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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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TSGen-X
post Sep 27 2011, 11:11 PM, updated 14y ago

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Click here to go to Maybankard 2 Cards Official Website
Click here to go to Maybank's website.
Click here to go to American Express Website.


Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits

1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up, one service tax, and one statement.
2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
3. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
4. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month.
5. Lifetime Fee Waiver with complimentary supplementary cards.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Maybankard 2 MasterCard will be available from April 2011 onwards.

Who can apply?

* Malaysians and expatriates with a minimum annual income of RM60,000
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:

* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 2 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:

* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:

* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:

1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2282 0373.
3. By email to amexcards@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.
5. Click "I'm interested" in Maybankard 2 Official Website. Link at the very top.


Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread,

Other Related Threads in this Forum:

Places That Accept AMEX Thread

Click here to Pumping Petrol with your CC Thread.

Click here to Suspicious Telphone Call Thread. Recommended that you read the 1st post at the very least.

Other Related Links.

QUOTE(ronnie @ Oct 5 2011, 10:26 PM)
Current list of American Express® EzyPay merchants (as per 04-Oct-2011)
http://www.maybank2u.com.my/WebBank/digiEzp041011_mchant.pdf
*

Click here to read my review on Maybankard 2 Cards where it includes a brief comparison between Maybankard 2 Amex versus OCBC Titanium MasterCard.

Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.

Click here to see brief comparison between Maybankard 2 American Express vs. Citibank Platinum Cash Back credit card.

Click here to read my article on Maybank Credit Card Promotion 2012

Click here to read more on AMEX Promotion and also 0% EzyPay Installemnt with your American Express card. o

If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card.

Click here to read about my experience in getting a Maybank2U account for my MBB credit cards.

Click here to see a M2U fake email that was sent to me.

user posted image
Maybank Card Centre at 1 Utama and KLCC are supposed to process your application for the Maybankard 2 Cards within 60 minutes. Click here to read my article on it.

If you need further clarifications on the 1 hour approval at 1U Card Cetnre, you may contact the card them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451

This post has been edited by Gen-X: Feb 27 2012, 11:13 PM
TSGen-X
post Sep 27 2011, 11:11 PM

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Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard.
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
11. The Starbucks 1 for 1 drink promotion with AMEX has expired on 31 July 2011.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MC and including Petrol. Good for station that does not accept AMEX.
16. If you link your pay pal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. Dell got no installment plan with AMEX and you won't get cash back if you purchase online on weekends.
18. 10,000 Treats Points to offset RM50 annual GST. Call MBB CS to redeem 10K TP after you have been charged the GST.
19. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.

See below tables for MBB 2 AMEX versus MBB MasterCard Overseas Transactions contributed by jchong

user posted image
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The 5% Cash Back is subjected to POSTING DATE not transaction date. Here's a detail example by ronnie

QUOTE(ronnie @ Oct 29 2011, 06:18 PM)
The last weekend for October 2011 is 29th and 30th October.
Only those transactions done on 29th/30th must be posted on or before 31 October 2011 to be part of the October's RM50 rebate calculation.

Eg.
Transaction Date : 29 October 2011
Posting Date : 29 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 30 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 31 October 2011
Included in the October 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 1 November 2011
Included in the November 2011 Weekend Rebate calculation

Transaction Date : 29 October 2011
Posting Date : 2 November 2011
Included in the November 2011 Weekend Rebate calculation
*
To ALL, Please PM me if you have anything to add or revise the above and I shall paste the update here. Thanks.

NOTICE

If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by Gen-X: Jan 8 2012, 10:29 PM
Human Nature
post Sep 27 2011, 11:19 PM

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LoL! so fast new version. I was ranting about my experience with maybank pizza hut promo earlier.
alexwsk
post Sep 27 2011, 11:20 PM

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QUOTE(Human Nature @ Sep 27 2011, 11:19 PM)
LoL! so fast new version. I was ranting about my experience with maybank pizza hut promo earlier.
*
checking in, do update us if qsr/mbb reply u
DM3
post Sep 27 2011, 11:46 PM

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anyone did transaction at groupon msia with the visa and it has not secure code verification right?
hye
post Sep 27 2011, 11:51 PM

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QUOTE(Human Nature @ Sep 27 2011, 11:19 PM)
LoL! so fast new version. I was ranting about my experience with maybank pizza hut promo earlier.
*
Sorry to hear you have a bad experience. Do keep us posted of the developments both from QSR and MBB.
Hopefully it's QSR's fault for not keeping their staff well informed.
zenquix
post Sep 28 2011, 12:07 AM

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This is the fastest growing card specific thread smile.gif
doraemonkiller
post Sep 28 2011, 12:39 AM

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your brief comparisons between Maybankard 2 Amex versus OCBC Titanium MasterCard is very useful. Solved my "???"

erry-
post Sep 28 2011, 01:04 AM

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QUOTE(Gen-X @ Sep 28 2011, 11:13 PM)
Time for V3. erry, can you like post again about the open slot thingy at V3 so that others will not miss your informative post.
*
ok.

this term of "call-to-open-slot" is not official. coz i had this experienced in malay, the cs just said "KAMI KENA 'BUKA' DULU AMEX KALAU NAK BUAT PEMBAYARAN DI WEBSITE NI". so rather than just said "call-to-open", i prefer "call-to-open-slot" laugh.gif

previously, i try to make payment at a website (refer attachment below), but cannot proceed. after tried it twice, my friend (next to me) who had purchased at this website before said need to call bank 1st to "allow" the transaction, and not long after that (less than 5 mins), maybank cs did call me and asking if i really make the payment at the website (company name), and i said yes. then the cs told me that i need to call them to open transaction for that website (company name) to avoid scam. so i just ask them open/allow, and they verify me, and after that i can proceed with the payment at the website. for my 2nd 3rd and so on transaction, i need to call maybank cs 1st to ask them to open/allow the transaction at the website before can proceed (verification process applied).

1. "call-to-open-slot" for amex is ONLY applicable for company/merchant that support amex for their online payment, but with permission of maybank/amex 1st. number to called is as stated at the back of amex card.

2. usually is bcoz the company faced so many scam (using stolen amex number) to purchase items from their website.
so they co-operate with maybank to block amex transaction for their website (merchant name), unless, maybank un-block it 1st for certain time (example u call at 2pm and maybank open/allow till 12pm for same day).

3. at the website, u can select/choose amex for payment option. but if u just key-in ur amex info without call cs to open the slot, ur transaction will be failed.

here the screenshot of the website payment page:

Attached Image

note: this is malaysian registered-based website (www.*.my).
if call maybank cs and ask to open the slot for this company, they already familiar witth this company name.

AGAIN - this is only for website that CONFIRM can support amex and have this option.

at the time i'm posting this - ETIQA is NOT accepting amex for their online payment yet, even have amex as payment option.
while AIRASIA & MAS didnt implement this "call-to-open-slot" option (yet? or maybe wont?).

hope no need to quote this post as i may update/edit later notworthy.gif

This post has been edited by erry-: Sep 28 2011, 01:15 AM
erry-
post Sep 28 2011, 01:09 AM

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QUOTE(alexwsk @ Sep 27 2011, 10:08 PM)
damn, means should be able to do this for etiqa online on saturday lo
*
AFAIK, etiqa still cannot accept amex for their online payment yet.

but at the website i mentioned, yes i did received cashback coz the transaction date is on satuday (and the posting date is 4 days later).

QUOTE(MGM @ Sep 27 2011, 10:25 PM)
Called AMEX cs regarding using AMEX to pay for etiqa online in May2011 and the problem faced but they never suggested to "open the slot".
*
again, coz this is because etiqa still cannot accept amex for their online payment yet sweat.gif

This post has been edited by erry-: Sep 28 2011, 01:17 AM
erry-
post Sep 28 2011, 01:22 AM

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Required Documents

my bro-in-law and 2 friends (total = 3 person) successfully applied this card with submitting just IC and latest 2 months' salary slips, 1 applied at KLCC and 2 at OU (all get within 1-2 hours) thumbup.gif


Added on September 28, 2011, 1:24 amMaybankard 2 Cards FAQ:

2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.

IMHO, better change it to - The rebate is credited to the AMEX card on next month, usually on 1st or 2nd day of the month.

notworthy.gif

This post has been edited by erry-: Sep 28 2011, 01:24 AM
snigapoe
post Sep 28 2011, 09:14 AM

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QUOTE(erry- @ Sep 28 2011, 01:04 AM)
ok.

this term of "call-to-open-slot" is not official. coz i had this experienced in malay, the cs just said "KAMI KENA 'BUKA' DULU AMEX KALAU NAK BUAT PEMBAYARAN DI WEBSITE NI". so rather than just said "call-to-open", i prefer "call-to-open-slot" laugh.gif

previously, i try to make payment at a website (refer attachment below), but cannot proceed. after tried it twice, my friend (next to me) who had purchased at this website before said need to call bank 1st to "allow" the transaction, and not long after that (less than 5 mins), maybank cs did call me and asking if i really make the payment at the website (company name), and i said yes. then the cs told me that i need to call them to open transaction for that website (company name) to avoid scam. so i just ask them open/allow, and they verify me, and after that i can proceed with the payment at the website. for my 2nd 3rd and so on transaction, i need to call maybank cs 1st to ask them to open/allow the transaction at the website before can proceed (verification process applied).

1. "call-to-open-slot" for amex is ONLY applicable for company/merchant that support amex for their online payment, but with permission of maybank/amex 1st. number to called is as stated at the back of amex card.

2. usually is bcoz the company faced so many scam (using stolen amex number) to purchase items from their website.
so they co-operate with maybank to block amex transaction for their website (merchant name), unless, maybank un-block it 1st for certain time (example u call at 2pm and maybank open/allow till 12pm for same day).

3. at the website, u can select/choose amex for payment option. but if u just key-in ur amex info without call cs to open the slot, ur transaction will be failed.

here the screenshot of the website payment page:

Attached Image

note: this is malaysian registered-based website (www.*.my).
if call maybank cs and ask to open the slot for this company, they already familiar witth this company name.

AGAIN - this is only for website that CONFIRM can support amex and have this option.

at the time i'm posting this - ETIQA is NOT accepting amex for their online payment yet, even have amex as payment option.
while AIRASIA & MAS didnt implement this "call-to-open-slot" option (yet? or maybe wont?).

hope no need to quote this post as i may update/edit later notworthy.gif
*
only for malaysia site??
when i saw this i was thinking may be i able to use it with google checkout + amex
but google is non-malaysian site i guess it is not possible?
blurprincess
post Sep 28 2011, 09:36 AM

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just got my amex+mc yesterday~ yea~

swipe amex at shell this morning, no problem at all.

the mc, is in the drawer~..
will i face any charges if i do not use mc?

TSGen-X
post Sep 28 2011, 10:19 AM

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QUOTE(blurprincess @ Sep 28 2011, 09:36 AM)
the mc, is in the drawer~..
will i face any charges if i do not use mc?
*
no, it's free for life (except for GST).
spikeman
post Sep 28 2011, 04:07 PM

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Did my application at Maybank Branch. existing maybank card holder, I was told to wait for 3 weeks. and collect the card from the branch. its been 3 weeks today yet to hear from them. anyone can advice how i can follow up?
TSGen-X
post Sep 28 2011, 04:36 PM

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QUOTE(spikeman @ Sep 28 2011, 04:07 PM)
Did my application at Maybank Branch. existing maybank card holder, I was told to wait for 3 weeks. and collect the card from the branch. its been 3 weeks today yet to hear from them. anyone can advice how i can follow up?
*
Call customer service to check.

For Maybank General Line 1-300-88-6688 ( nice number for a GLC, lloks like those people in MBB are into No.8 too, haha )

For Maybank Platinum Card CS 1-800-88-1801. Call this number if you apply for Plat.

Or you can call AMEX CS at 1-800-88-9559 for all cards.

Tell them you applied for the card and you want to check status.

To see contact numbers of other banks, click here to my artilce.

Wait a minute, just reread your post, you're an existing card holder, how come you don't know how to call CS?

gerrardling
post Sep 28 2011, 04:52 PM

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QUOTE(Gen-X @ Sep 28 2011, 04:36 PM)
Call customer service to check.

For Maybank General Line 1-300-88-6688 ( nice number for a GLC, lloks like those people in MBB are into No.8 too, haha  )

For Maybank Platinum Card CS 1-800-88-1801. Call this number if you apply for Plat.

Or you can call AMEX CS at 1-800-88-9559 for all cards.

Tell them you applied for the card and you want to check status.

To see contact numbers of other banks, click here to my artilce.

Wait a minute, just reread your post, you're an existing card holder, how come you don't know how to call CS?
*
SCB CS number is much much nicer 1-300-888-888
ubuntu
post Sep 28 2011, 05:03 PM

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Gen-X, is buy online during weekends entitle for 5X TP? Or just don't have the 5% cash back?

This post has been edited by ubuntu: Sep 28 2011, 05:04 PM
TSGen-X
post Sep 28 2011, 05:04 PM

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QUOTE(gerrardling @ Sep 28 2011, 04:52 PM)
SCB CS number is much much nicer 1-300-888-888
*
OT, wah, really ar? That's really nice but after adding up it adds up 7 not so good. MBB add up No.3. So MBB guy that chose the number must have decided SCB number not so good, hahaha If you note carefully, MBB Tol Free Plat number adds up to No.8.

QUOTE(ubuntu @ Sep 28 2011, 05:03 PM)
Gen-X, is buy online during weekends entitle for 5X TP? Or just don't have the 5% cash back?
*
Yes 5X TP guaranteed. IF get 5% cash back with online transaction, it is like you kena lottery biggrin.gif

This post has been edited by Gen-X: Sep 28 2011, 05:06 PM
spikeman
post Sep 28 2011, 05:15 PM

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QUOTE(Gen-X @ Sep 28 2011, 04:36 PM)
Call customer service to check.

For Maybank General Line 1-300-88-6688 ( nice number for a GLC, lloks like those people in MBB are into No.8 too, haha  )

For Maybank Platinum Card CS 1-800-88-1801. Call this number if you apply for Plat.

Or you can call AMEX CS at 1-800-88-9559 for all cards.

Tell them you applied for the card and you want to check status.

To see contact numbers of other banks, click here to my artilce.

Wait a minute, just reread your post, you're an existing card holder, how come you don't know how to call CS?
*
never really called maybank CS before, call the maybank branch and the call was being passed around for almost 10 mins

I'm glad i found this thread, called AMEX CS at 1-800-88-9559. card approved, will be able to collect it from maybank branch next week.

Congrats with V3 keep it up. thumbup.gif


Human Nature
post Sep 28 2011, 05:31 PM

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QUOTE
Thanks for the fast feedback.

The waiter remained adamant even when I insisted for him to check with the manager. I didn't create a scene as I was there with a big group of relatives. So I paid the bill using another card (which is more than RM150. Now I just realise that I totally miss the 30% off for chucky pizza since I used another card. Sigh.

Guess what, the same thing had happened to me before. Same 15% promo, same branch! Already emailed QSR/Maybank on this mattter.


Updates. A person from QSR contacted me and confirmed that it is indeed a mistake from their side. I explained what happen and mentioned this is the second time I have filed a complaint on the same issue, same branch. I suggested that QSR should provide more training to its staffs, and always check with the branch manager if there is a query on promotional items (ie. dont be too stubborn). He agreed and offered a free meal. I just need to call him again on my next trip to any branch, and he will contact the branch for arrangement. Sounds okay to me nod.gif .


Added on September 28, 2011, 5:35 pmI like how QSR is prompt in their response to me. No words from maybankard.

This post has been edited by Human Nature: Sep 28 2011, 05:35 PM
TSGen-X
post Sep 28 2011, 05:50 PM

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QUOTE(Human Nature @ Sep 28 2011, 05:31 PM)
Updates. A person from QSR contacted me and confirmed that it is indeed a mistake from their side. I explained what happen and mentioned this is the second time I have filed a complaint on the same issue, same branch. I suggested that QSR should provide more training to its staffs, and always check with the branch manager if there is a query on promotional items (ie. dont be too stubborn). He agreed and offered a free meal. I just need to call him again on my next trip to any branch, and he will contact the branch for arrangement. Sounds okay to me  nod.gif .


Added on September 28, 2011, 5:35 pmI like how QSR is prompt in their response to me. No words from maybankard.
*
Happy ending smile.gif I am surprised that QSR actually replied to your complain. Shows that Malaysia companies' CS are improving as a whole.

This post has been edited by Gen-X: Sep 28 2011, 05:51 PM
ubuntu
post Sep 28 2011, 06:03 PM

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Gen-X, out of topic, my cards no as following:
QUOTE
Amex - end with XXXX-271AB
Master - end with XXXX-10BA


How to calculate whether it is 'ONG' or not? thumbup.gif

By the way, I actually requested to have Visa instead of Master, but maybank still giving me Master, I end up having 4 Master cards (plus existing cards). rclxub.gif
erry-
post Sep 28 2011, 06:18 PM

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QUOTE(snigapoe @ Sep 28 2011, 09:14 AM)
only for malaysia site??
when i saw this i was thinking may be i able to use it with google checkout + amex
but google is non-malaysian site i guess it is not possible?
*
my own experience, yes only a malaysian website. if outside company, maybe not easy to co-operate with maybank? sweat.gif

QUOTE(spikeman @ Sep 28 2011, 04:07 PM)
Did my application at Maybank Branch. existing maybank card holder, I was told to wait for 3 weeks. and collect the card from the branch. its been 3 weeks today yet to hear from them. anyone can advice how i can follow up?
*
check your M2U, the card appear or not?

This post has been edited by erry-: Sep 28 2011, 06:22 PM
TSGen-X
post Sep 28 2011, 06:20 PM

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QUOTE(ubuntu @ Sep 28 2011, 06:03 PM)
Gen-X, out of topic, my cards no as following:
How to calculate whether it is 'ONG' or not?  thumbup.gif

By the way, I actually requested to have Visa instead of Master, but maybank still giving me Master, I end up having 4 Master cards (plus existing cards).  rclxub.gif
*
Call MBB tell them you want VIsa lah since you got 3 MC already and see what they can do.

As for how to calculate "ONG", better don't learn lah, headache lah when you want to get car number plate or handphone numbers tongue.gif I even got cheated chasing after number doh.gif Like I say, I am a fool. As long got no No.4, good enough, hahaha If you really want to know, click here to read my article Hokkien No.8 No.9..
erry-
post Sep 28 2011, 06:23 PM

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QUOTE(ubuntu @ Sep 28 2011, 05:03 PM)
Gen-X, is buy online during weekends entitle for 5X TP? Or just don't have the 5% cash back?
*
QUOTE(Gen-X @ Sep 28 2011, 05:04 PM)
Yes 5X TP guaranteed. IF get 5% cash back with online transaction, it is like you kena lottery  biggrin.gif
*
So far all my online transaction on Sat & Sun got cashback coz got transaction date on that day thumbup.gif

QUOTE(ubuntu @ Sep 28 2011, 06:03 PM)
By the way, I actually requested to have Visa instead of Master, but maybank still giving me Master, I end up having 4 Master cards (plus existing cards).  rclxub.gif
*
is the other 3 MC also from maybank? if yes, just cancelled it, coz no benefits.

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alexwsk
post Sep 28 2011, 08:09 PM

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QUOTE(erry- @ Sep 28 2011, 01:09 AM)
AFAIK, etiqa still cannot accept amex for their online payment yet.

again, coz this is because etiqa still cannot accept amex for their online payment yet sweat.gif
*
etiqa website cannot, but motortakaful.com which is also etiqa can
their payment page has amex logo
erry-
post Sep 28 2011, 10:11 PM

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QUOTE(alexwsk @ Sep 28 2011, 08:09 PM)
etiqa website cannot, but motortakaful.com which is also etiqa can
their payment page has amex logo
*
here, etiqa online = motortakaful smile.gif

yes they have amex logo, but just logo sweat.gif
still cant accept amex for their payment blush.gif


Malvo
post Sep 28 2011, 10:31 PM

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QUOTE(ubuntu @ Sep 28 2011, 06:03 PM)
Gen-X, out of topic, my cards no as following:
How to calculate whether it is 'ONG' or not?  thumbup.gif

By the way, I actually requested to have Visa instead of Master, but maybank still giving me Master, I end up having 4 Master cards (plus existing cards).  rclxub.gif
*
what is the AB and BA at the back of the number?

can key in for online transaction? hmm.gif
SUSDavid83
post Sep 28 2011, 10:50 PM

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QUOTE(Malvo @ Sep 28 2011, 10:31 PM)
what is the AB and BA at the back of the number?

can key in for online transaction? hmm.gif
*
AB are just variables. He's not intended to disclose the actual card numbers.

If A = 1 and B = 2, then:

Amex - end with XXXX-271AB ---> XXXX-27112
Master - end with XXXX-10BA ---> XXXX-1021
winner
post Sep 29 2011, 03:07 AM

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As a lot of people complained that online hotel room booking done on weekends would be processed on Monday thus missing the 5% cash back for Maybankard 2 Amex, I purposely booked a hotel room online on Friday using my SCB JustOne (which gives 5% cash back on Friday). However, the statement shows the booking was done on Monday and I missed the 5% cash back.
hye
post Sep 29 2011, 06:53 AM

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@winner
Probably ... we need people to start talking about their actual transactions with hotel bookings as well (Website, actual transaction date and time) so that all of us could benefit and plan for best time to do hotel bookings.

I believe many of us (including myself) do quite a fair bit of hotel bookings online.

Just to get the ball rolling

Website : Agoda.com / AGODA HOOFDDORP NL
Transaction Date & Time : 28th Sept 2011, 7.05am
Transaction Posted on : 29th Sept 2011
Card Used : MBB AMEX
Currency transacted : MYR (Sometimes other website will use USD or local currency and then converted to MYR. This info optional coz this may provide forex info and redundant coz we got an existing cc forex comparison thread)



This post has been edited by hye: Oct 1 2011, 07:23 AM
snigapoe
post Sep 29 2011, 08:34 AM

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QUOTE(hye @ Sep 29 2011, 06:53 AM)
@winner
Probably ... we need people to start talking about their actual transactions with hotel bookings as well (Website, actual transaction date and time) so that all of us could benefit and plan for best time to do hotel bookings.

I believe (including myself) do quite a fair bit of hotel bookings online.

Just to get the ball rolling

Website : Agoda.com
Transaction Date & Time : 28th Sept 2011, 7.05am
Transaction Posted on  : To be updated (Based on M2U info)
Card Used : MBB AMEX
Currency transacted : MYR (Sometimes other website will use USD or local currency and then converted to MYR. This info optional coz this may provide forex info)
*
that would be a great idea for doing so
this will help all of us who plan to do the booking and utilise the 5% rebate
hye
post Sep 29 2011, 08:55 AM

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QUOTE(Human Nature @ Sep 28 2011, 05:31 PM)
Updates. A person from QSR contacted me and confirmed that it is indeed a mistake from their side. I explained what happen and mentioned this is the second time I have filed a complaint on the same issue, same branch. I suggested that QSR should provide more training to its staffs, and always check with the branch manager if there is a query on promotional items (ie. dont be too stubborn). He agreed and offered a free meal. I just need to call him again on my next trip to any branch, and he will contact the branch for arrangement. Sounds okay to me  nod.gif .
Happy ending indeed. I am surprised that QSR even replied to you as I agree with the earlier statement from Gen-X that Malaysia CS has a long way to go in terms of matching what overseas companies CS standards.

This post has been edited by hye: Sep 29 2011, 08:56 AM
azam_halim
post Sep 29 2011, 11:32 AM

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QUOTE(erry- @ Sep 28 2011, 10:11 PM)
here, etiqa online = motortakaful smile.gif

yes they have amex logo, but just logo sweat.gif
still cant accept amex for their payment blush.gif
*
online payment = cannot
via phone = can

i renewed my car insurance using motortakaful via phone using my mbb2 amex (5x treatpoints, no cashback since they didnt work on weekends)
winner
post Sep 29 2011, 02:21 PM

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QUOTE(hye @ Sep 29 2011, 06:53 AM)
@winner
Probably ... we need people to start talking about their actual transactions with hotel bookings as well (Website, actual transaction date and time) so that all of us could benefit and plan for best time to do hotel bookings.

I believe many of us (including myself) do quite a fair bit of hotel bookings online.

Just to get the ball rolling

Website : Agoda.com
Transaction Date & Time : 28th Sept 2011, 7.05am
Transaction Posted on  : To be updated (Based on M2U info)
Card Used : MBB AMEX
Currency transacted : MYR (Sometimes other website will use USD or local currency and then converted to MYR. This info optional coz this may provide forex info and redundant coz we got an existing cc forex comparison thread)
*
I suggest that a new thread "Online Hotel Bookings via Credit Card" be created. Please come out with a format that everyone could follow. You are nominated and the best person to create this thread.
alexwsk
post Sep 29 2011, 03:10 PM

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QUOTE(erry- @ Sep 28 2011, 10:11 PM)
here, etiqa online = motortakaful smile.gif

yes they have amex logo, but just logo sweat.gif
still cant accept amex for their payment blush.gif
*
doh.gif doh.gif , then shud just remove the logo
not to say amex belongs to their group oso - maybank
CP88
post Sep 29 2011, 03:51 PM

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QUOTE(winner @ Sep 29 2011, 02:21 PM)
I suggest that a new thread "Online Hotel Bookings via Credit Card" be created. Please come out with a format that everyone could follow. You are nominated and the best person to create this thread.
*
+1. This will enable better sharing among our LYN members rclxms.gif
wintzen
post Sep 29 2011, 06:07 PM

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Didn't know that this thread existed. Been a fan of the card ever since it's launched. Definitely the best card in town!
snigapoe
post Sep 29 2011, 06:20 PM

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QUOTE(winner @ Sep 29 2011, 02:21 PM)
I suggest that a new thread "Online Hotel Bookings via Credit Card" be created. Please come out with a format that everyone could follow. You are nominated and the best person to create this thread.
*
why dont you start creating the thread?
hye
post Sep 29 2011, 07:00 PM

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I believe in giving opportunity for everyone to Own and contribute healthily in the finance thread. I don't fancy threads with short term goals and visions coz they don't contribute much both in terms of content and opportunity for everyone.

Success of this section relies on everyone, I don't think I'm well versed in everything. Just doing my best. But if everyone wants me to consensually start (and none one out there offers), I'm OK to take up that role.

This post has been edited by hye: Sep 29 2011, 07:04 PM
TSGen-X
post Sep 29 2011, 07:05 PM

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QUOTE(hye @ Sep 29 2011, 07:00 PM)
I believe in giving opportunity for everyone to own and contribute healthily in the finance thread.

But if everyone wants me to start, I'm OK to do so.
*
Since you do often book online, yah I fully agree that you start a new topic on this. I definitely can learn from you guys.
snigapoe
post Sep 29 2011, 09:15 PM

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QUOTE(hye @ Sep 29 2011, 07:00 PM)
I believe in giving opportunity for everyone to Own and contribute healthily in the finance thread. I don't fancy threads with short term goals and visions coz they don't contribute much both in terms of content and opportunity for everyone.

