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Credit Cards Citibank Credit Cards V2, Discuss here

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chiahau
post Jan 14 2013, 03:56 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(night @ Jan 14 2013, 02:59 PM)
My annual income was at RM36k and I was rejected by the them. Reason given; record too clean. However, if you want to apply their CC, suggest you doing so via their promotion booth located at shopping mall. Lots of free goodies.
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What an awesome reason to be rejected for a Credit Card laugh.gif laugh.gif laugh.gif
chiahau
post Jan 14 2013, 04:48 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(Human Nature @ Jan 14 2013, 04:47 PM)
A member mentioned that this is Citibank's new policy.
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I know.

But apparently, when you apply through agents, your chances suddenly soar xxx% higher laugh.gif

This banks all policy ever-changing one.

If you can't get it the 1st time around, just get another CC from another bank and wait for them to come invite you.
chiahau
post Feb 1 2013, 12:25 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(blakedexter47 @ Jan 31 2013, 11:26 PM)
i got rejected after waiting 2 weeks . applied for citi platinum card. i got good payment history on ccris report. salary over the requirement. they asked me submit job offer letter, 3 months payslip because i got credit cards over 2 years. they called me last week for verification. found out thru CS that i just got rejected. why why why ? if not enough supporting docs , then call me ma, i can give you bank statement/epf. first stage , they said dont need. then now reject but never called me up to ask me to give stronger income docs. citibank no give face meh111
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Bank nowadays don't give reason for rejection.

My income > pre-requisite but they told me to come back next year. So as i said earlier, if you are not happy, then there's nothing you can do except to keep re-applying and wait for a better luck.

Besides, bank nowadays has weird ways to calculate the risk factor for one individual.

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