Hi, I have some question regarding Citibank credit card approval.

I never had any credit card before (1st time applying for a credit card) & my salary is RM24k per annum. I just want to apply a card mostly for online shopping.

I applied the Citibank Gold Visa & just received a letter from them today stating that they're unable to offer me a Citibank credit card at this point in time.

Does this mean I will not be able to apply for any Citibank credit card anymore? And will this also indicate that it will be difficult for me to apply a credit card from other bank(s)?

Thank you for any kind suggestions & advices in advance.

Thanks for the reply.




That seems like a strange policy. So I guess I won't be able to get any Citibank credit card then since I didn't even have 1.




Thanks for the replies & have a Happy New Year