Success of this section relies on everyone, I don't think I'm well versed in everything. Just doing my best. But if everyone wants me to consensually start (and none one out there offers), I'm OK to take up that role.
*
i don't mind if you going to open thread as long as it is always updated
winner
post Sep 29 2011, 09:49 PM

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QUOTE(snigapoe @ Sep 29 2011, 06:20 PM)
why dont you start creating the thread?
*
I am not able to be online as frequent as you guys. And "hye" being a mod who does online bookings frequently is the best person to create the thread. I look forward to the new thread.
snigapoe
post Sep 29 2011, 10:53 PM

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QUOTE(winner @ Sep 29 2011, 09:49 PM)
I am not able to be online as frequent as you guys. And "hye" being a mod who does online bookings frequently is the best person to create the thread. I look forward to the new thread.
*
then it's decided then hye would be the person to open the thread brows.gif
TSGen-X
post Sep 29 2011, 11:03 PM

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QUOTE(snigapoe @ Sep 29 2011, 10:53 PM)
then it's decided then hye would be the person to open the thread brows.gif
*
most of us seniors here knows winner is always overseas and hye is the one from the start.
erry-
post Sep 29 2011, 11:35 PM

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QUOTE(azam_halim @ Sep 29 2011, 11:32 AM)
online payment = cannot
via phone = can

i renewed my car insurance using motortakaful via phone using my mbb2 amex (5x treatpoints, no cashback since they didnt work on weekends)
*
yes here we mentioned about online payment coz want to get the cashback, not pay-by-phone smile.gif

QUOTE(alexwsk @ Sep 29 2011, 03:10 PM)
doh.gif  doh.gif , then shud just remove the logo
not to say amex belongs to their group oso - maybank
*
this is their webmaster job laugh.gif


coldz
post Sep 30 2011, 12:50 AM

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can i apply the maybankard 2u platinum by prompt other bank credit cards?
if can how much the minimum limit to prompt in order to get maybankard 2u platinum?

thanks in advance smile.gif
snigapoe
post Sep 30 2011, 08:46 AM

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QUOTE(coldz @ Sep 30 2011, 12:50 AM)
can i apply the maybankard 2u platinum by prompt other bank credit cards?
if can how much the minimum limit to prompt in order to get maybankard 2u platinum?

thanks in advance smile.gif
*
you can try but i heard that we will be require to present up at least 2-3 month pay slip even we already have an existing card
but not sure already implemented not
coolkid23
post Sep 30 2011, 09:03 AM

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is the AMEX cash back capped at RM50 monthly?
Human Nature
post Sep 30 2011, 09:16 AM

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QUOTE(coolkid23 @ Sep 30 2011, 09:03 AM)
is the AMEX cash back capped at RM50 monthly?
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yes, please read the first post for further details.
shiroikun
post Sep 30 2011, 09:21 AM

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QUOTE(snigapoe @ Sep 30 2011, 08:46 AM)
you can try but i heard that we will be require to present up at least 2-3 month pay slip even we already have an existing card
but not sure already implemented not
*
3 of my friends applied this month, income document is not required if you have credit card more than 1 year, they just take down your credit card number and submit at 1U card centre and get the new cards in 2hours

This post has been edited by shiroikun: Sep 30 2011, 09:21 AM
shiroikun
post Sep 30 2011, 09:33 AM

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QUOTE(mlm boss @ Sep 30 2011, 09:25 AM)
nowaday platinum status had downgraded like using a 2006 gold card. not much previlage. felt same like using gold card oni limit higher. visa infinite, visa signature, world master are hard to apply.
*
Yap, very agree. All Platinum credit cards is easy to apply nowadays except VS, VI, WMC. But I can say that citibank VS having the lowest income requirement and easist to get it, it's only require RM60k p/a while others need 100k, 200k.
psiloveu
post Sep 30 2011, 10:40 AM

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QUOTE(mlm boss @ Sep 30 2011, 09:25 AM)
nowaday platinum status had downgraded like using a 2006 gold card. not much previlage. felt same like using gold card oni limit higher. visa infinite, visa signature, world master are hard to apply.
*
I dun mind what type the card is, as long as it can give me most suitable benefits to me is OK.....such as ocbc titanium smile.gif
blurprincess
post Sep 30 2011, 11:08 AM

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i applied on 18/09/2011, sign up at booth, my monthly salary bank in mbb, without salary slip, using credite card above 1 year, only take down the credit card number and sign 1 declaration letter for salary above 30k per annum.

23/9/2011, received sms said application approve.
27/09/2011, received card.

kinda of fast pun.

better than uxb, i applied on 31/08/2011, application approved, untill now not see the cards yet.

coldz
post Sep 30 2011, 11:34 AM

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If 10k limit it is possible to apply the maybankard platinum?
TSGen-X
post Sep 30 2011, 12:25 PM

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QUOTE(shiroikun @ Sep 30 2011, 09:33 AM)
Yap, very agree. All Platinum credit cards is easy to apply nowadays except VS, VI, WMC. But I can say that citibank VS having the lowest income requirement and easist to get it, it's only require RM60k p/a while others need 100k, 200k.
*
We are kind of going off topic but I would like to comment - what is the point of one earning RM60K-RM100K and transact less that his income getting the Citi Premiles which gives one Airmiles and not points and most probably he won't get any returns for 2 or more years. Having said that, my wife got the PremierMiles just for the airport lounge and hardly transact with it and most probably have to give it up next year when they charge annual fees.
hye
post Sep 30 2011, 01:07 PM

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QUOTE(Gen-X @ Sep 30 2011, 12:25 PM)
We are kind of going off topic but I would like to comment - what is the point of one earning RM60K-RM100K and transact less that his income getting the Citi Premiles which gives one Airmiles and not points and most probably he won't get any returns for 2 or more years. Having said that, my wife got the PremierMiles just for the airport lounge and hardly transact with it and most probably have to give it up next year when they charge annual fees.
*
Well said. Guess a lot of people probably have their own idea (or agenda) what they want or blinded by the marketing people.
You probably understand what you want in your card, go for it and ignore all others which doesn't fit the bill.
coolkid23
post Sep 30 2011, 02:50 PM

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QUOTE(hye @ Sep 30 2011, 01:07 PM)
Well said. Guess a lot of people probably have their own idea (or agenda) what they want or blinded by the marketing people.
You probably understand what you want in your card, go for it and ignore all others which doesn't fit the bill.
*
credit card i think just apply at most 2 will do. (eg: MBB2, OCBC/UOB = AMEX, VISA , MASTERCARD)
economic term says it's just a tool to obtain loan.
loan is your future obligation. Plan well and do not be fooled by creditcard offers, eg cashback, free gifts... u will be suffered!
it will encourage u to spend more and pull u to fall as their debtor and suck your juice!!
that would be a long term pain!! So, dont only look at short term gain.

This post has been edited by coolkid23: Sep 30 2011, 02:52 PM
erry-
post Sep 30 2011, 11:01 PM

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QUOTE(coolkid23 @ Sep 30 2011, 02:50 PM)
economic term says it's just a tool to obtain loan.
loan is your future obligation. Plan well and do not be fooled by creditcard offers, eg cashback, free gifts... u will be suffered!
*
i never suffered with cashback offers. this 2011 already get more than rm1k cashback already rclxms.gif

the only rules - pay full statement amount. dats all ~

ronnie
post Sep 30 2011, 11:41 PM

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QUOTE(erry- @ Sep 30 2011, 11:01 PM)
i never suffered with cashback offers. this 2011 already get more than rm1k cashback already rclxms.gif

the only rules - pay full statement amount. dats all ~
*
How do you get RM1K cash back from Maybankard2 AMEX since it was launched in Jan-2011 ? rclxub.gif shocking.gif
charymsylyn
post Oct 1 2011, 12:04 AM

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QUOTE(ronnie @ Sep 30 2011, 11:41 PM)
How do you get RM1K cash back from Maybankard2 AMEX since it was launched in Jan-2011 ? rclxub.gif  shocking.gif
*
I'm very sure he has more than one cashback card.
ronnie
post Oct 1 2011, 12:11 AM

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QUOTE(charymsylyn @ Oct 1 2011, 12:04 AM)
I'm very sure he has more than one cashback card.
*
We are in the Maybankard2 thread.... if that's the case, the posting seems going off-topic rolleyes.gif brows.gif
ubuntu
post Oct 1 2011, 12:32 AM

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Hey guys, I got my amex 2 cards today, notice that my amex card has a 4 digits numbers appeared on top of the amex logo, what is that actually?
By the way, the last digit of the numbers is 8.
SUSDavid83
post Oct 1 2011, 12:43 AM

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QUOTE(ubuntu @ Oct 1 2011, 12:32 AM)
Hey guys, I got my amex 2 cards today, notice that my amex card has a 4 digits numbers appeared on top of the amex logo, what is that actually?
By the way, the last digit of the numbers is 8.
*
The 4-digit number is required when you perform an online transaction.
erry-
post Oct 1 2011, 02:22 AM

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QUOTE(ronnie @ Sep 30 2011, 11:41 PM)
How do you get RM1K cash back from Maybankard2 AMEX since it was launched in Jan-2011 ? rclxub.gif  shocking.gif
*
QUOTE(charymsylyn @ Oct 1 2011, 12:04 AM)
I'm very sure he has more than one cashback card.
*
QUOTE(ronnie @ Oct 1 2011, 12:11 AM)
We are in the Maybankard2 thread.... if that's the case, the posting seems going off-topic  rolleyes.gif  brows.gif
*
this is because:

1. me and my wife both applied for principal card. so we can get rm100/month thumbup.gif
2. last month i redeemed rm400 shopping vouchers, while my wife redeem rm200 shopping vouchers + 4x nandos vouchers.

so the cashback + voucher value is already rm1k thumbup.gif
winner
post Oct 1 2011, 05:30 AM

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QUOTE(erry- @ Oct 1 2011, 02:22 AM)
this is because:

1. me and my wife both applied for principal card. so we can get rm100/month thumbup.gif
2. last month i redeemed rm400 shopping vouchers, while my wife redeem rm200 shopping vouchers + 4x nandos vouchers.

so the cashback + voucher value is already rm1k thumbup.gif
*
Generally vouchers redemption cannot be taken into account in your case, as the more you spend, the more points you get. After all, they are still your hard-earned points and money.

This post has been edited by winner: Oct 1 2011, 05:39 AM
TSGen-X
post Oct 1 2011, 08:45 AM

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To those of you who have claimed that you have received 5% cash back with your MBB 2 AMEX on weekends with online transactions, please share by posting your transactions details in Share your transaction for cash rebate Thread.
milentechie
post Oct 1 2011, 10:59 AM

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Received a surprise from Maybank today. Got a RM10 Starbucks voucher as appreciation for spending with my Maybank 2 AMEX. smile.gif
celaw
post Oct 1 2011, 11:01 AM

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QUOTE(milentechie @ Oct 1 2011, 11:59 AM)
Received a surprise from Maybank today. Got a RM10 Starbucks voucher as appreciation for spending with my Maybank 2 AMEX.  smile.gif
*
wow.. through post laju?
ronnie
post Oct 1 2011, 02:04 PM

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aiyo.. Why I dont get the RM10 Starbucks voucher... NOT FAIR !!!
milentechie
post Oct 1 2011, 02:50 PM

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QUOTE(celaw @ Oct 1 2011, 11:01 AM)
wow.. through post laju?
*
Via GD Express courier


Added on October 1, 2011, 2:53 pm
QUOTE(ronnie @ Oct 1 2011, 02:04 PM)
aiyo.. Why I dont get the RM10 Starbucks voucher... NOT FAIR !!!
*
I just recalled that I once received a letter from Maybank asking me to start spending on with my AMEX and I will be rewarded with a Starbucks voucher. Did you get such letter?

This post has been edited by milentechie: Oct 1 2011, 02:53 PM
ronnie
post Oct 1 2011, 03:58 PM

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QUOTE(milentechie @ Oct 1 2011, 02:50 PM)
Via GD Express courier


Added on October 1, 2011, 2:53 pm

I just recalled that I once received a letter from Maybank asking me to start spending on with my AMEX and I will be rewarded with a Starbucks voucher. Did you get such letter?
*
i did not get such letter as i have been constantly getting max rebate of RM50 every month brows.gif brows.gif

HaoYuan
post Oct 1 2011, 04:56 PM

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i also want voucher from Maybank, even i spent 8 ringgit in Jusco also use Amex, please reward me as well, i am Maybank 2 card super fans...

for Petrol, Amex is best la, got 5 point and 5 % rebate, better than Citibank shell card
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post Oct 1 2011, 05:16 PM

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QUOTE(milentechie @ Oct 1 2011, 02:50 PM)
Via GD Express courier


Added on October 1, 2011, 2:53 pm

I just recalled that I once received a letter from Maybank asking me to start spending on with my AMEX and I will be rewarded with a Starbucks voucher. Did you get such letter?
*
I got d postcard saying that if I spend Rm 50 I will get RM 10 Starbucks voucher but till today I haven't gotten anything yet.

Today 1st day of the month I already maxed out the RM 50 rebate for my Amex. Last month my rebate only about RM 20. Very unhealthy spending patten sad.gif
snigapoe
post Oct 1 2011, 06:17 PM

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QUOTE(erry- @ Sep 30 2011, 11:01 PM)
i never suffered with cashback offers. this 2011 already get more than rm1k cashback already rclxms.gif

the only rules - pay full statement amount. dats all ~
*
i believe the 1k cashback u calculate them including TP rite?
or else it is impossible to reach 1k cash back
boysrule
post Oct 2 2011, 01:14 AM

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if i charge my utility bills to the AMEX card will i get the 5X points and rebate?
fruitie
post Oct 2 2011, 01:52 AM

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QUOTE(boysrule @ Oct 2 2011, 01:14 AM)
if i charge my utility bills to the AMEX card will i get the 5X points and rebate?
*
2 things.
1) Provided the merchant accepts AmEx
2) Provided the merchant runs transactions during weekends (most of them don't)

If the merchant fulfills point 1 then you will get 5xTP, if fulfills both points you will get 5xTP and weekend cash rebate.
erry-
post Oct 2 2011, 07:02 AM

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QUOTE(snigapoe @ Oct 1 2011, 06:17 PM)
i believe the 1k cashback u calculate them including TP rite?
or else it is impossible to reach 1k cash back
*
yes already replied smile.gif

SUSDavid83
post Oct 2 2011, 07:41 AM

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Cash rebate is in!
ronnie
post Oct 2 2011, 07:56 AM

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QUOTE(David83 @ Oct 2 2011, 07:41 AM)
Cash rebate is in!
*
Posting Date : 01-Oct-2011
Transaction Date : 30-Sep-2011
Description : CASH REBATE
Credit : RM50.00

Considered as Payment....
Malvo
post Oct 2 2011, 09:23 AM

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got rm20.48 for rebate this time sad.gif unable to max it out due to weekdays transactions even spending more than 1k doh.gif
skincladalien
post Oct 2 2011, 10:42 AM

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last month rm4 only laugh.gif
snigapoe
post Oct 2 2011, 10:49 AM

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mine only about RM 37
alot more compare to last month
HaoYuan
post Oct 2 2011, 07:45 PM

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Mine is only RM24, nvm is better than nothing, i love Maybank 2 card...
TSGen-X
post Oct 2 2011, 08:07 PM

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haha, why suddenly everybody reporting how much cash back they earn for last month's transactions?
shiroikun
post Oct 2 2011, 08:15 PM

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Mine RM6 this month, most of my spending can't wait until weekend...yikksssss
HaoYuan
post Oct 2 2011, 08:16 PM

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QUOTE(shiroikun @ Oct 2 2011, 08:15 PM)
Mine RM6 this month, most of my spending can't wait until weekend...yikksssss
*
i always wait till weekend only pump petrol, happy with the cash rebate and the point earn...
SUSDavid83
post Oct 2 2011, 08:23 PM

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QUOTE(shiroikun @ Oct 2 2011, 08:15 PM)
Mine RM6 this month, most of my spending can't wait until weekend...yikksssss
*
Then you should get other CC like UOB One CC or OCBC Titanium CC.
khtan2000
post Oct 2 2011, 09:41 PM

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hi guys, want to ask on how to pay the credit card bills, I didn't receive my first monthly up to now and are clueless when is the dateline to pay the credit card amount(the person in charge say wait for first statement during that time).

Went to the cash deposit machine and insert my maybankard2 inside, then it prompts me for personal identification number. Where do I get this number, previously I asked the girl at the bank regarding the pin number during card collection, she says only if want to use for ATM cash so I didn't not proceed further.
alex_cyw1985
post Oct 2 2011, 09:43 PM

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you don't have m2u access?
TSGen-X
post Oct 2 2011, 09:52 PM

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QUOTE(khtan2000 @ Oct 2 2011, 09:41 PM)
hi guys, want to ask on how to pay the credit card bills, I didn't receive my first monthly up to now and are clueless when is the dateline to pay the credit card amount(the person in charge say wait for first statement during that time).

Went to the cash deposit machine and insert my maybankard2 inside, then it prompts me for personal identification number. Where do I get this number, previously I asked the girl at the bank regarding the pin number during card collection, she says only if want to use for ATM cash so I didn't not proceed further.
*
1. If you have yet to receive your Statement, call Customer Service and ask
a. When Is your Statement Date, You should get your statement in the mail around 7 days.
b. When is the Due Date, usually 20 days from Statement Date. Make sure you pay before the Due Date.

2. Making payment via CDM
a. No need card to be inserted into machine.
b. Select Payment --> Credit Card --> Key in card number --> your name should appear and then confirm.

This post has been edited by Gen-X: Oct 2 2011, 09:53 PM
snigapoe
post Oct 2 2011, 10:46 PM

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QUOTE(Gen-X @ Oct 2 2011, 08:07 PM)
haha, why suddenly everybody reporting how much cash back they earn for last month's transactions?
*
Hah i start reporting it since last month
may be new way of spamming brows.gif
boysrule
post Oct 3 2011, 01:36 AM

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i see a lot of people using their amex card on weekend. the 5x point is already good enough and with the extra cash rebate eventho only on weekend, its still a killer card smile.gif
khtan2000
post Oct 3 2011, 03:17 AM

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QUOTE(alex_cyw1985 @ Oct 2 2011, 09:43 PM)
you don't have m2u access?
*
nope, I don't have any savings with Maybank, were thinking whether want to open one account here so that I could pay the CC card easily via transfer, no need to keep going to branch.

QUOTE(Gen-X @ Oct 2 2011, 09:52 PM)
1. If you have yet to receive your Statement, call Customer Service and ask
a. When Is your Statement Date, You should get your statement in the mail around 7 days.
b. When is the Due Date, usually 20 days from Statement Date. Make sure you pay before the Due Date.

2. Making payment via  CDM
a. No need card to be inserted into machine.
b. Select Payment --> Credit Card --> Key in card number --> your name should appear and then confirm.
*
thanks, okies will do.

As for the CDM, yeah my Dad says no need but the CDM i went to doesn't seems to have the link to enter cardnum, I just click on the deposit link or something, it keep prompting the same...donation kepada tabung somalia bla bla bla... then option is yes/no . No = thank you for using... and return to main menu, if yes ask me enter whether wanna do through acc num / cash deposit rclxub.gif , one day i will go try again the CDM somewhere else

If enter card into the CDM, it prompts me some identification pin, if i just simply enter one, i can go to the menu for credit card payment , but when click on it, it shows wrong identification pin sweat.gif

This post has been edited by khtan2000: Oct 3 2011, 03:21 AM
TSGen-X
post Oct 3 2011, 07:15 AM

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QUOTE(khtan2000 @ Oct 3 2011, 03:17 AM)
nope, I don't have any savings with Maybank, were thinking whether want to open one account here so that I could pay the CC card easily via transfer, no need to keep going to branch.
*
As for M2U, I have stated in the 1st post you don't need a Savings Account with Maybank and gave link to my article. Once again, click here to my artilce titled M2U for Maybank Credit Cards - You Don't Nee a Savings or Current Account. If you got M2U, you can check your transaction details and Treats Points.
fruitie
post Oct 3 2011, 08:36 AM

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I have no cash rebate last month. sweat.gif

I seldom swipe during weekends. sad.gif

Maybe I should considering getting the OCBC Ti. hmm.gif
gerrardling
post Oct 3 2011, 08:58 AM

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QUOTE(fruitie @ Oct 3 2011, 08:36 AM)
I have no cash rebate last month. sweat.gif

I seldom swipe during weekends. sad.gif

Maybe I should considering getting the OCBC Ti. hmm.gif
*
buy more camera lens using AMEX and sell ur old lens. then surely u will get full cash rebate
fruitie
post Oct 3 2011, 09:04 AM

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QUOTE(gerrardling @ Oct 3 2011, 08:58 AM)
buy more camera lens using AMEX and sell ur old lens. then surely u will get full cash rebate
*
laugh.gif Great idea but not feasible la. sad.gif Need plenty of cash to play around. laugh.gif
spikey2506
post Oct 3 2011, 09:44 AM

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I only got RM24. No other expenses last month except for fuel. Hmmm
ericwen
post Oct 3 2011, 11:07 AM

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hi everyone,

wanna ask. i applied the cards 3 weeks ago at the maybank branch at uptown. But no news sad.gif

so how can i follow up on my application status?

any help? thanks.
tifosi
post Oct 3 2011, 11:12 AM

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QUOTE(ericwen @ Oct 3 2011, 11:07 AM)
hi everyone,

wanna ask. i applied the cards 3 weeks ago at the maybank branch at uptown. But no news sad.gif

so how can i follow up on my application status?

any help? thanks.
*
Call 1800886688 and inquire.
ericwen
post Oct 3 2011, 11:24 AM

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called the number few times, just ring ring and masuk voice call .. ouch!

really that number?
fruitie
post Oct 3 2011, 11:28 AM

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I think there is a typo there, should be 1300-88-6688
ubuntu
post Oct 3 2011, 11:45 AM

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QUOTE(ericwen @ Oct 3 2011, 11:24 AM)
called the number few times, just ring ring and masuk voice call .. ouch!

really that number?
*
Just go to the branch where you applied for CC, it took me for 8 days including the day they call me up to received my cards. smile.gif
ericwen
post Oct 3 2011, 12:02 PM

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i am required to call the branch directly sad.gif thanks anyway the 1300 is the right one smile.gif
patmos
post Oct 3 2011, 12:51 PM

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hi guys, I just check my M2U online and I'm only able to see my Maybankard 2 Visa Platinum but Amex didn't appear in the list. Can I actually view my Amex statement in M2U or M2U only able to view Visa / Mastercard only.

When my first statement come it's going to combine both Amex & Visa under one statement right?

Thanks.
tifosi
post Oct 3 2011, 01:05 PM

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QUOTE(ericwen @ Oct 3 2011, 11:07 AM)
hi everyone,

wanna ask. i applied the cards 3 weeks ago at the maybank branch at uptown. But no news sad.gif

so how can i follow up on my application status?

any help? thanks.
*
QUOTE(ericwen @ Oct 3 2011, 12:02 PM)
i am required to call the branch directly sad.gif thanks anyway the 1300 is the right one smile.gif
*
Sorry, it was 1300 sweat.gif

You can actually ask the CS to check in the system whether your application was received or not by the CC processing department. If had not, then only you need to call the branch to find out what happened to the application.
TSGen-X
post Oct 3 2011, 01:38 PM

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QUOTE(ericwen @ Oct 3 2011, 11:07 AM)
hi everyone,

wanna ask. i applied the cards 3 weeks ago at the maybank branch at uptown. But no news sad.gif

so how can i follow up on my application status?

any help? thanks.
*
The answer you are looking for is in page 1. Another guy same as you. Read lah the posts, furthermore this thread so far is only 5 pages before your post doh.gif
maskedchan
post Oct 3 2011, 02:18 PM

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QUOTE(patmos @ Oct 3 2011, 12:51 PM)
hi guys, I just check my M2U online and I'm only able to see my Maybankard 2 Visa Platinum but Amex didn't appear in the list. Can I actually view my Amex statement in M2U or M2U only able to view Visa / Mastercard only.

When my first statement come it's going to combine both Amex & Visa under one statement right?

Thanks.
*
you should be able to view both card in M2U...
you did click to show all card rite?
i guess you need to call CS about this..

and the statement with combine both Amex & Visa...

coolkid23
post Oct 3 2011, 08:58 PM

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Swipe your M2 Mastercard, win an AUDI?
Anyone sees the advertisement?

I use my Mastercard on weekdays for amount over RM100.00.
Give em a try... haha.

SMS registration will have double chances of winnings.


Added on October 3, 2011, 8:59 pmmore info:

I Want Audi

Win an Audi A5 Coupé and cash prizes!

Exclusive to Maybankard MasterCard Cardmembers

Automatic entries with every RM100 spent on a single receipt with Maybankard MasterCard Credit Card.

Card Type
No. of Entries
All Maybankard MasterCard Credit Cards
1
Maybankard 2 MasterCard Credit Card
5
Better yet, double all your entries when you register via SMS.


Type:
AUDI <space> 16-Digit Maybankard MasterCard Credit Card Number and send to 66628


Prize:

Grand Prize x 1 Monthly Prize x 4 Daily Prize x 123
Audi A5 Coupé RM10,000 RM1,000

Terms and Condition:

Contest period from 1 July - 31 October 2011
Applicable for all Maybankard MasterCard Credit Cards only
More Terms and Conditions


Added on October 3, 2011, 9:00 pmhttp://www.maybank2u.com.my/WebBank/audi010711_TnC.pdf

This post has been edited by coolkid23: Oct 3 2011, 09:00 PM
Malvo
post Oct 4 2011, 07:51 AM

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hmm..why mastercard always have contest like this? so far my MBB2 visa sit in my drawer doing nothing, lol..
snigapoe
post Oct 4 2011, 08:13 AM

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QUOTE(coolkid23 @ Oct 3 2011, 08:58 PM)
Swipe your M2 Mastercard, win an AUDI?
Anyone sees the advertisement?

I use my Mastercard on weekdays for amount over RM100.00.
Give em a try... haha.

SMS registration will have double chances of winnings.


Added on October 3, 2011, 8:59 pmmore info:

I Want Audi

Win an Audi A5 Coupé and cash prizes!

Exclusive to Maybankard MasterCard Cardmembers

Automatic entries with every RM100 spent on a single receipt with Maybankard MasterCard Credit Card.

