is the bag? Initially they promise me will hey 24" polo luggage bag. But now saying no more stock there is only left with 20" condotti trolley bag. The sales girl told me d price for condotti is more expensive than polo. 24" polo price equivalent to 20" condotti bag. Try to search online to see how the bag looks like but it looks nt so nice.
rabbitguy
post Jan 9 2013, 12:41 PM

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Coffee Bean 20% Off still valid until Dec 2013 for Plat, Biz Plat, Premier Miles and AA Plat only.
Foreign Citibank Plat is also valid smile.gif

danielphang
post Jan 10 2013, 01:25 AM

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Guys, I am puzzled in paying my clear card bills using online banking via CIMB clicks.. Anyone can guide me through this.. Thx u
MilesAndMore
post Jan 10 2013, 01:55 AM

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QUOTE(danielphang @ Jan 10 2013, 01:25 AM)
Guys, I am puzzled in paying my clear card bills using online banking via CIMB clicks.. Anyone can guide me through this.. Thx u
*
- Login
- Transfer (on the upper menu)
- To other banks (scroll over)
- Fill in the blanks

saikuro525
post Jan 11 2013, 11:03 AM

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QUOTE(zie86 @ Jan 7 2013, 12:41 AM)
Used my cards for 2mths already, haven't get the rm250 cashback yet.

Really need wait 3rd statement...?
*
yup, i was told that it will be on the 3rd statement, so i believe so.

just wondering? how likely for a 24k annual income to get Clear Card,
you can apply but doesn't mean that they will approve right?

WhitE LighteR
post Jan 11 2013, 03:41 PM

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QUOTE(danielphang @ Jan 10 2013, 01:25 AM)
Guys, I am puzzled in paying my clear card bills using online banking via CIMB clicks.. Anyone can guide me through this.. Thx u
*
CC bills are paid using the option "Transfer to other banks".. In there fill in your credit card number and your full name. There is also a dropdown with 3 option; something abt normal transfer, credit card, loan repayment. Choose the credit card. Submit. Done
night
post Jan 14 2013, 02:59 PM

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QUOTE(saikuro525 @ Jan 11 2013, 11:03 AM)
yup, i was told that it will be on the 3rd statement, so i believe so.

just wondering? how likely for a 24k annual income to get Clear Card,
you can apply but doesn't mean that they will approve right?
*
My annual income was at RM36k and I was rejected by the them. Reason given; record too clean. However, if you want to apply their CC, suggest you doing so via their promotion booth located at shopping mall. Lots of free goodies.
chiahau
post Jan 14 2013, 03:56 PM

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QUOTE(night @ Jan 14 2013, 02:59 PM)
My annual income was at RM36k and I was rejected by the them. Reason given; record too clean. However, if you want to apply their CC, suggest you doing so via their promotion booth located at shopping mall. Lots of free goodies.
*
What an awesome reason to be rejected for a Credit Card laugh.gif laugh.gif laugh.gif
TSHuman Nature
post Jan 14 2013, 04:47 PM

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QUOTE(night @ Jan 14 2013, 02:59 PM)
My annual income was at RM36k and I was rejected by the them. Reason given; record too clean. However, if you want to apply their CC, suggest you doing so via their promotion booth located at shopping mall. Lots of free goodies.
*
QUOTE(chiahau @ Jan 14 2013, 03:56 PM)
What an awesome reason to be rejected for a Credit Card  laugh.gif  laugh.gif  laugh.gif
*
A member mentioned that this is Citibank's new policy.

chiahau
post Jan 14 2013, 04:48 PM

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QUOTE(Human Nature @ Jan 14 2013, 04:47 PM)
A member mentioned that this is Citibank's new policy.
*
I know.

But apparently, when you apply through agents, your chances suddenly soar xxx% higher laugh.gif

This banks all policy ever-changing one.

If you can't get it the 1st time around, just get another CC from another bank and wait for them to come invite you.
kop2299
post Jan 14 2013, 05:04 PM

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any cardholder receive the 10% rebate for online bill payment from the promotion in last nov?
nothingz
post Jan 14 2013, 07:53 PM

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applied my citibank card in early november, approved 2 days later. spent more than RM500 within 60 days. got my RM50 rebate and 20" condotti bag today. both within 1 week after the 60 days
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post Jan 14 2013, 10:17 PM

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QUOTE(kop2299 @ Jan 14 2013, 05:04 PM)
any cardholder receive the 10% rebate for online bill payment from the promotion in last nov?
*
nope. waiting for it. paid more than 1k bill lol
WhitE LighteR
post Jan 16 2013, 12:55 AM

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well.. hello there. finally something new... i think this is a new card

Citibank Rewards Platinum Card

http://www.citibank.com.my/english/credit-...ndex.htm#BP0000

user posted image

I am reading more about it now. Check it out...

Update 1: Sounds abit like MACH card. Having different categories...

Update 2: The subscription price is RM100 per category per annum. sweat.gif

Update 3: Merchant list by category

user posted image

Update 4: Is there a cap to earning the 5X Rewards points?

• Yes. For the Travel category, the 5X points earning is limited to a yearly cap of RM12,000.
• For all other categories, the 5X points earning is limited to a monthly cap of RM1,000.
• Any spending beyond these caps will have a 1X points earning with the exception of the Driving category which will earn no points after the monthly cap is exceeded.

Update 5: How do I enjoy FREE Rewards categories?

For every RM15,000 you spend annually, the fee for 1 category will be waived the following year. Refer to the table below for a more detailed breakdown.

user posted image

Update 6: For each of the Rewards category that you have chosen, you are entitled to Automatic Protection relevant to the Rewards category that you have chosen.

user posted image

Update 7: They have something call a bonus coupon redemption with 50% discount.

How do I earn bonus coupons?

i. You need to spend RM24,000 or more per year.
ii. Upon renewal and payment of your Rewards Platinum Card annual fees, you will be entitled to the 50% off bonus coupons based on the Rewards categories that you have subscribed to.

You can use your coupon(s) at the merchant stated on the coupon(s). For the full list of merchants, please refer to the table below.

user posted image

Update 8: Although not stated the Apply Now page shows that you need at least RM36,000 per annum income to apply.

This post has been edited by hye: Jan 16 2013, 08:46 AM
TSHuman Nature
post Jan 16 2013, 01:15 AM

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So many twist and turn. But nice design drool.gif

Mach/Wise use cashback, this one use reward points.

This post has been edited by Human Nature: Jan 16 2013, 01:19 AM
WhitE LighteR
post Jan 16 2013, 01:26 AM

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Maybe its good for those who want the Automatic Protection lo...

24 months extended warranty wor. For stuff bought at places like Harvey Norman & Ikea. Not sure what is the T&C.

The minor repairs up to RM100 is paid for under Driving Category
fly126
post Jan 16 2013, 02:54 AM

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Good for Big Spender, but Not me....I'm just an Ikan bilis to Citibank yawn.gif
DM3
post Jan 16 2013, 08:40 AM

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ya saw it in papers, seems hongleong also launch the new card (both using some phrase to counter maybank2kard like not only on weekendss etc)
MGM
post Jan 16 2013, 10:03 AM

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Premeir Miles Priorty line 0323831010 is a Maxis fixed line, not TM.
notok
post Jan 16 2013, 10:14 AM

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any cashback card from any bank are better than this card. CashBack based credit card > reward points based credit card
a6meister
post Jan 16 2013, 01:58 PM

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Anyone received the rm 250 cash back for newly applied card? I applied on november. Thanks
Explorer II
post Jan 16 2013, 03:38 PM

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QUOTE(notok @ Jan 16 2013, 10:14 AM)
any cashback card from any bank are better than this card. CashBack based credit card > reward points based credit card
*
Either that is a naive and prejudicial remark, or you are just stating your personal preference.

The returns from a cash back card are not necessarily better than a reward points based card.

Alvin89
post Jan 16 2013, 07:34 PM

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For the new reward plat card. If u are new to citibank apply now and spend rm500 u get 50% rebate + 20k reward point. Only applicable for this card. Also this card got no annual fees, only the category fees and the 50% coupon is cape at rm200 discount.

For existing principal holder apply and spend rm500 with reward plat card also get 20k reward point.

This post has been edited by Alvin89: Jan 16 2013, 07:42 PM
hye
post Jan 16 2013, 07:42 PM

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QUOTE(Explorer II @ Jan 16 2013, 03:38 PM)
Either that is a naive and prejudicial remark, or you are just stating your personal preference.
The returns from a cash back card are not necessarily better than a reward points based card.
*
That's right. End of the day it's all about personal preference and what does one want in return from their loyalty/spendings with the bank.
So I disagree if anyone want to influence others that reward cards is better or the latter. Equally, the banks "designs" their product to a specific target group and this is one example of such - Rewards Centric and Cashback Centric.

WhitE LighteR
post Jan 16 2013, 07:43 PM

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QUOTE(Alvin89 @ Jan 16 2013, 07:34 PM)
For the new reward plat card. If u are new to citibank apply now and spend rm500 u get 50% rebate + 20k reward point. Only applicable for this card. Also this card got no annual fees, only the category fees and the 50% coupon is cape at rm200 discount.
*
Maybank 2 Card is better. No fee, 5x for everything. From what I see the only nice thing would be the Automatic Protection... but duno what is the T&C

This post has been edited by WhitE LighteR: Jan 16 2013, 07:45 PM
Alvin89
post Jan 16 2013, 07:51 PM

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QUOTE(WhitE LighteR @ Jan 16 2013, 07:43 PM)
Maybank 2 Card is better. No fee, 5x for everything. From what I see the only nice thing would be the Automatic Protection...
*
Like everyone said its personal choice. Citi got better merchant discount if u wan compare with maybank.
WhitE LighteR
post Jan 16 2013, 07:53 PM

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QUOTE(Alvin89 @ Jan 16 2013, 07:51 PM)
Like everyone said its personal choice. Citi got better merchant discount if u wan compare with maybank.
*
Yup, this i agree. They have better merchant discount compare to Maybank. But this is more like side benefit. laugh.gif This is 1 of 2 reasons i still keep my Citibank card.
Explorer II
post Jan 17 2013, 07:51 AM

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QUOTE(WhitE LighteR @ Jan 16 2013, 07:53 PM)
Yup, this i agree. They have better merchant discount compare to Maybank. But this is more like side benefit. laugh.gif This is 1 of 2 reasons i still keep my Citibank card.
*
What is side benefit to you though, maybe be the main factor for another person in selecting that particular card. smile.gif
a6meister
post Jan 17 2013, 09:26 AM

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i received the rm 250 cash back, minus the advanced payment of gst rm 50, total nett cash back is rm 200.00. great.
WhitE LighteR
post Jan 17 2013, 11:59 AM

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QUOTE(Explorer II @ Jan 17 2013, 07:51 AM)
What is side benefit to you though, maybe be the main factor for another person in selecting that particular card. smile.gif
*
true also... in citibank case, the side benefit sometimes is more appealing then the main course. laugh.gif
shiroikun
post Jan 17 2013, 01:59 PM

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Anyone can confirmed that Clear card no longer enjoy buy 1 free 1 coffee or it is still on? Yesterday I pass by coffee bean, i saw the board displaying platinum, PM, airasia card get 20% discount and choice, reward, qiant, clear card only can enjoy 10% discount
Icehart
post Jan 17 2013, 09:52 PM

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QUOTE(shiroikun @ Jan 17 2013, 01:59 PM)
Anyone can confirmed that Clear card no longer enjoy buy 1 free 1 coffee or it is still on? Yesterday I pass by coffee bean, i saw the board displaying platinum, PM, airasia card get 20% discount and choice, reward, qiant, clear card only can enjoy 10% discount
*
No have already.


