It doesn't accept RM, only USD (so far I have tried).

there is NO annual fee for MBB2 cards and only RM50 GST for the companion Mastercard (GST for Amex is auto-waived). If RM50 a year is so difficult to cough up, please continue using cash or debit cards.

How do you change to USD? If we were to use this tactic, wouldn't it will be more costly considering the conversion rate?

You can't, basically I only shop for overseas stuffs.
Groupon, I'll use my VISA.

if using AMEX to purchase oversea stuffs via online, wouldn't AMEX fee costs more higher than VISA?

I will do that during weekend via PayPal and I can get 5% rebate plus 5xTP.
I think that's more worth than using VISA.

using Paypal to purchase and Paypal charge into your AMEX?? need to figure out some calculation whether is it worth? anyways, do you know how much does AMEX and VISA charges for oversea transaction? is it 1.5% for AMEX and 0.5% for VISA, please correct me if I'm wrong about it..thx!

2.5% I heard for AmEx.
But if you do it during weekend, I think it is still worth for it.
I'm pretty bad when it comes to calculation, good luck!

I already settled full amount before statement date, can i receive cash rebate from them? eg. they credit back the rebate amount to me?

They'll still rebate to you. Don't worry.

If you have any current outstanding during the cash rebate is being credited in, it'll be appear as negative I guess.

the over payment amount would be use for your future purchases.
if no purchase made till the next statement, you'll see statement balance with negative amount (bank owe you)

This post has been edited by SeanChang: Nov 28 2011, 10:18 PM

i'm searching any others CC give good cash back rebate besides MBB 2 cards as not all shops accept AMEX.

Heard that HSBC gives 2-6% rebate, any advise?

Wrong thread, my friend!

Thx bros!!

I would like to renew my road tax and insurance, i'm planning to renew it using AMEX for etiqa (entitle for 10% discount + NCD)..from what I know..I can just renew using amex if I renew it by call them..I cannot use AMEX by paying online...my question..is it secure to pay them thru phone?I means when we renew it by call them..of course we will tell them everything bout our card rite?so..how?

Went to one utama mbb there, the person that wear black coat serve me. Very impolite when I show him my salary slip, basic RM 2,400 also say alots of thing. I said i got RM 700 fixed allowances n somemore with letter from the company. I asked for his name. He don't want to tell me. Can I complain ? My net pay is more than RM 4,500 also he say so much.

which type of card u applied? get the gold then easier

I only ask gold. he said basic must RM 2,500 I know I don't have but annum fulfil alr ma.

The agent who served me last time told me if i'm a degree holder, basic 2k can apply d wo.

Nay, now must hit RM30,000. I tried too, but the branch staff straight away said the system won't accept such application. Nothing about degree holder or what.