Card Type
No. of Entries
All Maybankard MasterCard Credit Cards
1
Maybankard 2 MasterCard Credit Card
5
Better yet, double all your entries when you register via SMS.
Type:
AUDI <space> 16-Digit Maybankard MasterCard Credit Card Number and send to 66628
Prize:

Grand Prize x 1 Monthly Prize x 4 Daily Prize x 123
Audi A5 Coupé RM10,000 RM1,000

Terms and Condition:

Contest period from 1 July - 31 October 2011
Applicable for all Maybankard MasterCard Credit Cards only
More Terms and Conditions


Added on October 3, 2011, 9:00 pmhttp://www.maybank2u.com.my/WebBank/audi010711_TnC.pdf
*
it is already almost the end already
but i does not bother to actually join it since amex already give me quiet a good bonus
totally happy with my mbb2 amex

QUOTE(Malvo @ Oct 4 2011, 07:51 AM)
hmm..why mastercard always have contest like this? so far my MBB2 visa sit in my drawer doing nothing, lol..
*
hah
although i'm having mastercard but been seal in the drawer since the first day got the card
blurprincess
post Oct 4 2011, 09:31 AM

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i have my master seal in the drawer as well.

using citibank aa master instead.

too many master...
curaptz
post Oct 4 2011, 12:00 PM

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guys, i wanna ask about balance transfer...
if i wanna transfer rm2k from my other bank cc to maybank amex. it is 0%interest..
means i only pay rm2k/12mnths (rm167/mtn)respectively without fail?

what if my amex have balance of 1k, then i transfer 2k...total i owe amex 3k..

how to count the interest? how much i need to pay to bank every month?
i need to pay 50+167 minimum??
idunnolol
post Oct 4 2011, 12:48 PM

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Opps, Wrong info

This post has been edited by idunnolol: Oct 4 2011, 12:52 PM
tcmean
post Oct 4 2011, 01:33 PM

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I've got September rebate too rclxms.gif

01-Oct-2011 30-Sep-2011 CASH REBATE RM50.00
TSGen-X
post Oct 4 2011, 03:11 PM

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QUOTE(tcmean @ Oct 4 2011, 01:33 PM)
I've got September rebate too rclxms.gif

01-Oct-2011 30-Sep-2011 CASH REBATE    RM50.00
*
Anyone wants to start a new thread - How Much Cash Back I Earned with my Maybankard 2 AMEx tongue.gif And this rate with everybody reporting thier cash back, we will be in v4 soon, hahaha
snigapoe
post Oct 4 2011, 03:47 PM

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QUOTE(Gen-X @ Oct 4 2011, 03:11 PM)
Anyone wants to start a new thread - How Much Cash Back I Earned with my Maybankard 2 AMEx  tongue.gif And this rate with everybody reporting thier cash back, we will be in v4 soon, hahaha
*
agree but then after that few moew thread will just pop out regarding this topic for other cash back card
hye
post Oct 4 2011, 03:48 PM

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QUOTE(Gen-X @ Oct 4 2011, 03:11 PM)
Anyone wants to start a new thread - How Much Cash Back I Earned with my Maybankard 2 AMEx  tongue.gif And this rate with everybody reporting thier cash back, we will be in v4 soon, hahaha
*
We should talk about this card less and then Maybank will then sponsor this section which what Citibank did.
At our rate, we doing free advertising for them and getting nothing blush.gif
fruitie
post Oct 4 2011, 03:51 PM

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QUOTE(hye @ Oct 4 2011, 03:48 PM)
We should talk about this card less and then Maybank will then sponsor this section which what Citibank did.
At our rate, we doing free advertising for them and getting nothing  blush.gif
*
If the case like this most of the threads in LYN are promoting some sorts of brands yet we get nothing. blush.gif

This post has been edited by fruitie: Oct 4 2011, 03:52 PM
ronnie
post Oct 4 2011, 03:54 PM

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QUOTE(Gen-X @ Oct 4 2011, 03:11 PM)
Anyone wants to start a new thread - How Much Cash Back I Earned with my Maybankard 2 AMEx  tongue.gif And this rate with everybody reporting thier cash back, we will be in v4 soon, hahaha
*
A show-off Cash-Back thread : http://forum.lowyat.net/topic/45768947
alexwsk
post Oct 4 2011, 04:10 PM

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QUOTE(hye @ Oct 4 2011, 03:48 PM)
We should talk about this card less and then Maybank will then sponsor this section which what Citibank did.
At our rate, we doing free advertising for them and getting nothing  blush.gif
*
now stan chart sponsoring
every bank taking turns??? laugh.gif
zenquix
post Oct 4 2011, 04:26 PM

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Yeah a new thread where the post count is disabled is a great idea. Not too happy with all this spam as it inflates the post count, especially for those intentionally abusing it


Added on October 4, 2011, 4:26 pm
QUOTE(alexwsk @ Oct 4 2011, 04:10 PM)
now stan chart sponsoring
every bank taking turns??? laugh.gif
*
I don't see it.... maybe my ad-blocker? Still seeing U-Mobile instead.

This post has been edited by zenquix: Oct 4 2011, 04:26 PM
db07mufan
post Oct 4 2011, 06:26 PM

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Just want to check, i just got charged this month for the Rm50 principal tax, if i redeem using points for the RM50 will it credit back into my account? or can i only redeem that tax voucher for next year's tax
snigapoe
post Oct 4 2011, 06:33 PM

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QUOTE(db07mufan @ Oct 4 2011, 06:26 PM)
Just want to check, i just got charged this month for the Rm50 principal tax, if i redeem using points for the RM50 will it credit back into my account? or can i only redeem that tax voucher for next year's tax
*
if you got enough point you can just give them a call
ericwen
post Oct 5 2011, 08:45 AM

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never submit to maybank damansara uptown branch ... can you imagine that? i submitted 3 weeks ago.. nothing, yesterday they called me .. said they may lost the documents, they said already hantar to call centre, then call centre no receive ... sad.gif

so ask me go back and re-do the whole process and wait another 3 weeks.. i won't ..

i will complain to the right department on this!

This post has been edited by ericwen: Oct 5 2011, 08:46 AM
TSGen-X
post Oct 5 2011, 09:07 AM

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QUOTE(ericwen @ Oct 5 2011, 08:45 AM)
never submit to maybank damansara uptown branch ... can you imagine that? i submitted 3 weeks ago.. nothing,  yesterday they called me .. said they may lost the documents, they said already hantar to call centre, then call centre no receive ... sad.gif

so ask me go back and re-do the whole process and wait another 3 weeks.. i won't ..

i will complain to the right department on this!
*
Go to 1U Maybank Card Centre - one to two hours processing.
mletee
post Oct 5 2011, 03:52 PM

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QUOTE(ericwen @ Oct 5 2011, 08:45 AM)
never submit to maybank damansara uptown branch ... can you imagine that? i submitted 3 weeks ago.. nothing,  yesterday they called me .. said they may lost the documents, they said already hantar to call centre, then call centre no receive ... sad.gif

so ask me go back and re-do the whole process and wait another 3 weeks.. i won't ..

i will complain to the right department on this!
*
ya..just go for 1U card center instead of all the brances..
lykuan82
post Oct 5 2011, 08:53 PM

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QUOTE(snigapoe @ Oct 4 2011, 06:33 PM)
if you got enough point you can just give them a call
*
and it will credit back to your account the following month, like my case.
ronnie
post Oct 5 2011, 10:26 PM

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Maybe the TS can add this :-

Current list of American Express® EzyPay merchants (as per 04-Oct-2011)

http://www.maybank2u.com.my/WebBank/digiEzp041011_mchant.pdf


snigapoe
post Oct 5 2011, 11:24 PM

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QUOTE(lykuan82 @ Oct 5 2011, 08:53 PM)
and it will credit back to your account the following month, like my case.
*
then next time i can try it on next year d
only know the procedure but never got enough point for the conversion

i tried to visit on the maybank.net for TP redemption
on the page where we need to enter our CC or ATM card for redemption no amex as option so do we just fill in the visa/master card that come together with amex or can we also use ATM card number for redemption?
onthefly
post Oct 5 2011, 11:47 PM

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online transaction also 5% 5x on weekend ?

]ok i found

http://forum.lowyat.net/topic/2053536

This post has been edited by onthefly: Oct 5 2011, 11:48 PM
mletee
post Oct 6 2011, 12:02 AM

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QUOTE(onthefly @ Oct 5 2011, 11:47 PM)
online transaction also 5% 5x on weekend ?

]ok i found

http://forum.lowyat.net/topic/2053536
*
yes.
TSGen-X
post Oct 6 2011, 06:44 AM

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QUOTE(ronnie @ Oct 5 2011, 10:26 PM)
Maybe the TS can add this :-

Current list of American Express® EzyPay merchants (as per 04-Oct-2011)

http://www.maybank2u.com.my/WebBank/digiEzp041011_mchant.pdf
*
OK will do so. Just want to clarify, is the list just for AMEX? How about Visa and MC?
ronnie
post Oct 6 2011, 07:48 AM

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QUOTE(Gen-X @ Oct 6 2011, 06:44 AM)
OK will do so. Just want to clarify, is the list just for AMEX? How about Visa and MC?
*
AMEX only....
SUSDavid83
post Oct 6 2011, 08:01 AM

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I believe Visa and MC have more merchants coverage than AMEX. So it's no point of listing out.
TSGen-X
post Oct 6 2011, 08:09 AM

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QUOTE(David83 @ Oct 6 2011, 08:01 AM)
I believe Visa and MC have more merchants coverage than AMEX. So it's no point of listing out.
*
There is a point, instead of using Visa or MC at these merchants, use our MBB 2 AMEX to earn 5X Treas Points smile.gif

This post has been edited by Gen-X: Oct 6 2011, 08:10 AM
SUSDavid83
post Oct 6 2011, 08:11 AM

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QUOTE(Gen-X @ Oct 6 2011, 08:09 AM)
There is a point, instead of using Visa or MC at these merchants, use our MBB 2 AMEX to earn 5X Treas Points  smile.gif
*
Yes. True for AMEX but not Visa/MC.

Merchants that offer EzyPay with Visa/MC could be too too long.
snigapoe
post Oct 6 2011, 09:29 AM

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QUOTE(snigapoe @ Oct 5 2011, 11:24 PM)
then next time i can try it on next year d
only know the procedure but never got enough point for the conversion

i tried to visit on the maybank.net for TP redemption
on the page where we need to enter our CC or ATM card for redemption no amex as option so do we just fill in the visa/master card that come together with amex or can we also use ATM card number for redemption?
*
hmm could anyone answer my doubt??
i having ATM card + with mbb2 card

during online redemption, can i enter my ATM card number for redemption or only visa or mastercard?
as i could not find any option on entering amex number
erry-
post Oct 6 2011, 09:38 AM

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QUOTE(snigapoe @ Oct 6 2011, 09:29 AM)
hmm could anyone answer my doubt??
i having ATM card  + with mbb2 card

during online redemption, can i enter my ATM card number for redemption or only visa or mastercard?
as i could not find any option on entering amex number
*
just enter ur visa/mc number.

besides, amex dont have gst ~ smile.gif


Ya Rerd
post Oct 6 2011, 10:02 AM

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QUOTE(Gen-X @ Oct 6 2011, 08:09 AM)
There is a point, instead of using Visa or MC at these merchants, use our MBB 2 AMEX to earn 5X Treas Points  smile.gif
*
Bro, are we getting 5x Treats Point with Maybankard 2 Cards AMEX?
Because a friend of mine is using Maybank AMEX and she's getting Rewards Points instead
TSGen-X
post Oct 6 2011, 10:11 AM

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QUOTE(Ya Rerd @ Oct 6 2011, 10:02 AM)
Bro, are we getting 5x Treats Point with Maybankard 2 Cards AMEX?
Because a friend of mine is using Maybank AMEX and she's getting Rewards Points instead
*
How I wish my MBB 2 AMEX earns me Membership Reward Points so that I can redeem for cash instead of vouchers with Treats Points. Yah Maybankard 2 AMEX Card earns you 5X Treats Points and you can reconfirm it yourself at Maybank website.
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post Oct 6 2011, 10:19 AM

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QUOTE(Ya Rerd @ Oct 6 2011, 10:02 AM)
Bro, are we getting 5x Treats Point with Maybankard 2 Cards AMEX?
Because a friend of mine is using Maybank AMEX and she's getting Rewards Points instead
*
Maybank also does issue "American Express" charge card with the trojan head logo. Your friend might be having that.

For Maybank 2 Amex card it will get Treats Points.
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post Oct 6 2011, 10:21 AM

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QUOTE(WaCKy-Angel @ Oct 6 2011, 10:19 AM)
Maybank also does issue "American Express" charge card with the trojan head logo. Your friend might be having that.

For Maybank 2 Amex card it will get Treats Points.
*
Even the gold and platinum credit cards are on Membership Rewards. As long as the AMEX card does not have a big MAYBANKARD on it, you earn Membership Rewards Points.
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QUOTE(erry- @ Oct 6 2011, 09:38 AM)
just enter ur visa/mc number.

besides, amex dont have gst ~ smile.gif
*
yea, thanks for the confirmation
i know maybank already absorb the amex gst,
i was planning to redeem other voucher
erry-
post Oct 6 2011, 10:36 AM

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QUOTE(snigapoe @ Oct 6 2011, 10:26 AM)
yea, thanks for the confirmation
i know maybank already absorb the amex gst,
i was planning to redeem other voucher
*
even if u enter ur visa debit (atm) number or maybank acc number also can.

the system will detect the points based on ur ic.

last time i redeemed, maybank deduct from my master points 1st then the remaining balance from amex points ~

erry-
post Oct 6 2011, 10:38 AM

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QUOTE(Ya Rerd @ Oct 6 2011, 10:02 AM)
Bro, are we getting 5x Treats Point with Maybankard 2 Cards AMEX?
Because a friend of mine is using Maybank AMEX and she's getting Rewards Points instead
*
ur fren might use AMEX Gold Credit Card.

as long as its not AMEX Maybankard 2 that come together with visa/mc, it will get MR.


Added on October 6, 2011, 10:40 ambut that AMEX must pay GST ~

This post has been edited by erry-: Oct 6 2011, 10:40 AM
unknowmaster
post Oct 6 2011, 01:55 PM

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is it possible to apply maybankard through phone? I didn't see any maybank at shopping center and too busy to visit the bank >.<
snigapoe
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QUOTE(unknowmaster @ Oct 6 2011, 01:55 PM)
is it possible to apply maybankard through phone? I didn't see any maybank at shopping center and too busy to visit the bank >.<
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may be you can try download application form and fax all the require document to them??
TSGen-X
post Oct 6 2011, 02:10 PM

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QUOTE(unknowmaster @ Oct 6 2011, 01:55 PM)
is it possible to apply maybankard through phone? I didn't see any maybank at shopping center and too busy to visit the bank >.<
*
You must so so busy that you don't even read the 1st post. There are numerous ways to apply for the card. Just call Customer Service if you are a current Maybank cardholder.
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post Oct 6 2011, 02:55 PM

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1 of treat points redeem item called Caltex star card Rm50. Can this card use to fill up petrol? I plan to redeem this item.
SUSDavid83
post Oct 6 2011, 05:50 PM

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QUOTE(eddievh @ Oct 6 2011, 02:55 PM)
1 of treat points redeem item called Caltex star card Rm50. Can this card use to fill up petrol? I plan to redeem this item.
*
I believe so. It's like a gift card. I believe it has a stored value of RM 50.
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QUOTE(eddievh @ Oct 6 2011, 02:55 PM)
1 of treat points redeem item called Caltex star card Rm50. Can this card use to fill up petrol? I plan to redeem this item.
*
you can refer to maybenk.net
if it's for onthe spot redemption and check with the participate outlet
if not for on the spot redemption i'm afraid you will wait for them to send you the voucher
yuszairi
post Oct 6 2011, 07:57 PM

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i am currently mbb card holder. got visa ikhwan and visa petronas since 2007.
interested to switch both card to this maybank2card. any way to do so without walk-in to the bank? to much hassle to get time-off, to find parking, wait for number etc lar...
TSGen-X
post Oct 6 2011, 08:00 PM

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QUOTE(yuszairi @ Oct 6 2011, 07:57 PM)
i am currently mbb card holder. got visa ikhwan and visa petronas since 2007.
interested to switch both card to this maybank2card. any way to do so without walk-in to the bank? to much hassle to get time-off, to find parking, wait for number etc lar...
*
aiyoh, you worst than unknowmaster, don't even read the last few posts where I said go read page 1

This post has been edited by Gen-X: Oct 6 2011, 08:01 PM
onthefly
post Oct 7 2011, 11:55 AM

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QUOTE(yuszairi @ Oct 6 2011, 07:57 PM)
i am currently mbb card holder. got visa ikhwan and visa petronas since 2007.
interested to switch both card to this maybank2card. any way to do so without walk-in to the bank? to much hassle to get time-off, to find parking, wait for number etc lar...
*
QUOTE(Gen-X @ Sep 27 2011, 11:11 PM)

Maybank Card Centre at 1 Utama and KLCC are supposed to process your application for the Maybankard 2 Cards within 60 minutes.

If you need further clarifications on the 1 hour approval at 1U Card Cetnre, you may contact the card them at number below. Contact Info contributed by Human Nature.

Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451
*
onncai
post Oct 7 2011, 02:13 PM

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hi, got some question here,
if i wan to apply this MBBkard2 platinum.
must provide BE form?
can just provide latest 2 month salary + IC

anyone get approved just using this?

erry-
post Oct 7 2011, 02:39 PM

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QUOTE(onncai @ Oct 7 2011, 02:13 PM)
hi, got some question here,
if i wan to apply this MBBkard2 platinum.
must provide BE form?
can just provide latest 2 month salary + IC

anyone get approved just using this?
*
yes can, if u apply at 1U or KLCC.

3 successful application already from my family and fren ~

SUSDavid83
post Oct 7 2011, 02:53 PM

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QUOTE(onncai @ Oct 7 2011, 02:13 PM)
hi, got some question here,
if i wan to apply this MBBkard2 platinum.
must provide BE form?
can just provide latest 2 month salary + IC

anyone get approved just using this?
*
BE form is not really qualified. EA form should be the correct document from LHDN for employment.
onncai
post Oct 7 2011, 04:06 PM

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thanks upstair 2 bros,
cos i just change the new job,
so my income is able to apply the platinum now.
for the BE form, if show them the last year status,
i affair will not goin to approve my apply.

erry-
u just summit your IC and Payslip?
do u summit the "Latest 3 months' savings account activity/current account statements" as well?

erry-
post Oct 7 2011, 04:10 PM

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QUOTE(onncai @ Oct 7 2011, 04:06 PM)
erry-
u just summit your IC and Payslip?
do u summit the  "Latest 3 months' savings account activity/current account statements" as well?
*
its not me, but my bro-in-law and 2 friends did that and success (even get the cards within 2 hours).
no need bank statements.


Added on October 7, 2011, 4:13 pmpayslip: latest 2 month

This post has been edited by erry-: Oct 7 2011, 04:13 PM
onncai
post Oct 7 2011, 04:32 PM

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QUOTE(erry- @ Oct 7 2011, 04:10 PM)
its not me, but my bro-in-law and 2 friends did that and success (even get the cards within 2 hours).
no need bank statements.


Added on October 7, 2011, 4:13 pmpayslip: latest 2 month
*
okays, thx bros
wait my payslip then straight away go One U apply it.
erry-
post Oct 7 2011, 04:34 PM

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QUOTE(onncai @ Oct 7 2011, 04:32 PM)
okays, thx bros
wait my payslip then straight away go One U apply it.
*
ur welcome. and good luck! thumbup.gif

SeanChang
post Oct 7 2011, 04:52 PM

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QUOTE(David83 @ Oct 7 2011, 03:53 PM)
BE form is not really qualified. EA form should be the correct document from LHDN for employment.
*
Not true
Latest BE form with official tax receipt alone are accepted as required document
i'd apply & got my card this way on the last treats fair
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
tifosi
post Oct 7 2011, 05:01 PM

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QUOTE(David83 @ Oct 7 2011, 02:53 PM)
BE form is not really qualified. EA form should be the correct document from LHDN for employment.
*
I might want to go and apply for increase of credit limit soon cause I want to take advantage of the 12 months 0% balance transfer. It has already been 6 months since I got the cards.

But my EA and BE form figures are different by quite a huge amount. I applied my card using my pay slip only, lets say 30K. EA form also shows 30K. However, lets say I rob people as my part time job at night and I had declared it in my BE form April this year making it to say to 50K.

So am I eligible for credit limit based on 50K income or just 30K from the salary slip?
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post Oct 7 2011, 05:52 PM

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QUOTE(tifosi @ Oct 7 2011, 05:01 PM)
I might want to go and apply for increase of credit limit soon cause I want to take advantage of the 12 months 0% balance transfer. It has already been 6 months since I got the cards.

But my EA and BE form figures are different by quite a huge amount. I applied my card using my pay slip only, lets say 30K. EA form also shows 30K. However, lets say I rob people as my part time job at night and I had declared it in my BE form April this year making it to say to 50K.

So am I eligible for credit limit based on 50K income or just 30K from the salary slip?
*
BE form should always be same or higher than EA form(s) for the same period because you are only transferring or combining the figures shown in one or more EA forms to the BE form.

Income from illegal sources are not taxable because there is no legal documentation for such monies and thus nothing to submit for taxation. This is not to say there are no means to legalise such incomes by creation of fake/incorrect documentation but this is really out of topic.
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post Oct 7 2011, 06:11 PM

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QUOTE(charymsylyn @ Oct 7 2011, 05:52 PM)
BE form should always be same or higher than EA form(s) for the same period because you are only transferring or combining the figures shown in one or more EA forms to the BE form.

Income from illegal sources are not taxable because there is no legal documentation for such monies and thus nothing to submit for taxation. This is not to say there are no means to legalise such incomes by creation of fake/incorrect documentation but this is really out of topic.
*
I have other source of income that is taxable just that it is not in any form of official papers. Probably I can print out an A4 paper and have it signed. Thats all. And I did declared it in my BE form and paid my tax for that income.
TSGen-X
post Oct 7 2011, 06:54 PM

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QUOTE(tifosi @ Oct 7 2011, 05:01 PM)
I might want to go and apply for increase of credit limit soon cause I want to take advantage of the 12 months 0% balance transfer. It has already been 6 months since I got the cards.

But my EA and BE form figures are different by quite a huge amount. I applied my card using my pay slip only, lets say 30K. EA form also shows 30K. However, lets say I rob people as my part time job at night and I had declared it in my BE form April this year making it to say to 50K.

So am I eligible for credit limit based on 50K income or just 30K from the salary slip?
*
I would think that the banks would consider BE Form. The application form states Income not Salary right.

This post has been edited by Gen-X: Oct 7 2011, 06:54 PM
snigapoe
post Oct 7 2011, 11:07 PM

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QUOTE(tifosi @ Oct 7 2011, 06:11 PM)
I have other source of income that is taxable just that it is not in any form of official papers. Probably I can print out an A4 paper and have it signed. Thats all. And I did declared it in my BE form and paid my tax for that income.
*
you can just print out BE form as proof of your salary
no need to countersign
that's how i got my CC approve
celaw
post Oct 7 2011, 11:17 PM

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hi, anyone know Maybank credit card tel no other than the 1300? thanks..
unknowmaster
post Oct 7 2011, 11:43 PM

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QUOTE(Gen-X @ Oct 6 2011, 08:00 PM)
aiyoh, you worst than unknowmaster, don't even read the last few posts where I said go read page 1
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yes I am really busy ><. I called up the customer service 2 days back but they never get back to me. they say transfer to their telemarketing until now no news.. lol
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post Oct 8 2011, 01:00 AM

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QUOTE(celaw @ Oct 7 2011, 11:17 PM)
hi, anyone know Maybank credit card tel no other than the 1300? thanks..
*
03 7844 3696
SUSWintersuN
post Oct 8 2011, 01:09 AM

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hi

is this the best card available out there now?

also i wanna ask what is mean by

2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance

Also i notice use american express more worth cos can get 5X treat points so usually wont use the visa card la cos only 1X treat points. Is the american express card can use in alot vendor compare VISA?


snigapoe
post Oct 8 2011, 08:43 AM

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QUOTE(WintersuN @ Oct 8 2011, 01:09 AM)
hi

is this the best card available out there now?

also i wanna ask what is mean by

2. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance

Also i notice use american express more worth cos can get 5X treat points so usually wont use the visa card la cos only 1X treat points. Is the american express card can use in alot vendor compare VISA?
*
it is depend on when you would do your spending
becoz only on weekend give you 5% rebate + 5X TP for amex card


2. is the charges to you when you have outstanding balance and not able to payback intime then the 8.88% interest will start charging you



for amex usage, depend for now not so popular in malaysia but major shop do accept amex, pls refer to amex 1.1 thread for places that accept amex payment

for more info on credit card you can refer to gen-x blog, do provide plenty of detail to help you in chooseing the right CC for you
celaw
post Oct 8 2011, 10:31 AM

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QUOTE(lohmaikai @ Oct 8 2011, 02:00 AM)
03 7844 3696
*
thank you very much smile.gif

oh ya, 1u credit card centre open for whole day on Sat?

This post has been edited by celaw: Oct 8 2011, 12:08 PM
owenwong84
post Oct 8 2011, 01:53 PM

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What is the credit limit for existing credit card to eligible to apply for platinum maybank card
erry-
post Oct 8 2011, 03:27 PM

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QUOTE(owenwong84 @ Oct 8 2011, 01:53 PM)
What is the credit limit for existing credit card to eligible to apply for platinum maybank card
*
better apply using latest 2 months salary slip.

if salay rm5k and above then no problem to get the plat card.


Added on October 8, 2011, 3:33 pmthe free golf for plat card is actually not free. it is must buy 1 then get free 1 sweat.gif

This post has been edited by erry-: Oct 8 2011, 03:33 PM
azraeil
post Oct 9 2011, 06:18 PM

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QUOTE(owenwong84 @ Oct 8 2011, 08:53 AM)
What is the credit limit for existing credit card to eligible to apply for platinum maybank card
*
My previous Classic Visa (not even Gold) Cl was 22K (awesome coz the annual fee was like 60 bucks only) and when I upgraded to the Platinum, they increased it to 30K
ericwen
post Oct 10 2011, 12:59 AM

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well weird part, they told me hilang liau .. then next day called me found it .. and need 2 more pending information .. say have to wait 1 more week.. which i doubt? if hantar call centre, i think 3 weeks more ..

then i asked them how to know if okay or reject, they said hantar surat .. hmm!
snigapoe
post Oct 10 2011, 08:48 AM

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QUOTE(ericwen @ Oct 10 2011, 12:59 AM)
well weird part, they told me hilang liau .. then next day called me found it .. and need 2 more pending information .. say have to wait 1 more week.. which i doubt? if hantar call centre, i think 3 weeks more ..

then i asked them how to know if okay or reject, they said hantar surat .. hmm!
*
if all the document require has been sent max is only 2 weeks
ericwen
post Oct 10 2011, 11:26 AM

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alright, so they will send a letter to confirm pass or fail? or normally will they call one?
SUSWintersuN
post Oct 10 2011, 01:27 PM

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i see the benefit for the maybank card all related to the american express card

no benefit for using the visa card?
SUSDavid83
post Oct 10 2011, 01:36 PM

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QUOTE(WintersuN @ Oct 10 2011, 01:27 PM)
i see the benefit for the maybank card all related to the american express card

no benefit for using the visa card?
*
Not much for Visa since they're promoting for AMEX.
snigapoe
post Oct 10 2011, 01:56 PM

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QUOTE(ericwen @ Oct 10 2011, 11:26 AM)
alright, so they will send a letter to confirm pass or fail? or normally will they call one?
*
i just receive sms from them, stated your application success and your credit limit
and within few day i already receive my CC
ericwen
post Oct 10 2011, 09:14 PM

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noted and thanks
saitong09
post Oct 10 2011, 10:12 PM

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If transaction date on Sunday night but the posting date on Monday, do I still get the 5% rebate?
SUSDavid83
post Oct 10 2011, 10:13 PM

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QUOTE(saitong09 @ Oct 10 2011, 10:12 PM)
If transaction date on Sunday night but the posting date on Monday, do I still get the 5% rebate?
*
YES
maru
post Oct 10 2011, 10:32 PM

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Hi guys just wanna know is the points combine for both cards? Let say master got 3k while Amex got 7k. Can I redeem something that need 10k?
SUSDavid83
post Oct 10 2011, 10:42 PM

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QUOTE(maru @ Oct 10 2011, 10:32 PM)
Hi guys just wanna know is the points combine for both cards? Let say master got 3k while Amex got 7k. Can I redeem something that need 10k?
*
YES. You combine TP from both cards for redemption.
erry-
post Oct 10 2011, 10:47 PM

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QUOTE(maru @ Oct 10 2011, 10:32 PM)
Hi guys just wanna know is the points combine for both cards? Let say master got 3k while Amex got 7k. Can I redeem something that need 10k?
*
QUOTE(David83 @ Oct 10 2011, 10:42 PM)
YES. You combine TP from both cards for redemption.
*
not only the 2 cards, but all maybank acc under ur IC (savings acc, visa petronas, etc.) thumbup.gif

SUSDavid83
post Oct 10 2011, 10:48 PM

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QUOTE(erry- @ Oct 10 2011, 10:47 PM)
not only the 2 cards, but all maybank acc under ur IC (savings acc, visa petronas, etc.) thumbup.gif
*
Yes, you're correct as long as it's under TP system.
fruitie
post Oct 10 2011, 10:54 PM

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One thing I like about Maybank's TP is - evergreen!