Attached image(s)
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DeltaPanthera
post Jan 17 2013, 11:51 PM

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QUOTE(shiroikun @ Jan 17 2013, 01:59 PM)
Anyone can confirmed that Clear card no longer enjoy buy 1 free 1 coffee or it is still on? Yesterday I pass by coffee bean, i saw the board displaying platinum, PM, airasia card get 20% discount and choice, reward, qiant, clear card only can enjoy 10% discount
*
Was at Coffee Bean earlier just now. Buy 1 free 1 offer for Clear card still on, but 3rd drink only at 10% off. smile.gif
-Matrix-
post Jan 20 2013, 12:02 PM

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hello all,

i've been using citibank cc for dunno how many donkey years - it was my first credit card back then. it was so old that the design was of current choice card (light blueish) but without the "choice" wording on it ... i supposed citibank dunno which category to put me when they re-designed their card ...

so, to take advantage (if there's any) of new benefits, would appreciate if anyone can advice me on how to deal with it - should i change my card to some other citibank cards such as the latest Citibank Rewards Platinum Card (for example)?

i mostly use my citibank for petrol and light shopping - use cash for majority shopping as i do not wish to drill into deep debts since credit-card is a great animal in such seduction ... and of course the bonus points earned from citibank never expires ...

so, kindly advice ...

cheers ...


sj0217
post Jan 20 2013, 12:36 PM

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QUOTE(DeltaPanthera @ Jan 17 2013, 11:51 PM)
Was at Coffee Bean earlier just now. Buy 1 free 1 offer for Clear card still on, but 3rd drink only at 10% off. smile.gif
*
Do you know the promotion date valid until ?
Alvin89
post Jan 20 2013, 07:12 PM

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QUOTE(-Matrix- @ Jan 20 2013, 12:02 PM)
hello all,

i've been using citibank cc for dunno how many donkey years - it was my first credit card back then. it was so old that the design was of current choice card (light blueish) but without the "choice" wording on it ... i supposed citibank dunno which category to put me when they re-designed their card ...

so, to take advantage (if there's any) of new benefits, would appreciate if anyone can advice me on how to deal with it - should i change my card to some other citibank cards such as the latest Citibank Rewards Platinum Card (for example)?

i mostly use my citibank for petrol and light shopping - use cash for majority shopping as i do not wish to drill into deep debts since credit-card is a great animal in such seduction ... and of course the bonus points earned from citibank never expires ...

so, kindly advice ...

cheers ...
*
U can apply for reward plat since ur spending is petrol (x5point) and light shopping with certain category with 5x as well. Ur current card is called silver card which is citi no longer issue this card. Reward plat current promo is giving 20k point for free when u spend rm500 within 2 mth which is quite good.
-Matrix-
post Jan 20 2013, 08:27 PM

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QUOTE(Alvin89 @ Jan 20 2013, 07:12 PM)
U can apply for reward plat since ur spending is petrol (x5point) and light shopping with certain category with 5x as well. Ur current card is called silver card which is citi no longer issue this card. Reward plat current promo is giving 20k point for free when u spend rm500 within 2 mth which is quite good.
*
noted with thanx alvin89 ... yeah, i remember it was called classic card or something like that ... during those days, to enable gold card, you need at least RM48K / annum while platinum requires RM120K / annum ... but now you've all sorts of cards and platinum has lost its shine ... laugh.gif

i hope to be able to keep this card as souvenir even if i decide to upgrade for reward platinum ... but do you've any idea if the annual fees (for reward platinum) can be waived as easily as my current card? hmm.gif

cheers ...
Explorer II
post Jan 21 2013, 11:31 AM

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QUOTE(-Matrix- @ Jan 20 2013, 08:27 PM)
noted with thanx alvin89 ... yeah, i remember it was called classic card or something like that ... during those days, to enable gold card, you need at least RM48K / annum while platinum requires RM120K / annum ... but now you've all sorts of cards and platinum has lost its shine ...  laugh.gif

i hope to be able to keep this card as souvenir even if i decide to upgrade for reward platinum ... but do you've any idea if the annual fees (for reward platinum) can be waived as easily as my current card?  hmm.gif

cheers ...
*
It's a newly launched card, so I guess nobody knows for sure. But as there is a provision for waiver, I suppose it would not be waived as easily unless you fulfill the requirement for waiver, ie, for every RM15,000 you spend annually, the fee for 1 rewards category will be waived the following year. For example, if you spend RM15,000 per annum, you get to enjoy waiver of RM100 for 1 rewards category for the following year. Spend RM30,000 and you'll get waiver for 2 categories, ie, RM200.

In any case, you get to enjoy 2 rewards categories for free in the first year based on the current promotion.

For subsequent years, you may cancel all your rewards category subscriptions, ie, subscribing to none of the categories. But I suppose by doing so, it would defeat the purpose of holding this card.

This post has been edited by Explorer II: Jan 21 2013, 11:32 AM
goliath
post Jan 21 2013, 03:43 PM

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Anybody made credit card payment with cheque? Wondering how long would it take to clear/consider as paid...
TSHuman Nature
post Jan 21 2013, 05:12 PM

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Info sharing. Annual fee waiver request for Citibank cards can be made as early as 4 months before the anniversary.
vincentxiang
post Jan 21 2013, 06:22 PM

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Yea. Receive my 50% Cash Rebate rclxm9.gif
-Shinjiz-
post Jan 21 2013, 06:25 PM

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QUOTE(vincentxiang @ Jan 21 2013, 06:22 PM)
Yea. Receive my 50% Cash Rebate rclxm9.gif
*
So do I? smile.gif
ronnie
post Jan 21 2013, 10:34 PM

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QUOTE(goliath @ Jan 21 2013, 03:43 PM)
Anybody made credit card payment with cheque? Wondering how long would it take to clear/consider as paid...
*
Normally within 2-3 days ...
iceiscool
post Jan 22 2013, 11:14 AM

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Hi, just wanna ask,now im using shell gold card.if i want to upgrade to cash back platinum card, do i need to cancel shell card instead? Could i apply it through midvalley citibank kiosk or by online?

This post has been edited by iceiscool: Jan 22 2013, 11:16 AM
hwazai
post Jan 22 2013, 06:41 PM

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Hi smile.gif

For the 50% (max RM250) cash rebate from the 1st swipe. If i pay maxis bill RM500, am i entitled to get the RM250 cash rebate?
dreamerf_14
post Jan 22 2013, 09:19 PM

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i received a call from Citibank pomoting their insurance plan from ING. for every RM100 you spend, need to pay Rm0.69. cover TPD and 36 critical diseases. anyone?
fly126
post Jan 22 2013, 09:46 PM

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QUOTE(iceiscool @ Jan 22 2013, 11:14 AM)
Hi, just wanna ask,now im using shell gold card.if i want to upgrade to cash back platinum card, do i need to cancel shell card instead? Could i apply it through midvalley citibank kiosk or by online?
*
How to Upgrade Your Citibank Credit Card: http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM

No need to Cancel Your Shell Card just Request to Upgrade to the card that you Want by Submit Your Latest Income Proof to Citibank... smile.gif

This post has been edited by fly126: Jan 22 2013, 09:59 PM
iceiscool
post Jan 22 2013, 11:12 PM

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So all my outstanding@rebate may transfer to new card?if that it be great
ronnie
post Jan 22 2013, 11:14 PM

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QUOTE(iceiscool @ Jan 22 2013, 11:12 PM)
So all my outstanding@rebate may transfer to new card?if that it be great
*
of course not... Citibank is very sneaky
fly126
post Jan 22 2013, 11:21 PM

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QUOTE(iceiscool @ Jan 22 2013, 11:12 PM)
So all my outstanding@rebate may transfer to new card?if that it be great
*
Terms & Conditions:
All Rebates will NOT be transferred to my New Citibank Credit Card. All remaining rebates accumulated in my Existing Credit Card which is not redeemed or insufficient for redemption (whichever applicable) prior to conversion will be forfeited when I convert to my New Citibank Credit Card.

Please Go through Citibank Card Conversions - Terms and Conditions Again nod.gif
http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM

This post has been edited by fly126: Jan 22 2013, 11:28 PM
iceiscool
post Jan 22 2013, 11:53 PM

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Thanks for all the info.i more or less know what to expect during this new card apply. By the way, ani new promo for new plat. Cash back CC application going on?
fly126
post Jan 23 2013, 12:19 AM

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QUOTE(iceiscool @ Jan 22 2013, 11:53 PM)
Thanks for all the info.i more or less know what to expect  during this new card apply. By the way, ani new promo for new plat. Cash back CC application going on?
*
the Latest One was.. A Free 20' Hardcase Trolley Bag for NEW Credit Card Approval & the Promotion End till 31 January 2013

This post has been edited by fly126: Jan 23 2013, 12:20 AM
ukiya
post Jan 23 2013, 09:42 AM

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Just wanna check with u guys,

For CTB clear card, is the Zouk Privilege still on? Free entrance for principal cardholder and a partner?
Koreyoshi
post Jan 23 2013, 12:14 PM

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wanna to ask that whether your guys have received rewards from “Citibank Pick Your Gift Insurance Autobilling Campaign” yet?
http://www.citibank.com.my/english/promo/i...nce-special.htm

i didn't received it yet.

