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Credit Cards Citibank Credit Cards V2, Discuss here
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chiahau
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Jan 14 2013, 03:56 PM
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QUOTE(night @ Jan 14 2013, 02:59 PM) My annual income was at RM36k and I was rejected by the them. Reason given; record too clean. However, if you want to apply their CC, suggest you doing so via their promotion booth located at shopping mall. Lots of free goodies. What an awesome reason to be rejected for a Credit Card
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chiahau
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Jan 14 2013, 04:48 PM
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QUOTE(Human Nature @ Jan 14 2013, 04:47 PM) A member mentioned that this is Citibank's new policy. I know. But apparently, when you apply through agents, your chances suddenly soar xxx% higher This banks all policy ever-changing one. If you can't get it the 1st time around, just get another CC from another bank and wait for them to come invite you.
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chiahau
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Feb 1 2013, 12:25 AM
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QUOTE(blakedexter47 @ Jan 31 2013, 11:26 PM) i got rejected after waiting 2 weeks . applied for citi platinum card. i got good payment history on ccris report. salary over the requirement. they asked me submit job offer letter, 3 months payslip because i got credit cards over 2 years. they called me last week for verification. found out thru CS that i just got rejected. why why why ? if not enough supporting docs , then call me ma, i can give you bank statement/epf. first stage , they said dont need. then now reject but never called me up to ask me to give stronger income docs. citibank no give face meh111 Bank nowadays don't give reason for rejection. My income > pre-requisite but they told me to come back next year. So as i said earlier, if you are not happy, then there's nothing you can do except to keep re-applying and wait for a better luck. Besides, bank nowadays has weird ways to calculate the risk factor for one individual.
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