Won't expire unless Maybank decides to revise its program... sweat.gif
Charlton
post Oct 10 2011, 11:41 PM

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For the MBB2 Amex, if I do a transaction on Sunday (US time....Malaysia time will be Monday), do I get the 5% rebate?
fruitie
post Oct 10 2011, 11:44 PM

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QUOTE(Charlton @ Oct 10 2011, 11:41 PM)
For the MBB2 Amex, if I do a transaction on Sunday (US time....Malaysia time will be Monday), do I get the 5% rebate?
*
I guess it follows Malaysia time.
Tried before. smile.gif
snigapoe
post Oct 11 2011, 12:10 AM

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QUOTE(fruitie @ Oct 10 2011, 11:44 PM)
I guess it follows Malaysia time.
Tried before. smile.gif
*
hmm, so it's quiet risky to use amex when overseas if there's difference in time with malaysia
we might be end up being charging more due to lack of the 5% rebate

has anyone tried with hongkong/ taiwan?
do they post their transaction date on the same day itself?
ronnie
post Oct 11 2011, 12:39 AM

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Today, I made another change of Statement Date from 18th to 14th by calling the CS. Let's see if Maybank has plugged the loophole below.

QUOTE
I found a loophole in Maybankard2 when you change the statement date.

My original Statement Date is 26th of each month.
I requested to change to a NEW statement date, which is 18th of each month, on 15th of June.

Because this, Maybank didn't create Statement for 26th of June but getting it on 18th July instead.... No CC interest until 8 August 2011

lohmaikai
post Oct 11 2011, 01:34 AM

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When should we redeem the gst using tp? Before or after it appear on our statement?
Is the gst based on calender year or our card issued month?
TSGen-X
post Oct 11 2011, 06:43 AM

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QUOTE(lohmaikai @ Oct 11 2011, 01:34 AM)
When should we redeem the gst using tp? Before or after it appear on our statement?
Is the gst based on calender year or our card issued month?
*
GST is charged on the anniversary month e.g 1 year after card issued. Some banks allow you to redeem the points before it i shown in statement but you can always redeem the TP to offset GST after it is shown in the statement.

click here to read my article on Maybank Credit Card Promotions.

This post has been edited by Gen-X: Oct 11 2011, 01:39 PM
cute_boboi
post Oct 11 2011, 03:11 PM

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QUOTE(fruitie @ Oct 10 2011, 10:54 PM)
One thing I like about Maybank's TP is - evergreen!

Won't expire unless Maybank decides to revise its program... sweat.gif
*
Inflation does happen.

My previous round of RM100 Jusco voucher redemption only costs 16,700 TP.
Current best rate is 20,000 TP at 1U.
Going to do another round to get ready for shopping.

erry-
post Oct 11 2011, 04:46 PM

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QUOTE(lohmaikai @ Oct 11 2011, 01:34 AM)
When should we redeem the gst using tp? Before or after it appear on our statement?
Is the gst based on calender year or our card issued month?
*
after. even if u pay first rm50 bank will still credit back rm50 on next statement.


Added on October 11, 2011, 4:53 pm
QUOTE(Gen-X @ Oct 11 2011, 06:43 AM)
eh the "EZYPAY 0% for PLATINUM VISA and MASTERCARD and WORLD MASTERCARD", u stated "Maybankard 2 Platinum not included".

but i did received it by mail. now i only have maybankard 2 amex & mc plat. if mbk2 plat not included, why i'm receiving it?

the t&c stated "This promotion is open to all Maybankard Visa & MasterCard Credit Cardmembers (except American Express Charge and Credit Card, Corporate Cardmembers, Debit, Visa Debit)".

This post has been edited by erry-: Oct 11 2011, 04:53 PM
TSGen-X
post Oct 11 2011, 05:52 PM

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QUOTE(erry- @ Oct 11 2011, 04:46 PM)
eh the "EZYPAY 0% for PLATINUM VISA and MASTERCARD and WORLD MASTERCARD", u stated "Maybankard 2 Platinum not included".

but i did received it by mail. now i only have maybankard 2 amex & mc plat. if mbk2 plat not included, why i'm receiving it?

the t&c stated "This promotion is open to all Maybankard Visa & MasterCard Credit Cardmembers (except American Express Charge and Credit Card, Corporate Cardmembers, Debit, Visa Debit)".
*
you are right, just read the T&C also, that's for skipping the T&C, haha. In MBB Promo website, click here to see it, it was mentioned the 0% EzyPay Exclusive for MBB Platinum and WorldMasterCard.

Just reread the 1st page of the pdf ad also, it says that additional TP for Plat cards. Thanks for reading my article and highlighting above notworthy.gif


ericwen
post Oct 11 2011, 08:41 PM

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yeah got a sms from them, approved smile.gif nice smile.gif thanks guys for the responses smile.gif
snigapoe
post Oct 11 2011, 09:51 PM

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QUOTE(ericwen @ Oct 11 2011, 08:41 PM)
yeah got a sms from them, approved smile.gif nice smile.gif thanks guys for the responses smile.gif
*
gratz...
you will be receiving your card latest by next week
then can start enjoy with the CC d rclxms.gif
onthefly
post Oct 11 2011, 11:53 PM

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QUOTE(Gen-X @ Sep 27 2011, 11:11 PM)
Maybankard 2 Cards FAQ:
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
I checked my maybank2u Transaction history, but no rebate (credit column). I`m a new to this card, since mid of Sep-2011.

Where my 5% rebate? hmm.gif

ronnie
post Oct 11 2011, 11:57 PM

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QUOTE(onthefly @ Oct 11 2011, 11:53 PM)
I checked my maybank2u Transaction history, but no rebate (credit column). I`m a new to this card, since mid of Sep-2011.

Where my 5% rebate?  hmm.gif
*
Does any of your transaction dates fall on weekends (Sat and Sun) ?
i.e. 3-Sep, 4-Sep, 10-Sep, 11-Sep, 17-Sep, 18-Sep, 24-Sep, 25-Sep
onthefly
post Oct 12 2011, 12:07 AM

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QUOTE(ronnie @ Oct 11 2011, 11:57 PM)
Does any of your transaction dates fall on weekends (Sat and Sun) ?
i.e. 3-Sep, 4-Sep, 10-Sep, 11-Sep, 17-Sep, 18-Sep, 24-Sep, 25-Sep
*
sure, infact ALL tongue.gif


guess i have to call them yawn.gif

This post has been edited by onthefly: Oct 12 2011, 12:07 AM
ronnie
post Oct 12 2011, 12:24 AM

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QUOTE(onthefly @ Oct 12 2011, 12:07 AM)
sure, infact ALL  tongue.gif
guess i have to call them  yawn.gif
*
Yep... better talk to the Maybank CS on this matter.
Let us know the outcome.
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post Oct 12 2011, 12:41 AM

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QUOTE(onthefly @ Oct 12 2011, 12:07 AM)
sure, infact ALL  tongue.gif
guess i have to call them  yawn.gif
*
all on Amex ?

ronnie
post Oct 12 2011, 12:42 AM

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QUOTE(onthefly @ Oct 11 2011, 11:53 PM)
I checked my maybank2u Transaction history, but no rebate (credit column). I`m a new to this card, since mid of Sep-2011.

Where my 5% rebate?  hmm.gif
*
Do you own the Maybankard 2 AMEX at all whistling.gif whistling.gif whistling.gif
TSGen-X
post Oct 12 2011, 06:56 AM

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QUOTE(onthefly @ Oct 11 2011, 11:53 PM)
I checked my maybank2u Transaction history, but no rebate (credit column). I`m a new to this card, since mid of Sep-2011.

Where my 5% rebate?  hmm.gif
*
There isn't a rebate column. Go to Accounts --> AMEX 2 --> Transaction History --> and there should be a row for Cash Rebate.

QUOTE(ronnie @ Oct 12 2011, 12:42 AM)
Do you own the Maybankard 2 AMEX at all  whistling.gif  whistling.gif  whistling.gif
*
hahaha, that would explain it.
shortleg88
post Oct 12 2011, 10:03 AM

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QUOTE(ronnie @ Oct 12 2011, 12:42 AM)
Do you own the Maybankard 2 AMEX at all  whistling.gif  whistling.gif  whistling.gif
*
Either that did he use his Amex, or he only use his master/visa? whistling.gif
onthefly
post Oct 12 2011, 10:07 AM

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ahyo, using amex maybank2 card la. later will update
nope there no such column.
aeiou228
post Oct 12 2011, 10:40 AM

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QUOTE(onthefly @ Oct 12 2011, 10:07 AM)
ahyo, using amex maybank2 card la. later will update
nope there no such column.
*
As told by Gen-x, look at the rows not the columns. Look at the row dated 1st October 2011.
erry-
post Oct 12 2011, 10:58 AM

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if want to look for the column, look for "Local currency" then "Credit" (the most right column).
kurtkantoi
post Oct 12 2011, 12:33 PM

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Guys, this is my first time buying from overseas using my credit card. Before this Im using paypal but since AMEX have 5x treatpoint I want to try to use AMEX for overseas transaction.

If I want to buy something from overseas and payment is USD10.
Which conversion rate should I follow?
fruitie
post Oct 12 2011, 01:30 PM

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QUOTE(kurtkantoi @ Oct 12 2011, 12:33 PM)
Guys, this is my first time buying from overseas using my credit card. Before this Im using paypal but since AMEX have 5x treatpoint I want to try to use AMEX for overseas transaction.

If I want to buy something from overseas and payment is USD10.
Which conversion rate should I follow?
*
It will be charged straight to your card, you wouldn't know the exchange rate until it appears on your M2U.
Usually AmEx has higher exchange rate compared to VISA and MasterCard.

Other people can correct me, I might be wrong. I only used once to pay my Flickr account.
kurtkantoi
post Oct 12 2011, 01:36 PM

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QUOTE(fruitie @ Oct 12 2011, 01:30 PM)
It will be charged straight to your card, you wouldn't know the exchange rate until it appears on your M2U.
Usually AmEx has higher exchange rate compared to VISA and MasterCard.

Other people can correct me, I might be wrong. I only used once to pay my Flickr account.
*
Thanks sis.

What if I link my AMEX to paypal. Is the transaction still get 5x treat points?
fruitie
post Oct 12 2011, 01:42 PM

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QUOTE(kurtkantoi @ Oct 12 2011, 01:36 PM)
Thanks sis.

What if I link my AMEX to paypal. Is the transaction still get 5x treat points?
*
Oops, I missed out this point. I tried using AmEx and wanted to pay my Flickr Pro account using it and it was a hooha for me. sweat.gif In short, got charged few times but luckily got all the charges reversed. sweat.gif

In the end, I linked my AmEx to PayPal and paid the Flickr Pro account using PayPal. Hassle free. biggrin.gif
Yes, I got the 5xTP and I purposely waited till weekend to pay it and I got 5% off as well. biggrin.gif
CP88
post Oct 12 2011, 02:13 PM

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QUOTE(fruitie @ Oct 12 2011, 01:42 PM)
Oops, I missed out this point. I tried using AmEx and wanted to pay my Flickr Pro account using it and it was a hooha for me. sweat.gif In short, got charged few times but luckily got all the charges reversed. sweat.gif

In the end, I linked my AmEx to PayPal and paid the Flickr Pro account using PayPal. Hassle free. biggrin.gif
Yes, I got the 5xTP and I purposely waited till weekend to pay it and I got 5% off as well. biggrin.gif
*
Hi Fruittie,
How long does it take for the transaction to be reflected in your account for overseas transaction?
erry-
post Oct 12 2011, 02:15 PM

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QUOTE(kurtkantoi @ Oct 12 2011, 01:36 PM)
What if I link my AMEX to paypal. Is the transaction still get 5x treat points?
*
QUOTE(fruitie @ Oct 12 2011, 01:42 PM)
Oops, I missed out this point. I tried using AmEx and wanted to pay my Flickr Pro account using it and it was a hooha for me. sweat.gif In short, got charged few times but luckily got all the charges reversed. sweat.gif

In the end, I linked my AmEx to PayPal and paid the Flickr Pro account using PayPal. Hassle free. biggrin.gif
Yes, I got the 5xTP and I purposely waited till weekend to pay it and I got 5% off as well. biggrin.gif
*
any transaction with amex mbk2, after convert to MYR (RM), will get 5x TP.

but then, pls note that conversion fee for mbk2 amex is 2.5% to the converted amount.


Added on October 12, 2011, 2:31 pm
QUOTE(CP88 @ Oct 12 2011, 02:13 PM)
Hi Fruittie,
How long does it take for the transaction to be reflected in your account for overseas transaction?
*
refer here http://forum.lowyat.net/topic/2053536

fruitie, after u use ur amex on flickr, pls post it there so others can refer. thanks ~

This post has been edited by erry-: Oct 12 2011, 02:31 PM
WaCKy-Angel
post Oct 12 2011, 02:33 PM

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QUOTE(fruitie @ Oct 12 2011, 01:30 PM)
It will be charged straight to your card, you wouldn't know the exchange rate until it appears on your M2U.
Usually AmEx has higher exchange rate compared to VISA and MasterCard.

Other people can correct me, I might be wrong. I only used once to pay my Flickr account.
*
QUOTE(kurtkantoi @ Oct 12 2011, 01:36 PM)
Thanks sis.

What if I link my AMEX to paypal. Is the transaction still get 5x treat points?
*
QUOTE(fruitie @ Oct 12 2011, 01:42 PM)
Oops, I missed out this point. I tried using AmEx and wanted to pay my Flickr Pro account using it and it was a hooha for me. sweat.gif In short, got charged few times but luckily got all the charges reversed. sweat.gif

In the end, I linked my AmEx to PayPal and paid the Flickr Pro account using PayPal. Hassle free. biggrin.gif
Yes, I got the 5xTP and I purposely waited till weekend to pay it and I got 5% off as well. biggrin.gif
*
Correct, exchange rate could be more than what you getting back..

But although u can link Amex to paypal but not all payee accept Amex.
I tried to use Amex to buy GSC tickets using the Paypal-Maxis but failed...Only accepts Visa/Master.

Others like iTunes accept Amex then it will work.
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post Oct 12 2011, 02:47 PM

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QUOTE(WaCKy-Angel @ Oct 12 2011, 02:33 PM)
Correct, exchange rate could be more than what you getting back..
*
But I believe what fruitie mention the 5% rebates on weekends and 5X TP (~2.5%) will cushioned the conversion rates as well. biggrin.gif.


fruitie
post Oct 12 2011, 03:31 PM

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QUOTE(CP88 @ Oct 12 2011, 02:13 PM)
Hi Fruittie,
How long does it take for the transaction to be reflected in your account for overseas transaction?
*
My transaction was on the 20th August but only shown on my account on 25th August.
user posted image

QUOTE(erry- @ Oct 12 2011, 02:15 PM)
fruitie, after u use ur amex on flickr, pls post it there so others can refer. thanks ~
*
Already went through in August, I'll post in the thread tonight. Thanks for informing. smile.gif

QUOTE(WaCKy-Angel @ Oct 12 2011, 02:33 PM)
Correct, exchange rate could be more than what you getting back..

But although u can link Amex to paypal but not all payee accept Amex.
I tried to use Amex to buy GSC tickets using the Paypal-Maxis but failed...Only accepts Visa/Master.

Others like iTunes accept Amex then it will work.
*
Malaysia Paypal that uses MYR will not be accepted.
So far I tried USD is obviously accepted, not sure about other currencies.

QUOTE(CP88 @ Oct 12 2011, 02:47 PM)
But I believe what fruitie mention the 5% rebates on weekends and 5X TP (~2.5%) will cushioned the conversion rates as well.  biggrin.gif.
*
user posted image
Exchange rate that time will be 3.047. I don't understand this 2.5%, can explain? sweat.gif
gerrardling
post Oct 12 2011, 03:39 PM

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QUOTE(fruitie @ Oct 12 2011, 03:31 PM)

Exchange rate that time will be 3.047. I don't understand this 2.5%, can explain? sweat.gif
*
5x TP meaning u get 2.5% cash rebate also
fruitie
post Oct 12 2011, 03:41 PM

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Er, but my rebate shows RM 3.50 which is 5% from RM 70.08. hmm.gif
WaCKy-Angel
post Oct 12 2011, 03:54 PM

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QUOTE(fruitie @ Oct 12 2011, 03:31 PM)
My transaction was on the 20th August but only shown on my account on 25th August.
user posted image
Already went through in August, I'll post in the thread tonight. Thanks for informing. smile.gif
Malaysia Paypal that uses MYR will not be accepted.
So far I tried USD is obviously accepted, not sure about other currencies.
user posted image
Exchange rate that time will be 3.047. I don't understand this 2.5%, can explain? sweat.gif
*
What u mean "malaysia paypal"? As in the merchant?
Im not sure how paypal deal with banks, but by right shouldnt have any problem at all because Paypal acts as a virtual bank so when buying things the merchant would only see paypal as the payment instead of your credit card.
In that case it defeat the purpose of using paypal at all!

QUOTE(fruitie @ Oct 12 2011, 03:41 PM)
Er, but my rebate shows RM 3.50 which is 5% from RM 70.08. hmm.gif
*
He mean the 5x TP equivalent to 2.5% that goes into TP, not as cash back smile.gif
erry-
post Oct 12 2011, 04:14 PM

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QUOTE(fruitie @ Oct 12 2011, 03:31 PM)
My transaction was on the 20th August but only shown on my account on 25th August.
user posted image
Exchange rate that time will be 3.047. I don't understand this 2.5%, can explain? sweat.gif
*
thats mean the transaction on PayPal is charged on same day (20 August).

2 things about 2.5% here:

1. 5x TP is ± 2.5% cashback (if u take 10k tp to redeem rm50 gst or voucher)

2. 2.5% is also an additional amex fee.

example, on 20 august 2011 the rate for $1 is probably between rm2.97 to rm2.992 (source look between 18 august lowest to 25 august highest).

let say we take it as rm2.9725, if u convert $23, it should be rm68.3675, but with amex, need to + 2.5% so it will be rm70.0766875

urs being charged rm70.08 so it is ± within the range. coz we donno what is exactly rate use by maybank.

notworthy.gif

edited: make proper calculation



This post has been edited by erry-: Oct 12 2011, 04:36 PM
fruitie
post Oct 12 2011, 04:20 PM

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QUOTE(WaCKy-Angel @ Oct 12 2011, 03:54 PM)
What u mean "malaysia paypal"? As in the merchant?
Im not sure how paypal deal with banks, but by right shouldnt have any problem at all because Paypal acts as a virtual bank so when buying things the merchant would only see paypal as the payment instead of your credit card.
In that case it defeat the purpose of using paypal at all!
*
Oops, I mean Malaysian merchant that accepts transactions in MYR. smile.gif

QUOTE(erry- @ Oct 12 2011, 04:14 PM)
thats mean the transaction on PayPal is charged on same day (20 August).

2 things about 2.5% here:

1. 5x TP is ± 2.5% cashback (if u take 10k tp to redeem rm50 gst or voucher)

2. 2.5% is also an additional amex fee.

example, on 20 august 2011 the rate for $1 is probably between rm2.97 to rm2.992 (source look between 18 august lowest to 25 august highest).

let say we take it as rm2.9725, if u convert $23, it should be rm68.3675, but with amex, need to + 2.5% so it will be rm70.0766875

urs being charged rm70.08 so it is ± within the range. coz we donno what is exactly rate use by maybank.

notworthy.gif

edited: make proper calculation
*
Well explained, I'm clear now. Thanks. biggrin.gif notworthy.gif

This post has been edited by fruitie: Oct 12 2011, 04:49 PM
unknowmaster
post Oct 12 2011, 04:36 PM

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But you can reduce the excange rate by making paypal being your middle man... so it will charge your card in RM rather then USD biggrin.gif..
However if you pay by visa/master its not needed as paypal's forex rate is a bit higher.

PS. Just received email that they have submitted my application to processing department.. yawn.gif When can I call them to ask for status smile.gif? I can't wait xD haha
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post Oct 12 2011, 08:24 PM

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Hi all forumers in this thread,

Got a noob question would like to ask you guys

For this Maybankard 2 Gold card, is this means the owner is owning "2" cards?

what i want to say is, if the owner is having this Maybankard 2 Gold card and also another cc from other banks, does this mean the owner has to cancel either one credit card, since there is a new rule that annual income below rm36000 can only allowed to posses 2 credit cards at the same time


thanks
kurtkantoi
post Oct 12 2011, 09:15 PM

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QUOTE(erry- @ Oct 12 2011, 04:14 PM)
2 things about 2.5% here:

1. 5x TP is ± 2.5% cashback (if u take 10k tp to redeem rm50 gst or voucher)

2. 2.5% is also an additional amex fee.

example, on 20 august 2011 the rate for $1 is probably between rm2.97 to rm2.992 (source look between 18 august lowest to 25 august highest).

let say we take it as rm2.9725, if u convert $23, it should be rm68.3675, but with amex, need to + 2.5% so it will be rm70.0766875

urs being charged rm70.08 so it is ± within the range. coz we donno what is exactly rate use by maybank.

notworthy.gif

edited: make proper calculation
*
Thanks for your example erry. Should post this example in start of the thread for other to refer. thumbup.gif
fruitie
post Oct 12 2011, 10:17 PM

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QUOTE(jokerxxx @ Oct 12 2011, 08:24 PM)
Hi all forumers in this thread,

Got a noob question would like to ask you guys

For this Maybankard 2 Gold card, is this means the owner is owning "2" cards?

what i want to say is, if the owner is having this Maybankard 2 Gold card and also another cc from other banks, does this mean the owner has to cancel either one credit card, since there is a new rule that annual income below rm36000 can only allowed to posses 2 credit cards at the same time
thanks
*
Yes, will be having 2 cards but considered as 1 type of card only.
So the rule doesn't apply to this.
ubuntu
post Oct 12 2011, 10:18 PM

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Guys, what is the default statement date for maybank?
fruitie
post Oct 12 2011, 10:26 PM

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QUOTE(ubuntu @ Oct 12 2011, 10:18 PM)
Guys, what is the default statement date for maybank?
*
It varies, mine is on the 23rd or 24th of the month. smile.gif

This post has been edited by fruitie: Oct 12 2011, 10:27 PM
erry-
post Oct 12 2011, 10:32 PM

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QUOTE(kurtkantoi @ Oct 12 2011, 09:15 PM)
Thanks for your example erry. Should post this example in start of the thread for other to refer.  thumbup.gif
*
welcome icon_rolleyes.gif

QUOTE(jokerxxx @ Oct 12 2011, 08:24 PM)
Hi all forumers in this thread,

Got a noob question would like to ask you guys

For this Maybankard 2 Gold card, is this means the owner is owning "2" cards?

what i want to say is, if the owner is having this Maybankard 2 Gold card and also another cc from other banks, does this mean the owner has to cancel either one credit card, since there is a new rule that annual income below rm36000 can only allowed to posses 2 credit cards at the same time
thanks
*
hi there.

for income below rm36k/year, the rules is cannot have cards from more than 2 banks, not cards.

the simple example is - u can have cards from maybank and hong leong.

any cards on maybank is ok - maybankard 2 amex + mastercard, maybank visa sony, maybank amex gold credit card, maybank visa flex, maybank visa wave.

any cards on hlb is ok - hlb classic mastercard, hlb visa essential, hlb visa mtv.

but all cards share the credit limit! so if ur CL is rm5k only (2x salary), no need to have till 3-5 cards! sweat.gif
besides, each card need to pay GST! doh.gif

pls note: maybank and maybank islamic is consider as 2 banks.

so let say example if u already have maybank ikhwan petronas and citibank clear, u need to cancel 1 of it before can signup this maybankard 2.

notworthy.gif








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post Oct 12 2011, 10:33 PM

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QUOTE(jokerxxx @ Oct 12 2011, 08:24 PM)
Hi all forumers in this thread,

Got a noob question would like to ask you guys

For this Maybankard 2 Gold card, is this means the owner is owning "2" cards?

what i want to say is, if the owner is having this Maybankard 2 Gold card and also another cc from other banks, does this mean the owner has to cancel either one credit card, since there is a new rule that annual income below rm36000 can only allowed to posses 2 credit cards at the same time
thanks
*
This product considered as 1. To clarify further, you can have as many card as you want from the same bank BUT you can only get credit cards from 2 banks.

QUOTE(kurtkantoi @ Oct 12 2011, 09:15 PM)
Thanks for your example erry. Should post this example in start of the thread for other to refer.  thumbup.gif
*
erry example is to explain extra fee imposed by card issuers (in this case AMEX) when we transact overseas to you guys BUT not necessary the admin fee will be 2.5% for AMEX cards, it can be higher or even lower. And that's why WaCKy-Angel mentioned the exchange rate could be more than what we get back with 5X TP. I don't think it is good to post this example because some of you guys may think that the fee is fixed at 2.5% ( that's what the T&C stated ). For example, I did 3 transactions in USA with my AMEX at the same merchant minutes apart, I was charged fees of 1.57% to 2.53%.

Please go to this thread to learn more about International Transactions. Do note Miles have stated AMEX card fee is 0.5% + 2.5%.

And most seniors here will tell you this, for personal use, we will use MBB Visa or MC to pay less upfront unless we can get the 5% with our MBB 2 AMEX on weekends. And to note some have reported they did not get 5% cash back for online transactions on weekends.

fruitie: great that you got 5% cash back for pay pal with MBB 2 AMEX. Please share it in this thread.

This post has been edited by Gen-X: Oct 12 2011, 10:36 PM
fruitie
post Oct 12 2011, 11:08 PM

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Alright, guys I have posted on the thread. Thanks for reminding. tongue.gif
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post Oct 12 2011, 11:50 PM

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QUOTE(fruitie @ Oct 12 2011, 10:26 PM)
It varies, mine is on the 23rd or 24th of the month. smile.gif
*
statement date should be the same every month
due date might vary by a day or 2 rolleyes.gif
fruitie
post Oct 12 2011, 11:56 PM

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QUOTE(alexwsk @ Oct 12 2011, 11:50 PM)
statement date should be the same every month
due date might vary by a day or 2 rolleyes.gif
*
I forgot which one is mine la, that's why I said "or". sweat.gif
Maybe I'll need to rephrase my post but heck lazy. tongue.gif

This post has been edited by fruitie: Oct 12 2011, 11:58 PM
CP88
post Oct 13 2011, 03:41 AM

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Hi All,
How do we check on the conversion rate on 8th October? I have made some transactions on that day to my AMEX as follow:

US67.19 = RM217.93




WaCKy-Angel
post Oct 13 2011, 09:24 AM

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QUOTE(CP88 @ Oct 13 2011, 03:41 AM)
Hi All,
How do we check on the conversion rate on 8th October? I have made some transactions on that day to my AMEX as follow:

US67.19 = RM217.93
*
Seems quite high to me around 3.25
Where u made ur transaction? by paypal?
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post Oct 13 2011, 10:22 AM

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QUOTE(CP88 @ Oct 13 2011, 03:41 AM)
Hi All,
How do we check on the conversion rate on 8th October? I have made some transactions on that day to my AMEX as follow:

US67.19 = RM217.93
*
QUOTE(WaCKy-Angel @ Oct 13 2011, 09:24 AM)
Seems quite high to me around 3.25
Where u made ur transaction? by paypal?
*
err... thats a normal rate if using amex? sweat.gif

refer to bnm, rate on 7 oct is 3.1585 so after + 2.5% amex fee = 3.2374

since Gen-X stated "1.57% to 2.53%", so CP88 rate of 3.2435 is within the rage ~


Added on October 13, 2011, 10:23 amsource: http://www.bnm.gov.my/index.php?ch=12&pg=629&eId=box1

again, rates at bnm website is just for reference.
we dont know exact exchange rate use by maybank ~

This post has been edited by erry-: Oct 13 2011, 10:23 AM
ubuntu
post Oct 13 2011, 01:15 PM

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QUOTE(alexwsk @ Oct 12 2011, 11:50 PM)
statement date should be the same every month
due date might vary by a day or 2 rolleyes.gif
*
Thanks alex and fruitie for the info. smile.gif

So far, anyone did BT for maybank 0% interest for 12 months, I wonder if there is any hidden charge? I'm lazy to read the T&C... biggrin.gif
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post Oct 13 2011, 02:16 PM

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QUOTE(ubuntu @ Oct 13 2011, 01:15 PM)
Thanks alex and fruitie for the info.  smile.gif

So far, anyone did BT for maybank 0% interest for 12 months, I wonder if there is any hidden charge? I'm lazy to read the T&C...  biggrin.gif
*
nope no charge at all

This post has been edited by DM3: Oct 14 2011, 12:17 PM
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post Oct 13 2011, 02:17 PM

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QUOTE(WaCKy-Angel @ Oct 13 2011, 09:24 AM)
Seems quite high to me around 3.25
Where u made ur transaction? by paypal?
*
I made this transaction in a US hotel. biggrin.gif . Well with the 5X and 5% rebates on weekends, I guess its still worth using AMEX.