This post has been edited by Koreyoshi: Jan 23 2013, 12:16 PM
MugenK20A
post Jan 23 2013, 12:21 PM

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QUOTE(Koreyoshi @ Jan 23 2013, 01:14 PM)
wanna to ask that whether your guys have received rewards from “Citibank Pick Your Gift Insurance Autobilling Campaign” yet?
http://www.citibank.com.my/english/promo/i...nce-special.htm

i didn't received it yet.
*
The promo ended last yr. So u signed up for this? If u did better call Citibank.
Koreyoshi
post Jan 23 2013, 02:30 PM

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QUOTE(MugenK20A @ Jan 23 2013, 12:21 PM)
The promo ended last yr. So u signed up for this? If u did better call Citibank.
*
Called and asked them few times, but they keep copied and pasted T&C to me : ”...6~8 weeks after the end of the 2nd month of recurring insurance payment..." shakehead.gif doh.gif


Koreyoshi
post Jan 23 2013, 02:34 PM

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QUOTE(ukiya @ Jan 23 2013, 09:42 AM)
Just wanna check with u guys,

For CTB clear card, is the Zouk Privilege still on? Free entrance for principal cardholder and a partner?
*
according to their T&C:
QUOTE
Free Entry for the first 300 people, comprising Citibank Cardmembers and a maximum of one (1) guest of each Citibank Cardmember, who enter the Zouk Club on any day from Tuesday to Saturday from 9pm to midnight, except:
(i)
on the eve of a public holiday; or
(ii)
on a day when there is a ”Special Event” (defined as Zouk’s anniversaries/ Grade A or B international DJ nights/sponsored nights/ clients’ private events and other events which are announced as “Special Events” on promotional materials issued by Zouk Club);

http://www.citibank.com.my/english/docs/pd...ar/tnc_zouk.pdf
maru
post Jan 23 2013, 02:35 PM

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QUOTE(ukiya @ Jan 23 2013, 09:42 AM)
Just wanna check with u guys,

For CTB clear card, is the Zouk Privilege still on? Free entrance for principal cardholder and a partner?
*
yup

vip lane...no need queue smile.gif

enter like a boss
MugenK20A
post Jan 24 2013, 12:03 PM

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QUOTE(Koreyoshi @ Jan 23 2013, 03:30 PM)
Called and asked them few times, but they keep copied and pasted T&C to me : ”...6~8 weeks after the end of the 2nd month of recurring insurance payment..."  shakehead.gif  doh.gif
*
Happened to me last time where Citibank got 2x bonus points. After the cooling period still no update on my points. I called & complaint till they update the points for me.
kop2299
post Jan 25 2013, 11:38 AM

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QUOTE(Koreyoshi @ Jan 23 2013, 12:14 PM)
wanna to ask that whether your guys have received rewards from “Citibank Pick Your Gift Insurance Autobilling Campaign” yet?
http://www.citibank.com.my/english/promo/i...nce-special.htm

i didn't received it yet.
*
I received the aeon voucher 2 weeks ago.
Currently i am still pending for the 10% rebate from the online bill payment compaign. Anyone got it?

This post has been edited by kop2299: Jan 25 2013, 11:39 AM
sching
post Jan 25 2013, 07:30 PM

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Citibank buy one free one movie tickets still applicable for 2013?
500Kmission
post Jan 26 2013, 12:25 PM

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QUOTE(sching @ Jan 25 2013, 07:30 PM)
Citibank buy one free one movie tickets still applicable for 2013?
*
only for citibank entertainment card.
exhauster
post Jan 28 2013, 04:05 AM

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I have a question here.. Citibank gave me 2 cards which they are linked together (Clear card + Shell Card)
I made my payment after received the statement with MEPS Giro to Clearcard number.. Do I need to transfer into both account number or either 1 is enough?
hye
post Jan 28 2013, 08:05 AM

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QUOTE(exhauster @ Jan 28 2013, 04:05 AM)
I have a question here.. Citibank gave me 2 cards which they are linked together (Clear card + Shell Card)
I made my payment after received the statement with MEPS Giro to Clearcard number.. Do I need to transfer into both account number or either 1 is enough?
*
You need to transfer to both accounts.
wyen
post Jan 28 2013, 05:55 PM

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Hi guys,
I got my citibank air asia asia gold card and one of the features is I will get the privilege to book 1day earlier before the big sales. Do u have any idea how to book thru the website?
Secret Hunter
post Jan 28 2013, 09:30 PM

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weird.. my income is rm60k per annum. already tried to apply visa plat 3 times but still got rejected.

i already have maybank, cimb, public bank, hsbc, standard charted, alliance. mostly platinum with credit limit of 15k per card
fly126
post Jan 28 2013, 11:35 PM

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QUOTE(Secret Hunter @ Jan 28 2013, 09:30 PM)
weird.. my income is rm60k per annum. already tried to apply visa plat 3 times but still got rejected.

i already have maybank, cimb, public bank, hsbc, standard charted, alliance. mostly platinum with credit limit of 15k per card
*
Maybe too Many Credit Card You Got, so kena Reject by Citibank due to Max out the (Your) Quota ...hmm.gif

This post has been edited by fly126: Jan 29 2013, 10:35 AM
WhitE LighteR
post Jan 28 2013, 11:45 PM

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QUOTE(Secret Hunter @ Jan 28 2013, 09:30 PM)
weird.. my income is rm60k per annum. already tried to apply visa plat 3 times but still got rejected.

i already have maybank, cimb, public bank, hsbc, standard charted, alliance. mostly platinum with credit limit of 15k per card
*
blink.gif do collection ar? laugh.gif
fly126
post Jan 28 2013, 11:50 PM

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QUOTE(fly126 @ Jan 28 2013, 11:35 PM)
Maybe too Many Credit Card You Got, so kena Reject by Citibank due to Max up the (Your) Quota ...hmm.gif
*
Kena Cut Down Some CC's, before you can Apply their Credit Card again... wink.gif

This post has been edited by fly126: Jan 28 2013, 11:55 PM
leo_gaga
post Jan 29 2013, 08:57 AM

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maybe you apply the normal card first loh, after you got limit increasing to your card more than 10k, then you can ask for plat card upgrade. hehe
Secret Hunter
post Jan 29 2013, 10:12 AM

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yea.. maybe i shud just apply for a basic 1, see whether they approve it or not..
will try it today, let's see whether they approve it or not brows.gif

If they dont approve it, i will just give up on citibank's CC
codeiki
post Jan 29 2013, 06:53 PM

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QUOTE(Secret Hunter @ Jan 28 2013, 09:30 PM)
weird.. my income is rm60k per annum. already tried to apply visa plat 3 times but still got rejected.

i already have maybank, cimb, public bank, hsbc, standard charted, alliance. mostly platinum with credit limit of 15k per card
*
maybe you should call them why they reject your application. I have maybank 2 cards, hlb, public bank, ocbc, standard chartered and citibank. I don't think it's because the number of cards.

P.S. I think some people here are holding a lot more cards than this :-)

This post has been edited by codeiki: Jan 29 2013, 06:58 PM
firdausz
post Jan 29 2013, 10:14 PM

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How long should we wait before re-apply? I Got rejected for platinum cashback around august last year sad.gif
fly126
post Jan 29 2013, 10:33 PM

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QUOTE(firdausz @ Jan 29 2013, 10:14 PM)
How long should we wait before re-apply? I Got rejected for platinum cashback around august last year sad.gif
*
Better, Try it again 6 months (March 2013) later ... smile.gif


This post has been edited by fly126: Jan 29 2013, 10:35 PM
Silver Isle
post Jan 29 2013, 11:27 PM

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I was never a Citibank customer, and I tried applying for their credit cards just last week.

Today, received an email from myesmail@citi.com with the title Welcome to Citibank Electronic Statement.

Does this mean my application has been successful?
TSHuman Nature
post Jan 29 2013, 11:33 PM

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QUOTE(Silver Isle @ Jan 29 2013, 11:27 PM)
I was never a Citibank customer, and I tried applying for their credit cards just last week.

Today, received an email from myesmail@citi.com with the title Welcome to Citibank Electronic Statement.

Does this mean my application has been successful?
*
i cant recall if that is the same email add for statements. Googled and #2: Citibank UK - Fraudulent Email

I advice you to call up citibank CS to ask about your application status.

This post has been edited by Human Nature: Jan 29 2013, 11:34 PM
sj0217
post Jan 30 2013, 07:32 AM

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QUOTE(firdausz @ Jan 29 2013, 10:14 PM)
How long should we wait before re-apply? I Got rejected for platinum cashback around august last year sad.gif
*
Normally is 6 months only can be re-apply.

However, I have exp this before as I apply a bank of credit card but get rejected at first, 2 or 3 weeks after, I try to re-apply, I tot the bank wont approval anymore since I just got rejected, just try and see, but the bank has approve my cc application. brows.gif

Not sure what is the policy of the bank.
nothingz
post Jan 30 2013, 08:45 AM

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QUOTE(Silver Isle @ Jan 29 2013, 11:27 PM)
I was never a Citibank customer, and I tried applying for their credit cards just last week.

Today, received an email from myesmail@citi.com with the title Welcome to Citibank Electronic Statement.

Does this mean my application has been successful?
*
Yes, your application is successful
cookies fashion
post Jan 30 2013, 10:32 PM

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i have a choice card...and bcos a fraud take place n i have stop the card...then i get the new choice card which look like the new reward card promoting now...dark blue...is this the new pattern or what?anyone knows about it?it.is totally different from the choice card i have previously which is silvery blue...

This post has been edited by cookies fashion: Jan 30 2013, 10:32 PM
fly126
post Jan 30 2013, 10:42 PM

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QUOTE(cookies fashion @ Jan 30 2013, 10:32 PM)
i have a choice card...and bcos a fraud take place n i have stop the card...then i get the new choice card which look like the new reward card promoting now...dark blue...is this the new pattern or what?anyone knows about it?it.is totally different from the choice card i have previously which is silvery blue...
*
http://forum.lowyat.net/topic/2586152/+300
cookies fashion
post Jan 30 2013, 10:47 PM

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QUOTE(fly126 @ Jan 30 2013, 10:42 PM)
no la....my question is not about that reward card....mine is choice card...but it looks like reward card....written choice on it....not reward....and the thing is,i cant find my choice card pattern in citibank website...maybe its a new design for choice card...
blakedexter47
post Jan 31 2013, 11:26 PM

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i got rejected after waiting 2 weeks . applied for citi platinum card. i got good payment history on ccris report. salary over the requirement. they asked me submit job offer letter, 3 months payslip because i got credit cards over 2 years. they called me last week for verification. found out thru CS that i just got rejected. why why why ? if not enough supporting docs , then call me ma, i can give you bank statement/epf. first stage , they said dont need. then now reject but never called me up to ask me to give stronger income docs. citibank no give face meh111
fly126
post Jan 31 2013, 11:40 PM

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QUOTE(blakedexter47 @ Jan 31 2013, 11:26 PM)
i got rejected after waiting 2 weeks . applied for citi platinum card. i got good payment history on ccris report. salary over the requirement. they asked me submit job offer letter, 3 months payslip because i got credit cards over 2 years. they called me last week for verification. found out thru CS that i just got rejected. why why why ? if not enough supporting docs , then call me ma, i can give you bank statement/epf. first stage , they said dont need. then now reject but never called me up to ask me to give stronger income docs. citibank no give face meh111
*
Get a Basic Card (Choice, Clear or Gold) 1st + a Bit of Luck & Try apply again Another 6 Months smile.gif
blakedexter47
post Feb 1 2013, 12:01 AM

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i want apply basic card now. but can do immediately after case rejected?
fly126
post Feb 1 2013, 12:13 AM

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QUOTE(blakedexter47 @ Feb 1 2013, 12:01 AM)
i want apply basic card now. but can do immediately after case rejected?
*
Write Yourself a Appeal Letter sent to them / get Your agent appeal for You or wait another 3-6 months apply again
why So Rush, Needed the Credit Card.... hmm.gif
chiahau
post Feb 1 2013, 12:25 AM

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QUOTE(blakedexter47 @ Jan 31 2013, 11:26 PM)
i got rejected after waiting 2 weeks . applied for citi platinum card. i got good payment history on ccris report. salary over the requirement. they asked me submit job offer letter, 3 months payslip because i got credit cards over 2 years. they called me last week for verification. found out thru CS that i just got rejected. why why why ? if not enough supporting docs , then call me ma, i can give you bank statement/epf. first stage , they said dont need. then now reject but never called me up to ask me to give stronger income docs. citibank no give face meh111
*
Bank nowadays don't give reason for rejection.

My income > pre-requisite but they told me to come back next year. So as i said earlier, if you are not happy, then there's nothing you can do except to keep re-applying and wait for a better luck.

