Read the T&C of this 10% promotion again. It is capped at RM200 per bill only and there is only RM5,000 to be given for this 10% every week on a first come first serve basis.

Someone posted here a while ago that Citibank no longer offers credit card to those who have never had a credit card. This apparently is a new Citibank policy.

- Login
- Transfer (on the upper menu)
- To other banks (scroll over)
- Fill in the blanks

Did pay some bills hoping to get the 10% rebate but so far still no sight of the 10% rebate. Either it's not in yet or the quota already finished by the time I paid the bill through Citi online.

Spot on mate

That's the thing. The term "waiver" used by some of these local banks is wrong because they are kind of like the collecting agency only in this case and they do not have the right to waive the credit card service tax. These banks may however offer various types of incentive to offset the cannot be waived credit card service tax. Since we know the term used is wrong, why should we continue to use something that is wrong ?

I normally do it a month before. I have two Citibank credit cards, one is due for renewal in August and another one is in November. I usually ask them to waive the annual fees for both cards right away so that i don't have to call them for second time before November.

I have this Citibank Cash Back Platinum. I only use it once in a while since i got my OCBC Titanium and Maybankard 2 AMEX/VISA about two years ago. There are months that i totally used up the 5% rebate (OCBC) and 5%+5TP (MBB2 AMEX), so these are the times that i'll use my Citibank Cash Back Platinum to pay for petrol.

If you don't spend a lot, actually having the OCBC Titanium MasterCard and MBB2 AMEX are good enough already. I still have to pay the credit card service tax for the Citibank Cash Back Platinum but the total cash back i get from this card (for petrol mostly) per annum is more than enough to cover the credit card service tax. This is why i am still keeping this card

This post has been edited by MilesAndMore: Feb 21 2013, 01:09 PM

Mine requires me to spend at least RM4,500 for 3 consecutive months and only to get a guaranteed RM80 cash back per month

The SMS just came in this evening, by the way.

Need at least RM200,000/pa. Not sure how much is the annual fee.

Some people have it while some don't. I have two credit cards from Citibank and only one comes with a separate installment limit.

Actually a MasterCard logo in silver doesn't necessarily mean it is a World Elite MasterCard. A few US Banks have been issuing MasterCard with silver MasterCard logo for a few years already. The Chase World MasterCard for example, has its logo printed in silver.

Because there are people who may be interested and qualify for this card but not willing to pay the hefty annual fee So he/she was like just give you a warning. If he/she doesn't tell you about this, then people will definitely complain that they are not aware of this later

Yeah, just remember that too because I've seen it like once or twice here only (we seldom see people talk about AmBank cc here lol). Even the VISA Infinite has a silver logo

I concur. There is no point to go through so many steps.

Not all rich people play golf. Gen-X certainly doesn't.

If the website doesn't support Verified by VISA or MasterCard SecureCode, then it doesn't need Citibank OTP for the transaction to go through unfortunately.

I did it at MPH bookstore a month ago. And currently they have this offer that you pay with your points and you will get x% rebate for your next purchase. You must pay with your Citibank credit card of course to get the x% rebate.

I believe there isn't... The least amount i charged to my Citibank VISA was just around RM17. They used to be a minimum charge when they were using CIMB card processing terminal (RM20 or RM30 if my memory serves me correctly).

There is no penalty for early settlement for 0% instalment.