Added on October 13, 2011, 3:04 pm
QUOTE(erry- @ Oct 13 2011, 10:22 AM)
err... thats a normal rate if using amex? sweat.gif

refer to bnm, rate on 7 oct is 3.1585 so after + 2.5% amex fee = 3.2374

since Gen-X stated "1.57% to 2.53%", so CP88 rate of 3.2435 is within the rage ~


Added on October 13, 2011, 10:23 amsource: http://www.bnm.gov.my/index.php?ch=12&pg=629&eId=box1

again, rates at bnm website is just for reference.
we dont know exact exchange rate use by maybank ~
*
Bro erry,
Thanks for the link. Well appreciated thumbup.gif

This post has been edited by CP88: Oct 13 2011, 03:04 PM
Blues03
post Oct 13 2011, 11:22 PM

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I already asked this question in Paypal thread here..but no one knows about it at the thread..so maybe here some of you knows..my question:

"I want to buy online using paypal that linked with my AMEX so i can enjoy 5x points and for the weekend..5% rebates..it is possible to pay by paypal linked with Maybank AMEX rite?"

one more thing..if i use paypal linked to my maybank amex on weekend..is it I still can enjoy 5% rebates?

tq
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post Oct 13 2011, 11:27 PM

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QUOTE(Blues03 @ Oct 13 2011, 11:22 PM)
I already asked this question in Paypal thread here..but no one knows about it at the thread..so maybe here some of you knows..my question:

"I want to buy online using paypal that linked with my AMEX so i can enjoy 5x points and for the weekend..5% rebates..it is possible to pay by paypal linked with Maybank AMEX rite?"

one more thing..if i use paypal linked to my maybank amex on weekend..is it I still can enjoy 5% rebates?

tq
*
Yes, Yes, and Yes
WaCKy-Angel
post Oct 14 2011, 11:43 AM

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QUOTE(Gen-X @ Oct 12 2011, 10:33 PM)
[b]fruitie: great that you got 5% cash back for pay pal with MBB 2 AMEX. Please share it [/B]in this thread.
*
fruitie says any merchants that accepts MYR currency only will not able to use Amex with Paypal.
Merchants that accepts USD or others only accept Amex via Paypal (eg. iTunes/Apple)

QUOTE(ubuntu @ Oct 13 2011, 01:15 PM)
Thanks alex and fruitie for the info.  smile.gif

So far, anyone did BT for maybank 0% interest for 12 months, I wonder if there is any hidden charge? I'm lazy to read the T&C...  biggrin.gif
*
I wonder if its possible to BT from Maybank to Maybank? sweat.gif sweat.gif

QUOTE(Blues03 @ Oct 13 2011, 11:22 PM)
I already asked this question in Paypal thread here..but no one knows about it at the thread..so maybe here some of you knows..my question:

"I want to buy online using paypal that linked with my AMEX so i can enjoy 5x points and for the weekend..5% rebates..it is possible to pay by paypal linked with Maybank AMEX rite?"

one more thing..if i use paypal linked to my maybank amex on weekend..is it I still can enjoy 5% rebates?

tq
*
Read above smile.gif
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post Oct 14 2011, 11:51 AM

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QUOTE(WaCKy-Angel @ Oct 14 2011, 11:43 AM)
I wonder if its possible to BT from Maybank to Maybank?  sweat.gif  sweat.gif
Read above smile.gif
*
already asking maybank card center 1U, can't be done.. cry.gif
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post Oct 14 2011, 11:51 AM

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QUOTE(WaCKy-Angel @ Oct 14 2011, 11:43 AM)
I wonder if its possible to BT from Maybank to Maybank?  sweat.gif  sweat.gif
*
plain answer is NO unless its maybank islamic (ikhwan) to maybank convensional or vice versa..you can't transfer balance from cards that is sharing credit limit with each other
erry-
post Oct 14 2011, 11:57 AM

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QUOTE(WaCKy-Angel @ Oct 14 2011, 11:43 AM)
I wonder if its possible to BT from Maybank to Maybank?  sweat.gif  sweat.gif
*
yes u can. but no 0% plan.

refer here - http://www.maybank2u.com.my/WebBank/BTf300511.pdf


Added on October 14, 2011, 11:58 amlook for internal transfer

This post has been edited by erry-: Oct 14 2011, 11:58 AM
cute_boboi
post Oct 14 2011, 12:09 PM

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QUOTE(WaCKy-Angel @ Oct 14 2011, 11:43 AM)
I wonder if its possible to BT from Maybank to Maybank?  sweat.gif  sweat.gif
*
I pay RM50 GST to apply new CIMB CC.
From MBB, BT there for 6 months 0%

Going to BT back to MBB soon for 12 months 0%

TSGen-X
post Oct 14 2011, 12:52 PM

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QUOTE(WaCKy-Angel @ Oct 14 2011, 11:43 AM)
I wonder if its possible to BT from Maybank to Maybank?  sweat.gif  sweat.gif
*
Yes, Maybank have been offering this BT for quite some time where you can convert your outstanding balance to 24 or 36 months installment. Refer link given by erry. To note that the effective interest rate is 8.41% and 9.22% for 24 and 36 months installments.

You have another option that has shorter term repayment period. Apply for EzyCash where you have to pay upfront fee of 3.88% and the "loan" amount will be "interest free" with 6 equal installment. Click here to read my article on Maybank Credit Card Promotion where I touched on it briefly and gerrardling gave the link to the T&C at General CC Thread.


QUOTE(cute_boboi @ Oct 14 2011, 12:09 PM)
I pay RM50 GST to apply new CIMB CC.
From MBB, BT there for 6 months 0%

Going to BT back to MBB soon for 12 months 0%
*
still got 2 months to benefit from this method smile.gif

WaCKy-AngelThis is a way to get Maybank to Maybank BT with 0% interest that you are looking for thumbup.gif Nominal Fee of RM50 smile.gif

This post has been edited by Gen-X: Oct 14 2011, 01:10 PM
unknowmaster
post Oct 14 2011, 02:11 PM

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yay application got rejected sad.gif this sucks

Edited: Called up MMB; They appealing coz I got hire purchase and saving with MBB. She said I should called earlier for pre-approval -.-

This post has been edited by unknowmaster: Oct 14 2011, 02:44 PM
lotus_man
post Oct 14 2011, 06:16 PM

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hi,
i noticed that in my CC bill last month, my treat points was x4 n not 5. any idea why??
Human Nature
post Oct 14 2011, 06:25 PM

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QUOTE(lotus_man @ Oct 14 2011, 06:16 PM)
hi,
i noticed that in my CC bill last month, my treat points was x4 n not 5. any idea why??
*
it is 1x + 4x, check again
lotus_man
post Oct 15 2011, 12:30 AM

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ahh! ure correct. damm! tot was full 5x! haha
staind
post Oct 15 2011, 10:46 AM

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QUOTE(lotus_man @ Oct 14 2011, 06:16 PM)
hi,
i noticed that in my CC bill last month, my treat points was x4 n not 5. any idea why??
*
May I know where do you view the treatpoints? I am subscribed to e-statement. I can only view the my total accumulated treatpoints but not in details x4 or x5.
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post Oct 15 2011, 11:54 AM

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QUOTE(staind @ Oct 15 2011, 10:46 AM)
May I know where do you view the treatpoints? I am subscribed to e-statement. I can only view the my total accumulated treatpoints but not in details x4 or x5.
*
download ur bill, then view, look at last page.

Attached Image

the top 1 is including all from ur maybankard - atm, savings acc, visa, mastercard & amex with maybank logo (x1)

the below is only maybankard 2 amex 4x bonus


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post Oct 15 2011, 01:43 PM

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QUOTE(erry- @ Oct 15 2011, 11:54 AM)
download ur bill, then view, look at last page.

Attached Image

the top 1 is including all from ur maybankard - atm, savings acc, visa, mastercard & amex with maybank logo (x1)

the below is only maybankard 2 amex 4x bonus
*
I see. TQVM notworthy.gif . I always click the view statement button, so missed to notice that everytime.
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post Oct 16 2011, 10:29 AM

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Maybankard 2 now only limit to RM50 max rebate per month, so which one is better OCBC TItanium or Maybankard 2?
celaw
post Oct 16 2011, 10:42 AM

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QUOTE(echoesian @ Oct 16 2011, 11:29 AM)
Maybankard 2 now only limit to RM50 max rebate per month, so which one is better OCBC TItanium or Maybankard 2?
*
I thought ocbc titanium also limit to RM50 per calender month?

In addition, there are no pts to collect or further cash back if you max out RM50 cash rebate while for MBB 2 Amex, you still entitled to 5x treat pts...

This post has been edited by celaw: Oct 16 2011, 10:45 AM
echoesian
post Oct 16 2011, 02:48 PM

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QUOTE(celaw @ Oct 16 2011, 10:42 AM)
I thought ocbc titanium also limit to RM50 per calender month?

In addition, there are no pts to collect or further cash back if you max out RM50 cash rebate while for MBB 2 Amex, you still entitled to 5x treat pts...
*
Can AMEX use in Shell Petrol Stations?
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post Oct 16 2011, 03:06 PM

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QUOTE(echoesian @ Oct 16 2011, 02:48 PM)
Can AMEX use in Shell Petrol Stations?
*
yup, generally yes
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post Oct 16 2011, 03:09 PM

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Not sure this been asked before. Can I (principal card) see the transactions of my supp cards at my MB2U account?
celaw
post Oct 16 2011, 03:14 PM

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QUOTE(echoesian @ Oct 16 2011, 03:48 PM)
Can AMEX use in Shell Petrol Stations?
*
can say more than 95% of shell petrol station accept Amex and can swipe in pump? haha..
erry-
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QUOTE(lykuan82 @ Oct 16 2011, 03:09 PM)
Not sure this been asked before. Can I (principal card) see the transactions of my supp cards at my MB2U account?
*
yes u can.

view all cards - select card - View supplementary cards (bottom right) - select card - Transaction history

This post has been edited by erry-: Oct 16 2011, 04:08 PM
echoesian
post Oct 16 2011, 04:31 PM

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Can I pay utilities bill via M2U and get the 5X TP during weekends?
celaw
post Oct 16 2011, 04:34 PM

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QUOTE(echoesian @ Oct 16 2011, 05:31 PM)
Can I pay utilities bill via M2U and get the 5X TP during weekends?
*
nope.. just visa/master can be used in m2u..
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QUOTE(celaw @ Oct 16 2011, 04:34 PM)
nope.. just visa/master can be used in m2u..
*
That a big disadvantage considering utilities bill amount is quite substantial... I'm in dilemma in choosing whether this MBB2AMEX or OCBC Titanium since it can give 5% for utilities
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post Oct 16 2011, 05:48 PM

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QUOTE(echoesian @ Oct 16 2011, 05:46 PM)
That a big disadvantage considering utilities bill amount is quite substantial... I'm in dilemma in choosing whether this MBB2AMEX or OCBC Titanium since it can give 5% for utilities
*
Why don't take both? That's the best combination. biggrin.gif
OCBC Ti can use during weekdays and Maybankard 2 Cards can be used during weekends. biggrin.gif

I'm planning to get an OCBC Ti too to pair with my M2Gold Cards. biggrin.gif
celaw
post Oct 16 2011, 06:23 PM

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QUOTE(fruitie @ Oct 16 2011, 06:48 PM)
Why don't take both? That's the best combination. biggrin.gif
OCBC Ti can use during weekdays and Maybankard 2 Cards can be used during weekends. biggrin.gif

I'm planning to get an OCBC Ti too to pair with my M2Gold Cards. biggrin.gif
*
if usage not that much, it will be not worth it..


Added on October 16, 2011, 6:24 pm
QUOTE(echoesian @ Oct 16 2011, 06:46 PM)
That a big disadvantage considering utilities bill amount is quite substantial... I'm in dilemma in choosing whether this MBB2AMEX or OCBC Titanium since it can give 5% for utilities
*
I think just 2 factor to consider gua.. convenient and more cash back? lol..

This post has been edited by celaw: Oct 16 2011, 06:24 PM
fruitie
post Oct 16 2011, 06:26 PM

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My usage for Maybankard2Gold is considered very low because most of the time I swipe during weekdays.

Weekends? Most of the time I'm lazing at home. tongue.gif
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QUOTE(echoesian @ Oct 16 2011, 10:29 AM)
Maybankard 2 now only limit to RM50 max rebate per month, so which one is better OCBC TItanium or Maybankard 2?
*
You made it sound like this RM50 cap is a new thing which is not.
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post Oct 16 2011, 07:15 PM

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QUOTE(echoesian @ Oct 16 2011, 05:46 PM)
That a big disadvantage considering utilities bill amount is quite substantial... I'm in dilemma in choosing whether this MBB2AMEX or OCBC Titanium since it can give 5% for utilities
*
Take both. smile.gif Your utilities bill amount is substantial according to you. Bear in mind for OCBC Titanium, you earn nothing back after you reached the monthly RM50 rebate cap.

Pay utilities using OCBC TItanium. If you purchase anything over the weekend, put MBB2 Amex as 1st priority. If can't be used at the merchant, then use OCBC Titanium since it is giving at least 1% cash back.

If going overseas, put MBB2 Visa/Mastercard as 1st priority due to its lower foreign exchange rate.

The RM50 X 2 = RM100 service tax can be easily earned back.
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QUOTE(staind @ Oct 16 2011, 07:15 PM)
Take both. smile.gif Your utilities bill amount is substantial according to you. Bear in mind for OCBC Titanium, you earn nothing back after you reached the monthly RM50 rebate cap.

Pay utilities using OCBC TItanium. If you purchase anything over the weekend, put MBB2 Amex as 1st priority. If can't be used at the merchant, then use OCBC Titanium since it is giving at least 1% cash back.

If going overseas, put MBB2 Visa/Mastercard as 1st priority due to its lower foreign exchange rate.

The RM50 X 2 = RM100 service tax can be easily earned back.
*
But need to pay 2x GST sad.gif
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post Oct 16 2011, 08:50 PM

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QUOTE(echoesian @ Oct 16 2011, 08:28 PM)
But need to pay 2x GST sad.gif
*
You think of the savings you get every month more than enough to cover back the GST la doh.gif

FYI, Maybank2Card just use 10,000 TP to offset the GST (about RM2500 if you swipe with Amex only since 5x TP)

OCBC requires RM10,000 per annum usage which is slightly harder. But if you were to max out your RM50 cash rebate every month most likely you'll be spending that amount too.
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post Oct 16 2011, 09:42 PM

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QUOTE(fruitie @ Oct 16 2011, 05:48 PM)
Why don't take both? That's the best combination. biggrin.gif
OCBC Ti can use during weekdays and Maybankard 2 Cards can be used during weekends. biggrin.gif

I'm planning to get an OCBC Ti too to pair with my M2Gold Cards. biggrin.gif
*
Yeah, agreed both ocbc ti master and maybank2 amex form the best combination. Maybank2 master i never use... biggrin.gif
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post Oct 16 2011, 11:23 PM

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echoesian: If you read the whole thread (V1-V3), you won't ask those repeated questions
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post Oct 16 2011, 11:43 PM

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QUOTE(staind @ Oct 16 2011, 08:15 PM)
Take both. smile.gif Your utilities bill amount is substantial according to you. Bear in mind for OCBC Titanium, you earn nothing back after you reached the monthly RM50 rebate cap.

Pay utilities using OCBC TItanium. If you purchase anything over the weekend, put MBB2 Amex as 1st priority. If can't be used at the merchant, then use OCBC Titanium since it is giving at least 1% cash back.

If going overseas, put MBB2 Visa/Mastercard as 1st priority due to its lower foreign exchange rate.

The RM50 X 2 = RM100 service tax can be easily earned back.
*
if utility bill is "substantial" for the usage, I don't think his/her usage will be very much.. it will become a "loss" to her considering the gst from both cards.. therefore I would suggest her to take the most convenient card..


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post Oct 17 2011, 12:11 AM

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To me if the amount is negligible, then it is not much. if it is substantial, it means quite an amount to pay for.

This post has been edited by staind: Oct 17 2011, 12:25 AM
ronnie
post Oct 17 2011, 12:18 AM

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Redeem these vouchers On-The-Spot at participating outlets!

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Source: http://www.maybank2u.com.my/WebBank/Kardshoppe080911.pdf

This post has been edited by ronnie: Oct 17 2011, 12:22 AM
lohmaikai
post Oct 17 2011, 08:47 AM

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So after only 2 months of using the card, i saw the rm50 Service Tax dated 15/10 being charged. So fast?
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post Oct 17 2011, 08:54 AM

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QUOTE(lohmaikai @ Oct 17 2011, 08:47 AM)
So after only 2 months of using the card, i saw the rm50 Service Tax dated 15/10 being charged. So fast?
*
Still fast? I got charged on the first month when I used CIMB DA.
Titan_Gunners
post Oct 17 2011, 09:04 AM

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QUOTE(lohmaikai @ Oct 17 2011, 08:47 AM)
So after only 2 months of using the card, i saw the rm50 Service Tax dated 15/10 being charged. So fast?
*
GST will be charged upon the issuing of new CC.
erry-
post Oct 17 2011, 09:17 AM

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QUOTE(shortleg88 @ Oct 16 2011, 08:50 PM)
You think of the savings you get every month more than enough to cover back the GST la  doh.gif

FYI, Maybank2Card just use 10,000 TP to offset the GST (about RM2500 if you swipe with Amex only since 5x TP)

OCBC requires RM10,000 per annum usage which is slightly harder. But if you were to max out your RM50 cash rebate every month most likely you'll be spending that amount too.
*
correction, amex just need to swipe rm2,000 to redeem/cover the gst.


Added on October 17, 2011, 9:21 am
QUOTE(lohmaikai @ Oct 17 2011, 08:47 AM)
So after only 2 months of using the card, i saw the rm50 Service Tax dated 15/10 being charged. So fast?
*
actually, its toooo late.

thats gst for 1st year la. other bank charged it when the card is issued. but maybank (and hsbc) charged 1-2 months later.

next year, it will be charged on ur month of annivessary. dont expect 1-2 months later ~

This post has been edited by erry-: Oct 17 2011, 09:21 AM
DM3
post Oct 17 2011, 09:25 AM

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QUOTE(ronnie @ Oct 17 2011, 12:18 AM)
Redeem these vouchers On-The-Spot at participating outlets!

Travel For All RM50 Voucher
8,500 TreatsPoints (~0.588% Cash back)

Sogo RM50 Voucher
9,500 TreatsPoints (~0.526% Cash back)

HSL RM50 Voucher
9,700 TreatsPoints (~0.515% Cash back)

Mydin RM50 Voucher
10,000 TreatsPoints (~0.5% Cash back)

Metrojaya RM50 Voucher
9,000 TreatsPoints (~0.556% Cash back)

Parkson RM50 Voucher
9,300 TreatsPoints (~0.538% Cash back)

Redeem these vouchers online at www.Maybankard.net.my and we will deliver to your door step!
McDonald’s RM10 Voucher
2,700 TreatsPoints (~0.37% Cash back)

KFC RM30 Gift Voucher (RM10 x 3pcs)
7,000 TreatsPoints (~0.429% Cash back)

Hush Puppies RM50 Voucher
8,500 TreatsPoints (~0.588% Cash back)

Source: http://www.maybank2u.com.my/WebBank/Kardshoppe080911.pdf
*
vouchers last/expires within 1 yr right?
celaw
post Oct 17 2011, 09:41 AM

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anyone able to login via m2u Mobile?
snigapoe
post Oct 17 2011, 09:51 AM

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QUOTE(ronnie @ Oct 17 2011, 12:18 AM)
Redeem these vouchers On-The-Spot at participating outlets!

Travel For All RM50 Voucher
8,500 TreatsPoints (~0.588% Cash back)

nice, this would be my voucher next
never realize travel for all included in the voucher list
but does they accept payment by amex
erry-
post Oct 17 2011, 10:00 AM

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QUOTE(ronnie @ Oct 17 2011, 12:18 AM)
Redeem these vouchers On-The-Spot at participating outlets!
» Click to show Spoiler - click again to hide... «

Redeem these vouchers online at www.Maybankard.net.my and we will deliver to your door step!
» Click to show Spoiler - click again to hide... «
*
redeem on-the-spot rates still same like before. i thought the points lower laugh.gif

for kfc rm30, redeem at maybankard center less 1k points, mcd rm10 less 700 points brows.gif

same goes to carrefour voucher actually, redeem+pos for rm50 is 11k points, but on-the-spot can redeem rm10 for 2k, so total 10k points only. besides me myself prefer voucher in rm10 domination than rm50 smile.gif


Added on October 17, 2011, 10:03 ambut last time went to maybank pudu carrefour rm10 no stock sweat.gif

This post has been edited by erry-: Oct 17 2011, 10:03 AM
ronnie
post Oct 17 2011, 10:14 AM

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The other requested for Statement Date change for Maybankard2... the CS told me will take effect on the next cycle. But turn out it was in effect in the current cycle... hahahaha
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post Oct 17 2011, 01:15 PM

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QUOTE(ronnie @ Oct 17 2011, 10:14 AM)
The other requested for Statement Date change for Maybankard2... the CS told me will take effect on the next cycle. But turn out it was in effect in the current cycle... hahahaha
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Yeap. I also faced the same thing before.
delack
post Oct 17 2011, 02:36 PM

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can this maybank 2 amex gold/platinum shop at globaleshop.com ? has anyone tried it before ?
erry-
post Oct 17 2011, 02:43 PM

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should be no problem to use amex there
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post Oct 17 2011, 05:40 PM

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Need to confirm something here

If my statement date is on the 18th, which mean my payment due date is on the 9/10.

Let's say my statement amount is RM1000 (all using Amex during weekend), next month will rebate RM50. So for my payment I can pay RM1000 or RM950? of course besides the amount after that there's still some outstanding amount from post statement date.

Thanks for the advice in advance.

This post has been edited by shortleg88: Oct 17 2011, 05:41 PM
erry-
post Oct 17 2011, 05:42 PM

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pay the statement balance amount, rm1000.
rm50 will be credited in next statement.
snigapoe
post Oct 17 2011, 05:54 PM

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QUOTE(shortleg88 @ Oct 17 2011, 05:40 PM)
Need to confirm something here

If my statement date is on the 18th, which mean my payment due date is on the 9/10.

Let's say my statement amount is RM1000 (all using Amex during weekend), next month will rebate RM50. So for my payment I can pay RM1000 or RM950? of course besides the amount after that there's still some outstanding amount from post statement date.

Thanks for the advice in advance.
*
to be on the safe side just pay up the full amount
kennji
post Oct 17 2011, 06:02 PM

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since the statement date is, say 18th OCT, the RM1000 amount is now the statement amount you need to pay. but because the cash back will be credited in the 1st or 2nd NOV and this counts as a payment too, when paying, (before 9th NOV), just pay RM950...
ronnie
post Oct 17 2011, 06:22 PM

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QUOTE(shortleg88 @ Oct 17 2011, 05:40 PM)
Need to confirm something here

If my statement date is on the 18th, which mean my payment due date is on the 9/10.

Let's say my statement amount is RM1000 (all using Amex during weekend), next month will rebate RM50. So for my payment I can pay RM1000 or RM950? of course besides the amount after that there's still some outstanding amount from post statement date.

Thanks for the advice in advance.
*
I can CONFIRM you can pay RM950 as the rebate posted is considered as Payment. Did that for the last few payment cycle without any late charges/interests
aeiou228
post Oct 17 2011, 07:28 PM

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QUOTE(shortleg88 @ Oct 17 2011, 05:40 PM)
Need to confirm something here

If my statement date is on the 18th, which mean my payment due date is on the 9/10.

Let's say my statement amount is RM1000 (all using Amex during weekend), next month will rebate RM50. So for my payment I can pay RM1000 or RM950? of course besides the amount after that there's still some outstanding amount from post statement date.

Thanks for the advice in advance.
*
You don't benefit much for "claiming" the RM50 rebate 1 month in advance.
Is better to pay according to your statement current balance. Easier to monitor. Silap hari bulan if your rebate earned is only RM49 and you less paid RM50, the whole RM1000 will kena Finance Charge calculated from the day the transactions were posted until full payment.

This post has been edited by aeiou228: Oct 17 2011, 07:38 PM
shortleg88
post Oct 17 2011, 08:42 PM

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QUOTE(ronnie @ Oct 17 2011, 06:22 PM)
I can CONFIRM you can pay RM950 as the rebate posted is considered as Payment. Did that for the last few payment cycle without any late charges/interests
*
Yup, i do remember you posted this before. Hence the question. But it's a bit confusing. Think better I pay full amount for easier tracking.
candle
post Oct 17 2011, 08:51 PM

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how can i get the pin for both cards ? from bank or insert card to atm machine to configure it?
SUSDavid83
post Oct 17 2011, 09:18 PM

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QUOTE(candle @ Oct 17 2011, 08:51 PM)
how can i get the pin for both cards ? from bank or insert card to atm machine to configure it?
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PIN is meant for ATM transaction including cash advances.