Besides, bank nowadays has weird ways to calculate the risk factor for one individual.
cheong1215
post Feb 1 2013, 12:36 AM

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yes, this festive season is the best time to accumulate points over 50k points, as i always do on my other credit cards. but apply this card can get higher limit is more convenient for me. my family buys lots of expensive wine yearly, use my card lah. pay cash back
cookies fashion
post Feb 1 2013, 09:39 AM

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QUOTE(cheong1215 @ Feb 1 2013, 12:36 AM)
yes, this festive season is the best time to accumulate points over 50k points, as i always do on my other credit cards. but apply this card can get higher limit is more convenient for me. my family buys lots of expensive wine yearly, use my card lah. pay cash back
*
_____

This post has been edited by cookies fashion: Feb 1 2013, 09:43 AM
blakedexter47
post Feb 1 2013, 09:59 AM

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fly126, my first platinum card got reject . You know how that feel. If i try again 3 to 6 months , get same reject , more disappointed. Banks never tell what is wrong , reject problem either
fly126
post Feb 1 2013, 11:13 AM

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QUOTE(blakedexter47 @ Feb 1 2013, 09:59 AM)
fly126, my first platinum card got reject . You know how that feel. If i try again 3 to 6 months , get same reject , more disappointed. Banks never tell what is wrong , reject problem either
*
Sure, but You still Got Others Bank Credit Card to Carry On isn't it... blink.gif
Why go Hard Feeling with this...???

Actually, the Citibank CC not my 1st... before this I got 3's Credit Card already, I Not Concern or disappointed whether my application been rejected by Citibank or not, just that I have a Account with them so I try apply their Credit Card as a Backup only... rolleyes.gif

Cheers... tongue.gif

This post has been edited by fly126: Feb 2 2013, 01:12 AM
-Matrix-
post Feb 1 2013, 01:56 PM

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QUOTE(blakedexter47 @ Jan 31 2013, 11:26 PM)
i got rejected after waiting 2 weeks . applied for citi platinum card. i got good payment history on ccris report. salary over the requirement. they asked me submit job offer letter, 3 months payslip because i got credit cards over 2 years. they called me last week for verification. found out thru CS that i just got rejected. why why why ? if not enough supporting docs , then call me ma, i can give you bank statement/epf. first stage , they said dont need. then now reject but never called me up to ask me to give stronger income docs. citibank no give face meh111
*
just my humble opinion - based on my past experience, standchart is the easiest foreign bank to approve yr cc ... after gotten it, use it for about 1 year, then try citibank - your success rate will be higher ...

if you can't even get standchart, go for local bank cc - any tom, d*** and cat's local bank will do ... after gotten it, use it for about 1 year, then go try foreign bank issued cc ...

but youngsters / freshie should note that cc is a loan shark dressed in bikinis - so don't get trap trying to be champion in accumulating points or buy un-necessary just to top your cash-rebate ...

always consider cc as a tool to help u when u don't have access to cash during emergency only ... if you can't help swiping cc non-stop everyday, then it's good to have very low credit limit cc ... using cash is not such a bad idea after all because you will stop buying if your ATM is out of cash ... if you don't / can't balance between using cash and cc, you're on your way to huge debts ...

and it's not wrong to have the very basic cc instead of platinum ... it's your spending habit that counts ... i've a silver citibank card since graduate and never plan to upgrade it (though many times citibank kept asking me to, to the extent they sent me pre-approved cards many times) b'cos i know i don't need a ferrari to travel from Sg Wang to Bukit Bintang laugh.gif

over time after u finished servicing yr housing and car loans (if u have any), any banks will approve your cc b'cos of your track record in credit history ... again, we're not in the cc spending competition so spend wisely ... biggrin.gif

just my opinion ... cheers ...
blakedexter47
post Feb 1 2013, 06:41 PM

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Fyi, i got credit cards from local bank and yes, stanchart credit card too. Many many years already. Can bank know if i got a landed property, if that house fully paid by parents, and transferred ownership to me. Will they know i got property in my bank records? Even though i did not pay for the housing loan

This post has been edited by blakedexter47: Feb 1 2013, 06:42 PM
techie.opinion
post Feb 1 2013, 07:26 PM

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I just got Citibank Platinum approved. Before I had local bank card which were destroyed when I got this Citibank Platinum Card. Did that as precaution not to overspending LOL. Interesting is Citibank offered 0.99 balance transfer.
blakedexter47
post Feb 1 2013, 08:41 PM

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CL how much for ur platinum?
Chester
post Feb 1 2013, 09:29 PM

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ANyone got the 10% rebate for bill payment already?
TSHuman Nature
post Feb 1 2013, 10:38 PM

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QUOTE(Chester @ Feb 1 2013, 09:29 PM)
ANyone got the 10% rebate for bill payment already?
*
hi, iirc you asked this several time already but maybe no one here participated laugh.gif better you call CS and ask
Chester
post Feb 1 2013, 10:48 PM

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hahaha i forgot i asked so many times d biggrin.gif
MilesAndMore
post Feb 2 2013, 12:10 AM

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QUOTE(Chester @ Feb 1 2013, 09:29 PM)
ANyone got the 10% rebate for bill payment already?
*
Did pay some bills hoping to get the 10% rebate but so far still no sight of the 10% rebate. Either it's not in yet or the quota already finished by the time I paid the bill through Citi online.
red_scorpion
post Feb 3 2013, 03:08 PM

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Called to terminate the Cash back platinum because of the GST.
They are so reluctant to waive it and offer me the retention offer that spend RM2500 within 3 months to get RM50 back....

sweat...what a ridiculous offer...then i just said cut it immediately, i dont want this card.

p/s: i spent around 20k annually on this card, never pay late, and still have RM18 cash back(not yet reach rm50 block) inside cry.gif

conclusion: citibank is very kiam siap/kedekut to retain their good customer!!

This post has been edited by red_scorpion: Feb 3 2013, 03:11 PM
cantona7
post Feb 3 2013, 03:34 PM

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Anyone apply citibank credit card recently?
What free gift does they offer for new application?

Still the luggage bag?
Thanks.
vincentxiang
post Feb 3 2013, 06:23 PM

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QUOTE(red_scorpion @ Feb 3 2013, 03:08 PM)
Called to terminate the Cash back platinum because of the GST.
They are so reluctant to waive it and offer me the retention offer that spend RM2500 within 3 months to get RM50 back....

sweat...what a ridiculous offer...then i just said cut it immediately, i dont want this card.

p/s: i spent around 20k annually on this card, never pay late, and still have RM18 cash back(not yet reach rm50 block) inside  cry.gif

conclusion: citibank is very kiam siap/kedekut to retain their good customer!!
*
GST is govt enforcement, there is no way to waive it. In general, bank will advise cm to offset it by accumulated point or cash back, even absorbed by bank itself but it is few to be seen unless u re private banking cm smile.gif
TSHuman Nature
post Feb 3 2013, 06:42 PM

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QUOTE(cantona7 @ Feb 3 2013, 03:34 PM)
Anyone apply citibank credit card recently?
What free gift does they offer for new application?

Still the luggage bag?
Thanks.
*
yes, still the hardcase trolley bag
http://www.citibank.com.my/english/promo/e...Escapade_150113
techie.opinion
post Feb 3 2013, 08:35 PM

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QUOTE(Human Nature @ Feb 3 2013, 06:42 PM)
Missed it lor... I got Adidas back pack only. Rugi liao.
dig_dug
post Feb 3 2013, 10:10 PM

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i applied the card last nov
but i only got 50% rebate no receive the luggage...
cannot get both offer is it?
fly126
post Feb 3 2013, 10:14 PM

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QUOTE(dig_dug @ Feb 3 2013, 10:10 PM)
i applied the card last nov
but i only got 50% rebate no receive the luggage...
cannot get both offer is it?
*
Either One Only... nod.gif
hye
post Feb 4 2013, 05:02 AM

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QUOTE(vincentxiang @ Feb 3 2013, 06:23 PM)
GST is govt enforcement, there is no way to waive it. In general, bank will advise cm to offset it by accumulated point or cash back.
*
My words simplified as quoted.
I'd like to remind readers that GST is collected by the government and the banks enforce it on behalf of the government.
If anyone refuse to pay the GST then please use a debit card and don't rant here telling how stingy the banks are to pay for your own GST which you should be paying in the first place. There's an option for everyone who doesn't want to pay GST - those wanting to hold a credit card, be aware of the responsibilities that you need to upheld and among others paying the GST. Please get rid of your subsidies mentalities - those belong in the 3rd world countries!

This post has been edited by hye: Feb 4 2013, 05:03 AM
celaw
post Feb 4 2013, 07:32 AM

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QUOTE(hye @ Feb 4 2013, 06:02 AM)
My words simplified as quoted.
I'd like to remind readers that GST is collected by the government and the banks enforce it on behalf of the government.
If anyone refuse to pay the GST then please use a debit card and don't rant here telling how stingy the banks are to pay for your own GST which you should be paying in the first place.  There's an option for everyone who doesn't want to pay GST - those wanting to hold a credit card, be aware of the responsibilities that you need to upheld and among others paying the GST. Please get rid of your subsidies mentalities - those belong in the 3rd world countries!
*
Hi, I agreed your statement about complaining bank doesn't give rewards to offset gst Is an immature attitude and RM50 gst is card holder responsibility.

However, I don't agree that finding a way for bank to subsidize us RM50 gst is 3rd world countries mentality! I didn't see anything wrong with someone finding a way to get additional RM50 cash back to offset gst. Many of us hold credit cards because we want the cash back/additional discount rather than for convenient sake. So is there anything wrong asking any loophole where bank will give additional RM50 cash back? I really didn't see anything wrong with this mentality and enquiries.

Sorry for my poor English.
hye
post Feb 4 2013, 07:49 AM

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QUOTE(celaw @ Feb 4 2013, 07:32 AM)
Hi, I agreed your statement about complaining bank doesn't give rewards to offset gst Is an immature attitude and RM50 gst is card holder responsibility.

However, I don't agree that finding a way for bank to subsidize us RM50 gst is 3rd world countries mentality! I didn't see anything wrong with someone finding a way to get additional RM50 cash back to offset gst. Many of us hold credit cards because we want the cash back/additional discount rather than for convenient sake. So is there anything wrong asking any loophole where bank will give additional RM50 cash back? I really didn't see anything wrong with this mentality and enquiries.

Sorry for my poor English.
*
I don't mind if the bank provides incentives to offset the GST. However, I do have concerns about the number of readers insisting to the bank that the GST be offset as a condition for them to remain as customer - that's plain outright subsidy mentality. (And that was the recent concern ... the posts were disapproved and deleted) To compound the problem further, the members posted in several threads.

To note : I'm not against anyone who is able offset the GST on their own means. That's their luck and I'm fine with that. However, no one should be trolling, using this section of the forum to rant about banks not offsetting their GST or discussing ways to bypass the system. You have the Kopitiam for such things - go there and say whatever you want about the GST. GST is the decision of the government to collect it and it is not the banks - this is the fact that will be in place in this forum.

Anyone who has a personal problem with my opinion or the rules of this forum may take it via PM. I don't see the need for public attacks especially when a person thinks I'm against their belief.

