Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Citibank Credit Cards V2, Discuss here
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 Nov 21 2012, 04:07 PM
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#1
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Junior Member
402 posts Joined: Jan 2006  
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I'm thinking on getting this Citibank Choice Credit Card, but curious on what would be the disadvantages of cc?
Is there minimum transaction per month? How about its interest rate? Anyone want to share? |
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Nov 21 2012, 05:15 PM
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#2
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Junior Member
402 posts Joined: Jan 2006
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QUOTE(kobemclouis @ Nov 21 2012, 04:57 PM) Dude, epic case! haha..Just got my card today, the outlook of the clear cc is great, is partially transparent. Many2 thanks for your feedback Added on November 21, 2012, 5:02 pm No minimum transaction as i think all the cc will not have this rules  ...interest rate for first year is 18%(1.5% per month), but if you are a good pay master, it will reduce to 8.88% in the second year... so on and so forth... |
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Dec 18 2012, 02:42 PM
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#3
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Junior Member
402 posts Joined: Jan 2006
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QUOTE(owenwong84 @ Dec 17 2012, 04:16 PM) Heart shatter... You applied on 15/12 and its already approved? Or how do u know that you will get the trolley bag? I sent my application via email last week and their reps. call me on thursday. She said it will need 2-3 weeks for approval. But I forgot to ask about the free trolley bag RM250 only applies to applicant at KL selected mall only. Mine apply at Melaka. Funny is the trolley bag still have. I applied on 15/12  |
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Dec 19 2012, 12:20 AM
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#4
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Junior Member
402 posts Joined: Jan 2006
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QUOTE(nothingz @ Dec 18 2012, 03:43 PM) Mine was approved 2 days after documents submission through email, 2 or 3 weeks should be maximum. If your aplication is successful, you will receive email from them that you have enrolled e-statement. Read t&c at their website to see whether you will get the trolley bag. Just received email from citibank regarding e-statement, I guess my application has been approved. Now I just to wait for the card to arrive.. |
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Dec 20 2012, 10:26 PM
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#5
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Junior Member
402 posts Joined: Jan 2006
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after cc application approved, usually how long it take to reach applicant?
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Dec 20 2012, 10:59 PM
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#6
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Junior Member
402 posts Joined: Jan 2006
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QUOTE(fly126 @ Dec 20 2012, 10:36 PM) 5-10 Working Days... thanks, hope it will be faster..he..he..  Added on December 20, 2012, 10:42 pm Maybe more Faster for Citibank need 3 Working Days only  anyone here utilize the easy payment scheme? I read somewhere that it is not good to use EPP as it will trap the user. |
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