You can use either PIN/card to setup for M2U access if you don't have yet.
rachel_xxx
post Oct 17 2011, 09:51 PM

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QUOTE(erry- @ Oct 17 2011, 10:00 AM)
redeem on-the-spot rates still same like before. i thought the points lower laugh.gif

for kfc rm30, redeem at maybankard center less 1k points, mcd rm10 less 700 points brows.gif

same goes to carrefour voucher actually, redeem+pos for rm50 is 11k points, but on-the-spot can redeem rm10 for 2k, so total 10k points only. besides me myself prefer voucher in rm10 domination than rm50 smile.gif


Added on October 17, 2011, 10:03 ambut last time went to maybank pudu carrefour rm10 no stock sweat.gif
*
why no jusco ke tesco ke.... tongue.gif
mengsuan
post Oct 17 2011, 09:54 PM

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QUOTE(lohmaikai @ Oct 17 2011, 08:47 AM)
So after only 2 months of using the card, i saw the rm50 Service Tax dated 15/10 being charged. So fast?
*
I pay my CIMB CC tax before I receive the card. What say you? biggrin.gif
SUSDavid83
post Oct 17 2011, 09:54 PM

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QUOTE(rachel_xxx @ Oct 17 2011, 09:51 PM)
why no jusco ke tesco ke.... tongue.gif
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Got Jusco, Giant, Carrefour, Guardian and etc.

https://www.maybankard.net.my/catalogue.php?prodid=89
erry-
post Oct 17 2011, 10:29 PM

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QUOTE(rachel_xxx @ Oct 17 2011, 09:51 PM)
why no jusco ke tesco ke.... tongue.gif
*
QUOTE(David83 @ Oct 17 2011, 09:54 PM)
Got Jusco, Giant, Carrefour, Guardian and etc.

https://www.maybankard.net.my/catalogue.php?prodid=89
*
yes got, but no on-the-spot redemption, either at maybank center or the outlet itself ~




weeloong81
post Oct 17 2011, 10:45 PM

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Is KLCC Maybank still offer 1 day approve for maybank 2 card?
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post Oct 17 2011, 11:38 PM

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QUOTE(fruitie @ Oct 17 2011, 08:54 AM)
Still fast? I got charged on the first month when I used CIMB DA.
*
My Maybank 2card MC charged on the 3rd month smile.gif
fruitie
post Oct 18 2011, 12:34 AM

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QUOTE(saitong09 @ Oct 17 2011, 11:38 PM)
My Maybank 2card MC charged on the 3rd month smile.gif
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I can't recall mine, I think it was 2nd or 3rd month also.
lohmaikai
post Oct 18 2011, 12:39 AM

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QUOTE(lohmaikai @ Oct 17 2011, 08:47 AM)
So after only 2 months of using the card, i saw the rm50 Service Tax dated 15/10 being charged. So fast?
*
Since so many kindly replied, i'll just quote my own smile.gif

Paiseh i thought gst would come after 1 year of using the card, didn't know its standard to be charged once card is issued blush.gif
So that means i can go to the Treatpoints page and redeem the gst using 10k points right?
fruitie
post Oct 18 2011, 12:49 AM

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QUOTE(lohmaikai @ Oct 18 2011, 12:39 AM)
Since so many kindly replied, i'll just quote my own smile.gif

Paiseh i thought gst would come after 1 year of using the card, didn't know its standard to be charged once card is issued  blush.gif
So that means i can go to the Treatpoints page and redeem the gst using 10k points right?
*
Don't worry, you will get another round next year. tongue.gif
Yes, but I called CS to help me to redeem mine. biggrin.gif
lohmaikai
post Oct 18 2011, 12:59 AM

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I checked again in maybank2u card transaction
1st card which is Master shows Service Tax Debit 50
2nd card Amex shows Service Tax Debit 50 and Credit 50

Thats how they only charge gst for 1 card even when we have 2 right?
So i need to go and redeem for my Master now.
fruitie
post Oct 18 2011, 01:03 AM

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QUOTE(lohmaikai @ Oct 18 2011, 12:59 AM)
I checked again in maybank2u card transaction
1st card which is Master shows Service Tax Debit 50
2nd card Amex shows Service Tax Debit 50 and Credit 50

Thats how they only charge gst for 1 card even when we have 2 right?
So i need to go and redeem for my Master now.
*
Yes, AmEx's GST will be waived, you only need to pay for MasterCard or VISA.
lohmaikai
post Oct 18 2011, 01:17 AM

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Tried to redeem from the treatpoints site, looks complicated with too many things to fill up eg. adress/phone

Called up the 1300 number there and operator did it for me.
Interesting thing is all the while I login my mb2u.com.my to check my treats, i always thought the points were already summed in total.
7k from master and 34k from amex.

She told me GST needs 10k so she will master 7k+3k transfer from amex. Weird cos i thought it was already pooled.
fruitie
post Oct 18 2011, 01:29 AM

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My 10k straight deducted from AmEx wor. blink.gif
lohmaikai
post Oct 18 2011, 01:32 AM

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QUOTE(fruitie @ Oct 18 2011, 01:29 AM)
My 10k straight deducted from AmEx wor. blink.gif
*
She gave me that option too.
Either straight deduct from amex which has more than enough.
Or transfer some from amex to master
fruitie
post Oct 18 2011, 01:41 AM

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QUOTE(lohmaikai @ Oct 18 2011, 01:32 AM)
She gave me that option too.
Either straight deduct from amex which has more than enough.
Or transfer some from amex to master
*
I see, my VISA's TP was so pathetic that time. tongue.gif
So I used the free 10k TP Maybank gave to me. biggrin.gif
erry-
post Oct 18 2011, 09:27 AM

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QUOTE(weeloong81 @ Oct 17 2011, 10:45 PM)
Is KLCC Maybank still offer 1 day approve for maybank 2 card?
*
not 1 day, but 1 hour thumbup.gif and yes the offer still there. u get rm10 starbucks voucher and go back there after 1 hour.

QUOTE(lohmaikai @ Oct 18 2011, 01:17 AM)
Tried to redeem from the treatpoints site, looks complicated with too many things to fill up eg. adress/phone

Called up the 1300 number there and operator did it for me.
Interesting thing is all the while I login my mb2u.com.my to check my treats, i always thought the points were already summed in total.
7k from master and 34k from amex.

She told me GST needs 10k so she will master 7k+3k transfer from amex. Weird cos i thought it was already pooled.
*
deduction of points can be either from just 1 acc (or in ur case, 1 credit card) or multiple acc (saving/current/atm/credit card) combined, as long under 1 IC.

if u redeem online, the combined method will be use ~


Waachaaa
post Oct 18 2011, 10:37 AM

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It was mentioned the Amex 5% is only applicable for weekends

Base on my current transaction on other CC.
The transaction date is on weekend but posting date is on weekday.
Will i still be getting the 5% rebate is i swap using Maybankard 2?

Almost 80% of my posting date is on weekdays.
jian5481
post Oct 18 2011, 10:45 AM

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Yes, rebates are based on transaction dates. smile.gif
weeloong81
post Oct 18 2011, 11:48 AM

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QUOTE(erry- @ Oct 18 2011, 09:27 AM)
not 1 day, but 1 hour thumbup.gif and yes the offer still there. u get rm10 starbucks voucher and go back there after 1 hour.

*
Thanks... how about 1U branch? Open on weekend?
echoesian
post Oct 18 2011, 11:50 AM

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QUOTE(erry- @ Oct 18 2011, 09:27 AM)
not 1 day, but 1 hour thumbup.gif and yes the offer still there. u get rm10 starbucks voucher and go back there after 1 hour.

deduction of points can be either from just 1 acc (or in ur case, 1 credit card) or multiple acc (saving/current/atm/credit card) combined, as long under 1 IC.

if u redeem online, the combined method will be use ~
*
only maybankard center at klcc give starbucks voucher? How about the one at One Utama?
psiloveu
post Oct 18 2011, 12:01 PM

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QUOTE(echoesian @ Oct 18 2011, 11:50 AM)
only maybankard center at klcc give starbucks voucher? How about the one at One Utama?
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the one u maybank card centre also give starbuck voucher to walk in customers. smile.gif
Sitting Duck
post Oct 18 2011, 01:55 PM

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Hi All, the 5% cash back on weekend is for all transactions? Do I still get 5x treat points on top on the 5% cash back?
fruitie
post Oct 18 2011, 02:10 PM

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QUOTE(Sitting Duck @ Oct 18 2011, 01:55 PM)
Hi All,  the 5% cash back on weekend is for all transactions?  Do I still get 5x treat points on top on the 5% cash back?
*
Yes.
SUSDavid83
post Oct 18 2011, 03:41 PM

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QUOTE(Sitting Duck @ Oct 18 2011, 01:55 PM)
Hi All,  the 5% cash back on weekend is for all transactions?  Do I still get 5x treat points on top on the 5% cash back?
*
You'll get TP no matter when you swipe.
mletee
post Oct 18 2011, 03:58 PM

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QUOTE(Waachaaa @ Oct 18 2011, 10:37 AM)
It was mentioned the Amex 5% is only applicable for weekends

Base on my current transaction on other CC.
The transaction date is on weekend but posting date is on weekday.
Will i still be getting the 5% rebate is i swap using Maybankard 2?

Almost 80% of my posting date is on weekdays.
*
yes..u will get it also..as long as the transaction date is on weekend then u will get it..
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post Oct 18 2011, 04:42 PM

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QUOTE(erry- @ Oct 12 2011, 04:14 PM)
thats mean the transaction on PayPal is charged on same day (20 August).

2 things about 2.5% here:

1. 5x TP is ± 2.5% cashback (if u take 10k tp to redeem rm50 gst or voucher)

2. 2.5% is also an additional amex fee.

example, on 20 august 2011 the rate for $1 is probably between rm2.97 to rm2.992 (source look between 18 august lowest to 25 august highest).

let say we take it as rm2.9725, if u convert $23, it should be rm68.3675, but with amex, need to + 2.5% so it will be rm70.0766875

urs being charged rm70.08 so it is ± within the range. coz we donno what is exactly rate use by maybank.

notworthy.gif

*
Hi bro erry,
Even though you have max out the RM50/month rebates, the 2.5% admin fee will also be weighed back by the 5x TP(~2.5%). In other words from the transaction above,

$23 = RM68.3675 + 2.5% (admin fee) =rm70.0766875
Rm70.0766875 - 2.5% (5X TP) = RM68.3675

hmm.gif

Correct me if I am wrong. notworthy.gif

This post has been edited by CP88: Oct 18 2011, 04:43 PM
zenquix
post Oct 18 2011, 05:08 PM

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QUOTE(CP88 @ Oct 18 2011, 04:42 PM)
Hi bro erry,
Even though you have max out the RM50/month rebates, the 2.5% admin fee will also be weighed back by the 5x TP(~2.5%). In other words from the transaction above,

$23 = RM68.3675 + 2.5% (admin fee) =rm70.0766875
Rm70.0766875 - 2.5% (5X TP) = RM68.3675

hmm.gif

Correct me if I am wrong.  notworthy.gif
*
Actually the 5x takes into account the admin fee you already paid.

so $23 = RM68.375

+ 2.5% admin fee = RM70.0766875

- 5x TP (assume intrinsic value of 2.5%) = RM68.3247703125

However you need to note :
- you only gain the 2.5% if you redeem your treapoints at 0.5 sen to a treatpoint. There are redemptions that are more, there are redemptions that are less
- with the Amex admin charge, you are actually 'buying' your points at a discount... you save 0.05 sen in the transaction above (coz the value of the treatpoints you earned you have already paid for via the Amex admin charge) i.e. you get RM10 worth of points by paying RM9.95 upfront

This post has been edited by zenquix: Oct 18 2011, 05:09 PM
erry-
post Oct 18 2011, 05:29 PM

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QUOTE(CP88 @ Oct 18 2011, 04:42 PM)
Hi bro erry,
Even though you have max out the RM50/month rebates, the 2.5% admin fee will also be weighed back by the 5x TP(~2.5%). In other words from the transaction above,

$23 = RM68.3675 + 2.5% (admin fee) =rm70.0766875
Rm70.0766875 - 2.5% (5X TP) = RM68.3675

hmm.gif

Correct me if I am wrong.  notworthy.gif
*
for me, i dont want to make calculation of 5TP = 2.5%

coz u can only redeem TP with certain amount.

smile.gif
TSGen-X
post Oct 18 2011, 05:51 PM

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QUOTE(zenquix @ Oct 18 2011, 05:08 PM)
Actually the 5x takes into account the admin fee you already paid.

so $23 = RM68.375

+ 2.5% admin fee = RM70.0766875

- 5x TP (assume intrinsic value of 2.5%) = RM68.3247703125

However you need to note :
- you only gain the 2.5% if you redeem your treapoints at 0.5 sen to a treatpoint. There are redemptions that are more, there are redemptions that are less
- with the Amex admin charge, you are actually 'buying' your points at a discount... you save 0.05 sen in the transaction above (coz the value of the treatpoints you earned you have already paid for via the Amex admin charge) i.e. you get RM10 worth of points by paying RM9.95 upfront
*
Just to add, putting the 5% cash back aside, for those using MBB2 AMEX (for non company expenses), you'll be better off using MBB 2 Visa or MC and pay less upfront.

This post has been edited by Gen-X: Oct 18 2011, 05:53 PM
Sitting Duck
post Oct 18 2011, 06:30 PM

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QUOTE(CP88 @ Oct 18 2011, 04:42 PM)
Hi bro erry,
Even though you have max out the RM50/month rebates, the 2.5% admin fee will also be weighed back by the 5x TP(~2.5%). In other words from the transaction above,

$23 = RM68.3675 + 2.5% (admin fee) =rm70.0766875
Rm70.0766875 - 2.5% (5X TP) = RM68.3675

hmm.gif

Correct me if I am wrong.  notworthy.gif
*
OK. Now I'm confused. What is admin fee? Do I have to pay 2.5% for all the transaction that I made using AMEX? I thought AMEX is like normal credit card. I buy RM50 and I pay RM50? Don't tell me I have to pay 2.5% extra on top of the RM50?
clawhammer
post Oct 18 2011, 06:37 PM

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I have a question smile.gif If I have the normal Maybank Platinum and AMEX, can I get it changed to Maybank 2 Platinum/AMEX?
Human Nature
post Oct 18 2011, 06:39 PM

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QUOTE(Sitting Duck @ Oct 18 2011, 06:30 PM)
OK. Now I'm confused. What is admin fee? Do I have to pay 2.5% for all the transaction that I made using AMEX? I thought AMEX is like normal credit card. I buy RM50 and I pay RM50? Don't tell me I have to pay 2.5% extra on top of the RM50?
*
The discussion was on overseas transaction whereby the admin fee is ~2.5% for amex smile.gif
TSGen-X
post Oct 18 2011, 07:43 PM

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QUOTE(clawhammer @ Oct 18 2011, 06:37 PM)
I have a question smile.gif If I have the normal Maybank Platinum and AMEX, can I get it changed to Maybank 2 Platinum/AMEX?
*
Yes but not really change. You can apply for the Maybankard 2 Cards (see first post, you can download form or even apply via email or just go to 1U or KLCC and get the card in 1-2 hours) and it sure will be approved since the Credit Limit will be shared with your Maybank Platinum CC. After you get the Maybankard 2 Cards, call up CS and cancel whatever card you want and transfer whatever Treats Points you have to your new Maybankard 2 Account. As for AMEX AMEX it is a separate card by itself so use up your MR before you cancel.

This post has been edited by Gen-X: Oct 18 2011, 08:26 PM
Sitting Duck
post Oct 18 2011, 07:48 PM

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QUOTE(Human Nature @ Oct 18 2011, 06:39 PM)
The discussion was on overseas transaction whereby the admin fee is ~2.5% for amex  smile.gif
*
Thanks dude. I'm relief now. Going to sign up for
MBB card when I have the chance. I spent 10K a week ago and got like 10k reward points for HSBC card. Can't even redeem RM 50 tesco voucher. If I were to charge that to Amex card and get 5x treats points, with 50k treat points, I could have redeem RM 200 telco or Jusco and still have some balance treat points.
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post Oct 18 2011, 07:52 PM

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QUOTE(Sitting Duck @ Oct 18 2011, 07:48 PM)
Thanks dude. I'm relief now. Going to sign up for
MBB card when I have the chance. I spent 10K a week ago and got like 10k reward points for HSBC card. Can't even redeem RM 50 tesco voucher. If I were to charge that to Amex card and get 5x treats points, with 50k treat points, I could have redeem RM 200 telco or Jusco and still have some balance treat points.
*
and if you had spent it on a weekend, you would get another RM50 smile.gif
candle
post Oct 18 2011, 09:16 PM

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QUOTE(David83 @ Oct 17 2011, 09:18 PM)
PIN is meant for ATM transaction including cash advances.

You can use either PIN/card to setup for M2U access if you don't have yet.
*
When i press the first time login, i need to provide the access no. and the pin.
do i have to get the pin from bank or otherwise?
SUSDavid83
post Oct 18 2011, 09:21 PM

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QUOTE(candle @ Oct 18 2011, 09:16 PM)
When i press the first time login, i need to provide the access no. and the pin.
do i have to get the pin from bank or otherwise?
*
The First Time Login PIN used for M2U registration is not same as the ATM PIN.

The ATM PIN is used for ATM related transactions including cash advance and M2U registration.

Under M2U registration from ATM, you'll create another PIN required for First Time Login for M2U.
candle
post Oct 18 2011, 09:35 PM

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QUOTE(David83 @ Oct 18 2011, 09:21 PM)
The First Time Login PIN used for M2U registration is not same as the ATM PIN.

The ATM PIN is used for ATM related transactions including cash advance and M2U registration.

Under M2U registration from ATM, you'll create another PIN required for First Time Login for M2U.
*
sorry, i am quite confuse.
when i insert the credit card, do i need to key in the ATM pin to configure the 6-digit PIN for first time login?

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post Oct 18 2011, 09:44 PM

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QUOTE(candle @ Oct 18 2011, 09:35 PM)
sorry, i am quite confuse.
when i insert the credit card, do i need to key in the ATM pin to configure the 6-digit PIN for first time login?
*
YES. Once you inserted the CC, you'll be prompted to key in the ATM PIN.

Then, scout for M2U Registration menu and generate the First Time Login PIN.
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post Oct 18 2011, 09:48 PM

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QUOTE(candle @ Oct 18 2011, 09:35 PM)
sorry, i am quite confuse.
when i insert the credit card, do i need to key in the ATM pin to configure the 6-digit PIN for first time login?
*
do you have saving account with the bank?
if you do you can just ask the officer to link it for you

for the pin for atm you also need to request from the officer if you need one
candle
post Oct 18 2011, 10:11 PM

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QUOTE(David83 @ Oct 18 2011, 09:44 PM)
YES. Once you inserted the CC, you'll be prompted to key in the ATM PIN.

Then, scout for M2U Registration menu and generate the First Time Login PIN.
*
QUOTE(snigapoe @ Oct 18 2011, 09:48 PM)
do you have saving account with the bank?
if you do you can just ask the officer to link it for you

for the pin for atm you also need to request from the officer if you need one
*
thank to both of you.
I do not have SA in Maybank.

blu.sockz
post Oct 18 2011, 10:32 PM

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Can we still get TP when we do Balance Transfer from other bank's card?

Also, if we are already serving IPP on the other bank card, can we BT them as well?
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post Oct 18 2011, 10:42 PM

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QUOTE(blu.sockz @ Oct 18 2011, 10:32 PM)
Can we still get TP when we do Balance Transfer from other bank's card?

Also, if we are already serving IPP on the other bank card, can we BT them as well?
*
No TP for BT. the min amount to BT is 1k if you want to transfer IPP balance to other bank

This post has been edited by gerrardling: Oct 18 2011, 10:46 PM
erry-
post Oct 18 2011, 10:54 PM

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QUOTE(blu.sockz @ Oct 18 2011, 10:32 PM)
Can we still get TP when we do Balance Transfer from other bank's card?

Also, if we are already serving IPP on the other bank card, can we BT them as well?
*
QUOTE(gerrardling @ Oct 18 2011, 10:42 PM)
No TP for BT. the min amount to BT is 1k if you want to transfer IPP balance to other bank
*
1. Yes no TP.

2. Check with ur current bank for early settlement penalty/fee for the IPP.

3. Some bank received amount BT to offset current statement only, not IPP.

1 of them is CIMB.
Let say u have CIMB statement balance rm3k and IPP still have rm2k.
if u do rm5k BT to MBB, CIMB will take rm3k to clear ur statement balance only, and rm2k for advanced payment, but ur IPP will still remain rm2k.
ur next bill will still have monthly payment for IPP but will be clear automatically by the rm2k carry fwd amount (if u didnt swipe anything else), this will continue till the IPP is finished.



This post has been edited by erry-: Oct 18 2011, 10:58 PM
blu.sockz
post Oct 18 2011, 11:16 PM

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thanks gerrardling and erry, u guys are fast~~

that means if I get to BT my other bank's IPP to MBB, I will lose the benefit that I current have for the future monthly payments, e.g - points or cash rebate with the bank.

Anyway, good to know about it.
erry-
post Oct 18 2011, 11:24 PM

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QUOTE(blu.sockz @ Oct 18 2011, 11:16 PM)
thanks gerrardling and erry, u guys are fast~~

that means if I get to BT my other bank's IPP to MBB, I will lose the benefit that I current have for the future monthly payments, e.g - points or cash rebate with the bank.

Anyway, good to know about it.
*
ur welcome.

yes u r correct about the points.

but the most important thing is the IPP early settlement penalty fee u need to pay.

some bank charged rm50, some rm100 sweat.gif

blu.sockz
post Oct 18 2011, 11:43 PM

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i c, do you know if Citibank has this penalty fee?

QUOTE(erry- @ Oct 18 2011, 11:24 PM)
ur welcome.

yes u r correct about the points.

but the most important thing is the IPP early settlement penalty fee u need to pay.

some bank charged rm50, some rm100 sweat.gif
*
erry-
post Oct 19 2011, 09:09 AM

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QUOTE(blu.sockz @ Oct 18 2011, 11:43 PM)
i c, do you know if Citibank has this penalty fee?
*
should ask at citibank thread sweat.gif

btw, here:
» Click to show Spoiler - click again to hide... «


cempedaklife
post Oct 19 2011, 11:02 AM

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hi guys..need to confirm something..

for online transactions, does maybank request PIN number before we proceed to pay the payment?
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post Oct 19 2011, 11:05 AM

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QUOTE(cempedaklife @ Oct 19 2011, 11:02 AM)
hi guys..need to confirm something..

for online transactions, does maybank request PIN number before we proceed to pay the payment?
*
Only for Visa & Mastercard under MSOS system.
cempedaklife
post Oct 19 2011, 11:10 AM

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QUOTE(David83 @ Oct 19 2011, 11:05 AM)
Only for Visa & Mastercard under MSOS system.
*
what is MSOS system?

arrrghhhh....the reason why i'm willing to apply for this card is that the agent told me in phone conversation that i can go to maybank branch office and ask for PIN from them. that way for online transaction, they will need me to key in the PIN before the payment is made.

the reason i asked this in the conversation, is that i remember there's one incident here in lyn that the guy posted his amex card front part and ppl can used it for online transaction straightaway..

i tot they updated their system to be more secure already mad.gif
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post Oct 19 2011, 11:22 AM

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Added on October 19, 2011, 11:24 am
QUOTE(zenquix @ Oct 18 2011, 05:08 PM)
Actually the 5x takes into account the admin fee you already paid.

so $23 = RM68.375

+ 2.5% admin fee = RM70.0766875

- 5x TP (assume intrinsic value of 2.5%) = RM68.3247703125

However you need to note :
- you only gain the 2.5% if you redeem your treapoints at 0.5 sen to a treatpoint. There are redemptions that are more, there are redemptions that are less
- with the Amex admin charge, you are actually 'buying' your points at a discount... you save 0.05 sen in the transaction above (coz the value of the treatpoints you earned you have already paid for via the Amex admin charge) i.e. you get RM10 worth of points by paying RM9.95 upfront
*
Thanks for the explanations laugh.gif


Added on October 19, 2011, 11:25 am
QUOTE(erry- @ Oct 18 2011, 05:29 PM)
for me, i dont want to make calculation of 5TP = 2.5%

coz u can only redeem TP with certain amount.

smile.gif
*
.

This post has been edited by CP88: Oct 19 2011, 11:25 AM
sohakyee
post Oct 19 2011, 12:07 PM

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is there any AMEX weekend rebate for paying hotel in Malaysia and overseas?

This post has been edited by sohakyee: Oct 19 2011, 12:08 PM
zenquix
post Oct 19 2011, 12:15 PM

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QUOTE(sohakyee @ Oct 19 2011, 12:07 PM)
is there any AMEX weekend rebate for paying hotel in Malaysia and overseas?
*
yes as long as the transaction date is a weekend. It is usually based on check out date (as that is when you make payment) Do note some hotels only process the day after check-out.

The same holds for prepaid rates.
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post Oct 19 2011, 12:15 PM

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can we perform weekend transaction to buy ipad from Apple Singapore n get 5%?
zenquix
post Oct 19 2011, 12:16 PM

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QUOTE(jack2 @ Oct 19 2011, 12:15 PM)
can we perform weekend transaction to buy ipad from Apple Singapore n get 5%?
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Online or physically in Singapore?

Apple Store does not accept Amex.
erry-
post Oct 19 2011, 12:22 PM

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QUOTE(cempedaklife @ Oct 19 2011, 11:10 AM)
what is MSOS system?

arrrghhhh....the reason why i'm willing to apply for this card is that the agent told me in phone conversation that i can go to maybank branch office and ask for PIN from them. that way for online transaction, they will need me to key in the PIN before the payment is made.

the reason i asked this in the conversation, is that i remember there's one incident here in lyn that the guy posted his amex card front part and ppl can used it for online transaction straightaway..

i tot they updated their system to be more secure already  mad.gif
*
simple explanation for MSOS is, u will received PIN on your mobilephone, enter the PIN at the website to proceed the payment.
same as TAC method to pay/transfer onl.
but only for visa and master.

AMEX dont have any security sweat.gif

for ask PIN at maybank branch office, i believed the agent means PIN to apply maybank2u blush.gif

jack2
post Oct 19 2011, 12:29 PM

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QUOTE(zenquix @ Oct 19 2011, 12:16 PM)
Online or physically in Singapore?

Apple Store does not accept Amex.
*
ooo... how about physical in Singapore?
zenquix
post Oct 19 2011, 01:34 PM

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QUOTE(jack2 @ Oct 19 2011, 12:29 PM)
ooo... how about physical in Singapore?
*
any transaction on a weekend (local or overseas) can qualify for weekend rebate
cempedaklife
post Oct 19 2011, 01:56 PM

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QUOTE(erry- @ Oct 19 2011, 12:22 PM)
simple explanation for MSOS is, u will received PIN on your mobilephone, enter the PIN at the website to proceed the payment.
same as TAC method to pay/transfer onl.
but only for visa and master.

AMEX dont have any security sweat.gif

for ask PIN at maybank branch office, i believed the agent means PIN to apply maybank2u blush.gif
*
yeap..i called the customer service again right after my own post...and the CS agent did mention and explain to me about MSOS...

not available to AMEX, as you've said...which is a sad thing...i cant believe AMEX dun implement any security on the online transaction, not even a simple PIN like ATM... this is sad...
erry-
post Oct 19 2011, 02:48 PM

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QUOTE(cempedaklife @ Oct 19 2011, 01:56 PM)
yeap..i called the customer service again right after my own post...and the CS agent did mention and explain to me about MSOS...

not available to AMEX, as you've said...which is a sad thing...i cant believe AMEX dun implement any security on the online transaction, not even a simple PIN like ATM... this is sad...
*
but so far amex cs is so fast call to make verification. if u didnt perform the transaction, just said no.

also got website that add security for amex, read my post #9 at 1st page of this thread smile.gif

cempedaklife
post Oct 19 2011, 02:58 PM

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QUOTE(erry- @ Oct 19 2011, 02:48 PM)
but so far amex cs is so fast call to make verification. if u didnt perform the transaction, just said no.

also got website that add security for amex, read my post #9 at 1st page of this thread smile.gif
*
yeap..i saw that bro......but that's only for selected few websites rite? hmm.gif
would they call and verify for amount like rm40-50? i'm a bit skeptical about that....
this can be solved if they implemented the security in the 1st place sad.gif
erry-
post Oct 19 2011, 03:04 PM

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QUOTE(cempedaklife @ Oct 19 2011, 02:58 PM)
yeap..i saw that bro......but that's only for selected few websites rite?  hmm.gif
would they call and verify for amount like rm40-50? i'm a bit skeptical about that....
this can be solved if they implemented the security in the 1st place  sad.gif
*
yes its provided by the website, not by amex sweat.gif

err agree with u, maybe they wont verify transaction with amount like that.

if u trust the website, then no need to worry lah smile.gif

cempedaklife
post Oct 19 2011, 03:25 PM

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QUOTE(erry- @ Oct 19 2011, 03:04 PM)
yes its provided by the website, not by amex sweat.gif

err agree with u, maybe they wont verify transaction with amount like that.

if u trust the website, then no need to worry lah smile.gif
*
not the website that i'm worried about, its about the added security....

boonykun
post Oct 19 2011, 03:59 PM

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Holy Cow, my card was blocked for Suspicious Spending Behaviour.. >.<

Total Pain In da Arse for almost a week >.<

celaw
post Oct 19 2011, 05:09 PM

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QUOTE(boonykun @ Oct 19 2011, 04:59 PM)
Holy Cow, my card was blocked for Suspicious Spending Behaviour.. >.<

Total Pain In da Arse for almost a week >.<
*
u call cs? did cs explain what are the "suspicious spending behavior"?
csk3984
post Oct 19 2011, 05:42 PM

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Hi all,

Want to know. The RM50 cash back is starting from 1st day of every month until every month last day. Example 1 October - 31 October.