This post has been edited by hye: Feb 4 2013, 10:10 AM
nothingz
post Feb 4 2013, 11:16 AM

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We are discussing bout the treatment by banks, we do know that the gst will ultimately go to government.

Why are you so sarcastic to delete other peoples' posts to prove yourself right?
ronnie
post Feb 4 2013, 11:26 AM

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hye just want to prevent public users to have misconception that we can offset the Govt Service Tax.
Silver Isle
post Feb 4 2013, 11:28 AM

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QUOTE(Silver Isle @ Jan 29 2013, 11:27 PM)
I was never a Citibank customer, and I tried applying for their credit cards just last week.

Today, received an email from myesmail@citi.com with the title Welcome to Citibank Electronic Statement.

Does this mean my application has been successful?
*
Turns out this really was a sign that my application has been successful. smile.gif

Collected 2 of my Citibank cards from the Poslaju office today! Cards were delivered the same day I received the SMS notification. They did not even attempt to call my mobile to check if I was home and left a note to ask me to go collect.

Anyway, shall work towards getting the trolley bag now! thumbup.gif
nothingz
post Feb 4 2013, 12:01 PM

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QUOTE(ronnie @ Feb 4 2013, 11:26 AM)
hye just want to prevent public users to have misconception that we can offset the Govt Service Tax.
*
There is no misconception, the decision to offer any kind of rebate ultimately lies with the banks. Is he trying to indicate the banks are doing something illegal?


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post Feb 4 2013, 01:54 PM

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Hi fellow citi cardholders, im not sure if this is the place to ask.
Im having citi premiermiles card, and also Enrich membership. Recently MAS joined oneworld alliance, means we can use our Enrich miles on other airlines for redemption, right?
As I checked in citi website, 1 PM point is only entitled to 0.73 Enrich miles. However for Cathay Pacific, which is also in oneworld, 1 PM point is 1 Asia mile.
Would it make more sense to redeem my PM points in Asia miles, and use it for MAS flights? Since the exchange rate is higher, I can get more miles with Asia miles with my PM points..
Sorry if I posted in the wrong place becos this concerns both travel and PM points redemption.. Mod pls delete my post if not relevant here.
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post Feb 4 2013, 02:38 PM

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QUOTE(torres09 @ Feb 4 2013, 01:54 PM)
Hi fellow citi cardholders, im not sure if this is the place to ask.
Im having citi premiermiles card, and also Enrich membership. Recently MAS joined oneworld alliance, means we can use our Enrich miles on other airlines for redemption, right?
As I checked in citi website, 1 PM point is only entitled to 0.73 Enrich miles. However for Cathay Pacific, which is also in oneworld, 1 PM point is 1 Asia mile.
Would it make more sense to redeem my PM points in Asia miles, and use it for MAS flights? Since the exchange rate is higher, I can get more miles with Asia miles with my PM points..
Sorry if I posted in the wrong place becos this concerns both travel and PM points redemption.. Mod pls delete my post if not relevant here.
*
Hi, i am not into miles, but maybe you can get your asnwer here:
http://forum.lowyat.net/topic/2635281
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post Feb 4 2013, 06:13 PM

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QUOTE(Human Nature @ Feb 3 2013, 06:42 PM)
But promotion ended on 31st Janurary wor...
sad.gif
hye
post Feb 4 2013, 07:28 PM

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notingz You may keep your opinions and thoughts - it's all yours and you are entitled to it.

I will not allow misleading information to exist here. I hope this ends here and I do not wish to prolonged it or do you want to remain hostile ?

This post has been edited by hye: Feb 4 2013, 07:28 PM
vincentxiang
post Feb 4 2013, 07:39 PM

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QUOTE(nothingz @ Feb 4 2013, 12:01 PM)
There is no misconception, the decision to offer any kind of rebate ultimately lies with the banks. Is he trying to indicate the banks are doing something illegal?
*
My humble opinion is the word member here chosen to interpret how to save money for paying GST. In view of legal, there is no way to "waive" GST, but bank can offer some incentive, such as reward point & cash rebate, and you may use these incentive to offset the GST you re obliged to pay. It is same practice on paying personal tax, gove offer some incentive for public to offset the tax you re obliged to pay but it doesnt mean the partial of initial amount you should pay is "waived". Hope it clarifies smile.gif
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post Feb 4 2013, 07:51 PM

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QUOTE(vincentxiang @ Feb 4 2013, 07:39 PM)
My humble opinion is the word member here chosen to interpret how to save money for paying GST. In view of legal, there is no way to "waive" GST, but bank can offer some incentive, such as reward point & cash rebate, and you may use these incentive to offset the GST you re obliged to pay. It is same practice on paying personal tax, gove offer some incentive for public to offset the tax you re obliged to pay but it doesnt mean the partial of initial amount you should pay is "waived". Hope it clarifies  smile.gif
*
Spot on mate smile.gif
nothingz
post Feb 4 2013, 10:10 PM

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QUOTE(vincentxiang @ Feb 4 2013, 07:39 PM)
My humble opinion is the word member here chosen to interpret how to save money for paying GST. In view of legal, there is no way to "waive" GST, but bank can offer some incentive, such as reward point & cash rebate, and you may use these incentive to offset the GST you re obliged to pay. It is same practice on paying personal tax, gove offer some incentive for public to offset the tax you re obliged to pay but it doesnt mean the partial of initial amount you should pay is "waived". Hope it clarifies  smile.gif
*
the word 'waived' here is not illegal unless i post porn here then it is strictly prohibited. forum is a place for discussion, if the members here use the incorrect word such a 'waived', we may educate them to use the correct word instead of just keep on deleting posts and those new comers don't even know wth is happening and their posts just gone missing.

refer to the below picture, even Bank Rakyat use the word 'GST waiver', if it is misleading or improper, i think someone would have reported it to Bank Negara.

Dear hye,

please don't think that you are always right. listen to others. you don't own this forum or this section of the forum. thank you!



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red_scorpion
post Feb 5 2013, 12:24 AM

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yea...at least you should let us know before just simply delete the posting. Newbie like me thought the system got error, or every midnight have cron job run which will affect the posting... You should tell us the reason, before delete. So are you just punish your kids without telling him what is the reason/whats wrong with him?

This post has been edited by red_scorpion: Feb 5 2013, 12:24 AM
b00n
post Feb 5 2013, 12:39 AM

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Refer OCBC website with good FAQ.
http://www.ocbccards.com.my/overlay/CCServiceTaxFAQ.aspx

Btw, 2 wrongs doesn't make 1 right, I.e. Bank Rakyat's case.

Also, I think probably most bank's sales person are to be blamed for misused of the word "waiver".
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post Feb 5 2013, 12:45 AM

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QUOTE(b00n @ Feb 5 2013, 12:39 AM)
Refer OCBC website with good FAQ.
http://www.ocbccards.com.my/overlay/CCServiceTaxFAQ.aspx

Btw, 2 wrongs doesn't make 1 right, I.e. Bank Rakyat's case.

Also, I think probably most bank's sales person are to be blamed for misused of the word "waiver".
*
rclxms.gif notworthy.gif
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post Feb 5 2013, 12:46 AM

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I agree. Other banks have been very careful, choosing terms like offset, rebate/cashback (with conditions and so on) but never waiver.

This post has been edited by Human Nature: Feb 5 2013, 12:48 AM
nothingz
post Feb 5 2013, 09:03 AM

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QUOTE(b00n @ Feb 5 2013, 12:39 AM)
Refer OCBC website with good FAQ.
http://www.ocbccards.com.my/overlay/CCServiceTaxFAQ.aspx

Btw, 2 wrongs doesn't make 1 right, I.e. Bank Rakyat's case.

Also, I think probably most bank's sales person are to be blamed for misused of the word "waiver".
*
If you use google to search, the term similar to gst waiver appears in Ambank, Amex, HLB, CIMB etc websites or their enclosures. There are more than 2 wrongs there.

What i tried to emphasise so far is we are more concerned towards the substance rather than the form. Waiver, rebate, cash back or usage bonus are just a term to described the RM50 subsidies by the banks. As long as it is understandable, why are we so particular on the specific term being used?
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post Feb 5 2013, 09:11 AM

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Maybe hye is worried LYN will get sued and moderators will get Demand Letters
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post Feb 5 2013, 09:38 AM

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QUOTE(nothingz @ Feb 5 2013, 09:03 AM)
If you use google to search, the term similar to gst waiver appears in Ambank, Amex, HLB, CIMB etc websites or their enclosures. There are more than 2 wrongs there.

What i tried to emphasise so far is we are more concerned towards the substance rather than the form. Waiver, rebate, cash back or usage bonus are just a term to described the RM50 subsidies by the banks. As long as it is understandable, why are we so particular on the specific term being used?
*
boss, i do agree with you. sometime, some people just too involved into the internet world, or might having some bipolar syndrome. to me, it does not matter which word to use, as long as the rm 50 is waived.

so, pointless to argue here, what important is, once a while, log into this website, and check it out which credit cards in malaysia have anything special offered to us.

p/s - i got the info regarding standard chartered bank credit card in this website, i end up 1750 richer include my wife.
MilesAndMore
post Feb 5 2013, 09:42 AM

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That's the thing. The term "waiver" used by some of these local banks is wrong because they are kind of like the collecting agency only in this case and they do not have the right to waive the credit card service tax. These banks may however offer various types of incentive to offset the cannot be waived credit card service tax. Since we know the term used is wrong, why should we continue to use something that is wrong ?
hye
post Feb 5 2013, 09:42 AM

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nothingz If you do not care about accuracy of the terminology, I'll appreciate if you keep that as your preference.
I don't see why us and especially me need to agree to your preferences especially when accuracy is compromised and readers can be confused.


MilesAndMore Thank you.

This post has been edited by hye: Feb 5 2013, 09:49 AM
nothingz
post Feb 5 2013, 10:06 AM

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QUOTE(hye @ Feb 5 2013, 09:42 AM)
nothingz If you do not care about accuracy of the terminology, I'll appreciate if you keep that as your preference.
I don't see why us and especially me need to agree to your preferences especially when accuracy is compromised and readers can be confused.
MilesAndMore Thank you.
*
Accurate or misleading is not up to you alone to judge, there is nothing to prove you are right either.

One thing for sure is you deleted my post again on how i pointed you as double standards. Such a disgrace to the mod team for not able to admit your own fault
b00n
post Feb 5 2013, 12:17 PM

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Amex FAQ: http://www.americanexpress.com.my/membersh...exfaq010110.pdf
"4. Can I request for a waiver?
No, I am so sorry that we can’t waive the service tax. However, we are glad to inform that you
may redeem the service tax using your Membership Rewards (MR) points."

HLB FAQ: http://www.hlb.com.my/pfs/cc/ccservicetax.jsp?flag=ccimpnote
"Can the service tax be waived?
No. However, we have extended our reward redemption option to allow our Cardholders to use their reward points to redeem against the service tax. "

Ambank can't seem to find their FAQ, however this is stated in their AMBonus Rewards Porgram: http://www.ambankgroup.com/en/Personal/Car...Redemption.aspx
Which they termed as GST Waiver Redemption: "Now with only 5,000 AmBonus Points you can offset your Credit Card GST! "

CIMB FAQ doesn't mention about GST waiver: http://www.cimbbank.com.my/index.php?rp=card+gst

The point we are trying to highlight here is GST is levied on the cardholder and the bank "technically" cannot waive it. They are only paying on behalf of the customer by giving out "offset programs" eg points redemption, or if one spends above certain level, etc... program.