Or

Follow our Billing date. Let say my billing date is 23rd of every month and i got RM50 cash back. If 24th is weekend and i use AMEX to do my purchase. Would I get the cash back? since I reach the cap RM50 before 23rd.
fruitie
post Oct 19 2011, 05:52 PM

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QUOTE(csk3984 @ Oct 19 2011, 05:42 PM)
Hi all,

Want to know. The RM50 cash back is starting from 1st day of every month until every month last day. Example 1 October - 31 October.

Or

Follow our Billing date. Let say my billing date is 23rd of every month and i got RM50 cash back. If 24th is weekend and i use AMEX to do my purchase. Would I get the cash back? since I reach the cap RM50 before 23rd.
*
Follow calendar month, i.e. 1st to 31st October.
By the way, cash back will only be given back on the 1st/2nd of the following month.

This post has been edited by fruitie: Oct 19 2011, 05:52 PM
snigapoe
post Oct 19 2011, 05:54 PM

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QUOTE(csk3984 @ Oct 19 2011, 05:42 PM)
Hi all,

Want to know. The RM50 cash back is starting from 1st day of every month until every month last day. Example 1 October - 31 October.

Or

Follow our Billing date. Let say my billing date is 23rd of every month and i got RM50 cash back. If 24th is weekend and i use AMEX to do my purchase. Would I get the cash back? since I reach the cap RM50 before 23rd.
*
the cash back is counted on monthly but bear in mind that if you spend at the end of the month, the cash back might not be calculated for the current month and carry forward to the next month


Added on October 19, 2011, 5:58 pm
QUOTE(fruitie @ Oct 19 2011, 05:52 PM)
Follow calendar month, i.e. 1st to 31st October.
By the way, cash back will only be given back on the 1st/2nd of the following month.
*
yes correct but i got few time spend at the end of month but only getting the cash back on my statement on the following month

This post has been edited by snigapoe: Oct 19 2011, 05:58 PM
candle
post Oct 21 2011, 07:37 PM

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I configured the pin for m2u, but only master card is able to login, while amex is unsuccessful. What happen?
Sitting Duck
post Oct 21 2011, 08:32 PM

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Question guys. If I use Amex for apple store. Would it be more expensive? Admin fee?
SUSDavid83
post Oct 21 2011, 08:58 PM

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QUOTE(candle @ Oct 21 2011, 07:37 PM)
I configured the pin for m2u, but only master card is able to login, while amex is unsuccessful. What happen?
*
Use only either one. Not both.
unknowmaster
post Oct 21 2011, 09:38 PM

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haiz.. received letter today and said "we have recently reviewed your application... unable to assist you at this time"
but i appeal this week.. now letter only arrived. I hope appeal is successful
candle
post Oct 21 2011, 11:03 PM

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QUOTE(David83 @ Oct 21 2011, 08:58 PM)
Use only either one. Not both.
*
the staff told me each m2u account only for each card.
i applied m2u for each card in atm.

firstly i activate the amex but fail.
then i try the master card and successful.
now i only can view the mastercard in the m2u.

is this proper way to do it ?
SUSDavid83
post Oct 21 2011, 11:05 PM

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QUOTE(candle @ Oct 21 2011, 11:03 PM)
the staff told me each m2u account only for each card.
i applied m2u for each card in atm.

firstly i activate the amex  but fail.
then i try the master card and successful.
now i only can view the mastercard in the m2u.

is this proper way to do it ?
*
Really. I'm not so sure about this.

Because most of us have saving account with Maybank and we can link our CC to M2U (opened using our SA ATM card).
TSGen-X
post Oct 21 2011, 11:13 PM

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QUOTE(candle @ Oct 21 2011, 11:03 PM)
the staff told me each m2u account only for each card.
i applied m2u for each card in atm.

firstly i activate the amex  but fail.
then i try the master card and successful.
now i only can view the mastercard in the m2u.

is this proper way to do it ?
*
I guess the person that did the M2U account thingy for you must have not linked your AMEX card. Go back to the branch or maybe even go to another branch. Not all staff knows how to set up M2U account for MBB 2 Cards.

I don't have a savings or current account with MBB but upon log in, all my 4 cards are shown in the account.

Click here to read my article M2U for MBB CC - You Don't Need A MBB Savings Account.
zenquix
post Oct 21 2011, 11:20 PM

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QUOTE(Sitting Duck @ Oct 21 2011, 08:32 PM)
Question guys. If I use Amex for apple store. Would it be more expensive? Admin fee?
*
Apple Store MY does not accept Amex
erry-
post Oct 22 2011, 01:01 AM

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QUOTE(zenquix @ Oct 21 2011, 11:20 PM)
Apple Store MY does not accept Amex
*
sure? coz if look at American Express® EzyPay merchants, got Machines there?

source: http://www.maybank2u.com.my/WebBank/digiEzp041011_mchant.pdf
fruitie
post Oct 22 2011, 01:19 AM

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QUOTE(erry- @ Oct 22 2011, 01:01 AM)
sure? coz if look at American Express® EzyPay merchants, got Machines there?

source: http://www.maybank2u.com.my/WebBank/digiEzp041011_mchant.pdf
*
I think they meant the online Apple Store. smile.gif
erry-
post Oct 22 2011, 01:21 AM

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oh ok apple store, not apple machines notworthy.gif
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post Oct 22 2011, 11:03 AM

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QUOTE(boonykun @ Oct 19 2011, 03:59 PM)
Holy Cow, my card was blocked for Suspicious Spending Behaviour.. >.<

Total Pain In da Arse for almost a week >.<
*
how to categorize suspicious spending behaviour? hmm.gif
SUSDavid83
post Oct 22 2011, 11:07 AM

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Suddenly make frequent big swipes in a row?
jackolantern
post Oct 22 2011, 03:42 PM

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where actualy maybank card centre in klcc? isit inside suria klcc? coz at m2u site dont have info for klcc branch

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
charymsylyn
post Oct 23 2011, 01:47 AM

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QUOTE(jackolantern @ Oct 22 2011, 03:42 PM)
where actualy maybank card centre in klcc? isit inside suria klcc? coz at m2u site dont have info for klcc branch

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
*
It's not listed because there isn't one in KLCC. Only 2 card centres in KL/PJ, one in 1U and the other at Menara Maybank.
Malvo
post Oct 23 2011, 09:25 AM

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QUOTE(David83 @ Oct 22 2011, 11:07 AM)
Suddenly make frequent big swipes in a row?
*
but if you could justified it, then why bank still suspend the account?

i noticed maybank don't make any call (to me at least) when i made numerous transactions (online purchases) in short period of time. maybe the sum is not large enough, i don't know..

but ocbc did call me once i made my first rm66 online transaction using titanium, although it is a small sum but it made me feel secure knowing the bank is monitoring all my activities smile.gif
snigapoe
post Oct 23 2011, 09:45 AM

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QUOTE(Malvo @ Oct 23 2011, 09:25 AM)
but if you could justified it, then why bank still suspend the account?

i noticed maybank don't make any call (to me at least) when i made numerous transactions (online purchases) in short period of time. maybe the sum is not large enough, i don't know..

but ocbc did call me once i made my first rm66 online transaction using titanium, although it is a small sum but it made me feel secure knowing the bank is monitoring all my activities smile.gif
*
i did the same by using maybank card also receive a call from them as confirmation too
nothingz
post Oct 23 2011, 11:07 AM

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i have been using MBB 2 for more than half a year, i never received any call from MBB even i purchased 3.7k laptop from HP Online Store
fruitie
post Oct 23 2011, 11:51 AM

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AmEx called me twice when I bought a laptop from DELL and linked my PayPal account with AmEx.
xjeez
post Oct 23 2011, 12:42 PM

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QUOTE(jackolantern @ Oct 22 2011, 03:42 PM)
where actualy maybank card centre in klcc? isit inside suria klcc? coz at m2u site dont have info for klcc branch

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
*
Like mentioned, there's no card center in KLCC, only a Maybank Branch which is located below the Twin Towers office block, not in the mall itself.



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post Oct 23 2011, 06:47 PM

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QUOTE(xjeez @ Oct 23 2011, 12:42 PM)
Like mentioned, there's no card center in KLCC, only a Maybank Branch which is located below the Twin Towers office block, not in the mall itself.
I thought that place is a part of the mall ? No ? That space used to be occupied by Tower Records.

On another note, i understand both CIMB Bank and RHB Bank have relocated from Ground Floor to Concourse already at Suria KLCC.
nemesis86
post Oct 23 2011, 08:58 PM

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There is a Maybank branch in the Suria KLCC mall, it is near KFC/ Sephora outlet.

You would not miss it. And it shows a banner 'Get your Maybankard 2 Cards within 60 minutes!'
InChIyO
post Oct 24 2011, 11:14 AM

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hi guys, may i know if apply the cards in One Utama / KLCC confirm will get the card within 1 hour? and after that the card can be used already??
fruitie
post Oct 24 2011, 11:33 AM

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QUOTE(InChIyO @ Oct 24 2011, 11:14 AM)
hi guys, may i know if apply the cards in One Utama / KLCC confirm will get the card within 1 hour? and after that the card can be used already??
*
Yes, once you get your card and you can start using it immediately.
SUSthis.ia.a.ball
post Oct 24 2011, 11:45 AM

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hi

is it more worth to get the visa or master card version?
cute_boboi
post Oct 24 2011, 11:47 AM

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QUOTE(nemesis86 @ Oct 23 2011, 08:58 PM)
There is a Maybank branch in the Suria KLCC mall, it is near KFC/ Sephora outlet.

You would not miss it.  And it shows a banner 'Get your Maybankard 2 Cards within 60 minutes!'
*
aiyo... you guys long time didn't go KLCC doh.gif tongue.gif

MBB shifted (many years already) to the back of Centre Court KLCC shopping area (behind information counter/escalator). Near Sephora/Post Office/Tunnel towards KL Convention Centre.

KFC shifted to Ramlee Mall side (nearer to Mandarin Oriental). Pizza Hut is there also, along with Famous Amos, Haagan Daz.
Also both RHB and CIMB shifted from Ground Floor (centre) to Concourse here (behind KFC)

Isetan tunnel shortcut is opened, and the Isetan food-mart/groceries shifted from 4th -> Concourse (LG).

Back to MBB, there is no dedicated card centre in KLCC MBB. But there are two table counters which serves CC enquiries/etc. Forgot is counter 8/9 or 10/11. Take a queue number from entrance there.

xjeez
post Oct 24 2011, 11:48 AM

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QUOTE(nemesis86 @ Oct 23 2011, 08:58 PM)
There is a Maybank branch in the Suria KLCC mall, it is near KFC/ Sephora outlet.

You would not miss it.  And it shows a banner 'Get your Maybankard 2 Cards within 60 minutes!'
*
Ohh thanks for the clarification, been awhile since I walked the mall sorry if I was outdated sweat.gif
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post Oct 24 2011, 12:01 PM

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QUOTE(this.ia.a.ball @ Oct 24 2011, 11:45 AM)
hi

is it more worth to get the visa or master card version?
*
My preference is Mastercard
Reason: Use to participate in Mega Sale/Euro 2012 freebies. Mastercard is their sponsor.
SUSthis.ia.a.ball
post Oct 24 2011, 01:06 PM

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QUOTE(ronnie @ Oct 24 2011, 12:01 PM)
My preference is Mastercard
Reason: Use to participate in Mega Sale/Euro 2012 freebies. Mastercard is their sponsor.
*
so in terms of availability of stores there's no much difference?

mastercard more benefit/gimmicks/freebies?
erry-
post Oct 24 2011, 01:09 PM

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QUOTE(this.ia.a.ball @ Oct 24 2011, 01:06 PM)
so in terms of availability of stores there's no much difference?

mastercard more benefit/gimmicks/freebies?
*
yes no diff. just their promo
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post Oct 24 2011, 01:18 PM

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QUOTE(nothingz @ Oct 23 2011, 11:07 AM)
i have been using MBB 2 for more than half a year, i never received any call from MBB even i purchased 3.7k laptop from HP Online Store
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I have no call as well when i purchased a 3k laptop. rclxub.gif
ubuntu
post Oct 24 2011, 02:17 PM

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QUOTE(ronnie @ Oct 24 2011, 12:01 PM)
My preference is Mastercard
Reason: Use to participate in Mega Sale/Euro 2012 freebies. Mastercard is their sponsor.
*
Besides that, we can take part in "I want an Audi" contest. brows.gif
erry-
post Oct 25 2011, 12:35 AM

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QUOTE(eddievh @ Oct 6 2011, 02:55 PM)
1 of treat points redeem item called Caltex star card Rm50. Can this card use to fill up petrol? I plan to redeem this item.
*
yes can use for petrol and also caltex star mart.

http://www.caltex.com/my/products-and-services/StarCash/

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post Oct 25 2011, 10:59 AM

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Hi, anyone know whether 1 utama maybank card center open tomorrow, Wednesday / during deepavali?
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post Oct 25 2011, 12:13 PM

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QUOTE(Sitting Duck @ Oct 25 2011, 10:59 AM)
Hi, anyone know whether 1 utama maybank card center open tomorrow, Wednesday / during deepavali?
*
It should open as usual, as those special service counters, are manned in rotating basis. Perhaps by Malay during Deepavali.
Raya = manned by Chinese/Indian.

That's the good thing about Malaysia. CNY still got food at mamak stalls/restaurant.
thumbup.gif

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post Oct 25 2011, 12:18 PM

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QUOTE(Sitting Duck @ Oct 25 2011, 10:59 AM)
Hi, anyone know whether 1 utama maybank card center open tomorrow, Wednesday / during deepavali?
*
got open
Sitting Duck
post Oct 25 2011, 12:49 PM

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QUOTE(mletee @ Oct 25 2011, 12:18 PM)
got open
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Thanks dude. Can't wait to get my cards..
mletee
post Oct 25 2011, 12:51 PM

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QUOTE(Sitting Duck @ Oct 25 2011, 12:49 PM)
Thanks dude. Can't wait to get my cards..
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go grab it..it's worth to use..i already got 90k points..hahaha
erry-
post Oct 25 2011, 02:25 PM

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talking about points. last friday i went to maybank pudu, luckily got carrefour voucher (coz last time went there its out of stock) rclxm9.gif

redeem rm10x5 (2,000x5) is cheaper than rm50x1 (11,000) laugh.gif


Added on October 25, 2011, 2:27 pmbut baskin robbin single scoop voucher no longer offering, even still shows at maybankardnet website - source

This post has been edited by erry-: Oct 25 2011, 02:27 PM
cute_boboi
post Oct 25 2011, 03:04 PM

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QUOTE(erry- @ Oct 25 2011, 02:25 PM)
talking about points. last friday i went to maybank pudu, luckily got carrefour voucher (coz last time went there its out of stock) rclxm9.gif

redeem rm10x5 (2,000x5) is cheaper than rm50x1 (11,000) laugh.gif


Added on October 25, 2011, 2:27 pmbut baskin robbin single scoop voucher no longer offering, even still shows at maybankardnet website - source
*
I'm planning go 1U to redeem Jusco RM100 = 20,000 TP soon.

How about Baskin Robbin junior two scoops voucher ? Still available ? hmm.gif I redeemed a few during MBB TP Fair at MV around July/Aug. Not yet finish use, expiring Dec 2012.

erry-
post Oct 25 2011, 03:16 PM

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QUOTE(cute_boboi @ Oct 25 2011, 03:04 PM)
I'm planning go 1U to redeem Jusco RM100 = 20,000 TP soon.

How about Baskin Robbin junior two scoops voucher ? Still available ?  hmm.gif  I redeemed a few during MBB TP Fair at MV around July/Aug. Not yet finish use, expiring Dec 2012.
*
no 2 scoops shows at the website under Maybank One-Stop Centrr category.

maybe only available during tp fair.

lotus_man
post Oct 25 2011, 03:19 PM

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hi guys,
i recently got a salary increment bringing my total salary to >5000. It started this month.
Wondering if I can upgrade to platinum by showing this month's payslip or I hav to show 3 months payslip?
erry-
post Oct 25 2011, 03:27 PM

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QUOTE(lotus_man @ Oct 25 2011, 03:19 PM)
hi guys,
i recently got a salary increment bringing my total salary to >5000. It started this month.
Wondering if I can upgrade to platinum by showing this month's payslip or I hav to show 3 months payslip?
*
2 months payslip is better. but then, not sure u can get upgrade. coz upgrade is usually offer by bank.

1 way is u can apply for plat card. need to pay for another gst. do note that the cashback is shared. still rm50, not rm100.
once got plat, u can cancel ur gold ~

why upgrade? me myself not using any plat features at all laugh.gif

fruitie
post Oct 25 2011, 03:31 PM

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Does upgrading to platinum guarantee higher CL?

If yes, I won't mind doing that. tongue.gif
erry-
post Oct 25 2011, 03:45 PM

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depends on bank. but not sure for maybank.

coz 2 years ago my hsbc gold and da gold (now both plat already, free upgrade) have higher cl than my maybank plat ~ this time is normal plat, not maybankard 2 plat, and maybank only give me not even 2x salary. but nvm about cl coz that time the normal plat is not so much benefit laugh.gif

add maybankard 2 plat, the cl is still same, share with my 'old' plat.

iamsteven
post Oct 25 2011, 09:49 PM

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anyone tried buying stuff with MBB2 Amex from amazon on weeked? It is count on our date or US date? scared buy on saturday local time its only friday in US then wont get the 5% cashback
charymsylyn
post Oct 25 2011, 10:01 PM

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QUOTE(iamsteven @ Oct 25 2011, 09:49 PM)
anyone tried buying stuff with MBB2 Amex from amazon on weeked? It is count on our date or US date? scared buy on saturday local time its only friday in US then wont get the 5% cashback
*
This has been asked many times. Amazon is not a good site to expect weekend rebate.
iamsteven
post Oct 25 2011, 10:12 PM

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QUOTE(charymsylyn @ Oct 25 2011, 10:01 PM)
This has been asked many times. Amazon is not a good site to expect weekend rebate.
*
too many posts on all versions, dont have time to read through all one by one tongue.gif thanks for explaining, will use my SG citibank then. no point to pay for 3% if can't guarantee of the 5% rebate
one leg kicking
post Oct 25 2011, 10:47 PM

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QUOTE(this.ia.a.ball @ Oct 24 2011, 01:06 PM)
so in terms of availability of stores there's no much difference?

mastercard more benefit/gimmicks/freebies?
*
I think MasterCard is better in terms of promotions

I got total of RM100 Sen Heng voucher from MasterCard Shopathon program recently
ronnie
post Oct 25 2011, 11:26 PM

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Have anyone bought Apple products from EpiCenter with their Maybankard Visa to get the 6x TreatsPoints ?

QUOTE
EpiCenter: Everything Mac and More
Exclusive to Maybankard Cardmembers
•Get 6x TreatsPoint with Maybankard EzyPay 0% Installment Plan
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
This post has been edited by ronnie: Oct 25 2011, 11:27 PM
CP88
post Oct 26 2011, 02:33 AM

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QUOTE(mletee @ Oct 25 2011, 12:51 PM)
go grab it..it's worth to use..i already got 90k points..hahaha
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Thats equivalent to RM18k. You do spend a lot. biggrin.gif
erry-
post Oct 26 2011, 08:14 AM

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QUOTE(CP88 @ Oct 26 2011, 02:33 AM)
Thats equivalent to RM18k. You do spend a lot.  biggrin.gif
*
err.... some people here can spend that amount within a week only sweat.gif

no matter how much u spend, just pay full amount on due date notworthy.gif

alexwsk
post Oct 26 2011, 10:01 AM

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has anyone here tried to make full statement balance payment to only one of the cards instead of separately into each of the cards

will mbb adjust the payment automatically?
TSGen-X
post Oct 26 2011, 10:18 AM

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QUOTE(alexwsk @ Oct 26 2011, 10:01 AM)
has anyone here tried to make full statement balance payment to only one of the cards instead of separately into each of the cards

will mbb adjust the payment automatically?
*
Yah, big hassle for me since I have 8 accounts with them which also makes the statement hard to read. For supp cards yes,

Somehow MBB Cheque Deposit Machine is not so friendly compared to other banks' machine e.g. CIMB can key in up to 5 different account for a single cheque.

No MBB won't adjust the payment automatically for Principal Accounts. Recently I accidentally paid to the wrong account (as I said, damn confusing MBB Paper Statement having 8 accounts incl 4 supps) and after 2 days had to call CS to manuallt transfer the funds to the correct account.


erry-
post Oct 26 2011, 12:53 PM

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QUOTE(Gen-X @ Oct 26 2011, 10:18 AM)
Yah, big hassle for me since I have 8 accounts with them which also makes the statement hard to read. For supp cards yes,

Somehow MBB Cheque Deposit Machine is not so friendly compared to other banks' machine e.g. CIMB can key in up to 5 different account for a single cheque.

No MBB won't adjust the payment automatically for Principal Accounts. Recently I accidentally paid to the wrong account (as I said, damn confusing MBB Paper Statement  having 8 accounts incl 4 supps) and after 2 days had to call CS to manuallt transfer the funds to the correct account.
*
pay with maybank2u lah. easy ~

go fast cash deposit money into maybank acc.

then choose each card, click Pay Now at Statement balance smile.gif

alexwsk
post Oct 26 2011, 06:37 PM

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QUOTE(Gen-X @ Oct 26 2011, 10:18 AM)
Yah, big hassle for me since I have 8 accounts with them which also makes the statement hard to read. For supp cards yes,

Somehow MBB Cheque Deposit Machine is not so friendly compared to other banks' machine e.g. CIMB can key in up to 5 different account for a single cheque.

No MBB won't adjust the payment automatically for Principal Accounts. Recently I accidentally paid to the wrong account (as I said, damn confusing MBB Paper Statement  having 8 accounts incl 4 supps) and after 2 days had to call CS to manuallt transfer the funds to the correct account.
*
yeah, i'm referring to the principal pair of M2 amex and master
since one statement, so in theory should be able to pay the total amount into one of the cards and mbb should auto adjust tongue.gif
so it seems you've tried it and it's not working huh
fruitie
post Oct 26 2011, 06:38 PM

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Somebody insulted me by saying I don't have cash to pay, that's why I need to pay using my AmEx at the Viewnet even though for RM 79 only. sad.gif
TSGen-X
post Oct 26 2011, 06:38 PM

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QUOTE(erry- @ Oct 26 2011, 12:53 PM)
pay with maybank2u lah. easy ~

go fast cash deposit money into maybank acc.

then choose each card, click Pay Now at Statement balance smile.gif
*
I don't really know how your above reply has anything to with alexwsk question and my reply to it.

This post has been edited by Gen-X: Oct 26 2011, 06:40 PM
alexwsk
post Oct 26 2011, 06:39 PM

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QUOTE(erry- @ Oct 26 2011, 12:53 PM)
pay with maybank2u lah. easy ~

go fast cash deposit money into maybank acc.

then choose each card, click Pay Now at Statement balance smile.gif
*
even with m2u, i prefer to pay into just one of the pair instead of have to separate them
i'm actually paying for my mom's pair of m2

so if possible, pay into 2 cards is always preferred instead of have to pay into the 4 cards individually


Added on October 26, 2011, 6:42 pm
QUOTE(fruitie @ Oct 26 2011, 06:38 PM)
Somebody insulted me by saying I don't have cash to pay, that's why I need to pay using my AmEx at the Viewnet even though for RM 79 only. sad.gif
*
don't worry bout that, they don't know the benefit of our cards ma
i even pay for item below RM10 in Jusco

This post has been edited by alexwsk: Oct 26 2011, 06:42 PM
fruitie
post Oct 26 2011, 06:43 PM

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QUOTE(alexwsk @ Oct 26 2011, 06:39 PM)
don't worry bout that, they don't know the benefit of our cards ma
i even pay for item below RM10 in Jusco
*
Haiz. Even after I explained why I used the CC, he started to insult me. sad.gif
Got so irritated now. sad.gif
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post Oct 26 2011, 06:48 PM

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QUOTE(fruitie @ Oct 26 2011, 06:43 PM)
Haiz. Even after I explained why I used the CC, he started to insult me. sad.gif
Got so irritated now. sad.gif
*
u even explain, i just don't bother
cheer up, u got 5x points laugh.gif

oh and if they dare to ask whether i have cash, i will answer no brows.gif

This post has been edited by alexwsk: Oct 26 2011, 06:48 PM
TSGen-X
post Oct 26 2011, 06:49 PM

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QUOTE(fruitie @ Oct 26 2011, 06:38 PM)
Somebody insulted me by saying I don't have cash to pay, that's why I need to pay using my AmEx at the Viewnet even though for RM 79 only. sad.gif
*
Well, we all know that the the person who "insulted" you is not as smart as you because we earn something from using our cards biggrin.gif

For my case if can charge RM10 or less also use CC, e.g at KFC hahaha
fruitie
post Oct 26 2011, 06:50 PM

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QUOTE(alexwsk @ Oct 26 2011, 06:48 PM)
u even explain, i just don't bother
cheer up, u got 5x points  laugh.gif

oh and if they dare to ask whether i have cash, i will answer no  brows.gif
*
I haven't bought yet, only plan to do it during weekend to get the 5% cash back rebate as well.
Macam ini pun kena. sweat.gif doh.gif
Human Nature
post Oct 26 2011, 06:50 PM

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QUOTE(fruitie @ Oct 26 2011, 06:43 PM)
Haiz. Even after I explained why I used the CC, he started to insult me. sad.gif
Got so irritated now. sad.gif
*
Dont bother la. You are not stealing or doing anything illegal. Next time, jokingly ask for more discount since 'you have no cash'
fruitie
post Oct 26 2011, 06:51 PM

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QUOTE(Gen-X @ Oct 26 2011, 06:49 PM)
Well, we all know that the the person who "insulted" you is not as smart as you because we earn something from using our cards  biggrin.gif

For my case if can charge RM10 or less also use CC, e.g at KFC hahaha
*
laugh.gif I wanted to use at KFC too but the queue is just too long and other patrons might give me some unpleasant looks.
Again, KL Sentral's KFC is hopeless so don't bother using it. laugh.gif
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post Oct 26 2011, 06:52 PM

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QUOTE(alexwsk @ Oct 26 2011, 06:39 PM)
even with m2u, i prefer to pay into just one of the pair instead of have to separate them
i'm actually paying for my mom's pair of m2

so if possible, pay into 2 cards is always preferred instead of have to pay into the 4 cards individually


Added on October 26, 2011, 6:42 pm

don't worry bout that, they don't know the benefit of our cards ma
i even pay for item below RM10 in Jusco
*
thumbup.gif What's the response of the cashier?
fruitie
post Oct 26 2011, 06:52 PM

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QUOTE(Human Nature @ Oct 26 2011, 06:50 PM)
Dont bother la. You are not stealing or doing anything illegal. Next time, jokingly ask for more discount since 'you have no cash'
*
No, not Viewnet's employees.
Online LYN fellow. smile.gif
He was quite close to me but insulted me in such a manner. I'm speechless.
alexwsk
post Oct 26 2011, 06:57 PM

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QUOTE(saitong09 @ Oct 26 2011, 06:52 PM)
thumbup.gif What's the response of the cashier?
*
haha, what other response other than give me a blank eye and let me swipe it
if the company has a minimum amount, just state it clearly and i am happy to pay cash if under that amount
hye
post Oct 26 2011, 07:02 PM

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QUOTE(iamsteven @ Oct 25 2011, 10:12 PM)
too many posts on all versions, dont have time to read through all one by one tongue.gif thanks for explaining, will use my SG citibank then. no point to pay for 3% if can't guarantee of the 5% rebate
*
Many people like yourself who want quick answers but lazy to search has given similar excuses in many posts and in various ways but they all mean the same.
You are lucky coz some folks are still willing to answer repeated questions and there'll be a time where no one will tolerate it anymore.
MilesAndMore
post Oct 26 2011, 08:33 PM