Hope it clarifies. Let us drop this and go back to the discussion on Citi's card.
nothingz
post Feb 5 2013, 01:06 PM

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QUOTE(b00n @ Feb 5 2013, 12:17 PM)
Amex FAQ: http://www.americanexpress.com.my/membersh...exfaq010110.pdf
"4. Can I request for a waiver?
No, I am so sorry that we can’t waive the service tax. However, we are glad to inform that you
may redeem the service tax using your Membership Rewards (MR) points."

HLB FAQ: http://www.hlb.com.my/pfs/cc/ccservicetax.jsp?flag=ccimpnote
"Can the service tax be waived?
No. However,, we have extended our reward redemption option to allow our Cardholders to use their reward points to redeem against the service tax. "

Ambank can't seem to find their FAQ, however this is stated in their AMBonus Rewards Porgram: http://www.ambankgroup.com/en/Personal/Car...Redemption.aspx
Which they termed as GST Waiver Redemption: "Now with only 5,000 AmBonus Points you can offset your Credit Card GST! "

CIMB FAQ doesn't mention about GST waiver: http://www.cimbbank.com.my/index.php?rp=card+gst

The point we are trying to highlight here is GST is levied on the cardholder and the bank "technically" cannot waive it. They are only paying on behalf of the customer by giving out "offset programs" eg points redemption, or if one spends above certain level, etc... program.

Hope it clarifies. Let us drop this and go back to the discussion on Citi's card.
*
It still does not solve the issue of posts being deleted without reasons given. If a member asks on gst waiver, i correct him and reply on rebate but still both posts will be deleted. Banks can use this term but we cant.....

The matter will not end until your dear friend hye stops his nonsense
Celestia
post Feb 5 2013, 02:15 PM

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I just submitted the card upgrade form to Citibank yesterday, normally how long they take to respond whether approved or reject the upgrade?

not sure i missed it or not but the website doesnt state any timeline
TSHuman Nature
post Feb 5 2013, 04:22 PM

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QUOTE(Celestia @ Feb 5 2013, 02:15 PM)
I just submitted the card upgrade form to Citibank yesterday, normally how long they take to respond whether approved or reject the upgrade?

not sure i missed it or not but the website doesnt state any timeline
*
I usually give 1 week before giving them a follow up call. The duration varies, depending on how complete is the application docs, etc.
peri peri
post Feb 5 2013, 04:26 PM

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i had been noticed that there are no new citibank branch around KV for the pass 2 years. Recently new since last year was in BTHO
t3n
post Feb 6 2013, 02:22 PM

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Guys i just get my Cash Back Platinum approved... Can we waive the annual fee for this card? If yes then how? Thanks...
sangaran
post Feb 6 2013, 02:33 PM

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QUOTE(t3n @ Feb 6 2013, 02:22 PM)
Guys i just get my Cash Back Platinum approved... Can we waive the annual fee for this card? If yes then how? Thanks...
*
The CS did not tell/explain to you?
For mine, I need to swipe 3 times within 2 months for the first year, and 12 times for the rest of years
You will get sms to remind you anyway.
t3n
post Feb 6 2013, 02:56 PM

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QUOTE(sangaran @ Feb 6 2013, 02:33 PM)
The CS did not tell/explain to you?
For mine, I need to swipe 3 times within 2 months for the first year, and 12 times for the rest of years
You will get sms to remind you anyway.
*
I didnt ask because I am rushing that time at Midvalley booth... Thanks for your reply anyway... smile.gif smile.gif
kop2299
post Feb 6 2013, 05:14 PM

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today i shoot the citibank cs 99 regarding the 10% bill rebate promotion (last nov). I was told that i was not successful to get the rebate even i did the transaction at 12.05am on monday. I requested the bank to disclose the selection list but they refused
I hold their plat card >10yrs and I felt cheated by the bank becoz of this small rebate this time.

Silver Isle
post Feb 6 2013, 05:21 PM

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QUOTE
the offer applies only to purchases of tickets for normal seats in a common cinema hall, i.e. not to special seats howsoever named, such as but not limited to, “twin seats”, “couple seats”, “Premiere Class seats”, “Gold Class seats”, “seats in a Beanieplex” , nor tickets for screenings of premiere movies or digital 2D/3D movies


Aiyor the Clear card can't even buy 1 free 1 for 2D movies? sad.gif
nothingz
post Feb 6 2013, 05:58 PM

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Buy 1 free 1 is still on for clear card for gsc, tgv and cathay on friday?
Celestia
post Feb 6 2013, 07:36 PM

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QUOTE(nothingz @ Feb 6 2013, 05:58 PM)
Buy 1 free 1 is still on for clear card for gsc, tgv and cathay on friday?
*
according the website its yes

but i dont normally it, i buy with e-ticketing.

too lazy to queue up
leo_gaga
post Feb 7 2013, 08:20 AM

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QUOTE(nothingz @ Feb 6 2013, 05:58 PM)
Buy 1 free 1 is still on for clear card for gsc, tgv and cathay on friday?
*
Yup. i had confirmed with the citibank counter, the clear card b1f1 movie ticket on friday is a ''permenant'' priviledge.

Just bought my <<wedding diary II>> tickets on last tuesday for friday screening.
rm12 for both ticket in GSC tongue.gif



This post has been edited by leo_gaga: Feb 7 2013, 08:22 AM
nothingz
post Feb 7 2013, 09:07 AM

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QUOTE(Celestia @ Feb 6 2013, 07:36 PM)
according the website its yes

but i dont normally it, i buy with e-ticketing.

too lazy to queue up
*
QUOTE(leo_gaga @ Feb 7 2013, 08:20 AM)
Yup.  i had confirmed with the citibank counter, the clear card b1f1 movie ticket on friday is a ''permenant'' priviledge.

Just bought my <<wedding diary II>> tickets on last tuesday for friday screening.
rm12 for both ticket in GSC  tongue.gif
*
Thanks for the info. That means the b1f1 can buy in advance and only for friday movies

Silver Isle
post Feb 7 2013, 10:28 AM

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QUOTE(leo_gaga @ Feb 7 2013, 08:20 AM)
Yup.  i had confirmed with the citibank counter, the clear card b1f1 movie ticket on friday is a ''permenant'' priviledge.

Just bought my <<wedding diary II>> tickets on last tuesday for friday screening.
rm12 for both ticket in GSC  tongue.gif
*
Did you ask if it's applicable for 2D movies too? smile.gif
fly126
post Feb 7 2013, 05:38 PM

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QUOTE(Silver Isle @ Feb 7 2013, 10:28 AM)
Did you ask if it's applicable for 2D movies too? smile.gif
*
NOT Including: Gold, Premier, 2D, 3D,Couple Seat, Children, Old Folk... Buy 1 free 1 Just for Normal Class only ...
with 100% Confirm of that because I had Tried it Last Friday for 2D Movie (Taxi, Taxi) tak boleh Nasib Baik I got GSC Card.... nod.gif

Silver Isle
post Feb 7 2013, 05:53 PM

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QUOTE(fly126 @ Feb 7 2013, 05:38 PM)
NOT Including: Gold, Premier, 2D, 3D,Couple Seat, Children, Old Folk... Buy 1 free 1 Just for Normal Class only ...
with 100% Confirm of that because I had Tried it Last Friday for 2D Movie (Taxi, Taxi) tak boleh  Nasib Baik I got GSC Card.... nod.gif
*
Sad but thanks... sad.gif
nestahng
post Feb 9 2013, 12:27 AM

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Hi sifus,

Besides Citibank which offer 50% off on first purchase(Cap at RM250), is there any other bank that having the same offer?
TSHuman Nature
post Feb 9 2013, 12:28 AM

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QUOTE(nestahng @ Feb 9 2013, 12:27 AM)
Hi sifus,

Besides Citibank which offer 50% off on first purchase(Cap at RM250), is there any other bank that having the same offer?
*
CIMB, do read the T&C

This post has been edited by Human Nature: Feb 9 2013, 12:29 AM
t3arsCulprit
post Feb 9 2013, 09:57 AM

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Hi guys..

Btw how to pay the citibank credit card bill if nearby ur area does not have a bank??

If online got charges fee rite?
TSHuman Nature
post Feb 9 2013, 10:46 AM

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QUOTE(t3arsCulprit @ Feb 9 2013, 09:57 AM)
Hi guys..

Btw how to pay the citibank credit card bill if nearby ur area does not have a bank??

If online got charges fee rite?
*
Use Giro IBG..transfer online. Very minimal fee from 50 cents to rm2 only. Save hassle
t3arsCulprit
post Feb 9 2013, 11:07 AM

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QUOTE(Human Nature @ Feb 9 2013, 10:46 AM)
Use Giro IBG..transfer online. Very minimal fee from 50 cents to rm2 only. Save hassle
*
Ic.. If 50 cents is still ok.. RM 2 is too much lolx..

Thanks. biggrin.gif
nestahng
post Feb 9 2013, 05:41 PM

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QUOTE(Human Nature @ Feb 9 2013, 12:28 AM)
CIMB, do read the T&C
*
Thanks bro!
TSHuman Nature
post Feb 9 2013, 06:41 PM

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QUOTE(nestahng @ Feb 9 2013, 05:41 PM)
Thanks bro!
*
Go to cimb promo website and look for 50% cash back. Only applicable for application thru cardcentre or let us call you lead. You can find more info at the cimb thread
jayro_88
post Feb 9 2013, 09:53 PM

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Got my 50% rebate today rclxm9.gif
ronnie
post Feb 10 2013, 12:06 AM

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user posted image

Terms & Conditions

This post has been edited by ronnie: Feb 10 2013, 12:06 AM
sg999
post Feb 10 2013, 12:41 AM

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QUOTE(kop2299 @ Feb 6 2013, 06:14 PM)
today i shoot the citibank cs 99 regarding the 10% bill rebate promotion (last nov). I was told that i was not successful to get the rebate even i did the transaction at 12.05am on monday. I requested the bank to disclose the selection list but they refused
I hold their plat card >10yrs and I felt cheated by the bank becoz of this small rebate this time.
*
cut card
c hw they response
TSHuman Nature
post Feb 10 2013, 01:37 AM

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QUOTE(ronnie @ Feb 10 2013, 12:06 AM)
worth it? hmm.gif
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post Feb 10 2013, 01:57 AM

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QUOTE(Human Nature @ Feb 10 2013, 01:37 AM)
worth it?  hmm.gif
*
Basically you pay @ minimum you pay RM25[GST] + RM0.01 x 3 swipes to get the Loccitane Gift Set

This post has been edited by ronnie: Feb 10 2013, 01:57 AM
TSHuman Nature
post Feb 10 2013, 10:14 AM

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Yeah that will be the cost.but need to google on this brand lol
ronnie
post Feb 10 2013, 11:25 AM

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QUOTE(Human Nature @ Feb 10 2013, 10:14 AM)
Yeah that will be the cost.but need to google on this brand lol
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This is a not-so-cheap brand brows.gif cool2.gif
sangaran
post Feb 10 2013, 11:57 AM

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Anyone apply for that new rewards plat?
l3iTi
post Feb 10 2013, 06:56 PM

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geez.... i send request to cancel my cards, thought they will call me to waive the annual fees + offset GST....