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QUOTE(fruitie @ Oct 26 2011, 06:38 PM)
Somebody insulted me by saying I don't have cash to pay, that's why I need to pay using my AmEx at the Viewnet even though for RM 79 only. sad.gif
WT$ shakehead.gif


QUOTE(alexwsk @ Oct 26 2011, 06:39 PM)
don't worry bout that, they don't know the benefit of our cards ma
i even pay for item below RM10 in Jusco
I charged RM3.75 to my MBB2 AMEX at Jaya Jusco Mid-Valley last Saturday. A bit extreme may be but i just don't care because i want my 5xTP + 5% discount sweat.gif

This post has been edited by MilesAndMore: Oct 26 2011, 08:34 PM
alexwsk
post Oct 26 2011, 08:39 PM

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QUOTE(MilesAndMore @ Oct 26 2011, 08:33 PM)
I charged RM3.75 to my MBB2 AMEX at Jaya Jusco Mid-Valley last Saturday. A bit extreme may be but i just don't care because i want my 5xTP + 5% discount  sweat.gif
*
yea yea, sikit sikit lama lama jadi bukit
only the time span is 4x shorter laugh.gif
jian5481
post Oct 26 2011, 09:48 PM

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QUOTE(MilesAndMore @ Oct 26 2011, 08:33 PM)
I charged RM3.75 to my MBB2 AMEX at Jaya Jusco Mid-Valley last Saturday. A bit extreme may be but i just don't care because i want my 5xTP + 5% discount   sweat.gif
*
Yup, no harm to do so. I swiped it once for around RM6 too. I think usually the cashiers are ok with it, but the customers behind would probably be cursing us. thumbup.gif

This post has been edited by jian5481: Oct 26 2011, 09:48 PM
MilesAndMore
post Oct 26 2011, 09:56 PM

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QUOTE(jian5481 @ Oct 26 2011, 09:48 PM)
Yup, no harm to do so. I swiped it once for around RM6 too. I think usually the cashiers are ok with it, but the customers behind would probably be cursing us.  thumbup.gif
Yeah. Luckily the credit card processing terminals Jaya Jusco Mid-Valley is using are all from Maybank and usually is quite fast in processing credit card payment especially if yours a Maybankard smile.gif

erry-
post Oct 26 2011, 11:04 PM

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QUOTE(MilesAndMore @ Oct 26 2011, 08:33 PM)
I charged RM3.75 to my MBB2 AMEX at Jaya Jusco Mid-Valley last Saturday. A bit extreme may be but i just don't care because i want my 5xTP + 5% discount   sweat.gif
*
my lowest amex swipe is rm1.40 @ tesco whistling.gif

jusco also usually below rm2. just for drink (can/bottle) brows.gif


Added on October 26, 2011, 11:06 pmrm2.20 @ kenny on sunday

rm2.10 just yesterday @ pizza hut

(both amount is after deduct vouchers - redeemed tp @ maybank pudu) rclxm9.gif

This post has been edited by erry-: Oct 26 2011, 11:06 PM
tifosi
post Oct 27 2011, 01:03 AM

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I also charge whatever small amount whenever possible. It just irritates me when a lot of restaurant have this RM 50 minimum amount required in order to use the card.
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post Oct 27 2011, 02:01 AM

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QUOTE(erry- @ Oct 26 2011, 08:14 AM)
err.... some people here can spend that amount within a week only sweat.gif

*
Wow. I believe you're one of the people. laugh.gif


Added on October 27, 2011, 2:03 am
QUOTE(erry- @ Oct 26 2011, 08:14 AM)

no matter how much u spend, just pay full amount on due date notworthy.gif

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+100% agree thumbup.gif

This post has been edited by CP88: Oct 27 2011, 02:03 AM
kurtkantoi
post Oct 27 2011, 03:39 PM

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QUOTE(erry- @ Oct 26 2011, 11:04 PM)
my lowest amex swipe is rm1.40 @ tesco whistling.gif

jusco also usually below rm2. just for drink (can/bottle) brows.gif


Added on October 26, 2011, 11:06 pmrm2.20 @ kenny on sunday

rm2.10 just yesterday @ pizza hut

(both amount is after deduct vouchers - redeemed tp @ maybank pudu) rclxm9.gif
*
I always pump my motorcycle petrol using Amex. Its the best credit card so far. The only drawback is the credit limit is too low (2k). This due to sharing the limit with Visa Al-Ikhwan that I have bigger limit. But I cant stop Al-Ikhwan since I have installment with courts and onking for another 1 year and half. Do I need to wait for 1 year before ask for credit limit increament or wait for their offer?
erry-
post Oct 27 2011, 04:24 PM

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QUOTE(kurtkantoi @ Oct 27 2011, 03:39 PM)
I always pump my motorcycle petrol using Amex. Its the best credit card so far. The only drawback is the credit limit is too low (2k). This due to sharing the limit with Visa Al-Ikhwan that I have bigger limit. But I cant stop Al-Ikhwan since I have installment with courts and onking for another 1 year and half. Do I need to wait for 1 year before ask for credit limit increament or wait for their offer?
*
if i'm not mistaken, maybank ikhwan islamic and maybank is consider as different bank. so the cl is not shared. correct me if i'm wrong notworthy.gif

btw u can ask for cl increase using this form - http://www.maybank2u.com.my/WebBank/inclimit_100210.pdf

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post Oct 27 2011, 04:33 PM

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QUOTE(erry- @ Oct 27 2011, 05:24 PM)
if i'm not mistaken, maybank ikhwan islamic and maybank is consider as different bank. so the cl is not shared. correct me if i'm wrong notworthy.gif

btw u can ask for cl increase using this form - http://www.maybank2u.com.my/WebBank/inclimit_100210.pdf
*
just call cs and they will submit application for you.. don need so troublesome to fill in the form.. haha..
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post Oct 27 2011, 04:35 PM

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QUOTE(MilesAndMore @ Oct 26 2011, 08:33 PM)
WT$  shakehead.gif
I charged RM3.75 to my MBB2 AMEX at Jaya Jusco Mid-Valley last Saturday. A bit extreme may be but i just don't care because i want my 5xTP + 5% discount  sweat.gif
*
I charged RM0.35 @ DiGi 1Utama to pay outstanding amount.
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post Oct 27 2011, 04:38 PM

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QUOTE(mengsuan @ Oct 27 2011, 04:35 PM)
I charged RM0.35 @ DiGi 1Utama to pay outstanding amount.
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thumbup.gif
shiroikun
post Oct 27 2011, 04:48 PM

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QUOTE(mengsuan @ Oct 27 2011, 04:35 PM)
I charged RM0.35 @ DiGi 1Utama to pay outstanding amount.
*
Hmm, what is the purpose of doing so? 5%rebate? 0.02 cents OR 5x rewards points? 1.5points

I rather pay by cash for 0.35 doh.gif
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post Oct 27 2011, 04:55 PM

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QUOTE(mengsuan @ Oct 27 2011, 04:35 PM)
I charged RM0.35 @ DiGi 1Utama to pay outstanding amount.
*
wah..this was madness..lol
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post Oct 27 2011, 05:02 PM

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QUOTE(shiroikun @ Oct 27 2011, 04:48 PM)
Hmm, what is the purpose of doing so? 5%rebate? 0.02 cents OR 5x rewards points? 1.5points

I rather pay by cash for 0.35  doh.gif
*
I wanted to do auto-billing. I already took out the credit card for her to proceed with the registration then she said I need to clear the outstanding amount of RM0.35. So I just pass her the credit card in my hand and said "charge to this, can you?". biggrin.gif


Added on October 27, 2011, 5:06 pmMoreover I don't fancy 5 cents change

This post has been edited by mengsuan: Oct 27 2011, 05:06 PM
chemistry
post Oct 27 2011, 07:00 PM

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QUOTE(mengsuan @ Oct 27 2011, 05:02 PM)
I wanted to do auto-billing. I already took out the credit card for her to proceed with the registration then she said I need to clear the outstanding amount of RM0.35. So I just pass her the credit card in my hand and said "charge to this, can you?". biggrin.gif


Added on October 27, 2011, 5:06 pmMoreover I don't fancy 5 cents change
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you should have paid with a 50cent coin and said "KEEP THE CHANGE" tongue.gif
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post Oct 27 2011, 08:55 PM

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Hmm ... I wanna know how's the credit limit works.

Currently having MB 2 Gold Card and both showing RM5k at each pages on Maybank2u.com.my there.

So is it separately got RM5k each or share among the RM5k for these 2 cards?

Another question is I had purchased a phone and using installment which is RM2k (still on going) and now I gonna purchase a laptop using installment, too which might cost around RM4k. Does it burst my limit?

Thanks.

This post has been edited by TongCN: Oct 27 2011, 08:56 PM
chemistry
post Oct 27 2011, 09:48 PM

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QUOTE(TongCN @ Oct 27 2011, 08:55 PM)
Currently having MB 2 Gold Card and both showing RM5k at each pages on Maybank2u.com.my there.

So is it separately got RM5k each or share among the RM5k for these 2 cards?

Another question is I had purchased a phone and using installment which is RM2k (still on going) and now I gonna purchase a laptop using installment, too which might cost around RM4k. Does it burst my limit?
*
The two cards share a RM5k limit.
Yes, it will burst your limit. The installment will consume RM2k limit and you'll have only RM3k remaining credit limit. However, the limit will eventually increase correspondingly as you pay installment each month.
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post Oct 27 2011, 09:50 PM

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So am I able to burst the limit? Or the transaction will be rejected?
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post Oct 27 2011, 09:56 PM

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QUOTE(fruitie @ Oct 26 2011, 06:38 PM)
Somebody insulted me by saying I don't have cash to pay, that's why I need to pay using my AmEx at the Viewnet even though for RM 79 only. sad.gif
*
I use my Amex to pay at junco for rm9 stuff.... I juz lazy to withdraw cash ..lol

chemistry
post Oct 27 2011, 09:58 PM

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QUOTE(TongCN @ Oct 27 2011, 09:50 PM)
So am I able to burst the limit? Or the transaction will be rejected?
*
It depends.
Sometimes Maybank will reject straight away, sometimes it allows 10% overlimit.
And FYI, Maybank does not charge overlimit fee. (SCB charges 5%)
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QUOTE(chemistry @ Oct 27 2011, 09:58 PM)
It depends.
Sometimes Maybank will reject straight away, sometimes it allows 10% overlimit.
And FYI, Maybank does not charge overlimit fee. (SCB charges 5%)
*
Good to hear. So I will just have to try my luck whether they allow me to overlimit it?

But I always pay full amount of the CC Statement on due date laugh.gif
Or will they call me before reject?
SUSWintersuN
post Oct 27 2011, 10:17 PM

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hi guys,

wanna ask if the treat points is worth 2 use? wat can exchange wif the treat points?

cos i think if not so worth then i wont get the maybank card la since need use amex and on weekend only worth for the petrol

better get uob always got 5%

how? hmm.gif
chemistry
post Oct 27 2011, 10:21 PM

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QUOTE(TongCN @ Oct 27 2011, 10:04 PM)
But I always pay full amount of the CC Statement on due date laugh.gif
Or will they call me before reject?
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I have no idea, really.
la_Feng
post Oct 27 2011, 10:29 PM

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guys, i got the cards and applied for the BT 0% 12 months.
which card it's gonna charged to?

and do we get points for BT?

just FYI. submitted application form walk in, same day email pay slip. after 5 working days, received SMS application successful. then i proceed to contact the lady i applied the card to submit for BT which i already signed when applied for CC.
fruitie
post Oct 27 2011, 10:30 PM

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QUOTE(TongCN @ Oct 27 2011, 10:04 PM)
Good to hear. So I will just have to try my luck whether they allow me to overlimit it?

But I always pay full amount of the CC Statement on due date laugh.gif
Or will they call me before reject?
*
Er, why do you want to spend on something which your card can't afford? smile.gif
Clear your first installment first, or get something within your CL.
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post Oct 27 2011, 10:37 PM

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wat is the most worth item to redeem wif treat points?
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post Oct 27 2011, 10:41 PM

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QUOTE(fruitie @ Oct 27 2011, 10:30 PM)
Er, why do you want to spend on something which your card can't afford? smile.gif
Clear your first installment first, or get something within your CL.
*
Hmm... true also... Else my CC won't be able to use also for 1 year if exceed laugh.gif

Maybe pay one time using AMEX? x5 TP drool.gif

But same question, what thing can redeem eh?
fruitie
post Oct 27 2011, 10:45 PM

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QUOTE(WintersuN @ Oct 27 2011, 10:37 PM)
wat is the most worth item to redeem wif treat points?
*
Gotta refer to the catalogue then.
https://www.maybankard.net.my/

QUOTE(TongCN @ Oct 27 2011, 10:41 PM)
Hmm... true also... Else my CC won't be able to use also for 1 year if exceed laugh.gif

Maybe pay one time using AMEX?  x5 TP  drool.gif

But same question, what thing can redeem eh?
*
Yes, pay one time using AmEx is worth. smile.gif
I bought my laptop via DELL using my AmEx, 5xTP is nice. biggrin.gif

Refer to above reply.

charymsylyn
post Oct 27 2011, 10:46 PM

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QUOTE(kurtkantoi @ Oct 27 2011, 03:39 PM)
I always pump my motorcycle petrol using Amex. Its the best credit card so far. The only drawback is the credit limit is too low (2k). This due to sharing the limit with Visa Al-Ikhwan that I have bigger limit. But I cant stop Al-Ikhwan since I have installment with courts and onking for another 1 year and half. Do I need to wait for 1 year before ask for credit limit increament or wait for their offer?
*
This situation is actually quite easy to solve. Reduce the limit of your Ikhwan card and you'll be able to increase your M2 limit.


Added on October 27, 2011, 10:49 pm
QUOTE(WintersuN @ Oct 27 2011, 10:37 PM)
wat is the most worth item to redeem wif treat points?
*
Is it really that hard to check the catalogue, of which most of it is available online?

This post has been edited by charymsylyn: Oct 27 2011, 10:49 PM
TongCN
post Oct 27 2011, 10:49 PM

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QUOTE(fruitie @ Oct 27 2011, 10:45 PM)
Gotta refer to the catalogue then.
https://www.maybankard.net.my/
Yes, pay one time using AmEx is worth. smile.gif
I bought my laptop via DELL using my AmEx, 5xTP is nice. biggrin.gif

Refer to above reply.
*
But even with one go, it also will burst my CL hmm.gif

Will maybank accept me to burst for one month? lol ...
fruitie
post Oct 27 2011, 11:02 PM

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QUOTE(TongCN @ Oct 27 2011, 10:49 PM)
But even with one go, it also will burst my CL  hmm.gif

Will maybank accept me to burst for one month? lol ...
*
Most likely the transaction won't go through at all. smile.gif
Why don't pay your installment, at least it reaches 1k then you can have 5k limit again lo.
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post Oct 27 2011, 11:07 PM

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QUOTE(fruitie @ Oct 27 2011, 11:02 PM)
Most likely the transaction won't go through at all. smile.gif
Why don't pay your installment, at least it reaches 1k then you can have 5k limit again lo.
*
The installment for 2 years, haha ...

And it only reached RM0.3k now XD


Added on October 27, 2011, 11:08 pmBut I just read some thread saying that they can still provide customer with overlimit b4 next year as new rules will be effective by beginning of next year.



This post has been edited by TongCN: Oct 27 2011, 11:08 PM
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post Oct 27 2011, 11:25 PM

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QUOTE(charymsylyn @ Oct 27 2011, 10:46 PM)
This situation is actually quite easy to solve. Reduce the limit of your Ikhwan card and you'll be able to increase your M2 limit.

*
Thank you for replying to his post on CL because it made me reread that MBB 2 Gold CL is RM2K!

erry-
post Oct 28 2011, 01:04 AM

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QUOTE(TongCN @ Oct 27 2011, 10:04 PM)
Good to hear. So I will just have to try my luck whether they allow me to overlimit it?

But I always pay full amount of the CC Statement on due date laugh.gif
Or will they call me before reject?
*
u can, actually, pay before due date, to increase ur cl back.

u can even swipe rm3k, then open m2u via smartphone/laptop/tablet, and pay immediately the money smile.gif


Added on October 28, 2011, 1:12 am
QUOTE(WintersuN @ Oct 27 2011, 10:17 PM)
wanna ask if the treat points is worth 2 use? wat can exchange wif the treat points?

cos i think if not so worth then i wont get the maybank card la since need use amex and on weekend only worth for the petrol

better get uob always got 5%
*
if u concentrate on petrol only, then yes go for uob.

while for amex, ANYTHING on weekend will get 5%, not just petrol, plus the 5x points.

me myself, i usually redeem on-the-spot for better rates, and redeem dining + shopping voucher (nandos, kenny, kfc/pizza, carrefour, parkson, sogo) ~

This post has been edited by erry-: Oct 28 2011, 01:12 AM
fruitie
post Oct 28 2011, 08:37 AM

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QUOTE(erry- @ Oct 28 2011, 01:04 AM)
u can, actually, pay before due date, to increase ur cl back.

u can even swipe rm3k, then open m2u via smartphone/laptop/tablet, and pay immediately the money smile.gif
*
But he wants to swipe 4k which is extra RM 1k from his CL.
Even had the thought to go for installment...
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post Oct 28 2011, 09:01 AM

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QUOTE(chemistry @ Oct 27 2011, 07:00 PM)
you should have paid with a 50cent coin and said "KEEP THE CHANGE"  tongue.gif
*
What for ?? If Digi allows 35 sen charge to CC, I don't mind swiping my CC.
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post Oct 28 2011, 09:20 AM

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QUOTE(WintersuN @ Oct 27 2011, 10:37 PM)
wat is the most worth item to redeem wif treat points?
*
Probably Jusco vouchers, since there's no expiry and you can always find something to buy in the supermarket, or just use as gifts.



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post Oct 28 2011, 10:07 AM

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can pay house loan wif my credit card?
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post Oct 28 2011, 10:38 AM

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QUOTE(TongCN @ Oct 27 2011, 09:50 PM)
So am I able to burst the limit? Or the transaction will be rejected?
*
I share with you my story. Few weeks back, I booked a hotel room via Otel.com. There were some issue with my booking so it was canceled on their end and I gotta rebook. The problem was the initial booking amount was still floating when I tried to make the second booking. It rejected my booking because I did not have enough CL as the floating amount is still there.

Went and call the CS but they could not do anything on the floating amount as they need Otel.com to cancel the transaction. Otel.com on the other hand said they had canceled the transaction. (Maybe there is a grace period before I get the floating money back. I don't know.) So some time wasted calling the CS but no one could help me on this so at the end, I just pay up my CC outstanding amount early to book again.

So in my case, they did not let me burst my CL.

This post has been edited by tifosi: Oct 28 2011, 10:44 AM
MilesAndMore
post Oct 28 2011, 10:59 AM

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QUOTE(TongCN @ Oct 27 2011, 10:49 PM)
But even with one go, it also will burst my CL  hmm.gif

Will maybank accept me to burst for one month? lol ...
QUOTE(tifosi @ Oct 28 2011, 10:38 AM)
So in my case, they did not let me burst my CL.
I burst my CL and Maybank continued to approve a few more hundred Ringgit when i was in Beijing last month. Supposedly Maybank should have rejected the last transaction i made in Beijing because i have almost used up my whole CL and in order for this transaction to go through, i needed at least RM300 more. However, Maybank approved this transaction, much to my surprise.

Anyway, i flew Cathay Pacific to Hong Kong one day later and bought something from the inflight duty free. Again, Maybank approved the payment too rclxub.gif By this time, my Maybank credit card was more than RM500 over limit doh.gif


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post Oct 28 2011, 11:09 AM

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QUOTE(WintersuN @ Oct 28 2011, 10:07 AM)
can pay house loan wif my credit card?
*
of coz cannot
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QUOTE(MilesAndMore @ Oct 28 2011, 10:59 AM)
I burst my CL and Maybank continued to approve a few more hundred Ringgit when i was in Beijing last month. Supposedly Maybank should have rejected the last transaction i made in Beijing because i have almost used up my whole CL and in order for this transaction to go through, i needed at least RM300 more. However, Maybank approved this transaction, much to my surprise.

Anyway, i flew Cathay Pacific to Hong Kong one day later and bought something from the inflight duty free. Again, Maybank approved the payment too  rclxub.gif  By this time, my Maybank credit card was more than RM500 over limit  doh.gif
*
Sorry I forgot to mention this. I asked them for temp credit limit increase since I am just short of 500 but they declined. They say they will only approve such cases when I am in overseas or in an emergency (eg. hospital).

So maybe when you are in overseas they are more lenient. My guess.
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post Oct 28 2011, 02:20 PM

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Have you guys ever receive a call fr MBB whenever you charge a big amount to your cards?

For me, I've contacted the customer service few times and requeted them to call me to verify my payment if the individual transaction amount is more than RM 5k (exception to the rule is purchase of flight ticket and hotel bills).

I've recently paid RM20k single payment for a training course. And still no one from MBB contact me for payment verification. This lead me to feel unsecure about maybank cards. Share with me if you have a similiar consern.


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post Oct 28 2011, 03:19 PM

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QUOTE(tanch78 @ Oct 28 2011, 02:20 PM)
Have you guys ever receive a call fr MBB whenever you charge a big amount to your cards?

For me, I've contacted the customer service few times and requeted them to call me to verify my payment if the individual transaction amount is more than RM 5k (exception to the rule is purchase of flight ticket and hotel bills).

I've recently paid RM20k single payment for a training course. And still no one from MBB contact me for payment verification. This lead me to feel unsecure about maybank cards. Share with me if you have a similiar consern.
*
Generally speaking, no bank anywhere does this (verification call for transactions above certain amount) unless the transaction is flagged in their fraud system (transaction value is important but not the most important flag). And anyone in the bank who promises you that they can do it is not telling you the truth.


Added on October 28, 2011, 3:22 pm
QUOTE(WintersuN @ Oct 28 2011, 10:07 AM)
can pay house loan wif my credit card?
*
You cannot pay debt with another debt. Please no discussions here about BT or cash advances to pay credit card or how fiat money is debt. blink.gif


Added on October 28, 2011, 3:28 pm
QUOTE(tifosi @ Oct 28 2011, 12:17 PM)
Sorry I forgot to mention this. I asked them for temp credit limit increase since I am just short of 500 but they declined. They say they will only approve such cases when I am in overseas or in an emergency (eg. hospital).

So maybe when you are in overseas they are more lenient. My guess.
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The criteria for temporary limit increase is shared among all MY banks. If they allow to increase, the minimum period is usually quite long (e.g. 1 month) and in that 1 month, you can use up the limit even for local transactions. After that just need to pay as per statement.

This post has been edited by charymsylyn: Oct 28 2011, 03:28 PM
tifosi
post Oct 28 2011, 05:41 PM

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QUOTE(tanch78 @ Oct 28 2011, 02:20 PM)
Have you guys ever receive a call fr MBB whenever you charge a big amount to your cards?

For me, I've contacted the customer service few times and requeted them to call me to verify my payment if the individual transaction amount is more than RM 5k (exception to the rule is purchase of flight ticket and hotel bills).

I've recently paid RM20k single payment for a training course. And still no one from MBB contact me for payment verification. This lead me to feel unsecure about maybank cards. Share with me if you have a similiar consern.
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I got the call only once when I link my Paypal to the card. Thats all. Even I swiped over the credit limit also they did not call me.

On the other hand, Public Bank will normally call me whenever I swipe for an anything that is over 1K.
TongCN
post Oct 28 2011, 10:58 PM

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I remembered last time i bought my Dell Zino HD which costed around RM1,299 if not wrong using AMEX.
I received a call from Maybank to verify whether I got such transaction or not.
So I confirmed with them and the transaction passed.

But right now I just wanna use AMEX card to buy a laptop (RM4k+) which will burst my CL (RM5k limit) whereas now I'm still in RM1.8k of installment.
(Left RM3.2k limit)

So not sure whether they will approve or not. I can straight pay by cash but at the same time, I wanna earn 5x TP, lol ... such dillema...

This post has been edited by TongCN: Oct 28 2011, 11:00 PM
fruitie
post Oct 28 2011, 11:03 PM

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I think you can advance pay RM 4k first, then only buy it. biggrin.gif

This post has been edited by fruitie: Oct 28 2011, 11:03 PM
TongCN
post Oct 28 2011, 11:05 PM

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QUOTE(fruitie @ Oct 28 2011, 08:37 AM)
But he wants to swipe 4k which is extra RM 1k from his CL.
Even had the thought to go for installment...
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I think I will just straight pay the money but I wanna earn the 5x TP sweat.gif


Added on October 28, 2011, 11:06 pm
QUOTE(fruitie @ Oct 28 2011, 11:03 PM)
I think you can advance pay RM 4k first, then only buy it. biggrin.gif
*
Can do advance payment?

Why they wanna share among both card, sigh ..

This post has been edited by TongCN: Oct 28 2011, 11:06 PM
hye
post Oct 28 2011, 11:11 PM

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No profanities allowed in this area on my watch.
We are all civilsed people and there are ways to express your anger without using any profanities.
ck23
post Oct 28 2011, 11:59 PM

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Card Protection Plan called AMEX users and offer their wallet insurance plan.. anyone takes up the insurance?
fruitie
post Oct 29 2011, 12:41 AM

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QUOTE(ck23 @ Oct 28 2011, 11:59 PM)
Card Protection Plan called AMEX users and offer their wallet insurance plan.. anyone takes up the insurance?
*
My best friend has this and she feels totally worth for it.
She was robbed last August and with just a call she managed to cancel all her CC plus her Aussie CC.
Something which she thinks worth to pay.
I don't have that by the way...
hye
post Oct 29 2011, 08:26 AM

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QUOTE(fruitie @ Oct 29 2011, 12:41 AM)
My best friend has this and she feels totally worth for it.
She was robbed last August and with just a call she managed to cancel all her CC plus her Aussie CC.
Something which she thinks worth to pay.
I don't have that by the way...
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Agreed. It's rather subjective because it depends on your comfort level. One may have the opinion of needing it and the other No.
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post Oct 29 2011, 10:30 AM

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is it safe to make payment over the phone using CC?
i always read people said can use amex if pay over phone, but......i dunno...
erry-
post Oct 29 2011, 11:42 AM

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QUOTE(kezman @ Oct 29 2011, 10:30 AM)
is it safe to make payment over the phone using CC?
i always read people said can use amex if pay over phone, but......i dunno...
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it is safe, with at least this 2 conditions:

1. u make the call, example to dell, etiqa
2. dont give the security num. usually dell, etiqa jusk ask front num and expiry date.

notworthy.gif

andyfriends
post Oct 29 2011, 04:59 PM

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is rm 50 rebate in already? can we start using our amex or we need to wait til next weekend?
idunnolol
post Oct 29 2011, 05:01 PM

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QUOTE(MilesAndMore @ Oct 28 2011, 10:59 AM)
I burst my CL and Maybank continued to approve a few more hundred Ringgit when i was in Beijing last month. Supposedly Maybank should have rejected the last transaction i made in Beijing because i have almost used up my whole CL and in order for this transaction to go through, i needed at least RM300 more. However, Maybank approved this transaction, much to my surprise.

Anyway, i flew Cathay Pacific to Hong Kong one day later and bought something from the inflight duty free. Again, Maybank approved the payment too  rclxub.gif  By this time, my Maybank credit card was more than RM500 over limit  doh.gif
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Thank god MBB is very lenient about this. I just burst my CL by 2k doh.gif But i do remember there was once a officer call regarding the burst CL and they want me to pay immediately shocking.gif
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post Oct 29 2011, 05:18 PM

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QUOTE(andyfriends @ Oct 29 2011, 04:59 PM)
is rm 50 rebate in already?  can we start using our amex or we need to wait til next weekend?
*
today is just 29th, rebate will only be credited on 1st or 2nd.

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