Unfortunately, they din call me, and cancelled the card without informing me...
I notice this when i cant online login anymore, and give them a call to verify...

Haihz....no more RM10 movie tix for me anymore biggrin.gif
SUSDavid83
post Feb 10 2013, 07:41 PM

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QUOTE(l3iTi @ Feb 10 2013, 06:56 PM)
geez.... i send request to cancel my cards, thought they will call me to waive the annual fees + offset GST....

Unfortunately, they din call me, and cancelled the card without informing me...
I notice this when i cant online login anymore, and give them a call to verify...

Haihz....no more RM10 movie tix for me anymore biggrin.gif
*
Why they have to inform you since you're the who submitted the request yourself in the first place? Perhaps your request hasn't reached to their arbitration department. laugh.gif
l3iTi
post Feb 10 2013, 08:37 PM

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hehe...cos they said, the related dept will contact me mar biggrin.gif
ytd wanna go watch movie...scared later walk in liao, take tix, swipe the card, not successful...very mafan later...
techie.opinion
post Feb 12 2013, 04:46 PM

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QUOTE(sangaran @ Feb 10 2013, 11:57 AM)
Anyone apply for that new rewards plat?
*
Got the card already... 5X rewards point. Use it for purchase grocery and petrol.
Celestia
post Feb 13 2013, 12:01 PM

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how does citibank contact you regards to your application status? whether reject or approve?

email/normal mail/phone ?
nothingz
post Feb 13 2013, 03:31 PM

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QUOTE(Celestia @ Feb 13 2013, 12:01 PM)
how does citibank contact you regards to your application status? whether reject or approve?

email/normal mail/phone ?
*
If you receive email from citibank that you have enrolled to electronic services means your application is successful. They are usually quite fast in processing application
frenken
post Feb 13 2013, 09:53 PM

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Hi guys,

let say i have a negative value(i overpay) in my shell cashback card acc.. if i want to upgrade to platinum cashback, is it possible to do straight away?
meaning the negative value will carry forward.


mytmnet
post Feb 14 2013, 09:14 AM

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QUOTE(sj0217 @ Jan 30 2013, 07:32 AM)
Normally is 6 months only can be re-apply.

However, I have exp this before as I apply a bank of credit card but get rejected at first, 2 or 3 weeks after, I try to re-apply, I tot the bank wont approval anymore since I just got rejected, just try and see, but the bank has approve my cc application.  brows.gif

Not sure what is the policy of the bank.
*
I firstly apply in Nov 2012 and citibank reject me without giving any reason and notification. I try again in JAN 2013 and after 1 week I got 2 cards although I only apply for one hmm.gif
Is that my agent trying to get more commission from me? doh.gif
hye
post Feb 14 2013, 09:50 AM

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QUOTE(mytmnet @ Feb 14 2013, 09:14 AM)
I firstly apply in Nov 2012 and citibank reject me without giving any reason and notification. I try again in JAN 2013 and after 1 week I got 2 cards although I only apply for one hmm.gif
Is that my agent trying to get more commission from me? doh.gif
*
It all depends as to whether you filled up the forms yourself or did you allow the agents to do most of the filling up by the agent ?
If the latter, this is the consequences of allowing agents to fill up sections of the forms without supervision. The damage could have been worst. If you felt this should not have happened, then you consider lodging a complaint so that such things are not repeated ever.

This post has been edited by hye: Feb 14 2013, 09:51 AM
sangaran
post Feb 14 2013, 12:06 PM

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QUOTE(techie.opinion @ Feb 12 2013, 04:46 PM)
Got the card already... 5X rewards point. Use it for purchase grocery and petrol.
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the usage of the card must exceed certain amount if you want to waive the annual fee for the categories that u chosen?

mytmnet
post Feb 14 2013, 01:42 PM

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QUOTE(hye @ Feb 14 2013, 09:50 AM)
It all depends as to whether you filled up the forms yourself or did you allow the agents to do most of the filling up by the agent ?
If the latter, this is the consequences of allowing agents to fill up sections of the forms without supervision. The damage could have been worst. If you felt this should not have happened, then you consider lodging a complaint so that such things are not repeated ever.
*
I saw him tick only one card and mention I only want the Air-asia card. But still okay as I able to swipe 6 times each card each month.
But what I dislike is he also apply Citibank ready credit for me? Is that come with the card or is he busy body to apply for me also? doh.gif


techie.opinion
post Feb 14 2013, 01:47 PM

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QUOTE(sangaran @ Feb 14 2013, 12:06 PM)
the usage of the card must exceed certain amount if you want to waive the annual fee for the categories that u chosen?
*
Yes. Only RM100 waived if ur usage reached 15k per year. I founf this card fast in accumulating points.
techie.opinion
post Feb 14 2013, 01:49 PM

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QUOTE(mytmnet @ Feb 14 2013, 01:42 PM)
I saw him tick only one card and mention I only want the Air-asia card. But still okay as I able to swipe 6 times each card each month.
But what I dislike is he also apply Citibank ready credit for me? Is that come with the card or is he busy body to apply for me also?  doh.gif
*
He get more commision money with approved customer. Just cancel the extra card if u don' t want it.
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post Feb 14 2013, 03:07 PM

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QUOTE(techie.opinion @ Feb 14 2013, 01:49 PM)
He get more commision money with approved customer. Just cancel the extra card if u don' t want it.
*
But you need to br pay for both cards for two GST amount, even you going to terminate and didn't active it before.

Perhaps you can just keep it until the next of calendar year since you need to be pay for GST
fly126
post Feb 14 2013, 05:21 PM

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QUOTE(frenken @ Feb 13 2013, 09:53 PM)
Hi guys,

let say i have a negative value(i overpay) in my shell cashback card acc.. if i want to upgrade to platinum cashback, is it possible to do straight away?
meaning the negative value will carry forward.
*
Can Not Carry Forward sweat.gif
Term & Condition's: http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM
leo_gaga
post Feb 15 2013, 09:14 AM

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Surprising that I can purchase the 2D <I love hong Kong> movie in GSC .. initially the cashier over the counter was not so sure about the promo, until he asked that one (i believe he is a supervisor or manager) who stands next to him, and he confirm with the cashier said ok for b1f1 with my clearcard. (at that moment, he's busy playing phone)

haha~zap dou bou lo ~ mistakes? cny gift? rclxm9.gif
leo_gaga
post Feb 15 2013, 09:22 AM

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QUOTE(mytmnet @ Feb 14 2013, 01:42 PM)
I saw him tick only one card and mention I only want the Air-asia card. But still okay as I able to swipe 6 times each card each month.
But what I dislike is he also apply Citibank ready credit for me? Is that come with the card or is he busy body to apply for me also?  doh.gif
*
I got 3 cards ah !

That salesman really ...
I asked him, which card is nice in term of rebates and benefits. he recommend clear card. then , said i can choose another preferrence card and it is free. so i said ok... shell card then.
lastly, he directly give me a form, which is apply for ready cash. said it is likely an ATM card, can withdraw money when u are in need of cash. IT IS FREE!

*first year annual fees is waive after swipe 3 times in 2 months, if not mistaken
but I have no idea with the ready cash card, how to use.. i NEVER use that

Alright! I received 3 cards, and now I left 2 cards (terminate SHELL card after he got the commission - 6 months after applied cards) sweat.gif


TSHuman Nature
post Feb 15 2013, 03:50 PM

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QUOTE(leo_gaga @ Feb 15 2013, 09:22 AM)
I got 3 cards ah !

That salesman really ...
I asked him, which card is nice in term of rebates and benefits. he recommend clear card. then , said i can choose another preferrence card and it is free. so i said ok... shell card then.
lastly, he directly give me a form, which is apply for ready cash. said it is likely an ATM card, can withdraw money when u are in need of cash. IT IS FREE!

*first year annual fees is waive after swipe 3 times in 2 months, if not mistaken
but I have no idea with the ready cash card, how to use.. i NEVER use that

Alright! I received 3 cards, and now I left 2 cards (terminate SHELL card after he got the commission - 6 months after applied cards)  sweat.gif
*
I believe it is Ready Credit card:
https://www.citibank.com.my/english/readycr...ferCode=MYHTNRC

Please read the feature, terms and conditions, for your own benefit.
ch_leong
post Feb 15 2013, 04:16 PM

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nowadays bank doesn't appreciate old customers. They want NEW customers. even the newly 'recycled' customers.

QUOTE(kop2299 @ Feb 6 2013, 05:14 PM)
today i shoot the citibank cs 99 regarding the 10% bill rebate promotion (last nov). I was told that i was not successful to get the rebate even i did the transaction at 12.05am on monday. I requested the bank to disclose the selection list but they refused
I hold their plat card >10yrs and I felt cheated by the bank becoz of this small rebate this time.
*
nothingz
post Feb 15 2013, 04:20 PM

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QUOTE(Human Nature @ Feb 15 2013, 03:50 PM)
I believe it is Ready Credit card:
https://www.citibank.com.my/english/readycr...ferCode=MYHTNRC

Please read the feature, terms and conditions, for your own benefit.
*
It is not a credit card, it is a credit facility given to the principal card holder. Instead of charging cash withdrawal fee + interest, they only charge interest on amount withdrawn. Interest rate is rather high

This post has been edited by nothingz: Feb 15 2013, 04:21 PM
TSHuman Nature
post Feb 15 2013, 04:22 PM

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QUOTE(nothingz @ Feb 15 2013, 04:20 PM)
It is not a credit card, it is a credit facility given to the principal card holder. Instead of charging cash withdrawal fee, they only charge interest on amount withdrawn. Interest rate is rather high
*
i know, the name is Ready Credit and it comes with a card biggrin.gif shouldn't have typed credit and card together biggrin.gif and that is why i ask him to read the T&C

This post has been edited by Human Nature: Feb 15 2013, 04:23 PM
kelvinling
post Feb 16 2013, 09:34 AM

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QUOTE(ch_leong @ Feb 15 2013, 04:16 PM)
nowadays bank doesn't appreciate old customers. They want NEW customers. even the newly 'recycled' customers.
*
Not really. Citibank rejected my application. I have a supplementary card in Citibank and my spending on the card isn't low either. Maybe they just don't like me.
techie.opinion
post Feb 16 2013, 12:48 PM

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QUOTE(sj0217 @ Feb 14 2013, 03:07 PM)
But you need to br pay for both cards for two GST amount, even you going to terminate and didn't active it before.

Perhaps you can just keep it until the next of calendar year since you need to be pay for GST
*
If it was me... I terminate the cards... As what i did. Holding more cards put more high debt risk to me... Ahakkkks...
techie.opinion
post Feb 16 2013, 12:49 PM

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QUOTE(kelvinling @ Feb 16 2013, 09:34 AM)
Not really. Citibank rejected my application. I have a supplementary card in Citibank and my spending on the card isn't low either. Maybe they just don't like me.
*
Haha go apply other bank lor...
allornothing
post Feb 17 2013, 11:09 PM

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New holder of Clear Card.

I've made two online purchases which did not require me to enter any randomly generated PIN. Does Citibank not use Verified by Visa or Mastercard Securecode?

I find it ironic since Maybank uses it.
SUSDavid83
post Feb 17 2013, 11:11 PM

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QUOTE(allornothing @ Feb 17 2013, 11:09 PM)
New holder of Clear Card.

I've made two online purchases which did not require me to enter any randomly generated PIN. Does Citibank not use Verified by Visa or Mastercard Securecode?

I find it ironic since Maybank uses it.
*
No, Citibank doesn't have such feature.
nothingz
post Feb 17 2013, 11:13 PM

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QUOTE(allornothing @ Feb 17 2013, 11:09 PM)
New holder of Clear Card.

I've made two online purchases which did not require me to enter any randomly generated PIN. Does Citibank not use Verified by Visa or Mastercard Securecode?

I find it ironic since Maybank uses it.
*
i used it a week ago, it requires me to enter verified by visa pin. certain websites do not request for the pin such as Apple Store Malaysia, HP Telesales. These kind of transactions, they will call up personally to confirm the transactions. For Apple Store, i used MBB card to purchase Ipad for the first time, they called but not the second time
ed0gawa
post Feb 17 2013, 11:16 PM

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Anyone got upgraded (supposingly free and compulsory) from Silver Cash Back card to Business Plat?

Got bombed with a RM70 annual fee (Feb Bill), gonna call CS tomorrow to waive it or i'll just cancel it since all the while under silver card I didn't have to pay any annual fee
nothingz
post Feb 17 2013, 11:21 PM

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QUOTE(David83 @ Feb 17 2013, 11:11 PM)
No, Citibank doesn't have such feature.
*
The bottom sms is for online transaction


Attached thumbnail(s)
Attached Image
SUSDavid83
post Feb 17 2013, 11:33 PM

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They didn't actually promote it like MBB.

So not sure so about it. My mistake, sorry!
leo_gaga
post Feb 18 2013, 08:09 AM

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QUOTE(Human Nature @ Feb 15 2013, 04:22 PM)
i know, the name is Ready Credit and it comes with a card  biggrin.gif shouldn't have typed credit and card together  biggrin.gif and that is why i ask him to read the T&C
*
Eh? did I say it is a Credit card?
Just a sharing how many cards that I received from Citibank , that is.

and i am a girl yeah blush.gif

thanks for your url anyway..

This post has been edited by leo_gaga: Feb 18 2013, 08:12 AM
leo_gaga
post Feb 18 2013, 08:16 AM

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QUOTE(nothingz @ Feb 15 2013, 04:20 PM)
It is not a credit card, it is a credit facility given to the principal card holder. Instead of charging cash withdrawal fee + interest, they only charge interest on amount withdrawn. Interest rate is rather high
*
alright, now i see. luckily i never use it.
just abandon this card in my drawer only. rclxub.gif

matsy0421
post Feb 19 2013, 03:50 PM

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Hi guys.. Could anyone tell me what time does the sunway pyramid citibank kiosk close? Thanks in advance
ronnie
post Feb 19 2013, 03:52 PM

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QUOTE(matsy0421 @ Feb 19 2013, 03:50 PM)
Hi guys.. Could anyone tell me what time does the sunway pyramid citibank kiosk close? Thanks in advance
*
Probably 9:30pm to 10pm
matsy0421
post Feb 19 2013, 03:54 PM

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QUOTE(ronnie @ Feb 19 2013, 03:52 PM)
Probably 9:30pm to 10pm
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So it just operate just like normal sunway pyramid operating hour? one more questions, Can do cc application there right?
red_scorpion
post Feb 19 2013, 08:18 PM

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QUOTE(matsy0421 @ Feb 19 2013, 03:54 PM)
So it just operate just like normal sunway pyramid operating hour? one more questions, Can do cc application there right?
*
sure. just bring your IC to there, they have the EPF kiosk to print your EPf statment for application also. I did it 1 years ago. tongue.gif
mengfui
post Feb 19 2013, 10:24 PM

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Any terms to waive the Citibank Platinum CC annual fees?
SUSDavid83
post Feb 19 2013, 10:49 PM

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QUOTE(mengfui @ Feb 19 2013, 10:24 PM)
Any terms to waive the Citibank Platinum CC annual fees?
*
Give a call to CS. Usually annual fee can be waived easily; not the GST.
Chester
post Feb 19 2013, 11:03 PM

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Anyone took their PrimierMiles Signature? OK?
sangaran
post Feb 20 2013, 07:52 PM

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QUOTE(David83 @ Feb 19 2013, 10:49 PM)
Give a call to CS. Usually annual fee can be waived easily; not the GST.
*
usually call a month before the annual fee date or after getting the annual fee on the statement?
SUSDavid83
post Feb 20 2013, 08:23 PM

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QUOTE(sangaran @ Feb 20 2013, 07:52 PM)
usually call a month before the annual fee date or after getting the annual fee on the statement?
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I did it after.
MilesAndMore
post Feb 20 2013, 09:46 PM

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QUOTE(sangaran @ Feb 20 2013, 07:52 PM)
usually call a month before the annual fee date or after getting the annual fee on the statement?
*
I normally do it a month before. I have two Citibank credit cards, one is due for renewal in August and another one is in November. I usually ask them to waive the annual fees for both cards right away so that i don't have to call them for second time before November.

500Kmission
post Feb 20 2013, 11:37 PM

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yesterday I finally received one 20" hardcase trolley bag rclxms.gif rclxms.gif rclxms.gif
-Matrix-
post Feb 21 2013, 11:28 AM

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good morning guys, gals,

citibank just called me to offer rewards platinum card:

- within 2 mths, swipe 3 times (any amount) and the GST will be REBATE back to me
- first year annual fees waived

i suppose citibank is playing catching up now when consumers are flocking to other banks ... anyway, any idea if i should give this a try?

cheers ...
TSHuman Nature
post Feb 21 2013, 11:31 AM

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QUOTE(-Matrix- @ Feb 21 2013, 11:28 AM)
good morning guys, gals,
citibank just called me to offer rewards platinum card:
- within 2 mths, swipe 3 times (any amount) and the GST will be REBATE back to me
- first year annual fees waived
i suppose citibank is playing catching up now when consumers are flocking to other banks ... anyway, any idea if i should give this a try?
cheers ...
*
no free gift offer?
maru
post Feb 21 2013, 11:35 AM

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QUOTE(-Matrix- @ Feb 21 2013, 11:28 AM)
good morning guys, gals,

citibank just called me to offer rewards platinum card:

- within 2 mths, swipe 3 times (any amount) and the GST will be REBATE back to me
- first year annual fees waived

i suppose citibank is playing catching up now when consumers are flocking to other banks ... anyway, any idea if i should give this a try?

cheers ...
*
they aggressive like maybank d?

holding 4 cards from them....their card really for ntg
sj0217
post Feb 21 2013, 11:39 AM

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QUOTE(-Matrix- @ Feb 21 2013, 11:28 AM)
good morning guys, gals,

citibank just called me to offer rewards platinum card:

- within 2 mths, swipe 3 times (any amount) and the GST will be REBATE back to me
- first year annual fees waived

i suppose citibank is playing catching up now when consumers are flocking to other banks ... anyway, any idea if i should give this a try?

cheers ...
*
I would get a try to hold this cc since the bank offer u the GST can be offset no matter how much (no limitation amount need to be speed) u spend within 2 months. Some more, first year annual fees is waived. rclxms.gif

Why not?? thumbup.gif thumbup.gif
-Matrix-
post Feb 21 2013, 11:58 AM

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hello guys, gals,

terribly sorry, just got the email from the sales lady ... it's citibank cash back platinum, not rewards platinum ... she kept on talking about rewards, rewards & rewards over the phone so i thought it was rewards card ... but after received the email, confirmed it's cash-back platinum ...

but i think this is less attractive than ocbc titanium & maybank 2 amex right?

so, any existing citibank cash back platinum cardholder can advice?

cheers ...
MilesAndMore
post Feb 21 2013, 01:08 PM

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QUOTE(-Matrix- @ Feb 21 2013, 11:58 AM)
hello guys, gals,

terribly sorry, just got the email from the sales lady ... it's citibank cash back platinum, not rewards platinum ... she kept on talking about rewards, rewards & rewards over the phone so i thought it was rewards card ... but after received the email, confirmed it's cash-back platinum ...

but i think this is less attractive than ocbc titanium & maybank 2 amex right?

so, any existing citibank cash back platinum cardholder can advice?

cheers ...
*
I have this Citibank Cash Back Platinum. I only use it once in a while since i got my OCBC Titanium and Maybankard 2 AMEX/VISA about two years ago. There are months that i totally used up the 5% rebate (OCBC) and 5%+5TP (MBB2 AMEX), so these are the times that i'll use my Citibank Cash Back Platinum to pay for petrol.

If you don't spend a lot, actually having the OCBC Titanium MasterCard and MBB2 AMEX are good enough already. I still have to pay the credit card service tax for the Citibank Cash Back Platinum but the total cash back i get from this card (for petrol mostly) per annum is more than enough to cover the credit card service tax. This is why i am still keeping this card smile.gif

This post has been edited by MilesAndMore: Feb 21 2013, 01:09 PM
-Matrix-
post Feb 21 2013, 01:23 PM

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QUOTE(MilesAndMore @ Feb 21 2013, 01:08 PM)
I have this Citibank Cash Back Platinum. I only use it once in a while since i got my OCBC Titanium and Maybankard 2 AMEX/VISA about two years ago. There are months that i totally used up the 5% rebate (OCBC) and 5%+5TP (MBB2 AMEX), so these are the times that i'll use my Citibank Cash Back Platinum to pay for petrol.

If you don't spend a lot, actually having the OCBC Titanium MasterCard and MBB2 AMEX are good enough already. I still have to pay the credit card service tax for the Citibank Cash Back Platinum but the total cash back i get from this card (for petrol mostly) per annum is more than enough to cover the credit card service tax. This is why i am still keeping this card  smile.gif
*
noted with thanx ... i suppose can keep this card as backup till the month of 10th, before decide if i should get rid of my standchart platinum business, which currently supposedly provides 15% petrol cashback ... laugh.gif

in the meantime, let me ask the saleslady if there's any free gift, as one of the forumners here suggest ... biggrin.gif
red_scorpion
post Feb 21 2013, 01:56 PM

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QUOTE(-Matrix- @ Feb 21 2013, 01:23 PM)
noted with thanx ... i suppose can keep this card as backup till the month of 10th, before decide if i should get rid of my standchart platinum business, which currently supposedly provides 15% petrol cashback ...  laugh.gif

in the meantime, let me ask the saleslady if there's any free gift, as one of the forumners here suggest ...  biggrin.gif
*
yea, you should asked for extra free gift as RM50 GST offset is too less. =X Every bank is giving that. biggrin.gif
I got RM200 sign up cash back last year Jan. And I heard last few month there is a 50% cash back for 1st purchase also.
Maybe you need to wait for sign up promotion.

This post has been edited by red_scorpion: Feb 21 2013, 01:57 PM

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